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{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhimajor\f31528\fbidi \fswiss\fcharset238\fprq2 Calibri Light CE;}
{\fhimajor\f31529\fbidi \fswiss\fcharset204\fprq2 Calibri Light Cyr;}{\fhimajor\f31531\fbidi \fswiss\fcharset161\fprq2 Calibri Light Greek;}{\fhimajor\f31532\fbidi \fswiss\fcharset162\fprq2 Calibri Light Tur;}
{\fhimajor\f31533\fbidi \fswiss\fcharset177\fprq2 Calibri Light (Hebrew);}{\fhimajor\f31534\fbidi \fswiss\fcharset178\fprq2 Calibri Light (Arabic);}{\fhimajor\f31535\fbidi \fswiss\fcharset186\fprq2 Calibri Light Baltic;}
{\fhimajor\f31536\fbidi \fswiss\fcharset163\fprq2 Calibri Light (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
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{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
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{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}
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{\fhiminor\f31574\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}
{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;
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\fi-180\li2370\lin2370 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
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\fi-360\li3810\lin3810 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
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\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 
\af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
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\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-720\li1429\lin1429 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid336134169
\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1789\lin1789 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid336134171
\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2509\lin2509 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid336134159
\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3229\lin3229 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid336134169
\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3949\lin3949 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid336134171
\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4669\lin4669 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid336134159
\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5389\lin5389 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid336134169
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\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6829\lin6829 }{\listname ;}\listid430393273}{\list\listtemplateid569700994\listhybrid{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0
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{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
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\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4298\lin4298 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid336134169\'02\'04.;}{\levelnumbers\'01;}
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\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15679614 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0 IN THE HIGH COURT OF FIJI
\par \hich\af0\dbch\af39\loch\f0 AT SUVA
\par \hich\af0\dbch\af39\loch\f0 CIVIL JURISDICTION
\par \hich\af0\dbch\af39\loch\f0 APPEAL ACTION NO. HBA 006 OF 2023
\par \hich\af0\dbch\af39\loch\f0 BANKRUPTCY CASE NO. 005 OF 2023
\par 
\par }\pard \ltrpar\qc \fi-2268\li2268\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2268\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\hich\af0\dbch\af39\loch\f0 RIAZ ALI
\par }\pard \ltrpar\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid2571526\charrsid15679614 
\hich\af0\dbch\af39\loch\f0 First}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0  Appellant (First Judgment Debtor)
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\par }\pard \ltrpar\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\hich\af0\dbch\af39\loch\f0 AIYAZ ALI}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid6775402\charrsid15679614 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid2571526\charrsid15679614 \hich\af0\dbch\af39\loch\f0 Second }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\hich\af0\dbch\af39\loch\f0 Appellant (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid2571526\charrsid15679614 \hich\af0\dbch\af39\loch\f0 Second}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0  Judgment Debtor)
\par }\pard \ltrpar\qc \fi720\li2160\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2160\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 

\par }\pard \ltrpar\qc \fi-2160\li2160\ri0\sl360\slmult1\widctlpar\tx375\tqc\tx4680\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2160\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0 WESTPAC BANKING CORPORATION LIMITED
\par }\pard \ltrpar\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\hich\af0\dbch\af39\loch\f0 Respondent (Judgment Creditor)
\par 
\par }\pard \ltrpar\qc \fi-2268\li2268\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2268\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid15679614 
\hich\af0\dbch\af39\loch\f0 Counsel\hich\af0\dbch\af39\loch\f0 : }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0 Mr S Nandan for Appellants}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0 Mr }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid15941622\charrsid15679614 
\hich\af0\dbch\af39\loch\f0 K}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0  Chang for Respondent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\par }\pard \ltrpar\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\par }\pard \ltrpar\qc \fi-2268\li2268\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2268\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid15679614 
\hich\af0\dbch\af39\loch\f0 Hearing\hich\af0\dbch\af39\loch\f0 : }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0 22 February 2024}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid15679614 \hich\af0\dbch\af39\loch\f0 Judgment\hich\af0\dbch\af39\loch\f0 : }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af0\hich\af0\dbch\af39\insrsid7942813\charrsid15679614 \hich\af0\dbch\af39\loch\f0 11}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid1516901\charrsid15679614 \hich\af0\dbch\af39\loch\f0  March }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0 2024
\par }\pard \ltrpar\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par }{\rtlch\fcs1 \af0\afs32 \ltrch\fcs0 \b\fs32\ul\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid4079714 \hich\af0\dbch\af39\loch\f0 JUDGMENT
\par }\pard \ltrpar\qc \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 [1]\tab The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0 A}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 \hich\af0\dbch\af39\loch\f0 ppellants, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5316517 \hich\af0\dbch\af39\loch\f0 Messrs }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Riaz Ali and Aiyaz Ali, owe the Respondent, Westpac Banking Corporation Limited}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7806758 \hich\af0\dbch\af39\loch\f0  (hereinafter referred to as \hich\f0 \lquote \loch\f0 Westpac\hich\f0 \rquote \loch\f0 )}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 \hich\af0\dbch\af39\loch\f0 , a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15606941 \hich\af0\dbch\af39\loch\f0 substantial}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 \hich\af0\dbch\af39\loch\f0  amount of money, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4338667\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
$977,610.70 to be }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12004695 \hich\af0\dbch\af39\loch\f0 precise}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4338667\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 . There is no dispute between the parties that the money is owed. The dispute }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1068559 \hich\af0\dbch\af39\loch\f0 on appeal}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4338667\charrsid8138491 \hich\af0\dbch\af39\loch\f0  concerns the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2516758 \hich\af0\dbch\af39\loch\f0 
correct procedure that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7806758 \hich\af0\dbch\af39\loch\f0 Westpac }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2516758 
\hich\af0\dbch\af39\loch\f0 must employ }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14942427 \hich\af0\dbch\af39\loch\f0 in order to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1068559 
\hich\af0\dbch\af39\loch\f0 bankrupt}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14942427 \hich\af0\dbch\af39\loch\f0  the Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4338667\charrsid8138491 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par }\pard \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13531309 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 [2]}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4338667\charrsid8138491 \tab \hich\af0\dbch\af39\loch\f0 Westpac have }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0 sought to recover its debt from the Appellants for }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2304837 \hich\af0\dbch\af39\loch\f0 about}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0  a decade.  It has received no payments from the Appellants since }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3231935 \hich\af0\dbch\af39\loch\f0 201}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9578181 \hich\af0\dbch\af39\loch\f0 9}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0  and}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15606941 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 
\hich\af0\dbch\af39\loch\f0  thus}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15606941 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0  commenced }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10356902 \hich\af0\dbch\af39\loch\f0 b}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0 
ankruptcy proceedings against them in early 2023.  On }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8655287\charrsid8138491 \hich\af0\dbch\af39\loch\f0 7 July 2023}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8655287\charrsid8138491 \hich\af0\dbch\af39\loch\f0  the learned }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0 Resident }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8655287\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Magistrate}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8655287\charrsid8138491 \hich\af0\dbch\af39\loch\f0  Ms}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8655287\charrsid8138491 \hich\af0\dbch\af39\loch\f0  Seini }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid9787783\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Puamau, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0 granted}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9787783\charrsid8138491 \hich\af0\dbch\af39\loch\f0  a Receiving O}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10441875\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
rder against the \hich\af0\dbch\af39\loch\f0 Appellants.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par 
\par \hich\af0\dbch\af39\loch\f0 [3]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10441875\charrsid8138491 \hich\af0\dbch\af39\loch\f0 The Appellants hav}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid9787783\charrsid8138491 \hich\af0\dbch\af39\loch\f0 e brought this appeal from the Receiving O}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10441875\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 rder claiming that Westpac have abused }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15606941 \hich\af0\dbch\af39\loch\f0 and/}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0 or misused }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10441875\charrsid8138491 \hich\af0\dbch\af39\loch\f0 the }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid539190 \hich\af0\dbch\af39\loch\f0 statutory }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10441875\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
processes available to it. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1129628\charrsid8138491 
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid1129628\charrsid4079714 
\hich\af0\dbch\af39\loch\f0 Background}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid4079714 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1129628\charrsid8138491 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 [4]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16475939 \hich\af0\dbch\af39\loch\f0 The material facts are as follows:
\par 
\par }\pard \ltrpar\qj \fi-709\li1276\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1276\itap0\pararsid7625948 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4785861 
\hich\af0\dbch\af39\loch\f0 [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16475939 \hich\af0\dbch\af39\loch\f0 4.1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4785861 
\hich\af0\dbch\af39\loch\f0 ]}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7625948 \tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16475939 \hich\af0\dbch\af39\loch\f0 The }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6955311 \hich\af0\dbch\af39\loch\f0 Appellants became liable, as Guarantors, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7625948 \hich\af0\dbch\af39\loch\f0 
to repay a loan that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10511157 \hich\af0\dbch\af39\loch\f0 was }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7625948 \hich\af0\dbch\af39\loch\f0 
owed to Westpac.  As the Appellants failed to pay the monies, Westpac brought proceedings against the Appellants in the Suva High Court, Civil Action No HBC 275 of 2014.  The parties settled\hich\af0\dbch\af39\loch\f0 
 the claim and executed a Terms of Settlement }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10511157 \hich\af0\dbch\af39\loch\f0 on }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7625948 
\hich\af0\dbch\af39\loch\f0 14 March 2016 which was sealed by the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10511157 \hich\af0\dbch\af39\loch\f0 High }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7625948 \hich\af0\dbch\af39\loch\f0 Court on 31 March 2016.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid3300575 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs17\f0\super\insrsid3300575\charrsid12411170 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid3300575\charrsid12411170 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid3300575\charrsid12411170 
\hich\af0\dbch\af39\loch\f0 The}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid10511157 \hich\af0\dbch\af39\loch\f0 se}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid3300575\charrsid12411170 
\hich\af0\dbch\af39\loch\f0  documents are contained in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid2781496 \hich\af0\dbch\af39\loch\f0 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid3300575\charrsid12411170 \hich\af0\dbch\af39\loch\f0 Record of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid12411170\charrsid12411170 \hich\af0\dbch\af39\loch\f0 Magistrates}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid3300575\charrsid12411170 \hich\af0\dbch\af39\loch\f0  Court at Suva}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid4749 \hich\af0\dbch\af39\loch\f0  (}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid9769958 \hich\af0\dbch\af39\loch\f0 hereinafter referred to as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid4749 \hich\af0\dbch\af39\loch\f0 the \hich\f0 
\lquote \loch\f0 Magistrates Record\hich\f0 \rquote \loch\f0 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid3300575\charrsid12411170 \hich\af0\dbch\af39\loch\f0 , annexed to the affidavit of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid12411170\charrsid12411170 \hich\af0\dbch\af39\loch\f0 Sujata Lodhia dated 20 March 2023; pgs 320-412.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7625948 
\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16475939 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15100498 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7625948 \hich\af0\dbch\af39\loch\f0 [4.2]\tab \hich\af0\dbch\af39\loch\f0 
The Terms of Settlement identified the debt payable by the Appellants as $1,218,610.70 and set out how the debt was to be repaid.  It was noted that the Appellants had already paid $100,000 on 8 May 2015 and that the remaining balance would be paid in mon
\hich\af0\dbch\af39\loch\f0 t\hich\af0\dbch\af39\loch\f0 hly instalments of $25,000 beginning }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10511157 \hich\af0\dbch\af39\loch\f0 in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7625948 \hich\af0\dbch\af39\loch\f0 March 2016.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6164483 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8257957 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7625948 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15100498 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6164483 \hich\af0\dbch\af39\loch\f0 [4.3]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3300575 \hich\af0\dbch\af39\loch\f0 
The Appellants made twelve payments }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4749 \hich\af0\dbch\af39\loch\f0 of various amounts }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3300575 
\hich\af0\dbch\af39\loch\f0 between April 2016 and December 2018}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4749 \hich\af0\dbch\af39\loch\f0 , the total amount being }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3300575 \hich\af0\dbch\af39\loch\f0 $141,000.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid3300575 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs17\f0\super\insrsid3300575\charrsid3300575 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid3300575\charrsid3300575 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid3300575\charrsid3300575 
\hich\af0\dbch\af39\loch\f0 Pg 286 of the Magistrates Record.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3300575 \hich\af0\dbch\af39\loch\f0   By the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid9578181 \hich\af0\dbch\af39\loch\f0 end of 2018}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3300575 \hich\af0\dbch\af39\loch\f0 , the Appellants had paid $241,000 towards the de
\hich\af0\dbch\af39\loch\f0 bt.  It appears }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11551206 \hich\af0\dbch\af39\loch\f0 they}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3300575 
\hich\af0\dbch\af39\loch\f0  have not made any payment }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14102373 \hich\af0\dbch\af39\loch\f0 of the debt}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid9769958 \hich\af0\dbch\af39\loch\f0  since}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3300575 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6164483 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15100498 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2781496 \hich\af0\dbch\af39\loch\f0 [4.4]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11551206 \hich\af0\dbch\af39\loch\f0 
As such, Westpac filed a Judgment Debtor Summons in the Magistrates Court to recover the remaining amount owing, being $977.610.77.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid11551206 \chftn {\footnote \ltrpar 
\pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \cs17\f0\super\insrsid11551206\charrsid11551206 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid11551206\charrsid11551206 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid11551206\charrsid11551206 \hich\af0\dbch\af39\loch\f0 JDS Civil Action 122/2020.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11551206 \hich\af0\dbch\af39\loch\f0 
