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\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1997] 43 FLR 22}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
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HIGH COURT OF FIJI ISLANDS}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 A.B. ANNAND (CHRISTCHURCH) LIMITED}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 

\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 v}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 AUSTRALIA AND NEW ZEALAND BANKING}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 

\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 GROUP LIMITED}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [HIGH COURT, 1997 (Fatiaki J) 30 January]}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 

\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Civil Jurisdiction}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
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Evidence: Civil - discovery of third party documents held by Defendant Bank - whether privileged- whether documents relevant to Plaintiff\rquote s cause of action- whether \'93without prejudice\'94 rule applicable -\~}{\field\fldedit{\*\fldinst {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 HYPERLINK "http://www.paclii.org/fj/legis/consol_act/bbea200/"}}{\fldrslt {\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Bankers Books Evidence Act}}}
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\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The 
Plaintiff sought discovery of documents held by the Defendant Bank relating to a company in receivership, in respect of which the Bank had supplied a certificate of credit worthiness. Allowing the application the High Court examined each of the Banks obje
ctions and HELD: (i) that the public interest required the disclosure to take place, (ii) the documents sought were relevant to the cause of action as pleaded and (iii) the \'93without prejudice\'94 rule has no application to the right to discovery.}{
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\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Cases cited:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
Alfred Crompton v. Commissioner of Customs (No. 2)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1973] 2 All ER 1169}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 AMP Society v. Architectural Windows Ltd\~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1986%5d%202%20NZLR%20190" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1986] 2 NZLR 190}}}
\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Barclays Bank PLC v. Taylor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1989] 3 All ER 563}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Buckley v. The Law Society}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}
{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1983%5d%201%20WLR%20985" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1983] 1 WLR 985}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Commercial Banking Co. v. R.H. Brown & Co}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
. (1972) 2 Lloyds Rep. 360}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Compagnie Financiere du Pacifique v. Peruvian Guano Co.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281882%29%2011%20QBD%2055" \\o "View LawCiteRecord"}
}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (1882) 11 QBD 55}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Cutts v. Head\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1984] Ch. 290}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Hedley Byrne & Co. Ltd. v. Heller & Partners Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
. [1964] A.C. 465}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 O\rquote Sullivan v. Herdman\rquote s Ltd\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
[1987] 3 All ER 129}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Parry-Jones v. Law Society\~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1969%5d%201%20Ch%20D%201" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1969] 1 Ch. D. 1}}}
\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Peek v. Gurney}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\field\fldedit{\*\fldinst {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281873%29%20LR%206%20HL%20777" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (1873) LR 6 HL 377}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Rabin v. Mendoza & Co.\~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1954%5d%201%20WLR%20271" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1954] 1 WLR 271}}}
\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Rainsford v. African Banking Corporation Ltd.\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
(1912) CPD 729}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Re Barlow Clowes Gilt Managers Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~
[1991] 4 All ER 385}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Robinson v. National Bank of Scotland}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~
(1916) SC (HL)}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Rush & Tompkins v. G.L.C.\~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1988%5d%203%20WLR%20939" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1988] 3 WLR 939}}}
\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 South Staffordshire Tramsways Company v. Ebbsmith\~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281895%29%202%20Q%20B%20669" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (1895) 2 Q B. 669}}}
\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Swift v. Winterbotham}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~(1873) LR 6 Q.B. 244}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 W v. Egdell\~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1990%5d%201%20All%20ER%20835" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1990] 1 All ER 835}}}
\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 W.B. Anderson & Sons Ltd. v. Rhodes (Liverpool) Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 . (1967) 2 All E.R. 850}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Woods v. Martins Bank Ltd.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1959] 1 Q.B. 55}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Interlocutory application in the High Court}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 

