{\rtf1\adeflang1025\ansi\ansicpg0\uc1\adeff0\deff0\stshfdbch0\stshfloch31506\stshfhich31506\stshfbi31506\deflang8192\deflangfe8192\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f34\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria Math;}
{\f37\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\f43\fbidi \fswiss\fcharset0\fprq2{\*\panose 00000000000000000000}Segoe UI;}{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhimajor\f31502\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0302020204030204}Calibri Light;}
{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}
{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f1229\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\f1230\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\f1232\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f1233\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f1234\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\f1235\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\f1236\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f1237\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\f1569\fbidi \froman\fcharset238\fprq2 Cambria Math CE;}{\f1570\fbidi \froman\fcharset204\fprq2 Cambria Math Cyr;}{\f1572\fbidi \froman\fcharset161\fprq2 Cambria Math Greek;}{\f1573\fbidi \froman\fcharset162\fprq2 Cambria Math Tur;}
{\f1576\fbidi \froman\fcharset186\fprq2 Cambria Math Baltic;}{\f1577\fbidi \froman\fcharset163\fprq2 Cambria Math (Vietnamese);}{\f1599\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\f1600\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}
{\f1602\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\f1603\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\f1604\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\f1605\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}
{\f1606\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\f1607\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\f1659\fbidi \fswiss\fcharset238\fprq2 Segoe UI CE;}{\f1660\fbidi \fswiss\fcharset204\fprq2 Segoe UI Cyr;}
{\f1662\fbidi \fswiss\fcharset161\fprq2 Segoe UI Greek;}{\f1663\fbidi \fswiss\fcharset162\fprq2 Segoe UI Tur;}{\f1664\fbidi \fswiss\fcharset177\fprq2 Segoe UI (Hebrew);}{\f1665\fbidi \fswiss\fcharset178\fprq2 Segoe UI (Arabic);}
{\f1666\fbidi \fswiss\fcharset186\fprq2 Segoe UI Baltic;}{\f1667\fbidi \fswiss\fcharset163\fprq2 Segoe UI (Vietnamese);}{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fhimajor\f31528\fbidi \fswiss\fcharset238\fprq2 Calibri Light CE;}{\fhimajor\f31529\fbidi \fswiss\fcharset204\fprq2 Calibri Light Cyr;}{\fhimajor\f31531\fbidi \fswiss\fcharset161\fprq2 Calibri Light Greek;}
{\fhimajor\f31532\fbidi \fswiss\fcharset162\fprq2 Calibri Light Tur;}{\fhimajor\f31533\fbidi \fswiss\fcharset177\fprq2 Calibri Light (Hebrew);}{\fhimajor\f31534\fbidi \fswiss\fcharset178\fprq2 Calibri Light (Arabic);}
{\fhimajor\f31535\fbidi \fswiss\fcharset186\fprq2 Calibri Light Baltic;}{\fhimajor\f31536\fbidi \fswiss\fcharset163\fprq2 Calibri Light (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}
{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\fhiminor\f31573\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\fhiminor\f31574\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}
{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;\red255\green255\blue0;\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;
\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;\red0\green0\blue0;\red0\green0\blue0;\chyperlink\ctint255\cshade255\red5\green99\blue193;\red96\green94\blue92;\red225\green223\blue221;
\ctextone\ctint255\cshade255\red0\green0\blue0;\caccentone\ctint255\cshade191\red47\green84\blue150;}{\*\defchp \f31506\fs22 }{\*\defpap \ql \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 }
\noqfpromote {\upr{\stylesheet{\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\snext0 \sqformat \spriority0 Normal;}{\*\cs10 \additive \ssemihidden \sunhideused \spriority1 Default Paragraph Font;}{\*
\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31506\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang8192\langfe8192\cgrid\langnp8192\langfenp8192 \snext11 \ssemihidden \sunhideused Normal Table;}{
\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext15 \sqformat \spriority34 \styrsid9965873 List Paragraph;}{\*\cs16 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b \sbasedon10 \sqformat \spriority22 \styrsid11801360 Strong;}{
\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af43\afs18\alang1025 \ltrch\fcs0 \f43\fs18\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext17 \slink18 \ssemihidden \sunhideused \styrsid8338127 Balloon Text;}{\*\cs18 \additive \rtlch\fcs1 \af43\afs18 \ltrch\fcs0 \f43\fs18 \sbasedon10 \slink17 \slocked \ssemihidden \styrsid8338127 Balloon Text Char;}{\s19\ql \li0\ri0\widctlpar
\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext19 \slink20 \sunhideused \styrsid349390 
header;}{\*\cs20 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \slink19 \slocked \styrsid349390 Header Char;}{\s21\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext21 \slink22 \sunhideused \styrsid349390 footer;}{\*\cs22 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \slink21 \slocked \styrsid349390 
Footer Char;}{\*\cs23 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf19 \sbasedon10 \sunhideused \styrsid1324283 Hyperlink;}{\s24\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext24 \spriority0 \styrsid16205449 heading_7;}{
\s25\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext25 \spriority0 \styrsid16205449 Normal1;}{\*\cs26 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf20\chshdng0\chcfpat0\chcbpat21 \sbasedon10 \ssemihidden \sunhideused \styrsid16526866 Unresolved Mention;}{
\s27\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext27 \spriority0 \styrsid10310324 gmail-msonospacing;}}{\*\ud\uc0{\stylesheet{\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext0 \sqformat \spriority0 Normal;}{\*\cs10 \additive \ssemihidden \sunhideused \spriority1 Default Paragraph Font;}{\*
\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31506\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang8192\langfe8192\cgrid\langnp8192\langfenp8192 \snext11 \ssemihidden \sunhideused Normal Table;}{
\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext15 \sqformat \spriority34 \styrsid9965873 List Paragraph;}{\*\cs16 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b \sbasedon10 \sqformat \spriority22 \styrsid11801360 Strong;}{
\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af43\afs18\alang1025 \ltrch\fcs0 \f43\fs18\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext17 \slink18 \ssemihidden \sunhideused \styrsid8338127 Balloon Text;}{\*\cs18 \additive \rtlch\fcs1 \af43\afs18 \ltrch\fcs0 \f43\fs18 \sbasedon10 \slink17 \slocked \ssemihidden \styrsid8338127 Balloon Text Char;}{\s19\ql \li0\ri0\widctlpar
\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext19 \slink20 \sunhideused \styrsid349390 
header;}{\*\cs20 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \slink19 \slocked \styrsid349390 Header Char;}{\s21\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext21 \slink22 \sunhideused \styrsid349390 footer;}{\*\cs22 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \slink21 \slocked \styrsid349390 
Footer Char;}{\*\cs23 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf19 \sbasedon10 \sunhideused \styrsid1324283 Hyperlink;}{\s24\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext24 \spriority0 \styrsid16205449 heading_7;}{
\s25\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext25 \spriority0 \styrsid16205449 Normal1;}{\*\cs26 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf20\chshdng0\chcfpat0\chcbpat21 \sbasedon10 \ssemihidden \sunhideused \styrsid16526866 Unresolved Mention;}{
\s27\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext27 \spriority0 \styrsid10310324 gmail-msonospacing;}}}}{\*\listtable{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\leveltemplateid1235363900\'02{\uc1\u0 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \cf22\fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid29454350}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-1383840000\'03({\uc1\u0 l)};}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2520\lin2520 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li3240\lin3240 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4680\lin4680 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li5400\lin5400 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6840\lin6840 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li7560\lin7560 }{\listname ;}\listid136606187}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid355391556\'03({\uc1\u0 l)};}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li7200\lin7200 }{\listname ;}\listid352849700}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-1070316150\'03({\uc1\u0 l)};}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li7200\lin7200 }{\listname ;}\listid597641942}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-770383668\'03({\uc1\u0 l)};}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li7200\lin7200 }{\listname ;}\listid774515502}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u0 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid1449936780}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid564701190\'03({\uc1\u0 l)};}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li7200\lin7200 }{\listname ;}\listid1452430459}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-770383668\'03({\uc1\u0 l)};}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li7200\lin7200 }{\listname ;}\listid1460685516}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-770383668\'03({\uc1\u0 l)};}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li7200\lin7200 }{\listname ;}\listid1788115318}{\list\listtemplateid-1\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid355391556\'03({\uc1\u0 l)};}{\levelnumbers\'02;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02{\uc1\u1 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02{\uc1\u2 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02{\uc1\u3 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02{\uc1\u4 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u5 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698703\'02{\uc1\u6 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698713\'02{\uc1\u7 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02{\uc1\u8 l.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li7200\lin7200 }{\listname ;}\listid1885482830}}{\*\listoverridetable{\listoverride\listid29454350\listoverridecount0\ls1}{\listoverride\listid352849700
\listoverridecount0\ls2}{\listoverride\listid1449936780\listoverridecount0\ls3}{\listoverride\listid136606187\listoverridecount0\ls4}{\listoverride\listid774515502\listoverridecount0\ls5}{\listoverride\listid597641942\listoverridecount0\ls6}
{\listoverride\listid1788115318\listoverridecount0\ls7}{\listoverride\listid1460685516\listoverridecount0\ls8}{\listoverride\listid1885482830\listoverridecount0\ls9}{\listoverride\listid1452430459\listoverridecount0\ls10}}{\*\pgptbl {\pgp\ipgp2\itap0
\li720\ri720\sb100\sa100}{\pgp\ipgp0\itap0\li0\ri0\sb0\sa0}{\pgp\ipgp0\itap0\li0\ri0\sb0\sa0}{\pgp\ipgp0\itap0\li0\ri0\sb0\sa0}{\pgp\ipgp2\itap0\li720\ri720\sb100\sa100}}{\*\rsidtbl \rsid227725\rsid349390\rsid395692\rsid402605\rsid418480\rsid486110
\rsid661162\rsid814145\rsid943243\rsid995056\rsid995239\rsid996218\rsid999208\rsid1005760\rsid1011653\rsid1013122\rsid1135754\rsid1192139\rsid1195598\rsid1259930\rsid1320069\rsid1324283\rsid1472027\rsid1512865\rsid1516297\rsid1516364\rsid1575141
\rsid1579611\rsid1604395\rsid1670529\rsid1713963\rsid1715353\rsid1732135\rsid1851180\rsid1865945\rsid2110714\rsid2296660\rsid2309963\rsid2361921\rsid2364436\rsid2503506\rsid2513541\rsid2523042\rsid2558531\rsid2700209\rsid2759352\rsid2761156\rsid2892188
\rsid2915234\rsid3018333\rsid3039560\rsid3042919\rsid3111009\rsid3277159\rsid3345368\rsid3424464\rsid3426609\rsid3543279\rsid3543938\rsid3548431\rsid3619042\rsid3688429\rsid3813344\rsid3895147\rsid3998233\rsid4330012\rsid4336280\rsid4420390\rsid4550678
\rsid4595434\rsid4600249\rsid4604393\rsid4618058\rsid4735410\rsid4853762\rsid4868050\rsid4996855\rsid5078819\rsid5116922\rsid5138753\rsid5139613\rsid5181540\rsid5250920\rsid5265541\rsid5375946\rsid5378214\rsid5404126\rsid5452452\rsid5518176\rsid5779758
\rsid5785563\rsid5796933\rsid5849367\rsid5901720\rsid5915803\rsid5929297\rsid6178891\rsid6381500\rsid6453770\rsid6492779\rsid6503166\rsid6518087\rsid6554690\rsid6586253\rsid6633937\rsid6647801\rsid6693268\rsid6774178\rsid6832753\rsid7028222\rsid7094111
\rsid7425068\rsid7485925\rsid7492471\rsid7566386\rsid7764747\rsid7800087\rsid7804479\rsid7820841\rsid7944697\rsid8018575\rsid8026990\rsid8074595\rsid8136244\rsid8192104\rsid8204757\rsid8206306\rsid8220459\rsid8338127\rsid8413666\rsid8455952\rsid8479424
\rsid8479726\rsid8482404\rsid8596220\rsid8599962\rsid8603682\rsid8680851\rsid8855757\rsid8866123\rsid8916114\rsid9132086\rsid9133726\rsid9186614\rsid9312834\rsid9376272\rsid9512033\rsid9524575\rsid9642225\rsid9648629\rsid9830732\rsid9833815\rsid9860732
\rsid9919588\rsid9965873\rsid9971119\rsid9973130\rsid10116898\rsid10169147\rsid10184910\rsid10310324\rsid10363478\rsid10428229\rsid10563742\rsid10630544\rsid10882088\rsid10906684\rsid10951715\rsid11016475\rsid11032193\rsid11213780\rsid11237479
\rsid11360117\rsid11366424\rsid11536000\rsid11548932\rsid11561354\rsid11675250\rsid11751488\rsid11801360\rsid11948374\rsid12083992\rsid12125538\rsid12192919\rsid12280768\rsid12338614\rsid12395822\rsid12399629\rsid12404167\rsid12405688\rsid12458522
