{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff0\deff0\stshfdbch37\stshfloch37\stshfhich37\stshfbi0\deflang1033\deflangfe1033\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f34\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria Math;}
{\f37\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\f38\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0502040204020203}Segoe UI;}{\f39\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria;}
{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fhimajor\f31502\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0302020204030204}Calibri Light;}{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f40\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\f41\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\f43\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f44\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f45\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\f46\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\f47\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f48\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f380\fbidi \froman\fcharset238\fprq2 Cambria Math CE;}
{\f381\fbidi \froman\fcharset204\fprq2 Cambria Math Cyr;}{\f383\fbidi \froman\fcharset161\fprq2 Cambria Math Greek;}{\f384\fbidi \froman\fcharset162\fprq2 Cambria Math Tur;}{\f387\fbidi \froman\fcharset186\fprq2 Cambria Math Baltic;}
{\f388\fbidi \froman\fcharset163\fprq2 Cambria Math (Vietnamese);}{\f410\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\f411\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\f413\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}
{\f414\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\f415\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\f416\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\f417\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\f418\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\f420\fbidi \fswiss\fcharset238\fprq2 Segoe UI CE;}{\f421\fbidi \fswiss\fcharset204\fprq2 Segoe UI Cyr;}{\f423\fbidi \fswiss\fcharset161\fprq2 Segoe UI Greek;}
{\f424\fbidi \fswiss\fcharset162\fprq2 Segoe UI Tur;}{\f425\fbidi \fswiss\fcharset177\fprq2 Segoe UI (Hebrew);}{\f426\fbidi \fswiss\fcharset178\fprq2 Segoe UI (Arabic);}{\f427\fbidi \fswiss\fcharset186\fprq2 Segoe UI Baltic;}
{\f428\fbidi \fswiss\fcharset163\fprq2 Segoe UI (Vietnamese);}{\f430\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\f431\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}{\f433\fbidi \froman\fcharset161\fprq2 Cambria Greek;}
{\f434\fbidi \froman\fcharset162\fprq2 Cambria Tur;}{\f437\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\f438\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fhimajor\f31528\fbidi \fswiss\fcharset238\fprq2 Calibri Light CE;}{\fhimajor\f31529\fbidi \fswiss\fcharset204\fprq2 Calibri Light Cyr;}{\fhimajor\f31531\fbidi \fswiss\fcharset161\fprq2 Calibri Light Greek;}
{\fhimajor\f31532\fbidi \fswiss\fcharset162\fprq2 Calibri Light Tur;}{\fhimajor\f31533\fbidi \fswiss\fcharset177\fprq2 Calibri Light (Hebrew);}{\fhimajor\f31534\fbidi \fswiss\fcharset178\fprq2 Calibri Light (Arabic);}
{\fhimajor\f31535\fbidi \fswiss\fcharset186\fprq2 Calibri Light Baltic;}{\fhimajor\f31536\fbidi \fswiss\fcharset163\fprq2 Calibri Light (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}
{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\fhiminor\f31573\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\fhiminor\f31574\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}
{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;\red255\green255\blue0;\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;
\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;}{\*\defchp \loch\af37\hich\af37\dbch\af37 }{\*\defpap 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 }\noqfpromote {\stylesheet{\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\f37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 \snext0 \sqformat \spriority0 Normal;}{\s1\ql \li0\ri0\sb240\sa60\sl259\slmult1
\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs32\alang1025 \ltrch\fcs0 \b\f39\fs32\lang1033\langfe1033\kerning32\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext0 \slink20 \sqformat \spriority9 \styrsid6622012 heading 1;}{\*\cs10 \additive \ssemihidden \sunhideused \spriority1 Default Paragraph Font;}{\*
\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\trcbpat1\trcfpat1\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\f37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 \snext11 \ssemihidden \sunhideused 
Normal Table;}{\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\f37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext15 \sqformat \spriority34 \styrsid4336989 List Paragraph;}{\s16\ql \li0\ri0\sa160\sl259\slmult1\widctlpar
\tqc\tx4513\tqr\tx9026\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\f37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext16 \slink17 \sunhideused \styrsid12714402 header;}{\*\cs17 \additive \fs22\lang1033\langfe1033\langnp1033\langfenp1033 \slink16 \slocked \styrsid12714402 Header Char;}{\s18\ql \li0\ri0\sa160\sl259\slmult1\widctlpar
\tqc\tx4513\tqr\tx9026\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\f37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext18 \slink19 \sunhideused \styrsid12714402 footer;}{\*\cs19 \additive \fs22\lang1033\langfe1033\langnp1033\langfenp1033 \slink18 \slocked \styrsid12714402 Footer Char;}{\*\cs20 \additive \b\f39\fs32\kerning32 
\slink1 \slocked \spriority9 \styrsid6622012 Heading 1 Char;}{\s21\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af38\afs18\alang1025 \ltrch\fcs0 
\fs18\lang1033\langfe1033\loch\f38\hich\af38\dbch\af37\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext21 \slink22 \ssemihidden \sunhideused \styrsid14709013 Balloon Text;}{\*\cs22 \additive \f38\fs18 \slink21 \slocked \ssemihidden \styrsid14709013 
Balloon Text Char;}}{\*\listtable{\list\listtemplateid-308092104\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat3\levelspace0\levelindent0{\leveltext\leveltemplateid-738012586\'03(\'00);}{\levelnumbers\'02;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 
\af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li6840\lin6840 }{\listname ;}\listid101346588}{\list\listtemplateid-1316552862\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-450851004
\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715
\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703
\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715
\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703
\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715
\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid687483314}{\list\listtemplateid-1937200846\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid-2077864664\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid793016819}{\list\listtemplateid-2125976598\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-756886072\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid825516920}{\list\listtemplateid-385328538\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid848833504}{\list\listtemplateid306377338\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid201916431\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative
\levelspace360\levelindent0{\leveltext\leveltemplateid201916441\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace360
\levelindent0{\leveltext\leveltemplateid201916443\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0
{\leveltext\leveltemplateid201916431\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext
\leveltemplateid201916441\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext
\leveltemplateid201916443\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext
\leveltemplateid201916431\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext
\leveltemplateid201916441\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext
\leveltemplateid201916443\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid854349843}{\list\listtemplateid-1185118354\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-756886072\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid865094530}{\list\listtemplateid580802166\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid1208549391\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid2107779706\'03(\'01);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-555\li1635\lin1635 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid1208549403\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid1208549391\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid1208549401\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid1208549403\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid1208549391\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid1208549401\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid1208549403\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid873465048}{\list\listtemplateid-2140385684\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-756886072\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid1037970255}{\list\listtemplateid264810172\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid1223191908\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid1049569777}{\list\listtemplateid1150191522\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-756886072\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid1061951181}{\list\listtemplateid763267820\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-1739933458\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid1109471990}{\list\listtemplateid-494779406\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid809150318\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \b0\fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid1159004521}{\list\listtemplateid483670030\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid1518275602}{\list\listtemplateid580663084\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid201916431\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid201916441\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid201916443\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid201916431\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916441\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916431\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916441\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid1526555951}{\list\listtemplateid-1791185348\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat3\levelspace0\levelindent0{\leveltext\leveltemplateid201916431\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid201916441\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid201916443\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid201916431\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid201916441\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916431\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916441\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid1579706631}{\list\listtemplateid977429040\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid201916431\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid201916441\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid201916443\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid201916431\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid201916441\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916431\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916441\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid1665008544}{\list\listtemplateid-2107084144\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat16\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li360\lin360 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li1800\lin1800 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2520\lin2520 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li3960\lin3960 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4680\lin4680 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6120\lin6120 }{\listname ;}\listid1766264922}{\list\listtemplateid665762902\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid201916431\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid201916441\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid201916443\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid201916431\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid201916441\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916431\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916441\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid2011834473}{\list\listtemplateid989129626\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid890928066\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid201916441\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid201916443\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid201916431\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid201916441\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916431\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916441\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid201916443\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid2016346786}{\list\listtemplateid1558373650\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid-756886072\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid2033803053}}{\*\listoverridetable{\listoverride\listid1665008544\listoverridecount0\ls1}{\listoverride\listid1526555951
\listoverridecount0\ls2}{\listoverride\listid854349843\listoverridecount0\ls3}{\listoverride\listid2011834473\listoverridecount0\ls4}{\listoverride\listid1579706631\listoverridecount0\ls5}{\listoverride\listid2016346786\listoverridecount0\ls6}
{\listoverride\listid1766264922\listoverridecount0\ls7}{\listoverride\listid101346588\listoverridecount0\ls8}{\listoverride\listid1159004521\listoverridecount0\ls9}{\listoverride\listid1518275602\listoverridecount0\ls10}{\listoverride\listid1109471990
\listoverridecount0\ls11}{\listoverride\listid687483314\listoverridecount0\ls12}{\listoverride\listid793016819\listoverridecount0\ls13}{\listoverride\listid1049569777\listoverridecount0\ls14}{\listoverride\listid1037970255\listoverridecount0\ls15}
{\listoverride\listid865094530\listoverridecount0\ls16}{\listoverride\listid1061951181\listoverridecount0\ls17}{\listoverride\listid873465048\listoverridecount0\ls18}{\listoverride\listid2033803053\listoverridecount0\ls19}{\listoverride\listid825516920
\listoverridecount0\ls20}{\listoverride\listid848833504\listoverridecount0\ls21}}{\*\rsidtbl \rsid15512\rsid21876\rsid25269\rsid25543\rsid26432\rsid72116\rsid72866\rsid89405\rsid138663\rsid220009\rsid220052\rsid273331\rsid282598\rsid350946\rsid352756
\rsid394641\rsid420967\rsid421125\rsid463151\rsid477135\rsid545975\rsid547436\rsid610729\rsid787685\rsid798258\rsid804956\rsid806797\rsid856574\rsid865490\rsid867362\rsid871353\rsid983657\rsid997228\rsid1052324\rsid1053144\rsid1070338\rsid1126322
\rsid1136437\rsid1194739\rsid1245615\rsid1275404\rsid1320888\rsid1336934\rsid1340518\rsid1383408\rsid1385160\rsid1385402\rsid1392585\rsid1407777\rsid1444152\rsid1451162\rsid1453008\rsid1460412\rsid1463127\rsid1468813\rsid1516715\rsid1516789\rsid1519297
\rsid1523966\rsid1604821\rsid1649954\rsid1661504\rsid1708541\rsid1710901\rsid1720625\rsid1723329\rsid1724828\rsid1732929\rsid1735214\rsid1769698\rsid1771765\rsid1775672\rsid1790215\rsid1793997\rsid1843369\rsid1902649\rsid1914133\rsid1925220\rsid1930537
\rsid2053855\rsid2057925\rsid2063531\rsid2104670\rsid2112869\rsid2165975\rsid2184747\rsid2319533\rsid2361807\rsid2380335\rsid2383278\rsid2441900\rsid2496541\rsid2522254\rsid2559097\rsid2629707\rsid2630646\rsid2637324\rsid2645685\rsid2646106\rsid2646648
\rsid2696307\rsid2704688\rsid2708489\rsid2710387\rsid2819293\rsid2819420\rsid2840452\rsid2848238\rsid2891390\rsid2901238\rsid2906749\rsid2969090\rsid3016234\rsid3021965\rsid3024921\rsid3083160\rsid3086349\rsid3087866\rsid3149718\rsid3154424\rsid3163301
\rsid3169038\rsid3243514\rsid3278618\rsid3305013\rsid3306298\rsid3342568\rsid3344035\rsid3354550\rsid3359554\rsid3369009\rsid3434546\rsid3474370\rsid3478393\rsid3483574\rsid3487487\rsid3562589\rsid3567932\rsid3571242\rsid3626169\rsid3627624\rsid3629553
\rsid3674676\rsid3750734\rsid3757762\rsid3763042\rsid3807809\rsid3814277\rsid3818106\rsid3821810\rsid3869484\rsid3882881\rsid3884834\rsid3892579\rsid4073149\rsid4078524\rsid4137748\rsid4158484\rsid4198359\rsid4204691\rsid4215777\rsid4287756\rsid4336989
\rsid4405053\rsid4480944\rsid4551010\rsid4601813\rsid4602027\rsid4613225\rsid4725222\rsid4863153\rsid4981579\rsid4985176\rsid4998953\rsid5002846\rsid5053808\rsid5070802\rsid5073758\rsid5077070\rsid5077848\rsid5112174\rsid5129100\rsid5179420\rsid5183413
\rsid5189472\rsid5192334\rsid5201811\rsid5243000\rsid5246672\rsid5256911\rsid5262801\rsid5270854\rsid5327328\rsid5381661\rsid5457199\rsid5458537\rsid5518322\rsid5525401\rsid5533923\rsid5535033\rsid5594321\rsid5642881\rsid5655155\rsid5656028\rsid5662499
\rsid5776836\rsid5790155\rsid5834230\rsid5837452\rsid5926082\rsid5967910\rsid5991308\rsid6118261\rsid6120641\rsid6168095\rsid6169017\rsid6243629\rsid6251131\rsid6255530\rsid6295432\rsid6295967\rsid6306384\rsid6310392\rsid6312624\rsid6374865\rsid6383753
\rsid6449109\rsid6518318\rsid6555931\rsid6571802\rsid6582723\rsid6585162\rsid6622012\rsid6624991\rsid6700058\rsid6717383\rsid6755514\rsid6775816\rsid6776168\rsid6820147\rsid6826934\rsid6837050\rsid6847233\rsid6908239\rsid6948423\rsid6952974\rsid6963196
\rsid6966739\rsid7017069\rsid7040583\rsid7043572\rsid7164371\rsid7174371\rsid7174687\rsid7222340\rsid7223739\rsid7235668\rsid7343022\rsid7352425\rsid7356848\rsid7369884\rsid7372639\rsid7413264\rsid7417071\rsid7435528\rsid7436867\rsid7474319\rsid7486116
\rsid7503092\rsid7554494\rsid7569390\rsid7624080\rsid7691619\rsid7745245\rsid7758307\rsid7759602\rsid7811392\rsid7824989\rsid7881287\rsid7886595\rsid8006125\rsid8027216\rsid8063010\rsid8090708\rsid8154688\rsid8206902\rsid8265357\rsid8335035\rsid8343649
\rsid8389083\rsid8398144\rsid8475625\rsid8551848\rsid8597666\rsid8603571\rsid8606914\rsid8614463\rsid8669378\rsid8674375\rsid8716366\rsid8728718\rsid8731559\rsid8794277\rsid8794390\rsid8813944\rsid8935181\rsid8944244\rsid8984466\rsid8990655\rsid9111773
\rsid9124668\rsid9128200\rsid9141363\rsid9141497\rsid9183201\rsid9191868\rsid9195802\rsid9206751\rsid9268023\rsid9308952\rsid9312001\rsid9336684\rsid9384572\rsid9385778\rsid9399867\rsid9404179\rsid9458262\rsid9469373\rsid9513469\rsid9516380\rsid9520703
\rsid9523577\rsid9534650\rsid9598660\rsid9636146\rsid9660356\rsid9710707\rsid9725286\rsid9779056\rsid9779997\rsid9792884\rsid9896221\rsid9901419\rsid9990770\rsid10042137\rsid10100993\rsid10104666\rsid10108232\rsid10108584\rsid10116932\rsid10188450
\rsid10225904\rsid10235060\rsid10248946\rsid10250358\rsid10297345\rsid10312366\rsid10366151\rsid10386122\rsid10428952\rsid10494864\rsid10495392\rsid10551308\rsid10551720\rsid10565421\rsid10631916\rsid10636699\rsid10712481\rsid10714524\rsid10760437
\rsid10779928\rsid10780009\rsid10819788\rsid10820821\rsid10844207\rsid10898199\rsid10907106\rsid10968605\rsid10976982\rsid11034115\rsid11209993\rsid11215492\rsid11225921\rsid11235586\rsid11237937\rsid11280955\rsid11301546\rsid11302698\rsid11339025
\rsid11358299\rsid11404380\rsid11413422\rsid11421324\rsid11471831\rsid11495050\rsid11535424\rsid11538469\rsid11545526\rsid11546605\rsid11552714\rsid11683026\rsid11684037\rsid11696342\rsid11736825\rsid11744402\rsid11801789\rsid11806992\rsid11825489
\rsid11877527\rsid11930684\rsid11937846\rsid11949915\rsid11993759\rsid11998561\rsid12000137\rsid12000874\rsid12004373\rsid12061288\rsid12064981\rsid12069093\rsid12081323\rsid12087568\rsid12088728\rsid12089975\rsid12126047\rsid12129718\rsid12205354
\rsid12208183\rsid12220475\rsid12257806\rsid12277496\rsid12321807\rsid12324116\rsid12337023\rsid12414963\rsid12468927\rsid12470945\rsid12476981\rsid12519733\rsid12521349\rsid12535540\rsid12586540\rsid12590938\rsid12595893\rsid12612614\rsid12673178
\rsid12714402\rsid12716200\rsid12721821\rsid12742557\rsid12792217\rsid12796516\rsid12796538\rsid12803188\rsid12807555\rsid12854086\rsid12857493\rsid12872585\rsid12876661\rsid12912651\rsid12916947\rsid12917242\rsid12930153\rsid12935670\rsid12979175
\rsid12998309\rsid13043733\rsid13138470\rsid13238940\rsid13244209\rsid13312161\rsid13333382\rsid13372282\rsid13436128\rsid13453331\rsid13504285\rsid13529011\rsid13571367\rsid13654350\rsid13660084\rsid13708927\rsid13727133\rsid13775422\rsid13784797
\rsid13788519\rsid13966772\rsid13968558\rsid13968989\rsid13974267\rsid13984732\rsid13988774\rsid14045622\rsid14092934\rsid14094298\rsid14096062\rsid14109851\rsid14110381\rsid14111200\rsid14118818\rsid14122129\rsid14171496\rsid14240260\rsid14243829
\rsid14245395\rsid14249748\rsid14253739\rsid14303706\rsid14308566\rsid14317316\rsid14317870\rsid14369949\rsid14372663\rsid14438937\rsid14551694\rsid14554692\rsid14560744\rsid14573239\rsid14575395\rsid14615579\rsid14636311\rsid14688294\rsid14694656
\rsid14696866\rsid14709013\rsid14760445\rsid14766805\rsid14814434\rsid14817921\rsid14842127\rsid14884143\rsid14891052\rsid14906272\rsid14953542\rsid15016514\rsid15084271\rsid15090251\rsid15094969\rsid15096740\rsid15151564\rsid15158102\rsid15218660
\rsid15224081\rsid15229662\rsid15338398\rsid15353267\rsid15359635\rsid15361163\rsid15364745\rsid15412036\rsid15425156\rsid15467168\rsid15468321\rsid15481578\rsid15537517\rsid15544746\rsid15559286\rsid15628975\rsid15671192\rsid15745297\rsid15745885
\rsid15746212\rsid15794934\rsid15869616\rsid15884693\rsid15885237\rsid15957890\rsid15957907\rsid15993253\rsid16018231\rsid16019397\rsid16058075\rsid16123475\rsid16135866\rsid16190038\rsid16191281\rsid16193835\rsid16284153\rsid16323423\rsid16333562
\rsid16341298\rsid16345660\rsid16348003\rsid16387462\rsid16390168\rsid16404594\rsid16453414\rsid16465179\rsid16520832\rsid16584182\rsid16584894\rsid16610554\rsid16662993\rsid16663544\rsid16666759\rsid16730849\rsid16734940}{\mmathPr\mmathFont34\mbrkBin0
\mbrkBinSub0\msmallFrac0\mdispDef1\mlMargin0\mrMargin0\mdefJc1\mwrapIndent1440\mintLim0\mnaryLim1}{\info{\author Judge}{\operator Priya S. Chand}{\creatim\yr2019\mo8\dy30\hr16\min8}{\revtim\yr2019\mo8\dy30\hr16\min8}{\printim\yr2019\mo8\dy29\hr12\min45}
{\version2}{\edmins7}{\nofpages25}{\nofwords7605}{\nofchars43350}{\*\company Hewlett-Packard Company}{\nofcharsws50854}{\vern57433}}{\*\xmlnstbl {\xmlns1 http://schemas.microsoft.com/office/word/2003/wordml}}
\paperw12240\paperh15840\margl1620\margr1467\margt1440\margb851\gutter0\ltrsect 
\widowctrl\ftnbj\aenddoc\trackmoves0\trackformatting1\donotembedsysfont1\relyonvml0\donotembedlingdata0\grfdocevents0\validatexml1\showplaceholdtext0\ignoremixedcontent0\saveinvalidxml0\showxmlerrors1\noxlattoyen
\expshrtn\noultrlspc\dntblnsbdb\nospaceforul\formshade\horzdoc\dgmargin\dghspace180\dgvspace180\dghorigin1620\dgvorigin1440\dghshow1\dgvshow1
\jexpand\viewkind1\viewscale100\pgbrdrhead\pgbrdrfoot\splytwnine\ftnlytwnine\htmautsp\nolnhtadjtbl\useltbaln\alntblind\lytcalctblwd\lyttblrtgr\lnbrkrule\nobrkwrptbl\snaptogridincell\allowfieldendsel\wrppunct
\asianbrkrule\rsidroot12414963\newtblstyruls\nogrowautofit\utinl \fet0{\*\wgrffmtfilter 2450}\ilfomacatclnup0{\*\ftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12714402 
\rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2496541 \chftnsep 
\par }}{\*\ftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12714402 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2496541 \chftnsepc 
\par }}{\*\aftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12714402 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2496541 \chftnsep 
\par }}{\*\aftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12714402 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2496541 \chftnsepc 
\par }}\ltrpar \sectd \ltrsect\linex0\footery486\endnhere\sectlinegrid360\sectdefaultcl\sectrsid10042137\sftnbj {\footerr \ltrpar \pard\plain \ltrpar\s18\qr \li0\ri0\sa160\sl259\slmult1\widctlpar
\tqc\tx4513\tqr\tx9026\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\field{\*\fldinst {\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid8551848 \hich\af37\dbch\af37\loch\f37  PAGE   \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \lang1024\langfe1024\noproof\insrsid16610554 \hich\af37\dbch\af37\loch\f37 21}}}\sectd \ltrsect
\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8551848 
\par }\pard \ltrpar\s18\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\tqc\tx4513\tqr\tx9026\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8551848 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar\qc \li0\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \b\f0\fs24\ul\insrsid14953542\charrsid14894473 \hich\af0\dbch\af37\loch\f0 IN THE SUPREME COURT OF FIJI}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid12714402 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid12714402\charrsid12714402 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16610554\charrsid12714402 \hich\af0\dbch\af37\loch\f0 Civil }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16610554 \hich\af0\dbch\af37\loch\f0 Petition}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16610554\charrsid12714402 \hich\af0\dbch\af37\loch\f0  No. \hich\af0\dbch\af37\loch\f0 CBV
\hich\af0\dbch\af37\loch\f0  00}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16610554 \hich\af0\dbch\af37\loch\f0 06}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16610554\charrsid12714402 \hich\af0\dbch\af37\loch\f0  Of 201}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16610554 \hich\af0\dbch\af37\loch\f0 8}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid2053855 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16610554\charrsid12714402 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid2053855\charrsid16610554 \hich\af0\dbch\af37\loch\f0 (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid1769698\charrsid16610554 \hich\af0\dbch\af37\loch\f0 On Appeal from Court of Appeal}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid2053855\charrsid16610554 \hich\af0\dbch\af37\loch\f0  No. ABU }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6295432\charrsid16610554 \hich\af0\dbch\af37\loch\f0 11}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\ul\insrsid2053855\charrsid16610554 \hich\af0\dbch\af37\loch\f0  of 201}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6295432\charrsid16610554 \hich\af0\dbch\af37\loch\f0 6}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\ul\insrsid2053855\charrsid16610554 \hich\af0\dbch\af37\loch\f0 )
\par \hich\af0\dbch\af37\loch\f0 (High Court }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6295432\charrsid16610554 \hich\af0\dbch\af37\loch\f0 HBC 244}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid2053855\charrsid16610554 
\hich\af0\dbch\af37\loch\f0  of 20}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6295432\charrsid16610554 \hich\af0\dbch\af37\loch\f0 06}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid2053855\charrsid16610554 \hich\af0\dbch\af37\loch\f0 )

