{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff0\deff0\stshfdbch0\stshfloch31506\stshfhich31506\stshfbi31506\deflang1033\deflangfe1033\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f1\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial;}
{\f1\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial;}{\f39\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\f42\fbidi \fswiss\fcharset0\fprq2{\*\panose 00000000000000000000}Segoe UI;}
{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fhimajor\f31502\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0302020204030204}Calibri Light;}{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f43\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\f44\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\f46\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f47\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f48\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\f49\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\f50\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f51\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f53\fbidi \fswiss\fcharset238\fprq2 Arial CE;}
{\f54\fbidi \fswiss\fcharset204\fprq2 Arial Cyr;}{\f56\fbidi \fswiss\fcharset161\fprq2 Arial Greek;}{\f57\fbidi \fswiss\fcharset162\fprq2 Arial Tur;}{\f58\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew);}
{\f59\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic);}{\f60\fbidi \fswiss\fcharset186\fprq2 Arial Baltic;}{\f61\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese);}{\f53\fbidi \fswiss\fcharset238\fprq2 Arial CE;}
{\f54\fbidi \fswiss\fcharset204\fprq2 Arial Cyr;}{\f56\fbidi \fswiss\fcharset161\fprq2 Arial Greek;}{\f57\fbidi \fswiss\fcharset162\fprq2 Arial Tur;}{\f58\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew);}
{\f59\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic);}{\f60\fbidi \fswiss\fcharset186\fprq2 Arial Baltic;}{\f61\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese);}{\f433\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}
{\f434\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\f436\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\f437\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\f438\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}
{\f439\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\f440\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\f441\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\f463\fbidi \fswiss\fcharset238\fprq2 Segoe UI CE;}
{\f464\fbidi \fswiss\fcharset204\fprq2 Segoe UI Cyr;}{\f466\fbidi \fswiss\fcharset161\fprq2 Segoe UI Greek;}{\f467\fbidi \fswiss\fcharset162\fprq2 Segoe UI Tur;}{\f468\fbidi \fswiss\fcharset177\fprq2 Segoe UI (Hebrew);}
{\f469\fbidi \fswiss\fcharset178\fprq2 Segoe UI (Arabic);}{\f470\fbidi \fswiss\fcharset186\fprq2 Segoe UI Baltic;}{\f471\fbidi \fswiss\fcharset163\fprq2 Segoe UI (Vietnamese);}{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fhimajor\f31528\fbidi \fswiss\fcharset238\fprq2 Calibri Light CE;}{\fhimajor\f31529\fbidi \fswiss\fcharset204\fprq2 Calibri Light Cyr;}{\fhimajor\f31531\fbidi \fswiss\fcharset161\fprq2 Calibri Light Greek;}
{\fhimajor\f31532\fbidi \fswiss\fcharset162\fprq2 Calibri Light Tur;}{\fhimajor\f31533\fbidi \fswiss\fcharset177\fprq2 Calibri Light (Hebrew);}{\fhimajor\f31534\fbidi \fswiss\fcharset178\fprq2 Calibri Light (Arabic);}
{\fhimajor\f31535\fbidi \fswiss\fcharset186\fprq2 Calibri Light Baltic;}{\fhimajor\f31536\fbidi \fswiss\fcharset163\fprq2 Calibri Light (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}
{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\fhiminor\f31573\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\fhiminor\f31574\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}
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\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;}{\*\defchp \f31506\fs22 }{\*\defpap \ql \li0\ri0\sa160\sl259\slmult1
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\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext0 \sqformat \spriority0 \styrsid153752 Normal;}{\*\cs10 \additive \ssemihidden \sunhideused \spriority1 Default Paragraph Font;}{\*
\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\trcbpat1\trcfpat1\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\sa160\sl259\slmult1
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\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
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\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext16 \sunhideused \styrsid16539375 Normal (Web);}{\s17\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext17 \slink18 \sunhideused \styrsid6308801 header;}{\*\cs18 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 
\sbasedon10 \slink17 \slocked \styrsid6308801 Header Char;}{\s19\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext19 \slink20 \sunhideused \styrsid6308801 footer;}{\*\cs20 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \slink19 \slocked \styrsid6308801 Footer Char;}{
\s21\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af42\afs18\alang1025 \ltrch\fcs0 \f42\fs18\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
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{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid1068162314\'03(\'00);}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 
\fi-360\li1440\lin1440 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li7200\lin7200 }{\listname ;}\listid77144052}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid1204059090\'03(\'00);}{\levelnumbers
\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1494\lin1494 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2214\lin2214 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \fi-180\li2934\lin2934 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3654\lin3654 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li4374\lin4374 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li5094\lin5094 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li5814\lin5814 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li6534\lin6534 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li7254\lin7254 }{\listname ;}\listid330063705}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc2\levelnfcn2\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-1634938468\'03(\'00);}{\levelnumbers
\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-720\li1800\lin1800 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li7200\lin7200 }{\listname ;}\listid482351959}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-980517782\'03(\'00);}{\levelnumbers
\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \ulnone\fbias0 \fi-360\li1494\lin1494 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers
\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2214\lin2214 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 
\af0 \ltrch\fcs0 \fi-180\li2934\lin2934 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3654\lin3654 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li4374\lin4374 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li5094\lin5094 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li5814\lin5814 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li6534\lin6534 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li7254\lin7254 }{\listname ;}\listid506753822}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-2016131566\'03(\'00);}{\levelnumbers
\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \b0\ulnone\fbias0 \fi-360\li1288\lin1288 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers
\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2008\lin2008 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 
\af0 \ltrch\fcs0 \fi-180\li2728\lin2728 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3448\lin3448 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li4168\lin4168 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li4888\lin4888 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li5608\lin5608 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li6328\lin6328 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li7048\lin7048 }{\listname ;}\listid1270696820}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid890005122\'03(\'00);}{\levelnumbers
\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li6840\lin6840 }{\listname ;}\listid1325013129}{\list\listtemplateid-1{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \b0\i0\f1\fs22\fbias0 \fi-360\li928\lin928 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'03\'00.\'01;}{\levelnumbers\'01\'03;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'05\'00.\'01.\'02;}{\levelnumbers\'01\'03\'05;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 
\fi-720\li1080\lin1080 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'07\'00.\'01.\'02.\'03;}{\levelnumbers\'01\'03\'05\'07;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 
\fi-1080\li1440\lin1440 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'09\'00.\'01.\'02.\'03.\'04;}{\levelnumbers\'01\'03\'05\'07\'09;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 
\fi-1080\li1440\lin1440 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'0b\'00.\'01.\'02.\'03.\'04.\'05;}{\levelnumbers\'01\'03\'05\'07\'09\'0b;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fbias0 \fi-1440\li1800\lin1800 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'0d\'00.\'01.\'02.\'03.\'04.\'05.\'06;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d;}\rtlch\fcs1 
\af0 \ltrch\fcs0 \fbias0 \fi-1440\li1800\lin1800 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'0f\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07;}{\levelnumbers
\'01\'03\'05\'07\'09\'0b\'0d\'0f;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-1800\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext
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\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6429764 \chftnsepc 
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\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3759711 
\rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 IN THE HIGH COURT OF FIJI AT SUVA
\par CENTRAL DIVISION
\par CIVIL JURISDICTION