\rsid12482314\rsid12648798\rsid12661801\rsid12679730\rsid12726454\rsid12941518\rsid13184363\rsid13270636\rsid13307670\rsid13378813\rsid13385285\rsid13395985\rsid13401530\rsid13462268\rsid13533133\rsid13594505\rsid13654941\rsid13722314\rsid13727373
\rsid13903924\rsid13922118\rsid13969786\rsid13983477\rsid14042829\rsid14099695\rsid14165611\rsid14178468\rsid14184058\rsid14233010\rsid14241204\rsid14312477\rsid14354274\rsid14382789\rsid14581612\rsid14637792\rsid14708739\rsid14818503\rsid14886222
\rsid14959442\rsid15158761\rsid15162186\rsid15215867\rsid15228907\rsid15278335\rsid15415950\rsid15545468\rsid15598421\rsid15627591\rsid15758197\rsid15887923\rsid15927889\rsid16067021\rsid16124689\rsid16205449\rsid16473718\rsid16478711\rsid16481823
\rsid16515275\rsid16526866\rsid16592372\rsid16712335}{\mmathPr\mmathFont34\mbrkBin0\mbrkBinSub0\msmallFrac0\mdispDef1\mlMargin0\mrMargin0\mdefJc1\mwrapIndent1440\mintLim0\mnaryLim1}{\info{\upr{\author iliesatuilevuka123@outlook.com}
{\*\ud\uc0{\author iliesatuilevuka123@outlook.com}}}{\upr{\operator Liliviwa Baleimatuku}{\*\ud\uc0{\operator Liliviwa Baleimatuku}}}{\creatim\yr2023\mo3\dy8\hr15\min8}{\revtim\yr2023\mo3\dy27\hr16\min23}{\printim\yr2023\mo3\dy8\hr14\min51}{\version4}
{\edmins2}{\nofpages9}{\nofwords3050}{\nofchars17390}{\upr{\nofcharsws20400}{\*\ud\uc0{\nofcharsws20400}}}{\vern67}}{\*\xmlnstbl {\xmlns1 http://schemas.microsoft.com/office/word/2003/wordml}}
\paperw12240\paperh15840\margl1440\margr1440\margt1440\margb1440\gutter0\ltrsect 
\widowctrl\ftnbj\aenddoc\trackmoves0\trackformatting1\donotembedsysfont1\relyonvml0\donotembedlingdata0\grfdocevents0\validatexml1\showplaceholdtext0\ignoremixedcontent0\saveinvalidxml0\showxmlerrors1\noxlattoyen
\expshrtn\noultrlspc\dntblnsbdb\nospaceforul\formshade\horzdoc\dgmargin\dghspace180\dgvspace180\dghorigin1440\dgvorigin1440\dghshow1\dgvshow1
\jexpand\viewkind1\viewscale100\pgbrdrhead\pgbrdrfoot\splytwnine\ftnlytwnine\htmautsp\nolnhtadjtbl\useltbaln\alntblind\lytcalctblwd\lyttblrtgr\lnbrkrule\nobrkwrptbl\snaptogridincell\allowfieldendsel\wrppunct
\asianbrkrule\rsidroot9965873\newtblstyruls\nogrowautofit\usenormstyforlist\noindnmbrts\felnbrelev\nocxsptable\indrlsweleven\noafcnsttbl\afelev\utinl\hwelev\spltpgpar\notcvasp\notbrkcnstfrctbl\notvatxbx\krnprsnet\cachedcolbal \nouicompat \fet0
{\*\wgrffmtfilter 2450}\nofeaturethrottle1\ilfomacatclnup0{\*\ftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid349390 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11360117 \chftnsep 
\par }}{\*\ftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid349390 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11360117 \chftnsepc 
\par }}{\*\aftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid349390 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11360117 \chftnsep 
\par }}{\*\aftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid349390 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11360117 \chftnsepc 
\par }}\ltrpar \sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sftnbj {\footerr \ltrpar \pard\plain \ltrpar\s21\qc \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\field{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10310324  PAGE   \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang1024\langfe1024\noproof\insrsid3895147 9}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10310324 
\par }\pard \ltrpar\s21\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10310324 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar
\qc \li142\ri0\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin142\itap0\pararsid3895147\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\cf22\insrsid10310324\charrsid3895147 IN THE HIGH COURT OF FIJI
\par AT LAUTOKA
\par CIVIL JURISDICTION}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid7492471\charrsid3895147 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid10310324\charrsid3895147 
\par }\pard \ltrpar\qc \li142\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin142\itap0\pararsid3895147\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid10310324\charrsid3895147 HBC 147 of 2022
\par 
\par }\pard \ltrpar\qc \fi-1843\li1985\ri0\widctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1985\itap0\pararsid3895147\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid10310324\charrsid3895147 BETWEEN}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\cf22\insrsid3895147 :
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid10310324\charrsid3895147 VISHAL NADAN}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10310324\charrsid3895147  of Malolo, Nadi, Shareholder of Dominion Transport Limited in the republic of Fiji }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3895147 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10310324\charrsid3895147 Islands.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid3895147 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid10310324\charrsid3895147 FIRST PLAINTIFF}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid7492471\charrsid3895147 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid10310324\charrsid3895147 
\par }\pard\plain \ltrpar\s27\qc \fi-1843\li1985\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1985\itap0\pararsid3895147 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid10310324\charrsid3895147 A N D}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid3895147 :
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid10310324\charrsid3895147 DOMINION TRANSPORT PTE LIMITED}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\insrsid10310324\charrsid3895147  a limited liability company }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \fs22\cf22\insrsid3895147 having its registered office at
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\insrsid10310324\charrsid3895147 Malolo, Nadi in the Republic of Fiji Islands.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\insrsid7492471\charrsid3895147 
\par }\pard\plain \ltrpar\qc \fi-1843\li1985\ri0\widctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1985\itap0\pararsid3895147\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid10310324\charrsid3895147 SECOND PLAINTIFF}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid7492471\charrsid3895147 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid10310324\charrsid3895147 
\par }\pard\plain \ltrpar\s27\qc \fi-1843\li1985\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1985\itap0\pararsid3895147 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid10310324\charrsid3895147 A N D}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid3895147 :
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid10310324\charrsid3895147 HOME FINANCE COMPANY LIMITED}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\insrsid10310324\charrsid3895147 
 a financial institution established under the Banking Act having its registered office at 371 at Victoria Parade, Suva.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\insrsid7492471\charrsid3895147 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid10310324\charrsid3895147 FIRST DEFENDANT
\par 
\par A N D}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid3895147 :
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid10310324\charrsid3895147 SATYA NADAN}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\insrsid10310324\charrsid3895147  of Malolo, Nadi, in the Republic of Fiji Islands.}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \fs22\cf22\insrsid7492471\charrsid3895147 
\par }\pard \ltrpar\s27\qc \fi-1559\li1701\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid3895147 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid10310324\charrsid3895147 SECOND DEFENDANT
\par }\pard \ltrpar\s27\qc \li142\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin142\itap0\pararsid3895147 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid10310324\charrsid3895147 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cf22\insrsid7492471\charrsid3895147 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\insrsid10310324\charrsid3895147 
\par }\pard\plain \ltrpar\qc \li142\ri0\sl259\slmult1\widctlpar\tx1985\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin142\itap0\pararsid3895147 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid3895147 \hich\af0\dbch\af31505\loch\f0 Appearances: }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid10310324\charrsid3895147 \hich\af0\dbch\af31505\loch\f0 Mr. Sushil Sharma with Mr. Nabua A. for the Plaintiffs
\par \hich\af0\dbch\af31505\loch\f0 Mr. Lajendra M. for the first Defendant (Home Finance Company Limited)
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid3895147 \hich\af0\dbch\af31505\loch\f0 Date of Hearing: }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid10310324\charrsid3895147 \hich\af0\dbch\af31505\loch\f0 30 August 2022
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid3895147 \hich\af0\dbch\af31505\loch\f0 Date of Judgment:}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid10363478\charrsid3895147 \hich\af0\dbch\af31505\loch\f0 10}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid10310324\charrsid3895147 \hich\af0\dbch\af31505\loch\f0  March 2023
\par }\pard \ltrpar\ql \li142\ri0\widctlpar\tx1418\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin142\itap0\pararsid10310324 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid10310324 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid7492471\charrsid10310324 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\tx1418\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10310324 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid10310324 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \fs20\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid7492471\charrsid10310324 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10310324 {\rtlch\fcs1 \af0\afs48 \ltrch\fcs0 
\b\fs48\ul\cf22\lang3081\langfe1042\loch\af0\hich\af0\dbch\af31505\langnp3081\langfenp1042\insrsid10310324\charrsid10310324 \hich\af0\dbch\af31505\loch\f0 JUDGMENT
\par }\pard \ltrpar\ql \fi-720\li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid9965873 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid10310324\charrsid10310324 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid4336280\charrsid10310324 INTRODUCTION
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid1516364\charrsid10310324 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard\plain \ltrpar
\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid15545468\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 Before me is a Motion filed by t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9965873\charrsid10310324 
he plaintiffs, Vishal Nadan (}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid9965873\charrsid10310324 \'93Vishal\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9965873\charrsid10310324 ) and Rahul Nadan (}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\b\f0\cf22\insrsid9965873\charrsid10310324 \'93Rahul\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9965873\charrsid10310324 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11561354\charrsid10310324 . They}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid9965873\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 seek the following Orders:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9965873\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid15545468\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6381500\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard \ltrpar\s15\qj \fi-567\li1843\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin1843\itap0\pararsid15545468\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6381500\charrsid10310324 t}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid1516364\charrsid10310324 hat leave be granted to Vishal and Rahul to institute proceedings on behalf of Dominion Transport Pte Limited }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11561354\charrsid10310324 (}{\rtlch\fcs1 \ab\af0 
\ltrch\fcs0 \b\f0\cf22\insrsid11561354\charrsid10310324 \'93DTCPL\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11561354\charrsid10310324 ) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 
which was wound up by the Court on 25 October 2021}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10310324 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6381500\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (b)\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid6381500\charrsid10310324 t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 
hat, until further Orders of this Court, the defendants either through their agents, servants, employees or whosoever be restrained from carrying out a sale or mortgagee sale of the assets which are 
under the Bills of Sale or Mortgaged by the Home Finance Company Pte Limited }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11561354\charrsid10310324 (}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid11561354\charrsid10310324 \'93HFCPL\'94}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11561354\charrsid10310324 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10310324 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364 
\par }\pard \ltrpar\s15\qj \li1843\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1843\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6381500\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (c)\tab}}\pard \ltrpar\s15\qj \fi-567\li1843\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin1843\itap0\pararsid15545468\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6381500\charrsid10310324 t}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid1516364\charrsid10310324 hat the Winding Up Order made by this Court in Winding Up Action No. HBE 20 of 2021 be stayed pending the outcome of this application.
