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\qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3370535 \fs20\cf1\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 NIUE
\par }\pard \qj \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 FINANCIAL TRANSACTIONS REPORTING ACT 2000
\par }\pard \qj \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
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\par }\pard \qj \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\fs24\lang2057\langfe5129\langnp2057\insrsid14697883\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Arrangement of provisions
\par }\pard \qj \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 1 }{\fs24\lang2057\langfe5129\langnp2057\insrsid13328345\charrsid13787087 -}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Preliminary
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3370535 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 1 Short title
\par 2 Interpretation
\par 3 Meaning of financial institution
\par 4 Meaning of transaction
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid1322507\charrsid13787087 5 Application}{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 2 }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Obligation To Report Suspicious Transactions
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3370535 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 6 Financial institutions to report suspicious transactions
\par 7 Disclosure of suspicious transaction reports
\par 8 Protection of persons reporting suspicious transactions
\par 9 Other preventative measures by financial institutions
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 3 }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Obligations To Keep Records And Verify Identity
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3370535 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 10 Financial institutions to keep records
\par 11 Financial institutions to verify customers' identity
\par 12 Financial institution to keep customers' records
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 4 }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Financial Intelligence Unit
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3370535 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 13 Establishment of Financial Intelligence Unit
\par 14 Functions and powers
\par 15 Search warrants
\par 16 Secrecy provision}{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 5 }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Other Matters
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3370535 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 17 Opening accounts in false names
\par 18 Certain other Acts not limited
\par 19 Regulations
\par }\pard \qj \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10492406 {\fs24\lang2057\langfe5129\langnp2057\insrsid3370535\charrsid13787087 ------------------------}{
\fs24\lang2057\langfe5129\langnp2057\insrsid10492406\charrsid13787087 -----
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\fs24\lang2057\langfe5129\langnp2057\insrsid3370535\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 AN ACT
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10492406 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid3370535\charrsid13787087 t}{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 o}{
\b\fs24\lang2057\langfe5129\langnp2057\insrsid3370535\charrsid13787087  }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 provide for the re}{\b\fs24\lang2057\langfe5129\langnp2057\insrsid3370535\charrsid13787087 porting
 of certain transactions
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 and the keeping of certain records, and for related purposes
\par }\pard \qj \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8473024 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7425573 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 1 }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Preliminary
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 1 Short title
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par (1) This Act may be cited as the Financial Transactions Reporting Act 2000.
\par 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 2 Interpretation
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) In this Act, unless the contrary intention appears:
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 "account"}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 means any facility or arrangement by which a financial institution does any of the following:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 accepts deposits of currency;}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13787087 {\fs24\lang2057\langfe5129\langnp2057\insrsid13787087\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 allows withdrawals of currency;}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13787087 {\fs24\lang2057\langfe5129\langnp2057\insrsid13787087\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 pays cheques or payment orders drawn on the financial institution, or collects cheques or payment orders on behalf of a person other than the financial institution;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
and includes any facility or arrangement for a safety deposit box or for any other form of safe deposit;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 "cash"}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 means any coin or paper money that is designed as legal tender in the country of issue and includes bearer bonds, travellers cheques, postal notes and money orders;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 "financial institution"}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  has the meaning given by section 3;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 "Minister"}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 shall mean the Minister for Finance;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 "money laundering offence"}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  means an offence within the terms of sections 64 and 65 of the Proceeds of Crime Act 1998;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 "prescribed"}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  means prescribed by r}{\fs24\lang2057\langfe5129\langnp2057\insrsid13787087 egulations made under this Act;}{\fs24\lang2057\langfe5129\langnp2057\insrsid11227595\charrsid13787087 