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid153752\charrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 
\par Civil Action No. HBC 182 of 2023
\par 
\par 
\par BETWEEN:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid8260511\charrsid3759711 \tab \tab \tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 AUSTRALIA NEW ZEALAND BANKING GROUP LIMITED
\par PLAINTIFF
\par 
\par AND:\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid8260511\charrsid3759711 \tab \tab \tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 UBHESH CHAND MAHARAJ}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13576361\charrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 FIRST DEFENDANT}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid153752\charrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 
\par AND:\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid8260511\charrsid3759711 \tab \tab \tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 THE REGISTER OF TITLES}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid153752\charrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 SECOND DEFENDANT
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3759711 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid8260511\charrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 For the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid6308801\charrsid3759711 Plaintiff\tab \tab :\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\insrsid153752\charrsid3759711 Ms. Devan, S.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid6308801\charrsid3759711 For the Defendant\tab \tab :\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 Not Present
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid6308801\charrsid3759711 Date of Hearing\tab \tab :\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 14 May 2024
\par D}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid6308801\charrsid3759711 ate of Decision\tab \tab :\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 15 August 2024
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid3759711 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 Before\tab \tab \tab       }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid6308801\charrsid3759711 \tab :\tab Waqainabete}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\insrsid153752\charrsid3759711 -Levaci, S.L.T.T, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid8260511\charrsid3759711 Puisne Judge
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\tx1985\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3759711 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10052390 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid3759711 JUDGEMENT
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10052390 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid153752 (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\ul\insrsid3229594 MORTGAGEE POWER OF SALE }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\ul\insrsid153752 AND CAVEAT}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid153752 )
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid153752 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid153752 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid153752\charrsid1587361 
\par }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid153752 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid153752 PART A - BACKGROUND}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\insrsid153752\charrsid1587361 
\par 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid153752\charrsid153752 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard\plain \ltrpar\s15\qj \fi-578\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid8996157\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid153752\charrsid153752 This is an applicatio}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1311529 n by way of Originating Summons}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid153752  by the Mortgagor Banke}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3229594 r, the Plaintiff.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid3229594\charrsid8613356 
\par }\pard \ltrpar\s15\qj \li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid6308801\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid8613356\charrsid3229594 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid3229594 \hich\af1\dbch\af0\loch\f1 2.\tab}}\pard \ltrpar\s15\qj \fi-578\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid8996157\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3229594 The  Plaintiff holds mortgage }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid8613356 for a total sum of $1, 086, 500 (One Million and Eighty Six and Five Hundred Thousand Dollars) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3229594 over }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8613356 
two owned by}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3229594  Sangita Devi Sagar trading as Shiv Enterprises registered as Native Lease No. 31062 being on Lot 16 on SO 6622, in Tacirua East Subdivision \endash 
 Stage 3 A (part of) ITLTB No. 4/3/39463.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid3229594\charrsid1311529 
\par }\pard \ltrpar\s15\qj \li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid1311529\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid1311529\charrsid3229594 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid1311529 \hich\af1\dbch\af0\loch\f1 3.\tab}}\pard \ltrpar\s15\qj \fi-578\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid8996157\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1311529 Ms Sangita Devi trading as Shiv Enterprise fell into arrears concern
ing the loan account totaling }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid133983 $229,931.12 (Two Hundred and T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1311529 wenty}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid133983 
 Nine Thousand, Nine Hundred and Thirty One Dollars T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1311529 welve cents) with a loan balance of $1, 008, 227.85 (One million and eight}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid133983 
 Hundred Thousand, two Hundred and Twenty Seven T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1311529 h}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid133983 ousand Dollars and Eighty Fi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid1311529 ve cents). A default notice was issued on 27}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\super\insrsid1311529\charrsid1311529 th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1311529 
 September 2021 and warning of mortgage sale on 26 October 2021.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid3229594\charrsid1311529 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid1311529\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid1311529\charrsid1311529 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid1311529 \hich\af1\dbch\af0\loch\f1 4.\tab}}\pard \ltrpar\s15\qj \fi-578\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid8996157\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid1311529 In Civil Action number }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid133983 
237 of 2019, the Defendant entered default judgment against Sangita Devi trading as Shiv Enterprise for 
the liquidated debt of $66,831.02 (Sixty Six Thousand Eight Hundred and Thirty One Dollars Two Cents) and entered a Caveat No. 897569 against the owned by Sangita Devi Sagar trading as Shiv Enterprises registered as Native Lease No. 31062 being on Lot 16 
on SO 6622, in Tacirua East Subdivision \endash  Stage 3 A (part of) ITLTB No. 4/3/39463.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid1311529\charrsid10359408 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid10359408\charrsid10359408 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid10359408 \hich\af1\dbch\af0\loch\f1 5.\tab}}\pard \ltrpar\s15\qj \fi-578\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid8996157\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408 The Plaintiff is now seeking that the Cavea
t entered by the Defendant be removed pursuant to section 109 of the Land Transfer Act to enable the Plaintiff to exercise its Mortgagee Power of Sale.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid10359408\charrsid1311529 
\par }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid133983 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid1311529\charrsid6308801 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid133983\charrsid6308801 PART B: ORDERS SOUGHT}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid15888213\charrsid6308801 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid133983 \hich\af1\dbch\af0\loch\f1 6.\tab}}\pard\plain \ltrpar\s15\qj \fi-578\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid8996157\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid133983 The Originating Summons seeks the following Determination:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid1311529\charrsid133983 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10648579 \hich\af0\dbch\af0\loch\f0 (1)\tab}}\pard \ltrpar\s15\ql \fi-360\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls4\adjustright\rin0\lin1080\itap0\pararsid10648579\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 Whether Caveat 
No. 897569 lodged by the First Defendant and registered against Native Lease No. 31062 ought to be removed on the grounds that:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid133983 
\par }\pard \ltrpar\s15\ql \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid10648579\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10648579 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard \ltrpar\s15\ql \fi-360\li1440\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin1440\itap0\pararsid10648579\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 
The First Defendant does not have a caveatable interest in the property legally described as Native Lease No. 31062 being Lot 16 on SO 6622, in Tacirua East Subdivision \endash  Stage 3A (part of) TLTB No. 4/3/39463.