  A Means Test hearing was conducted on 5 January 2021.  The learned Magistrate}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1444970 \hich\af0\dbch\af39\loch\f0 , Mr Asanga Bodaragama,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11551206 \hich\af0\dbch\af39\loch\f0  issued a Ruling }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0 on 9 February 2021}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid7299259 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs17\f0\super\insrsid7299259\charrsid7299259 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid7299259\charrsid7299259 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid7299259\charrsid7299259 
\hich\af0\dbch\af39\loch\f0 Pgs 376-378 of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid4749 \hich\af0\dbch\af39\loch\f0  the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid7299259\charrsid7299259 
\hich\af0\dbch\af39\loch\f0  Magistrates Record.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 \hich\af0\dbch\af39\loch\f0  The Magistrate noted that Appellant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7743625 \loch\af0\dbch\af39\hich\f0 \rquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 \hich\af0\dbch\af39\loch\f0 s position }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1316512 \hich\af0\dbch\af39\loch\f0 at the hearing }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 \hich\af0\dbch\af39\loch\f0 was that they were \hich\f0 \lquote }{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259\charrsid15817407 \hich\af0\dbch\af39\loch\f0 financially broke\hich\f0 \rquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 
\hich\af0\dbch\af39\loch\f0 .  However, the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0 Magistrate}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 
\hich\af0\dbch\af39\loch\f0  was unconvinced in light of the incomplete financial information supplied by the Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10511157 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 \hich\af0\dbch\af39\loch\f0  and}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10511157 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 
\hich\af0\dbch\af39\loch\f0  therefore}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10511157 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 \hich\af0\dbch\af39\loch\f0 
 ordered that the Appellants make monthly instalments of $50,000.  A suspended order of commitment for 6 weeks was also made}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10511157 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 \hich\af0\dbch\af39\loch\f0  to be activ\hich\af0\dbch\af39\loch\f0 ated in the event the Appellants failed to comply with the payments}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1316512 \hich\af0\dbch\af39\loch\f0  order}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 \hich\af0\dbch\af39\loch\f0 .  Th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1316512 \hich\af0\dbch\af39\loch\f0 e Magistrate\hich\f0 \rquote \loch\f0 s O}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7299259 \hich\af0\dbch\af39\loch\f0 rder was sealed }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0 on 16 February 2021.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid16539819 \chftn {\footnote 
\ltrpar \pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \cs17\f0\super\insrsid16539819\charrsid16539819 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid16539819\charrsid16539819 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid16539819\charrsid16539819 \hich\af0\dbch\af39\loch\f0 Pgs 379-380 of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid4749 \hich\af0\dbch\af39\loch\f0 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid16539819\charrsid16539819 \hich\af0\dbch\af39\loch\f0 Magistrates Record.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2781496 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15100498 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0 [4.5]\tab On 9 March 2021, the Appellants filed }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10511157 
\hich\af0\dbch\af39\loch\f0 an}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0 
 intention to appeal the orders of 9 February and sought a stay.  In a decision dated 12 October 2022, another Magistrate}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1444970 \hich\af0\dbch\af39\loch\f0 , Ms Puamau,}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0  declined the stay.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid16539819 \chftn {\footnote 
\ltrpar \pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \cs17\f0\super\insrsid16539819\charrsid16539819 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid16539819\charrsid16539819 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid16539819\charrsid16539819 \hich\af0\dbch\af39\loch\f0 Pgs 383-388 of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid4749 \hich\af0\dbch\af39\loch\f0 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid16539819\charrsid16539819 \hich\af0\dbch\af39\loch\f0 Magistrates Record.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0 
  The learned Magistrate indicated }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10100735 \hich\af0\dbch\af39\loch\f0 in her Ruling }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 
\hich\af0\dbch\af39\loch\f0 that it was open for the Appellants to apply to the co\hich\af0\dbch\af39\loch\f0 urt to vary the amount of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15817407 \hich\af0\dbch\af39\loch\f0 
monthly payments}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid16539819 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs17\f0\super\insrsid16539819\charrsid16539819 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid16539819\charrsid16539819 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid16539819\charrsid16539819 
\hich\af0\dbch\af39\loch\f0 This avenue is available under Order 36 Rule 20 of the Magistrates Court Rules.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0 
  The Appellants have not done so and nor does it appear that they }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9769958 \hich\af0\dbch\af39\loch\f0 have }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0 prosecuted }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1444970 \hich\af0\dbch\af39\loch\f0 their}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0  appeal from the orders of 9 February 2021.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid1444970 \chftn {\footnote \ltrpar 
\pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \cs17\f0\super\insrsid1444970\charrsid1444970 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid1444970\charrsid1444970 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid1444970\charrsid1444970 \hich\af0\dbch\af39\loch\f0 Para 23 of Respondent\hich\f0 \rquote \loch\f0 s Submissions dated 12 February 2024.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0  Indeed, nor have the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1444970 \hich\af0\dbch\af39\loch\f0  Appellants}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0  made any payments to Westpac}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1316512 \hich\af0\dbch\af39\loch\f0 , thus being in
\hich\af0\dbch\af39\loch\f0  breach of the orders of 9 February 2021}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16539819 \hich\af0\dbch\af39\loch\f0 . 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15100498 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11755262 \hich\af0\dbch\af39\loch\f0 [4.6]\tab In light of the Appellants\hich\f0 \rquote \loch\f0  non-payment}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10100735 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11755262 \hich\af0\dbch\af39\loch\f0 
 Westpac decided on a different course.  On 1 February 2023, Westpac filed a Bankruptcy Notice in the Magistrates Court and proceeded on 7 February 2023 to serve the same on the Appellants.  The Notice demanded payment of the outstanding monies, being $97
\hich\af0\dbch\af39\loch\f0 7\hich\af0\dbch\af39\loch\f0 ,610.70, within 7 days.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15100498 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11755262 \hich\af0\dbch\af39\loch\f0 [4.7]\tab The Appellants made no payment to Westpac.  There followed the filing of a}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0 n affidavit in support of a Bankruptcy Petition executed by Sujata Lodhia for Westpac dated 20 March 2023.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15100498 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0 [4.8]\tab The Appellants resisted the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2367137 
\hich\af0\dbch\af39\loch\f0 Bankruptcy}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2367137 
\hich\af0\dbch\af39\loch\f0 Petition}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0 .  They file}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2367137 
\hich\af0\dbch\af39\loch\f0 d}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0  a Notice of Motion seeking a stay and filed }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid2367137 \hich\af0\dbch\af39\loch\f0 affidavits}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0 
 in 2023 attesting to their ability to repay the debt.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10100735 \hich\af0\dbch\af39\loch\f0 I}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0 n their affidavit executed on 25 April 2023 they state}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10100735 \hich\af0\dbch\af39\loch\f0 d}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0  at paragraph }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1189093 \hich\af0\dbch\af39\loch\f0 8 }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0 that they \hich\f0 \lquote }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552\charrsid10100735 
\hich\af0\dbch\af39\loch\f0 have the means to pay off our \hich\af0\dbch\af39\loch\f0 debts as we did in the past\hich\f0 \rquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0 
. They claimed that they had significant debts owed to them of about $1.5 million as well as ownership of a lease.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid1189093 \chftn {\footnote \ltrpar 
\pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \cs17\f0\super\insrsid1189093\charrsid1189093 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid1189093\charrsid1189093 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid1189093\charrsid1189093 \hich\af0\dbch\af39\loch\f0 Pgs 135-166 of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid4749 \hich\af0\dbch\af39\loch\f0 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid1189093\charrsid1189093 \hich\af0\dbch\af39\loch\f0 Magistrates Record.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8945552 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11755262 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15100498 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1189093 \hich\af0\dbch\af39\loch\f0 [4.9]\tab The petition was heard on 7 July 2023.  The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15996109 
\hich\af0\dbch\af39\loch\f0 A}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1189093 \hich\af0\dbch\af39\loch\f0 ppellant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15996109 
\hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1189093 \hich\af0\dbch\af39\loch\f0  were then represented by Nand Lawyers.  The learned Magistrate granted a Receiving Order.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15100498 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1189093 \hich\af0\dbch\af39\loch\f0 [4.10]\tab The Appellants filed a Notice of Appeal on 2 August 2023 as well as sought a stay. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid13376919 \hich\af0\dbch\af39\loch\f0 By this time, the Appellants has instructed new solicitors, Reddy and Nand\hich\af0\dbch\af39\loch\f0 an Lawyers.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1189093 \hich\af0\dbch\af39\loch\f0 Ms Puamau issued a decision on the stay application on 19 October 2023 refusing the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5668298 
\hich\af0\dbch\af39\loch\f0 same}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1189093 \hich\af0\dbch\af39\loch\f0 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7743625 
\par 
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid11820883\charrsid1259371 
\hich\af0\dbch\af39\loch\f0 Notice of Appeal }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid1259371 
\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid11820883\charrsid8138491 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6561378 \hich\af0\dbch\af39\loch\f0 5}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11820883\charrsid8138491 \hich\af0\dbch\af39\loch\f0 The Notice of Appeal identifie}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid9980991 \hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11820883\charrsid8138491 \hich\af0\dbch\af39\loch\f0  the following }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9980991 \hich\af0\dbch\af39\loch\f0 four}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11820883\charrsid8138491 \hich\af0\dbch\af39\loch\f0  grounds upon which th}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9980991 \hich\af0\dbch\af39\loch\f0 is}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11820883\charrsid8138491 \hich\af0\dbch\af39\loch\f0  appeal }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3211385 \hich\af0\dbch\af39\loch\f0 has been}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11820883\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
 brought:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11820883\charrsid9980991 \tab 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0 1.\tab}}\pard\plain \ltrpar\s18\qj \fi-283\li1701\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls13\adjustright\rin855\lin1701\itap0\pararsid4079714\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0 The Learned Magistrate erred in law and in fact }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 and/or}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0 
 misdirected herself in law and in fact by failing to dismiss the }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 Proceedings}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0  on the ground that the Proceedings were an abuse of process as the Respondent had also instituted the Suva Magistrates\hich\f0 \rquote \loch\f0  Cour
\hich\af0\dbch\af39\loch\f0 t Judgment Debtor }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 Summons}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0  No 122 of 2020 }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 against}
{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0  the App}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8390486 
\hich\af0\dbch\af39\loch\f0 ellants }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0 (the JDS) and obtained orders }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 against}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0  the }{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 appellants}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 
\hich\af0\dbch\af39\loch\f0  in the same, and had failed to withdraw the JDS and/or have the orders made in the JDS set aside }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 
\hich\af0\dbch\af39\loch\f0 before}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 instituting}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12344214\charrsid9980991 \hich\af0\dbch\af39\loch\f0 
 the Proceedings. }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11820883\charrsid9980991 
\par }\pard \ltrpar\s18\qj \fi-283\li1701\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1701\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid9980991 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 2.\tab}}\pard \ltrpar\s18\qj \fi-283\li1701\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls13\adjustright\rin855\lin1701\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 The }
{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 Learned}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 
\hich\af0\dbch\af39\loch\f0  Magistrate erred in law a}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8390486 \hich\af0\dbch\af39\loch\f0 n}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 d in fact and or misdirected herself in law and in }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8390486 
\hich\af0\dbch\af39\loch\f0 f}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 
act by striking out and/ or dismissing the JDS even though the JDS was not before her at that time.
\par }\pard\plain \ltrpar\qj \fi-283\li1701\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1701\itap0\pararsid4079714 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid9980991 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 3.\tab}}\pard\plain \ltrpar\s18\qj \fi-283\li1701\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls13\adjustright\rin855\lin1701\itap0\pararsid4079714\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 The Learned Magistrate erred in }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 
\hich\af0\dbch\af39\loch\f0 law}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0  and in fact and or misdirected herself in law and in fact in failing to stay the }{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid3833064 \hich\af0\dbch\af39\loch\f0 P}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 
roceedings }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 given}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0  all the }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5309522\charrsid9980991 \hich\af0\dbch\af39\loch\f0 circumstances}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0  of the matter.
\par }\pard\plain \ltrpar\qj \fi-283\li1701\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1701\itap0\pararsid4079714 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid9980991 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 4.\tab}}\pard\plain \ltrpar\s18\qj \fi-283\li1701\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls13\adjustright\rin855\lin1701\itap0\pararsid4079714\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 The }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8267983\charrsid9980991 \hich\af0\dbch\af39\loch\f0 Learned}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0  Magistrate erred in law and in fact and or misdirected herself in law and in fact by failing to give prope
\hich\af0\dbch\af39\loch\f0 r consideration to the relevant considerations including }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8267983\charrsid9980991 \hich\af0\dbch\af39\loch\f0 but not}{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0  limited to the }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8267983\charrsid9980991 
\hich\af0\dbch\af39\loch\f0 fact}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0  that the Respondents were in the process of liquidating }{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8267983\charrsid9980991 \hich\af0\dbch\af39\loch\f0 their}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 
 assets which would have fully covered their debts and thus }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8520415 \hich\af0\dbch\af39\loch\f0 the A}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8267983\charrsid9980991 \hich\af0\dbch\af39\loch\f0 ppellants}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1927479\charrsid9980991 \hich\af0\dbch\af39\loch\f0 
 were not insolvent. 
