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{\fhimajor\f31536\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
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{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
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\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 LILA WATI}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
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\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Appellate Jurisdiction}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
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Bankruptcy- error in amount of debt specified in bankruptcy notice and petition- whether curable by amendment- whether petition a nullity-}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \cs16\i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}
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s appeal the High Court stressed the importance of strict compliance with the procedural requirements of the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 
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and HELD: that on the facts, including the uncertainty surrounding the amount properly claimable the petition could not be amended but was a nullity and should have been dismissed.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
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Ex-parte The Debtor v. Bowmaker Ltd}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \cs16\i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 [1951] Ch. 313}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 James v. Federal Commissioner of Taxation}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \cs16\i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1955%5d%20HCA%2075" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 
[1955] HCA 75}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281955%29%2093%20CLR%20631" \\o "View LawCiteRecord"}}{\fldrslt 
{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 (1955) 93 CLR 631}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Kleinwort Benson Australia Ltd v. James Albert Crowl}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}
{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1988%5d%20HCA%2034" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 [1988] HCA 34}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 ;}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=165%20CLR%2071" \\
o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 165 CLR 71}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Re Macro Constructions Pty Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1991%5d%20HCA%2058" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 [1991] HCA 58}}}
\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281992%29%2010%20ACLC%201" \\o "View LawCiteRecord"}}{\fldrslt {
\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 (1992) 10 ACLC 1.}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 7222}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Re McDonald ex parte Elder Smith Golsbrough Mort Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}
{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1978%5d%20FCA%204" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 [1978] FCA 4}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 ;}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281978%29%2032%20FLR%2011" \\
o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 (1978) 32 FLR 11}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Appeal from the Labasa Magistrates\rquote  Court.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 V. P. Ram}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 for the Appellant}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 A. Sen}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 for the Respondent}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Pathik J}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 :}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 This is an appeal by the Debtor against the Ruling of the Learned Magistrate, Labasa given on 4 June 1996 upon the ground that the \'93Learned Magistrate has erre
d in law in holding that the Bankruptcy Notice upon which the petition was founded could be amended at the hearing of the Bankruptcy Petition and that the Petition ought properly to have been dismissed.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Background}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 The facts are set out in the Ruling but in so far as it is relevant to this Appeal, they are briefly as follows:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \fi-698\li1418\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin1418\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 (a)\~\~\~\~\~\~\~
 The Respondent (the judgment \'93creditor\'94) on 26 May 1993 obtained judgment against the appellant (the \'93debtor\'94) in the sum of $3500.00 and $50.00 costs.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 (b)\~\~\~\~\~\~ Bankruptcy Notice was issued on 29 June 1995 in the sum of $4984.11.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 (c)\~\~\~\~\~\~\~ The Petition was presented on 4 October 1995.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 (d)\~\~\~\~\~\~ On 14 November 1995 the debtor filed an affidavit deposing that the Petition was an abuse of the process of the Court and ought to be dismissed \'93
since the Petition is for an excessive amount it is null and void and therefore does not form the basis on which a Receiving Order can be made\'94.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 (e)\~\~\~\~\~\~\~ The Creditor realizing the error filed an affidavit praying for an am
endment to the Petition by reducing the amount to $4175.31 i.e. a reduction of $808.80 from the previous claim.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 For the reasons given in the Ruling the Learned Magistrate allowed the amendment by ordering that the Bankruptcy Notice and Petition be amende
d by deleting the said figure $4984.11 and by substituting therefor the figure $3916.96 (yet another, a third figure). He further ordered that the Notice and Petition should be filed in Court and served on the judgment debtor within 7 days of the date of 
his order.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\ql \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 It is from this order that the debtor has appealed.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Appellant\rquote s submission}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
Mr. Ram for the debtor argues that item 3 of the Petition (p.31 of Record) has the incorrect amount of $4984.11 and therefore item 5 cannot be correct when it states that the debtor \'93
...failed on or before the 29th day of June, 1995 to comply with the requisition of a bankruptcy Notice duly served on him on the 18th day of July, 1995 ...\'94. He says that the Affidavit Verifying Petition sworn 26 July 1995 (p.35 of Recor
d) has been sworn to \'93an incorrect Petition\'94.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Respondent\rquote s submission}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Mr. Sen
 for the Creditor submits that had the Learned Magistrate struck off the Petition, the creditor would have issued fresh Petition or may not have proceeded. He said that there was power in the Court under s101(3) of the}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org/fj/legis/consol_act/ba142/"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 Bankruptcy Act}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 to allow the amendment sought.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\ql \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 The issue}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
The issue before me is very simple, namely, whether the overstatement in respect of the amount claimed under the bankruptcy notice (the \lquote notice\rquote ) invalidates the notice in the circumstances of this case.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\ql \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Consideration of the issue}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\ql \fi-1134\li1134\ri538\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin538\lin1134\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Under section 4 of the}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org/fj/legis/consol_act/ba142/"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 Bankruptcy Act}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 (Cap 48) it is provided that a bankruptcy notice:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri720\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin720\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li720\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin720\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \'93
shall be in the prescribed form, and shall require the debtor to pay the judgment debt or sum ordered to be paid in accordance with the terms of the judgment or order,................}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li720\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin720\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
Provided that a bankruptcy notice -}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \fi-687\li2127\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin2127\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 (a)\~\~\~\~\~\~