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid15545468\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid1516364\charrsid10310324 \hich\af0\dbch\af0\loch\f0 2.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid6693268\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 The application is supp
orted by an affidavit of Vishal sworn on 20 May 2022 and a supplementary affidavit of Rahu sworn on 14 June 2022.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6693268\charrsid10310324 {\upr{\*\bkmkstart _Hlk129136200}{\*\ud\uc0{\*\bkmkstart _Hlk129136200
}}} }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6381500\charrsid10310324 HFCPL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6693268\charrsid10310324 {\upr{\*\bkmkend _Hlk129136200}{\*\ud\uc0{\*\bkmkend _Hlk129136200}}} }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid6381500\charrsid10310324 opposes the application through }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 an affidavit of J}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid4336280\charrsid10310324 a}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 inendra Kumar sworn on }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid4336280\charrsid10310324 29 June 2022.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1516364\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid4336280\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid4336280 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li360\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid4336280\contextualspace {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid4336280\charrsid10310324 
{\upr{\*\bkmkstart _Hlk129138322}{\*\ud\uc0{\*\bkmkstart _Hlk129138322}}}BACKGROUND
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid4336280\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid4336280\charrsid10310324 
{\upr{\*\bkmkend _Hlk129138322}{\*\ud\uc0{\*\bkmkend _Hlk129138322}}}
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid9919588\charrsid10310324 \hich\af0\dbch\af0\loch\f0 3.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid12458522\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9919588\charrsid10310324 
Vishal and Rahul are brothers. They are the sons of the second defendant, Satya Nadan (}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid9919588\charrsid10310324 \'93Satya\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9919588\charrsid10310324 
). Their (Vishal\rquote s and Rahul\rquote s) grandfather was the late Permal Padayachi (}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid9919588\charrsid10310324 \'93}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid15545468\charrsid10310324 
Padayachi\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324 ). }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12458522\charrsid10310324  He (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324 Padayachi}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12458522\charrsid10310324 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324  was the founder of }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid6381500\charrsid10310324 DTCPL}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324 . }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12458522\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid12458522\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12458522\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid12458522\charrsid10310324 \hich\af0\dbch\af0\loch\f0 4.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid12458522\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12458522\charrsid10310324 Padayachi}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid15545468\charrsid10310324  died testate on 20 January 2003. At the time of his death, Vishal was}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2915234\charrsid10310324  just a little over }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid5139613\charrsid10310324 six (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2915234\charrsid10310324 6}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5139613\charrsid10310324 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid2915234\charrsid10310324  years and two}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5139613\charrsid10310324  (2)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2915234\charrsid10310324  months old. Rahul was }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid5139613\charrsid10310324 seven (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2915234\charrsid10310324 7}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5139613\charrsid10310324 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid2915234\charrsid10310324  years and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5139613\charrsid10310324 eleven (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2915234\charrsid10310324 11}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid5139613\charrsid10310324 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2915234\charrsid10310324  months old.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid15545468\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid15545468\charrsid10310324 \hich\af0\dbch\af0\loch\f0 5.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid15545468\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324 Probate No. 41061}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid4595434\charrsid10310324  over the Padayachi-estate}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324  was granted to Satya }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8018575\charrsid10310324 on 20 March 2003}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12458522\charrsid10310324 . In fact, Satya }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324 became the sole executor and trustee of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid12458522\charrsid10310324 Padayachi }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15545468\charrsid10310324 estate. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12458522\charrsid10310324 He }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid15545468\charrsid10310324 also became the Director of DTCPL.
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11751488\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11751488 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11751488\contextualspace {\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid11751488\charrsid10310324 
Bequests in Padayachi\rquote s Last Will & Testament
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11751488\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11751488\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11751488\charrsid10310324 \hich\af0\dbch\af0\loch\f0 6.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid11751488\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11751488\charrsid10310324 Padayachi\rquote 
s Last Will and Testament is dated 28 March 2002. He made the following bequests}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5796933\charrsid10310324  therein}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11751488\charrsid10310324 :
\par }\pard \ltrpar\s15\ql \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid11751488\contextualspace {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324 \tab 

\par }\pard \ltrpar\s15\qj \li1440\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11751488\contextualspace {\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 
I GIVE DEVISE AND BEQUEATH}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324  all and singular my real and personal property of whatever nature and kind and wheresoever situate including any property over which I ma
y have a power of appointment or disposition }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 TO}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324  and }{\rtlch\fcs1 
\ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 UNTO}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324  my trustee upon trust as follows:
\par 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11751488\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard \ltrpar\s15\qj \fi-360\li1800\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls4\adjustright\rin0\lin1800\itap0\pararsid11751488\contextualspace {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324 
To hold in trust Crown Lease No. 9921 Lot 9 together with all improvements thereon situated at Tunalia Road, Malolo Nadi {\upr{\*\bkmkstart _Hlk127120756}{\*\ud\uc0{\*\bkmkstart _Hlk127120756}}}for my grandchildren }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 
\b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 VISHAL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324  and }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 
RAHUL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324  \'85.in equal shares until they attain the age of twenty one (21) years and to transfer the said Crown Lease unto their names{\upr{\*\bkmkend _Hlk127120756}
{\*\ud\uc0{\*\bkmkend _Hlk127120756}}}.
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11751488\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (b)\tab}
To hold in trust Crown Lease No. 9136 Lot 1 situated at Tunalia, Nadi for my grandchildren }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 VISHAL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 
\f0\fs21\cf22\insrsid11751488\charrsid10310324  and }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 RAHUL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324  \'85
.in equal shares until they attain the age of }{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid14165611\charrsid10310324 twenty-one}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324 
 (21) years and to transfer the said Crown Lease unto their names
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11751488\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (c)\tab}
From my 45000 shares in Dominion Transport Company Limited, 22500 shares each to be given to my grandchildren }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 VISHAL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 
\f0\fs21\cf22\insrsid11751488\charrsid10310324  and }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 RAHUL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324 
 until they attain the age of }{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid14165611\charrsid10310324 twenty-one}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324 
 (21) years for their own use and benefit absolutely
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11751488\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (d)\tab}
Sub-divided land known as Lot 5 (ND 5163) situated at Tunalia Road, Nadi to be given to my son }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 {\upr{\*\bkmkstart _Hlk127121644}
{\*\ud\uc0{\*\bkmkstart _Hlk127121644}}}SATYA NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324 {\upr{\*\bkmkend _Hlk127121644}{\*\ud\uc0{\*\bkmkend _Hlk127121644}}}.
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11751488\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (e)\tab}
Sub-divided land known as Lot 6,7, and 8 (ND 5163) situated at Tunalia Road, Nadi to be given to my grandchildren }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 VISHAL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 
\f0\fs21\cf22\insrsid11751488\charrsid10310324  and }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 RAHUL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324 
 equal shares for their own use and benefit absolutely.
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11751488\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (f)\tab}
All my monies deposited with any Commercial Bank in Fiji and all rental income received from any of my properties to be shared equally between my grandchildren }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 
VISHAL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488\charrsid10310324  and }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 RAHUL NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 
\f0\fs21\cf22\insrsid11751488\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11751488\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (g)\tab}
The rest and residue of my estate both real and personal unto my son  }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\ul\cf22\insrsid11751488\charrsid10310324 SATYA NADAN}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 
\f0\fs21\cf22\insrsid11751488\charrsid10310324  absolutely}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11751488 
\par }\pard \ltrpar\s15\qj \li1800\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid7492471 
\par }{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid7492471\charrsid7492471 
\par }\pard \ltrpar\s15\qj \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14165611\contextualspace {\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid1670529\charrsid10310324 
2013 & 2014 Borrowings}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid14165611\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12458522\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12458522\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid14165611\charrsid10310324 \hich\af0\dbch\af0\loch\f0 7.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid15545468\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid14165611\charrsid10310324 O}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid12458522\charrsid10310324 ne of the first things which Satya did upon becoming Director }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid14165611\charrsid10310324 of DTCPL }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid12458522\charrsid10310324 was }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8338127\charrsid10310324 to appoint one Lina Goundar as Company}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12458522\charrsid10310324  Secretary.
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid4735410\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid4735410\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid4735410\charrsid10310324 \hich\af0\dbch\af0\loch\f0 8.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid5452452\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid4735410\charrsid10310324 
It is not clear to me what the financial situation or solvency status of DTCPL was at the time when Satya became Director (and Lina Goundar became Secretary).}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5452452\charrsid10310324  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid4735410\charrsid10310324 However, in 2013, some ten years or so after he became Director, Satya borrowed }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid943243\charrsid10310324 $1,495,000 \endash 
 000 (one million four hundred and ninety-five thousand dollars) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid4735410\charrsid10310324 from HFCL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1195598\charrsid10310324  (}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\b\f0\cf22\insrsid1195598\charrsid10310324 \'932013 borrowing\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1195598\charrsid10310324 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12395822\charrsid10310324 . He again borrowed }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid943243\charrsid10310324 $2,109,896-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid661162\charrsid10310324 00 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid943243\charrsid10310324 
two million, one hundred and nine thousand, eight hundred ninety and six dollars) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12395822\charrsid10310324 from HFCL in 2014}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1195598\charrsid10310324  HFCL (}{
\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid1195598\charrsid10310324 \'932014 borrowing\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1195598\charrsid10310324 ).}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid4735410\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid661162\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid661162\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid661162\contextualspace {\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid661162\charrsid10310324 
Court Sanction? Securities Offered for the Borrowings
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid943243\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid943243\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid1195598\charrsid10310324 \hich\af0\dbch\af0\loch\f0 9.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid12083992\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1195598\charrsid10310324 According to Vishal, }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid943243\charrsid10310324 Satya was obliged}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1195598\charrsid10310324  by law}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid943243\charrsid10310324  to}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid16712335\charrsid10310324 , first,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid943243\charrsid10310324  obtain the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16712335\charrsid10310324 sanction of the High }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid943243\charrsid10310324 Court before he could borrow agains}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15927889\charrsid10310324 t the estate. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1195598\charrsid10310324 
For the 2013 borrowing, he did }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\ul\cf22\insrsid1195598\charrsid10310324 not }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1195598\charrsid10310324 obtain the prior sanction of the Court.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid5452452\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12083992\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid12083992\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12083992\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid12083992\charrsid10310324 \hich\af0\dbch\af0\loch\f0 10.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid12083992\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12083992\charrsid10310324 
Also, for the 2013 borrowing, Satya offered as security a Bill of Sale over some buses which DTCPL had purchased for its bus-service operation}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5452452\charrsid10310324 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid12083992\charrsid10310324 . This Bill of Sale was actually registered on 24 December 2013. It appears that the money borrowed in the 2013 borrowing was used to purchase the}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid15415950\charrsid10310324  buses}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12083992\charrsid10310324 . 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11751488\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11751488\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid12083992\charrsid10310324 \hich\af0\dbch\af0\loch\f0 11.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid395692\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12083992\charrsid10310324 For the 2014 borrowing, }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid15927889\charrsid10310324 Satya did apply for}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid4420390\charrsid10310324 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15927889\charrsid10310324  and obtained}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid4420390\charrsid10310324 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15927889\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10906684\charrsid10310324 a}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid15927889\charrsid10310324  Court }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid395692\charrsid10310324 Order in Suva on 16 April 2014.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15927889\charrsid10310324  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid395692\charrsid10310324 He did so }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15927889\charrsid10310324 before he applied }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12083992\charrsid10310324 to HFCL.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid395692\charrsid10310324  The Order gave him power to execute and give a mortgage, a charge, a Bill
 of Sale, and/or Transfer documents - in respect of all the above properties (as per the Will) including the 45,000 shares in DTCPL in favour of HFCPL }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid4420390\charrsid10310324 \'93}{\rtlch\fcs1 \ab\af0 
\ltrch\fcs0 \b\f0\cf22\insrsid395692\charrsid10310324 for }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid10906684\charrsid10310324 the }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid395692\charrsid10310324 consideration }{\rtlch\fcs1 \ab\af0 
\ltrch\fcs0 \b\f0\cf22\insrsid10906684\charrsid10310324 sum not}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid395692\charrsid10310324  exceeding $2,200,00-00 (two million two hundred thousand dollars)}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\b\f0\cf22\insrsid4420390\charrsid10310324 \'94}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid395692\charrsid10310324 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid395692\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11751488\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11751488\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid3619042\charrsid10310324 \hich\af0\dbch\af0\loch\f0 12.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid395692\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3619042\charrsid10310324 Satya}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid12083992\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5785563\charrsid10310324 secured the 2014 borrowing by giving mortgages}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15927889\charrsid10310324  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid11751488\charrsid10310324 on certain lands which are part of the Padayachi-estate properties}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9512033\charrsid10310324 . Most of these }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid11751488\charrsid10310324 were bequeathed to Vishal and Rahul}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9512033\charrsid10310324 , and a small}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6178891\charrsid10310324 er}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid9512033\charrsid10310324  portion to Satya.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid395692\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid395692\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid395692\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid395692\charrsid10310324 \hich\af0\dbch\af0\loch\f0 13.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid395692\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid395692\charrsid10310324 On 16 September 2014, HFCPL registered a mortgage 
No. 803748 to the value of $2,109,896-00 (two million, one hundred and nine thousand, eight hundred ninety and six dollars). }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3619042\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3619042\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3619042\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid3619042\charrsid10310324 \hich\af0\dbch\af0\loch\f0 14.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid3619042\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3619042\charrsid10310324 
Vishal highlights that the total amount which Satya borrowed from HFCL when the 2013 and the 2014 borrowings are added together - actually exceeds the above ceiling of $2,200-00 set by the Court in 2014 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid395692\charrsid10310324 total amount borrowed from HFCL was $3,604,896-00 which is m}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6586253 ade up of (i) the $1,495,000 \endash  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid395692\charrsid10310324 00 borrowed in 2013 and (ii) the $2,109,896-00 borrowed in 2014}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3619042\charrsid10310324 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid395692\charrsid10310324 .