\par }\pard \ltrpar\qc \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2053855 
\par }\pard \ltrpar\qc \li0\ri0\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid2053855\charrsid16610554 \hich\af0\dbch\af37\loch\f0 BETWEEN
\hich\af0\dbch\af37\loch\f0 :\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16610554\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6295432 \hich\af0\dbch\af37\loch\f0 SUN INSURANCE COMPANY LIMITED}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid9792884\charrsid12714402 
\par }\pard \ltrpar\qc \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14249748\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Petitioner
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid2053855\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid2053855\charrsid12714402 
\par }\pard \ltrpar\qc \fi-2835\li2835\ri0\sl259\slmult1\widctlpar\tx2127\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2835\itap0\pararsid16610554 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid2053855\charrsid16610554 
\hich\af0\dbch\af37\loch\f0 AND}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16610554\charrsid16610554 \hich\af0\dbch\af37\loch\f0 :
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6295432 \hich\af0\dbch\af37\loch\f0 PRAVEEN\hich\af0\dbch\af37\loch\f0  LATA
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0 1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\super\insrsid16610554\charrsid16610554 \hich\af0\dbch\af37\loch\f0 st}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0  \hich\af0\dbch\af37\loch\f0 R\hich\af0\dbch\af37\loch\f0 espondent 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16610554\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0 AND:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16610554\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6295432 \hich\af0\dbch\af37\loch\f0 MOHAMMED NASIB
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0 2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\super\insrsid16610554\charrsid16610554 \hich\af0\dbch\af37\loch\f0 nd}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0  \hich\af0\dbch\af37\loch\f0 R\hich\af0\dbch\af37\loch\f0 espondent 
\par 
\par \hich\af0\dbch\af37\loch\f0 AND\hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16610554\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6295432 \hich\af0\dbch\af37\loch\f0 SHEIK AMZAD SAHEB}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid2053855 
\par }\pard \ltrpar\qc \li0\ri0\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0 3}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \b\f0\fs24\super\insrsid16610554 \hich\af0\dbch\af37\loch\f0 rd }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid2053855\charrsid16610554 \hich\af0\dbch\af37\loch\f0 R}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\insrsid6295432\charrsid16610554 \hich\af0\dbch\af37\loch\f0 espondent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid1320888\charrsid16610554 
\par }\pard \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid4336989\charrsid12714402 
\par }\pard \ltrpar\ql \li0\ri0\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1914133 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1914133\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Coram}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0 : }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Jaya}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid610729\charrsid16610554 \hich\af0\dbch\af37\loch\f0 wa}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109\charrsid16610554 \hich\af0\dbch\af37\loch\f0 rdena, J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2053855\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16610554 \tab \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1914133\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Quentin Loh, J
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16610554 \tab \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Madan }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid9141497\charrsid16610554 \hich\af0\dbch\af37\loch\f0 B. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Lokur, J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid5179420\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1914133\charrsid16610554 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1914133\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Counsel}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0 : }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14109851\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Mr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358\charrsid16610554 
.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14109851\charrsid16610554 \hich\af0\dbch\af37\loch\f0  Narayan }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5179420\charrsid16610554 \hich\af0\dbch\af37\loch\f0 A}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14109851\charrsid16610554 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358\charrsid16610554 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5179420\charrsid16610554 
\hich\af0\dbch\af37\loch\f0 K}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14109851\charrsid16610554 \hich\af0\dbch\af37\loch\f0 . and Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358\charrsid16610554 .}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14109851\charrsid16610554 \hich\af0\dbch\af37\loch\f0  Lata S. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358\charrsid16610554 \hich\af0\dbch\af37\loch\f0 for the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1769698\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Petitioner }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1914133\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16610554 \tab \hich\af0\dbch\af37\loch\f0    }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14109851\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Mr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10250358\charrsid16610554 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14109851\charrsid16610554 \hich\af0\dbch\af37\loch\f0  Padarath M.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358\charrsid16610554 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14109851\charrsid16610554 \hich\af0\dbch\af37\loch\f0 R. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358\charrsid16610554 \hich\af0\dbch\af37\loch\f0 for the 1
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\super\insrsid10250358\charrsid16610554 \hich\af0\dbch\af37\loch\f0 st}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358\charrsid16610554 \hich\af0\dbch\af37\loch\f0  Respondent}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14109851\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16610554 \tab \hich\af0\dbch\af37\loch\f0    }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10428952\charrsid16610554 \hich\af0\dbch\af37\loch\f0 2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\super\insrsid10428952\charrsid16610554 \hich\af0\dbch\af37\loch\f0 nd}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10428952\charrsid16610554 \hich\af0\dbch\af37\loch\f0  Res\hich\af0\dbch\af37\loch\f0 pondent in Person
\par }\pard \ltrpar\ql \li0\ri0\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1914133 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16610554 \tab \hich\af0\dbch\af37\loch\f0    }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid10428952\charrsid16610554 \hich\af0\dbch\af37\loch\f0 3}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\super\insrsid10428952\charrsid16610554 \hich\af0\dbch\af37\loch\f0 rd}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10428952\charrsid16610554 \hich\af0\dbch\af37\loch\f0  Respondent in Person
\par }\pard \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2053855\charrsid16610554 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1914133\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Date of Hearing}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0 : }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5179420\charrsid16610554 \hich\af0\dbch\af37\loch\f0 23}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1914133\charrsid16610554 \hich\af0\dbch\af37\loch\f0  August 201}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5179420\charrsid16610554 \hich\af0\dbch\af37\loch\f0 9}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2053855\charrsid16610554 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1914133\charrsid16610554 \hich\af0\dbch\af37\loch\f0 Date of Judgment\hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16610554 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15481578\charrsid16610554 \hich\af0\dbch\af37\loch\f0 30}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5179420\charrsid16610554 \hich\af0\dbch\af37\loch\f0  August 2019}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14249748\charrsid16610554 
\par }\pard \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1914133 \tab \tab \tab \tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid9792884 
\par }\pard \ltrpar\qc \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9792884 {\rtlch\fcs1 \af0\afs28 \ltrch\fcs0 \b\f0\fs28\ul\insrsid1914133\charrsid12714402 \hich\af0\dbch\af37\loch\f0 JUDGMENT

\par }\pard \ltrpar\ql \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12714402 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6449109 \hich\af0\dbch\af37\loch\f0 Jayaward}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid13333382 \hich\af0\dbch\af37\loch\f0 ena}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6449109 \hich\af0\dbch\af37\loch\f0 , }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid5179420 
\hich\af0\dbch\af37\loch\f0 J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid12714402 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12796516\charrsid12796516 \hich\af0\dbch\af37\loch\f0 1.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid12796516 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12796516\charrsid12796516 \hich\af0\dbch\af37\loch\f0 
I have read the judgment of Justice Loh and I agree with the reasons and conclusions. 
\par }\pard \ltrpar\qj \li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12796516 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12714402\charrsid12714402 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid9901419 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid12714402 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid1724828 
\par \hich\af0\dbch\af37\loch\f0 Madan Lokur, J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid9792884 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12796516\charrsid12796516 \hich\af0\dbch\af37\loch\f0 2.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12796516\charrsid12796516 \hich\af0\dbch\af37\loch\f0 I have\hich\af0\dbch\af37\loch\f0 
 read the judgment of Justice Loh and I respectfully agree with the reasons and conclusions. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9792884\charrsid12796516 
\par }\pard \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12796516 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid1724828 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sa160\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid6449109 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid5179420 \hich\af0\dbch\af37\loch\f0 Quentin Loh}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid10780009 \hich\af0\dbch\af37\loch\f0 , J
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6449109 \hich\af0\dbch\af37\loch\f0 3.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0 The Petitioner}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0 , which carries on the business of a}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12979175 \hich\af0\dbch\af37\loch\f0 n approved}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 
\hich\af0\dbch\af37\loch\f0  general insurance company,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0  seeks leave to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0 
institute an }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0 appeal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0  as an interested party}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid6449109 ,\hich\af0\dbch\af37\loch\f0  and if granted leave to do so, asks for an extension of time of 14 days from the date of such order, to file an appeal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 
\hich\af0\dbch\af37\loch\f0  against the decision of the Court of Appeal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0  The Petitioner asked for but}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12979175 \hich\af0\dbch\af37\loch\f0  confirmed to the Court of Appeal that it}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid16284153 \hich\af0\dbch\af37\loch\f0 no }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0 longer pursue}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12979175 
\hich\af0\dbch\af37\loch\f0 d}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0  a s\hich\af0\dbch\af37\loch\f0 tay of execution pending the appeal.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16284153 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6310392 \hich\af0\dbch\af37\loch\f0 In any case, once the a}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16284153 \hich\af0\dbch\af37\loch\f0 ppeal }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6310392 \hich\af0\dbch\af37\loch\f0 was }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16284153 \hich\af0\dbch\af37\loch\f0 dismissed}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6310392 
\hich\af0\dbch\af37\loch\f0 , the stay would}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16284153 \hich\af0\dbch\af37\loch\f0  have been discharged.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323\charrsid12081323 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6449109 \hich\af0\dbch\af37\loch\f0 4.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0 These proceedings arise out of a motor accident}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0  on 2 June 2006}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0  where a pedestrian, the Plaintiff}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0  and 1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\super\insrsid545975\charrsid545975 \hich\af0\dbch\af37\loch\f0 st}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid545975 
\hich\af0\dbch\af37\loch\f0  Respondent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0 , Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12796516 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0  Praveen Lata, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0 \hich\f0 (\'93\loch\f0 M\hich\af0\dbch\af37\loch\f0 \hich\f0 s Lata\'94\loch\f0 )}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0 , }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0 was }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4158484 
\hich\af0\dbch\af37\loch\f0 crossing the main street in the town of Ba, using a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0 pedestrian}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4158484 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0 crossing}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4158484 \hich\af0\dbch\af37\loch\f0 , }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0 when she was }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1463127 \hich\af0\dbch\af37\loch\f0 knocked down }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 
\hich\af0\dbch\af37\loch\f0 by a truck, bearing registration number BW 132, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12979175 \hich\af0\dbch\af37\loch\f0 \hich\f0 (\'93\loch\f0 \hich\f0 the Vehicle\'94\loch\f0 ) }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid6449109 \hich\af0\dbch\af37\loch\f0 and dragged for }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14891052 \hich\af0\dbch\af37\loch\f0 a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10428952 
\hich\af0\dbch\af37\loch\f0 distance }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0 before the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12979175 \hich\af0\dbch\af37\loch\f0 Vehicle}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0  came to a stop. The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12979175 \hich\af0\dbch\af37\loch\f0 Vehicle }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0 was d\hich\af0\dbch\af37\loch\f0 riven by }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1463127 \hich\af0\dbch\af37\loch\f0 Sheik Amzad Saheb, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0 the 2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\super\insrsid545975\charrsid545975 \hich\af0\dbch\af37\loch\f0 nd}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0 
 Defendant and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0 2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\super\insrsid12081323\charrsid12081323 \hich\af0\dbch\af37\loch\f0 nd}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid12081323 \hich\af0\dbch\af37\loch\f0  Respondent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1463127 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0 \hich\f0  (\'93\loch\f0 
\hich\f0 Amzad\'94\loch\f0 ),}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1463127 \hich\af0\dbch\af37\loch\f0  but allegedly owned by Mohammed Nasib, the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0 1}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\super\insrsid545975\charrsid545975 \hich\af0\dbch\af37\loch\f0 st}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0  Defendant and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1463127 \hich\af0\dbch\af37\loch\f0 1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\super\insrsid1463127\charrsid1463127 \hich\af0\dbch\af37\loch\f0 st}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1463127 \hich\af0\dbch\af37\loch\f0 
 Respondent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0 \hich\f0 , (\'93\loch\f0 \hich\f0 Nasib\'94\loch\f0 )}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1463127 \hich\af0\dbch\af37\loch\f0 . 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14560744 \hich\af0\dbch\af37\loch\f0 5.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0 At the time of the accident, }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid1407777 \hich\af0\dbch\af37\loch\f0 according to the LTA records, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0 t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1463127 
\hich\af0\dbch\af37\loch\f0 he Petitioner was the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0  named}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1463127 \hich\af0\dbch\af37\loch\f0  in
\hich\af0\dbch\af37\loch\f0 surer of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12979175 \hich\af0\dbch\af37\loch\f0 V}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1463127 \hich\af0\dbch\af37\loch\f0 ehicle and Nasib}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0  was the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0  named}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3884834 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid545975 \hich\af0\dbch\af37\loch\f0 owner of that vehicle. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11684037 \hich\af0\dbch\af37\loch\f0 6.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11684037 \hich\af0\dbch\af37\loch\f0 
Ms Lata filed her Writ at the Lautoka High Court on the 16 August 2006 and pursuant to section }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0 11(2)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4158484 
\hich\af0\dbch\af37\loch\f0 (a)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11684037 \hich\af0\dbch\af37\loch\f0 of the Motor Vehicles}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0  (Third Party Insurance}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8090708 \hich\af0\dbch\af37\loch\f0 ) Act}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8090708 \hich\af0\dbch\af37\loch\f0 \hich\f0 (\'93\loch\f0 \hich\f0 MV(TPI)A\'94\loch\f0 ) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 
\hich\af0\dbch\af37\loch\f0 gave notice of the s\hich\af0\dbch\af37\loch\f0 ame to the Petitioner}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5533923 \hich\af0\dbch\af37\loch\f0  on }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1930537 
\hich\af0\dbch\af37\loch\f0 20 August 2006}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0 . The Petitioner instructed lawyers}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10428952 
\hich\af0\dbch\af37\loch\f0 , Messrs }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8335035 \hich\af0\dbch\af37\loch\f0 Mishra Prakash & Associates, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0 who }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10968605 \hich\af0\dbch\af37\loch\f0 filed the Acknowledgment of Service and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0 took on the defence of }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10428952 \hich\af0\dbch\af37\loch\f0 Nasib and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0 Amzad}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10428952 
\hich\af0\dbch\af37\loch\f0 ; the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8335035 \hich\af0\dbch\af37\loch\f0 y }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10428952 \hich\af0\dbch\af37\loch\f0 filed}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid8335035 \hich\af0\dbch\af37\loch\f0  their}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10968605 \hich\af0\dbch\af37\loch\f0  joint}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8335035 \hich\af0\dbch\af37\loch\f0 
 Defence}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10428952 \hich\af0\dbch\af37\loch\f0  on }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8335035 \hich\af0\dbch\af37\loch\f0 18 December 2006}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10428952 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2891390 \hich\af0\dbch\af37\loch\f0   }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid9513469 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9513469 \hich\af0\dbch\af37\loch\f0 7.\tab}\hich\af0\dbch\af37\loch\f0 Durin\hich\af0\dbch\af37\loch\f0 
g the course of their investigations, the Petitioners discovered that Nasib had sold the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12979175 \hich\af0\dbch\af37\loch\f0 Vehicle }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 
\hich\af0\dbch\af37\loch\f0 \hich\f0 to Sheik Nazil Saheb, (\'93\loch\f0 \hich\f0 Nazil\'94\loch\f0 ), Amzad\hich\f0 \rquote \loch\f0 s son, prior to the accident. Save for this fact of a sale, we do not know any other surrounding facts }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13372282 \hich\af0\dbch\af37\loch\f0 discovered by the\hich\af0\dbch\af37\loch\f0  Petitioner}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 \hich\af0\dbch\af37\loch\f0 
. We do not know when exactly they found this out}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3884834 \hich\af0\dbch\af37\loch\f0 , }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 \hich\af0\dbch\af37\loch\f0 
whether they took any statements from Nasib or other persons with knowledge of this sale}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3884834 \hich\af0\dbch\af37\loch\f0  and the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 
\hich\af0\dbch\af37\loch\f0 salient }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3884834 \hich\af0\dbch\af37\loch\f0 facts in relation to this sale}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 \hich\af0\dbch\af37\loch\f0 . The}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3884834 \hich\af0\dbch\af37\loch\f0  one person with this knowledge, the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 \hich\af0\dbch\af37\loch\f0  Petitioner\hich\f0 \rquote \loch\f0 s clai
\hich\af0\dbch\af37\loch\f0 ms officer, Mr Naua}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 \hich\af0\dbch\af37\loch\f0  was subpoenaed}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid3884834 \hich\af0\dbch\af37\loch\f0  to attend the trial}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 \hich\af0\dbch\af37\loch\f0 , however surprisingly}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3884834 
\hich\af0\dbch\af37\loch\f0  and most unfortunately}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 \hich\af0\dbch\af37\loch\f0  he or the Petitioner, decided }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11034115 \hich\af0\dbch\af37\loch\f0 that Mr Naua did not need to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 \hich\af0\dbch\af37\loch\f0 turn up at}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11034115 \hich\af0\dbch\af37\loch\f0  the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 \hich\af0\dbch\af37\loch\f0  trial and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11034115 \hich\af0\dbch\af37\loch\f0 
he could ignore the subpoena}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9513469 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11034115 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14560744 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10968605 \hich\af0\dbch\af37\loch\f0 8.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10968605 \hich\af0\dbch\af37\loch\f0 The Petitioner then caused their lawyer
\hich\af0\dbch\af37\loch\f0 s to withdraw from defending Nasib and Amzad. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 \hich\af0\dbch\af37\loch\f0 On 20 July 2007, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10968605 
\hich\af0\dbch\af37\loch\f0 Messrs Mishra Prakash & Associate gave written notice of their withdrawal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 \hich\af0\dbch\af37\loch\f0  to Nasib and Amzad. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid3884834 \hich\af0\dbch\af37\loch\f0 The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 \hich\af0\dbch\af37\loch\f0 ground stated in the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3884834 
\hich\af0\dbch\af37\loch\f0 notice }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 \hich\af0\dbch\af37\loch\f0 was the sale of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12979175 \hich\af0\dbch\af37\loch\f0 Vehicle }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 \hich\af0\dbch\af37\loch\f0 to Nazil.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3884834 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10968605 