 .........}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \fi-687\li2127\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin2127\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 (b)\~\~\~\~\~\~
 shall not be invalidated by reason 
only that the sum specified in the notice as the amount due exceeds the amount actually due, unless the debtor within the time allowed for payment gives notice to the creditor that he disputes the validity of the notice on the ground of such misstatement;
 
but, if the debtor does not give such notice, he shall be deemed to have complied with the bankruptcy notice if within the time allowed he takes such steps as would have constituted a compliance with the notice had the actual amount due been correctly spe
cified there.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
In this case the debtor disputed the amount on the hearing of the Petition. As stated earlier the amount initially claimed as due was $808.80 in excess of the judgment. I am not sure whether even the amended claim of $3916.96 is correct or 
not. The Formal Decree dated 26 June 1995 at page 13 of Record shows the amounts of \'93debt $3500.00\'94 and \'93costs $50.00\'94
 making a total of $3550.00. Then at page 53 in Affidavit Verifying it states that there was typing error in the previous notice and \'93the amended petition should read\'94
 $4175.31. This figure included judgment debt $3500.00, deposit of $110.00 paid to Official Receiver, filing of bankruptcy action $34.10 and interest from 26.5.93 to 10.4.96 i.e. $431.21.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 

\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 It is abundantly clear from the above affidavit evidence that the whole claim is in a complete mess. It cannot be said with certainty as to what is the actual amount due.}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 This shows that the Petitioner has not complied with the provisions of section 4 in this regard which requires the debtor to pay the \lquote judgment or order\rquote .}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 The Petitioner was of the view that he could apply to amend the petition and he applied to Court to invoke the provisions of s101 (3) of the Act which provides:}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \fi-720\li1440\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin1440\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \'93(3)\~\~\~\~\~
 The court may at any time amend any written process or proceeding under this Act upon such terms, if any, as it may think fit to impose.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 The amendment was allowed by the learned Magistrate.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 I find this to be a case in which the bankruptcy notice was a nullity because it failed to meet a require
ment made essential by the Act (Section 4) and it could reasonably mislead the debtor as to what is necessary to comply with the notice. In such cases the notice is a nullity whether or not the debtor is in fact misled. It was so held in}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Kleinwort Benson Australia Limited v. James Albert Crowl}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1988%5d%20HCA%2034" \\o "View LawCite Record"}}{\fldrslt {
\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 [1988] HCA 34}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=165%20CLR%2071" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 (165 CLR 71}}}\sectd \ltrsect
\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
at 72). It was further held that \'93if the amount specified in a bankruptcy notice is in fact due and payment is claimed in accordance with the judgment, the essential requirements of s.41(2)(a)(i) are met\'94. This requirement is similar to our s
.4 of the Act. Here the amount alleged to be due was in excess by over eight hundred dollars. This cannot be in accordance with the judgment. The Petitioner therefore swore a false affidavit and tried to shelter behind the excuse that the amount stated wa
s a typographical error. This is hard to believe; this reason was put forward at the eleventh hour, namely, at the time of the hearing of the Petition. Had the debtor not disputed it the Petitioner will have got away with it.}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 The overstatement in this case was not a formal defect or an irregularity to enable the Court to amend under s101(3). There is no doubt that this was a \'93proceeding\'94
 under the Act. Even with the inclusion of interest in the amended petition, the difference in the amount due was substantial. \'93Interest due in a judgment debt may, but need not, be included in a bankruptcy notice\'94 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Kleinwort}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
at 77,(supra). However, here the Formal Decree makes no mention of interest. Where does the interest come from and at what rate is it claimed? This has not been revealed. It is said in}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Kleinwort}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
, supra at 78 that: \'93if interest is included in a bankruptcy notice it must be calculated:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Re O\rquote  Keefe}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
(1962) 19 A.B.C. at p.103.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 In}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Kleinwort}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 , Deane J gave a dissenting judgment. I agree with him when he said at p.81 that:}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li720\ri538\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin538\lin720\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \'93
It has long been a fundamental precept of the law of bankruptcy that a bankruptcy notice, which is the foundation of a bankruptcy, attended as a bankruptcy is with penal consequences, is a matter in which great strictness is required\'94:}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri538\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin538\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 per Cozens-Hardy M.R.,}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 In re A Judgment Debtor}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 , 530 of 1908 2 KB 474 at 476 - 477; see also}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 James v. Federal Commissioner of Taxation}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1955%5d%20HCA%2075" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 [1955] HCA 75}}}\sectd \ltrsect
\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}
{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281955%29%2093%20CLR%20631" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 (1955) 93 CLR 631}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 at 644. A defect in a bankruptcy notice will invalidate it \'93except in the case of a merely formal defect\'94: per Vaughan Williams L.J.,}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 In re O.C.S. (A Debtor); Ex parte The Debtor}{\field{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\lang2057\langfe1033\langnp2057\insrsid13972347  HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1904%5d%202%20KB%20161" \\o "View LawCite Record" }}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 [1904] 2 KB 161}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 at p163, see also}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 In Re a Debtor, No 21 of 1950; Ex parte The Debtor v. Bowmaker Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
. [1951] Ch. 313 at 317. If a defect in a bankruptcy notice is other than a formal one, the notice itself is defective and failure to comply with it does not constitute an act of bankruptcy.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 

\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 To show how important it is to comply with the provisions of the Act I refer to the following statement of Deane J when he said in}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Kleinwort}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 at 802 that:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li720\ri538\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin538\lin720\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \'93
As Riley J, a noted Australian authority on bankruptcy law, sometimes pointed out to those appea
ring before him, the least that the courts can do is to insist that a person who seeks to subject another to the law of bankruptcy himself strictly observes the requirements of that law.\'94}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 

\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Deane J in}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Kleinwort}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
at 82, further pointed out that subject to two qualifications, that:}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li720\ri567\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin720\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
To comply with the above rules, a bankruptcy notice must correctly state the amount of the debt upon which it is based. If interest is included in the claim under the bankruptcy notice, it must be accurately calculated and stated.