\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4207093 {\fs24\lang2057\langfe5129\langnp2057\insrsid11227595\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 "suspicious transaction report"}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  means a r}{\fs24\lang2057\langfe5129\langnp2057\insrsid13787087 eport prepared under section 6;}{\fs24\lang2057\langfe5129\langnp2057\insrsid4207093\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4207093 {\fs24\lang2057\langfe5129\langnp2057\insrsid4207093\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 "transaction"}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  has the meaning given by section 4;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 "Unit"}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 means the Financial Intelligence Unit established under Part 4.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 3 Meaning of financial institution
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) Each of the following is a financial institution:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 a company licensed as an exempted bank or financial institution under the International Banking Act 1997;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 a person carrying on a business:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (i)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 of administering or managing funds on behalf of an international company within the meaning of the International Business Companies Act 1994 or any other person; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (ii)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 as a trustee in respect of funds of other persons; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 a person carrying on a business of an insurer, an insurance intermediary, a securities dealer or a futures broker;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (d)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 a person (other than a person mentioned in paragraph (a), (b) or}{\fs24\lang2057\langfe5129\langnp2057\insrsid7425573\charrsid13787087  (c)) carrying on a business of:}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (i)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 exchanging money; or}{\fs24\lang2057\langfe5129\langnp2057\insrsid7425573\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (ii)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 collecting, holding, exchanging or remitting funds, or otherwise negotiating funds transfers, on behalf of other persons; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (iii)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 preparing pay}{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 rolls on behalf of other persons in whole or }{
\fs24\lang2057\langfe5129\langnp2057\insrsid7425573\charrsid13787087 in part from funds collected; or}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (iv)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 deliver}{\fs24\lang2057\langfe5129\langnp2057\insrsid13787087 ing funds (including payrolls);}{\fs24\lang2057\langfe5129\langnp2057\insrsid7425573\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (e) a person carrying on a business of}{
\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (i)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 dealing in bullion; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (ii) }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
issuing, selling or redeeming traveller's cheques, money orders or similar instruments; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (iii)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  
collecting, holding and delivering cash as part of a business or providing payroll services;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (f)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 a lawyer, but only to the extent that the lawyer receives funds in the course of his or her business for the purpose of deposit or investment, or settling real estate transactions;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (g)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 an accountant, but only to the extent that the accountant receives funds in the course of his or her business for the purposes of deposit or investment;}{\fs24\lang2057\langfe5129\langnp2057\insrsid7425573\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (h)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 any other person prescribed by regulations.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 4 Meaning of transaction
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) A transaction means any deposit, withdrawal, exchange or transfer of funds (in whatever currency) whether:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in cash; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 by cheque, paymen}{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 t order or other instrument; or}{\fs24\lang2057\langfe5129\langnp2057\insrsid7425573\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 by electronic or other non}{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 physical means.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par (2) Without limiting subsection (1), a transaction includes any payment made in satisfaction, in whole or in part, of any contractual or other legal obligation.
\par 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 5 Application
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (1)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  This Act applies in relation to a transaction conducted through a financial institution on or after
 the commencement of this Act.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (2)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 A financial institution must comply with the provisions of this Act, despite any other Act or law to the contrary.