\par }\pard\plain \ltrpar\qj \fi-283\li1701\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid4079714 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf6\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8520415 {\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid4079714 
\hich\af0\dbch\af39\loch\f0 Parties P}{\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid8520415\charrsid4079714 \hich\af0\dbch\af39\loch\f0 ositions
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8520415 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 \hich\af0\dbch\af39\loch\f0 [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6561378 \hich\af0\dbch\af39\loch\f0 6}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 \hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5708617\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 Mr Nandan made the following arguments}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13517091 \hich\af0\dbch\af39\loch\f0  for the Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid5708617\charrsid8138491 \hich\af0\dbch\af39\loch\f0 :}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5708617\charrsid8138491 \tab 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid8148855\charrsid8408348 \hich\af0\dbch\af39\loch\f0 i.\tab}}\pard\plain \ltrpar\s18\qj \fi-425\li1843\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin855\lin1843\itap0\pararsid7879645\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8148855\charrsid8408348 \hich\af0\dbch\af39\loch\f0 T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5708617\charrsid8408348 \hich\af0\dbch\af39\loch\f0 
he Appellants were abandoning grounds 2 and 4 and pursuing }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13517091\charrsid8408348 \hich\af0\dbch\af39\loch\f0 grounds }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid5708617\charrsid8408348 \hich\af0\dbch\af39\loch\f0 1 and 3 only.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8408348\charrsid8408348 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5708617\charrsid8408348 
\par }\pard\plain \ltrpar\qj \fi-425\li1843\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1843\itap0\pararsid4079714 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid13531309 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid3280236\charrsid8138491 \hich\af0\dbch\af39\loch\f0 ii.\tab}}\pard\plain \ltrpar\s18\qj \fi-425\li1843\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin855\lin1843\itap0\pararsid4079714\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3280236\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Mr Nandan }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13517091 \hich\af0\dbch\af39\loch\f0 referred to the orders }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3357627 \hich\af0\dbch\af39\loch\f0 in}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13517091\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
 the Judgment Debt}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8148855 \hich\af0\dbch\af39\loch\f0 or}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13517091\charrsid8138491 
\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13517091 \hich\af0\dbch\af39\loch\f0 S}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13517091\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 ummons}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11801815 \hich\af0\dbch\af39\loch\f0 \hich\f0  (hereinafter referred to as \'93\loch\f0 JDS\hich\f0 \rquote \loch\f0 )}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13517091\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13517091 \hich\af0\dbch\af39\loch\f0 by the Magistrates Court }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3280236\charrsid8138491 \hich\af0\dbch\af39\loch\f0 on 9 February 2021}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3357627 
\hich\af0\dbch\af39\loch\f0 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Mr Nandan }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4918140 \hich\af0\dbch\af39\loch\f0 stated}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0  that Westpac ha}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1528285 \hich\af0\dbch\af39\loch\f0 s, while the JDS remains live,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
 commenced separate }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4918140 \hich\af0\dbch\af39\loch\f0 and new }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 proceedings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4918140 \hich\af0\dbch\af39\loch\f0  against the same parties (being the Appellants) based on the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 same}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5523942\charrsid8138491 \hich\af0\dbch\af39\loch\f0  set of facts}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 . Mr Nandan argued that there }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422 
\hich\af0\dbch\af39\loch\f0 were two problems }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 with these two }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422 \hich\af0\dbch\af39\loch\f0 separate and live}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0  proceedings}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422 \hich\af0\dbch\af39\loch\f0 ; firstly, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
they offended the principle of judicial }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422 \hich\af0\dbch\af39\loch\f0 comity}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0  and}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422 \hich\af0\dbch\af39\loch\f0 , secondly, they}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0  were an abuse of process. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750 
\par }\pard\plain \ltrpar\qj \fi-425\li1843\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1843\itap0\pararsid4079714 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid13531309 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 iii.\tab}}\pard\plain \ltrpar\s18\qj \fi-425\li1843\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin855\lin1843\itap0\pararsid4079714\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 In respect to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422 \hich\af0\dbch\af39\loch\f0 j}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 udicial }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422 \hich\af0\dbch\af39\loch\f0 comity,}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0  Mr Nandan cite\hich\af0\dbch\af39\loch\f0 d }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10891010 \hich\af0\dbch\af39\loch\f0 a number of}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0  authorities including }{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid11801815 \hich\af0\dbch\af39\loch\f0 Hawo}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422\charrsid11801815 
\hich\af0\dbch\af39\loch\f0 r}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid11801815 \hich\af0\dbch\af39\loch\f0 th }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422\charrsid11801815 \hich\af0\dbch\af39\loch\f0 v}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid11801815 \hich\af0\dbch\af39\loch\f0 
 Starwood Properties Limited}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0  [2019] FJHC 1047 where the High Court refused to vary an order made by a}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9966422 \hich\af0\dbch\af39\loch\f0 nother High Court Judge }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14753750\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
in the same proceeding.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12587653\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1528285 
\hich\af0\dbch\af39\loch\f0 Several of the decisions relied on by the Appellants had c}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12587653\charrsid8138491 \hich\af0\dbch\af39\loch\f0 ite}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1528285 \hich\af0\dbch\af39\loch\f0 d, with approval, the Federal Court of Australia }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8408348 \hich\af0\dbch\af39\loch\f0 
decision }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10891010 \hich\af0\dbch\af39\loch\f0 of}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1528285 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1528285\charrsid1528285 \hich\af0\dbch\af39\loch\f0 H}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid6703207\charrsid1528285 
\hich\af0\dbch\af39\loch\f0 i}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid6703207 \hich\af0\dbch\af39\loch\f0 cks v }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12587653\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Minister for }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid10769285\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Immigration}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12587653\charrsid8138491 \hich\af0\dbch\af39\loch\f0  and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid10769285\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 Multi-Cultural}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12587653\charrsid8138491 \hich\af0\dbch\af39\loch\f0  and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid10769285\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Indigenous}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12587653\charrsid8138491 \hich\af0\dbch\af39\loch\f0  Affairs}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12587653\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6703207 \hich\af0\dbch\af39\loch\f0 [}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12587653\charrsid8138491 \hich\af0\dbch\af39\loch\f0 2003}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6703207 \hich\af0\dbch\af39\loch\f0 ]}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12587653\charrsid8138491 \hich\af0\dbch\af39\loch\f0  FCA }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15552387\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 757}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1528285 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3280236 
\par }\pard\plain \ltrpar\qj \fi-425\li1843\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1843\itap0\pararsid4079714 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid13531309 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid10769285\charrsid8138491 \hich\af0\dbch\af39\loch\f0 iv.\tab}}\pard\plain \ltrpar\s18\qj \fi-425\li1843\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin855\lin1843\itap0\pararsid4079714\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10769285\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Mr Nandan }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6057237 \hich\af0\dbch\af39\loch\f0 argued}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10769285\charrsid8138491 \hich\af0\dbch\af39\loch\f0  that the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6057237 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12271429 \hich\af0\dbch\af39\loch\f0 JDS }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6057237 \hich\af0\dbch\af39\loch\f0 proceeding}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15817407 \hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12271429 \hich\af0\dbch\af39\loch\f0  and the bankruptcy proceeding}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6057237 \hich\af0\dbch\af39\loch\f0 
 could not be advanced at the same time.  The premise for seeking relief under one proceeding undermined the premise for seeking relief under the other.  For example, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4813215\charrsid8138491 \hich\af0\dbch\af39\loch\f0 the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11801815 \hich\af0\dbch\af39\loch\f0 JDS}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10769285\charrsid8138491 \hich\af0\dbch\af39\loch\f0  involved making orders }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6057237 \hich\af0\dbch\af39\loch\f0 for}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10769285\charrsid8138491 \hich\af0\dbch\af39\loch\f0  the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8866427\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
debtor}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6057237 \hich\af0\dbch\af39\loch\f0  to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8866427\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
 make repayments based on their }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6057237 \hich\af0\dbch\af39\loch\f0 ability t\hich\af0\dbch\af39\loch\f0 o repay the debt}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8866427\charrsid8138491 \hich\af0\dbch\af39\loch\f0 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6057237 \hich\af0\dbch\af39\loch\f0 However, bankruptcy }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8799563\charrsid8138491 \hich\af0\dbch\af39\loch\f0 proceedings }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6057237 \hich\af0\dbch\af39\loch\f0 
could only succeed if the debtor was insolvent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7938234\charrsid8138491 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14690847 
\hich\af0\dbch\af39\loch\f0  In short, he argued that Westpac should have formally withdrawn the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11801815 \hich\af0\dbch\af39\loch\f0 JDS}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid14690847 \hich\af0\dbch\af39\loch\f0  before initiating bankruptcy proceedings.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10769285 
\par }\pard\plain \ltrpar\qj \fi-425\li1843\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1843\itap0\pararsid4079714 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid13531309 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid4542630\charrsid8138491 \hich\af0\dbch\af39\loch\f0 v.\tab}}\pard\plain \ltrpar\s18\qj \fi-425\li1843\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin855\lin1843\itap0\pararsid4079714\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4542630\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Mr Nandan pointed out that there was}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12863710 ,}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4542630\charrsid8138491 \hich\af0\dbch\af39\loch\f0  in fact}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12863710 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4542630\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9581103\charrsid8138491 \hich\af0\dbch\af39\loch\f0 a separate }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12863710 \hich\af0\dbch\af39\loch\f0 statutory mechanism}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9581103\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12863710 \hich\af0\dbch\af39\loch\f0 that}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9581103\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
 Westpac }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12863710 \hich\af0\dbch\af39\loch\f0 should have }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11801815 \hich\af0\dbch\af39\loch\f0 used
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9581103\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12863710 \hich\af0\dbch\af39\loch\f0 
against the Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6757905\charrsid8138491 \hich\af0\dbch\af39\loch\f0 . He relied here on }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid12863710 \hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2771639\charrsid8138491 \hich\af0\dbch\af39\loch\f0  99 of the Bankruptcy Act which }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8940262\charrsid8138491 \hich\af0\dbch\af39\loch\f0 reads:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4542630\charrsid8138491 
\par }\pard \ltrpar\s18\qj \fi-425\li1843\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1843\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14690847 

\par }\pard \ltrpar\s18\qj \li2268\ri1280\sl360\slmult1\widctlpar\tx7938\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin1280\lin2268\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8129332\charrsid13115031 \hich\af0\dbch\af39\loch\f0 Where}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8940262\charrsid13115031 \hich\af0\dbch\af39\loch\f0  application is }{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1660287\charrsid13115031 \hich\af0\dbch\af39\loch\f0 made}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16658597\charrsid13115031 
\hich\af0\dbch\af39\loch\f0  by a }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12863710 \hich\af0\dbch\af39\loch\f0 j}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16658597\charrsid13115031 \hich\af0\dbch\af39\loch\f0 udgment}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0  c}{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1660287\charrsid13115031 \hich\af0\dbch\af39\loch\f0 reditor }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11609712\charrsid13115031 \hich\af0\dbch\af39\loch\f0 
to the}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16658597\charrsid13115031 \hich\af0\dbch\af39\loch\f0  court for the committal }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0 of}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16658597\charrsid13115031 \hich\af0\dbch\af39\loch\f0  a }{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0 j}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16658597\charrsid13115031 \hich\af0\dbch\af39\loch\f0 udgment }{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0 d}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11609712\charrsid13115031 \hich\af0\dbch\af39\loch\f0 ebtor, the }
{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid4276231\charrsid13115031 \hich\af0\dbch\af39\loch\f0 court may, if it thinks fit, decline to commit, and }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16658597\charrsid13115031 \hich\af0\dbch\af39\loch\f0 in lieu }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid4276231\charrsid13115031 \hich\af0\dbch\af39\loch\f0 