\par }\pard \ltrpar\s15\ql \li1440\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10648579\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10648579 \hich\af0\dbch\af0\loch\f0 (b)\tab}}\pard \ltrpar\s15\ql \fi-360\li1440\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin1440\itap0\pararsid11754630\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 
The First Defendant only has a monetary interest in the total sum of $66,831.02 pursuant to a default judgment sealed on 30 April 2019.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579\charrsid11754630 
\par }\pard \ltrpar\s15\ql \li1440\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10648579\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579\charrsid10648579 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10648579 \hich\af0\dbch\af0\loch\f0 (c)\tab}}\pard \ltrpar\s15\ql \fi-360\li1440\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin1440\itap0\pararsid10648579\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 That in 
absence of caveatable interest, the Plaintiff is entitled to priority over any interest that the First Defendant has by virtue of Plaintiff\rquote s Mortgage No. 842471 on 5 April 2017.
\par }\pard\plain \ltrpar\ql \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid10648579 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 (ii) Whether the Plaintiff\rquote s Mortgage No 842471 registered on 5 April 2017 ag
ainst Native Lease No. 31062 takes priority over Caveat No. 897569?}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579\charrsid10648579 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10648579 \hich\af0\dbch\af0\loch\f0 (2)\tab}}\pard\plain \ltrpar\s15\ql \fi-360\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls4\adjustright\rin0\lin1080\itap0\pararsid10648579\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid10648579 For the following Orders and/or Reliefs:
\par }\pard \ltrpar\s15\ql \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid10648579\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10648579 \hich\af0\dbch\af0\loch\f0 (i)\tab}}\pard \ltrpar\s15\qj \fi-720\li1800\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 A Declaration that the Plaintiff\rquote 
s Mortgage No. 842471 registered on 5 April 2017 against Native Lease No. 31062 constitutes a first charge on the mortgaged property in priority to Caveat No. 897569.
\par }\pard \ltrpar\s15\qj \li1800\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10648579 \hich\af0\dbch\af0\loch\f0 (ii)\tab}}\pard \ltrpar\s15\qj \fi-720\li1800\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin1800\itap0\pararsid11754630\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 
A Declaration that the Plaintiff is entitled to proceed with mortgagee sale of the mortgaged property legally described }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6308801 as Native}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 
 Lease No. 31062 be removed forthwith.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408\charrsid11754630 
\par }\pard \ltrpar\s15\qj \li1800\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408\charrsid10359408 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10648579 \hich\af0\dbch\af0\loch\f0 (iii)\tab}}\pard \ltrpar\s15\qj \fi-720\li1800\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 
An Order that Caveat No. 897569 lodged by the First Defendant and registered against Native Lease No 31062 be removed forthwith.
\par }\pard \ltrpar\s15\qj \li1800\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10648579 \hich\af0\dbch\af0\loch\f0 (iv)\tab}}\pard \ltrpar\s15\qj \fi-720\li1800\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin1800\itap0\pararsid11754630\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 An Order under section 168 of
 the Land Transfer Act of Fiji Cap 131 that the Second Defendant forthwith remove and/or cancel Caveat No. 897569 lodged by the First Defendant }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408 
affecting land, legal description of which is Native Lease No. 31062 being Lot 16 on SO 6622, in Tacirua East Subdivision \endash  Stage 3A (part of), TLTB No. 4/3/39463 pursuant to its Mortgage No 842471.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid11754630\charrsid11754630 
\par }\pard \ltrpar\s15\qj \li1800\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid11754630\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11754630\charrsid11754630 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10359408 \hich\af0\dbch\af0\loch\f0 (v)\tab}}\pard \ltrpar\s15\qj \fi-720\li1800\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408 
An Order under Section 168, section 21 (1) and Section 24 of the Land Transfer Act of Fiji, Cap 131 that the Second Defendant make and enter all such memorials of i
nstrument being the cancellation of Caveat No. 897569 affecting the land, legal description of which is Native Lease No. 31062 being Lot 16 on SO 6622, in Tacirua East Subdivision \endash  Stage 3A (part of) TLTB No. 4/3/39463.
\par }\pard \ltrpar\s15\qj \li1800\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10359408 \hich\af0\dbch\af0\loch\f0 (vi)\tab}}\pard \ltrpar\s15\qj \fi-720\li1800\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408 Further or other reliefs as this Honorable Court may deem fit.