\par 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 2 }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Obligation To Report Suspicious Transactions
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 6 Financial institutions to report suspicious transactions
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par (1) If:
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 a person conducts or seeks to conduct any transaction through a financial institution (whether or not the transaction or proposed transaction involves cash); and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the financial institution has reasonable grounds to suspect that the transaction or proposed transaction is or may be relevant to:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (i)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the investigation or prosecution of any person for a money laundering offence; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (ii)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the enforcement of the Proceeds of Crime Act 1998;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 the financial institution must prepare a repo
rt of the transaction or proposed transaction and give the report to the Financial Intelligence Unit as soon as possible, but no later than 2 working days after forming the suspicion.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (2) If a financial institution fails without reasonable excuse to compl
y with subsection (1), the financial institution is guilty of an offence punishable on conviction:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of an individual }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 by a fine not exceeding $250,000 or imprisonment for a term not exceeding 5 years, or both; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of a body corporate }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  by a fine not exceeding $1 million.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (3) A suspicious transactions report must:
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 be in writing and may be given by way of fax or electronic mail; and }{\fs24\lang2057\langfe5129\langnp2057\insrsid7425573\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 contain the details specified in the Schedule; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 contain a statement of the grounds on which the financial institution holds the suspicion; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (d)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 be signed or otherwise authenticated by the financial institution.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (4)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 A financial institution that has given a suspicious transaction report to the Unit must give the Unit any further information that it has about the transaction or proposed transaction if requested to do so by the Unit.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (5)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 If a financial institution fails without reasonable excuse to comply with subsection (4), the financial institution is guilty of an offence punishable on conviction:
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of an individual }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 by a fine not exceeding $250,000 or imprisonment for a term not exceeding 5 years, or both; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2582993 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of a body corporate }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  by a fine not exceeding $1 million.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 7 Disclosure of suspicious transaction reports
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) A financial institution must not disclose to any person that the financial institution:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 is contemplating making a suspicious transaction report; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 has given a suspicious transaction report to the Financial Intelligence Unit; unless required to do so under this Act or any other Act.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (2) If a financial institution contravenes subsection (1), the financial institution is guilty of an offence punishable on conviction:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of an individual }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  by a fine not exceed
ing $250,000 or imprisonment for a term not exceeding 5 years, or both; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of a body corporate }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  by a fine not exceeding $1 million.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par (3) Nothing in this section prevents the disclosure of any information contained in a suspicious transaction report in connection with, or in the course of, proceedings before a court.
\par 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 8 Protection of persons reporting suspicious transactions
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) No civil or criminal proceedings are to be taken against:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 a financial institution; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 an officer, employee or agent of the financial institution acting in the course of that person's employment or agency;}{\fs24\lang2057\langfe5129\langnp2057\insrsid7425573\charrsid13787087  }{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 in relation to any action by the financial institution or the officer, employee or agent taken under section 6 in good faith.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (2) Subsection (1) does not apply in respect of proceedings for an offence against a section in this Part.
\par 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 9 Other preventative measures by financial institutions
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) A financial institution must establish and maintain internal procedures:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 to make the institution's officers and employees aware of the laws in Niue about money laundering; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 to make the institution's officers and employees aware of the procedures, policies and audit systems adopted by the institution to deal with money laundering; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 to train the institution's officer and employees to recognise and deal with money laundering.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (2) A financial institution must prepare a written statement of the institution's internal procedures and submit it to the Unit:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of a financial institution carrying on business when this Act commences }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 within 3 months after that commencement; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4392886 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in any other case }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  within 3 months after the financial institution starts to carry on business.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 3 }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Obligations To Keep Records And Verify Identity
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 10 Financial institutions to keep records
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
(1) A financial institution must keep such records of every transaction that is conducted through the financial institution as are reasonably necessary to enable the transaction to be readily reconstructed at any, time by the Financial Intelligence Unit.

\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (2) Without limiting subsection (1), such records must contain the following information:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the nature of the transaction;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the amount of the transaction and the currency in which it was denominated;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  the da
te on which the transaction was conducted;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (d)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the parties to the transaction.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (3) A financial institution must keep the records for a period of 6 years after the completion of the transaction.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (4) If a financial institution contravenes subsection (1) or (3), the financial institution is guilty of an offence punishable on conviction:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of an individual }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 by a fine not exceeding $25,000 or imprisonment for a term not exceeding 2 years, or both; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of a body corporate }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  by a fine not exceeding $100,000.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 11 Financial institutions to verify customers' identity