thereof, with the consent}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12329880\charrsid13115031 \hich\af0\dbch\af39\loch\f0  of the }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0 j}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12329880\charrsid13115031 \hich\af0\dbch\af39\loch\f0 udgment }{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0 c}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid4276231\charrsid13115031 \hich\af0\dbch\af39\loch\f0 
reditor and on payment by him or her }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid14569360\charrsid13115031 \hich\af0\dbch\af39\loch\f0 of the prescribed fee, }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1847249\charrsid13115031 \hich\af0\dbch\af39\loch\f0 make a }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0 r}{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12329880\charrsid13115031 \hich\af0\dbch\af39\loch\f0 eceiving }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0 o}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1847249\charrsid13115031 \hich\af0\dbch\af39\loch\f0 rder against the debtor. In such case the judgment debtor shall be deemed to have committed an act of }{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0 B}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9712763\charrsid13115031 \hich\af0\dbch\af39\loch\f0 ankruptcy}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1847249\charrsid13115031 \hich\af0\dbch\af39\loch\f0  at the time the order is made, and the provision of this }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12329880\charrsid13115031 \hich\af0\dbch\af39\loch\f0 A}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11287060\charrsid13115031 \hich\af0\dbch\af39\loch\f0 ct, except }{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5250820 \hich\af0\dbch\af39\loch\f0 P}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11287060\charrsid13115031 \hich\af0\dbch\af39\loch\f0 
art 8, shall apply as if for }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9712763\charrsid13115031 \hich\af0\dbch\af39\loch\f0 references}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11287060\charrsid13115031 \hich\af0\dbch\af39\loch\f0  to the }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9712763\charrsid13115031 \hich\af0\dbch\af39\loch\f0 presentation}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11287060\charrsid13115031 \hich\af0\dbch\af39\loch\f0  of a petition\hich\af0\dbch\af39\loch\f0 
 by or against a person there were substituted references to the making of such a receiving order}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7612760\charrsid13115031 .}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid13115031 
\par }\pard \ltrpar\s18\qj \fi-425\li1843\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1843\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid13531309 
\par }\pard\plain \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15099323\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 \hich\af0\dbch\af39\loch\f0 [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 7}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 \hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7490720\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Mr Chang }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3211385 \hich\af0\dbch\af39\loch\f0 responded as follows }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7490720\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
for Westpac:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11799524\charrsid8138491 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid8138491 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid7490720\charrsid8138491 \hich\af0\dbch\af39\loch\f0 i.\tab}}\pard\plain \ltrpar\s18\qj \fi-567\li1985\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls14\adjustright\rin855\lin1985\itap0\pararsid11731964\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7490720\charrsid8138491 \hich\af0\dbch\af39\loch\f0 He noted that the issue }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3814020 \hich\af0\dbch\af39\loch\f0 as to }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964 \hich\af0\dbch\af39\loch\f0 whether a party could commence }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 
\hich\af0\dbch\af39\loch\f0 bankruptcy }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964 \hich\af0\dbch\af39\loch\f0 proceedings while }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid9581580 \hich\af0\dbch\af39\loch\f0 a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 JDS}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964 \hich\af0\dbch\af39\loch\f0  was on foot had been raised }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7490720\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
as a preliminary issue before the learned Magistrate }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964 \hich\af0\dbch\af39\loch\f0 at the hearing }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7490720\charrsid8138491 \hich\af0\dbch\af39\loch\f0 on 7 July 2023 but }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7620624\charrsid8138491 \hich\af0\dbch\af39\loch\f0 had been }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964 \hich\af0\dbch\af39\loch\f0 abandoned at the time.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7620624\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 Mr Chang referred to pages 451}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964 \hich\af0\dbch\af39\loch\f0  to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7620624\charrsid8138491 \hich\af0\dbch\af39\loch\f0 453 of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 Magistrate\hich\f0 \rquote \loch\f0 
s }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6118375 \hich\af0\dbch\af39\loch\f0 Record}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7620624\charrsid8138491 .}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid11731964 \chftn {\footnote \ltrpar \pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs17\f0\super\insrsid11731964\charrsid11731964 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid11731964\charrsid11731964 
\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid11731964\charrsid11731964 \hich\af0\dbch\af39\loch\f0 The }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid1714539 
\hich\af0\dbch\af39\loch\f0 typed }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid6118375 \hich\af0\dbch\af39\loch\f0 r}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid11731964\charrsid11731964 
\hich\af0\dbch\af39\loch\f0 ecord }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid1714539 \hich\af0\dbch\af39\loch\f0 at pages 451-453 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid3737303 
\hich\af0\dbch\af39\loch\f0 is}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid1714539 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid11731964\charrsid11731964 
\hich\af0\dbch\af39\loch\f0 based on the learned Magistrate\hich\f0 \rquote \loch\f0 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid1714539 \hich\af0\dbch\af39\loch\f0 hand}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid11731964\charrsid11731964 \hich\af0\dbch\af39\loch\f0 written notes.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7620624\charrsid8138491 \hich\af0\dbch\af39\loch\f0  The }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7278151 \hich\af0\dbch\af39\loch\f0 learned Magistrate }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9581580 \hich\af0\dbch\af39\loch\f0 had }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7278151 \hich\af0\dbch\af39\loch\f0 noted}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 :}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid7278151 \chftn {\footnote \ltrpar \pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 
\ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs17\f0\super\insrsid7278151\charrsid7278151 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid7278151\charrsid7278151 
\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid7278151\charrsid7278151 \hich\af0\dbch\af39\loch\f0 At page 451 of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid1714539 
\hich\af0\dbch\af39\loch\f0 Magistrate\hich\f0 \rquote \loch\f0 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid7278151\charrsid7278151 \hich\af0\dbch\af39\loch\f0 Record.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7278151 
\par }\pard \ltrpar\s18\qj \li1985\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1985\itap0\pararsid7278151\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7278151 
\par }\pard \ltrpar\s18\qj \li2268\ri1422\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin1422\lin2268\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7278151 
\hich\af0\dbch\af39\loch\f0 Ms Ben [for }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 Appellants}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7278151 \hich\af0\dbch\af39\loch\f0 ]: }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8129332\charrsid7278151 \hich\af0\dbch\af39\loch\f0 Preliminary}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid7278151 \hich\af0\dbch\af39\loch\f0  application is with court }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13795298\charrsid7278151 \hich\af0\dbch\af39\loch\f0 reduced}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid7278151 \hich\af0\dbch\af39\loch\f0 \hich\f0  \'85
\'85\'85\loch\f0 \hich\f0 .. deals with bankruptcy and JDS after \'85\'85}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12801158 ,}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid7278151 \hich\af0\dbch\af39\loch\f0  Mr Nand }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7278151 \hich\af0\dbch\af39\loch\f0 [also for }{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 Appellants}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7278151 \hich\af0\dbch\af39\loch\f0 ] }{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid7278151 \hich\af0\dbch\af39\loch\f0 says they don\hich\f0 \rquote \loch\f0 t wish to }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13795298\charrsid7278151 \hich\af0\dbch\af39\loch\f0 press}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid7278151 \hich\af0\dbch\af39\loch\f0 
 the preliminary point.}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \cs17\i\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid6118375 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cs17\f0\super\insrsid6118375\charrsid6118375 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid6118375\charrsid6118375 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid6118375\charrsid6118375 
\hich\af0\dbch\af39\loch\f0 It is difficult to glean from these notes the exact nature of the preliminary issue.}}}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid7278151 \hich\af0\dbch\af39\loch\f0  }{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964\charrsid7278151 
\par }\pard \ltrpar\s18\qj \li1985\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1985\itap0\pararsid7278151\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7278151 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid11810798\charrsid8138491 \hich\af0\dbch\af39\loch\f0 ii.\tab}}\pard \ltrpar\s18\qj \fi-567\li1985\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls14\adjustright\rin855\lin1985\itap0\pararsid11731964\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11810798\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
Mr Chang }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973 \hich\af0\dbch\af39\loch\f0 further}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11810798\charrsid8138491 
\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid8138491 \hich\af0\dbch\af39\loch\f0 referred}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11810798\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11810798\charrsid8138491 \hich\af0\dbch\af39\loch\f0 o page }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12589610\charrsid8138491 \hich\af0\dbch\af39\loch\f0 452 }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6118375 \hich\af0\dbch\af39\loch\f0 of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 Magistrate\hich\f0 \rquote 
\loch\f0 s }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6118375 \hich\af0\dbch\af39\loch\f0 Record}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973 \hich\af0\dbch\af39\loch\f0 , being }
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12589610\charrsid8138491 \hich\af0\dbch\af39\loch\f0 the second page of the notes }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973 
\hich\af0\dbch\af39\loch\f0 of the hearing on 7 July 2023, which read:
\par }\pard \ltrpar\s18\qj \li1985\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1985\itap0\pararsid16278973\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973 
\par }\pard \ltrpar\s18\qj \li2268\ri1422\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin1422\lin2268\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973\charrsid16278973 \hich\af0\dbch\af39\loch\f0 E}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8129332\charrsid16278973 \hich\af0\dbch\af39\loch\f0 mphasis}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5386443\charrsid16278973 \hich\af0\dbch\af39\loch\f0 :}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid271092\charrsid16278973 
\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973\charrsid16278973 \hich\af0\dbch\af39\loch\f0 D}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8129332\charrsid16278973 \hich\af0\dbch\af39\loch\f0 ebt}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid271092\charrsid16278973 \hich\af0\dbch\af39\loch\f0  has been agreed}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973\charrsid16278973 \hich\af0\dbch\af39\loch\f0  to, }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5386443\charrsid16278973 
\hich\af0\dbch\af39\loch\f0 Act }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid271092\charrsid16278973 \hich\af0\dbch\af39\loch\f0 of bankruptcy }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9653287\charrsid16278973 \hich\af0\dbch\af39\loch\f0 agreed }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid271092\charrsid16278973 \hich\af0\dbch\af39\loch\f0 to}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid9653287\charrsid16278973 \hich\af0\dbch\af39\loch\f0  N}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid271092\charrsid16278973 
\hich\af0\dbch\af39\loch\f0 oncompliance of the same that has been agreed to }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973\charrsid16278973 \hich\af0\dbch\af39\loch\f0 i}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid271092\charrsid16278973 \hich\af0\dbch\af39\loch\f0 n affidavit in response}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964\charrsid16278973 
\par }\pard \ltrpar\s18\qj \li1985\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1985\itap0\pararsid16278973\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid10094948\charrsid8138491 \hich\af0\dbch\af39\loch\f0 iii.\tab}}\pard \ltrpar\s18\qj \fi-567\li1985\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls14\adjustright\rin855\lin1985\itap0\pararsid11731964\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10094948\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Mr Chang
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7743625 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973 \hich\af0\dbch\af39\loch\f0 submitted }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16278973 \hich\af0\dbch\af39\loch\f0 j}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14181704\charrsid8138491 \hich\af0\dbch\af39\loch\f0 udicial com}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4990601 \hich\af0\dbch\af39\loch\f0 ity }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2893600\charrsid8138491 \hich\af0\dbch\af39\loch\f0 did not apply }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15687451\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 in the present circumstance because }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid458875\charrsid8138491 \hich\af0\dbch\af39\loch\f0 the principle only arises }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2521878\charrsid8138491 \hich\af0\dbch\af39\loch\f0 where a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4990601 \hich\af0\dbch\af39\loch\f0 j}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2521878\charrsid8138491 \hich\af0\dbch\af39\loch\f0 udge or }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4990601 \hich\af0\dbch\af39\loch\f0 m}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10436639\charrsid8138491 \hich\af0\dbch\af39\loch\f0 agistrate has been asked to vary an order made in th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4990601 
\hich\af0\dbch\af39\loch\f0 e}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10436639\charrsid8138491 \hich\af0\dbch\af39\loch\f0  same proceeding by }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4990601 \hich\af0\dbch\af39\loch\f0 a fellow judge or magistrate}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10436639\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
. Mr Chang argues that}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4990601 \hich\af0\dbch\af39\loch\f0  here}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10436639\charrsid8138491 
\hich\af0\dbch\af39\loch\f0  the orders made }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10695882 \hich\af0\dbch\af39\loch\f0 by the Magistrate }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10233852\charrsid8138491 \hich\af0\dbch\af39\loch\f0 in February 2021 were }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7743625 \hich\af0\dbch\af39\loch\f0 in }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10233852\charrsid8138491 \hich\af0\dbch\af39\loch\f0 separate proceedings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10695882 \hich\af0\dbch\af39\loch\f0 .  