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12280768\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid12280768\charrsid10310324 \hich\af0\dbch\af0\loch\f0 15.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid6453770\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324 Notably, the fl
eet of buses over which Satya, in his capacity as director of DTCPL, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6453770\charrsid10310324 had }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324 granted the Bill}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid12405688\charrsid10310324 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324  of Sale as security for the 2013 borrowing - were assets of DTCPL. In contrast, the assets over which Satya }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\cf22\insrsid6453770\charrsid10310324 had }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324 granted }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12405688\charrsid10310324 the Mortgage }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324 as security }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6453770\charrsid10310324 against}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324  the 2014 borrowing \endash  were }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6453770\charrsid10310324 assets which }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324 personally belonged to Padayachi}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid12405688\charrsid10310324  -}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6453770\charrsid10310324  and which }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12405688\charrsid10310324 were to pass to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid6453770\charrsid10310324 Vishal and Rahul and also to Satya himself (see }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324 assets Last Will and Testament above). 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12280768\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12280768\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li810\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin810\itap0\pararsid7804479\contextualspace {\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid7804479\charrsid10310324 
Vishal & Rahul Were Minors at Time Satya Borrowed Monies from HFCL
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7804479\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7804479\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid7804479\charrsid10310324 \hich\af0\dbch\af0\loch\f0 16.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\tx1080\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid3543279\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7804479\charrsid10310324 
At the time when Satya obtained the loans in 2013 and 2014 from HFCL, Vishal and Rahul were still minors.  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3543279\charrsid10310324 
Vishal was born on 11 December 1996. Rahul was born on 07 February 1995. Hence \endash  Satya \endash  in his capacity as sole executor/trustee of the Padayachi estate - }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7804479\charrsid10310324 
was holding on trust Vishal\rquote s and Rahul\rquote s share of the estate and was to distribute these to them when they turn twenty-one.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3543279\charrsid10310324 
 As I have said, he gave a mortgage to HFCL over assets to which Vishal and Rahul were beneficially entitled, whilst they were still minors, to secure DTCPL\rquote s 2014 loan.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7804479\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7804479\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7804479\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li810\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin810\itap0\pararsid14581612\contextualspace {\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid418480\charrsid10310324 
DTCPL }{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid227725\charrsid10310324 Defaults, HFCL}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid2513541\charrsid10310324  T}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 
\b\i\f0\fs23\cf22\insrsid11948374\charrsid10310324 akes}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid2513541\charrsid10310324  S}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid11948374\charrsid10310324 teps}{
\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid2513541\charrsid10310324  }{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid11948374\charrsid10310324 to}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 
\b\i\f0\fs23\cf22\insrsid2513541\charrsid10310324  }{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid418480\charrsid10310324 R}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid11948374\charrsid10310324 eali}{
\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid10363478 z}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid11948374\charrsid10310324 e}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 
\b\i\f0\fs23\cf22\insrsid418480\charrsid10310324  S}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid227725\charrsid10310324 ecurities}{\rtlch\fcs1 \ab\ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid2513541\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2513541\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2513541\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11213780\charrsid10310324 \hich\af0\dbch\af0\loch\f0 17.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid12125538\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11213780\charrsid10310324 W}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid8599962\charrsid10310324 hen exactly DTCPL started to}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11801360\charrsid10310324  have financial problems}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11213780\charrsid10310324  \endash 
 is not clear to me}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11801360\charrsid10310324 . }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12125538\charrsid10310324 However}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12192919\charrsid10310324 
, during the COVID-19 crisis, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12125538\charrsid10310324 the company}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11213780\charrsid10310324  was having great difficulty in managing its liquidity, }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 and had}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12192919\charrsid10310324  fallen into arrears in its loan repayment with HFCL}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid11213780\charrsid10310324  \endash  as well as settling its debts with some unsecured creditors.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11801360\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid16473718\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12192919\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid12192919\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12192919\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid15158761\charrsid10310324 \hich\af0\dbch\af0\loch\f0 18.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid3998233\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15158761\charrsid10310324 On 25 October 2021, t}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid13969786\charrsid10310324 his Court granted an Order to Wind Up DTCPL }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15158761\charrsid10310324 pursuant to a petition of one of the company\rquote s unsecured creditors \endash 
 and appointed t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3688429\charrsid10310324 he Official Receiver as liquidator}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15158761\charrsid10310324 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid3688429\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13969786\charrsid10310324 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1512865\charrsid10310324 hat w}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid13969786\charrsid10310324 inding up process is actually on foot now before the Official Receiver.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid6774178\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6774178\charrsid10310324 \hich\af0\dbch\af0\loch\f0 19.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid13462268\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 
On 14 May 2022, HFCPL advertised in the Fiji Sun for sale all the buses and routes of DTCPL by way of tenders. The tender closed on 31 May 2022.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3998233\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid2523042\charrsid10310324 H}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid1512865\charrsid10310324 F}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2523042\charrsid10310324 C}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid1512865\charrsid10310324 L took action on its securities when DTCPL failed to settle the arrears after several demand notices \endash  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16592372\charrsid10310324 proceeded to sell the }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid14382789\charrsid10310324 company\rquote s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16592372\charrsid10310324 buses}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid14382789\charrsid10310324 
 which were secured by the Bill of Sale}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16592372\charrsid10310324 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13462268\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13462268\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13462268\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid13462268\charrsid10310324 \hich\af0\dbch\af0\loch\f0 20.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid13184363\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13462268\charrsid10310324 It appears that, at the time when this action was filed, }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11948374\charrsid10310324 DTCPL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13462268\charrsid10310324 \rquote s total debt to HFCL had escalated to}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid11948374\charrsid10310324  $4,903,908.14 (four million, nine hundred and three thousand, nine hundred and eight dollars and fourteen cents). }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13184363 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid10363478\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10363478\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li360\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid8482404\contextualspace {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid8482404\charrsid10310324 COMMENTS
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid8482404\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8482404\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li900\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin900\itap0\pararsid14637792\contextualspace {\rtlch\fcs1 \ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid14637792\charrsid10310324 
Vishal\rquote s Case Against }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \b\i\f0\cf22\insrsid8206306\charrsid10310324 S}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \b\i\f0\cf22\insrsid14637792\charrsid10310324 atya}{\rtlch\fcs1 \ai\af0\afs23 \ltrch\fcs0 
\b\i\f0\fs23\cf22\insrsid13184363\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13184363\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13184363\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid15228907\charrsid10310324 \hich\af0\dbch\af0\loch\f0 21.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid13395985\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324 Vishal}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid13654941\charrsid10310324  alleges that, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324 at the time when Satya borrowed }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6586253 $1,495,000 \endash  0}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\cf22\insrsid9133726\charrsid10310324 0 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324 in 2013, he (Vishal) was }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13654941\charrsid10310324 seventeen (}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324 17}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13654941\charrsid10310324 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324 
 years old and was still a minor and was not aware of his rights. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13395985\charrsid10310324 Padayachi\rquote s Will did not give Satya any power to borrow such a large sum of money. Accordingly, }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324 Satya }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13654941\charrsid10310324 should have obtained}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324 
 the prior sanction of the High Court }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13395985\charrsid10310324 before}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324  borrow}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid13395985\charrsid10310324 ing}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324  the said money
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid16124689\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16124689\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6503166\charrsid10310324 \hich\af0\dbch\af0\loch\f0 22.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid13270636\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6503166\charrsid10310324 
Satya did obtain a sanction from the High Court in Suva on 16 April 2014 to borrow up to $2,200,00-00 (two million two hundred thousand dollars), and allowed him to offer as security assets which did not belong to the company but which belonged to the est
ate. As it turned out, Satya went ahead and borrowed a further }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2110714\charrsid10310324 $2,109,896-00 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9133726\charrsid10310324 from HFCL}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid6503166\charrsid10310324  in addition to the pre-existing }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6586253 2013 borrowing of $1,495,000 \endash  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3039560\charrsid10310324 00.}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13270636\charrsid10310324  So, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2110714\charrsid10310324 while the 2014 borrowing was still within the Court-sanctioned limit, the company\rquote s total cumulativ
e borrowing from HCFL (when the 2013 sum is added to the 2014 sum) - }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324 was well in excess of that limit}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13270636\charrsid10310324 .}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15228907\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5779758\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5779758\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li900\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin900\itap0\pararsid14637792\contextualspace {\rtlch\fcs1 \ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid8206306\charrsid10310324 V}{
\rtlch\fcs1 \ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid14637792\charrsid10310324 ishal\rquote s}{\rtlch\fcs1 \ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid8206306\charrsid10310324  C}{\rtlch\fcs1 \ai\af0\afs23 \ltrch\fcs0 
\b\i\f0\fs23\cf22\insrsid14637792\charrsid10310324 ase}{\rtlch\fcs1 \ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid8206306\charrsid10310324  A}{\rtlch\fcs1 \ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid14637792\charrsid10310324 gainst }{
\rtlch\fcs1 \ai\af0\afs23 \ltrch\fcs0 \b\i\f0\fs23\cf22\insrsid8206306\charrsid10310324 HFCL
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5779758\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8206306\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid5779758\charrsid10310324 \hich\af0\dbch\af0\loch\f0 23.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid15545468\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5779758\charrsid10310324 As to how HFCL is accountable in all these}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid14959442\charrsid10310324 , Vishal\rquote s case theory appears to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8855757\charrsid10310324 rely on the following alleged facts}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid14959442\charrsid10310324 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5779758\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid6774178\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid8855757\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin1701\itap0\pararsid6586253\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8855757\charrsid10310324 HFC}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid6774178\charrsid10310324 L drafted and prepared the bills of s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8855757\charrsid10310324 ale and m}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 ortgage instruments.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178 
\par }\pard \ltrpar\s15\qj \li1701\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6774178\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (b)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin1701\itap0\pararsid6586253\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 
HFCL knew that Satya was the executor/trustee of the Permal Padayachi estate}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178 
\par }\pard \ltrpar\s15\qj \li1701\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6774178\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (c)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin1701\itap0\pararsid6586253\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 HFCL knew that Vishal has a 
beneficial interest in the 22,500 shares in DTCPL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2523042\charrsid10310324  \endash  and which shares were part of the properties which Satya had offered up for security }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid9860732\charrsid10310324 in the 2014 borrowing}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178 
\par }\pard \ltrpar\s15\qj \li1701\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6774178\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (d)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin1701\itap0\pararsid6586253\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 
HFCL knew that Vishal had not attained the age of 18 years at the time when Satya was }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8855757\charrsid10310324 offering the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2892188\charrsid10310324  said}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8855757\charrsid10310324  shares }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 as security}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471 .