\hich\af0\dbch\af37\loch\f0  It also advised them to get \hich\af0\dbch\af37\loch\f0 their own legal representation. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15094969 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15094969 \hich\af0\dbch\af37\loch\f0 9.\tab}\hich\af0\dbch\af37\loch\f0 Subsequently, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 \hich\af0\dbch\af37\loch\f0 
for some unexplained reason, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15094969 \hich\af0\dbch\af37\loch\f0 the Petitioner instructed}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16465179 \hich\af0\dbch\af37\loch\f0 
 a new set of solicitors,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15094969 \hich\af0\dbch\af37\loch\f0  Messrs Suresh Maharaj & Associates to act for Nasib and Amzad}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3154424 
\hich\af0\dbch\af37\loch\f0 . T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15094969 \hich\af0\dbch\af37\loch\f0 hey filed their Notice of Change of Solicitors }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15361163 
\hich\af0\dbch\af37\loch\f0 on 23 October 2007\hich\af0\dbch\af37\loch\f0 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3154424 \hich\af0\dbch\af37\loch\f0 On 30 October 2007, Ms Lata amended her Statement of Claim by a}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid16333562 \hich\af0\dbch\af37\loch\f0 verring }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3154424 \hich\af0\dbch\af37\loch\f0 th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16333562 \hich\af0\dbch\af37\loch\f0 e
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3154424 \hich\af0\dbch\af37\loch\f0  fact that on 9 August 2007, Amzad was convicted of careless driving and was fined $250.00. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15745297 
\hich\af0\dbch\af37\loch\f0 Messrs Suresh Maharaj & Associates filed an Amended Defence on behalf of Nasib and Amzad}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10108584 \hich\af0\dbch\af37\loch\f0  on}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid3154424 \hich\af0\dbch\af37\loch\f0  17 November 2007 denying that the conviction of Amzad was conclusive evidence of negligence and that the court would have to determine that issue on the evidence presented. }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid10108584 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3154424 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3154424 \hich\af0\dbch\af37\loch\f0 10.\tab}\hich\af0\dbch\af37\loch\f0 The Petitioner then filed an application to further amend the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1336934 \hich\af0\dbch\af37\loch\f0 joint }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3154424 \hich\af0\dbch\af37\loch\f0 defence o\hich\af0\dbch\af37\loch\f0 f Nasib and Amzad. In Mr Navua\hich\f0 \rquote \loch\f0 
s supporting affidavit dated 25 August 2008, he deposed that}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1720625 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3757762 \hich\af0\dbch\af37\loch\f0 from their }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1720625 \hich\af0\dbch\af37\loch\f0 further investigation report and enquiries, Nasib had sold the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16333562 \hich\af0\dbch\af37\loch\f0 Vehicle }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1720625 \hich\af0\dbch\af37\loch\f0 to Nazil and transferred the same on 2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16333562 \hich\af0\dbch\af37\loch\f0 1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1720625 \hich\af0\dbch\af37\loch\f0  November 2005 and therefore at the time of\hich\af0\dbch\af37\loch\f0  the accident, Nasib had no insura}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3757762 \hich\af0\dbch\af37\loch\f0 ble }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1720625 \hich\af0\dbch\af37\loch\f0 interest in the vehicle}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3757762 \hich\af0\dbch\af37\loch\f0 
 and according to the investigation report, Amzad was not the authorized driver of Nasi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1336934 \hich\af0\dbch\af37\loch\f0 b}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3757762 
\hich\af0\dbch\af37\loch\f0  and therefore no liability attache}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1336934 \hich\af0\dbch\af37\loch\f0 d}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3757762 \hich\af0\dbch\af37\loch\f0  or ar}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1336934 \hich\af0\dbch\af37\loch\f0 ose}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3757762 \hich\af0\dbch\af37\loch\f0  under their policy. Mr Naua also deposed that the proposed am
\hich\af0\dbch\af37\loch\f0 endments to the defence raise a very important issue to be tried by the court and that involved liability. He also stated tha}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16734940 \hich\af0\dbch\af37\loch\f0 
t the transfer from Nasib to Naz}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3757762 \hich\af0\dbch\af37\loch\f0 il was }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1245615 \hich\af0\dbch\af37\loch\f0 outright and }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid3757762 \hich\af0\dbch\af37\loch\f0 unconditional. Leave was granted to further amend the defence. 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3757762 \hich\af0\dbch\af37\loch\f0 11.\tab}\hich\af0\dbch\af37\loch\f0 The further Ame\hich\af0\dbch\af37\loch\f0 nded Defence was filed on}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid3154424 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10108584 \hich\af0\dbch\af37\loch\f0 15 September 2008}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15745297 \hich\af0\dbch\af37\loch\f0 
. The material amendment recited that Nasib did not have an insurable interest in the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16333562 \hich\af0\dbch\af37\loch\f0 Vehicle}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10108584 
\hich\af0\dbch\af37\loch\f0  at the time of the accident as it had been sold it to Nazil on 21 November 2005 in exchange for a pair of bullocks; the\hich\af0\dbch\af37\loch\f0  transfer of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16333562 
\hich\af0\dbch\af37\loch\f0 Vehicle }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10108584 \hich\af0\dbch\af37\loch\f0 to Nazil was outright and unconditional and Amzad was not the authorized driver of Nasib at the time of the accident. Ms Lata
\hich\f0 \rquote \loch\f0 s claim against Nasib therefore did not disclose a reasonable cause of action, was frivolous, vexatious, \hich\af0\dbch\af37\loch\f0 scandalous and an abuse of process of the court.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1245615 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1245615 \hich\af0\dbch\af37\loch\f0 12.\tab}\hich\af0\dbch\af37\loch\f0 Having filed those amendments to the Defence,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10108584 
\hich\af0\dbch\af37\loch\f0  Messrs }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3892579 \hich\af0\dbch\af37\loch\f0 
Suresh Maharaj & Associates wrote letters on 15 June 2010 to Nasib and Amzad informing them that their instructions to act for them had been withdrawn bec\hich\af0\dbch\af37\loch\f0 ause, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid3892579 
\hich\af0\dbch\af37\loch\f0 inter alia}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3892579 \hich\af0\dbch\af37\loch\f0 , Nasib had sold the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16333562 \hich\af0\dbch\af37\loch\f0  Vehicle a}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3892579 \hich\af0\dbch\af37\loch\f0 
nd therefore had no insurable interest in that vehicle at the time of the accident. Messrs Suresh Maharaj & Associates then applied for and obtained a discharge from acting for Nasib and Amzad.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10108584 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10968605 \hich\af0\dbch\af37\loch\f0   
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1245615 \hich\af0\dbch\af37\loch\f0 13.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1245615 \hich\af0\dbch\af37\loch\f0 After more de\hich\af0\dbch\af37\loch\f0 
lays and mishaps, t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3892579 \hich\af0\dbch\af37\loch\f0 he matter}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1245615 \hich\af0\dbch\af37\loch\f0  finally}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid3892579 \hich\af0\dbch\af37\loch\f0  went on for trial}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5926082 \hich\af0\dbch\af37\loch\f0  for 3 days, 26 and 27 March and 4 April 2014}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid3892579 \hich\af0\dbch\af37\loch\f0 . Ms Lata was represented by Mr S K Ram, (her original counsel, Mr }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6622012 \hich\af0\dbch\af37\loch\f0 
Sahu Khan having been disbarred from practice on 4 May 2011). Nasib and Amzad appeared in \hich\af0\dbch\af37\loch\f0 person and were not represented by counsel. 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1930537 \hich\af0\dbch\af37\loch\f0 14.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1930537 \hich\af0\dbch\af37\loch\f0 The learned Trial Judge}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid6622012 \hich\af0\dbch\af37\loch\f0  heard the parties and their evidence. He issued his judgment on 5 August 2015. He ruled in favour of Ms Lata and awarded her some }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid7881287 \hich\af0\dbch\af37\loch\f0 $82,059 in damages, together with interest at 6% per annu\hich\af0\dbch\af37\loch\f0 
m and costs of $6,000. He found Nasib and Amzad jointly and severally liable to Ms Lata for the damages and costs awarded. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12220475 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12088728 \hich\af0\dbch\af37\loch\f0 15.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12088728 \hich\af0\dbch\af37\loch\f0 After the judgment was handed down, Ms Lata}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12220475 \loch\af0\dbch\af37\hich\f0 \rquote \loch\f0 s solicitors}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12088728 \hich\af0\dbch\af37\loch\f0 
 made a demand for payment of her judgment debt. She was met by an applicati\hich\af0\dbch\af37\loch\f0 on by the Petitioner for a stay pending an application for leave to appeal }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3369009 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12088728 \hich\af0\dbch\af37\loch\f0 16.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12088728 \hich\af0\dbch\af37\loch\f0 
A stay was ordered and the Petitioner then made their application to the Court of Appeal seeking leave to institute an appeal as an interested party,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10819788 \hich\af0\dbch\af37\loch\f0  and}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12088728 \hich\af0\dbch\af37\loch\f0  if granted, then for time \hich\af0\dbch\af37\loch\f0 
to be extended to file a notice and grounds of appeal and an order for stay of execution of the judgment dated 5 August 2015 in the meanwhile.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15229662 \hich\af0\dbch\af37\loch\f0 
 It bears mentioning that none of the parties to the proceedings below appealed}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1336934 \hich\af0\dbch\af37\loch\f0  against the judgment at first inst\hich\af0\dbch\af37\loch\f0 ance}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15229662 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12088728 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10819788 \hich\af0\dbch\af37\loch\f0 17.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10819788 \hich\af0\dbch\af37\loch\f0 In the Petitioner\hich\f0 \rquote \loch\f0 
s supporting affidavit, the Petitioner recited the essential facts of the accident and the parties and went on to depose}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9516380 \hich\af0\dbch\af37\loch\f0  the following}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid10819788 \hich\af0\dbch\af37\loch\f0 :
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9516380 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar\qj \fi-360\li1276\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls12\adjustright\rin0\lin1276\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9516380 \hich\af0\dbch\af37\loch\f0 During }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10819788 \hich\af0\dbch\af37\loch\f0 their investigations, the Petitioners discovered the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1336934 \hich\af0\dbch\af37\loch\f0 Vehicle}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10819788 \hich\af0\dbch\af37\loch\f0  had been sold by Nasib to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid10819788\charrsid2383278 \hich\af0\dbch\af37\loch\f0 Am\hich\af0\dbch\af37\loch\f0 zad}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid10819788 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2383278 \hich\af0\dbch\af37\loch\f0 (emphasis added) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10819788 
\hich\af0\dbch\af37\loch\f0 prior to the accident and therefore the Petitioner was not required to provide an indemnity to Nasib or Amzad nor to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748 \hich\af0\dbch\af37\loch\f0 satisfy}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10819788 \hich\af0\dbch\af37\loch\f0  any judgment Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10819788 
\hich\af0\dbch\af37\loch\f0  Lata may obtain against them;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10819788 \hich\af0\dbch\af37\loch\f0 (b)\tab}\hich\af0\dbch\af37\loch\f0 The Petitioner\hich\f0 \rquote \loch\f0 s solicitors, who had been instructed to }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid6168095 \hich\af0\dbch\af37\loch\f0 represe\hich\af0\dbch\af37\loch\f0 nt Nasib and Amzad had}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1336934 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6168095 
\hich\af0\dbch\af37\loch\f0  on 15 June 2010}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1336934 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6168095 \hich\af0\dbch\af37\loch\f0 
 issued a notice on behalf of the Petitioners to them and subsequently ceased acting as solicitors for them;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6168095 \hich\af0\dbch\af37\loch\f0 (c)\tab}\hich\af0\dbch\af37\loch\f0 Thereafter Nasib and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6168095\charrsid1460412 
\hich\af0\dbch\af37\loch\f0 Amzad }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6168095 \hich\af0\dbch\af37\loch\f0 appeared in person and undertook the conduct of their own defences; the trial pr\hich\af0\dbch\af37\loch\f0 
oceeded and judgment was delivered by the High Court on 5 August 2015 holding, amongst other things, that both Nasib and Amzad were jointly and severally liable for Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748 .}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid6168095 \hich\af0\dbch\af37\loch\f0  Lata\hich\f0 \rquote \loch\f0 s injuries and that as a result of this judgment, the Petitioner may be required t\hich\af0\dbch\af37\loch\f0 
o provide an indemnity to Nasib and Amzad to satisfy the judgment obtained against them by Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6168095 \hich\af0\dbch\af37\loch\f0  Lata; }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11538469 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11538469 \hich\af0\dbch\af37\loch\f0 (d)\tab}\hich\af0\dbch\af37\loch\f0 The Petitioner, which was not added as a party to the High Court action, has no}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1336934 \hich\af0\dbch\af37\loch\f0 w}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11538469 \hich\af0\dbch\af37\loch\f0  become interested in the proceedings by virtue of Section 11 of the M}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11358299 \hich\af0\dbch\af37\loch\f0 V(TP\hich\af0\dbch\af37\loch\f0 I)A}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11538469 \hich\af0\dbch\af37\loch\f0 ;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11538469 \hich\af0\dbch\af37\loch\f0 (e)\tab}\hich\af0\dbch\af37\loch\f0 
That if the Petitioner is given leave to be made a party and appeal the judgment it will have some impact on its liability under the Act;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11538469 \hich\af0\dbch\af37\loch\f0 (f)\tab}\hich\af0\dbch\af37\loch\f0 That the Petitioner\hich\f0 \rquote \loch\f0 
s position will be greatly prejudiced if the judgment is allowed to stand and it is not allow\hich\af0\dbch\af37\loch\f0 ed to appeal as it may have to satisfy the judgment;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11538469 \hich\af0\dbch\af37\loch\f0 (g)\tab}\hich\af0\dbch\af37\loch\f0 That the Petitioner was made aware of the judgment on 13 October 2015 after Ms Lata\hich\f0 \rquote \loch\f0 
s solicitors wrote to the Petitioner directly;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12220475 \hich\af0\dbch\af37\loch\f0 (h)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12220475 \hich\af0\dbch\af37\loch\f0 
After becoming aware of the judgment, the Petitioner required an opinion\hich\af0\dbch\af37\loch\f0  from its solicitors and on receiving the opinion, the board of directors/management }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8674375 
\hich\af0\dbch\af37\loch\f0 had to convene to discuss the issues and options; that the legal vacation fell during that period and it was not until 15 January 2016 that the Petitioner instructed its s\hich\af0\dbch\af37\loch\f0 
olicitors to file the application to the Court of Appeal;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8674375 \hich\af0\dbch\af37\loch\f0 (i)\tab}\hich\af0\dbch\af37\loch\f0 Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid8674375 \hich\af0\dbch\af37\loch\f0  Lata will not be prejudiced by any stay of the action as she has waited since 2006 and any delay can be compensated by costs;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8674375 \hich\af0\dbch\af37\loch\f0 (j)\tab}\hich\af0\dbch\af37\loch\f0 The Petitioner\hich\f0 \rquote \loch\f0 s solicitors have advised that the appeal raises both
\hich\af0\dbch\af37\loch\f0  novel and important questions of law.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10819788\charrsid13727133 \hich\af0\dbch\af37\loch\f0  
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1451162 \hich\af0\dbch\af37\loch\f0 18.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1451162 \hich\af0\dbch\af37\loch\f0 Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358 .}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1451162 \hich\af0\dbch\af37\loch\f0  Lata filed an affidavit in opposition and deposed, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid1451162 \hich\af0\dbch\af37\loch\f0 inter alia}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1451162 \hich\af0\dbch\af37\loch\f0 , as follows:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10819788 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1451162 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar\qj \fi-360\li1276\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls13\adjustright\rin0\lin1276\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1451162 \hich\af0\dbch\af37\loch\f0 
The Petitioner had several opportunities to argue the issue that it was not required to indemnify Nasib and Amzad, but it chose not to do\hich\af0\dbch\af37\loch\f0  so;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1451162 \hich\af0\dbch\af37\loch\f0 (b)\tab}\hich\af0\dbch\af37\loch\f0 
The Petitioner had participated in the proceedings and filed defences raising the issues it raises in its present application}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3814277 \hich\af0\dbch\af37\loch\f0 
 and although the trial took 9 years to complete, the Petitioner did nothing to obtain any orders to the effect that they were\hich\af0\dbch\af37\loch\f0  not required to indemnify Nasib and Amzad;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9516380 \hich\af0\dbch\af37\loch\f0 (c)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9516380 \hich\af0\dbch\af37\loch\f0 
The Petitioner unilaterally decided that they had no legal obligation to indemnify either Nasib or Amzad when it was clear from the evidence that any alleged transfer had not been completed; the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11358299 \hich\af0\dbch\af37\loch\f0 Vehicle}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9516380 \hich\af0\dbch\af37\loch\f0  was insur\hich\af0\dbch\af37\loch\f0 ed with the Petitioner as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12004373 \hich\af0\dbch\af37\loch\f0 t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9516380 \hich\af0\dbch\af37\loch\f0 hird }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12004373 \hich\af0\dbch\af37\loch\f0 p}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9516380 \hich\af0\dbch\af37\loch\f0 arty }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12004373 \hich\af0\dbch\af37\loch\f0 i}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9516380 
\hich\af0\dbch\af37\loch\f0 nsurers;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9516380 \hich\af0\dbch\af37\loch\f0 (d)\tab}\hich\af0\dbch\af37\loch\f0 The Petitioner engaged Messrs Mishra & Associates to defend Nasib and Am}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid7223739 \hich\af0\dbch\af37\loch\f0 z}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9516380 \hich\af0\dbch\af37\loch\f0 ad against Ms Lata\hich\f0 \rquote \loch\f0 s claim, they filed }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12004373 \hich\af0\dbch\af37\loch\f0 a defence and subsequently amended the defence on 4 April 2007 and on 20 September 2007, the Pet\hich\af0\dbch\af37\loch\f0 itioner withdrew Messrs Mishra & Associates\hich\f0 \rquote \loch\f0 
 services as counsel for Nasib and Amzad;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12004373 \hich\af0\dbch\af37\loch\f0 (e)\tab}\hich\af0\dbch\af37\loch\f0 On 25 October 2007, Messrs Suresh Maharaj & Associates filed a Notice of Change}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid7223739 \hich\af0\dbch\af37\loch\f0  of Solicitors}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12004373 \hich\af0\dbch\af37\loch\f0  and came on record for Nasib and Amzad;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12004373 \hich\af0\dbch\af37\loch\f0 (f)\tab}\hich\af0\dbch\af37\loch\f0 On 9 August 201}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11358299 \hich\af0\dbch\af37\loch\f0 0 }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12004373 \hich\af0\dbch\af37\loch\f0 the Petitioner\hich\f0 \rquote \loch\f0 s la\hich\af0\dbch\af37\loch\f0 
wyers filed a summons to withdraw on the ground that there was no liability attaching to the third party policy as the vehicle had been sold and transferred outright on 21 November 2005; }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9516380 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15885237 \hich\af0\dbch\af37\loch\f0 (g)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15885237 \hich\af0\dbch\af37\loch\f0 On 10 February 2011, the Petitioner\hich\f0 \rquote 
\loch\f0 s lawyers acting for Nasib and A\hich\af0\dbch\af37\loch\f0 mzad filed an application to cease acting for the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid282598 \hich\af0\dbch\af37\loch\f0 m}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid15885237 \hich\af0\dbch\af37\loch\f0 ; this was allowed on 2 March 2011; and
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15885237 \hich\af0\dbch\af37\loch\f0 (h)\tab}\hich\af0\dbch\af37\loch\f0 On 17 February 2013, Messrs AK Lawyers were appointed to act for Nasib and Amzad, }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 they }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15885237 \hich\af0\dbch\af37\loch\f0 subsequently withdrew on the basis that they had filed the Notice of Change of 
\hich\af0\dbch\af37\loch\f0 Solicitors in error.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15885237 \hich\af0\dbch\af37\loch\f0 19.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15885237 \hich\af0\dbch\af37\loch\f0 Nasib filed an affidavit opposing the Petitioner\hich\f0 \rquote 
\loch\f0 s application as it was out of time and deposing further that leave should}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid282598 \hich\af0\dbch\af37\loch\f0  not}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15885237 
\hich\af0\dbch\af37\loch\f0  be granted as they were duly informed of the proceedings.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5262801 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1723329 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15885237 \hich\af0\dbch\af37\loch\f0 20.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15885237 \hich\af0\dbch\af37\loch\f0 Amzad similarly filed an affidavit opposing the 
\hich\af0\dbch\af37\loch\f0 Petitioner\hich\f0 \rquote \loch\f0 s application and deposed that:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5926082 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15885237 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar\qj \fi-360\li1276\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin1276\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15885237 \hich\af0\dbch\af37\loch\f0 He was the authorized driver of }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid2646106 \hich\af0\dbch\af37\loch\f0 the V}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15885237 \hich\af0\dbch\af37\loch\f0 ehicle at the time of the accident;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15885237 \hich\af0\dbch\af37\loch\f0 (b)\tab}\hich\af0\dbch\af37\loch\f0 The Petitioner\hich\f0 \rquote \loch\f0 s claim of not being aware of the judgment is incorrect as Mr}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15885237 \hich\af0\dbch\af37\loch\f0  Naua, a Claims Office with the Petitioner was subpoenaed but h\hich\af0\dbch\af37\loch\f0 e chose not to appear;

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10250358 \hich\af0\dbch\af37\loch\f0 (c)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358 \hich\af0\dbch\af37\loch\f0 The Court found Nasib was }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid15885237 \hich\af0\dbch\af37\loch\f0 the registered owner of the vehicle; and
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15885237 \hich\af0\dbch\af37\loch\f0 (d)\tab}\hich\af0\dbch\af37\loch\f0 The application of the Petitioner should be dismissed.  