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2311296 \hich\af0\dbch\af39\loch\f0 Further}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10695882 \hich\af0\dbch\af39\loch\f0 , }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 the learned Magistrate in the present bankruptcy proceedings has not varied }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10695882 \hich\af0\dbch\af39\loch\f0 the 2021}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2440076\charrsid8138491 \hich\af0\dbch\af39\loch\f0  orders}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10695882 \hich\af0\dbch\af39\loch\f0 .  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964 
\par }\pard \ltrpar\s18\qj \li1985\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1985\itap0\pararsid16143851\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16143851 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid15488994\charrsid8138491 \hich\af0\dbch\af39\loch\f0 iv.\tab}}\pard \ltrpar\s18\qj \fi-567\li1985\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls14\adjustright\rin855\lin1985\itap0\pararsid11731964\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15488994\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
Mr Chang }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2912384 \hich\af0\dbch\af39\loch\f0 stated}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15488994\charrsid8138491 
\hich\af0\dbch\af39\loch\f0  that there was no }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9390566\charrsid8138491 \hich\af0\dbch\af39\loch\f0 abuse of process }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid2912384 \hich\af0\dbch\af39\loch\f0 by Westpac in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9390566\charrsid8138491 \hich\af0\dbch\af39\loch\f0 the\hich\af0\dbch\af39\loch\f0 
 insolvency proceedings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2912384 \hich\af0\dbch\af39\loch\f0 .  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 
It}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2912384 \hich\af0\dbch\af39\loch\f0  ha}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2912384 \hich\af0\dbch\af39\loch\f0  acted in good faith and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1714539 \hich\af0\dbch\af39\loch\f0 is}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2912384 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13438677\charrsid8138491 \hich\af0\dbch\af39\loch\f0 simply }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid804618\charrsid8138491 \hich\af0\dbch\af39\loch\f0 exhausting all avenues }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 available}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid804618\charrsid8138491 \hich\af0\dbch\af39\loch\f0  to it to enforce }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4614806\charrsid8138491 \hich\af0\dbch\af39\loch\f0 its judgment debt.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964 
\par }\pard \ltrpar\s18\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2912384\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid2912384\charrsid2912384 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid4614806\charrsid8138491 \hich\af0\dbch\af39\loch\f0 v.\tab}}\pard \ltrpar\s18\qj \fi-567\li1985\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls14\adjustright\rin855\lin1985\itap0\pararsid11731964\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4614806\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
With respect to s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11148679\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4614806\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 99 of the Bankruptcy Act}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2912384 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4614806\charrsid8138491 
\hich\af0\dbch\af39\loch\f0  Mr Chang argued that that provision only }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid593074\charrsid8138491 \hich\af0\dbch\af39\loch\f0 operate}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3814020 \hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid593074\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 where}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15299897\charrsid8138491 \hich\af0\dbch\af39\loch\f0  the court }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3814020 \hich\af0\dbch\af39\loch\f0 is}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0  yet to make a committal }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11933468\charrsid8138491 \hich\af0\dbch\af39\loch\f0 order}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 
 whereas here such an order had already been made in February 2021}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4618030\charrsid8138491 \hich\af0\dbch\af39\loch\f0 . Once made}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 , Mr Chang argued }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4618030\charrsid8138491 \hich\af0\dbch\af39\loch\f0 it was too late }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6108279\charrsid8138491 \hich\af0\dbch\af39\loch\f0 to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 
utilize s 99 and the judgment creditor had no option but to commence insolvency proceedings as Westpac ha}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12800344 \hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0  done}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4284174\charrsid8138491 .\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11731964 
\par }\pard \ltrpar\s18\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid8214167\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167\charrsid8214167 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid4284174\charrsid8138491 \hich\af0\dbch\af39\loch\f0 vi.\tab}}\pard \ltrpar\s18\qj \fi-567\li1985\ri855\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls14\adjustright\rin855\lin1985\itap0\pararsid11731964\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4284174\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Mr Chang 
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11148679\charrsid8138491 \hich\af0\dbch\af39\loch\f0 sought}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4284174\charrsid8138491 
\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid8138491 \hich\af0\dbch\af39\loch\f0 indemnity}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4284174\charrsid8138491 \hich\af0\dbch\af39\loch\f0  costs }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 for Westpac }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9581580 \hich\af0\dbch\af39\loch\f0 for this appeal }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 on the basis that the Appellant
\hich\f0 \rquote \loch\f0 s conduct, frivolously }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid8138491 \hich\af0\dbch\af39\loch\f0 resisting}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4284174\charrsid8138491 \hich\af0\dbch\af39\loch\f0  and delaying payment of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11939599\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
undisputed debt}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 , justified such an award.  In }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11939599\charrsid8138491 \hich\af0\dbch\af39\loch\f0 the alternative}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11939599\charrsid8138491 \hich\af0\dbch\af39\loch\f0  Mr Chang sought }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \loch\af0\dbch\af39\hich\f0 \lquote }{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11939599\charrsid4938680 \hich\af0\dbch\af39\loch\f0 hefty}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167\charrsid4938680 
\loch\af0\dbch\af39\hich\f0 \rquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11939599\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11148679\charrsid8138491 \hich\af0\dbch\af39\loch\f0 costs }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9581580 \hich\af0\dbch\af39\loch\f0 of $5,000 }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 against the Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11939599\charrsid8138491 \hich\af0\dbch\af39\loch\f0 . }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4284174\charrsid8138491 
\par }\pard\plain \ltrpar\ql \fi-567\li1985\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1985\itap0\pararsid8138491 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid271092 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1794553 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1794553\charrsid8138491 
\par }\pard \ltrpar\qj \li0\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin0\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 8}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 In reply, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Mr Nandan }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8214167 \hich\af0\dbch\af39\loch\f0 stated}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8138491 \hich\af0\dbch\af39\loch\f0 :}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid271092\charrsid8138491 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6422893\charrsid8138491 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0 i.\tab}}\pard\plain \ltrpar\s18\qj \fi-425\li1843\ri1280\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls15\adjustright\rin1280\lin1843\itap0\pararsid4079714\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0 He was not present }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 \hich\af0\dbch\af39\loch\f0 at the hearing }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0 in the Magistrates Court when the receiving order was granted }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 \hich\af0\dbch\af39\loch\f0 (he was not acting for the Appellants then) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0 and}
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0  therefore}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 \hich\af0\dbch\af39\loch\f0 , was unable to say }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0 whether the }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 \loch\af0\dbch\af39\hich\f0 \lquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0 
preliminary }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 \hich\af0\dbch\af39\loch\f0 application\hich\f0 \rquote \loch\f0  recorded in the Magistrate\hich\f0 \rquote \loch\f0 s }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11799972 \hich\af0\dbch\af39\loch\f0 handwritten }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 \hich\af0\dbch\af39\loch\f0 
notes was the same issue advanced in the present appeal, namely that a party cannot initiate new insolvency proceedings }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid941281 \hich\af0\dbch\af39\loch\f0 while}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 \hich\af0\dbch\af39\loch\f0  a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11799972 \hich\af0\dbch\af39\loch\f0 JDS remains o}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 \hich\af0\dbch\af39\loch\f0 n foot.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6882489 \hich\af0\dbch\af39\loch\f0 
He further stated that it was not clear from the notes whether the Appellants abandoned the point or simply did not press the matter with additional argument. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6120827 
\par }\pard \ltrpar\s18\qj \fi-425\li1843\ri1280\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin1280\lin1843\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9981520 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid8086754 \hich\af0\dbch\af39\loch\f0 ii.\tab}}\pard \ltrpar\s18\qj \fi-425\li1843\ri1280\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls15\adjustright\rin1280\lin1843\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8086754 \hich\af0\dbch\af39\loch\f0 
Mr Nandan submitted that the time for making an application under s }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0 99 would}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6120827 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0  in fact}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6120827 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0  be at t\hich\af0\dbch\af39\loch\f0 he time that }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11799972 \hich\af0\dbch\af39\loch\f0 a}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 \hich\af0\dbch\af39\loch\f0  court }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6766303\charrsid8214167 \hich\af0\dbch\af39\loch\f0 is considering }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0 making}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6766303\charrsid8214167 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6120827 \hich\af0\dbch\af39\loch\f0 a}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6766303\charrsid8214167 \hich\af0\dbch\af39\loch\f0  committal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0 .  In the}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6766303\charrsid8214167 \hich\af0\dbch\af39\loch\f0  present matter that would }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 
\hich\af0\dbch\af39\loch\f0 be when }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6882489 \hich\af0\dbch\af39\loch\f0 a}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 
\hich\af0\dbch\af39\loch\f0  Magistrate is considering }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3875545\charrsid8214167 \hich\af0\dbch\af39\loch\f0 activat}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0 ing}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3875545\charrsid8214167 \hich\af0\dbch\af39\loch\f0  the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0 Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid941281 \loch\af0\dbch\af39\hich\f0 \rquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3875545\charrsid8214167 \hich\af0\dbch\af39\loch\f0 suspended committal. }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 
\par }\pard \ltrpar\s18\ql \fi-425\li1843\ri1280\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin1280\lin1843\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465\charrsid4355465 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0 iii.\tab}}\pard \ltrpar\s18\qj \fi-425\li1843\ri1280\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls15\adjustright\rin1280\lin1843\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0 In terms of costs, h}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2970700\charrsid8214167 \hich\af0\dbch\af39\loch\f0 e submitted that the appeal was not frivolous}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2970700\charrsid8214167 \hich\af0\dbch\af39\loch\f0  and that there }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0 were}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2970700\charrsid8214167 \hich\af0\dbch\af39\loch\f0  important }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2581660\charrsid8214167 \hich\af0\dbch\af39\loch\f0 jurisprudential }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0 and administrative }
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1981546\charrsid8214167 \hich\af0\dbch\af39\loch\f0 issues that arise }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 
\hich\af0\dbch\af39\loch\f0 in}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1981546\charrsid8214167 \hich\af0\dbch\af39\loch\f0  this case. He resisted }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8129332\charrsid8214167 \hich\af0\dbch\af39\loch\f0 indemnity}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1981546\charrsid8214167 \hich\af0\dbch\af39\loch\f0  costs or }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0 larger than usual}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1981546\charrsid8214167 
\hich\af0\dbch\af39\loch\f0  costs}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid4355465 \chftn {\footnote \ltrpar 
\pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \cs17\f0\super\insrsid4355465\charrsid4355465 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid4355465\charrsid4355465 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid11799972 \hich\af0\dbch\af39\loch\f0 Both c}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid2304837 \hich\af0\dbch\af39\loch\f0 ounsel }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid4355465\charrsid4355465 \hich\af0\dbch\af39\loch\f0 
indicated that the usual award of costs for these appeals is }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid2304837 \hich\af0\dbch\af39\loch\f0 between}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang5129\langfe1033\langnp5129\insrsid4355465\charrsid4355465 \hich\af0\dbch\af39\loch\f0  $1,500 to 2,500.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4355465 \hich\af0\dbch\af39\loch\f0   }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1981546\charrsid8214167 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6834147\charrsid8214167 
\par }\pard\plain \ltrpar\qj \fi-425\li1843\ri1280\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin1280\lin1843\itap0\pararsid4079714 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9051798\charrsid8138491 
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid4079714 
\hich\af0\dbch\af39\loch\f0 Decision }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid4079714 
\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 9}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4938680 
\hich\af0\dbch\af39\loch\f0 is appeal }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 is }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4938680 
\hich\af0\dbch\af39\loch\f0 brought under }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12200581\charrsid8138491 \hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 \hich\af0\dbch\af39\loch\f0  100}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12200581\charrsid8138491 \hich\af0\dbch\af39\loch\f0 (}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 \hich\af0\dbch\af39\loch\f0 2) of the Bankruptcy Act }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4938680 \hich\af0\dbch\af39\loch\f0 1944 }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 \hich\af0\dbch\af39\loch\f0 and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4938680 \hich\af0\dbch\af39\loch\f0 O}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 \hich\af0\dbch\af39\loch\f0 rder 55 of the High }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12200581\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 C}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 \hich\af0\dbch\af39\loch\f0 ourt Rules 1988. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4938680 
\par 
\par \hich\af0\dbch\af39\loch\f0 [1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 0}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4938680 \hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15480474 \hich\af0\dbch\af39\loch\f0 Pursuant to s 100, an appeal lies from an order of the magistrate in a bankruptcy matter.  The High Court may review, rescind or vary the Magistrate}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7743625 \hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15480474 \hich\af0\dbch\af39\loch\f0  Court\hich\f0 \rquote 
\loch\f0 s order.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid2370507 \chftn {\footnote \ltrpar \pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 
\rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs17\f0\super\insrsid2370507\charrsid2370507 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\insrsid2370507\charrsid2370507 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid2370507\charrsid2370507 \hich\af0\dbch\af39\loch\f0 Section 100(1).}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid15480474 \hich\af0\dbch\af39\loch\f0   }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1709267 \hich\af0\dbch\af39\loch\f0 O}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 \hich\af0\dbch\af39\loch\f0 rder 55 Rule 3 provides that an appeal to the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8129332\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 High}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10318788\charrsid8138491 \hich\af0\dbch\af39\loch\f0  Court is by way of a re-hearing}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1709267 \hich\af0\dbch\af39\loch\f0 .  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13521209\charrsid8138491 
\par 
\par }\pard \ltrpar\qj \fi-567\li567\ri713\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin713\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13521209\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 [1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1794553 
\hich\af0\dbch\af39\loch\f0 ]}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13521209\charrsid8138491 \tab \hich\af0\dbch\af39\loch\f0 The learned }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid12871017\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Magistrate }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7743625 \hich\af0\dbch\af39\loch\f0 provided}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10879718 \hich\af0\dbch\af39\loch\f0  the following reasons for }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12871017\charrsid8138491 \hich\af0\dbch\af39\loch\f0 
granting the Receiving O}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13521209\charrsid8138491 \hich\af0\dbch\af39\loch\f0 rder}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10879718 