\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 M. Raza}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~for the Plaintiff}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 S. Parshotam\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 for the Defendant}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Fatiaki J}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 :}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 This is an interlocutory applicat
ion lodged by Solicitors acting for the plaintiff company seeking inter alia an order for full discovery by the defendant bank \'93
... of the complete files of its Naviti Street Branch, Lautoka containing all papers, documents, letters, reports etc. that the 
defendant has in its possession relating to its customer R.V. Patel and/or its Directors or servants and in particular the Defendants\rquote  inter office memorandum file which relates to R.V. Patel\rquote s various accounts with the Defendant ...\'94}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The application is opposed by the defendant bank on various grounds more expressly set out in defence counsel\rquote 
s written submissions but principal amongst which are:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
(1) banker/customer privilege;}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (2) \lquote fishing\rquote  expedition; and}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 

\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (3) the documents were examined in \lquote without prejudice\rquote  circumstances.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Before dealing with the defendants\rquote 
 objections it is necessary briefly to background the circumstances that give rise to the present application. The plaintiff company is a New Zealand company trading in agricultural grain and 
produce. During 1990 it supplied peas to a Fiji company based in Lautoka, R.V. Patel, on a credit basis in reliance on a favourable credit worthiness report dated the 29th October 1990 and provided by the defendant bank. On 18th January 1991 (i.e. barely 
3 months later) the defendant bank appointed receivers of R.V. Patel pursuant to a debenture granted by R.V. Patel to the defendant bank\rquote 
s immediate predecessor, the Bank of New Zealand and which had been transferred to the defendant bank in terms of the A.N.Z. Banking Group Decree No. 20 of 1991.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In its\~}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Statement of Claim}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~the plaintiff alleges that in providing R.V. Patel with a favourable credit worthiness report the defendant bank \lquote 
acted fraudulently, negligently and/or carelessly well knowing ... the report to be false or recklessly not caring whether it was true or false\rquote 
. Alternatively the plaintiff claims that the defendant bank made the report in breach of its duty to the plaintiff to take care that its statements were honest and accurate and the plaintiff claims damages for the defendant bank\rquote 
s fraudulent and/or negligent mis-statements in providing the R.V. Patel credit worthiness report.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 As to what constitutes fraud in a claim based on fraudulent misrepresentation the learned editors of Vol. 31 of\~}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Halsbury's Laws of England\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (4th edn.) state at para. 1059:}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
By the mid-nineteenth century it had been established that not only a misrepresentation known or believed by the representor to be false when made was fraudulent, but that mere non-belief in 
the truth was also indicative of fraud. Thus, whenever a person makes a false statement which he does not actually and honestly believe to be true, for purposes of civil liability, that statement is as fraudulent as if he had stated that which he did not 
k
now to be true, or knew or believed to be false. Proof of absence of actual and honest belief is all that is necessary to satisfy the requirements of the law, whether the representation has been made recklessly or deliberately; indifference or recklessnes
s on the part of the representor as to the truth or falsity of the representation affords merely an instance of absence of such a belief.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 

\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 If I may say so the plaintiff\rquote s claim is not dissimilar to and is supported by a long line of cases of which the most well-known example is\~}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Hedley Byrne & Co. Ltd. v. Heller & Partners Ltd.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~
[1964] A.C. 465 and includes such cases as\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Peek v. Gurney}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281873%29%20LR%206%20HL%20777" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (1873) LR 6 HL 377}}}
\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 ;\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Swift v. Winterbotham\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (1873) LR 8 Q.B. 244 ;\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Robinson v. National Bank of Scotland\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (1916) SC (HL);}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Woods v. Martins Bank Ltd.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1959] 1 Q.B. 55;\~}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 W.B. Anderson & Sons Ltd. v. Rhodes (Liverpool) Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
. [1967] 2 All E.R. 850 and\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Commercial Banking Co. v. R.H. Brown & Co.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~(1972) 2 Lloyds Rep. 360 (High Court of Australia) to name but a few.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 

\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Quite plainly the state and extent of the defendant bank\rquote s knowledge and information about the true state of R.V. Patel\rquote 
s accounts and business affairs at the material time is a highly relevant issue in assessing and determining the bona fides and accuracy of the credit worthiness report it provided to the plaintiff\rquote 
s New Zealand bankers concerning its customer R.V. Patel.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 To that end the plaintiff Company, through i