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16193835 \hich\af0\dbch\af37\loch\f0 21.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16193835 \hich\af0\dbch\af37\loch\f0 The Court of Appeal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11546605 \hich\af0\dbch\af37\loch\f0 , after hearing the parties and duly considering their submissions, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16193835 \hich\af0\dbch\af37\loch\f0 dismissed the Petition
\hich\af0\dbch\af37\loch\f0 er\hich\f0 \rquote \loch\f0 s application with costs}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15884693 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11546605 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5656028 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15468321 \hich\af0\dbch\af37\loch\f0 22.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15468321 \hich\af0\dbch\af37\loch\f0 T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11546605\charrsid5656028 \hich\af0\dbch\af37\loch\f0 he Court of Appeal noted that none of the parties }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5656028\charrsid5656028 \hich\af0\dbch\af37\loch\f0 to the pr}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11546605\charrsid5656028 \hich\af0\dbch\af37\loch\f0 oceedings below had filed an appeal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5656028\charrsid5656028 \hich\af0\dbch\af37\loch\f0 . This was }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5656028 \hich\af0\dbch\af37\loch\f0 accordingly }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5656028\charrsid5656028 \hich\af0\dbch\af37\loch\f0 
an application by the Petitioner to add itself as a party and to appeal against the judgment. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15229662\charrsid5656028 \hich\af0\dbch\af37\loch\f0 The Court of A\hich\af0\dbch\af37\loch\f0 ppeal }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11546605\charrsid5656028 \hich\af0\dbch\af37\loch\f0 quite }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15229662\charrsid5656028 \hich\af0\dbch\af37\loch\f0 
correctly held that pursuant to section 13 of the Court of Appeal Act (Cap 12), it had the same powers}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5656028\charrsid5656028 \hich\af0\dbch\af37\loch\f0 , authority and jurisdiction of the }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15229662\charrsid5656028 \hich\af0\dbch\af37\loch\f0 High Court and that included}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5656028 \hich\af0\dbch\af37\loch\f0 
 such power and authority as may be prescribed by the rules of Court; this the\hich\af0\dbch\af37\loch\f0 refore included}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15229662\charrsid5656028 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid8984466\charrsid5656028 \hich\af0\dbch\af37\loch\f0 Order 15 rule 6(2) of the High Court Rules 1988}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5656028 \hich\af0\dbch\af37\loch\f0 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid5926082 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15468321 \hich\af0\dbch\af37\loch\f0 23.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15468321 \hich\af0\dbch\af37\loch\f0 The Court of Appeal }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid12069093 \hich\af0\dbch\af37\loch\f0 noted the Petitioner\hich\f0 \rquote \loch\f0 s reliance on }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15468321 \hich\af0\dbch\af37\loch\f0 the judgment of Kay L.J. in }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid15468321 \hich\af0\dbch\af37\loch\f0 Re Securities Insurance Company }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15468321 \hich\af0\dbch\af37\loch\f0 [1894] 2 Ch 410 }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid12069093 \hich\af0\dbch\af37\loch\f0 to the effect that a party could}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3344035 \hich\af0\dbch\af37\loch\f0 , with leave of Court,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12069093 \hich\af0\dbch\af37\loch\f0  be a\hich\af0\dbch\af37\loch\f0 llowed to appeal against an order where he was aggrieved even though he was not a party on the record. The Court of Appeal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12129718 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12069093 \hich\af0\dbch\af37\loch\f0 correctly noted that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12129718 \hich\af0\dbch\af37\loch\f0 
t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12069093 \hich\af0\dbch\af37\loch\f0 his was a general proposition,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12129718 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid12129718 \hich\af0\dbch\af37\loch\f0 ie}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12129718 \hich\af0\dbch\af37\loch\f0 ., it accept}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 ed}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12129718 \hich\af0\dbch\af37\loch\f0  the general proposition,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12069093 \hich\af0\dbch\af37\loch\f0  but whether a party was entitled to be
\hich\af0\dbch\af37\loch\f0  added as a party to pursue an appeal depends on the particular circumstances of each and every case and the question was therefore whether the Petitioner should be granted leave}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2840452 \hich\af0\dbch\af37\loch\f0  on the facts and surrounding circumstances of this case; see para [13] of the\hich\af0\dbch\af37\loch\f0  judgment}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12069093 .}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid6118261 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2840452 \hich\af0\dbch\af37\loch\f0 24.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2840452 \hich\af0\dbch\af37\loch\f0 
The Court of Appeal went on to examine the facts and circumstances of the case. It first noted that the Petitioner had issued a Third Party Insurance policy covering the Vehicle in question. The Petitioner had retained solicitors to appear on be
\hich\af0\dbch\af37\loch\f0 
half of both Nasib and Amzad and even proceeded to file a defence. These solicitors then withdrew but were subsequently replaced by another firm of solicitors who also withdrew after some time. There was a further Notice of Change of Solicitors and that t
\hich\af0\dbch\af37\loch\f0 o\hich\af0\dbch\af37\loch\f0 o was withdrawn.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4998953 \hich\af0\dbch\af37\loch\f0 
 This was therefore not a case where the Petitioner was unaware of the institution of the action and they had been very much involved in the proceedings.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2840452 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4998953 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4998953 \hich\af0\dbch\af37\loch\f0 25.\tab}\hich\af0\dbch\af37\loch\f0 The Court of Appeal also noted that the Petitioner was not without a remedy as it c\hich\af0\dbch\af37\loch\f0 
ould seek a declaration that the policy liability was not engaged because there had been a transfer of ownership of the Vehicle under Section 11(3) of the MV(}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10844207 \hich\af0\dbch\af37\loch\f0 TPI}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4998953 \hich\af0\dbch\af37\loch\f0 )}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10844207 \hich\af0\dbch\af37\loch\f0 A}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4998953 
\hich\af0\dbch\af37\loch\f0 , provided they did so within 3 months of the institution of the action against their insured\hich\af0\dbch\af37\loch\f0 , Nasib and, in this case, the purported authorized driver under their policy.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13654350 \hich\af0\dbch\af37\loch\f0 26.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13654350 \hich\af0\dbch\af37\loch\f0 
It was not lost on the Court of Appeal that the Petitioner was aware of the trial taking place because their claims officer Mr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13654350 
\hich\af0\dbch\af37\loch\f0  Naua had been subpoenaed to attend the trial. Tha\hich\af0\dbch\af37\loch\f0 t was another opportunity to find out what was happening. Instead of ensuring Mr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358 .}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13654350 \hich\af0\dbch\af37\loch\f0  Naua turned up in court, the Petitioner must have acquiesced in Mr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid13654350 \hich\af0\dbch\af37\loch\f0  Naua ignoring the subpoena. We would add that the Petitioner could have sent a solicitor on a watching bri\hich\af0\dbch\af37\loch\f0 ef or at the very least sent someone from their organization to}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10494864 \hich\af0\dbch\af37\loch\f0  keep them informed of what was happening during the trial}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13654350 \hich\af0\dbch\af37\loch\f0  
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13654350 \hich\af0\dbch\af37\loch\f0 27.\tab}\hich\af0\dbch\af37\loch\f0 The Court of Appeal therefore held that instead of availing}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10494864 \hich\af0\dbch\af37\loch\f0  themselves of these opportunities to assert their position that their pol\hich\af0\dbch\af37\loch\f0 
icy liability was not engaged, they only sought to address their minds after the judgment was handed down}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10042137 \hich\af0\dbch\af37\loch\f0                     }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10494864 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10042137 \hich\af0\dbch\af37\loch\f0 and}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10494864 \hich\af0\dbch\af37\loch\f0  Ms}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10250358 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10494864 \hich\af0\dbch\af37\loch\f0  Lata\hich\f0 \rquote \loch\f0 s solicitors made a demand for payment. In view of its decision}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0  on this issue}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10494864 \hich\af0\dbch\af37\loch\f0 , the question of an }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid16734940 \hich\af0\dbch\af37\loch\f0 extension of time t\hich\af0\dbch\af37\loch\f0 o appeal did}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10494864 \hich\af0\dbch\af37\loch\f0  not arise.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10844207 \hich\af0\dbch\af37\loch\f0  The appeal was therefore dismissed with costs.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10494864 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10494864 \hich\af0\dbch\af37\loch\f0 28.\tab}\hich\af0\dbch\af37\loch\f0 The Petitioner now makes this application }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1710901 
\hich\af0\dbch\af37\loch\f0 for leave }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10494864 \hich\af0\dbch\af37\loch\f0 under }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1710901 \hich\af0\dbch\af37\loch\f0 s}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid352756 \hich\af0\dbch\af37\loch\f0 ection }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1710901 \hich\af0\dbch\af37\loch\f0 7(3) of the Supreme Court Act 1998 read with Article 98(4) of the Constitution of Fiji }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10494864 \hich\af0\dbch\af37\loch\f0 and supports its application on \hich\af0\dbch\af37\loch\f0 the following grounds:
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1710901 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar\qj \fi-360\li1276\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls17\adjustright\rin0\lin1276\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1710901 \hich\af0\dbch\af37\loch\f0 
The Court of Appeal erred in law and in fact when applying the principles}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid983657 \hich\af0\dbch\af37\loch\f0  applicable to the Petitioner\hich\f0 \rquote \loch\f0 
s Summons to appeal out of time as an interested party and took into account irrelevant matters which led to the dismissal of the \hich\af0\dbch\af37\loch\f0 Petitioner\hich\f0 \rquote \loch\f0 s application;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid983657 \hich\af0\dbch\af37\loch\f0 (b)\tab}\hich\af0\dbch\af37\loch\f0 The Court of Appeal failed to consider, or to consider at all, the facts and principles applicable to the application;

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid983657 \hich\af0\dbch\af37\loch\f0 (c)\tab}\hich\af0\dbch\af37\loch\f0 The Court of Appeal erred in law in holding that the Petitioner did not avail themselves of section 11(3) }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10844207 \hich\af0\dbch\af37\loch\f0 MV(TP\hich\af0\dbch\af37\loch\f0 
I)A when the provision was neither applicable nor relevant to the issues for determination and had otherwise misconstrued section 11(3) MV(TPI)A as the provision only requires an insurer to seek the relevant declaration on allegations of non-disclosure of
\hich\af0\dbch\af37\loch\f0  \hich\af0\dbch\af37\loch\f0 a material fact or representation of fact which was false in a material particular;}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10494864 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15869616 \hich\af0\dbch\af37\loch\f0 (d)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15869616 \hich\af0\dbch\af37\loch\f0 \hich\f0 
The Court of Appeal misconstrued the proposed grounds of appeal advanced by the Petitioner and holding that they all relate \'93\loch\f0 to questions of fact which have been adequately\hich\af0\dbch\af37\loch\f0 \hich\f0 
 dealt with by the learned High Court Judge in his judgment and have no merit\'94\loch\f0 
 when in fact the grounds of appeal based on the findings made by the Trial Judge were predominantly questions of law and were otherwise arguable grounds of appeal which had rea\hich\af0\dbch\af37\loch\f0 s\hich\af0\dbch\af37\loch\f0 
onable prospects of success;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15869616 \hich\af0\dbch\af37\loch\f0 (e)\tab}\hich\af0\dbch\af37\loch\f0 The Court of Appeal erred when it stated that the Petitioner\hich\f0 \rquote \loch\f0 
s application had caused serious prejudice to Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13333382 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15869616 \hich\af0\dbch\af37\loch\f0 
 Lata, who suffered serious injuries and who went through a period of almost ten years to get a judgment in her favou\hich\af0\dbch\af37\loch\f0 r}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5837452 \hich\af0\dbch\af37\loch\f0 
 and a further period of a}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15869616 \hich\af0\dbch\af37\loch\f0 
lmost three years and she still has not been able to reap the benefits of the judgment; such findings are misconceived since the duty to diligently prosecute the case lay on Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13333382 .}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16734940 \hich\af0\dbch\af37\loch\f0  Lata and the subsequent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15869616 \hich\af0\dbch\af37\loch\f0  three year delay was not ca\hich\af0\dbch\af37\loch\f0 
used by the Petitioner and more particularly that the prejudice to the Petitioner outweighs that potentially suffered by Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13333382 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15869616 
\hich\af0\dbch\af37\loch\f0  Lata and that any prejudice suffered by her could be cured by way of costs and interest accrued on the judgment sum;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid25543 \hich\af0\dbch\af37\loch\f0 (f)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid25543 \hich\af0\dbch\af37\loch\f0 The Petitioner\hich\af0\dbch\af37\loch\f0 
 has suffered substantial and grave injustice and the issues raised present far-reaching questions of law to be determined in respect of an aggrieved parties\hich\f0 \rquote \loch\f0 
 recourse to an Appellate Court, the principles applicable for an appeal by an interested party, \hich\af0\dbch\af37\loch\f0 l\hich\af0\dbch\af37\loch\f0 eave to appeal out of time, the insurers\hich\f0 \rquote \loch\f0 
 liability under the MV(TPI)A notwithstanding the repeal thereof, (which was only effective from 31 December 2017);
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid25543 \hich\af0\dbch\af37\loch\f0 (g)\tab}\hich\af0\dbch\af37\loch\f0 There are numerous cases under the repealed legislation pending before the Courts, the Limitation A
\hich\af0\dbch\af37\loch\f0 
ct permits a party to institute proceedings for personal injury within 3 years from the time the cause of action accrues; the Limitation Act also allows an extension of time and there are likely to be more cases covered by the repealed legislation; the Pe
\hich\af0\dbch\af37\loch\f0 t\hich\af0\dbch\af37\loch\f0 
itioner receives between 50 to 80 claims annually under its third party insurance policies and there are four other general insurers who provide cover under the repealed legislation who would be in a similar position;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15544746 \hich\af0\dbch\af37\loch\f0 (h)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15544746 \hich\af0\dbch\af37\loch\f0 The subject matter of this case raises
\hich\af0\dbch\af37\loch\f0 
 issues of substantial general interest to the administration of justice in so far as it is relevant to all cases for compensation in fatal or personal injury claims affecting the general public at large; it is also of significant interest as to the proce
\hich\af0\dbch\af37\loch\f0 d\hich\af0\dbch\af37\loch\f0 ure of an interested and aggrieved party to appeal when he was not a party to the proceedings in the first instance; this issue is no}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12792217 
\hich\af0\dbch\af37\loch\f0 v}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15544746 \hich\af0\dbch\af37\loch\f0 el before this Honourable Court as there does not appear to be any decisions setting out the principles to enable this; }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12792217 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15544746 \hich\af0\dbch\af37\loch\f0 (i)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15544746 \hich\af0\dbch\af37\loch\f0 i\hich\af0\dbch\af37\loch\f0 
t is also of significant interest as to the principles applicable for an application for an extension of time to appeal in cases of applications by interested and aggrieved parties; }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid25543 
\hich\af0\dbch\af37\loch\f0   }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15869616 \hich\af0\dbch\af37\loch\f0  
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15544746 \hich\af0\dbch\af37\loch\f0 (j)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15544746 \hich\af0\dbch\af37\loch\f0 
The questions of law and matters of general interest to the administra\hich\af0\dbch\af37\loch\f0 tion of justice involved are:
\par }\pard \ltrpar\qj \li1276\ri0\sa160\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1276\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5790155 \hich\af0\dbch\af37\loch\f0 
(i) whether an appellate court is required to deal with and address all the grounds of appeal before it to determine whether there are arguable grounds of appeal or otherwise reasonable prospects of success, irrespective of wh\hich\af0\dbch\af37\loch\f0 
ether they pertain to questions of fact, law or mixed questions of fact and law?
\par \hich\af0\dbch\af37\loch\f0 (ii) is an appellate court obliged to give reasons for its decision fully addressing the issues required to be dealt with by it?}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15869616 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10844207 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5790155 \hich\af0\dbch\af37\loch\f0 (iii) in what circumstances, if any, does an \hich\af0\dbch\af37\loch\f0 
interested and aggrieved party, who was not a party to the proceedings, have a right to appeal from a decision in those proceedings to appeal to an appellate court?
\par \hich\af0\dbch\af37\loch\f0 (iv) whether an insurer is required to indemnify a named insured when the ownership and pos\hich\af0\dbch\af37\loch\f0 session of the vehicle in question has passed to a third party?
\par \hich\af0\dbch\af37\loch\f0 (v) in what circumstances is an insurer required to have recourse to section 11(3) MV(TPI)A (repealed) when declining a claim?
\par \hich\af0\dbch\af37\loch\f0 (vi) what is the legal and evidentiary burden required to be sati\hich\af0\dbch\af37\loch\f0 sfied in cases where an aggrieved party desires to institute an appeal to an appellate court as an interested party? 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3882881 \hich\af0\dbch\af37\loch\f0 29.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3882881 \hich\af0\dbch\af37\loch\f0 
The Petitioner accepts, as it must, that pursuant to section 7 of the Supreme Court }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2848238 \hich\af0\dbch\af37\loch\f0 \hich\f0 Act 1998, the Supreme Court \'93\loch\f0 must not grant leave to a
\hich\af0\dbch\af37\loch\f0 \hich\f0 ppeal unless the case raises\'94\loch\f0 
 a far reaching question of law, or a matter of great general public importance or a matter that is otherwise of substantial general interest to the administration of justice. Authoritative and settled }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2848238\charrsid3951479 \hich\af0\dbch\af37\loch\f0 case law has interpreted \hich\af0\dbch\af37\loch\f0 
this provision as laying down the rule that leave is not granted unless the case is one of gravity involving a matter of public interest, or some important question of law, or affecting property of considerable amount or where the case is otherwise of som
\hich\af0\dbch\af37\loch\f0 e\hich\af0\dbch\af37\loch\f0  public importance or of a very substantial character;}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2848238 \hich\af0\dbch\af37\loch\f0  the authorities for this are now legion.}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2848238\charrsid3951479 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2848238 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3882881 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3763042 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2848238 \hich\af0\dbch\af37\loch\f0 30.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2848238 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 I am }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2848238 \hich\af0\dbch\af37\loch\f0 of the view that none of these stringent criteria have been met}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12792217 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2848238 \hich\af0\dbch\af37\loch\f0  despite the able submissions of counsel}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12792217 \hich\af0\dbch\af37\loch\f0 
 for the Petitioner}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2848238 \hich\af0\dbch\af37\loch\f0  and for the reasons that fo\hich\af0\dbch\af37\loch\f0 llow this Petition must be dismissed.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid3763042 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14636311 \hich\af0\dbch\af37\loch\f0 31.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 I }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2848238 \hich\af0\dbch\af37\loch\f0 deal first with}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15090251 \hich\af0\dbch\af37\loch\f0  the group submissions th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2696307 
\hich\af0\dbch\af37\loch\f0 at put forward the argument that the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15224081 \hich\af0\dbch\af37\loch\f0 rights and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2696307 \hich\af0\dbch\af37\loch\f0 
ability of an aggrieved party, not being a party to the proceedings below}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15224081 \hich\af0\dbch\af37\loch\f0 , to have recourse to the appellate court and the princ\hich\af0\dbch\af37\loch\f0 
iples surrounding such recourse raise novel and entail far-reaching questions of law to be determined. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2848238 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15224081 \hich\af0\dbch\af37\loch\f0 32.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15224081 \hich\af0\dbch\af37\loch\f0 With respect }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 I cannot }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15224081 \hich\af0\dbch\af37\loch\f0 agree.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0 
 There is nothing novel about this question and it is in fact covered by the High Court Rules and various authorities}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid220009 \hich\af0\dbch\af37\loch\f0  which }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 I }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid220009 \hich\af0\dbch\af37\loch\f0 refer to below}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0 . }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15224081 \hich\af0\dbch\af37\loch\f0 This was answered }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3478393 \hich\af0\dbch\af37\loch\f0 very }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid15224081 \hich\af0\dbch\af37\loch\f0 clearly by the Court of Appeal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0  in it}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15224081 
\hich\af0\dbch\af37\loch\f0 s judgment at paragraphs [9]}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3478393 \hich\af0\dbch\af37\loch\f0  to [11] where it }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0 
correctly, in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 my }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0 view, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid3478393 \hich\af0\dbch\af37\loch\f0 cited where its power to add a party to an appeal rested,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0 viz}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5270854 .,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3478393 \hich\af0\dbch\af37\loch\f0  section 13}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0  of the Court of Appeal Act (Cap 12)\hich\af0\dbch\af37\loch\f0 , Order 15 Rule 6(2) and (3) of the High Court Rules 1988. The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 
\hich\af0\dbch\af37\loch\f0 word}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 s }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 used in }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0 Order 15 }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 are }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5270854 
\hich\af0\dbch\af37\loch\f0 not only of respectable lineage, having come from the English Rules of Court, it is }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 widespread and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid5270854 \hich\af0\dbch\af37\loch\f0 commonly found in other Commonwealth countries which inherited the \hich\af0\dbch\af37\loch\f0 Common Law.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 
 Indeed the same number}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 , }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \loch\af0\dbch\af37\hich\f0 \'93\loch\f0 Order }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid8603571\charrsid8603571 \hich\af0\dbch\af37\loch\f0 15}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \loch\af0\dbch\af37\hich\f0 \'94\loch\f0  and the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid220009 
\hich\af0\dbch\af37\loch\f0 same }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 heading}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 
\hich\af0\dbch\af37\loch\f0 \hich\f0  \'93\loch\f0 \hich\f0 Causes of Action, Counterclaims and Parties\'94\loch\f0 \hich\f0  exist in the book Supreme Court Practice, commonly known as the \'93\loch\f0 \hich\f0 White Book\'94\loch\f0 