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408\charrsid10359408 
\par }\pard \ltrpar\s15\qj \li1800\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408\charrsid10359408 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10359408 \hich\af0\dbch\af0\loch\f0 (vii)\tab}}\pard \ltrpar\s15\qj \fi-720\li1800\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin1800\itap0\pararsid10359408\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10359408 
Costs against the Application on a full solicitor client indemnity basis against the Defendants.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10648579 
\par }\pard \ltrpar\s15\qj \li1800\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid11754630\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11754630\charrsid10359408 
\par }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10359408 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid10359408 PART C: }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid4083816 SUBMISSION
\par }\pard\plain \ltrpar\s15\qj \li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid133983\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid133983\charrsid133983 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid4083816 \hich\af1\dbch\af0\loch\f1 7.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid16073611\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4083816 In their submissions, the Plaint
iff submits that the Defendant has no caveatable interest on the said property based on the judgment by default entered against Sangita Devi Sagar trading as Shiv Enterprises registered as Native Lease No. 31062 being on Lot 16 on SO 6622, in Tacirua East
 Subdivision \endash  Stage 3 A (part of) ITLTB No. 4/3/39463.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5273388  The Default Judg}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4083816 
ment has not been registered on the title. Referring to the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5273388  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4083816 case of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\ul\insrsid4083816\charrsid5273388 Municipal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4083816  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid4083816\charrsid5273388 District of Concord \endash v- Coles}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid4083816  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5273388 (1903) 3 CLR 96 where}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4083816  a person with a legal or equitable interest has an equi
table claim on the land can lodge a caveat. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid5273388\charrsid5273388 
\par }\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid16073611\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid5273388\charrsid5273388 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid15888213 \hich\af1\dbch\af0\loch\f1 8.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid16073611\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15888213 In their submissions they}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid5273388  contend that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4083816 there is no}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15888213  direct beneficial interest as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid4083816 a creditor. In }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6308801 Hall -}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid4083816\charrsid5273388 v- Richards}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid5273388  (1961) 108 CLR}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4083816  held that creditors h}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15888213 ave a right to execute the judg}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid4083816 ment but not to give a caveatable interest. Similarly local cases of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid4083816\charrsid5273388 Kala Wat}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6308801 i -}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid4083816\charrsid5273388 v- Krishna Sami Goundar}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4083816\charrsid15888213   }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4083816 
HBC 185 of 2003 where Jitoko J held that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5273388 even a monetary contribution towards the improvement on the land was not enough to establish a caveatable interest.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\insrsid4083816\charrsid11754630 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11754630\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid11754630\charrsid11754630 
\par }\pard \ltrpar\s15\qj \li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid11754630\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid11754630\charrsid16073611 
\par }\pard\plain \ltrpar\ql \fi-567\li567\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid16073611 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16073611 PART D: LAW ON CAVEATS AND MORTGAGOR POWER OF SALE}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\insrsid16073611\charrsid16073611 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid16073611 \hich\af1\dbch\af0\loch\f1 9.\tab}}\pard\plain \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid16073611\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid16073611 Section 106 of the Land Transfer Act entitles a person to a two pronged approach. The provisions reads:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16073611\charrsid16073611 
\par }\pard \ltrpar\s15\qj \li928\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin928\itap0\pararsid16073611\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16073611 
\par }\pard \ltrpar\s15\qj \li928\ri571\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin571\lin928\itap0\pararsid16073611\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16073611 \'93Any person \endash 
\par 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16073611 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard \ltrpar\s15\qj \fi-360\li1288\ri571\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin571\lin1288\itap0\pararsid16073611\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16073611 Claiming to be entitled or to be beneficially interested in any land subject  
to the provisions of this Act, or any estate or interest therein, by virtue of any unregistered agreement or other instrument or transmission, or of any trust expressed or implied or otherwise howsoever; or}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\insrsid16073611\charrsid16073611 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16073611 \hich\af0\dbch\af0\loch\f0 (b)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16073611 Transferring any land subject to the provisio
ns of this Act, or any estate or interest therein, to any other person to be held in trust,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16073611\charrsid16073611 
\par }\pard\plain \ltrpar\qj \li928\ri571\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin571\lin928\itap0\pararsid16073611 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16073611 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16073611 may at any time lodged with the Registrar a caveat in the prescribed form, forbidding the registration of any person as transferee or proprietor of, and of any ins
trument affecting, such estate or interest either absolutely or unless such instrument be expressed to be subject to the claim of the caveator as may be required in such caveat.\'94
\par }\pard \ltrpar\qj \li0\ri571\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin571\lin0\itap0\pararsid16073611 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16073611\charrsid16073611 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid16539375 \hich\af1\dbch\af0\loch\f1 10.\tab}}\pard\plain \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid16539375 A person is}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16073611  ent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5182010 itled to lodge a Caveat if}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid16073611  he or she is entitled or beneficially interested in the subject land. This is the first approach.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5182010  In }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6308801 