ts solicitors, issued on 14th July 1995 a summons against the defendant bank for its failure, within the relevant time limits, to file its List of Documents together with an affidavit verifying the same. (See : Order 24 rr. 3 & 7)}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The defendant bank\rquote s\~}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 List of Documents}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~
was eventually filed on 17th August 1995. It itemises 6 documents which, with the exception of the first, refers to various letters that were exchanged between the solicitors acting for the parties.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The list was considered plainly inadequate by the plaintiff\rquote s solicitors who had earlier been permitted by the defendant bank\rquote 
s solicitors on the 31st of January 1995 to inspect numerous files of the defendant bank which were subsequently summarised in a comprehensive 14 page memorandum prepared by the plaintiff\rquote 
s New Zealand solicitors. Of particular interest were files that contained inter-office memoranda and related documents which traced the defendant banks attitude towards and banking history of its customer R.V. Patel through the relevant
 period August to October 1990 and for some time before and after then until the appointment by the defendant bank of the receivers of R.V. Patel in January 1991.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\ql \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
The principal target of the plaintiff\rquote s application for discovery appears to be a file in the possession of the defendant bank \'93containing letters, papers, documents, reports, inter-office memorandums (sic) notes and full bank records\'94
 relating to the bank accounts of R.V. Patel and which it is deposed:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93... are
 very much relevant to the issues raised in the pleadings \'85\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 and (would)}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
.... avoid any unnecessary delays and complications in bringing this action to its conclusion as early as possible.\'94 ..}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The affidavit of Mr. Capper for the defendant bank states however that:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\ql \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
The opportunity made available to the Plaintiffs representatives to examine the documents was made only on a \lquote without prejudice\rquote  basis with no admission of any kind on the part of the Defendant. This extended to the admissibility of
 such evidence in a Court of law and admission of liability on the part of the Defendant.\'93}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (the \lquote without prejudice\rquote  objection)}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 furthermore he deposes :}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
... that the documents that the Plaintiff is now seeking to discover relate to the accounts of R.
V. Patel & Co. (Merchants) Ltd. Group of Companies and the Defendant is bound by banker-customer privilege not to disclose these documents to the plaintiff without authority of this customer or its agents.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (the \lquote 
banker/customer privilege\rquote  objection)}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 and lastly it is asserted that :}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
What the Plaintiff is purporting to do is to establish by means of this discovery whether it has a case against the Defendant or not. It is tantamount to a \lquote fishing\rquote  expedition ...\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (the \lquote 
fishing\rquote  objection)}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Re Barlow Clowes Gilt Managers Ltd.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1991] 4 All E.R. 385 Millet J. said at p.393:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
It is a feature common to both systems of justice, civil and criminal that there is a strong public interest that the court should have all relevant information made availab
le to it. But the courts have never assumed or been granted the power to compel the production of all such information regardless of its nature and source. That would amount to an intolerable invasion of privacy. Statute and rules of court made under stat
utory power have long established the circumstances in which production can be compelled in the interests of justice and have thereby resolved the conflict between the two competing public interests.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In this latter regard Order 24 rr.1 & 2 of the High Court Rules makes automatic mutual discovery of documents mandatory unless the parties agree otherwise.
}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Failing such automatic discovery the power of the Court to order discovery is set out in Order 24 r.3 of the High Court Rules which provides:}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93... the
 Court may order any party to a cause or matter ... to make and serve on any other party a list of the documents which are or have been in his possession, custody or power relating to any matter in question in the cause or matter ...\'94}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Quite plainly in order that any document may be discoverable it must firstly, be shown \'93... to relate to (some) matter in question in the cause ...\'94
 In other words the document must be relevant to a question or issue in the proceedings in so far as the same may be deduced from the pleadings in the action. Secondly, the document(s), must be shown to exist and \lquote 
... are or have been in (the) possession, custody or power ...\rquote  of the party against whom discovery is being sought.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In the leading authority\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Compagnie Financi\'e8
re du Pacifique v. Peruvian Guano Co}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 .\~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281882%29%2011%20QBD%2055" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (1882) 11 Q.B.D. 55}}}
\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~Brett L .J. stated of the above first requirement at p.63:}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
It seems to me that every 
document relates to the matters in question in the action, which not only would be evidence upon any issue, but also which, it is reasonable to suppose, contains information which may - not which must - either directly or indirectly enable the party requi
ring the affidavit either to advance his own case or to damage the case of his adversary. I have put in, the words \lquote either directly or indirectly\rquote 