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) If a person conducts a transaction though a financial institution the financial institution must verify the identity of the person.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (2) If:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14761203 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 a person conducts a transaction through a financial institution; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the amount of the transaction exceeds $10,000 or its equivalent in a foreign currency, or such other amount as is prescribed; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the financial institution has reasonable grounds to believe that the person is conducting the transaction on behalf of any other person or persons;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 then, in addition to complying with subsection (1), the financial transaction must verify the identity of the other person or persons for whom, or for whose ultimate benefi
t, the transaction is being conducted.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (3) If a financial institution contravenes subsection (1) or (2), the financial institution is guilty of an offence punishable on conviction:
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of an individual }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  by a fine not exceeding $25,000 or imp
risonment for a term not exceeding 2 years, or both; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of a body corporate }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  by a fine not exceeding $100,000.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (4) Subsection (1) or (2) does not apply if
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the person who is conducting the transaction is a financial institution; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the transaction is part of an established business relationship with a person who has already produced satisfactory evidence of identity.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid13394877\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 12 Financial institution to keep customers' records
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par (1) A financial institution must keep:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 if evidence of a person's identity ("the identified person") is obtained under section 11 }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 a record that indicates the kind of evidence that was obtained, and comprises either a copy of the evidence or information that enables a copy of it to be obtained; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  a reco
rd of all correspondence between the identified person and the financial institution.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
(2) The records mentioned in subsection (1) must be kept for a period of 6 years after the evidence was obtained or the date of the correspondence, as the case requires.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (3) If a financial institution contravenes subsection (1) or (2), the financial institution is guilty of an offence punishable on conviction:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of an individual }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  by a fine not exceeding $25,000 or imprisonment for a term not exceeding 2 y
ears, or both; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of a body corporate }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  by a fine not exceeding $100,000.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid13394877\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3109808 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 4 }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Financial Intelligence Unit
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 13 Establishment of Financial Intelligence Unit
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 The Financial Intelligence Unit is established within the office of the Attorney General.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid13394877\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 14 Functions and powers
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) The Unit has the following functions:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 to receive suspicious transactions reports made by financial institutions; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 to give copies of such reports:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (i)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 to the Office of the Attorney General; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (ii)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  
in the case of a company that is licensed as an exempted bank or financial institution under the International Banking Act 1997 }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  to the Monetary Board of Niue; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (iii)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 if the Attorney}{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 General considers it appropriate }{
\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  to the Police, a law enforcement agency or a supervisory body outside Niue and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid14761203\charrsid13787087 
 to conduct investigations to}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  ensure compliance with this Act by financial institutions; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (d)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 to receive information from, and otherwise assist, the Office of the Attorney General, the Police, any law enforcement agency or supervisory body outside Niue in relation to:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (i)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the detection, investigation or prosecution of a money laundering offence; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (ii)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the enforcement of the Proceeds of Crime Act 1998;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (e)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 to issue guidelines to financial institutions in relation to transaction record keeping and reporting obligations;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (f)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 to provide training programs for financial institutions about transaction record keeping and reporting obligations.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (2) The Attorney}{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
General is responsible for ensuring that the Unit perform its functions properly, efficiently and effectively, and must appoint legal officers from the Office of the Attorney General to be members of the Unit.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (3) A member of the Unit:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 may enter the premises of any financial institution during ordinary business hours to inspect any records kept by the institution under Part 3, and make notes and take copies of the whole or any part of the record; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 may send any information derived from such inspection to the organisations mentioned in paragraph (1) (b); and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid3109808\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 may direct any financial institution to take appropriate steps to facilitate any investigation being conducted by the Unit.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 15 Search warrants
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) A member of the Unit may apply to a Judge of the High Court for a warrant:
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid8549814\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  to 
enter premises belonging to, or in the possession or control of, a financial institution or any officer or employee of the institution; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (b) }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
to search the premises and remove any document, material or thing on the premises.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (2) The Judge must grant the application if he or she is satisfied that there are reasonable grounds for believing that:}{
\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the financial institution has failed to keep a transaction record or report a suspicious transaction as required by this Act; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7228244 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 an officer or employee of a financial institution is committing, has committed or is about to commit a money laundering offence.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 16 Secrecy provision
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (1)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 This section applies to a person while the person is or after the person ceases to be an officer, employee or agent of the Unit, the Office of the Attorney General, or the Police.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (2)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  The person must not, directly or indirectly, divulge or communicate to any other person, or make a record of.