, in other countries like Singapore}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6251131 \hich\af0\dbch\af37\loch\f0 , }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 Malaysia}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid6251131 \hich\af0\dbch\af37\loch\f0  and Hong Kong}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0  as we\hich\af0\dbch\af37\loch\f0 ll}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1385160 \hich\af0\dbch\af37\loch\f0 ; (see}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6251131 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid6251131 \hich\af0\dbch\af37\loch\f0 eg}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6251131 \hich\af0\dbch\af37\loch\f0 ., }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid6251131 \hich\af0\dbch\af37\loch\f0 Idmission Ltd v Asian Master Enterprises Ltd }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid6251131 \hich\af0\dbch\af37\loch\f0 [1988] 2 H.K.L.R. 614 and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1385160 \hich\af0\dbch\af37\loch\f0 the reference to the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14636311 
\loch\af0\dbch\af37\hich\f0 \'93}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1385160 \hich\af0\dbch\af37\loch\f0 White Book}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14636311 \loch\af0\dbch\af37\hich\f0 \'94}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid1385160 \hich\af0\dbch\af37\loch\f0  in Byrne JA\hich\f0 \rquote \loch\f0 s judgment in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid1385160 \hich\af0\dbch\af37\loch\f0 
Bubble Up investments Ltd v National MBF Finance Ltd }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1385160 \hich\af0\dbch\af37\loch\f0 [1999] FJCA 38 ABU 0021d.98s (5 August 1999) at pg.3)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 . Ord\hich\af0\dbch\af37\loch\f0 \hich\f0 er 15 Rule 6 with the heading \'93\loch\f0 \hich\f0 Misjoinder and nonjoinder of parties\'94\loch\f0  similarly appears in these different White Books. }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid220009 \hich\af0\dbch\af37\loch\f0 \hich\f0 Another very good example is Order 14 \'93\loch\f0 \hich\f0 Summary Judgment\'94\loch\f0 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 
\hich\af0\dbch\af37\loch\f0 Th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid220009 \hich\af0\dbch\af37\loch\f0 ese provisions }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 constitute basic court procedure}
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0  for the efficient resolution\hich\af0\dbch\af37\loch\f0  of disputes}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4725222 \hich\af0\dbch\af37\loch\f0  and are well known in the common law context}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 . }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 Having said that, i}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 t bears mentioning }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6571802 
\hich\af0\dbch\af37\loch\f0 however }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 that the English civil procedure rules have undergone }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6571802 
\hich\af0\dbch\af37\loch\f0 a complete overhaul and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 re-}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6571802 \hich\af0\dbch\af37\loch\f0 drafting }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0 for some time now but the legacy of their rules live on in th\hich\af0\dbch\af37\loch\f0 ose jurisdictions which inherited the English common law}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8603571 \hich\af0\dbch\af37\loch\f0      }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3763042 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11736825 \hich\af0\dbch\af37\loch\f0 33.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 \hich\af0\dbch\af37\loch\f0 In other words,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12673178 \hich\af0\dbch\af37\loch\f0  (if indeed it is at all not already clear), }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 \hich\af0\dbch\af37\loch\f0 in language germane to the alleged issue raised as }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12673178 \hich\af0\dbch\af37\loch\f0 being }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 \hich\af0\dbch\af37\loch\f0 novel and far reaching, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12129718 \hich\af0\dbch\af37\loch\f0 Order 15 rule 6(2) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 \hich\af0\dbch\af37\loch\f0 clearly }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12129718 
\hich\af0\dbch\af37\loch\f0 enable}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14766805 \hich\af0\dbch\af37\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12129718 \hich\af0\dbch\af37\loch\f0  an applicant, no
\hich\af0\dbch\af37\loch\f0 t party to the proceedings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14766805 \hich\af0\dbch\af37\loch\f0 , whether at the first instance or on appeal, to apply to those courts to be added as a party:
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14636311 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar\qj \fi-360\li1276\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls15\adjustright\rin0\lin1276\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14636311 \hich\af0\dbch\af37\loch\f0 
Where the applicant ought to have been joined as a party or whose presence before the Court is necessary to ensure that all matters in \hich\af0\dbch\af37\loch\f0 
dispute in the cause of matter may be effectually and completely determined and adjudicated upon;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16734940 \hich\af0\dbch\af37\loch\f0 (b)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16734940 \hich\af0\dbch\af37\loch\f0 Where}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10042137 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16734940 \hich\af0\dbch\af37\loch\f0 as between the applicant and any party to the cause of action }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1735214 \hich\af0\dbch\af37\loch\f0 there may exist }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14766805 \hich\af0\dbch\af37\loch\f0 a question or issue arising out of or relating to or connected with any re
\hich\af0\dbch\af37\loch\f0 lief or remedy }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16734940 \hich\af0\dbch\af37\loch\f0 which in the opinion of the court}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14766805 
\hich\af0\dbch\af37\loch\f0  would be just and convenient to determine between him and that party as well as between the parties to the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16734940 \hich\af0\dbch\af37\loch\f0 cause or matter. }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6243629 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14766805 \hich\af0\dbch\af37\loch\f0  
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11736825 \hich\af0\dbch\af37\loch\f0 34.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 \hich\af0\dbch\af37\loch\f0 The words used in this sub-rule are wide and it enables an applicant}
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1735214 \hich\af0\dbch\af37\loch\f0 , who }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16734940 \hich\af0\dbch\af37\loch\f0 can es\hich\af0\dbch\af37\loch\f0 
tablish that the question or issue between one of the parties and the applicant is linked factually or otherwise to the re}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1460412 \hich\af0\dbch\af37\loch\f0 lief or}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid16734940 \hich\af0\dbch\af37\loch\f0  remedy claimed in the cause or matter}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1735214 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 \hich\af0\dbch\af37\loch\f0 
 to join as a defendant or third party or as an intervener in the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1735214 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 \hich\af0\dbch\af37\loch\f0 
proceedings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1735214 \hich\af0\dbch\af37\loch\f0 . Additiona\hich\af0\dbch\af37\loch\f0 lly, it }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 \hich\af0\dbch\af37\loch\f0 
must be just and/or convenient and/or necessary to add the applicant as a party and the residual discretion whether to do so or not is with the court.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 
 Further, from the opening words of Order 15 Rules 6(2), it is clear the court may impose such ter\hich\af0\dbch\af37\loch\f0 ms as it thinks just.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6243629 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5183413 \hich\af0\dbch\af37\loch\f0 35.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5183413 \hich\af0\dbch\af37\loch\f0 
The Annotated High Court Act and Rules (Cap 13A) contain references to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8944244 \hich\af0\dbch\af37\loch\f0  cases where }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5183413 
\hich\af0\dbch\af37\loch\f0 Order 15 Rule 6(2)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8944244 \hich\af0\dbch\af37\loch\f0 (b) was applied}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5183413 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid8944244 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4198359 \hich\af0\dbch\af37\loch\f0 We need only refer to a few examples}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3818106 
\hich\af0\dbch\af37\loch\f0  as well as examples in other jurisdictions}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7417071 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8944244 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8944244 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar\qj \fi-360\li1276\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin1276\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8944244 \hich\af0\dbch\af37\loch\f0 In }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid7417071 
\hich\af0\dbch\af37\loch\f0 Bubble Up investments Ltd v Nat\hich\af0\dbch\af37\loch\f0 ional MBF Finance Ltd }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7417071 \hich\af0\dbch\af37\loch\f0 
[1999] FJCA 38 ABU 0021d.98s (5 August 1999), the plaintiff }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14303706 \hich\af0\dbch\af37\loch\f0 had }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7417071 \hich\af0\dbch\af37\loch\f0 
obtained an order against the defendant from disposing of some chattels, vehicles and goods subject to a lease agreement}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14303706 \hich\af0\dbch\af37\loch\f0  it had}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid7417071 \hich\af0\dbch\af37\loch\f0  with the defendant and the defendant had o\hich\af0\dbch\af37\loch\f0 btained an order restraining the plaintiff from obstructing, hindering or stopping the defendant from seizing those chattels,}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14303706 \hich\af0\dbch\af37\loch\f0  vehicles and goods; the bank was allowed to intervene in the proceedings because some of the items and chattels seized by the defe\hich\af0\dbch\af37\loch\f0 
ndant were held under securities to the applicant bank. The bank had not been made a party to the High Court proceedings nor was any notice of those proceedings served on it. It only became aware of the High Court action when items and chattels held under
\hich\af0\dbch\af37\loch\f0  \hich\af0\dbch\af37\loch\f0 \hich\f0 its securities were seized. It is noteworthy that Byrne JA said, of Order 15 Rule 6(2): \'93\loch\f0 \hich\f0 
The scope of this rule and its predecessor has been considered in numerous cases\'85\'94\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14814434 \hich\af0\dbch\af37\loch\f0 Byrne JA also cited Lord Esher MR in }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\insrsid14814434 \hich\af0\dbch\af37\loch\f0 Byrne v Brown }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid871353 \hich\af0\dbch\af37\loch\f0 (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14814434 
\hich\af0\dbch\af37\loch\f0 1889) Q.B.D. 657 at 666:
\par }\pard \ltrpar\qj \li1276\ri0\sa160\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1276\itap0\pararsid10779928 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs2\insrsid10779928\charrsid10779928 
\par }\pard \ltrpar\qj \fi-360\li1701\ri450\sa160\sl360\slmult1\widctlpar\tx8640\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin450\lin1701\itap0\pararsid15481578 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8398144 \tab }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14814434 \loch\af0\dbch\af37\hich\f0 \'93}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid14814434\charrsid8398144 \hich\af0\dbch\af37\loch\f0 One \hich\af0\dbch\af37\loch\f0 
of the chief objects of the Judicature Acts was to secure that, wherever a Court can see in the transaction brought before it that the rights of one of the parties will or may be so affected that under the forms of law other actions may}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid14303706\charrsid8398144 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid14814434\charrsid8398144 \hich\af0\dbch\af37\loch\f0 be brought in respe\hich\af0\dbch\af37\loch\f0 
ct of that transaction, the Court shall have power to b}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid7554494 \hich\af0\dbch\af37\loch\f0 ring }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid14814434\charrsid8398144 
\hich\af0\dbch\af37\loch\f0 all the parties before it, and determine the rights of all in one proceeding. It is not necessary that the evidence in the issues raised by the new parties }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid10779928\charrsid8398144 \hich\af0\dbch\af37\loch\f0 being brought}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid14814434\charrsid8398144 \hich\af0\dbch\af37\loch\f0  in should be exactly the s\hich\af0\dbch\af37\loch\f0 
\hich\f0 ame; it is sufficient if the main evidence, and the main inquiry, will be the same, and the Court then has power to bring in the new parties, and to adjudicate in one proceeding upon the rights of all the parties before it.\'94}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid14303706\charrsid8398144 \hich\af0\dbch\af37\loch\f0   }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid7417071\charrsid8398144 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid1468813 
\par }\pard \ltrpar\qj \fi-360\li1701\ri450\sa160\sl276\slmult1\widctlpar\tx8640\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin450\lin1701\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs4\insrsid10779928\charrsid10779928 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7554494 \hich\af0\dbch\af37\loch\f0 (b)\tab}}\pard \ltrpar\qj \fi-360\li1080\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin1080\itap0\pararsid8944244 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7554494 \hich\af0\dbch\af37\loch\f0 In }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid8944244 
\hich\af0\dbch\af37\loch\f0 Waiqele Sawmill Ltd v Ma\hich\af0\dbch\af37\loch\f0 teo Sauma }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10042137 \hich\af0\dbch\af37\loch\f0 [2003] HBC 34/02, Decision 13 February 2003}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid8944244 \hich\af0\dbch\af37\loch\f0 , there was a dispute over logging rights granted by the defendant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10386122 \hich\af0\dbch\af37\loch\f0 
 in his alleged capacity as Turaga-ni-Mataqali and}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8944244 \hich\af0\dbch\af37\loch\f0  purportedly as representative of Mataqali Vanalevu of Naduri Labasa to the plaintiff; \hich\af0\dbch\af37\loch\f0 
the plaintiff obtained an interim injunction against Tropikboards from extracting timber }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10386122 \hich\af0\dbch\af37\loch\f0 under }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8944244 
\hich\af0\dbch\af37\loch\f0 a concession granted by the Native Land Trust Board; the receivers and managers of Tropikboards were given leave to be added as a defendant to the proceedings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5073758 .}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5183413 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1775672 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11736825 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11545526 \hich\af0\dbch\af37\loch\f0 (c)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 In }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 Fiji}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid10779928 \hich\af0\dbch\af37\loch\f0  Development Bank v New India As}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid11545526 
\hich\af0\dbch\af37\loch\f0 surance Company Limited }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 [2007] HBC 299/03S the plaintiff bank }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5073758 
\hich\af0\dbch\af37\loch\f0 sued the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 insurer, who had paid out under a policy of insurance, which contained a \hich\f0 \lquote \loch\f0 Loss Payee\hich\f0 \rquote 
\loch\f0  clause in favour of the plaintiff bank}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5073758 \hich\af0\dbch\af37\loch\f0 ; }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 the insured }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5073758 \hich\af0\dbch\af37\loch\f0 success\hich\af0\dbch\af37\loch\f0 fully }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11545526 \hich\af0\dbch\af37\loch\f0 
applied to be added as a co-plaintiff or alternatively as an interested party because}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5073758 \hich\af0\dbch\af37\loch\f0  it clearly had an interest in the matter}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11937846 \hich\af0\dbch\af37\loch\f0  as mortgagor}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5073758 \hich\af0\dbch\af37\loch\f0  in that it owned the lease of the native land and the building }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid871353 \hich\af0\dbch\af37\loch\f0 upon it which was insured. The p}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5073758 \hich\af0\dbch\af37\loch\f0 ayment it recei\hich\af0\dbch\af37\loch\f0 
ved from the insurer was allegedly for the stock, business furniture, plant and contents (which was insured for $220,000) but not the building (which was insured for $200,000). One of the defences raised by the defendant insurer was that it had obtained a
\hich\af0\dbch\af37\loch\f0  \hich\af0\dbch\af37\loch\f0 full discharge upon payment of $133,000 to the insured}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11937846 \hich\af0\dbch\af37\loch\f0 \hich\f0 . The learned judge held that \'93\loch\f0 
sound commercial sense dictates that [the applicant] }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid11937846\charrsid4725222 \hich\af0\dbch\af37\loch\f0 has an interest in these proceedings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11937846 \loch\af0\dbch\af37\hich\f0 \'94}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4725222 \hich\af0\dbch\af37\loch\f0  (emphasis added).}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11937846 \hich\af0\dbch\af37\loch\f0 
 If the plaintiff bank did not obtain any payment from the insu\hich\af0\dbch\af37\loch\f0 rer it would affect the insured\hich\f0 \rquote \loch\f0 \hich\f0 s financial position vis-\'e0\loch\f0 \hich\f0 
-vis its creditor bank. The learned Judge correctly stated: \'93\loch\f0 It must be noted that this is a facilitative or an enabling rule and the paramount consideration is to have before the court all necessa\hich\af0\dbch\af37\loch\f0 r
\hich\af0\dbch\af37\loch\f0 y parties. It also gives the Court enormous flexibility as to who can participate and by appropriate terms define the level of participation. The issue really boils down to this \hich\f0 \endash \loch\f0  will [the applicant
\hich\f0 \rquote \loch\f0 s] rights against or liabilities to any party to the ac\hich\af0\dbch\af37\loch\f0 t\hich\af0\dbch\af37\loch\f0 \hich\f0 
ion in respect of the subject matter of the action be directly affected by any judgment which may eventually be made in this case. I think so.\'94\loch\f0  It is important to note that the learned Judge rightly said, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid5655155 \hich\af0\dbch\af37\loch\f0 as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11937846 \hich\af0\dbch\af37\loch\f0 this }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5655155 \hich\af0\dbch\af37\loch\f0 involved }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11937846 \hich\af0\dbch\af37\loch\f0 an indemnity policy, the presence \hich\af0\dbch\af37\loch\f0 
of the owner of the property would assist the court should the value of the property become an issue as it }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12208183 \hich\af0\dbch\af37\loch\f0 wa}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11937846 \hich\af0\dbch\af37\loch\f0 s very likely to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12208183 \hich\af0\dbch\af37\loch\f0  do so}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11937846 \hich\af0\dbch\af37\loch\f0 
. The applicant owner would }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12208183 \hich\af0\dbch\af37\loch\f0 then }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11937846 \hich\af0\dbch\af37\loch\f0 be able to give the relevant evidence.}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12208183 \hich\af0\dbch\af37\loch\f0 \hich\f0  The learned Judge added the insured as \'93\loch\f0 an interested\hich\af0\dbch\af37\loch\f0 
 party with liberty given to it that if the plaintiff fails to bring in satisfactory evidence about the value of the building, then it could do so. It is also given liberty to cross-examine the [defendant insurer\hich\f0 \rquote \loch\f0 
s] witnesses relating to this aspect with \hich\af0\dbch\af37\loch\f0 l\hich\af0\dbch\af37\loch\f0 \hich\f0 eave of court\'94\loch\f0 
 and the applicant insured was also given liberty to bring in evidence relating to the circumstances in which the fire occurred and to cross-examine the insurer\hich\f0 \rquote \loch\f0 s witnesses with the leave of the court. 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13436128 \hich\af0\dbch\af37\loch\f0 (d)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13436128 \hich\af0\dbch\af37\loch\f0 In }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid13436128 \hich\af0\dbch\af37\loch\f0 Fiji Medical Association v Ramon Fer\hich\af0\dbch\af37\loch\f0 min Angco & Fiji Medical Council }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13436128\charrsid13436128 
\hich\af0\dbch\af37\loch\f0 [1997] ABU 0041/97S}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13436128 \hich\af0\dbch\af37\loch\f0 , 7 November 1997, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12277496 \hich\af0\dbch\af37\loch\f0 
the Fiji Medical }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1649954 \hich\af0\dbch\af37\loch\f0 Association, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12277496 \hich\af0\dbch\af37\loch\f0 an association established under}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1649954 \hich\af0\dbch\af37\loch\f0  the Medical and Dental Practitioners Act (Cap 225)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2165975 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12277496 
\hich\af0\dbch\af37\loch\f0  was granted leave}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1649954 \hich\af0\dbch\af37\loch\f0  to appeal against the decision of Scott J who heard \hich\af0\dbch\af37\loch\f0 
and ruled on the disputes between the respondents, a Philippine doctor Ramon F. Angco and the Fiji Medical Council over registration }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7745245 \hich\af0\dbch\af37\loch\f0 and the right }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1649954 \hich\af0\dbch\af37\loch\f0 to practice}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7745245 \hich\af0\dbch\af37\loch\f0  in Fiji}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1649954 
\hich\af0\dbch\af37\loch\f0 . Scott J ruled, after recording his dissatisfaction over how both parties }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7745245 \hich\af0\dbch\af37\loch\f0 had presented t\hich\af0\dbch\af37\loch\f0 
heir cases, since it was not disputed that Dr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10779928 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7745245 \hich\af0\dbch\af37\loch\f0  Angco was registered un}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid2165975 \hich\af0\dbch\af37\loch\f0 der}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7745245 \hich\af0\dbch\af37\loch\f0 
 Part II of the medical register, there was no statutory authority to suspend his registration and therefore he remained registered to practice generally. The Court of Appeal granted \hich\af0\dbch\af37\loch\f0 
leave to the Fiji Medical Association, being an association established under the foregoing Act with the objects of promoting the welfare and maintaining the integrity and status of the medical profession and protecting and assisting the public and medica
\hich\af0\dbch\af37\loch\f0 l\hich\af0\dbch\af37\loch\f0  profession in all matter touching, ancillary or incidental to the practice of medicine}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2165975 \hich\af0\dbch\af37\loch\f0 
, to appeal against the decision of Scott J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7745245 \hich\af0\dbch\af37\loch\f0 
. As matters of considerable public importance were in issue in the proceedings below and in respect of which the appellant ha\hich\af0\dbch\af37\loch\f0 d a strong interest, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2165975 
\hich\af0\dbch\af37\loch\f0 the Fiji Medical Association was given leave }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7745245 \hich\af0\dbch\af37\loch\f0 to appeal against the decision of Scott J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2165975 \hich\af0\dbch\af37\loch\f0  and to adduce }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307 \hich\af0\dbch\af37\loch\f0 additional }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2165975 
\hich\af0\dbch\af37\loch\f0 evidence}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7745245 \hich\af0\dbch\af37\loch\f0 .    }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1649954 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid3818106 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8343649 \hich\af0\dbch\af37\loch\f0 36.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0 A trawl through other Commonwealth countries will throw up many m}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3818106 \hich\af0\dbch\af37\loch\f0 ore examples}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8343649 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6518318 \hich\af0\dbch\af37\loch\f0 
 I need only cite}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6518318 \hich\af0\dbch\af37\loch\f0 t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0 he Singapor\hich\af0\dbch\af37\loch\f0 e White Book, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8398144 \hich\af0\dbch\af37\loch\f0 
(Singapore Civil Procedures 2018 Vol 1, (Sweet & Maxwell, 2018) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0 at}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8398144 \hich\af0\dbch\af37\loch\f0  para.}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0  15/6/13, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4725222 \hich\af0\dbch\af37\loch\f0 which cites }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid4725222 \hich\af0\dbch\af37\loch\f0 Gurtner v Circuit }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4725222 \hich\af0\dbch\af37\loch\f0 [1968] 2 All E.R. 328 CA (Eng) for the rule that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0 the right to intervene and be added as a party exists}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3818106 \hich\af0\dbch\af37\loch\f0  where the proprietary or pe\hich\af0\dbch\af37\loch\f0 
cuniary rights of the intervener are}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0 
 directly affected by the proceedings or where the intervener may be rendered liable to satisfy any judgment either directly or indirectly}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0 ; the }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0 effect of which is to include any case in which the intervener i}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1275404 \hich\af0\dbch\af37\loch\f0 s}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0  directly a\hich\af0\dbch\af37\loch\f0 ffected not only in his legal rights but also in his pocket}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0 . T
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0 hus the Motor Insurer\hich\f0 \rquote \loch\f0 
s Bureau will be allowed to be added in an action arising out of a road traffic accident, since any judgment in the action can be legally, though indirectly, enforceable ag\hich\af0\dbch\af37\loch\f0 