 because, it seems to me, a document can properly be said to contain information which may enable the party requiring the affidavit either to advance his own case or to damage the case of his adversary, if it is a document which may fairly lead him}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
to a train of inquiry, which may have either of these two consequences.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In this regard counsel for the plaintiff submits:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\ql \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
... the relevancy of the documents sought is clear as they relate to the A.N.Z. dealings with its client R.V. Patel who was also the customer of Annand and would support (or at least throw light on) Annand\rquote s claim as pleaded briefly that the 
A.N.Z. already knew that R.V. Patel was insolvent when it advised Annand in such a way that Annand was encouraged to continue business with R.V. Patel and supply R.V. Patel with goods and credit.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 and further in his submissions in reply, counsel concludes by saying:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
... while R.V. Patel might well be a third party R. V. Patel is very much part of the factual situation and the complaint of Annand. Annand had extended credit to R.V. Patel relying on the ANZ\rquote s assurance \'85 The principal issue Annand consid
ers relevant is that when the Bank Officer gave the report upon which Annands rely, he must have had relevant information on file upon which he relied in determining the way he would respond. The internal information available to the Bank Officer is very 
relevant issue in determining the state of mind of the A.N.Z. and the objectivity\~with which the report was given.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 I turn then to consider the defendant\rquote s objections in more detail and I begin with the \lquote fishing objection\rquote 
. In this regard I adopt as appropriate the statement of Chilwell J. when he said in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 AMP Society v. Architectural Windows Ltd.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1986] 2 N.Z.L.R. 190 at p.196:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
In my view, the description of \lquote fishing\rquote  in the authorities ... comes to this: an applicant is fishing when he seeks to obtain 
information or documents by interrogatories or discovery in order to discover a cause of action different from that pleaded or in order to discover circumstances which may or may not support a baseless or speculative cause of action.\'94}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In the present case the plaintiff\rquote s\~}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
Statement of Claim\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 and affidavit evidence including its solicitor\rquote 
s synopsis of the files sought to be discovered, clearly sets out a well-known cause of action based on the dual torts of deceit and negligent mis-statements arising in fact
ual circumstances that cannot now be considered unprecedented. Nor I would add can the plaintiff\rquote 
s claim be characterised as either baseless or speculative. Indeed, the plaintiff company in this application seeks discovery of documents that plainly exist and were in the possession, custody and control of the defendant bank\rquote 
s solicitors. There is clearly no merit in this ground of objection which is accordingly dismissed.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The next ground of objection raises the head of \lquote banker/customer\rquote  confidentiality as 
a basis for refusing discovery. That a duty of secrecy exists in the normal relationship of a banker and its customer is clear from the dicta of Lord Donaldson}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 M.R. when he said in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Barclays Bank P.L.C. v. Taylor
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1989] 3 All E.R. 563 at p. 565:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93The ba
nker customer relationship imposes on a bank a duty of confidentiality in relation to information concerning its customers and his affairs which it acquires in the character of his banker. But it is not an absolute duty. It is subject to four well-known q
u
alifications. These entitle the bank to make disclosure where (a) disclosure is under compulsion by law, (b) there is a duty to the public to disclose, (c) the interests of the bank require disclosure (d) the disclosure is made by the express or implied c
onsent of the customer.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Lord Diplock in discussing the nature of the duty of a banker to maintain the confidentiality of his customer\rquote 
s affairs and in recognising its limitations said in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Parry-Jones v. Law Society}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1969] 1 Ch.D.1 at p.9: .}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93What we are
 concerned with here is the contractual duty of confidence, generally implied though sometimes expressed ... Such a duty exists ... between banker and customer, doctor and patient and accountant and client. Such a duty of confidence is subject to and over
-
riden by, the duty of any party to that contract to comply with the law of the land ... For example, in the case of banker and customer, the duty of confidence is subject to the over-riding duty of the banker at common law to disclose and answer questions
 as to his customer\rquote s affairs when he is asked to give evidence of them in the witness box in a court of law.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In my view an order of the Court directing a party to any cause or matter to make discovery pursuant to Order 24 r.3 of the High Court Rules 
would amount to \lquote disclosure ... under compulsion of law\rquote  under qualification (a) above and gives rise to an over\-riding duty on the party so-ordered to comply.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 As was said by Bingham L.J. in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 W v. Egdell\~}
{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1990%5d%201%20All%20ER%20835" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1990] 1 All E.R. 835}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~at p. 848:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\ql \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