Prasad -}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid5182010\charrsid5182010 v- Home Finance Limited}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5182010  [2003] FJHC 322}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457 
; HBC0116D.2002S (23 January 200}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5182010 3) Jitoko J referred to the case of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid5182010\charrsid6758195 Barry v. Heider}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid5182010\charrsid5182010  [1914] HCA 79; (1914) 19 CLR 197}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8679231  where Hid Lordship obtained guidance:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5182010  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid5182010\charrsid5182010 
\par }\pard \ltrpar\s15\qj \li1134\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1134\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid153752 
\par }\pard \ltrpar\s15\qj \li1134\ri571\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin571\lin1134\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid5182010\charrsid3089235 \'93Isaacs J defined the nature of the caveat while pronouncing that}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid2242541  }{\rtlch\fcs1 \ab\af0\afs24 
\ltrch\fcs0 \f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid5182010\charrsid3089235 caveats are lodged, not registered@}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid2242541  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid3089235 (p.219). Francis \lquote }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid5182010\charrsid3089235 The Law and Practice Relating to Torrens Title in Australasia@}{
\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid3089235 \rquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid2242541  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid5182010\charrsid3089235 (Vo. 1) observed (at p.332) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\chshdng0\chcfpat0\chcbpat8\insrsid5182010\charrsid3089235 that a caveat}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\ul\chshdng0\chcfpat0\chcbpat8\insrsid2242541  }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\ul\chshdng0\chcfpat0\chcbpat8\insrsid6308801\charrsid3089235 unlike}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\f0\fs24\ul\chshdng0\chcfpat0\chcbpat8\insrsid5182010\charrsid3089235  a dealing with land which derives its statutory effect from the act of registration, is so far as it may be effective at all,}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\f0\fs24\ul\chshdng0\chcfpat0\chcbpat8\insrsid2242541  }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\ul\chshdng0\chcfpat0\chcbpat8\insrsid5182010\charrsid3089235 gains the effect from the mere act of lodgment}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\f0\fs24\ul\chshdng0\chcfpat0\chcbpat8\insrsid2242541  }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\ul\chshdng0\chcfpat0\chcbpat8\insrsid5182010\charrsid3089235 at the Titles Office, and such effect as it comes into operation immediately}{\rtlch\fcs1 
\ab\af0\afs24 \ltrch\fcs0 \f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid6308801 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid2242541  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid5182010\charrsid3089235 (emphasis added).}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid3089235 \'94}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\chshdng0\chcfpat0\chcbpat8\insrsid5182010 
\par }\pard \ltrpar\s15\qj \fi-567\li567\ri571\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin571\lin567\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6758195\charrsid3089235 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid6758195 \hich\af1\dbch\af0\loch\f1 11.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6758195 On lo}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457 
dgment of a Caveat, injuncts regist}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6758195 ration of any dealings as stipulated under section 113 of the Land Transfer Act.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\insrsid16073611\charrsid15888213 
\par }\pard \ltrpar\s15\ql \fi-567\li567\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16539375\charrsid16539375 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid11670457 \hich\af1\dbch\af0\loch\f1 12.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457 In }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6308801 Prasad -}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid11670457\charrsid11670457 v- Home Finance Limited [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457\charrsid11670457 2003] FJHC 322; HBC0116D.2002S (23 January 2023) }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16539375 Justice Jitoko (as he was then) said:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16539375\charrsid16539375 
\par }\pard \ltrpar\s15\ql \fi-567\li567\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid16539375 
\par }\pard\plain \ltrpar\qj \li720\ri855\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin720\itap0\pararsid15888213 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid16539375\charrsid15888213 \lquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\cf1\insrsid16539375\charrsid15888213 
A Caveat, by its very nature, is meant to act as a statutory injunction to prevent any alteration to a title under the Torrens register, until the rights of the parties have been decided in the ordinary way by the Courts.}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\cf1\insrsid16539375\charrsid15888213 
 A Court, when dealing with an application to extend the life of a Caveat, is not expected to enter into the underlying legal issues, but will normally extend the Caveat, if necessary with conditions, until the rights of the parties can be decided (see:}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid2242541  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\cf1\insrsid16539375\charrsid15888213 Ex-parte Muston}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid2242541  }
{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14364310  HYPERLINK "http://www.austlii.edu.au/au/cases/nsw/NSWStRp/1903/105.html" \\o "View Case" }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2242541 {\*\datafield 
10d0c9ea79f9bace118c8200aa004ba90b0200000003000000e0c9ea79f9bace118c8200aa004ba90b9200000068007400740070003a002f002f007700770077002e0061007500730074006c00690069002e006500640075002e00610075002f00610075002f00630061007300650073002f006e00730077002f004e005300
570053007400520070002f0031003900300033002f003100300035002e00680074006d006c000000795881f43b1d7f48af2c825dc485276300000000a5ab000300a0}}}{\fldrslt {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16539375\charrsid15888213 [1903] NSWStRp 105}}}
\sectd \ltrsect\linex0\headery708\footery708\colsx708\endnhere\sectlinegrid360\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16539375\charrsid15888213 ;}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2242541  }
{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14364310  HYPERLINK "https://www.paclii.org/cgi-bin/LawCite?cit=%281903%29%203%20SR%20%28NSW%29%20663" \\o "View LawCiteRecord" }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2242541 {\*\datafield 
10d0c9ea79f9bace118c8200aa004ba90b0200000003000000e0c9ea79f9bace118c8200aa004ba90bba000000680074007400700073003a002f002f007700770077002e007000610063006c00690069002e006f00720067002f006300670069002d00620069006e002f004c006100770043006900740065003f0063006900