\hich\af0\dbch\af39\loch\f0 , being }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13521209\charrsid8138491 \hich\af0\dbch\af39\loch\f0 that she was}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid656126 \hich\af0\dbch\af39\loch\f0 :
\par 
\par }\pard \ltrpar\qj \li1418\ri1422\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin1422\lin1418\itap0\pararsid4079714 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid656126\charrsid5331084 
\loch\af0\dbch\af39\hich\f0 \'85}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13521209\charrsid5331084 \hich\af0\dbch\af39\loch\f0 satisfied on the}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 \hich\af0\dbch\af39\loch\f0  balance of probabilit}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid656126\charrsid5331084 \hich\af0\dbch\af39\loch\f0 
ies with}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 \hich\af0\dbch\af39\loch\f0 :}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13521209\charrsid5331084 

\par }\pard \ltrpar\qj \fi-567\li1985\ri1422\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin1422\lin1985\itap0\pararsid4079714 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 (i) }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13331760\charrsid5331084 \tab }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid656126\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 proof}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12003691\charrsid5331084 \hich\af0\dbch\af39\loch\f0 of the petition}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid656126\charrsid5331084 \hich\af0\dbch\af39\loch\f0 ing}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12003691\charrsid5331084 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid656126\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 c}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8129332\charrsid5331084 \hich\af0\dbch\af39\loch\f0 reditors}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7954520\charrsid5331084 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid656126\charrsid5331084 \hich\af0\dbch\af39\loch\f0 d}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12003691\charrsid5331084 \hich\af0\dbch\af39\loch\f0 ebt}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid4460723\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 ;}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 
\par \hich\af0\dbch\af39\loch\f0  (ii) }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13331760\charrsid5331084 \tab }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid4460723\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 t}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7954520\charrsid5331084 \hich\af0\dbch\af39\loch\f0 he }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid4460723\charrsid5331084 \hich\af0\dbch\af39\loch\f0 a}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7954520\charrsid5331084 \hich\af0\dbch\af39\loch\f0 ct of }{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid4460723\charrsid5331084 \hich\af0\dbch\af39\loch\f0 b}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 ankruptcy pursuant to section 3(1)(g) of the Bankruptcy Act }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12003691\charrsid5331084 \hich\af0\dbch\af39\loch\f0 1944;}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid15466925\charrsid5331084 \hich\af0\dbch\af39\loch\f0  and}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 
\par \hich\af0\dbch\af39\loch\f0 (iii) }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13331760\charrsid5331084 \tab }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid15466925\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 n}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 \hich\af0\dbch\af39\loch\f0 
ot being satisfied on the balance of probabilities that the debtors are able to repay their debt }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid7954520\charrsid5331084 \hich\af0\dbch\af39\loch\f0 because }{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 \hich\af0\dbch\af39\loch\f0 of the }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid15466925\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 dearth }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8589370\charrsid5331084 \hich\af0\dbch\af39\loch\f0 of material provided to me \hich\f0 \endash \loch\f0 
 to be clear, because the material provided to me }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5398322\charrsid5331084 \hich\af0\dbch\af39\loch\f0 
being insufficient on the face of it to satisfy me as to the debtors individu}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12003691\charrsid5331084 \hich\af0\dbch\af39\loch\f0 al means to repay the debt;}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid15466925\charrsid5331084 \hich\af0\dbch\af39\loch\f0  and}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12003691\charrsid5331084 
\par \hich\af0\dbch\af39\loch\f0 (iv)  }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid13331760\charrsid5331084 \tab }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid15466925\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 n}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid8129332\charrsid5331084 \hich\af0\dbch\af39\loch\f0 ot}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12003691\charrsid5331084 \hich\af0\dbch\af39\loch\f0  being satisfied on the balance of probabilities tha\hich\af0\dbch\af39\loch\f0 t there is other sufficient }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \hich\af0\dbch\af39\loch\f0 cause}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12003691\charrsid5331084 \hich\af0\dbch\af39\loch\f0  to }{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid2037906\charrsid5331084 \hich\af0\dbch\af39\loch\f0 dismiss the petition}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid4338784\charrsid5331084 
\hich\af0\dbch\af39\loch\f0 ;}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12003691\charrsid5331084 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2037906\charrsid8138491 
\par \hich\af0\dbch\af39\loch\f0 [1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2037906\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 ]\tab The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11607928\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Appellants do not challenge the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8148855 \hich\af0\dbch\af39\loch\f0 learned}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11607928\charrsid8138491 \hich\af0\dbch\af39\loch\f0 Magistrate}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \loch\af0\dbch\af39\hich\f0 \rquote }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11607928\charrsid8138491 \hich\af0\dbch\af39\loch\f0 s findings in respect to (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5857283\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 i), (ii)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \hich\af0\dbch\af39\loch\f0  or}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5857283\charrsid8138491 
\hich\af0\dbch\af39\loch\f0  (iii). The challenge is }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 with}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid7939138\charrsid8138491 \hich\af0\dbch\af39\loch\f0  (iv)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \hich\af0\dbch\af39\loch\f0 .  The Appellants say that there }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7743625 \hich\af0\dbch\af39\loch\f0 was}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \hich\af0\dbch\af39\loch\f0 
 sufficient cause for the learned Magistrate to have dismissed the petition.  The cause being, in terms of grounds 1 and 3 of the Notice of Appeal, that the process adopted by Westpac under the Bankruptcy Act is defective, offending the principle of judic
\hich\af0\dbch\af39\loch\f0 i\hich\af0\dbch\af39\loch\f0 al comity and amounting to an abuse of process.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7939138\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2037906\charrsid8138491 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3360023\charrsid8138491 
\par \hich\af0\dbch\af39\loch\f0 [1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 3}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3360023\charrsid8138491 
\hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \hich\af0\dbch\af39\loch\f0 The narrow question that emerges from the Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \loch\af0\dbch\af39\hich\f0 \rquote \loch\f0  arguments }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \hich\af0\dbch\af39\loch\f0 is whether it is }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8129332\charrsid8138491 \hich\af0\dbch\af39\loch\f0 permissible}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11145037\charrsid8138491 
\hich\af0\dbch\af39\loch\f0  for }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 Westpac, being the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 
\hich\af0\dbch\af39\loch\f0 judgment }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11145037\charrsid8138491 \hich\af0\dbch\af39\loch\f0 creditor}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11145037\charrsid8138491 \hich\af0\dbch\af39\loch\f0  to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0 commence}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid16126363\charrsid8138491 \hich\af0\dbch\af39\loch\f0 the present bankruptcy proceedings whilst }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 its}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16126363\charrsid8138491 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0 JDS}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16126363\charrsid8138491 \hich\af0\dbch\af39\loch\f0  remain}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 s on }
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5331084 \hich\af0\dbch\af39\loch\f0 foot}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16126363\charrsid8138491 \hich\af0\dbch\af39\loch\f0 . }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3409943 
\par 
\par \hich\af0\dbch\af39\loch\f0 [1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 4}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3409943 
\hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 The Appellants advance three grounds to support their appeal, namely:
\par 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 i.\tab}}\pard\plain \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls16\adjustright\rin0\lin993\itap0\pararsid4079714\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 The bankruptcy proceedings offend the principle of judicial comity as Westpac are, in effect, seeking to have a magistrate vary its own previous order of }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870 \hich\af0\dbch\af39\loch\f0 9 \hich\af0\dbch\af39\loch\f0 February 20}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 
\hich\af0\dbch\af39\loch\f0 21}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870 \hich\af0\dbch\af39\loch\f0  in the JDS proceedings.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 

\par }\pard \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin993\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid11084870 \hich\af0\dbch\af39\loch\f0 ii.\tab}}\pard \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls16\adjustright\rin0\lin993\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870 \hich\af0\dbch\af39\loch\f0 
The bankruptcy proceedings are an abuse of process because }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 \hich\af0\dbch\af39\loch\f0 of the fact of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870 \hich\af0\dbch\af39\loch\f0 the existing JDS proceedings.
\par }\pard \ltrpar\s18\ql \fi-426\li993\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin993\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870\charrsid11084870 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0 \ltrch\fcs0 \dbch\af39\insrsid11084870 \hich\af0\dbch\af39\loch\f0 iii.\tab}}\pard \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls16\adjustright\rin0\lin993\itap0\pararsid4079714\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870 \hich\af0\dbch\af39\loch\f0 
The correct statutory process that Westpac ought to have followed, if it wished to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 \hich\af0\dbch\af39\loch\f0 pursue}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870 \hich\af0\dbch\af39\loch\f0  bankruptcy proceedings, was to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11234146 \hich\af0\dbch\af39\loch\f0 apply for}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870 \hich\af0\dbch\af39\loch\f0  a receiving order under s 99 of the Bankruptcy Act.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11084870\charrsid344271 

\par }\pard\plain \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid7951451 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid4079714 \hich\af0\dbch\af39\loch\f0 
Judicial C}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid7951451\charrsid4079714 \hich\af0\dbch\af39\loch\f0 omity
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7951451 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 [1
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 5}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid344271 \hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 \hich\af0\dbch\af39\loch\f0 The Appellants\hich\f0 \rquote \loch\f0  state that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4864075 
\hich\af0\dbch\af39\loch\f0 t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4864075\charrsid4864075 \hich\af0\dbch\af39\loch\f0 
he orders of 9 February 2021 and 7 July 2023 are both from magistrates, at the same level, and contradict each \hich\af0\dbch\af39\loch\f0 other, thus offending judicial comity}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4864075 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 
\par 
\par \hich\af0\dbch\af39\loch\f0 [1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 6}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 
\hich\af0\dbch\af39\loch\f0 ]\tab The Appellants rely on several authorities to support their case.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0  T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 \hich\af0\dbch\af39\loch\f0 hese }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8809098 \hich\af0\dbch\af39\loch\f0 authorities}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 \hich\af0\dbch\af39\loch\f0  are}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0  discussed below}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 \hich\af0\dbch\af39\loch\f0 :
\par 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\dbch\af39\insrsid11229781\charrsid3558609 \hich\af0\dbch\af39\loch\f0 i.\tab}}\pard\plain \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls18\adjustright\rin0\lin993\itap0\pararsid1388016\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781\charrsid3558609 \hich\af0\dbch\af39\loch\f0 Hicks v Minister for Immigration & Multicultural & Indigenous Affairs}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0  [2003] FCA 757. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16589577 \hich\af0\dbch\af39\loch\f0 
This Australian case is cited in several local decisions to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 \hich\af0\dbch\af39\loch\f0 both }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0 identify}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16589577 \hich\af0\dbch\af39\loch\f0  the principle }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid2386277 \hich\af0\dbch\af39\loch\f0 of judicial comity }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16589577 \hich\af0\dbch\af39\loch\f0 and support }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 \hich\af0\dbch\af39\loch\f0 the court\hich\f0 \rquote \loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16589577 \hich\af0\dbch\af39\loch\f0  application}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 \hich\af0\dbch\af39\loch\f0  of the principle}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16589577 \hich\af0\dbch\af39\loch\f0 .  In }{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16589577\charrsid16589577 \hich\af0\dbch\af39\loch\f0 Hicks}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16589577 \hich\af0\dbch\af39\loch\f0 
, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0 French J was considering the construction }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 
\hich\af0\dbch\af39\loch\f0 of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0 a provision in Australia\hich\f0 \rquote \loch\f0 s Migration Act, ie s 501(7)(d). }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0 French J }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0 
noted that after hearing argument and before making her decision, another judge from the same court, Ryan J, had issued a decision on the construction of the same provision.  French J discu\hich\af0\dbch\af39\loch\f0 
ssed at paragraphs 73 to 76 the weight to be placed on the construction by Ryan J. She acknowledged that she was not bound to adopt }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0 Ryan J
\hich\f0 \rquote \loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0  construction }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 
\hich\af0\dbch\af39\loch\f0 but}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0  that it was \hich\f0 \lquote }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781\charrsid14095793 \hich\af0\dbch\af39\loch\f0 well established that a judge of this Court should follow an earlier decision of anot\hich\af0\dbch\af39\loch\f0 
her judge unless of the view that it is plainly wrong}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \loch\af0\dbch\af39\hich\f0 \rquote \loch\f0 . The principle of judicial comity, which ha}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0 d}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0  been raised by counsel for the Minister, was }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0 discussed}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 \hich\af0\dbch\af39\loch\f0 
.  French J stated at 76:
\par }\pard \ltrpar\s18\qj \li1287\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1287\itap0\pararsid11229781\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11229781 
\par }\pard \ltrpar\s18\qj \li1701\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1701\itap0\pararsid1388016\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid3558609\charrsid15794984 \hich\af0\dbch\af39\loch\f0 The injunction to judicial comity does not merely advance mutual politeness\hich\af0\dbch\af39\loch\f0 
 as between judges of the same or co-ordinate jurisdictions.  It tends also to uphold the authority of the courts and confidence in the law by the value it places upon consistency in judicial decision-making and mutual respect between judges.  And where q
\hich\af0\dbch\af39\loch\f0 u\hich\af0\dbch\af39\loch\f0 estions of law, and statutory construction, are concerned the proposition that a judge who has taken one view of the law or a statute is \hich\f0 \lquote \loch\f0 clearly wrong\hich\f0 \rquote 
\loch\f0  is one not lightly to be advanced having regard to the choices that so often confront the courts parti\hich\af0\dbch\af39\loch\f0 c\hich\af0\dbch\af39\loch\f0 
ularly in the area of statutory construction.  Indeed, where a serious doubt arises on the part of one judge, about the correctness of the law as stated by another, in a matter of importance, it may be desirable for a case to be stated to the Full Court f
\hich\af0\dbch\af39\loch\f0 o\hich\af0\dbch\af39\loch\f0 r early resolution of the question in contention}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid3558609 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3558609 
\par }\pard \ltrpar\s18\qj \li1287\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1287\itap0\pararsid11229781\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3558609 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\dbch\af39\insrsid11342223\charrsid2125609 \hich\af0\dbch\af39\loch\f0 ii.\tab}}\pard \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls18\adjustright\rin0\lin993\itap0\pararsid1388016\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223\charrsid2125609 \hich\af0\dbch\af39\loch\f0 
Haworth v Starwood Properties Ltd}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 \hich\af0\dbch\af39\loch\f0  [2019] FJHC 1047}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 ,}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0  Nanayakkara J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 \hich\af0\dbch\af39\loch\f0 .  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0 Nanayakkara J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0 expressly stated at (17) that he did not have }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2386277 
\hich\af0\dbch\af39\loch\f0 to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0 not make any }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2819768 
\hich\af0\dbch\af39\loch\f0 determination}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0  on judicial comity as th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0 at}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0  case was decided on another point.}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 
\par }\pard \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin993\itap0\pararsid1388016\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 
\hich\af0\dbch\af39\loch\f0  