The decided cases very clearly establish (1) that, the law recognises an important public interest in maintaining professional duties of confidence but (2) 
that the law treats such duties not as absolute but as liable to be over-ridden where there is held to be a stronger public interest in disclosure. Thus the public interest in the administration of justice may require a clergyman of a banker, a medical ma
n, a journalist or an accountant to breach his professional duty of confidence.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Furthermore Section 7 of the\~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9644435 
HYPERLINK "http://www.paclii.org/fj/legis/consol_act/bbea200/"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Bankers Books Evidence Act}}}\sectd \ltrsect
\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid5245553\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~(Cap.45) empowers the Court to order \'93any party to a 
legal proceedings... to inspect and take copies of any entries in a bankers book\'94
 which in my view includes any books files or papers ordinarily used or maintained by a bank in the conduct of its ordinary banking business irrespective of whether such books, papers or files relate to a party to the proceedings or not.}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Defence counsel seeks however to limit such discovery to \lquote parties in the proceedings\rquote  of which the defendant bank\rquote 
s customer R.V. Patel & Co. is plainly not, and counsel quotes various extracts from the judgments in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 South Staffordshire Tramways Company v. Ebbsmith
\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (1895) 2 Ch. B. 669 in support of his objection.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 I am satisfied however that whilst the Courts must indeed be circumspect and cautious in ordering discovery of matters concerning n
on-litigant third parties, the power to do so nevertheless exists and may be exercised in exceptional circumstances in the interests of the administration of justice and where the Court is of opinion that such an order is necessary either for disposing fa
irly of the cause or matter or for saving costs. (per Lord Mackay in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 O\rquote Sullivan v. Herdman\rquote s Ltd.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1987] 3 All E.R. 129 especially at p.136)}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The application in this case however, is not directed to a non-litigant third-party, nor does it seek to discover 
confidential correspondence that emanated from a third-party, or is in the custody and control of a non-litigant third party.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 True it might be as defence counsel claims that such documents relate to the affairs of a non-litigant third party and are covered by the defendant bank
\rquote s duty of confidentiality towards its customers, but, as was said by Lord Cross in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Alfred Crompton v. Commissioners of Customs (No.2)}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1973] 2 All E.R. 1169 at p.l184f:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
Confidentiality is not a separate head of privilege, but it
 may he a very material consideration to bear in mind when privilege is claimed on the ground of public interest. What the Court has to do is weigh on the one hand the considerations which suggest that it is in the public interest that the documents in qu
estion should he disclosed and on the other hand those which suggest that it is in the public interest that they should not be disclosed and to balance one against the other.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Earlier his Lordship at p.1180, referred to an approved statement of general principle in\~}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Bray on Discovery\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 which reads as follows:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
The mere fact that the giving of discovery will involve a breach of confidence as against some third party or in any way affect or prejudice his interest does not constitute of itself an independent o
bjection to giving the discovery, disclosure under the compulsion of the Court being for this purpose distinguished from voluntary disclosure out of court.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Bearing the above in mind and mindful that at the material time the non-litigant third party R.V.
 Patel & Co. was a customer of the plaintiff company and the defendant bank, and was placed under receivership in January 1991 by the defendant bank itself, there is not the slightest doubt in my mind of the relevance of the documents sought to be discove
red,\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 but\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
also, that the balance of competing considerations is strongly in favour of maintaining and upholding the public interest that in a civil action the Court should be possessed of all relevant information to enable it to reach a decision.}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 I am further fortified by a decision in a South African case\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Rainsford v. African Bankinq Corporation Ltd.\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
(1912) C.P.D. 729 which is noted in Vol.18 of\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The Digest\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 (2nd re-issue) at p.142 under the following relevant entry:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
Confidential correspondence between a 
bank and its branches and confidential documents relating to the dealings of the bank with customers not parties to the suit, which are relevant to the issue between the parties, are not privileged and are not excluded from inspection and production.\'94}
{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In somewhat similar vein and referring to internal minutes of the Law Society, Sir Robert Megarry V.C. said in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Buckley v. The Law Society}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1983] 1 W.L.R. 985 at p. 990:}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
I do not think any documents should be excluded merely because they are internal documents, for the question is one of there being reason to suspect dishonesty on the solicitor\rquote 