\par }\pard \ltrpar\s15\qj \li1701\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324  
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6774178\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (e)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6774178\charrsid10310324 
HFCL and Satya were both aware or the requirement of section 15 of the Trustee Act.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471 
\par }\pard \ltrpar\s15\qj \li1701\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid7492471 
\par {\upr{\*\bkmkstart _Hlk127243965}{\*\ud\uc0{\*\bkmkstart _Hlk127243965}}}{\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6774178\charrsid10310324 
\hich\af0\dbch\af0\loch\f0 24.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid6774178\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid6774178\charrsid10310324 HFCL actually gave a total loan to Satya to the amount of $3,604,896-00.
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid2892188\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2892188 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li360\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid14818503\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid14818503\charrsid10310324 
{\upr{\*\bkmkend _Hlk127243965}{\*\ud\uc0{\*\bkmkend _Hlk127243965}}}SH}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid6554690\charrsid10310324 O}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid14818503\charrsid10310324 
ULD I GRANT LEAVE TO PLAINTIFFS TO INSTITUTE PROCEEDINGS ON BEHALF OF DTCPL}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\cf22\insrsid14818503\charrsid10310324 ? }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid6554690\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid8413666\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8413666\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid2309963\charrsid10310324 \hich\af0\dbch\af0\loch\f0 25.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2309963\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2309963\charrsid10310324 
The plaintiffs have not obtained the consent of the Official Receiver to pursue this claim. DTCPL was wound up on 25 October 2021 and the Official Receiver is already appointed as liquidator. 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid2309963\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2309963\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid2309963\charrsid10310324 \hich\af0\dbch\af0\loch\f0 26.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2309963\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2309963\charrsid10310324 On 18 May 2022, Sushil Sharma Lawyers wrote to the Officia
l Receiver to seek consent to institute this case. However, the Official Receiver\rquote s Office advised that only the leave of the Court is required and that the leave of the Official Receiver is not required.
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid16205449\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16205449\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid5404126\charrsid10310324 \hich\af0\dbch\af0\loch\f0 27.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2309963\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5404126\charrsid10310324 O}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid16205449\charrsid10310324 n further perusal of the Companies Act 2015, I }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5404126\charrsid10310324 note}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16205449\charrsid10310324 
 that section 229 only requires the leave of the Court:
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid16205449\contextualspace {\rtlch\fcs1 \af0\afs2 \ltrch\fcs0 \f0\fs2\cf22\insrsid16205449\charrsid10310324 
\par }\pard\plain \ltrpar\s25\qj \fi-403\li1843\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1843\itap0\pararsid6586253 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\fs21\cf22\insrsid16205449\charrsid6586253 229}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\insrsid16205449\charrsid6586253 
. When a winding-up order has been made or an interim liquidator has been appointed under section}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\insrsid9830732  }{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\fs21\cf22\insrsid16205449\charrsid6586253 236,}{
\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\insrsid9830732  }{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\cf22\insrsid16205449\charrsid6586253 
no action or proceeding shall be proceeded with or commenced against the company, except by leave of the court and }{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \b\fs21\cf22\insrsid16205449\charrsid6586253 subject to such terms as the court may impose.
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid999208\charrsid10310324 \hich\af0\dbch\af0\loch\f0 28.\tab}}\pard\plain \ltrpar
\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2503506\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid999208\charrsid10310324 The granting of leave is at the discretion of this Court. If the Court does grant leave, it is }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid11366424\charrsid10310324 then open to the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid999208\charrsid10310324  Court to impose }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11366424\charrsid10310324 terms thereon}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid999208\charrsid10310324 .  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11366424\charrsid10310324 There is no reason why this court cannot, as a }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid11548932\charrsid10310324 condition }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11366424\charrsid10310324 for granting leave, require }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid999208\charrsid10310324 a Report }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid11548932\charrsid10310324 of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid999208\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2759352\charrsid10310324 the Official}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid999208\charrsid10310324  Receiver}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11237479\charrsid10310324  \endash  or even seek the views of the creditors.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2503506 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid2503506\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2503506\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11237479\charrsid10310324 \hich\af0\dbch\af0\loch\f0 29.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2503506\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11237479\charrsid10310324 However, in this case, }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid11548932\charrsid10310324 I am not at all inclined to grant leave in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2503506\charrsid10310324 the first place}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11548932\charrsid10310324 . }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11237479\charrsid10310324 There has been}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11548932\charrsid10310324  no }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16526866\charrsid10310324 good reason }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11548932\charrsid10310324 placed before me as to why I should allow the plaintiffs to institute these proceedings on behalf of DTCPL. The company }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid12338614\charrsid10310324 is already}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2503506\charrsid10310324  going through the process of winding up}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12338614\charrsid10310324  }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\cf22\insrsid2503506\charrsid10310324 before the Official Receiver}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12338614\charrsid10310324 . }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid5375946\charrsid10310324  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid2503506\charrsid10310324 Tha
t process is a mechanism for the collective execution against the assets of DTCPL - for the benefit of all its creditors.  It (mechanism) is designed to allow for an equitable and fair distribution of the assets amongst DTCPL creditors. 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5375946\contextualspace {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid5375946\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \ab\af0\afs22 \ltrch\fcs0 \b\fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid16526866\charrsid10310324 \hich\af0\dbch\af0\loch\f0 30.\tab}}\pard \ltrpar
\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid5375946\contextualspace {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid16526866\charrsid10310324 In re Bostels
 Ltd}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid9830732  }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3345368 
 HYPERLINK "http://www.paclii.org/cgi-bin/LawCite?cit=%281968%29%20Ch%20346?stem=&synonyms=&query=Ba%20Provincial%20Holdings" \\o "View LawCiteRecord" }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3895147 {\*\datafield 
10d0c9ea79f9bace118c8200aa004ba90b0200000003000000e0c9ea79f9bace118c8200aa004ba90bfa00000068007400740070003a002f002f007700770077002e007000610063006c00690069002e006f00720067002f006300670069002d00620069006e002f004c006100770043006900740065003f00630069007400
3d002500320038003100390036003800250032003900250032003000430068002500320030003300340036003f007300740065006d003d002600730079006e006f006e0079006d0073003d002600710075006500720079003d0042006100250032003000500072006f00760069006e006300690061006c0025003200300048
006f006c00640069006e00670073000000795881f43b1d7f48af2c825dc485276300000000a5ab000300}}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs23\f0\cf22\insrsid16526866\charrsid10310324 (1968) Ch. 346}}}\sectd \ltrsect
\linex0\endnhere\sectlinegrid360\sectdefaultcl\sftnbj {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid9830732  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16526866\charrsid10310324 at 353}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9830732  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16526866\charrsid10310324 (cited in}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid9830732  }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid16526866\charrsid10310324 
In the Matter of Chaz Lumber Limited}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid16526866\charrsid10310324 , }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16526866\charrsid10310324 Supreme Court of Fiji, 1985 Volume 31 FLR at page 55}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\cf22\insrsid5375946\charrsid10310324 ),}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9830732  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16526866\charrsid10310324 Pennycuick J, in dealing with the principles 
governing the substitution of a supporting creditor as petitioner, observed that }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\ul\cf22\insrsid16526866\charrsid10310324 
the rule allowing substitution operates to reduce costs and to conserve the assets of the Company, because the remedy of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\ul\cf22\insrsid9830732  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\ul\cf22\insrsid16526866\charrsid10310324 
w}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\ul\cf22\insrsid14708739\charrsid10310324 inding}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\ul\cf22\insrsid16526866\charrsid10310324  up}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16526866\charrsid10310324 :
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14708739\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid14708739\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1440\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid14708739\contextualspace {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid16526866\charrsid7492471 
enures for the benefit of the creditors as a whole and the costs of the petition fall upon the assets available for distribution amongst the creditors as a whole
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid11016475\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid16526866\charrsid10310324 \line }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\cf22\insrsid11016475\charrsid10310324 In}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9830732  }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid11016475\charrsid10310324 In the Matter of Chaz}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid11016475\charrsid10310324 , the Cullinan J said as follows:
\par }\pard \ltrpar\s15\qj \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11016475\contextualspace {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\cf22\insrsid11016475\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1530\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1530\itap0\pararsid11016475\contextualspace {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11016475\charrsid7492471 
Ultimately therefore, rule 32 operates not so much for the convenience of a supporting creditor as in the interests of all creditors as a whole}{\rtlch\fcs1 \ab\af0\afs21 \ltrch\fcs0 \b\f0\fs21\cf22\insrsid11016475\charrsid7492471 .}{\rtlch\fcs1 
\af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11016475\charrsid7492471 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid11016475\contextualspace {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid11016475\charrsid7492471 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid402605\charrsid10310324 \hich\af0\dbch\af0\loch\f0 31.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid13385285\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid402605\charrsid10310324 I am of the view that \endash 
 allowing the plaintiffs to drag DTCPL back into Court, will be counterproductive to the overall aim of reducing costs and conserving the assets of the DTCPL. On the contrary \endash 
 involving the company in the current litigation will only expose it (the company) to further costs, in the eve}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471 nt that the plaintiff\rquote s will lo}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid402605\charrsid10310324 se this case.