74003d0025003200380031003900300033002500320039002500320030003300250032003000530052002500320030002500320038004e00530057002500320039002500320030003600360033000000795881f43b1d7f48af2c825dc485276300000000a5ab00030000}}}{\fldrslt {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid16539375\charrsid15888213 (1903) 3 SR (NSW) 663}}}\sectd \ltrsect\linex0\headery708\footery708\colsx708\endnhere\sectlinegrid360\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid16539375\charrsid15888213 ;}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2242541  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid16539375\charrsid15888213 Evandale Estates Pty Ltd. v. Keck}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid2242541  }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14364310  HYPERLINK "http://www.austlii.edu.au/au/cases/vic/VicRp/1963/88.html" \\o "View Case" }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid2242541 {\*\datafield 
10d0c9ea79f9bace118c8200aa004ba90b0200000003000000e0c9ea79f9bace118c8200aa004ba90b8c00000068007400740070003a002f002f007700770077002e0061007500730074006c00690069002e006500640075002e00610075002f00610075002f00630061007300650073002f007600690063002f0056006900
6300520070002f0031003900360033002f00380038002e00680074006d006c000000795881f43b1d7f48af2c825dc485276300000000a5ab00031000}}}{\fldrslt {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16539375\charrsid15888213 [1963] VicRp 88}}}\sectd \ltrsect
\linex0\headery708\footery708\colsx708\endnhere\sectlinegrid360\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16539375\charrsid15888213 ;}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2242541  }{\field\fldedit{\*\fldinst {
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14364310  HYPERLINK "https://www.paclii.org/cgi-bin/LawCite?cit=%281963%29%20VR%20647" \\o "View LawCiteRecord" }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2242541 {\*\datafield 
10d0c9ea79f9bace118c8200aa004ba90b0200000003000000e0c9ea79f9bace118c8200aa004ba90b9a000000680074007400700073003a002f002f007700770077002e007000610063006c00690069002e006f00720067002f006300670069002d00620069006e002f004c006100770043006900740065003f0063006900
74003d002500320038003100390036003300250032003900250032003000560052002500320030003600340037000000795881f43b1d7f48af2c825dc485276300000000a5ab00030000}}}{\fldrslt {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16539375\charrsid15888213 (1963) VR 647).}
}}\sectd \ltrsect\linex0\headery708\footery708\colsx708\endnhere\sectlinegrid360\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid2242541  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid16539375 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid6308801\charrsid15888213 
\par }\pard \ltrpar\qj \fi-567\li567\ri855\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin567\itap0\pararsid6308801 {\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \b\f0\fs27\cf1\insrsid16600882 \tab }{\rtlch\fcs1 
\af0\afs27 \ltrch\fcs0 \b\f0\fs27\cf1\insrsid11670457\charrsid15888213 Mortgagor power of sale}{\rtlch\fcs1 \af0\afs27 \ltrch\fcs0 \b\f0\fs27\cf1\insrsid153752\charrsid6308801 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid15888213 \hich\af1\dbch\af0\loch\f1 13.\tab}}\pard\plain \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid6308801\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid15888213 Section}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457  79 of the Property Law Act empowers the Mortgagor to exercise his power of sale as follows:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\insrsid15888213\charrsid6308801 
\par }\pard\plain \ltrpar\qj \fi153\li3447\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin3447\itap0\pararsid15888213 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\f0\fs24\cf1\insrsid11670457\charrsid15888213 Mortgagee may sell}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid15888213\charrsid15888213 

\par }\pard \ltrpar\qj \li567\ri855\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin567\itap0\pararsid15888213 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\cf1\insrsid11670457\charrsid15888213 79}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid11670457\charrsid15888213 
. -(1) If default in payment of the mortgage money or in the performance or observance of any covenant continues for one month after the service of the notice referred to in section}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid2242541  }{
\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\cf1\insrsid11670457\charrsid15888213 77}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid11670457\charrsid15888213 , the mortgagee may sell or concur with any other person in selling the 
mortgaged property, or any part thereof, either subject to prior leases, mortgages and encumbrances or otherwise, and either together or in lots, by public auction or by private contract, or partly by the one and partly by the other of those methods of sa
l
e, and subject to such condition as to title or evidence of title, time or method of payment of the purchase money or otherwise as the mortgagee thinks fit, with power to vary any contract for sale and to buy in at any auction or to vary or rescind any co
n
tract for sale and to resell without being answerable for any loss occasioned thereby, with power to make such roads, streets and passages and grant such easements of right of way or drainage over the same as the circumstances of the case require and the 
mortgagee thinks fit, and may make and sign such transfers and do such acts and things as are necessary}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid15888213  for effectuating any such sale.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\cf1\insrsid11670457\charrsid15888213 
\par (2) No purchaser shall be bound to see or inquire whether default has been made or has happened, or has continued, or whether notice has been served, or otherwise into the propriety}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid15888213 
 or regularity of any such sale.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid11670457\charrsid15888213 
\par }\pard \ltrpar\qj \li567\ri855\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin567\itap0\pararsid15820243 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid11670457\charrsid15888213 
(3) Where a transfer is made in purported exercise of the power of sale conferred by this Act, the title of the transferee shall not be impeachable on the ground t
hat no cause had arisen to authorize the sale or that due notice was not given or that the power was otherwise improperly or irregularly exercised, but any person damnified by any unauthorized or improper or irregular exerc}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\cf1\insrsid15820243 ise of the power shall have his }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid11670457\charrsid15888213 remedy in damages against the person exercising the power.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\cf1\insrsid15888213 \'94}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\cf1\insrsid11670457\charrsid15820243 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid11670457 \hich\af1\dbch\af0\loch\f1 14.\tab}}\pard\plain \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid11670457 The long established rule in the High Courts of Fiji which was adopted and cited by }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14357948 Justice Scott in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\ul\insrsid6308801 Ram Dutt Prasad -}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid14357948\charrsid14357948 v- Australia New Zealand Banking Group Limited}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14357948  [1999] 45 FLR 101}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457  is as follows:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid11670457\charrsid11670457 
\par }\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457 
\par }\pard \ltrpar\s15\qj \li567\ri855\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin567\itap0\pararsid15820243\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457 \lquote 
the mortgagee will not be restrained from exercising his power of sale because the amount due is in dispute because the mortgagor has begun a redemption action or because the mortgagor objects to the manner in which the sale is being arranged. He wi
ll be restrained however if the mortgagor pays the amount claimed into Court, that is the amount which the mortgagee claims to be due to him.