s part, and internal documents may showh how much or how little reason there was for the suspicion.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 This second ground of objection is accordingly rejected.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The third and final ground of objection is based upon the so-called \lquote without prejudice\rquote  opportunity given to the plaintiff\rquote 
s solicitors to inspect the defendant bank\rquote s files with a view to settling the plaintiff company\rquote s claim.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In this regard Lord Griffiths said in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
Rush & Tompkins v. G.L.C.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~[1988] 3 W.L.R. 939 at p.942":}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93The \lquote 
without prejudice\rquote  rule is a rule governing the admissibility of evidence and is founded upon the public policy of encouraging litigants to settle their differences rather than liti
gate them to a finish. It is no where more clearly expressed than in the judgment of Oliver L.J. in\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Cutts v. Head\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 [1984] Ch. 290, 306.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 and later, after citing a passage from Oliver L.J\rquote s judgment (op.cit) Lord Griffiths continues :}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\ql \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
The rule applies to exclude all negotiations genuinely aimed at settlement whether oral or in writing from being given in evidence ... However, the application of the rule is not dependant upon the use of the phrase \lquote without prejudice\rquote 
 and if it is clear from the surroundin
g circumstances that the parties were seeking to compromise the action, evidence of the content of those negotiations will, as a general rule, not be admissible at the trial and cannot be used to establish an admission or partial admission.\'94}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 and lastly at p.943/944 his Lordship laid down the following general rule:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li720\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \'93
I would therefore hold as a general rule that the \lquote without prejudice\rquote  rule renders inadmissible in any subsequent litigation connected with the same subject matter proof of any admissions made in a genuine attempt to reach a settlement.\'94}
{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 I confess that the defendant\rquote s objection raises the question of the application of the \lquote without prejudice\rquote 
 rule in wholly unusual and novel circumstances insofar as it is not any written or oral negotiations or admissions made by the defendant bank that is sought to be protected, but rather, the occurrence of an event, in which the plaintiff\rquote 
s solicitors were permitted to peruse various files and documents belonging to the defendant bank.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 It is therefore not so surprising that counsel for the plaintiff did not seek to address defence counsel\rquote 
s submissions or affidavit evidence in that regard save as to the question whether or not such documents and files as were made available during counsel\rquote s inspection, would be protected under a claim of \lquote solicitor/client privilege\rquote 
, which quite plainly they could not, since their creation and existence occurred long before any litigation was ever contemplated.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In my considered view the \lquote without prejudice rule\rquote 
 cannot and does not extend to exclude independent acts or events nor does it curtail a party\rquote 
s right in civil actions to discovery and production of documents which does not depend upon the admissibility of the documents in evidence. The general rule bein
g that a party is entitled to discovery of all documents that relate to the matters in issue irrespective of admissibility.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 The case of\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 Rabin v. Mendoza & Co}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 . [1954] 1 W.L.R. 271 shows however that even between the parties to \lquote without prejudice\rquote  correspo
ndence they are not entitled to discovery against one another. In that case, a surveyor\rquote s report obtained by the defendant\rquote s in pursuance of \lquote without prejudice\rquote 
 discussions between the parties was considered to be entitled to protection from production owing to its \lquote without prejudice\rquote  status.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\ql \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
But even in that case the defendant was obliged to disclose the existence of the report in its affidavit of documents and \'93... (the) report was clearly made solely for the purposes of the \lquote without prejudice\rquote  
negotiations. The solicitor for the plaintiff himself says in his affidavit that at the time of the interview it was contemplated that steps such as these should be undertaken.\'94 (per Lord Denning M.R. at p.273-274 ibid)}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 In the present case before me howe
ver, the files and documents sought to be discovered were clearly not made and did not come into existence either generally or even solely for the purposes of settling the plaintiff\rquote 
s claim, nor could their creation have been within the contemplation of either the plaintiff\rquote s or the defendant\rquote s counsel at the relevant time much less can they give rise to a claim for privilege against disclosure on the basis of the 
\lquote without prejudice\rquote  rule.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 There is no merit either in this third ground of objection which is also rejected. The defendant bank\rquote 
s objections having all been rejected, the plaintiff\rquote s application is granted with costs to be in the cause.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\ql \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 \cbpat8 {\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13594077\charrsid13594077 
(Application granted; discovery ordered.)}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\lang1033\langfe1033\langnp1033\insrsid13594077\charrsid13594077 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13594077 {\rtlch\fcs1 \af0 \ltrch\fcs0 \lang1033\langfe1033\langnp1033\insrsid9644435\charrsid9644435 
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