ainst them. A surety who would be directly affected by the determination of the question whether a payment made to a creditor is a fraudulent preference ought to be made a party to the proceedings, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0 Re Indenden (A Bankrupt) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8343649 \hich\af0\dbch\af37\loch\f0 [1970] 1 W.L.R. 1015.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6251131 

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12807555 \hich\af0\dbch\af37\loch\f0 37.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12807555 \hich\af0\dbch\af37\loch\f0 There is}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid7758307 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12807555 \hich\af0\dbch\af37\loch\f0  a\hich\af0\dbch\af37\loch\f0 ccordingly}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12807555 \hich\af0\dbch\af37\loch\f0  no novel or far reaching questions of law to be determined}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1275404 \hich\af0\dbch\af37\loch\f0  in this first group of issues}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307 \hich\af0\dbch\af37\loch\f0 , nor is there any matter of great general public importance or matter that is of substantial general interest to the administration of justice}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12807555 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1275404 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16284153 \hich\af0\dbch\af37\loch\f0 38.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16284153 \hich\af0\dbch\af37\loch\f0 I now turn\hich\af0\dbch\af37\loch\f0 
 to the second group of submissions in relation to the MV(TPI)A and in particular section 11(3), the insurer\hich\f0 \rquote \loch\f0 
s liability under the MV(TPI)A and their constituting substantial general interest to the administration of justice as it is relevant to all cases\hich\af0\dbch\af37\loch\f0  \hich\af0\dbch\af37\loch\f0 
for compensation in fatal or personal injury claims. The Petitioner submits it is of interest to the general public at large as there are numerous cases under this piece of, (albeit now repealed), legislation. The Petitioner states it is has some 50 to 80
\hich\af0\dbch\af37\loch\f0  \hich\af0\dbch\af37\loch\f0 claims annually}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12807555 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16284153 \hich\af0\dbch\af37\loch\f0 
under its third party insurance policies and there are four other general insurers in the same position.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12807555 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7758307 \hich\af0\dbch\af37\loch\f0 39.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307 \hich\af0\dbch\af37\loch\f0 Having considered Mr}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid10779928 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307 \hich\af0\dbch\af37\loch\f0  Narayan\hich\f0 \rquote \loch\f0 
s valiant submissions, with respect, I find that the Petitioner has not met the stringent criteria to obt\hich\af0\dbch\af37\loch\f0 ain leave to appeal on these grounds.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7758307 \hich\af0\dbch\af37\loch\f0 40.\tab}\hich\af0\dbch\af37\loch\f0 The provisions of the MV(TPI)A are of considerable antiquity, being based on the United Kingdom\hich\f0 \rquote 
\loch\f0 s Road Traffic Act 1930}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307 \hich\af0\dbch\af37\loch\f0  This was a social piece of legislation to ensure }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid72866 \hich\af0\dbch\af37\loch\f0 that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307 \hich\af0\dbch\af37\loch\f0 victims of road accidents}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid72866 
\hich\af0\dbch\af37\loch\f0 , who suffered dea\hich\af0\dbch\af37\loch\f0 th or personal injury}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid72866 
\hich\af0\dbch\af37\loch\f0 arising from the negligent driving or use of t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307 \hich\af0\dbch\af37\loch\f0 he ever increasing number of motor vehicles}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid72866 \hich\af0\dbch\af37\loch\f0 , (and who were also travelling at ever faster speeds),}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid72866 
\hich\af0\dbch\af37\loch\f0 received compensation through the imposition of compulsory third party insurance cover fo\hich\af0\dbch\af37\loch\f0 r motor vehicle. The roots of section 4(1) of the MV(TPI)A can be clearly seen in section 31 of the U}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 K}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid72866 \hich\af0\dbch\af37\loch\f0  Road Traffic Act 1930:
\par }\pard \ltrpar\qj \li1701\ri533\sa160\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin533\lin1701\itap0\pararsid10779928 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid72866\charrsid13984732 \loch\af0\dbch\af37\hich\f0 
\'93\loch\f0 It shall not be lawful for any person to use, or to cause or permit any other person to us}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid11806992 \hich\af0\dbch\af37\loch\f0 e}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid72866\charrsid13984732 \hich\af0\dbch\af37\loch\f0 , a motor vehicle on the road unless t\hich\af0\dbch\af37\loch\f0 here is in force in relation to the user of the vehicle by that person or that other person}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\insrsid13984732\charrsid13984732 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid72866\charrsid13984732 \hich\af0\dbch\af37\loch\f0  as the case may be}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid13984732\charrsid13984732 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid72866\charrsid13984732 \hich\af0\dbch\af37\loch\f0 
 such a policy of insurance or such a security in respect of third-party risks as complies with the requirements of this Part of this Act.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid13984732\charrsid13984732 \loch\af0\dbch\af37\hich\f0 \'94}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid72866\charrsid13984732 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid72866 
\par }\pard \ltrpar\qj \li1440\ri0\sa160\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid13984732 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs8\insrsid10779928\charrsid10779928 
\par }\pard \ltrpar\qj \li720\ri0\sa160\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13984732 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13984732 \hich\af0\dbch\af37\loch\f0 Ma
\hich\af0\dbch\af37\loch\f0 ny other Commonwealth countries which inherited the Common Law have similar or equivalent legislation to the MV(TPI)A.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 
 The purpose behind this provision is also found in similarly worded provisions in these countries. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13984732 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid72866 

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13984732 \hich\af0\dbch\af37\loch\f0 41.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13984732 \hich\af0\dbch\af37\loch\f0 The concept behind section 11(}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13984732 \hich\af0\dbch\af37\loch\f0 ) MV(\hich\af0\dbch\af37\loch\f0 
TPI)A is also commonly found in equivalent or similar statutes in these countries. The social concept}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13984732 
\hich\af0\dbch\af37\loch\f0 embodied}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0  in this provision is clear}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2380335 \hich\af0\dbch\af37\loch\f0 . E}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 ven if insurer is entitled to avoid liability or cancel their policy for non-disclosure, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 
\hich\af0\dbch\af37\loch\f0 provided notice of the acti\hich\af0\dbch\af37\loch\f0 on has been given }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10042137 \hich\af0\dbch\af37\loch\f0 by the injured plaintiff }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 to the insurer as required under section 11(2)(a), }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 the insurer has to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2380335 \hich\af0\dbch\af37\loch\f0 make payment under th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 e judgment}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2380335 
\hich\af0\dbch\af37\loch\f0 ; }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11806992 \hich\af0\dbch\af37\loch\f0 but }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2380335 \hich\af0\dbch\af37\loch\f0 it can subsequently }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 recover that sum from their insured. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0 The colloquial expression is \hich\f0 \lquote 
\loch\f0 pay first, collect \hich\af0\dbch\af37\loch\f0 from the insured later.\hich\f0 \rquote \loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 There is nothing novel about this provision. }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 Section 11(1) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 
provides in plain and clear language that if the victim of a road accident obtains a judgment against a person insured by }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 motor policy, then, notwithstanding that the i\hich\af0\dbch\af37\loch\f0 nsurer }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid9779056\charrsid9779056 \hich\af0\dbch\af37\loch\f0 
may be entitled to avoid or cancel}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0  (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid9779056 
\hich\af0\dbch\af37\loch\f0 ie}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 , the right to do so }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 
may have arisen but avoidance or cancellation has yet to occur), }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779056 \hich\af0\dbch\af37\loch\f0 or may have avoided }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 
\hich\af0\dbch\af37\loch\f0 or cancelled the policy, (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 ie}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 
., the avoidance or cancellation has already taken place), the insurer }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 shall\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 ie}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 \hich\f0 ., not \'93
\loch\f0 \hich\f0 may\'94\loch\f0 )}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13984732 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 
pay the victim or persons entitled to the benefit of that judgment any sum payable thereunder, including interest and costs if any.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid72866 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4480944 \hich\af0\dbch\af37\loch\f0 42.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 
The Court of Appeal correctly held that an insurer need not make a payment under section 11 if upon receiv\hich\af0\dbch\af37\loch\f0 ing due notice under section 11(2)(a), }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 
\hich\af0\dbch\af37\loch\f0 it avails itself }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4480944 \hich\af0\dbch\af37\loch\f0 of the procedure in section 11(3). }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2819293 
\hich\af0\dbch\af37\loch\f0 The insurer has to commence an action before or within 3 months after the commencement of proceedings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14688294 \hich\af0\dbch\af37\loch\f0 
 in which the judgment was given, seeking a declaration that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid14688294 \hich\af0\dbch\af37\loch\f0 apa\hich\af0\dbch\af37\loch\f0 rt from any provision in the policy}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14688294 \hich\af0\dbch\af37\loch\f0 
, the insurer is entitled to avoid the policy on the ground that it was obtained by the non-disclosure of material fact or by a representation of a fact which is false in a material particular}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5112174 
\hich\af0\dbch\af37\loch\f0  or if the company has avoide\hich\af0\dbch\af37\loch\f0 d the policy on the ground that it was entitled to do so apart from any provision contained in it; provided of course it complies with the procedural steps in the }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6374865 \hich\af0\dbch\af37\loch\f0 provision}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5112174 \hich\af0\dbch\af37\loch\f0  to section 11(3) which does not arise on the facts here. }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2704688 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16123475 \hich\af0\dbch\af37\loch\f0 43.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0 The Policy in this case d\hich\af0\dbch\af37\loch\f0 
\hich\f0 oes not contain any warranty or covenant for the insured to inform the insurer if there is a change in any material fact or circumstance. It does contain a \'93\loch\f0 \hich\f0 NOTE\'94\loch\f0  under which it states, }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0 inter alia}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0 \hich\f0 , that: \'93\loch\f0 Where there is a sale of change of possession of th
\hich\af0\dbch\af37\loch\f0 e motor vehicle from one person to another, each such person must forthwith inform}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2704688 \hich\af0\dbch\af37\loch\f0 \hich\f0 
 the Insurer and this policy and certificate should be forwarded to the Insurer for endorsement or replacement.\'94}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2704688 \hich\af0\dbch\af37\loch\f0 This is not sufficiently or clearly worded as a continuing ob\hich\af0\dbch\af37\loch\f0 \hich\f0 ligation and in any event, the certificate should be forwarded to the insurer for \'93\loch\f0 \hich\f0 
endorsement or replacement\'94\loch\f0 . It does not contemplate cancellation as one would expect if there is a loss of insurable interest in the subject matter of the insurance policy.\hich\af0\dbch\af37\loch\f0 
 This note seems to contemplate the change of insured which is predicated on the new owner wishing to continue to insure with the insurer.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16123475 \hich\af0\dbch\af37\loch\f0   }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5112174 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3016234\charrsid477135 \hich\af0\dbch\af37\loch\f0 44.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3016234\charrsid477135 \hich\af0\dbch\af37\loch\f0 
The Petitioner submits that section 11(3) only applied to insurers who are attempting to avoid the policy on the \hich\af0\dbch\af37\loch\f0 
grounds of non-disclosure of material facts or a representation of fact that was false in a material particular and therefore did not apply to them.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid477135\charrsid477135 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3016234\charrsid477135 \hich\af0\dbch\af37\loch\f0 In their case, the policy holder sold his vehicle to someone else and thereby lost his insurable interest. \hich\af0\dbch\af37\loch\f0 \hich\f0 
Upon the loss of his insurable interest, the policy \'93\loch\f0 \hich\f0 lapsed\'94}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6295967\charrsid477135 \hich\af0\dbch\af37\loch\f0 , citing }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid6295967\charrsid477135 \hich\af0\dbch\af37\loch\f0 Govind Sami v Dominion Insurance Limited }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6295967\charrsid477135 \hich\af0\dbch\af37\loch\f0 [2003] HBC0173 of 2003L}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3016234\charrsid477135 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2704688 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6295967\charrsid477135 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid477135 \hich\af0\dbch\af37\loch\f0 45.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid477135 \hich\af0\dbch\af37\loch\f0 \hich\f0 
Section 11(3) MV(TPI)A allows an insurer to avoid the compulsory payment imposed in section 11(1) as it says: \'93\loch\f0 No sum sh\hich\af0\dbch\af37\loch\f0 all be payable by an approved insurance company under the provisions of }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid477135\charrsid477135 \hich\af0\dbch\af37\loch\f0 this section}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid477135 \loch\af0\dbch\af37\hich\f0 ..\'94\loch\f0 
 (emphasis added). It must be strictly followed in terms of timelines}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11302698 \hich\af0\dbch\af37\loch\f0  and conditions }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid477135 
\hich\af0\dbch\af37\loch\f0 imposed in the subsection and its proviso. Then, apart from any provision contained \hich\af0\dbch\af37\loch\f0 in the policy, the first two instances where this avoidance is available }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0 occurs }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid477135 \hich\af0\dbch\af37\loch\f0 where the insurer is entitled to avoid the policy on the ground that}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0  it was obtained by the non-disclosure of a material fact or by a representation of fact which was false in \hich\af0\dbch\af37\loch\f0 a material particular. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11302698 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14094298 \hich\af0\dbch\af37\loch\f0 46.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0 However the Petitioner\hich\f0 \rquote \loch\f0 
s submissions do not cover the third instance, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0 viz}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0 
., where the company has avoided the policy on the ground that it was entitled to do so apart from any provision contained in it.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2704688 \hich\af0\dbch\af37\loch\f0  This is some}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10042137 \hich\af0\dbch\af37\loch\f0 thing the Petitio\hich\af0\dbch\af37\loch\f0 ner has done as}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2704688 \hich\af0\dbch\af37\loch\f0 
 noted above, twice, through its solicitors\hich\f0 \rquote \loch\f0  notices and the amending of the defence and withdrawing representation in court.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11302698 \hich\af0\dbch\af37\loch\f0 The Court of Appeal was correct in its judgment that the Petitioner could have relied on section 11(3) because }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid11302698 
\hich\af0\dbch\af37\loch\f0 ex f\hich\af0\dbch\af37\loch\f0 acie}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11302698 \hich\af0\dbch\af37\loch\f0 , }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0 
the Petitioner could have}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11302698 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2704688 \hich\af0\dbch\af37\loch\f0 or have }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11302698 \hich\af0\dbch\af37\loch\f0 \hich\f0 avoided the policy on the ground that Nasib had \'93\loch\f0 \hich\f0 sold\'94\loch\f0  the Vehicle to Nazil}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11302698 \hich\af0\dbch\af37\loch\f0 and no longer had any insurable interest in the vehicle. It should be noted that t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0 he Petitioner has }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0 not}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298 
\hich\af0\dbch\af37\loch\f0  said that it could not because of th\hich\af0\dbch\af37\loch\f0 \hich\f0 e timing as to when it discovered the \'93\loch\f0 \hich\f0 sale\'94\loch\f0  or }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11302698 
\hich\af0\dbch\af37\loch\f0 for }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0 \hich\f0 any other reason. As noted above, the Petitioner has not informed the court as to when it discovered the Vehicle was \'93
\loch\f0 \hich\f0 sold\'94\loch\f0  by Nasib to Nazil nor as to what exactly it did find out about this transaction.\hich\af0\dbch\af37\loch\f0    
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11801789 \hich\af0\dbch\af37\loch\f0 47.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11801789 \hich\af0\dbch\af37\loch\f0 This brings me to the next and related point. }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0 The Petitioner misses the point of the Court of Appeal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11806992 \loch\af0\dbch\af37\hich\f0 \rquote \loch\f0 s}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298 \hich\af0\dbch\af37\loch\f0  reason}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11801789 \hich\af0\dbch\af37\loch\f0 
ing. As discussed above, whilst the general principle of intervention by a non-party to appeal is not disputed, the question remains, under the\hich\af0\dbch\af37\loch\f0  broad discretion conferred upon the Court or Court of Appeal, }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2704688 \hich\af0\dbch\af37\loch\f0 as to whether it }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11801789 \hich\af0\dbch\af37\loch\f0 will be just and convenient to do so }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\insrsid11801789 \hich\af0\dbch\af37\loch\f0 in the circumstances of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid11801789\charrsid2704688 \hich\af0\dbch\af37\loch\f0 this}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid11801789 \hich\af0\dbch\af37\loch\f0  case}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11801789 \hich\af0\dbch\af37\loch\f0 
. The Court of Appeal did not see this case, correctly in our view, as one where it was just and convenien\hich\af0\dbch\af37\loch\f0 t or even necessary to give leave to the Petitioner to appeal.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11801789 \hich\af0\dbch\af37\loch\f0 48.\tab}\hich\af0\dbch\af37\loch\f0 The Petitioner\hich\f0 \rquote \loch\f0 
s arguments are underpinned by the fact of an unconditional and completed sale of the Vehicle from Nasib to Nazil. However that was not what the Trial Judge found. He found that \loch\af0\dbch\af37\hich\f0 \'93\loch\f0 \hich\f0 
[t]he truck was always owned by Nasib\'94\loch\f0  at para. [71] of his judgment. Nasib did intend to sell the Vehicle to Nazil, he did sign the LTA transfer form before a Justice of the Peace and handed over the Vehicle and keys}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid3627624 \hich\af0\dbch\af37\loch\f0  to Nazil who was to lodge the transfe\hich\af0\dbch\af37\loch\f0 r form. However }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11801789 \hich\af0\dbch\af37\loch\f0 
the consideration for the sale, the two bullocks were not received}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3627624 \hich\af0\dbch\af37\loch\f0  by Nasib}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11801789 .}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid3627624 \hich\af0\dbch\af37\loch\f0  Further, although this did not appear in the judgment, from a perusal of the Notes of Evidence of the trial there was considerable controversy surrounding the alle
\hich\af0\dbch\af37\loch\f0 \hich\f0 ged fact that Nasib went down to the LTA to pay the \'93\loch\f0 \hich\f0 wheel tax\'94\loch\f0 \hich\f0 
 for the Vehicle on 27 September 2006 as apparently noted in the LTA Payment Receipt. This was just over 10 months after the date of the \'93\loch\f0 \hich\f0 sale\'94\loch\f0  date, 21 November 2005, in the LTA Transfer Form.\hich\af0\dbch\af37\loch\f0 
 The Trial Judge concluded, at para. [75]}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5129100 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3627624 \hich\af0\dbch\af37\loch\f0 
 that there may have been some arrangement for the purchase of the Vehicle but the transfer was not finalized and executed. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 \hich\af0\dbch\af37\loch\f0 
If that finding cannot be overturned, as it cannot and it is far too late to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12586540 \hich\af0\dbch\af37\loch\f0  attempt}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 
\hich\af0\dbch\af37\loch\f0  do so\hich\af0\dbch\af37\loch\f0 , it is perfectly possible for Nasib to have retained ownership whilst payment was still outstanding and by handing over the vehicle and its keys}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12586540 \hich\af0\dbch\af37\loch\f0  to Nazil or Amzad}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 \hich\af0\dbch\af37\loch\f0 , that Amzad was therefore an authorized driver.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12586540 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12586540 \hich\af0\dbch\af37\loch\f0 49.\tab}\hich\af0\dbch\af37\loch\f0 I pause to note }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 \hich\af0\dbch\af37\loch\f0 
that with respect the learne\hich\af0\dbch\af37\loch\f0 d Trial Judge made an error }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid9399867\charrsid9399867 \hich\af0\dbch\af37\loch\f0 in framing the issue}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid9399867 \hich\af0\dbch\af37\loch\f0 \hich\f0  in para. [70]: \'93\loch\f0 \hich\f0 But, as to whether the first defendant (\'93\loch\f0 \hich\f0 Nasib\'94\loch\f0 
) was the owner of the vehicle and therefore, vicariously liable also for Amzad\hich\f0 \rquote \loch\f0 \hich\f0 s negligence, is the question in this case.\'94\loch\f0  This was not a corr\hich\af0\dbch\af37\loch\f0 
ect framing of the issue as there was no evidence of any master-servant or employer-employee relationship as between Nasib and Amzad or Nazil to give rise to vicarious liability. However nothing turns on this. The learned Trial Judge\hich\f0 \rquote 
\loch\f0 s }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779997 \hich\af0\dbch\af37\loch\f0 important }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 \hich\af0\dbch\af37\loch\f0 finding}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid9779997 \hich\af0\dbch\af37\loch\f0  of\hich\af0\dbch\af37\loch\f0  fact}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 \hich\af0\dbch\af37\loch\f0  is }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779997 
\hich\af0\dbch\af37\loch\f0 that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 \hich\af0\dbch\af37\loch\f0 at para.75.   }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 \hich\af0\dbch\af37\loch\f0   }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid5129100 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5129100 \hich\af0\dbch\af37\loch\f0 50.\tab}\hich\af0\dbch\af37\loch\f0 The Notes of Evidence at the trial }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 
\hich\af0\dbch\af37\loch\f0 are }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5129100 \hich\af0\dbch\af37\loch\f0 quite garbled. The parties were not represented and when one litigant-in-person attempts to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10042137 \hich\af0\dbch\af37\loch\f0  cross-examine another litigant-in-}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5129100 \hich\af0\dbch\af37\loch\f0 person, the evidence becomes quite incomprehensible. There w
\hich\af0\dbch\af37\loch\f0 ere so many facts alleged}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 \hich\af0\dbch\af37\loch\f0 , counter-alleged}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5129100 \hich\af0\dbch\af37\loch\f0  and}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 \hich\af0\dbch\af37\loch\f0  they were}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5129100 \hich\af0\dbch\af37\loch\f0  not}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 
\hich\af0\dbch\af37\loch\f0  properly probed, followed-up or}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5129100 \hich\af0\dbch\af37\loch\f0 \hich\f0  tested. At some point Amzad said the Vehicle was \'93\loch\f0 \hich\f0 sold\'94\loch\f0 
 after the accident had happened, he was allowed to drive the Vehicle and could take his time to pay, the co\hich\af0\dbch\af37\loch\f0 nsideration was not two bullocks but a car and so on.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2559097 
\hich\af0\dbch\af37\loch\f0  The key facts surrounding th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 \hich\af0\dbch\af37\loch\f0 e sale were hopelessly tangled. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2559097 