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\dbch\af39\insrsid6634675\charrsid2125609 \hich\af0\dbch\af39\loch\f0 iii.\tab}}\pard \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls18\adjustright\rin0\lin993\itap0\pararsid1388016\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675\charrsid2125609 \hich\af0\dbch\af39\loch\f0 
Chetty v Fiji Public Service Association}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0  [2004] FJHC 359}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0  Winter J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0 This concerned a decision by the High Court granting an injunction }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 
\hich\af0\dbch\af39\loch\f0 to the plaintiff }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0 on an ex-parte basis and subsequently refusing to dissolve the }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0 injunction}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0 
 on an inter-parties application. The defendant appealed to the Court of Appeal but also subsequently }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0 again }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0 applied to the High Court to vary the injunction.  The High Court correctly pointed out that it could not consider the latest application \hich\af0\dbch\af39\loch\f0 
be}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12533248 \hich\af0\dbch\af39\loch\f0 cause }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0 
to do so would usurp the Court of Appeal\hich\f0 \rquote \loch\f0 s authority.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 
\par }\pard \ltrpar\s18\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2125609\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609\charrsid2125609 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\dbch\af39\insrsid6634675\charrsid2125609 \hich\af0\dbch\af39\loch\f0 iv.\tab}}\pard \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls18\adjustright\rin0\lin993\itap0\pararsid1388016\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675\charrsid2125609 \hich\af0\dbch\af39\loch\f0 
Reddy Construction Company Ltd v Pacific Gas Company Ltd}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 \hich\af0\dbch\af39\loch\f0  [1980] }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6826957 \hich\af0\dbch\af39\loch\f0 26 FLR 121. This was a}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14509536 \hich\af0\dbch\af39\loch\f0  decision by }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6826957 \hich\af0\dbch\af39\loch\f0 the Court of Appeal }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14509536 \hich\af0\dbch\af39\loch\f0 on appeal }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6826957 \hich\af0\dbch\af39\loch\f0 from a decision by the High Court refusing leave to the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 
\hich\af0\dbch\af39\loch\f0 p}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6826957 \hich\af0\dbch\af39\loch\f0 lainti\hich\af0\dbch\af39\loch\f0 ff to amend }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid2386277 \hich\af0\dbch\af39\loch\f0 its}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6826957 \hich\af0\dbch\af39\loch\f0  statement of claim.  The decision in the High Court}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14509536 \hich\af0\dbch\af39\loch\f0 , that had been appealed,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6826957 \hich\af0\dbch\af39\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5799475 \hich\af0\dbch\af39\loch\f0 was explained }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2125609 \hich\af0\dbch\af39\loch\f0 
by the Court of Appeal }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5799475 \hich\af0\dbch\af39\loch\f0 in the following terms:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6634675 
\par }\pard \ltrpar\s18\qj \li1287\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1287\itap0\pararsid15159681\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15159681 
\par }\pard \ltrpar\s18\qj \li1701\ri855\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin855\lin1701\itap0\pararsid1388016\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5799475\charrsid15159681 \loch\af0\dbch\af39\hich\f0 \'85\loch\f0 It is necessary to understand straight away that the matter complained of arose in a slightly \hich\af0\dbch\af39\loch\f0 
unusual way for two judges dealt with the application on separate occasions. Williams J declined it on 6}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid5799475\charrsid15159681 \hich\af0\dbch\af39\loch\f0 th}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5799475\charrsid15159681 \hich\af0\dbch\af39\loch\f0  July 1979 and for what appears to be a valid reason the matter was again raised on 31}{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid5799475\charrsid15159681 \hich\af0\dbch\af39\loch\f0 st}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5799475\charrsid15159681 \hich\af0\dbch\af39\loch\f0 
 August }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid286554\charrsid15159681 \hich\af0\dbch\af39\loch\f0 1979 before Dyke J. and that learned judge confirmed t\hich\af0\dbch\af39\loch\f0 he previous ruling.}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid5799475\charrsid15159681 
\par }\pard \ltrpar\s18\qj \li1701\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid5799475\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid286554 
\par }\pard \ltrpar\s18\qj \li993\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin993\itap0\pararsid3542752\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid286554 
\hich\af0\dbch\af39\loch\f0 Dyke J had expressed the view that he felt bound by }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0 the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid286554 \hich\af0\dbch\af39\loch\f0 previous ruling by Williams J and that the plaintiff could appeal the earlier decision \hich\f0 \lquote }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid286554\charrsid15159681 \hich\af0\dbch\af39\loch\f0 but cannot merely go to another judge and hope for a different ruling unless he can show th\hich\af0\dbch\af39\loch\f0 
at the circumstances have altered substantially}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid286554 \loch\af0\dbch\af39\hich\f0 \rquote \loch\f0 
.  The plaintiff appealed from the decision of Dyke J and the Court of Appeal allowed the appeal}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14509536 \hich\af0\dbch\af39\loch\f0 , }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid286554 \hich\af0\dbch\af39\loch\f0 grant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14509536 \hich\af0\dbch\af39\loch\f0 ing}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid286554 \hich\af0\dbch\af39\loch\f0  the plaintiff leave to amend its statement of claim.  The Court of Appeal noted that the circumstance\hich\af0\dbch\af39\loch\f0 s subsequent to Williams J\hich\f0 \rquote 
\loch\f0 s decision had \hich\f0 \lquote }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid286554\charrsid15159681 \hich\af0\dbch\af39\loch\f0 changed substantially\hich\f0 \rquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid286554 \hich\af0\dbch\af39\loch\f0  justifying the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15159681 \hich\af0\dbch\af39\loch\f0 grant of leave.  This }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14509536 \hich\af0\dbch\af39\loch\f0 decision }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15159681 \hich\af0\dbch\af39\loch\f0 does not assist the Appellants}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14509536 \hich\af0\dbch\af39\loch\f0  in the present matter}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15159681 \hich\af0\dbch\af39\loch\f0 
.  While Dyke J refused to vary an earlier order made by Williams J in the same proceeding, \hich\af0\dbch\af39\loch\f0 both Dyke J and the Court of Appeal recognized that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid14509536 \hich\af0\dbch\af39\loch\f0 the Judge was entitled to vary the previous order}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15159681 \hich\af0\dbch\af39\loch\f0 
 where the circumstances had altered since the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12533248 \hich\af0\dbch\af39\loch\f0 previous}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid15159681 \hich\af0\dbch\af39\loch\f0  decision. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid286554 
\par }\pard \ltrpar\s18\qj \li1276\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1276\itap0\pararsid286554\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14509536 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\dbch\af39\insrsid12862236\charrsid2125609 \hich\af0\dbch\af39\loch\f0 v.\tab}}\pard \ltrpar\s18\qj \fi-426\li993\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls18\adjustright\rin0\lin993\itap0\pararsid3542752\contextualspace {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12862236\charrsid2125609 \hich\af0\dbch\af39\loch\f0 
Wati v SL Shankar Ltd}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12862236 \hich\af0\dbch\af39\loch\f0  [2004] FJHC 392}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 ,}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid524605 \hich\af0\dbch\af39\loch\f0  Connors J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12862236 \hich\af0\dbch\af39\loch\f0 . In this case the High Court }
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12533248 \hich\af0\dbch\af39\loch\f0 was asked\hich\af0\dbch\af39\loch\f0  to determine}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid524605 
\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12862236 \hich\af0\dbch\af39\loch\f0 a}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid524605 
\hich\af0\dbch\af39\loch\f0  legal }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12862236 \hich\af0\dbch\af39\loch\f0 issue }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12533248 
\hich\af0\dbch\af39\loch\f0 where the same legal issue had }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid12862236 \hich\af0\dbch\af39\loch\f0 recently }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0 been }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2302156 \hich\af0\dbch\af39\loch\f0 determined}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid12862236 \hich\af0\dbch\af39\loch\f0  by another judge in a separate proceeding.  The High Court mentioned the principle of judicial comity and referred to }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid12862236\charrsid11797769 \hich\af0\dbch\af39\loch\f0 Hicks v Minister for Immigration & Multicultural & Ind\hich\af0\dbch\af39\loch\f0 igenous Affairs }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid11797769 \hich\af0\dbch\af39\loch\f0 (supra).  In line with }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid11797769\charrsid11797769 \hich\af0\dbch\af39\loch\f0 Hicks}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11797769 \hich\af0\dbch\af39\loch\f0 , Connors J }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14095793 \hich\af0\dbch\af39\loch\f0 
stated that he agreed with the earlier decision }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11797769 \hich\af0\dbch\af39\loch\f0 of the High Court}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid14095793 .
\par }\pard\plain \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16589577 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 \hich\af0\dbch\af39\loch\f0 [1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 7}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11342223 \hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15101877 \hich\af0\dbch\af39\loch\f0 
Judicial comity is simply the practice of a judge or magistrate following a decision by a fellow judge or magistrate on a legal point unless the judge/magistrate is of the view }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0 that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15101877 \hich\af0\dbch\af39\loch\f0 the earlier decision is clearly wrong.  The }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0 principle of judicial comity d\hich\af0\dbch\af39\loch\f0 oes not arise in the present case.  In granting the Receiving Order }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3484696 \hich\af0\dbch\af39\loch\f0 the learned Magistrate }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0 was not }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15664233 \hich\af0\dbch\af39\loch\f0 determining a legal point }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0 
that was at odds with a}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15664233 \hich\af0\dbch\af39\loch\f0  d}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4394644 \hich\af0\dbch\af39\loch\f0 
ecision}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15664233 \hich\af0\dbch\af39\loch\f0 
on that legal point }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0 by another magistrate.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11423983 
\hich\af0\dbch\af39\loch\f0 Further, i}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0 t }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15101877 
\hich\af0\dbch\af39\loch\f0 will}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0  be obvious from the background that t\hich\af0\dbch\af39\loch\f0 his was the first }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16153249 \hich\af0\dbch\af39\loch\f0 occasion}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0 
 that a magistrate had been called upon to make a receiving order}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3484696 \hich\af0\dbch\af39\loch\f0  for Westpac against the Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8420654\charrsid8138491 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0   }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3360023 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid10886598 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid3542752 
\hich\af0\dbch\af39\loch\f0 Abuse of P}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid10886598\charrsid3542752 \hich\af0\dbch\af39\loch\f0 rocess
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10886598 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0 [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3484696 \hich\af0\dbch\af39\loch\f0 1}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6969505 \hich\af0\dbch\af39\loch\f0 8}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 \hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10886598 \hich\af0\dbch\af39\loch\f0 The Appellants\hich\f0 \rquote \loch\f0  state that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8473896 \hich\af0\dbch\af39\loch\f0 
it is an abuse of process for Westpac to bring these bankruptcy proceedings because they are based on the same facts and seek similar relief to the JDS proceedings.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid2819768 
\hich\af0\dbch\af39\loch\f0 T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4864075 \hich\af0\dbch\af39\loch\f0 he Appellants also state that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4864075\charrsid4864075 \hich\af0\dbch\af39\loch\f0 Westpac }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8473896 \hich\af0\dbch\af39\loch\f0 
should have withdrawn the JDS proceedings before initiating the bankruptcy proceedings and that the two proceedings are at odds with each; the orders }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11423983 
\hich\af0\dbch\af39\loch\f0 in the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8473896 \hich\af0\dbch\af39\loch\f0  JDS }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11423983 
\hich\af0\dbch\af39\loch\f0 proceeding }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8473896 \hich\af0\dbch\af39\loch\f0 being premised on the Appellants having the means to repay the judgment debt whereas
\hich\af0\dbch\af39\loch\f0  the bankruptcy proceedings }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3360916 \hich\af0\dbch\af39\loch\f0 are }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8473896 \hich\af0\dbch\af39\loch\f0 premised on the Appellant\hich\f0 \rquote \loch\f0 s inability to pay the same.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid477348 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8473896 
\par \hich\af0\dbch\af39\loch\f0 [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3342400 \hich\af0\dbch\af39\loch\f0 19}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8473896 
\hich\af0\dbch\af39\loch\f0 ]\tab I }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10241378 \hich\af0\dbch\af39\loch\f0 am satisfied}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3360916 
\hich\af0\dbch\af39\loch\f0  tha}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8473896 \hich\af0\dbch\af39\loch\f0 t }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10241378 
\hich\af0\dbch\af39\loch\f0 Westpac was permitted to file the present bankruptcy petition in 2023.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid9774867 \hich\af0\dbch\af39\loch\f0 T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0 he Appellants have not }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14171062 \hich\af0\dbch\af39\loch\f0 identified}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0  any }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11423983 \hich\af0\dbch\af39\loch\f0 provision in the rules o}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11031236 \hich\af0\dbch\af39\loch\f0 r}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11423983 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid9774867 \hich\af0\dbch\af39\loch\f0 the Ba\hich\af0\dbch\af39\loch\f0 nkruptcy Act}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11423983 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0 that requires a judgment creditor to withdraw }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5186686 
\hich\af0\dbch\af39\loch\f0 existing}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3342400 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 
\hich\af0\dbch\af39\loch\f0 JDS proceedings before commencing bankruptcy proceedings. Nor have they identified a provision that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11423983 \hich\af0\dbch\af39\loch\f0 precludes}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0  a party }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11423983 \hich\af0\dbch\af39\loch\f0 from having }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0 both proceedings on foot at the same time.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid11031236 
\hich\af0\dbch\af39\loch\f0   }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8142259 \hich\af0\dbch\af39\loch\f0 Fundamentally, I see no problem with a judgment creditor }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 \hich\af0\dbch\af39\loch\f0 having}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8142259 \hich\af0\dbch\af39\loch\f0  more than one enforcement action }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3092300 \hich\af0\dbch\af39\loch\f0 live at any one time}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8142259 \hich\af0\dbch\af39\loch\f0 against a debtor to recover their debt.  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3092300 \hich\af0\dbch\af39\loch\f0 
The following remarks by Scott J in }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid3092300\charrsid4547359 \hich\af0\dbch\af39\loch\f0 Prasad v ANZ Banking Group Ltd}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3092300 \hich\af0\dbch\af39\loch\f0  [1999] 45 FLR 101}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3092300 \hich\af0\dbch\af39\loch\f0  as they per\hich\af0\dbch\af39\loch\f0 tain to a mortgagee}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 ,}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3092300 \hich\af0\dbch\af39\loch\f0  are consistent with this and in my view }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8127321 \hich\af0\dbch\af39\loch\f0 have equal 
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3092300 \hich\af0\dbch\af39\loch\f0 application to a judgment creditor:
\par 
\par }\pard \ltrpar\qj \li1701\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid3092300 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid14696849\charrsid16064192 
\hich\af0\dbch\af39\loch\f0 As is well understood a mortgagee, so long as part of the mortgage debt remains unpaid may pursue any }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 \hich\af0\dbch\af39\loch\f0 o}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid14696849\charrsid16064192 \hich\af0\dbch\af39\loch\f0 r all of the remedies available to the \hich\af0\dbch\af39\loch\f0 
mortgagee at the same time.  Thus, the mortgagee may concurrently sue for payment on a covenant in the mortgage to pay principal and interest, for possession of the mortgaged property and for foreclosure.}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid3092300\charrsid16064192 
\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid14696849\charrsid16064192 
\par \hich\af0\dbch\af39\loch\f0 Doubtless being aware that this is the general pos\hich\af0\dbch\af39\loch\f0 ition in law the Bank not only exercised its powers }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16064192\charrsid16064192 \hich\af0\dbch\af39\loch\f0 
of sale but also sued for the amount owed.  On 21 April 1998 Judgment in default of notice of intention to defend was obtained by the Bank against the Defendant}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16064192 
\hich\af0\dbch\af39\loch\f0  for the sum due.  The Judgment debt has not\hich\af0\dbch\af39\loch\f0  been satisfied.