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid402605\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid402605\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid402605\charrsid10310324 \hich\af0\dbch\af0\loch\f0 32.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid402605\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid402605\charrsid10310324 Apart from that,
 staying the winding up process may entail allowing the company to resume and continue trading. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13385285\charrsid10310324 
In Australia, the Courts recognize that there is a public policy against returning an insolvent company to the commercial world. As Street J said in }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid13385285\charrsid10310324 Re Data Homes Pty Ltd}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13385285\charrsid10310324  [1971] 1 NSWLR 338 \endash  the court will not exercise its discretion in a way which:
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid13385285\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13385285\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1440\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid13385285\contextualspace {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid13385285\charrsid7492471 
[has] "the consequence of permitting an insolvent company to go forth again into the community". 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid13385285\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13385285\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid13385285\charrsid10310324 \hich\af0\dbch\af0\loch\f0 33.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid13385285\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13385285\charrsid10310324 In }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\b\f0\ul\cf22\insrsid13385285\charrsid10310324 Brolrik v Sambah}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13385285\charrsid10310324  [2001] NSWSC 1171 , the Court said: 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid13385285\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid13385285\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1440\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid13385285\charrsid7492471 Fin
ally, the court must consider the public interest. The main component of that interest in cases  such as the present is that companies not shown to be solvent and financially stable should be  left in liquidation so as to avoid risk and prejudice to those
 with whom they in future do business}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid10630544\charrsid7492471 \'85.}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid13385285\charrsid7492471  }{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 
\f0\fs21\cf22\insrsid7492471\charrsid7492471 
\par }\pard\plain \ltrpar\qj \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid402605 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid402605\charrsid10310324 SHOULD THE DEFENDANTS BE RESTRAINED FROM CARRYING OUT A SALE OR MORTGAGEE SALE OF THE ASSETS WHICH ARE UNDER THE BILLS OF SALE OR MORTGAGED BY HFCPL
\par }\pard\plain \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid13385285\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid402605\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid402605\charrsid10310324 \hich\af0\dbch\af0\loch\f0 34.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid10630544\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid402605\charrsid10310324 This question }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid10630544\charrsid10310324 require}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid402605\charrsid10310324 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10630544\charrsid10310324  me to consider the principles }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid402605\charrsid10310324 in}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10630544\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 the American}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\ul\cf22\insrsid10630544\charrsid10310324  Cyanamid Co (No 1) v Ethicon Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10630544\charrsid10310324  [1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid402605\charrsid10310324 
975] UKHL 1 (05 February 1975) and to ask (i) is there a serious issue to be tried? (ii) where does the balance of convenience lie/are damages an adequate remedy (iii) undertaking as to damages.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid10630544\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid10630544\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10630544\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid995239\charrsid10310324 \hich\af0\dbch\af0\loch\f0 35.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 
The only real issue which the Plaintiffs have highlighted is whether or not the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3277159\charrsid10310324 securities (Bill of Sale and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 
mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3277159\charrsid10310324 ) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324  in favour of HCFL could be set aside on account of the HCFL\rquote s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid3277159\charrsid10310324  (alleged)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324  breach }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid3277159\charrsid10310324 of its fiduciary duty to Vishal and Rahul. }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid2558531\charrsid10310324 \hich\af0\dbch\af0\loch\f0 36.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 At this
 point, I will say that it is hard for me to see how HFCL could owe a fiduciary duty to Vishal and Rahul \endash  although \endash  having said that \endash  I am prepared to accept that I may be wrong if I am proven otherwise at trial.
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid8136244\charrsid10310324 \hich\af0\dbch\af0\loch\f0 37.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8136244\charrsid10310324 For now, I will say that, because V
ishal and Rahul were not customers of HFCL in terms of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6492779\charrsid10310324 loan }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8136244\charrsid10310324 transactions in question, }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid6492779\charrsid10310324 it is likely that they will find difficulty in establishing that HFCL owed them a duty in the first place.  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8136244\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid8136244\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8136244\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6492779\charrsid10310324 \hich\af0\dbch\af0\loch\f0 38.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6492779\charrsid10310324 Traditionally}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid2558531\charrsid10310324 , the relationship between banks and their customers was said to be based purely on contract. Hence, in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid2558531\charrsid10310324 
N Joachimson v Swiss Bank Corporation}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324  [1921] 3 KB 110,117, Bankes J said:
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li1418\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1418\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\cf22\insrsid2558531\charrsid7492471 \'85
.the ordinary case of banker and customer, their relations depend entirely or mainly on implied contract.
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid6492779\charrsid10310324 \hich\af0\dbch\af0\loch\f0 39.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid11536000\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid6492779\charrsid10310324 
However, over the years, the Courts have come to accept that Banks may also owe their customers a duty of care based on tort and even a fiduciary duty in equity.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11536000\charrsid10310324 
 This is particular so in situations where a Bank has given investment}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 , commercial, and/or transactional advice to certain customers. 
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid11536000\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11536000\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid11536000\charrsid10310324 \hich\af0\dbch\af0\loch\f0 40.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid11536000\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11536000\charrsid10310324 A Bank may be exposed to liability in}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid11675250\charrsid10310324  the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11536000\charrsid10310324 tort}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11675250\charrsid10310324  of negligence if it had}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid11536000\charrsid10310324  given }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 such advice }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11675250\charrsid10310324 to a customer \endash }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid11675250\charrsid10310324 and which advice was}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324  relied up}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid11675250\charrsid10310324 on by a the trusting}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324  customer, and where it was reasonable for the customer to trust and rely on the advice (see discussion in }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid2558531\charrsid10310324 Nambia v Fiji Development Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324  [2019] FJHC 808; HBA017.2017 (16 August 2019);  }{\rtlch\fcs1 \ab\af0 
\ltrch\fcs0 \b\f0\ul\cf22\insrsid2558531\charrsid10310324 Finch & Anr v Lloyds TSB Bank plc & Ors}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9830732  }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3345368 
 HYPERLINK "http://www.paclii.org/cgi-bin/LawCite?cit=%5b2016%5d%20EWHC%201236" \\o "View LawCite Record" }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3895147 {\*\datafield 
10d0c9ea79f9bace118c8200aa004ba90b0200000003000000e0c9ea79f9bace118c8200aa004ba90b9e00000068007400740070003a002f002f007700770077002e007000610063006c00690069002e006f00720067002f006300670069002d00620069006e002f004c006100770043006900740065003f00630069007400
3d002500350062003200300031003600250035006400250032003000450057004800430025003200300031003200330036000000795881f43b1d7f48af2c825dc485276300000000a5ab000326}}}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \cs23\f0\cf22\insrsid2558531\charrsid10310324 
[2016] EWHC 1236}}}\sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid9830732  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 QB as per Judge Pelling QC).
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid2558531\charrsid10310324 \hich\af0\dbch\af0\loch\f0 41.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
The Banker may also be exposed to an action for breach of fiduciary duty by undue influence when giving such advice (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid2558531\charrsid10310324 Commercial Bank of Australia Limited v Amadio}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324  (1983) 151 CLR 447; }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid2558531\charrsid10310324 Woods v Martin\rquote s Bank Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid2558531\charrsid10310324  [1954] 1 QB 55; }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid2558531\charrsid10310324 Barclays Bank plc v O\rquote Brien}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
 [1994] 1 AC 180).
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid2558531\charrsid10310324 \hich\af0\dbch\af0\loch\f0 42.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 It appears to me \endash 
 although I stand corrected - that, whether there is a duty in contract, tort or in equity (fiduciary), that duty can only be predicated upon a pre-existing banker and customer relation.
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid2558531\charrsid10310324 \hich\af0\dbch\af0\loch\f0 43.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid7764747\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
In this case, there was no pre-existing banker/customer relationship between HFCL and Vishal/Rahul at the time when the loan/borrowings in question were being processed. Rather, HFCL\rquote s customer, at all times, was the company \endash 
 DTCPL. It was the company that had applied for the 2013 and 2014 borrowings to HFCL through its director \endash  Satya. 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid2558531\charrsid10310324 \hich\af0\dbch\af0\loch\f0 44.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 The only time Satya ever engaged with HFCL in his capacity as exe
cutor/trustee of the Padayachi estate was when he was offering the mortgage(s) over the estate property as security for the 2014 borrowing.  Satya, notably, had then applied to the Court for sanction which he obtained before applying for the 2014 borrowin
g.
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid8192104\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8192104\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid8192104\charrsid10310324 \hich\af0\dbch\af0\loch\f0 45.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8192104\charrsid10310324 
In any event, it is hard to see how the HFCL might be liable in tort or breach of fiduciary duty to Satya, when the nature of their dealings did not involve any investment, transactional or commercial advice \endash 
 although, having said that, I understand this is a triable question of fact.
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid8192104\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8192104\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid8192104\charrsid10310324 \hich\af0\dbch\af0\loch\f0 46.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8192104\charrsid10310324 I am of the view that }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid15598421\charrsid10310324 the balance of convenience}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8192104\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid12726454\charrsid10310324 
does not favour the placing of any restraint on HFCL from pursuing its rights to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8603682\charrsid10310324 reali}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471 z}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid8603682\charrsid10310324 e its securities for the following reasons:
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid8603682\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8603682\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid8603682\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls10\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8603682\charrsid10310324 DTCPL owes a massive amount to HFCL \endash  let alone \endash 
 the amount of money it owes to its unsecured creditors.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8603682 
\par }\pard \ltrpar\s15\qj \li1701\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid8603682\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (b)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls10\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8603682\charrsid10310324 there is no}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid12726454\charrsid10310324  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8603682\charrsid10310324 suggestion in any of the affidavits filed by Vishal and Rahul as to how they propose to restore DTCPL\rquote s solvency or liquidity}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471 .
\par }\pard \ltrpar\s15\qj \li1701\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid8603682\charrsid10310324  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\cf22\insrsid8192104\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid14042829\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (c)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls10\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid14042829\charrsid10310324 
HFCL is a commercial bank. If, in the event Vishal and Rahul are able to establish their claim against HFCL, HFCL is better able to compensate them in damages compared to Vishal\rquote s and Rahul\rquote s relative ability to pay HFCL\rquote 
s costs should}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324  HFCL succeed in defending the claim.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186 
\par }\pard \ltrpar\s15\qj \li1701\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid995239\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (d)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls10\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 
Vishal submits that if HFCL proceeds to sell the fleets of buses of DTCPL, Vishal will suffer losses and damages as he holds 22,500 shares in DTCPL. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 
He has already lost those shares as the company was would up. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186 
\par }\pard \ltrpar\s15\qj \li1701\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid15162186\charrsid10310324 \hich\af0\dbch\af0\loch\f0 (e)\tab}}\pard \ltrpar\s15\qj \fi-425\li1701\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls10\adjustright\rin0\lin1701\itap0\pararsid7492471\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 Vishal further submits that u}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid995239\charrsid10310324 nless the winding up order is stayed, it is likely that all the fleets and buses and other assets of DTCPL will be sold.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 
 This is merely stating the obvious. This is the very essence of the Bills of Sale and the Mortgages in question.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid2558531\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid2558531\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid995239\charrsid10310324 \hich\af0\dbch\af0\loch\f0 47.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid15162186\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 At paragraph 44}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid15162186\charrsid10310324  of his Affidavit}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 , Rahul gives the \'93usual undertaking as to damages\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\cf22\insrsid15162186\charrsid10310324 . This is hardly enough. Even if it were, I would still decide against granting the Orders sought on the basis of what I have discussed above.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 

\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid995239\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 
\par }\pard \ltrpar\s15\qj \li0\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid995239\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid15162186\charrsid10310324 ORDERS}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\ul\cf22\insrsid10882088\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10882088\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10882088\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid995239\charrsid10310324 \hich\af0\dbch\af0\loch\f0 48.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid995239\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 I ref
use to grant leave to the plaintiffs to institute proceedings on behalf of Dominion Transport Pte Limited which was wound up by the Court on 25 October 2021. The plaintiffs should have joined the Official Receiver which they did not.
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid15162186\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid995239\charrsid10310324 \hich\af0\dbch\af0\loch\f0 49.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid995239\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 I also decline to
 grant any Order to retrain the defendants from carrying out a sale or mortgagee sale of the assets which are under the Bills of Sale or Mortgaged by the Home Finance Company Pte Limited.
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15162186\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid995239\charrsid10310324 \hich\af0\dbch\af0\loch\f0 50.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid995239\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 I also refuse to stay the Winding Up Order made by this Court}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid995239\charrsid10310324 
\par }\pard \ltrpar\s15\ql \li720\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15162186\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid15162186\charrsid10310324 \hich\af0\dbch\af0\loch\f0 51.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid995239\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 
Costs to the defendant which I summarily assess at $1,500-00 (one thousand five hundred dollars only).
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid15162186\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\cf22\lang1033\langfe1033\langnp1033\langfenp1033\insrsid15162186\charrsid10310324 \hich\af0\dbch\af0\loch\f0 52.\tab}}\pard \ltrpar\s15\qj \fi-720\li1080\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1080\itap0\pararsid995239\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 Case adjourned to 22 March 2023 for mention at 10.30 a.m.
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid15162186\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 
\par 
\par 
\par 
\par 
\par }\pard \ltrpar\s15\qc \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid15162186\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid15162186\charrsid10310324 \'85\'85\'85\'85\'85
\'85\'85\'85\'85\'85\'85..