\hich\af0\dbch\af37\loch\f0 The point made by the Court of Appeal was exactly on point. If the insurers had }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9399867 \hich\af0\dbch\af37\loch\f0 not }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2559097 \hich\af0\dbch\af37\loch\f0 ceased participating at the trial, the cross-examination w\hich\af0\dbch\af37\loch\f0 ould have progressed properly with facts being ascertained and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid394641 \hich\af0\dbch\af37\loch\f0 nailed down. In the event none of that happened.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2637324 \hich\af0\dbch\af37\loch\f0 51.\tab}\hich\af0\dbch\af37\loch\f0 The point of law argued by the Petitioner cannot get off the ground if the Trial Judge\hich\f0 \rquote \loch\f0 
s findings of fact at para. [71] to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779997 \hich\af0\dbch\af37\loch\f0 , and especially, para\hich\af0\dbch\af37\loch\f0 . [75] still stand, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\insrsid9779997 \hich\af0\dbch\af37\loch\f0 viz}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779997 \hich\af0\dbch\af37\loch\f0 
., there may have been some arrangement for the purchase of the Vehicle, the transfer was not finalized and executed, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid9779997 \hich\af0\dbch\af37\loch\f0 ie}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid9779997 \hich\af0\dbch\af37\loch\f0 ., there was no transfer of title of the Vehicle. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0 It is clear in that Nasib was still the owner of t}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779997 \hich\af0\dbch\af37\loch\f0 he Vehicle}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0  an\hich\af0\dbch\af37\loch\f0 
d Amzad was driving the Vehicle with Nasib\hich\f0 \rquote \loch\f0 s permission because Nasib said he handed over the keys and the vehicle.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9779997 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid2637324 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2646648 \hich\af0\dbch\af37\loch\f0 52.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 
I can now turn to the next set of submissions raised by the Petitioner \hich\f0 \endash \loch\f0  there was no delay, Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 
\hich\af0\dbch\af37\loch\f0  Lata was responsible for the many delays a\hich\af0\dbch\af37\loch\f0 nd any prejudice can be compensated by the award of interest and costs.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2637324 \hich\af0\dbch\af37\loch\f0 53.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 \hich\af0\dbch\af37\loch\f0 
There can be little controversy that the cases in Fiji (and indeed elsewhere in the Common Law world) lay down the following tests, (see }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid2637324 \hich\af0\dbch\af37\loch\f0 eg}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid2637324 \hich\af0\dbch\af37\loch\f0 ., }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 Gregory Clark v Zip Fiji }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 
\hich\af0\dbch\af37\loch\f0 Civil Appeal ABU \hich\af0\dbch\af37\loch\f0 0003 of 2014, 5 December 2014, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 Kumar v State }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 [2012] F.J.S.C. 17}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 \hich\af0\dbch\af37\loch\f0 ), that have to be satisfied before leave is granted to appeal out of time:
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2637324 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar\qj \fi-360\li1080\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls20\adjustright\rin0\lin1080\itap0\pararsid2637324 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 \hich\af0\dbch\af37\loch\f0 The length of the delay;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2637324 \hich\af0\dbch\af37\loch\f0 (b)\tab}\hich\af0\dbch\af37\loch\f0 The reason for the delay;
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2646648 \hich\af0\dbch\af37\loch\f0 (c)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 The chances of the appeal succeeding, (}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \i\f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 ie}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 ., the merits), if time f\hich\af0\dbch\af37\loch\f0 or appealing is extended; and}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2646648 \hich\af0\dbch\af37\loch\f0 (d)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 
The degree of prejudice to the would-be respondent if the application is granted.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2646648 \hich\af0\dbch\af37\loch\f0 54.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid10250358 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 The Petitioner fails }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0 to satisfy }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 all four tests. The length of the delay}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14118818 
\hich\af0\dbch\af37\loch\f0 , some 6 months,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0  taken with the reason for the delay, (having to get }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14615579 
\hich\af0\dbch\af37\loch\f0 lega\hich\af0\dbch\af37\loch\f0 l }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 advice on the trial judgment, consideration by the Board of Directors/management}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0  of the advice}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0 
 and deciding to appeal) is, in my view, inexcusable. The Petitioner was aware of the action brought by Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6374865 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 
\hich\af0\dbch\af37\loch\f0  Lata from 20 August 2006 when notice thereof was ser\hich\af0\dbch\af37\loch\f0 
ved on them. As the Court of Appeal correctly pointed out, the Petitioner retained counsel for both Nasib (owner) and Amzad (driver). These solicitors participated in the proceedings from }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14118818 
\hich\af0\dbch\af37\loch\f0 the start, filing defences, amending the defence, then discharging t\hich\af0\dbch\af37\loch\f0 
hemselves from futher acting, then having another set of solicitors represent Nasib and Amzad, further amending the defence right though to 15 August 2010. Two Notices of withdrawal of representation and the grounds therefor were sent by the Petitioner; t
\hich\af0\dbch\af37\loch\f0 h\hich\af0\dbch\af37\loch\f0 ey were dated 20 July 2007 and 15 June 2010. As noted above, they knew of the trial because Mr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6374865 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14118818 \hich\af0\dbch\af37\loch\f0  Naua was subpoenaed to give evidence. The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0 plain truth is that the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14118818 \hich\af0\dbch\af37\loch\f0 Petitioner allowed matters to go by default. They did not intervene under Order 15 Rule 6(2), \hich\af0\dbch\af37\loch\f0 
they did not send anyone down on a watching brief and they must have acquiesced at the very least in allowing Mr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6374865 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14118818 
\hich\af0\dbch\af37\loch\f0  Naua to ignore the subpoena. It is far too late in the day for them to say that judgment, handed down on the 5 August 2015, would cause them g\hich\af0\dbch\af37\loch\f0 reat prejudice if it stood}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0  uncorrected}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14118818 \hich\af0\dbch\af37\loch\f0 . It was not only 6 months delay, in reality, the Petitioner knew about the action by Ms}
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6374865 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14118818 \hich\af0\dbch\af37\loch\f0  Lata from }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0 20 }
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14118818 \hich\af0\dbch\af37\loch\f0 August 2006}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0  but }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14118818 \hich\af0\dbch\af37\loch\f0 allowed matters}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0  to go by default as it were on their part.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14118818 \hich\af0\dbch\af37\loch\f0    }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2646648 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9598660 \hich\af0\dbch\af37\loch\f0 55.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0 As stated above, the Petitioner cann
\hich\af0\dbch\af37\loch\f0 ot succeed without overturning the findi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12205354 \hich\af0\dbch\af37\loch\f0 
ngs of fact of the Trial Judge. It is far too late at this stage to re-call and re-examine witnesses. On the evidence as it stands, the prospects of an appeal are }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16390168 \hich\af0\dbch\af37\loch\f0 
in the doomed to fail category. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12205354 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9598660 \hich\af0\dbch\af37\loch\f0 56.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0 As for prejudice to\hich\af0\dbch\af37\loch\f0 
 the Respondent, I find the Petitioner\hich\f0 \rquote \loch\f0 s submissions that Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6374865 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0 
 Lata did not prosecute her claim with diligence, that she can be compensated by interest and costs and that these do not outweigh the prejudice caused to the Petitioner, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14615579 
\hich\af0\dbch\af37\loch\f0 to be candid, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0 quite dist\hich\af0\dbch\af37\loch\f0 asteful. The Petitioner\hich\f0 \rquote \loch\f0 
s counsel, quite rightly in my view, did not articulate this point}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0  before us}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0 
. The fact is that Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6374865 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0 
 Lata found it a challenge to pay for lawyers to prosecute her case. She is a cook and a lay person who suffered severe injuries}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0  throu\hich\af0\dbch\af37\loch\f0 
gh absolutely no fault of her own}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 \hich\af0\dbch\af37\loch\f0 . She has still not received a cent in compensation}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 
\hich\af0\dbch\af37\loch\f0 . The Petitioner\hich\f0 \rquote \loch\f0 s lawyers also contributed to the delays in acting for Nasib and Amzad and then discharging themselves. Today it is more than 13 years after Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid6374865 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0  Lata was h\hich\af0\dbch\af37\loch\f0 
it by the Vehicle at a pedestrian crossing, 13 years since she filed her writ and just over 4 years after she obtained her judgment. She has }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0 had to pay }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 for medical treatment }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0 for her not inconsiderable injurites }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 herself. This is certainly not how the MV(TPI\hich\af0\dbch\af37\loch\f0 )A was intended to function.   }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9598660 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2637324 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2710387 \hich\af0\dbch\af37\loch\f0 57.\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 I need to mention}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0  a serious ethical matter. T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 he Petitioner\hich\f0 \rquote \loch\f0 s }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0 former }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 lawyers }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16390168 \hich\af0\dbch\af37\loch\f0 
appear to have }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 failed in their ethical duties}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 in acting for both defendants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 \hich\af0\dbch\af37\loch\f0  on instructions from the Petitioner}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 , filing an amended defence on behal\hich\af0\dbch\af37\loch\f0 f of both defendants alleging the change of ownership \hich\f0 \endash \loch\f0  such a defence }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid13238940 \hich\af0\dbch\af37\loch\f0 was highly }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6374865 \hich\af0\dbch\af37\loch\f0 prejudicial}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 
\hich\af0\dbch\af37\loch\f0  to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0  Amzad}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 \hich\af0\dbch\af37\loch\f0 
, who would thereupon be admitting to driving without insurance}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 . There is no evidence that Amzad }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 
\hich\af0\dbch\af37\loch\f0 received }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 advi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 \hich\af0\dbch\af37\loch\f0 ce }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid2710387 \hich\af0\dbch\af37\loch\f0 that in view of the investigations, he}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2710387 
\hich\af0\dbch\af37\loch\f0 sh\hich\af0\dbch\af37\loch\f0 ould be separately represented}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 \hich\af0\dbch\af37\loch\f0  and file a separate defence.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2559097 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 \hich\af0\dbch\af37\loch\f0 The lawyer had a very clear conflict of interest in amending }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14615579 \hich\af0\dbch\af37\loch\f0 and filing }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940 \hich\af0\dbch\af37\loch\f0 that joint defence on behalf of both defendants.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13238940 \hich\af0\dbch\af37\loch\f0 58.\tab}\hich\af0\dbch\af37\loch\f0 Finally, the Petitioner complains that the Court of Appeal did not fully ad\hich\af0\dbch\af37\loch\f0 
dress all the issues raised by the Petitioner. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8551848 \hich\af0\dbch\af37\loch\f0 
No Court is obliged to address every issue or submission raised before it. This is especially so where a particular fact or principle or set of facts or principles would by itself or themselves cause}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1790215 \hich\af0\dbch\af37\loch\f0  the actio\hich\af0\dbch\af37\loch\f0 
n or defence to fail, irrespective of all other facts or principles pleaded or raised. All a court is required to do is to consider and rule on those material and relevant facts and issues and the submissions raised before it to fairly dispose of the matt
\hich\af0\dbch\af37\loch\f0 e\hich\af0\dbch\af37\loch\f0 
r and to provide sufficient reasons to the litigants for its decision. There was nothing wrong with the way in which the Court of Appeal dealt with the issues raised before it. There is, in my view, nothing in this point raised by the Petitioner. 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1790215 \hich\af0\dbch\af37\loch\f0 59.\tab}\hich\af0\dbch\af37\loch\f0 For the \hich\af0\dbch\af37\loch\f0 
reasons set out above, there is no far reaching question of law or matter of great general public importance or a matter that is otherwise of substantial general interest to the administration of justice. The Petitioner does not meet the stringent criteri
\hich\af0\dbch\af37\loch\f0 a\hich\af0\dbch\af37\loch\f0  set out in section 7 of the Supreme Court Act 1998 for leave to be granted for an appeal to the Supreme Court. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11209993 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11209993 \hich\af0\dbch\af37\loch\f0 60.\tab}}\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid16390168 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11209993 \hich\af0\dbch\af37\loch\f0 
For the reasons set out above, the judgment of the Court of Appeal is affirmed and the Petition is }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1790215 \hich\af0\dbch\af37\loch\f0 therefore dismissed. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid6374865\charrsid16390168 
\par }\pard \ltrpar\qj \li720\ri0\sa160\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid6374865 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs6\insrsid1769698\charrsid6374865 
\par }\pard \ltrpar\qj \fi360\li360\ri0\sa160\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid3434546 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid1790215\charrsid11209993 \hich\af0\dbch\af37\loch\f0 
Orders of Court}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1790215 \hich\af0\dbch\af37\loch\f0 :
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11209993 \hich\af0\dbch\af37\loch\f0 1.\tab}}\pard \ltrpar\qj \fi-360\li1560\ri0\sa160\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls21\adjustright\rin0\lin1560\itap0\pararsid3434546 {
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11209993 \hich\af0\dbch\af37\loch\f0 The \hich\af0\dbch\af37\loch\f0 application for Leave}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12205354 \hich\af0\dbch\af37\loch\f0  to appeal}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11209993 \hich\af0\dbch\af37\loch\f0  is refused.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11209993 \hich\af0\dbch\af37\loch\f0 2.\tab}}\pard \ltrpar\qj \fi-360\li1560\ri0\sa160\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls21\adjustright\rin0\lin1560\itap0\pararsid10042137 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11209993 \hich\af0\dbch\af37\loch\f0 The Judgment of the Court of Appeal dated 7 May 2018 is affirmed.}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10042137 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11209993\charrsid10042137 \hich\af0\dbch\af37\loch\f0 3.\tab}}\pard \ltrpar\qj \fi-360\li1560\ri1215\sa160\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls21\adjustright\rin1215\lin1560\itap0\pararsid10042137 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11209993\charrsid10042137 \hich\af0\dbch\af37\loch\f0 The Petitioner is to pay Ms}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748\charrsid10042137 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3434546\charrsid10042137 \hich\af0\dbch\af37\loch\f0  Praveen Lata costs fixed at $5}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11209993\charrsid10042137 \hich\af0\dbch\af37\loch\f0 ,000, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3434546\charrsid10042137 \hich\af0\dbch\af37\loch\f0 although }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11209993\charrsid10042137 \hich\af0\dbch\af37\loch\f0 Mr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748\charrsid10042137 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10042137 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11209993\charrsid10042137 \hich\af0\dbch\af37\loch\f0 Mohammed Nasib and Mr}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748\charrsid10042137 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid10042137\charrsid10042137 \hich\af0\dbch\af37\loch\f0  Sheikh Amzad Saheb}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3434546\charrsid10042137 \hich\af0\dbch\af37\loch\f0  are litigants in person, t\hich\af0\dbch\af37\loch\f0 
hey would have incurred disbursements and lost time to attend to this case, the Petitioner is to pay $1, 000 to each of them. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11209993\charrsid10042137 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1790215\charrsid10042137 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13238940\charrsid10042137 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid5129100\charrsid10042137 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3627624\charrsid10042137 \hich\af0\dbch\af37\loch\f0    }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11801789\charrsid10042137 \hich\af0\dbch\af37\loch\f0      }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14094298\charrsid10042137 \hich\af0\dbch\af37\loch\f0    }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid477135\charrsid10042137 \hich\af0\dbch\af37\loch\f0    }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3016234\charrsid10042137 \hich\af0\dbch\af37\loch\f0    }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid5112174\charrsid10042137 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid72866\charrsid10042137 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7758307\charrsid10042137 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12807555\charrsid10042137 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15481578\charrsid10042137 
\par }\pard \ltrpar\qj \fi-360\li720\ri0\sa160\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15481578 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs8\insrsid1769698\charrsid16390168 
\par }\pard \ltrpar\qc \li0\ri0\sa160\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs4\insrsid15481578\charrsid15481578 
\par }\pard\plain \ltrpar\s15\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14438937\charrsid9848403 \loch\af0\dbch\af37\hich\f0 \'85\'85\'85\'85\'85\'85\'85\'85\'85}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \b\f0\fs24\insrsid14438937 \loch\af0\dbch\af37\hich\f0 \'85}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid15481578 \loch\af0\dbch\af37\hich\f0 \'85}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14551694 
\loch\af0\dbch\af37\hich\f0 \'85}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid15481578 \loch\af0\dbch\af37\hich\f0 \'85}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14438937\charrsid9848403 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14438937\charrsid9848403 \hich\af0\dbch\af37\loch\f0 Hon. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14438937 \hich\af0\dbch\af37\loch\f0 Justice}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid12857493 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748 \hich\af0\dbch\af37\loch\f0 Priyantha }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14891052 \hich\af0\dbch\af37\loch\f0 Jayawardena
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14438937\charrsid9848403 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid14891052 \hich\af0\dbch\af37\loch\f0 Judge }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid14438937\charrsid9848403 \hich\af0\dbch\af37\loch\f0 of the Supreme Court
\par }\pard \ltrpar\s15\qc \fi360\li4680\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin4680\itap0\pararsid16610554\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14438937 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs12\insrsid1070338\charrsid6374865 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid1070338 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs14\insrsid1769698\charrsid16390168 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid1070338 
\par }\pard \ltrpar\s15\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid15481578 \loch\af0\dbch\af37\hich\f0 \'85\'85\'85\'85\'85\'85
\'85\'85\'85\'85\'85\'85\'85}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid1070338 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748 \hich\af0\dbch\af37\loch\f0 Hon. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5179420 \hich\af0\dbch\af37\loch\f0 Justice Quentin Loh}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1070338\charrsid1070338 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid1070338 \hich\af0\dbch\af37\loch\f0 Judge of the Supreme Court}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid1070338\charrsid1070338 
\par }\pard \ltrpar\s15\qc \li5040\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin5040\itap0\pararsid16610554\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14438937\charrsid9848403 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs12\insrsid14438937\charrsid6374865 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14438937 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs12\insrsid1769698\charrsid16390168 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid1769698\charrsid9848403 
\par }\pard \ltrpar\s15\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14438937\charrsid9848403 \loch\af0\dbch\af37\hich\f0 \'85\'85
\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid15481578 \loch\af0\dbch\af37\hich\f0 \'85}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14438937\charrsid9848403 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748 \hich\af0\dbch\af37\loch\f0 Hon. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5179420 \hich\af0\dbch\af37\loch\f0 Justice}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12857493 
\hich\af0\dbch\af37\loch\f0  Madan }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14249748 \hich\af0\dbch\af37\loch\f0 B. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid12857493 \hich\af0\dbch\af37\loch\f0 Lokur}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14438937\charrsid9848403 
\par }\pard \ltrpar\s15\qc \li0\ri0\widctlpar\tx2070\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16610554\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid14438937\charrsid9848403 \hich\af0\dbch\af37\loch\f0 
Judge of the Supreme Court}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid1769698\charrsid16610554 
\par }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15481578 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\insrsid14438937\charrsid15481578 \hich\af0\dbch\af37\loch\f0 S\hich\af0\dbch\af37\loch\f0 olicitors:
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid5179420\charrsid15481578 \hich\af0\dbch\af37\loch\f0 A\hich\af0\dbch\af37\loch\f0 K Lawyers}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid1769698 \hich\af0\dbch\af37\loch\f0  for the Petitioner}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\insrsid14438937\charrsid15481578 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid6374865\charrsid15481578 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid4215777\charrsid15481578 \hich\af0\dbch\af37\loch\f0 Samuel K. Ram }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid1769698 \hich\af0\dbch\af37\loch\f0 for 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\super\insrsid1769698\charrsid1769698 \hich\af0\dbch\af37\loch\f0 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid1769698 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid14438937\charrsid15481578 
\hich\af0\dbch\af37\loch\f0 Respondent}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid1769698 \hich\af0\dbch\af37\loch\f0 , 
\par \hich\af0\dbch\af37\loch\f0 Mohammed Nasib \hich\f0 \endash \loch\f0  2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\super\insrsid1769698\charrsid1769698 \hich\af0\dbch\af37\loch\f0 nd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid1769698 
\hich\af0\dbch\af37\loch\f0  Respondent in person and 
\par \hich\af0\dbch\af37\loch\f0 Sheik Amzad Saheb \hich\f0 \endash \loch\f0  3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\super\insrsid1769698\charrsid1769698 \hich\af0\dbch\af37\loch\f0 rd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid1769698 
\hich\af0\dbch\af37\loch\f0  Respondent i\hich\af0\dbch\af37\loch\f0 n person }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\insrsid14438937\charrsid15481578 
\par }{\*\themedata 504b030414000600080000002100e9de0fbfff0000001c020000130000005b436f6e74656e745f54797065735d2e786d6cac91cb4ec3301045f748fc83e52d4a
9cb2400825e982c78ec7a27cc0c8992416c9d8b2a755fbf74cd25442a820166c2cd933f79e3be372bd1f07b5c3989ca74aaff2422b24eb1b475da5df374fd9ad
5689811a183c61a50f98f4babebc2837878049899a52a57be670674cb23d8e90721f90a4d2fa3802cb35762680fd800ecd7551dc18eb899138e3c943d7e503b6
b01d583deee5f99824e290b4ba3f364eac4a430883b3c092d4eca8f946c916422ecab927f52ea42b89a1cd59c254f919b0e85e6535d135a8de20f20b8c12c3b0
0c895fcf6720192de6bf3b9e89ecdbd6596cbcdd8eb28e7c365ecc4ec1ff1460f53fe813d3cc7f5b7f020000ffff0300504b030414000600080000002100a5d6
a7e7c0000000360100000b0000005f72656c732f2e72656c73848fcf6ac3300c87ef85bd83d17d51d2c31825762fa590432fa37d00e1287f68221bdb1bebdb4f