\par }\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457 
\par }\pard \ltrpar\s15\qj \li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15820243\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457 (Halsbury 4}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\super\insrsid11670457\charrsid11670457 th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid11670457  Edn, Vol 32, para 725)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid11670457\charrsid10618610 
\par }\pard\plain \ltrpar\ql \fi-567\li567\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752 
\par }\pard \ltrpar\qj \fi-567\li567\ri855\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin567\itap0\pararsid15820243 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid14357948 \tab }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14357948 Although the rule appears on its face to be abs}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15820243 olute it is in fact subject to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14357948 quali}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15820243 fi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14357948 cation. Whilst the power of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid15820243 sale}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14357948  is given to a mortgagee for his own benefit, to enable him the better to realize the debt (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid14357948\charrsid15820243 Warner \endash v- Jacob}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid14357948  (1882) 2 Ch. D 220, 234; }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid14357948\charrsid15820243 Forsyth  -v- Blundell}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14357948 
 [1973] HCA 20; (1973) 129 CLR 477, 483, 494)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9663015 
 and the mortgagee is not a trustee of the power for the mortgagor yet nevertheless the mortgagee must pay regard to the interests of the mortgagor. Where the interests conflict the mortgagee is not entitled to act in a manner which sacrifice
s the interest of the mortgagor (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid9663015\charrsid9663015 Forsyth \endash v- Blundell}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9663015  supra).}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid14357948\charrsid14357948 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid153752\charrsid9179877 \hich\af1\dbch\af0\loch\f1 15.\tab}}\pard\plain \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid153752\charrsid9179877 Th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9179877\charrsid9179877 
erefore for the purposes of caveats, the Courts have determined that a transfer from a mortgagee exercising power of sale is an }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6308801\charrsid9179877 exception }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid6308801 to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9179877  prohibition of dealings under caveat (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6308801 Ram Dutt Prasad -}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\ul\insrsid9179877\charrsid14357948 v- Australia New Zealand Banking Group Limited}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9179877  [1999] 45 FLR 101, Scott J).}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\insrsid9179877\charrsid9179877 
\par }\pard\plain \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9179877 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid9179877 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6308801 PART E}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid9179877\charrsid9179877 : ANALYSIS}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid9179877 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid9179877\charrsid9179877 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid9179877 \hich\af1\dbch\af0\loch\f1 16.\tab}}\pard\plain \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid9179877 The lodgment of a Caveat is governed under Part XVII of the Land Transfer Act.  A person claiming to be entitled or having a beneficial inte
rest may lodge a Caveat against any subsequent dealings against the said property.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid9179877\charrsid8346024 
\par }\pard \ltrpar\s15\qj \li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8346024\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid8346024\charrsid8346024 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid8346024 \hich\af1\dbch\af0\loch\f1 17.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8346024 
Section 109 and Section 110 of the Land Transfer Act provides for the removal of the Caveat after notification has been made to the Caveatee by the Registrar of the Cav
eat being lodged. Summons may be issued by the Caveatee to the Caveator why the caveat has been lodged or apply to Court for the removal of the Caveat requiri}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid13858890 ng the Registrar to notify the C}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8346024 aveator to remove the caveat.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid8346024\charrsid13858890 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13858890\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid13858890\charrsid13858890 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid10096757 \hich\af1\dbch\af0\loch\f1 18.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10096757 In the case of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid6308801 
Joe Edward Lee -}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\insrsid10096757\charrsid10096757 v-Waikalou Developments Limited}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid10096757  HBC 0294 of 1995 }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid553568 Scott J held that a person w}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6910321 ho has an unregistered equitable charge over}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid553568 
 land has a right to protect that by filing a caveat and furthermore a person who has a beneficial interest on the land is entitled to have that caveat lodged in order to protect the person\rquote s inter}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid6910321 e}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid553568 sts.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid13858890\charrsid553568 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid553568\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid553568\charrsid553568 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid553568 \hich\af1\dbch\af0\loch\f1 19.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid553568 However this protected interest i}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid6910321 s subject to certain qualifications}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid553568 . Where a mortgagee }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6910321 exercises his }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid553568 power }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6910321 of sale over a property for which was the mortgage was }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6308801 registered subsequent}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid6910321  to the Caveat, that mortgagee power of sale overrides the right of protection over dealings extended to a Caveator.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid553568\charrsid6910321 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid6910321\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6910321\charrsid6910321 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid6910321 \hich\af1\dbch\af0\loch\f1 20.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6910321 The right to exercise the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid6308801 mortgagor\rquote s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6910321  power }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3287754 
of sale can only be restrained by the Court where the mortgage dealings were not entered in good faith or where there are claims of fraud. These require evidences to be proven at trial.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\insrsid6910321\charrsid6910321 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid6910321\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6910321\charrsid6910321 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid6910321 \hich\af1\dbch\af0\loch\f1 21.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid6910321 In this case the Defendant has filed a Caveat against the registe
red owner of the property on the basis that he has a Court Order for a liquidated debt owing against the registered owner of the property.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid6910321\charrsid3287754 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3287754\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid3287754\charrsid3287754 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid3287754 \hich\af1\dbch\af0\loch\f1 22.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3287754 
Section 103 to section 105 of the Land Transfer Act prescribes the procedure for the registration of a judgment 
or order of the Court by the Registrar of Titles. The provisions also stipulates that the registered judgment acts like a Caveat for any future dealings but is subject to a prior registered mortgage where the Mortgagee exercises his power of sale.}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid3287754\charrsid3287754 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3287754\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid3287754\charrsid3287754 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid3287754 \hich\af1\dbch\af0\loch\f1 23.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid3287754 Fro
m sections 103 to 105 and also 106 of the Land Transfer Act, it is clear that the Mo}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 rtgagee is empowered to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5902299 
 exercise his power of sale. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid5902299\charrsid5902299 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5902299\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5902299\charrsid5902299 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid5902299 \hich\af1\dbch\af0\loch\f1 24.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5902299 Mortgagee\rquote s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 
 dealings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5902299  in exercise of his power of sale}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127  by way of transfer will therefore stand in priority over and above the Caveat}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5902299  and the registered order}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid3287754\charrsid7096127 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7096127\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid7096127\charrsid7096127 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7096127 \hich\af1\dbch\af0\loch\f1 25.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 There has not been any challenges to the validi}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid5902299 ty of the Mortgage nor has the registered owner }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 exercised his}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5902299  or her}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid7096127  right of redemption}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5902299  by making payments into Court}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\insrsid7096127\charrsid7096127 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7096127\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid7096127\charrsid7096127 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7096127 \hich\af1\dbch\af0\loch\f1 26.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 The Caveator had initially }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid5902299 lodged his Caveat on the basis of a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 caveatable int}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5902299 erest.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid7096127  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid7096127\charrsid7096127 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7096127\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127\charrsid7096127 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7096127 \hich\af1\dbch\af0\loch\f1 27.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 
He however is unable to maintain that Caveatable interest in light of the power by the Mortgagee to exercise their power of sale.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid7096127\charrsid7096127 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7096127\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid7096127\charrsid7096127 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7096127 \hich\af1\dbch\af0\loch\f1 28.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7294829\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 I the
refore find that on this basis, that the Defendant has no caveatable interest and the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7629558 caveat}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7096127 
 cannot remain lodged or extended and must be removed.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid7096127\charrsid7096127 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7096127\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid7096127\charrsid7096127 
\par }\pard \ltrpar\s15\qj \li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid7096127\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid7096127\charrsid9179877 
\par }\pard \ltrpar\s15\qj \li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid9179877\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid153752\charrsid9179877 Costs
\par }\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid14701473 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid153752 \hich\af1\dbch\af0\loch\f1 29.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid7096127\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid153752 Given that the Plaintiff has succeeded, the Court will aw}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\insrsid7096127 ard the Plaintiffs costs summary assessed at $1000}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid153752 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid7096127 
\par }\pard\plain \ltrpar\qj \fi-567\li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid15288024 
\par }\pard\plain \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid153752 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid153752\charrsid14701473 Orders of the Court}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid153752 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\insrsid153752\charrsid14701473 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid153752\charrsid16713105 \hich\af1\dbch\af0\loch\f1 30.\tab}}\pard \ltrpar\s15\qj \fi-567\li567\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin567\itap0\pararsid15888213\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\insrsid153752\charrsid16713105 The Court orders as follows:
\par }\pard\plain \ltrpar\qj \fi-567\li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid153752\charrsid1587361 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\insrsid5902299 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard\plain \ltrpar\s15\qj \fi-360\li1494\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin1494\itap0\pararsid5902299\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \b\i\f0\fs24\insrsid5902299 That }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 A Declaration that the Plaintiff\rquote 
s Mortgage No. 842471 registered on 5 April 2017 against Native Lease No. 31062 constitutes a first charge on the mortgaged property in priority to Caveat No. 897569.