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\cf22\insrsid15162186\charrsid7492471 Anare Tuilevuka
\par JUDGE
\par Lautoka
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10310324\charrsid10310324 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid7492471\charrsid7492471 10}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf22\insrsid10310324\charrsid7492471  March 2023
\par }\pard \ltrpar\s15\qj \li1080\ri0\sa160\sl259\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid995239\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\cf23\insrsid995239 
\par }{\*\themedata 504b030414000600080000002100e9de0fbfff0000001c020000130000005b436f6e74656e745f54797065735d2e786d6cac91cb4ec3301045f748fc83e52d4a
9cb2400825e982c78ec7a27cc0c8992416c9d8b2a755fbf74cd25442a820166c2cd933f79e3be372bd1f07b5c3989ca74aaff2422b24eb1b475da5df374fd9ad
5689811a183c61a50f98f4babebc2837878049899a52a57be670674cb23d8e90721f90a4d2fa3802cb35762680fd800ecd7551dc18eb899138e3c943d7e503b6
b01d583deee5f99824e290b4ba3f364eac4a430883b3c092d4eca8f946c916422ecab927f52ea42b89a1cd59c254f919b0e85e6535d135a8de20f20b8c12c3b0
0c895fcf6720192de6bf3b9e89ecdbd6596cbcdd8eb28e7c365ecc4ec1ff1460f53fe813d3cc7f5b7f020000ffff0300504b030414000600080000002100a5d6
a7e7c0000000360100000b0000005f72656c732f2e72656c73848fcf6ac3300c87ef85bd83d17d51d2c31825762fa590432fa37d00e1287f68221bdb1bebdb4f
c7060abb0884a4eff7a93dfeae8bf9e194e720169aaa06c3e2433fcb68e1763dbf7f82c985a4a725085b787086a37bdbb55fbc50d1a33ccd311ba548b6309512
0f88d94fbc52ae4264d1c910d24a45db3462247fa791715fd71f989e19e0364cd3f51652d73760ae8fa8c9ffb3c330cc9e4fc17faf2ce545046e37944c69e462
a1a82fe353bd90a865aad41ed0b5b8f9d6fd010000ffff0300504b0304140006000800000021006b799616830000008a0000001c0000007468656d652f746865
6d652f7468656d654d616e616765722e786d6c0ccc4d0ac3201040e17da17790d93763bb284562b2cbaebbf600439c1a41c7a0d29fdbd7e5e38337cedf14d59b
4b0d592c9c070d8a65cd2e88b7f07c2ca71ba8da481cc52c6ce1c715e6e97818c9b48d13df49c873517d23d59085adb5dd20d6b52bd521ef2cdd5eb9246a3d8b
4757e8d3f729e245eb2b260a0238fd010000ffff0300504b030414000600080000002100b6f4679893070000c9200000160000007468656d652f7468656d652f
7468656d65312e786d6cec59cd8b1bc915bf07f23f347d97f5d5ad8fc1f2a24fcfda33b6b164873dd648a5eef2547789aad28cc56208de532e81c026e49085bd
ed21842cecc22eb9e48f31d8249b3f22afaa5bdd5552c99e191c3061463074977eefd5afde7bf5de53d5ddcf5e26d4bbc05c1096f6fcfa9d9aefe174ce16248d
7afeb3d9a4d2f13d2151ba4094a5b8e76fb0f03fbbf7eb5fdd454732c609f6403e1547a8e7c752ae8eaa5531876124eeb0154ee1bb25e30992f0caa3ea82a34b
d09bd06aa3566b55134452df4b51026a1f2f97648ebd9952e9dfdb2a1f53784da5500373caa74a35b6243476715e5708b11143cabd0b447b3eccb3609733fc52
fa1e4542c2173dbfa6fffceabdbb5574940b517940d6909be8bf5c2e17589c37f49c3c3a2b260d823068f50bfd1a40e53e6edc1eb7c6ad429f06a0f91c569a71
b175b61bc320c71aa0ecd1a17bd41e35eb16ded0dfdce3dc0fd5c7c26b50a63fd8c34f2643b0a285d7a00c1feee1c3417730b2f56b50866fede1dbb5fe28685b
fa3528a6243ddf43d7c25673b85d6d0159327aec8477c360d26ee4ca4b144443115d6a8a254be5a1584bd00bc6270050408a24493db959e1259a43140f112567
9c7827248a21f056286502866b8ddaa4d684ffea13e827ed5174849121ad780113b137a4f87862cec94af6fc07a0d537206f7ffef9cdeb1fdfbcfee9cd575fbd
79fdf77c6eadca923b466964cafdf2dd1ffef3cd6fbd7ffff0ed2f5fff319b7a172f4cfcbbbffdeedd3ffef93ef5b0e2d2146ffff4fdbb1fbf7ffbe7dfffebaf
5f3bb4f7393a33e1339260e13dc297de5396c0021dfcf119bf9ec42c46c494e8a791402952b338f48f656ca11f6d10450edc00db767cce21d5b880f7d72f2cc2
d398af2571687c182716f094313a60dc6985876a2ec3ccb3751ab927e76b13f714a10bd7dc43945a5e1eaf579063894be530c616cd2714a5124538c5d253dfb1
738c1dabfb8210cbaea764ce99604be97d41bc01224e93ccc899154da5d03149c02f1b1741f0b7659bd3e7de8051d7aa47f8c246c2de40d4417e86a965c6fb68
2d51e252394309350d7e8264ec2239ddf0b9891b0b099e8e3065de78818570c93ce6b05ec3e90f21cdb8dd7e4a37898de4929cbb749e20c64ce4889d0f6394ac
5cd829496313fbb938871045de13265df05366ef10f50e7e40e941773f27d872f787b3c133c8b026a53240d4376beef0e57dccacf89d6ee8126157aae9f3c44a
b17d4e9cd131584756689f604cd1255a60ec3dfbdcc160c05696cd4bd20f62c82ac7d815580f901dabea3dc5027a25d5dcece7c91322ac909de2881de073bad9
493c1b9426881fd2fc08bc6eda7c0ca52e7105c0633a3f37818f08f480102f4ea33c16a0c308ee835a9fc4c82a60ea5db8e375c32dff5d658fc1be7c61d1b8c2
be04197c6d1948eca6cc7b6d3343d49aa00c9819822ec3956e41c4727f29a28aab165b3be596f6a62ddd00dd91d5f42424fd6007b4d3fb84ffbbde073a8cb77f
f9c6b10f3e4ebfe3566c25ab6b763a8792c9f14e7f7308b7dbd50c195f904fbfa919a175fa04431dd9cf58b73dcd6d4fe3ffdff73487f6f36d2773a8dfb8ed64
7ce8306e3b99fc70e5e3743265f3027d8d3af0c80e7af4b14f72f0d46749289dca0dc527421ffc08f83db398c0a092d3279eb838055cc5f0a8ca1c4c60e1228e
b48cc799fc0d91f134462b381daafb4a492472d591f0564cc0a1911e76ea5678ba4e4ed9223becacd7d5c16656590592e5782d2cc6e1a04a66e856bb3cc02bd4
6bb6913e68dd1250b2d721614c6693683a48b4b783ca48fa58178ce620a157f65158741d2c3a4afdd6557b2c805ae115f8c1edc1cff49e1f06200242701e07cd
f942f92973f5d6bbda991fd3d3878c69450034d8db08283ddd555c0f2e4fad2e0bb52b78da2261849b4d425b46377822869fc17974aad1abd0b8aeafbba54b2d
7aca147a3e08ad9246bbf33e1637f535c8ede6069a9a9982a6de65cf6f35430899395af5fc251c1ac363b282d811ea3717a211dcbccc25cf36fc4d32cb8a0b39
4222ce0cae934e960d122231f728497abe5a7ee1069aea1ca2b9d51b90103e59725d482b9f1a3970baed64bc5ce2b934dd6e8c284b67af90e1b35ce1fc568bdf
1cac24d91adc3d8d1797de195df3a708422c6cd795011744c0dd413db3e682c0655891c8caf8db294c79da356fa3740c65e388ae62945714339967709dca0b3a
faadb081f196af190c6a98242f8467912ab0a651ad6a5a548d8cc3c1aafb6121653923699635d3ca2aaa6abab39835c3b60cecd8f26645de60b53531e434b3c2
67a97b37e576b7b96ea74f28aa0418bcb09fa3ea5ea12018d4cac92c6a8af17e1a56393b1fb56bc776811fa07695226164fdd656ed8edd8a1ae19c0e066f54f9
416e376a6168b9ed2bb5a5f5adb979b1cdce5e40f2184197bba6526857c2c92e47d0104d754f92a50dd8222f65be35e0c95b73d2f3bfac85fd60d80887955a27
1c57826650ab74c27eb3d20fc3667d1cd66ba341e31514161927f530bbb19fc00506dde4f7f67a7cefee3ed9ded1dc99b3a4caf4dd7c5513d777f7f5c6e1bb7b
8f40d2f9b2d598749bdd41abd26df627956034e854bac3d6a0326a0ddba3c9681876ba9357be77a1c141bf390c5ae34ea5551f0e2b41aba6e877ba9576d068f4
8376bf330efaaff23606569ea58fdc16605ecdebde7f010000ffff0300504b0304140006000800000021000dd1909fb60000001b010000270000007468656d65
2f7468656d652f5f72656c732f7468656d654d616e616765722e786d6c2e72656c73848f4d0ac2301484f78277086f6fd3ba109126dd88d0add40384e4350d36
3f2451eced0dae2c082e8761be9969bb979dc9136332de3168aa1a083ae995719ac16db8ec8e4052164e89d93b64b060828e6f37ed1567914b284d262452282e
3198720e274a939cd08a54f980ae38a38f56e422a3a641c8bbd048f7757da0f19b017cc524bd62107bd5001996509affb3fd381a89672f1f165dfe514173d985
0528a2c6cce0239baa4c04ca5bbabac4df000000ffff0300504b01022d0014000600080000002100e9de0fbfff0000001c020000130000000000000000000000
0000000000005b436f6e74656e745f54797065735d2e786d6c504b01022d0014000600080000002100a5d6a7e7c0000000360100000b00000000000000000000
000000300100005f72656c732f2e72656c73504b01022d00140006000800000021006b799616830000008a0000001c0000000000000000000000000019020000
7468656d652f7468656d652f7468656d654d616e616765722e786d6c504b01022d0014000600080000002100b6f4679893070000c92000001600000000000000
000000000000d60200007468656d652f7468656d652f7468656d65312e786d6c504b01022d00140006000800000021000dd1909fb60000001b01000027000000
000000000000000000009d0a00007468656d652f7468656d652f5f72656c732f7468656d654d616e616765722e786d6c2e72656c73504b050600000000050005005d010000980b00000000}
{\*\colorschememapping 3c3f786d6c2076657273696f6e3d22312e302220656e636f64696e673d225554462d3822207374616e64616c6f6e653d22796573223f3e0d0a3c613a636c724d
617020786d6c6e733a613d22687474703a2f2f736368656d61732e6f70656e786d6c666f726d6174732e6f72672f64726177696e676d6c2f323030362f6d6169
6e22206267313d226c743122207478313d22646b3122206267323d226c743222207478323d22646b322220616363656e74313d22616363656e74312220616363
656e74323d22616363656e74322220616363656e74333d22616363656e74332220616363656e74343d22616363656e74342220616363656e74353d22616363656e74352220616363656e74363d22616363656e74362220686c696e6b3d22686c696e6b2220666f6c486c696e6b3d22666f6c486c696e6b222f3e}
{\*\latentstyles\lsdstimax376\lsdlockeddef0\lsdsemihiddendef0\lsdunhideuseddef0\lsdqformatdef0\lsdprioritydef99{\lsdlockedexcept \lsdqformat1 \lsdpriority0 \lsdlocked0 Normal;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 1;
\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 2;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 3;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 4;
\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 5;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 6;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 7;
\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 8;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 9;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 1;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 5;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 6;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 7;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 8;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index 9;
\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 1;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 2;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 3;
\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 4;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 5;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 6;
\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 7;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 8;\lsdsemihidden1 \lsdunhideused1 \lsdpriority39 \lsdlocked0 toc 9;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Normal Indent;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 footnote text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 annotation text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 header;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 footer;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 index heading;\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority35 \lsdlocked0 caption;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 table of figures;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 envelope address;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 envelope return;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 footnote reference;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 annotation reference;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 line number;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 page number;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 endnote reference;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 endnote text;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 table of authorities;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 macro;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 toa heading;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List 3;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List 5;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet 3;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Bullet 5;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number 3;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number 4;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Number 5;\lsdqformat1 \lsdpriority10 \lsdlocked0 Title;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Closing;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Signature;\lsdsemihidden1 \lsdunhideused1 \lsdpriority1 \lsdlocked0 Default Paragraph Font;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text Indent;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue 4;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 List Continue 5;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Message Header;\lsdqformat1 \lsdpriority11 \lsdlocked0 Subtitle;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Salutation;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Date;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text First Indent;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text First Indent 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Note Heading;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text Indent 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Body Text Indent 3;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Block Text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Hyperlink;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 FollowedHyperlink;\lsdqformat1 \lsdpriority22 \lsdlocked0 Strong;