c7060abb0884a4eff7a93dfeae8bf9e194e720169aaa06c3e2433fcb68e1763dbf7f82c985a4a725085b787086a37bdbb55fbc50d1a33ccd311ba548b6309512
0f88d94fbc52ae4264d1c910d24a45db3462247fa791715fd71f989e19e0364cd3f51652d73760ae8fa8c9ffb3c330cc9e4fc17faf2ce545046e37944c69e462
a1a82fe353bd90a865aad41ed0b5b8f9d6fd010000ffff0300504b0304140006000800000021006b799616830000008a0000001c0000007468656d652f746865
6d652f7468656d654d616e616765722e786d6c0ccc4d0ac3201040e17da17790d93763bb284562b2cbaebbf600439c1a41c7a0d29fdbd7e5e38337cedf14d59b
4b0d592c9c070d8a65cd2e88b7f07c2ca71ba8da481cc52c6ce1c715e6e97818c9b48d13df49c873517d23d59085adb5dd20d6b52bd521ef2cdd5eb9246a3d8b
4757e8d3f729e245eb2b260a0238fd010000ffff0300504b030414000600080000002100aa5225dfc60600008b1a0000160000007468656d652f7468656d652f
7468656d65312e786d6cec595d8bdb46147d2ff43f08bd3bfe92fcb1c41b6cd9ceb6d94d42eca4e4716c8fadc98e344633de8d0981923c160aa569e943037deb
43691b48a02fe9afd936a54d217fa17746b63c638fbb9b2585a5640d8b343af7ce997bafce1d4997afdc8fa87384134e58dc708b970aae83e3211b9178d2706f
f7bbb99aeb7081e211a22cc60d778eb97b65f7c30f2ea31d11e2083b601ff31dd4704321a63bf93c1fc230e297d814c7706dcc920809384d26f951828ec16f44
f3a542a1928f10895d274611b8bd311e932176fad2a5bbbb74dea1701a0b2e078634e949d7d8b050d8d1615122f89c0734718e106db830cf881df7f17de13a14
7101171a6e41fdb9f9ddcb79b4b330a2628bad66d7557f0bbb85c1e8b0a4e64c26836c52cff3bd4a33f3af00546ce23ad54ea553c9fc29001a0e61a52917dda7
dfaab7dafe02ab81d2438bef76b55d2e1a78cd7f798373d3973f03af40a97f6f03dfed06104503af4029dedfc07b5eb51478065e81527c65035f2d34db5ed5c0
2b5048497cb8812ef89572b05c6d061933ba6785d77daf5b2d2d9caf50500d5975c929c62c16db6a2d42f758d2058004522448ec88f9148fd110aa3840940c12
e2ec93490885374531e3305c2815ba8532fc973f4f1da988a01d8c346bc90b98f08d21c9c7e1c3844c45c3fd18bcba1ae4cdcb1fdfbc7cee9c3c7a71f2e89793
c78f4f1efd9c3a32acf6503cd1ad5e7fffc5df4f3f75fe7afeddeb275fd9f15cc7fffed367bffdfaa51d082b5d85e0d5d7cffe78f1ecd5379ffff9c3130bbc99
a0810eef930873e73a3e766eb10816a6426032c783e4ed2cfa2122ba45339e701423398bc57f478406fafa1c5164c1b5b019c13b09488c0d787576cf20dc0b93
9920168fd7c2c8001e30465b2cb146e19a9c4b0b737f164fec9327331d770ba123dbdc018a8dfc766653d05662731984d8a07993a258a0098eb170e4357688b1
6575770931e27a408609e36c2c9cbbc46921620d499f0c8c6a5a19ed9108f232b711847c1bb139b8e3b418b5adba8d8f4c24dc15885ac8f73135c27815cd048a
6c2efb28a27ac0f791086d247bf364a8e33a5c40a6279832a733c29cdb6c6e24b05e2de9d7405eec693fa0f3c84426821cda7cee23c674649b1d06218aa6366c
8fc4a18efd881f428922e7261336f80133ef10790e7940f1d674df21d848f7e96a701b9455a7b42a107965965872791533a37e7b733a4658490d08bfa1e71189
4f15f73559f7ff5b5907217df5ed53cbaa2eaaa0371362bda3f6d6647c1b6e5dbc03968cc8c5d7ee369ac53731dc2e9b0decbd74bf976ef77f2fdddbeee7772f
d82b8d06f9965bc574abae36eed1d67dfb9850da13738af7b9daba73e84ca32e0c4a3bf5cc8ab3e7b8690887f24e86090cdc2441cac64998f88488b017a229ec
ef8bae7432e10bd713ee4c19876dbf1ab6fa96783a8b0ed8287d5c2d16e5a3692a1e1c89d578c1cfc6e15143a4e84a75f50896b9576c27ea51794940dabe0d09
6d329344d942a2ba1c9441520fe610340b09b5b277c2a26e615193ee97a9da6001d4b2acc0d6c9810d57c3f53d30012378a242148f649ed2542fb3ab92f92e33
bd2d984605c03e625901ab4cd725d7adcb93ab4b4bed0c99364868e566925091513d8c87688417d52947cf42e36d735d5fa5d4a02743a1e683d25ad1a8d6fe8d
c579730d76ebda40635d2968ec1c37dc4ad9879219a269c31dc3633f1c4653a81d2eb7bc884ee0ddd95024e90d7f1e6599265cb4110fd3802bd149d520220227
0e2551c395cbcfd24063a5218a5bb104827061c9d541562e1a3948ba99643c1ee3a1d0d3ae8dc848a7a7a0f0a95658af2af3f383a5259b41ba7be1e8d819d059
720b4189f9d5a20ce0887078fb534ca33922f03a3313b255fdad35a685eceaef13550da5e3884e43b4e828ba98a77025e5191d7596c5403b5bac1902aa8564d1
080713d960f5a01add34eb1a2987ad5df7742319394d34573dd35015d935ed2a66ccb06c036bb13c5f93d7582d430c9aa677f854bad725b7bed4bab57d42d625
20e059fc2c5df70c0d41a3b69acca026196fcab0d4ecc5a8d93b960b3c85da599a84a6fa95a5dbb5b8653dc23a1d0c9eabf383dd7ad5c2d078b9af549156df3d
f44f136c700fc4a30d2f81675470954af8f09020d810f5d49e24950db845ee8bc5ad0147ce2c210df741c16f7a41c90f72859adfc97965af90abf9cd72aee9fb
e562c72f16daadd243682c228c8a7efacda50bafa2e87cf1e5458d6f7c7d89966fdb2e0d599467eaeb4a5e11575f5f8aa5ed5f5f1c02a2f3a052ead6cbf55625
572f37bb39afddaae5ea41a5956b57826abbdb0efc5abdfbd0758e14d86b9603afd2a9e52ac520c8799582a45fabe7aa5ea9d4f4aacd5ac76b3e5c6c6360e5a9
7c2c6201e155bc76ff010000ffff0300504b0304140006000800000021000dd1909fb60000001b010000270000007468656d652f7468656d652f5f72656c732f
7468656d654d616e616765722e786d6c2e72656c73848f4d0ac2301484f78277086f6fd3ba109126dd88d0add40384e4350d363f2451eced0dae2c082e8761be
9969bb979dc9136332de3168aa1a083ae995719ac16db8ec8e4052164e89d93b64b060828e6f37ed1567914b284d262452282e3198720e274a939cd08a54f980
ae38a38f56e422a3a641c8bbd048f7757da0f19b017cc524bd62107bd5001996509affb3fd381a89672f1f165dfe514173d9850528a2c6cce0239baa4c04ca5b
babac4df000000ffff0300504b01022d0014000600080000002100e9de0fbfff0000001c0200001300000000000000000000000000000000005b436f6e74656e
745f54797065735d2e786d6c504b01022d0014000600080000002100a5d6a7e7c0000000360100000b00000000000000000000000000300100005f72656c732f
2e72656c73504b01022d00140006000800000021006b799616830000008a0000001c00000000000000000000000000190200007468656d652f7468656d652f74
68656d654d616e616765722e786d6c504b01022d0014000600080000002100aa5225dfc60600008b1a00001600000000000000000000000000d6020000746865
6d652f7468656d652f7468656d65312e786d6c504b01022d00140006000800000021000dd1909fb60000001b0100002700000000000000000000000000d00900007468656d652f7468656d652f5f72656c732f7468656d654d616e616765722e786d6c2e72656c73504b050600000000050005005d010000cb0a00000000}
{\*\colorschememapping 3c3f786d6c2076657273696f6e3d22312e302220656e636f64696e673d225554462d3822207374616e64616c6f6e653d22796573223f3e0d0a3c613a636c724d
617020786d6c6e733a613d22687474703a2f2f736368656d61732e6f70656e786d6c666f726d6174732e6f72672f64726177696e676d6c2f323030362f6d6169
6e22206267313d226c743122207478313d22646b3122206267323d226c743222207478323d22646b322220616363656e74313d22616363656e74312220616363
656e74323d22616363656e74322220616363656e74333d22616363656e74332220616363656e74343d22616363656e74342220616363656e74353d22616363656e74352220616363656e74363d22616363656e74362220686c696e6b3d22686c696e6b2220666f6c486c696e6b3d22666f6c486c696e6b222f3e}
{\*\latentstyles\lsdstimax371\lsdlockeddef0\lsdsemihiddendef0\lsdunhideuseddef0\lsdqformatdef0\lsdprioritydef99{\lsdlockedexcept \lsdqformat1 \lsdpriority0 \lsdlocked0 Normal;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 1;
\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 2;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 3;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 4;
\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 5;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 6;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 7;
\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 8;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 9;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 1;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 5;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 6;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 7;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 8;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 9;
\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 1;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 2;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 3;
\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 4;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 5;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 6;
\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 7;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 8;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 9;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Normal Indent;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 footnote text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 annotation text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 header;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 footer;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index heading;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority35 \lsdlocked0 caption;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 table of figures;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 envelope address;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 envelope return;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 footnote reference;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 annotation reference;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 line number;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 page number;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 endnote reference;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 endnote text;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 table of authorities;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 macro;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 toa heading;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List 3;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List 5;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet 3;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet 5;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number 3;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number 5;\lsdqformat1 \lsdpriority10 \lsdlocked0 Title;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Closing;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Signature;\lsdsemihidden1 \lsdunhideused1 \lsdpriority1 \lsdlocked0 Default Paragraph Font;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text Indent;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue 4;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue 5;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Message Header;\lsdqformat1 \lsdpriority11 \lsdlocked0 Subtitle;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Salutation;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Date;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text First Indent;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text First Indent 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Note Heading;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text Indent 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text Indent 3;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Block Text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Hyperlink;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 FollowedHyperlink;\lsdqformat1 \lsdpriority22 \lsdlocked0 Strong;
\lsdqformat1 \lsdpriority20 \lsdlocked0 Emphasis;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Document Map;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Plain Text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 E-mail Signature;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Top of Form;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Bottom of Form;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Normal (Web);\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Acronym;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Address;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Cite;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Code;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Definition;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Keyboard;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Preformatted;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Sample;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Typewriter;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Variable;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Normal Table;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 annotation subject;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 No List;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Outline List 1;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Outline List 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Outline List 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Simple 1;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Simple 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Simple 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Classic 1;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Classic 2;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Classic 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Classic 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Colorful 1;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Colorful 2;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Colorful 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Columns 1;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Columns 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Columns 3;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Columns 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Columns 5;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Grid 1;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Grid 2;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Grid 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Grid 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Grid 5;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Grid 6;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Grid 7;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Grid 8;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table List 1;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table List 2;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table List 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table List 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table List 5;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table List 6;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table List 7;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table List 8;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table 3D effects 1;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table 3D effects 2;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table 3D effects 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Contemporary;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Elegant;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Professional;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Subtle 1;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Subtle 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Web 1;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Web 2;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Web 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Balloon Text;\lsdpriority39 \lsdlocked0 Table Grid;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Table Theme;\lsdsemihidden1 \lsdlocked0 Placeholder Text;
\lsdqformat1 \lsdpriority1 \lsdlocked0 No Spacing;\lsdpriority60 \lsdlocked0 Light Shading;\lsdpriority61 \lsdlocked0 Light List;\lsdpriority62 \lsdlocked0 Light Grid;\lsdpriority63 \lsdlocked0 Medium Shading 1;\lsdpriority64 \lsdlocked0 Medium Shading 2;
\lsdpriority65 \lsdlocked0 Medium List 1;\lsdpriority66 \lsdlocked0 Medium List 2;\lsdpriority67 \lsdlocked0 Medium Grid 1;\lsdpriority68 \lsdlocked0 Medium Grid 2;\lsdpriority69 \lsdlocked0 Medium Grid 3;\lsdpriority70 \lsdlocked0 Dark List;
\lsdpriority71 \lsdlocked0 Colorful Shading;\lsdpriority72 \lsdlocked0 Colorful List;\lsdpriority73 \lsdlocked0 Colorful Grid;\lsdpriority60 \lsdlocked0 Light Shading Accent 1;\lsdpriority61 \lsdlocked0 Light List Accent 1;
\lsdpriority62 \lsdlocked0 Light Grid Accent 1;\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 1;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 1;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 1;\lsdsemihidden1 \lsdlocked0 Revision;
\lsdqformat1 \lsdpriority34 \lsdlocked0 List Paragraph;\lsdqformat1 \lsdpriority29 \lsdlocked0 Quote;\lsdqformat1 \lsdpriority30 \lsdlocked0 Intense Quote;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 1;\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 1;
\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 1;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 1;\lsdpriority70 \lsdlocked0 Dark List Accent 1;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 1;\lsdpriority72 \lsdlocked0 Colorful List Accent 1;
\lsdpriority73 \lsdlocked0 Colorful Grid Accent 1;\lsdpriority60 \lsdlocked0 Light Shading Accent 2;\lsdpriority61 \lsdlocked0 Light List Accent 2;\lsdpriority62 \lsdlocked0 Light Grid Accent 2;\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 2;
\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 2;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 2;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 2;\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 2;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 2;
\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 2;\lsdpriority70 \lsdlocked0 Dark List Accent 2;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 2;\lsdpriority72 \lsdlocked0 Colorful List Accent 2;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 2;
\lsdpriority60 \lsdlocked0 Light Shading Accent 3;\lsdpriority61 \lsdlocked0 Light List Accent 3;\lsdpriority62 \lsdlocked0 Light Grid Accent 3;\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 3;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 3;
\lsdpriority65 \lsdlocked0 Medium List 1 Accent 3;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 3;\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 3;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 3;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 3;
\lsdpriority70 \lsdlocked0 Dark List Accent 3;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 3;\lsdpriority72 \lsdlocked0 Colorful List Accent 3;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 3;\lsdpriority60 \lsdlocked0 Light Shading Accent 4;
\lsdpriority61 \lsdlocked0 Light List Accent 4;\lsdpriority62 \lsdlocked0 Light Grid Accent 4;\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 4;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 4;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 4;
\lsdpriority66 \lsdlocked0 Medium List 2 Accent 4;\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 4;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 4;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 4;\lsdpriority70 \lsdlocked0 Dark List Accent 4;
\lsdpriority71 \lsdlocked0 Colorful Shading Accent 4;\lsdpriority72 \lsdlocked0 Colorful List Accent 4;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 4;\lsdpriority60 \lsdlocked0 Light Shading Accent 5;\lsdpriority61 \lsdlocked0 Light List Accent 5;
\lsdpriority62 \lsdlocked0 Light Grid Accent 5;\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 5;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 5;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 5;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 5;
\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 5;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 5;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 5;\lsdpriority70 \lsdlocked0 Dark List Accent 5;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 5;
\lsdpriority72 \lsdlocked0 Colorful List Accent 5;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 5;\lsdpriority60 \lsdlocked0 Light Shading Accent 6;\lsdpriority61 \lsdlocked0 Light List Accent 6;\lsdpriority62 \lsdlocked0 Light Grid Accent 6;
\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 6;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 6;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 6;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 6;
\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 6;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 6;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 6;\lsdpriority70 \lsdlocked0 Dark List Accent 6;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 6;
\lsdpriority72 \lsdlocked0 Colorful List Accent 6;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 6;\lsdqformat1 \lsdpriority19 \lsdlocked0 Subtle Emphasis;\lsdqformat1 \lsdpriority21 \lsdlocked0 Intense Emphasis;
\lsdqformat1 \lsdpriority31 \lsdlocked0 Subtle Reference;\lsdqformat1 \lsdpriority32 \lsdlocked0 Intense Reference;\lsdqformat1 \lsdpriority33 \lsdlocked0 Book Title;\lsdsemihidden1 \lsdunhideused1 \lsdpriority37 \lsdlocked0 Bibliography;
\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority39 \lsdlocked0 TOC Heading;\lsdpriority41 \lsdlocked0 Plain Table 1;\lsdpriority42 \lsdlocked0 Plain Table 2;\lsdpriority43 \lsdlocked0 Plain Table 3;\lsdpriority44 \lsdlocked0 Plain Table 4;
\lsdpriority45 \lsdlocked0 Plain Table 5;\lsdpriority40 \lsdlocked0 Grid Table Light;\lsdpriority46 \lsdlocked0 Grid Table 1 Light;\lsdpriority47 \lsdlocked0 Grid Table 2;\lsdpriority48 \lsdlocked0 Grid Table 3;\lsdpriority49 \lsdlocked0 Grid Table 4;
\lsdpriority50 \lsdlocked0 Grid Table 5 Dark;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 1;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 1;
\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 1;\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 1;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 1;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 1;
\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 1;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 2;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 2;\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 2;
\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 2;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 2;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 2;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 2;
\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 3;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 3;\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 3;\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 3;
\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 3;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 3;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 3;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 4;
\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 4;\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 4;\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 4;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 4;
\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 4;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 4;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 5;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 5;
\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 5;\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 5;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 5;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 5;
\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 5;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 6;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 6;\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 6;
\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 6;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 6;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 6;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 6;
\lsdpriority46 \lsdlocked0 List Table 1 Light;\lsdpriority47 \lsdlocked0 List Table 2;\lsdpriority48 \lsdlocked0 List Table 3;\lsdpriority49 \lsdlocked0 List Table 4;\lsdpriority50 \lsdlocked0 List Table 5 Dark;
\lsdpriority51 \lsdlocked0 List Table 6 Colorful;\lsdpriority52 \lsdlocked0 List Table 7 Colorful;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 1;\lsdpriority47 \lsdlocked0 List Table 2 Accent 1;\lsdpriority48 \lsdlocked0 List Table 3 Accent 1;
\lsdpriority49 \lsdlocked0 List Table 4 Accent 1;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 1;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 1;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 1;
\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 2;\lsdpriority47 \lsdlocked0 List Table 2 Accent 2;\lsdpriority48 \lsdlocked0 List Table 3 Accent 2;\lsdpriority49 \lsdlocked0 List Table 4 Accent 2;
\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 2;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 2;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 2;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 3;
\lsdpriority47 \lsdlocked0 List Table 2 Accent 3;\lsdpriority48 \lsdlocked0 List Table 3 Accent 3;\lsdpriority49 \lsdlocked0 List Table 4 Accent 3;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 3;
\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 3;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 3;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 4;\lsdpriority47 \lsdlocked0 List Table 2 Accent 4;
\lsdpriority48 \lsdlocked0 List Table 3 Accent 4;\lsdpriority49 \lsdlocked0 List Table 4 Accent 4;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 4;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 4;
\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 4;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 5;\lsdpriority47 \lsdlocked0 List Table 2 Accent 5;\lsdpriority48 \lsdlocked0 List Table 3 Accent 5;
\lsdpriority49 \lsdlocked0 List Table 4 Accent 5;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 5;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 5;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 5;
\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 6;\lsdpriority47 \lsdlocked0 List Table 2 Accent 6;\lsdpriority48 \lsdlocked0 List Table 3 Accent 6;\lsdpriority49 \lsdlocked0 List Table 4 Accent 6;
\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 6;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 6;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 6;}}{\*\datastore 010500000200000018000000
4d73786d6c322e534158584d4c5265616465722e362e30000000000000000000000e0000
d0cf11e0a1b11ae1000000000000000000000000000000003e000300feff0900060000000000000000000000010000000100000000000000001000000200000001000000feffffff0000000000000000ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
fffffffffffffffffdffffff04000000feffffff05000000fefffffffeffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffff52006f006f007400200045006e00740072007900000000000000000000000000000000000000000000000000000000000000000000000000000000000000000016000500ffffffffffffffff010000000c6ad98892f1d411a65f0040963251e5000000000000000000000000e05c
2994e85ed5010300000080020000000000004d0073006f004400610074006100530074006f0072006500000000000000000000000000000000000000000000000000000000000000000000000000000000001a000101ffffffffffffffff020000000000000000000000000000000000000000000000e05c2994e85ed501
e05c2994e85ed501000000000000000000000000df00c1004a004c00c900dd003100d8005500c40053004a0052004200dd00c7004a00c000d200d300da0041003d003d000000000000000000000000000000000032000101ffffffffffffffff030000000000000000000000000000000000000000000000e05c2994e85e
d501e05c2994e85ed5010000000000000000000000004900740065006d0000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000a000201ffffffff04000000ffffffff000000000000000000000000000000000000000000000000
00000000000000000000000000000000d800000000000000010000000200000003000000feffffff0500000006000000070000000800000009000000feffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff3c623a536f75726365732053656c65637465645374796c653d225c4150412e58534c22205374796c654e616d653d224150412220786d6c6e733a623d22687474703a2f2f736368656d61732e6f70656e786d6c666f726d6174732e6f7267
2f6f6666696365446f63756d656e742f323030362f6269626c696f6772617068792220786d6c6e733d22687474703a2f2f736368656d61732e6f70656e786d6c666f726d6174732e6f72672f6f6666696365446f63756d656e742f323030362f6269626c696f677261706879223e3c2f623a536f75726365733e00000000
0000000000000000000000000000000000000000000000000000000000000000000000003c3f786d6c2076657273696f6e3d22312e302220656e636f64696e673d225554462d3822207374616e64616c6f6e653d226e6f223f3e0d0a3c64733a6461746173746f72654974656d2064733a6974656d49443d227b41373442
313246452d463844362d343435322d383934342d3146363732363043423345387d2220786d6c6e733a64733d22687474703a2f2f736368656d61732e6f70656e786d6c666f726d6174732e6f72672f6f6666696365446f63756d656e742f323030362f637573746f6d586d6c223e3c64733a736368656d61526566733e3c
64733a736368656d615265662064733a7572693d22687474703a2f2f736368656d61732e6f70656e500072006f007000650072007400690065007300000000000000000000000000000000000000000000000000000000000000000000000000000000000000000016000200ffffffffffffffffffffffff000000000000
0000000000000000000000000000000000000000000000000000000000000400000055010000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff00000000
00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff0000
000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff
000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000786d6c666f726d6174732e6f72672f6f6666696365446f63756d656e742f323030362f6269626c696f677261706879222f3e3c2f64733a736368656d61526566733e3c2f64733a6461746173746f
72654974656d3e0000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000105000000000000}}