\par }\pard \ltrpar\s15\qj \li1494\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1494\itap0\pararsid5902299\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\insrsid5902299\charrsid5902299 \hich\af0\dbch\af0\loch\f0 (b)\tab}}\pard \ltrpar\s15\qj \fi-360\li1494\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin1494\itap0\pararsid5902299\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 
A Declaration that the Plaintiff is entitled to proceed with mortgagee sale of the mortgaged}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299  property legally described as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\insrsid5902299\charrsid5902299 Native Lease No. 31062 be removed forthwith.
\par }\pard \ltrpar\s15\qj \li1494\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1494\itap0\pararsid5902299\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\insrsid5902299 \hich\af0\dbch\af0\loch\f0 (c)\tab}}\pard \ltrpar\s15\qj \fi-360\li1494\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin1494\itap0\pararsid5902299\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299 T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\insrsid5902299\charrsid5902299 hat Caveat No. 897569 lodged by the First Defendant and registered against Native Lease No 31062 be removed forthwith.
\par }\pard \ltrpar\s15\qj \li1494\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1494\itap0\pararsid5902299\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\insrsid5902299 \hich\af0\dbch\af0\loch\f0 (d)\tab}}\pard \ltrpar\s15\qj \fi-360\li1494\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin1494\itap0\pararsid5902299\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299 That pursuant to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\insrsid5902299\charrsid5902299  section 168 of the Land Trans}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299 fer Act of Fiji Cap 131, the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 
 Second Defendant forthwith remove and/or cancel Caveat No. 897569 lodged by the First Defendant affecting land, legal description of which is Native Lease No. 31062 being Lot 16 on SO 6622, in Tacirua East Subdivision \endash 
 Stage 3A (part of), TLTB No. 4/3/39463 pursuant to its Mortgage No 842471.
\par }\pard \ltrpar\s15\qj \li1494\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1494\itap0\pararsid5902299\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\insrsid5902299 \hich\af0\dbch\af0\loch\f0 (e)\tab}}\pard \ltrpar\s15\qj \fi-360\li1494\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin1494\itap0\pararsid4094348\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299 That pursuant to under Section 168  of the Land Transfer Act of Fiji Cap 131}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299 and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 
section 21 (1) and Section 24 of the Land Transfer Act of Fiji, Cap 131}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid4094348 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 
 that the Second Defendant make and enter all such memorials of instrument being the cancellation of Caveat No. 897569 affecting the land, legal description of which is Native Lease No. 31062 being Lot 16 on SO 6622, in Tacirua East Subdivision \endash 
 Stage }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid4094348 3A (part of) TLTB No. 4/3/39463;}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid4094348 
\par }\pard \ltrpar\s15\qj \li1494\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1494\itap0\pararsid5902299\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid5902299\charrsid5902299 
\par 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\insrsid4094348 \hich\af0\dbch\af0\loch\f0 (f)\tab}}\pard \ltrpar\s15\qj \fi-360\li1494\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin1494\itap0\pararsid4094348\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid4094348 Costs against the Defendant summarily assessed at $1500.00.}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\insrsid153752\charrsid4094348 
\par }\pard\plain \ltrpar\qj \fi-567\li567\ri0\sl276\slmult1\widctlpar\tx567\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \i\fs24\insrsid153752 
\par }\pard \ltrpar\ql \fi-567\li567\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid15888213 {\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \i\fs24\insrsid153752 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3759711 {\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \i\fs24\insrsid6308801 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3759711 {\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \fs24\insrsid153752\charrsid159650 \'85\'85}{\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \fs24\insrsid153752 
\'85\'85\'85\'85.}{\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \fs24\insrsid153752\charrsid159650 \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85}{\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \fs24\insrsid6308801 \'85\'85\'85.}{\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 
\fs24\insrsid153752\charrsid159650 
\par }{\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \b\fs24\insrsid153752 Ms }{\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \b\fs24\insrsid153752\charrsid159650 Senileba}{\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \b\fs24\insrsid153752  LTT Waqainabete-}{\rtlch\fcs1 \af39\afs24 
\ltrch\fcs0 \b\fs24\insrsid153752\charrsid159650 Levaci
\par }{\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \b\fs24\ul\insrsid6308801 Puisne Judge}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3367188 
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