\lsdqformat1 \lsdpriority20 \lsdlocked0 Emphasis;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Document Map;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Plain Text;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 E-mail Signature;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Top of Form;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Bottom of Form;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Normal (Web);\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Acronym;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Address;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Cite;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Code;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Definition;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Keyboard;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Preformatted;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Sample;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Typewriter;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 HTML Variable;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 annotation subject;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 No List;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Outline List 1;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Outline List 2;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Outline List 3;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Balloon Text;\lsdpriority39 \lsdlocked0 Table Grid;
\lsdsemihidden1 \lsdlocked0 Placeholder Text;\lsdqformat1 \lsdpriority1 \lsdlocked0 No Spacing;\lsdpriority60 \lsdlocked0 Light Shading;\lsdpriority61 \lsdlocked0 Light List;\lsdpriority62 \lsdlocked0 Light Grid;
\lsdpriority63 \lsdlocked0 Medium Shading 1;\lsdpriority64 \lsdlocked0 Medium Shading 2;\lsdpriority65 \lsdlocked0 Medium List 1;\lsdpriority66 \lsdlocked0 Medium List 2;\lsdpriority67 \lsdlocked0 Medium Grid 1;\lsdpriority68 \lsdlocked0 Medium Grid 2;
\lsdpriority69 \lsdlocked0 Medium Grid 3;\lsdpriority70 \lsdlocked0 Dark List;\lsdpriority71 \lsdlocked0 Colorful Shading;\lsdpriority72 \lsdlocked0 Colorful List;\lsdpriority73 \lsdlocked0 Colorful Grid;\lsdpriority60 \lsdlocked0 Light Shading Accent 1;
\lsdpriority61 \lsdlocked0 Light List Accent 1;\lsdpriority62 \lsdlocked0 Light Grid Accent 1;\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 1;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 1;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 1;
\lsdsemihidden1 \lsdlocked0 Revision;\lsdqformat1 \lsdpriority34 \lsdlocked0 List Paragraph;\lsdqformat1 \lsdpriority29 \lsdlocked0 Quote;\lsdqformat1 \lsdpriority30 \lsdlocked0 Intense Quote;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 1;
\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 1;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 1;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 1;\lsdpriority70 \lsdlocked0 Dark List Accent 1;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 1;
\lsdpriority72 \lsdlocked0 Colorful List Accent 1;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 1;\lsdpriority60 \lsdlocked0 Light Shading Accent 2;\lsdpriority61 \lsdlocked0 Light List Accent 2;\lsdpriority62 \lsdlocked0 Light Grid Accent 2;
\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 2;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 2;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 2;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 2;
\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 2;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 2;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 2;\lsdpriority70 \lsdlocked0 Dark List Accent 2;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 2;
\lsdpriority72 \lsdlocked0 Colorful List Accent 2;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 2;\lsdpriority60 \lsdlocked0 Light Shading Accent 3;\lsdpriority61 \lsdlocked0 Light List Accent 3;\lsdpriority62 \lsdlocked0 Light Grid Accent 3;
\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 3;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 3;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 3;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 3;
\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 3;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 3;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 3;\lsdpriority70 \lsdlocked0 Dark List Accent 3;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 3;
\lsdpriority72 \lsdlocked0 Colorful List Accent 3;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 3;\lsdpriority60 \lsdlocked0 Light Shading Accent 4;\lsdpriority61 \lsdlocked0 Light List Accent 4;\lsdpriority62 \lsdlocked0 Light Grid Accent 4;
\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 4;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 4;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 4;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 4;
\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 4;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 4;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 4;\lsdpriority70 \lsdlocked0 Dark List Accent 4;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 4;
\lsdpriority72 \lsdlocked0 Colorful List Accent 4;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 4;\lsdpriority60 \lsdlocked0 Light Shading Accent 5;\lsdpriority61 \lsdlocked0 Light List Accent 5;\lsdpriority62 \lsdlocked0 Light Grid Accent 5;
\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 5;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 5;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 5;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 5;
\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 5;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 5;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 5;\lsdpriority70 \lsdlocked0 Dark List Accent 5;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 5;
\lsdpriority72 \lsdlocked0 Colorful List Accent 5;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 5;\lsdpriority60 \lsdlocked0 Light Shading Accent 6;\lsdpriority61 \lsdlocked0 Light List Accent 6;\lsdpriority62 \lsdlocked0 Light Grid Accent 6;
\lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 6;\lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 6;\lsdpriority65 \lsdlocked0 Medium List 1 Accent 6;\lsdpriority66 \lsdlocked0 Medium List 2 Accent 6;
\lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 6;\lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 6;\lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 6;\lsdpriority70 \lsdlocked0 Dark List Accent 6;\lsdpriority71 \lsdlocked0 Colorful Shading Accent 6;
\lsdpriority72 \lsdlocked0 Colorful List Accent 6;\lsdpriority73 \lsdlocked0 Colorful Grid Accent 6;\lsdqformat1 \lsdpriority19 \lsdlocked0 Subtle Emphasis;\lsdqformat1 \lsdpriority21 \lsdlocked0 Intense Emphasis;
\lsdqformat1 \lsdpriority31 \lsdlocked0 Subtle Reference;\lsdqformat1 \lsdpriority32 \lsdlocked0 Intense Reference;\lsdqformat1 \lsdpriority33 \lsdlocked0 Book Title;\lsdsemihidden1 \lsdunhideused1 \lsdpriority37 \lsdlocked0 Bibliography;
\lsdsemihidden1 \lsdunhideused1 \lsdqformat1 \lsdpriority39 \lsdlocked0 TOC Heading;\lsdpriority41 \lsdlocked0 Plain Table 1;\lsdpriority42 \lsdlocked0 Plain Table 2;\lsdpriority43 \lsdlocked0 Plain Table 3;\lsdpriority44 \lsdlocked0 Plain Table 4;
\lsdpriority45 \lsdlocked0 Plain Table 5;\lsdpriority40 \lsdlocked0 Grid Table Light;\lsdpriority46 \lsdlocked0 Grid Table 1 Light;\lsdpriority47 \lsdlocked0 Grid Table 2;\lsdpriority48 \lsdlocked0 Grid Table 3;\lsdpriority49 \lsdlocked0 Grid Table 4;
\lsdpriority50 \lsdlocked0 Grid Table 5 Dark;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 1;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 1;
\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 1;\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 1;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 1;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 1;
\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 1;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 2;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 2;\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 2;
\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 2;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 2;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 2;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 2;
\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 3;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 3;\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 3;\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 3;
\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 3;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 3;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 3;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 4;
\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 4;\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 4;\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 4;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 4;
\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 4;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 4;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 5;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 5;
\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 5;\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 5;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 5;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 5;
\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 5;\lsdpriority46 \lsdlocked0 Grid Table 1 Light Accent 6;\lsdpriority47 \lsdlocked0 Grid Table 2 Accent 6;\lsdpriority48 \lsdlocked0 Grid Table 3 Accent 6;
\lsdpriority49 \lsdlocked0 Grid Table 4 Accent 6;\lsdpriority50 \lsdlocked0 Grid Table 5 Dark Accent 6;\lsdpriority51 \lsdlocked0 Grid Table 6 Colorful Accent 6;\lsdpriority52 \lsdlocked0 Grid Table 7 Colorful Accent 6;
\lsdpriority46 \lsdlocked0 List Table 1 Light;\lsdpriority47 \lsdlocked0 List Table 2;\lsdpriority48 \lsdlocked0 List Table 3;\lsdpriority49 \lsdlocked0 List Table 4;\lsdpriority50 \lsdlocked0 List Table 5 Dark;
\lsdpriority51 \lsdlocked0 List Table 6 Colorful;\lsdpriority52 \lsdlocked0 List Table 7 Colorful;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 1;\lsdpriority47 \lsdlocked0 List Table 2 Accent 1;\lsdpriority48 \lsdlocked0 List Table 3 Accent 1;
\lsdpriority49 \lsdlocked0 List Table 4 Accent 1;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 1;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 1;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 1;
\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 2;\lsdpriority47 \lsdlocked0 List Table 2 Accent 2;\lsdpriority48 \lsdlocked0 List Table 3 Accent 2;\lsdpriority49 \lsdlocked0 List Table 4 Accent 2;
\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 2;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 2;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 2;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 3;
\lsdpriority47 \lsdlocked0 List Table 2 Accent 3;\lsdpriority48 \lsdlocked0 List Table 3 Accent 3;\lsdpriority49 \lsdlocked0 List Table 4 Accent 3;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 3;
\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 3;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 3;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 4;\lsdpriority47 \lsdlocked0 List Table 2 Accent 4;
\lsdpriority48 \lsdlocked0 List Table 3 Accent 4;\lsdpriority49 \lsdlocked0 List Table 4 Accent 4;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 4;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 4;
\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 4;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 5;\lsdpriority47 \lsdlocked0 List Table 2 Accent 5;\lsdpriority48 \lsdlocked0 List Table 3 Accent 5;
\lsdpriority49 \lsdlocked0 List Table 4 Accent 5;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 5;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 5;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 5;
\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 6;\lsdpriority47 \lsdlocked0 List Table 2 Accent 6;\lsdpriority48 \lsdlocked0 List Table 3 Accent 6;\lsdpriority49 \lsdlocked0 List Table 4 Accent 6;
\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 6;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 6;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 6;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Mention;
\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Smart Hyperlink;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Hashtag;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Unresolved Mention;\lsdsemihidden1 \lsdunhideused1 \lsdlocked0 Smart Link;}}{\*\datastore 01050000
02000000180000004d73786d6c322e534158584d4c5265616465722e362e3000000000000000000000060000
d0cf11e0a1b11ae1000000000000000000000000000000003e000300feff090006000000000000000000000001000000010000000000000000100000feffffff00000000feffffff0000000000000000ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
fffffffffffffffffdfffffffeffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffff52006f006f007400200045006e00740072007900000000000000000000000000000000000000000000000000000000000000000000000000000000000000000016000500ffffffffffffffffffffffff0c6ad98892f1d411a65f0040963251e50000000000000000000000008012
3e506c60d901feffffff00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff00000000000000000000000000000000000000000000000000000000
00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff0000000000000000000000000000000000000000000000000000
000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff000000000000000000000000000000000000000000000000
0000000000000000000000000000000000000000000000000105000000000000}}