\par 
\par \hich\af0\dbch\af39\loch\f0 
The Bank then went further: it commenced bankruptcy proceedings against the Plaintiff in the Suva Magistrates Court (Action No. 210 of 1998s).  It relied on the unsatisfied judgment debt and a bankruptcy notice was issued on 9 June.  On 2
\hich\af0\dbch\af39\loch\f0 0 July the petition was presented.  A copy is Exhibit D to the Plaintiff\hich\f0 \rquote \loch\f0 s supporting affidavit filed on 1 March.  On 11 September 1998 a receiving order was made.}{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid16064192\charrsid16064192 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af0\hich\af0\dbch\af39\insrsid14696849\charrsid16064192 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3092300 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16064192 \hich\af0\dbch\af39\loch\f0 [20]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0 
Whether an enforcement action ought to be withdrawn, or an earlier order varied or re\hich\af0\dbch\af39\loch\f0 voked, before another enforcement action is commenced will depend on the facts and circumstances of each case.  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8142259 \hich\af0\dbch\af39\loch\f0 In the present case, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16064192 \hich\af0\dbch\af39\loch\f0 i}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8142259 \hich\af0\dbch\af39\loch\f0 t was not necessary for Westpac to withdraw the JDS or }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10241378 
\hich\af0\dbch\af39\loch\f0 to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8142259 \hich\af0\dbch\af39\loch\f0 seek to vary or revoke the Magistrate}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 \loch\af0\dbch\af39\hich\f0 \rquote }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8142259 \hich\af0\dbch\af39\loch\f0 s orders of 9 February 2021.  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0 The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0 JDS proceedings }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 \hich\af0\dbch\af39\loch\f0 did}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0  not}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10241378 \hich\af0\dbch\af39\loch\f0 , in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13710123 \hich\af0\dbch\af39\loch\f0 any}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10241378 \hich\af0\dbch\af39\loch\f0  manner,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0  interfer}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 \hich\af0\dbch\af39\loch\f0 e }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0 with the bankruptcy proceedings \hich\f0 \endash \loch\f0 
 indeed, Ms Puamau could have stayed the JDS proceedings }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid5186686 \hich\af0\dbch\af39\loch\f0 under s 11 of the Bankruptcy Act }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0 if she considered them an impediment to the bankr\hich\af0\dbch\af39\loch\f0 uptcy petition.  The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0 Appellants had made no payments }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10241378 \hich\af0\dbch\af39\loch\f0 
in compliance with the 9 February 2021 order }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0 and Westpac had taken no steps to activate the suspended committal}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0 .  I}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0 
n light of non-payment since 2019, together with the Appellants\hich\f0 \rquote \loch\f0  advice in 2021 that the\hich\af0\dbch\af39\loch\f0 y were financially broke, i}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 
\hich\af0\dbch\af39\loch\f0 t was entirely reasonable for Westpac to pursue insolvency proceedings against the Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7097518 \hich\af0\dbch\af39\loch\f0  in early 2023}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0  and}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0 equally}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0  reasonable for Westpac to park the JDS proceedings }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10241378 \hich\af0\dbch\af39\loch\f0 - }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0 in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid160235 \hich\af0\dbch\af39\loch\f0 the event}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 \hich\af0\dbch\af39\loch\f0  their application for a receiving order w
\hich\af0\dbch\af39\loch\f0 as refused}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid160235 \hich\af0\dbch\af39\loch\f0  because the Appellants were able to demonstrate that they were}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid2713940 \hich\af0\dbch\af39\loch\f0 , in fact,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid160235 \hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1002501 \hich\af0\dbch\af39\loch\f0 able to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid160235 \hich\af0\dbch\af39\loch\f0  pay the debt.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 
\par \hich\af0\dbch\af39\loch\f0 [21]\tab As for the argument that the two proceedings are inconsistent and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16153249 \hich\af0\dbch\af39\loch\f0 that }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 \hich\af0\dbch\af39\loch\f0 the JDS orders and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0 the }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 \hich\af0\dbch\af39\loch\f0 Receiving Order cannot live side by side, this \hich\af0\dbch\af39\loch\f0 
would have some force if the Appellants were ordered to pay $50,000 a month at the same time that a receiving order is made}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16153249 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 \hich\af0\dbch\af39\loch\f0  and the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10047214 \hich\af0\dbch\af39\loch\f0 JDS}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 \hich\af0\dbch\af39\loch\f0  order}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0  was }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 \hich\af0\dbch\af39\loch\f0 based on evidence }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0 that}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 \hich\af0\dbch\af39\loch\f0  the debtor}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 \hich\af0\dbch\af39\loch\f0  was able }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 \hich\af0\dbch\af39\loch\f0 to make these payments.  But here the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15279752 \hich\af0\dbch\af39\loch\f0 
orders were made two and a h\hich\af0\dbch\af39\loch\f0 alf years apart and the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10047214 \hich\af0\dbch\af39\loch\f0 JDS }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid15279752 \hich\af0\dbch\af39\loch\f0 orders }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10047214 \hich\af0\dbch\af39\loch\f0 of}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid15279752 \hich\af0\dbch\af39\loch\f0  9 February 2021 were made on the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16153249 \hich\af0\dbch\af39\loch\f0 then }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15279752 \hich\af0\dbch\af39\loch\f0 presumption that the Appellants were deliberately concealing}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13061393 
\hich\af0\dbch\af39\loch\f0 , and understating,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15279752 \hich\af0\dbch\af39\loch\f0  their true financial }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid5186686 \hich\af0\dbch\af39\loch\f0 circumstances}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid15279752 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\cs17\fs24\super\loch\af0\hich\af0\dbch\af39\insrsid11940624 \chftn {\footnote \ltrpar \pard\plain \ltrpar\s15\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1033\langfe1033\loch\af39\hich\af39\dbch\af39\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs17\f0\super\insrsid11940624\charrsid11940624 \chftn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\insrsid11940624\charrsid11940624 
\hich\af0\dbch\af39\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid11940624\charrsid11940624 \hich\af0\dbch\af39\loch\f0 Notably, the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang5129\langfe1033\langnp5129\insrsid11940624 
\hich\af0\dbch\af39\loch\f0 Appellants do not challenge Ms Puamau\hich\f0 \rquote \loch\f0 s finding that they were not able to repay the debt.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4547359 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1380832 
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid10426010 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid10426010\charrsid3542752 
\hich\af0\dbch\af39\loch\f0 Section 99 of Bankruptcy Act
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10426010 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10426010 \hich\af0\dbch\af39\loch\f0 
[2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13136640 \hich\af0\dbch\af39\loch\f0 2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10426010 \hich\af0\dbch\af39\loch\f0 ]\tab The Appellants }
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16017224 \hich\af0\dbch\af39\loch\f0 argue}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10426010 \hich\af0\dbch\af39\loch\f0 
 that Westpac should have sought a receiving order under s 99. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 \hich\af0\dbch\af39\loch\f0 I agree that this }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid10241378 \hich\af0\dbch\af39\loch\f0 avenue}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 \hich\af0\dbch\af39\loch\f0  was available to Westpac.  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8809098 \hich\af0\dbch\af39\loch\f0 It}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 \hich\af0\dbch\af39\loch\f0  could have applied to }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16529873 \hich\af0\dbch\af39\loch\f0 the Magistrate to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 \hich\af0\dbch\af39\loch\f0 activate the suspen}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10047214 \hich\af0\dbch\af39\loch\f0 ded committal }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 \hich\af0\dbch\af39\loch\f0 
and at the hearing instead ask}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 \hich\af0\dbch\af39\loch\f0 ed}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10241378 
\hich\af0\dbch\af39\loch\f0  the court }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 \hich\af0\dbch\af39\loch\f0 for a receiving order.  This may have been a more expedient pathway }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4531779 \hich\af0\dbch\af39\loch\f0 for Westpac}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 \hich\af0\dbch\af39\loch\f0 .  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid4531779 
\par 
\par \hich\af0\dbch\af39\loch\f0 [}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14171062 \hich\af0\dbch\af39\loch\f0 2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13136640 
\hich\af0\dbch\af39\loch\f0 3}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid4531779 \hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 
\hich\af0\dbch\af39\loch\f0 Is this the only pathway that Westpac was permitted to employ to pursue bankruptcy proceedings against the Appellants?  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16529873 
\hich\af0\dbch\af39\loch\f0 In my view, such a construction is not availabl\hich\af0\dbch\af39\loch\f0 e on }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 \hich\af0\dbch\af39\loch\f0 a plain reading of }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid10047214 \hich\af0\dbch\af39\loch\f0 s 99}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid16529873 \hich\af0\dbch\af39\loch\f0 .  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6439199 \hich\af0\dbch\af39\loch\f0 
It is apparent that s 99 is intended to be applied where a judgment creditor is seeking to commit a debtor.  The purpose of s 99 is to equip the court with another remedy other than a committal.  The provision does not requir\hich\af0\dbch\af39\loch\f0 
e a judgment creditor in every instance to follow this pathway to obtain a receiving order}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid3549232 \hich\af0\dbch\af39\loch\f0  and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6439199 \hich\af0\dbch\af39\loch\f0 I am not prepared to read this requirement into the wording or impose such a restriction on a judgment creditor in the ab}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1666361 \hich\af0\dbch\af39\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid6439199 \hich\af0\dbch\af39\loch\f0 ence of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1666361 \hich\af0\dbch\af39\loch\f0 clear wording to this effect. I\hich\af0\dbch\af39\loch\f0 ndeed, in my view there is no sensible reason to do so.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid6439199 
\par 
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid1259371 {\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid1666361\charrsid3542752 
\hich\af0\dbch\af39\loch\f0 O}{\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 \b\fs24\ul\loch\af0\hich\af0\dbch\af39\insrsid1259371\charrsid3542752 \hich\af0\dbch\af39\loch\f0 rders
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 
\par \hich\af0\dbch\af39\loch\f0 [2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13136640 \hich\af0\dbch\af39\loch\f0 4}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 
\hich\af0\dbch\af39\loch\f0 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14044366 \hich\af0\dbch\af39\loch\f0 Accordingly, I make the following orders:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid1259371 
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid14044366 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7415459 
\par }\pard \ltrpar\qj \fi-284\li851\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin851\itap0\pararsid7415459 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14044366 \hich\af0\dbch\af39\loch\f0 
i. The appeal is dismissed.
\par }\pard \ltrpar\qj \li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid14044366 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid7415459 
\par }\pard \ltrpar\qj \fi-284\li851\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin851\itap0\pararsid7415459 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14044366 \hich\af0\dbch\af39\loch\f0 
ii. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14044366\charrsid14044366 The }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14044366 Appellants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14044366\charrsid14044366  shall pay the }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14044366 Respondent\rquote s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14044366\charrsid14044366  costs summarily assessed in the amount of $}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\insrsid7415459 2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14044366 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid7753575 0}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14044366\charrsid14044366 00.00}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid14044366 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid14044366\charrsid14044366 
\par }\pard \ltrpar\qj \fi-567\li567\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8420654\charrsid8138491 
\par }\pard \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8138491 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid8138491 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949 
\par }\pard \ltrpar\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15679614 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8062949\charrsid15679614 .}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af37\insrsid8062949\charrsid15679614 \loch\af0\dbch\af37\hich\f0 \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85
\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af37\insrsid8062949\charrsid15679614 \hich\af0\dbch\af37\loch\f0 D. K. L. Tuiqereqere
\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af37\insrsid5779424\charrsid15679614 \hich\af0\dbch\af37\loch\f0 PUISNE}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af37\insrsid8062949\charrsid15679614 
\hich\af0\dbch\af37\loch\f0  J}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af0\hich\af0\dbch\af37\insrsid8520415\charrsid15679614 \hich\af0\dbch\af37\loch\f0 UDGE}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\par 
\par \hich\af0\dbch\af39\loch\f0 Solicitors:
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8138491\charrsid15679614 \hich\af0\dbch\af39\loch\f0 Reddy & Nandan Lawyers}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 \hich\af0\dbch\af39\loch\f0  for the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid13531309\charrsid15679614 \hich\af0\dbch\af39\loch\f0 Appellants}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af0\hich\af0\dbch\af39\insrsid8062949\charrsid15679614 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid8138491\charrsid15679614 Howards Lawyers for the Respondent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid5719184\charrsid15679614 
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