\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 any information contained in a suspicious transaction report; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 any information provided under paragraph 14 (1) (d) or any other provision of this Act;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 except for one or more of the following purposes:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the detection, investigation or prosecution of a money laundering offence; }{\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (d) the enforcement of the Proceeds of Crime Act 1998;
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (e)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 such other purposes connected with the performance of the person's functions or duties under this Act.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14761203 {\fs24\lang2057\langfe5129\langnp2057\insrsid14761203\charrsid13787087 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
(3) If a person contravenes subsection 2 that person is guilty of an offence punishable on conviction by a fine of not more than $20,000.00 or imprisonment for a term not exceeding 2 years or both.
\par 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Part 5 }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{
\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  Other Matters
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 17 Opening accounts in false names
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) A person who opens or operates an account with a financial institution in a false name is guilty of an offence punishable on conviction by:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of an individual }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 imprisonment for a term of not more than 4 years or a fine of not more than $100,000 or both; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 in the case of a body corporate }{\fs24\lang2057\langfe5129\langnp2057\insrsid8473024\charrsid13787087 -}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087  a fine of not more than $500,000.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 18 Certain other Acts not limited
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 Not
hing in this Act is to be construed so as to exempt any company that is licensed as an exempted bank or financial institution under the International Banking Act 1997 from complying with that Act.
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid730214\charrsid13787087 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 19 Regulations
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 (1) Cabinet may make regulations not inconsistent with this Act:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 for or with respect to any matter that by this Act is required or permitted to be prescribed; or
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid459175 {\fs24\lang2057\langfe5129\langnp2057\insrsid11540614\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 that is necessary or convenient to be prescribed for carrying out or giving effect to this Act.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16649382 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid16649382\charrsid13787087 _________
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid16649382\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 SCHEDULE}{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7285581 
\par }\pard \qr \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7285581 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid7285581 [Section 6(3)}{\b\fs24\lang2057\langfe5129\langnp2057\insrsid16649382\charrsid7285581 ]
}{\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid7285581 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16649382 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 DETAILS TO BE INCLUDED IN SUSPICIOUS TRANSACTION REPORTS
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par 1 The name and address of the financial institution, including the branch of the institution (if applicable) at which the transaction was conducted.
\par 
\par 2 The nature of the transaction.
\par 
\par 3 The date of the transaction.
\par 
\par 4 The total amount involved in the transaction.
\par 
\par 5 The type of currency involved in the transaction.
\par 
\par 6 For each person conducting the transaction with the financial institution:
\par 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the name of the person; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5269972 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the business or residential address of the person; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5269972 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the occupation, business or principal activity of the person; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5269972 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (d)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the date of birth of the person; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5269972 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (e)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the signature of the person; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5269972 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (f)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the method used by the financial institution to verify the identity of the person; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5269972 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (g)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 whether the transaction was conducted on behalf of the person or on behalf of another person.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par 7 For any person on whose behalf the transaction was conducted:
\par 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (a)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the name of the person; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5269972 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (b)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the address of the person; and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5269972 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid1003964\charrsid13787087 (c)}{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
 the occupation of the person (or, where appropriate, the business or principal activity of the person).
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par 8 The type and identifying number of any account with a financial institution that is affected by the transaction.
\par 
\par }\pard \ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 The Niue }{\fs24\lang2057\langfe5129\langnp2057\insrsid730214\charrsid13787087 
Assembly passed th}{\fs24\lang2057\langfe5129\langnp2057\insrsid15431334\charrsid13787087 is Act on the 16}{\fs24\lang2057\langfe5129\super\langnp2057\insrsid15431334\charrsid13787087 th}{
\fs24\lang2057\langfe5129\langnp2057\insrsid15431334\charrsid13787087  }{\fs24\lang2057\langfe5129\langnp2057\insrsid730214\charrsid13787087 day of November }{\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 2000.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11540614 {\fs24\lang2057\langfe5129\langnp2057\insrsid7800806\charrsid13787087 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1712894 {\fs24\lang2057\langfe5129\langnp2057\insrsid7763762\charrsid13787087 ------------------------------------------}{
\fs24\lang2057\langfe5129\langnp2057\insrsid1712894\charrsid13787087 ----
\par }}