 Otherwise, the bankruptcy notice is invalid:\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
Re McDonald; Ex parte Elder Smith Golsbrough Mort Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1978%5d%20FCA%204" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 [1978] FCA 4}}}\sectd \ltrsect
\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}
{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281978%29%2032%20FLR%2011" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 (1978) 32 F.L.R. 11}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
\~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 at p.13)}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\qj \li0\ri0\sb15\sa15\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13972347 \cbpat8 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 The first qualification is that if the misstatement is \'93a mere clerical error - which could not mislead or embarrass the debtor, because he could see o
n the face of the document ... what the amount which was really claimed from him\'94 (per Kennedy L.J.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 In re A Debtor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%5b1908%5d%202%20KB%20684" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 [1908] 2 KB 684}}}\sectd \ltrsect
\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
at 691 ... the defect will be merely a formal one which may be cured pursuant to s.306 ...\'94
 (as in our s.101). The second qualification is similar to our s4 which contain express provisions which may operate to avoid the invalidating consequences of an overstatement of the judgment debt. I have already dealt with overstatement hereabove.}{
\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Application of s101(3)}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 The learned Magistrate, even after stating \'93how the figure $4984 was arrived at remains a mystery\'94, goes on to say in his Ruling that the \'93defect is formal and 
curable and not likely to cause any injustice\'94 and then he refers to proviso (b) to s.4.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 With respect I differ with the learned Magistrate\rquote s grounds for allowing the amendment to the Petition and uphold Mr. Ram\rquote s submissions.}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 The creditor admitted that
 the notice was defective but submits in effect that the alleged defects were procedural irregularities which had not caused nor would cause any substantial injustice. This meant that in his opinion and also in the opinion of the learned Magistrate, the a
lleged defects were protected by s101(3) and the proviso to s.4.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
It is my view that on the facts of this case particularly when there is so much uncertainty surrounding the amount actually due under the judgment, that justice of the case demands that beca
use of the severe consequences of such a notice, its accuracy in detail is demanded as a matter of justice for that was the basis on which the notice is founded and on which the Petition is based.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 
\fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Therefore, on the facts I find that this was not a case o
f procedural irregularity to enable either the creditor to shelter behind s101(3) and s4 or for the learned Magistrate to make the order which he did make.}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Conclusion}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 As was said by Derrington J in}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\ul\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 Re Macro Constructions Pty Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11087751 
HYPERLINK "http://www.paclii.org.vu/cgi-bin/LawCite?cit=%281992%29%2010%20ACLC%2017222" \\o "View LawCiteRecord"}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs15\ul\cf2\lang2057\langfe1033\langnp2057\insrsid13972347 (1992) 10 ACLC 1.7222}}}\sectd \ltrsect
\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid1600010\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs16\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
(which was a winding up case but the same principles apply), that there is abundant authority that the courts will require strict compliance by
 an alleged creditor with the technical formal requirements of a notice subject to section 4 the reason being the draconian consequences to the debtor because default of compliance with the notice will render him vulnerable to a receiving order. However, 
t
he quality of strictness of compliance will depend on the facts of each case for not every error will attract invalidity, for example, the court will look to see whether on a fair construction of the notice, there is need to invoke the provisions of the p
roviso to s4 or s101(3).}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 
For the above reasons, with respect, I consider that the learned Magistrate fell into error in interpreting as he did the proviso to s4 and s101(3) to the facts of this case. The Petition ought to have been dismissed by him.}{\rtlch\fcs1 \af0\afs27 
\ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\lang2057\langfe1033\langnp2057\insrsid13972347 The appeal is allowed. The said Ruling of 4 June 1996 is set aside and the Petition is dismissed with costs against the creditor to be taxed if not agreed.}{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 \~}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf1\lang2057\langfe1033\langnp2057\insrsid13972347 (Appeal allowed; bankruptcy petition dismissed).}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \fs27\cf1\insrsid13972347 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1972231 
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