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\b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid12128357 IN THE HIGH COURT OF FIJI
\par WESTERN DIVISION AT LAUTOKA
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5467142\charrsid12128357 COMPANIES}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid12128357  JURISDICTION
}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473 
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 
\par }\pard \ltrpar\qc \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12128357 {\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5467142\charrsid12128357 
CIVIL }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid12128357 ACTION}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5467142\charrsid12128357  NO. HBM }
{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid12128357 22 OF 2020
\par \ltrrow}\trowd \irow0\irowband0\lastrow \ltrrow\ts17\trgaph108\trleft-108\trftsWidth1\trftsWidthB3\trftsWidthA3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6380053\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth9576\clshdrawnil \cellx9468\pard\plain \ltrpar
\qc \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid12128357\yts17 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507\afs24 
\ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 IN THE MATTER }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 
of a Statutory Demand dated 6 May 2020 taken out by }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 ASAS CONSULTING\~PTE\~LIMITED\~}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 (\lquote the
\par Respondent\rquote )\~against\~}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 NILA\~INTERNATIONAL\~PTE\~LIMITED}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357  (\lquote the Applicant\rquote ) and served on the Applicant on 6 May 2020.}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 
\par 
\par AND
\par 
\par IN THE MATTER }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 of an application by the applicant for an Order setting aside the Statutory Demand pursuant to }{\rtlch\fcs1 \af31507\afs24 
\ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 Section 516 of the Companies Act.}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid13449488 \cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af31507 \ltrch\fcs0 \insrsid12128357\charrsid13449488 \trowd \irow0\irowband0\lastrow \ltrrow
\ts17\trgaph108\trleft-108\trftsWidth1\trftsWidthB3\trftsWidthA3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6380053\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb
\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth9576\clshdrawnil \cellx9468\row }\pard \ltrpar\qj \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15212473 {\rtlch\fcs1 \af31507\afs24 
\ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488 
\par }\pard \ltrpar\qc \fi-2410\li2410\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2410\itap0\pararsid12128357 {\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid9254571\charrsid12128357 BETWEEN}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2779987\charrsid12128357 NILA\~INTERNATIONAL\~PTE\~LIMITED}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2779987\charrsid12128357  a Private Company   incorporated in Fiji and having its registered office at Lot 2 Vuda Point Road, Lautoka.}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid12128357 
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2779987\charrsid12128357 APPLICANT
\par A N D}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5467142\charrsid12128357 ASAS\~CONSULTING}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2779987\charrsid12128357 \~PTE\~
LIMITED }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2779987\charrsid12128357 a Private Company   incorporated in Fiji and having its registered }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5467142\charrsid12128357 place of business}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2779987\charrsid12128357  at}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid4154680\charrsid12128357  Nadi Fiji.}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2779987\charrsid12128357 
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid4154680\charrsid12128357 RESPONDENT}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4154680\charrsid12128357 
\par }\pard \ltrpar\ql \fi-2410\li2410\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2410\itap0\pararsid2779987 {\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\b\f39\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2779987\charrsid13449488 
\par }\pard\plain \ltrpar\s15\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3755408 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 Appearances \tab }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 
: Mr D. S. Naidu for the applicant
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid9254571\charrsid13449488 \tab \tab \tab   Ms D. Pratap and Mr N. Nambiar}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  for the respondent 
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 Date of Hearing\tab }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid9254571\charrsid13449488 : 17}
{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  July 2020
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 Date of Ruling}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid5467142 \tab :  02 September }{
\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 2020 
\par 
\par }\pard \ltrpar\s15\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3755408 {\rtlch\fcs1 \af31507\afs56 \ltrch\fcs0 \b\f39\fs56\ul\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 R U L I N G

\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 [}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \i\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 
setting aside a statutory demand}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 ]
\par }\pard \ltrpar\s15\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3755408 {\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 Introduction 
\par 
\par }\pard \ltrpar\s15\qj \fi-720\li720\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3755408 {\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 [01]\tab This is an application for setting aside a statutory demand.
\par 
\par [02]\tab By its application supported with the affidavit of}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid9254571\charrsid13449488  Mohan Chinnuswamy, the Director of the applicant company, the applicant}{
\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  seeks to set aside the statutory demand notice}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid9254571\charrsid13449488  (\'93}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \i\f39\fs24\lang2057\langfe1033\langnp2057\insrsid9254571\charrsid13449488 statutory demand}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid9254571\charrsid13449488 \'94)}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid9254571\charrsid13449488 issued }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 against it }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid9254571\charrsid13449488 demanding payment of $139,000.00.}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 
\par 
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4663118\charrsid13449488 [03]\tab Opposing the application,}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4663118\charrsid13449488 the}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  respondent}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4663118\charrsid13449488  company}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  has filed }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4663118\charrsid13449488 the}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  affidavit of }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4663118\charrsid13449488 Selvin Kirpal, the Dir}{\rtlch\fcs1 \af31507\afs24 
\ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488 ector of the respondent company, the applicant company has filed an affidavit in reply. }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 
\par 
\par [04]\tab At the hearing,}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488  both parties orally argued the}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  matter, and }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488 
only the respondent company had filed written submission within the time limit allowed by the court.}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 
\par 
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 Background
\par }\pard\plain \ltrpar\qj \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15212473 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12662446 {\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488 [05]\tab On }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid13449488 20 December }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488 20}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid13449488 19}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5467142 ,}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12272734  }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488 Nila\~International\~Pte\~Limited (\'93}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \i\f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488 the applicant company}{
\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488 \'94}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12272734  or \'93}{\rtlch\fcs1 \ai\af31507\afs24 
\ltrch\fcs0 \i\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12272734\charrsid12272734 NIPL}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12272734 \'94)}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488 ) }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid13449488 
obtained a loan of $100,000.00 upon execution of loan agreement dated 20 December 2019 (\'93}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \i\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid13449488 the agreement}{\rtlch\fcs1 \af31507\afs24 
\ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid13449488 \'94). The relevant part of the agreement reads:}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid8415357\charrsid13449488 
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid13449488 \tab }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid2118175 \'93}{\rtlch\fcs1 \af31507 
\ltrch\fcs0 \i\f39\ul\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid2118175 Loan Amount}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid2118175 : F$100,000/- (One Hundred Thousand}{\rtlch\fcs1 
\af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid5467142  Dollars}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid2118175  Only)
\par \tab }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\ul\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid2118175 Interest Rate}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid2118175 
: 15% per month fixed equivalent to $15,000/-}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid13449488\charrsid2118175  (Fifteen Thousand Dollars Only) per month}{\rtlch\fcs1 \af31507 \ltrch\fcs0 
\i\f39\lang2057\langfe1033\langnp2057\insrsid12662446\charrsid2118175 
\par }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid13449488\charrsid2118175 \tab }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\ul\lang2057\langfe1033\langnp2057\insrsid13449488\charrsid2118175 Repayment:
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12272734 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid2118175\charrsid2118175 
\tab Due on the 23}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\super\langnp2057\insrsid2118175\charrsid2118175 rd}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid2118175\charrsid2118175 
 January 2019 by one bullet payment of FS100,000/- (One Hundred Thousand Dollars Only), however interest continued to be paid until principal debts repaid in full.}{\rtlch\fcs1 \af31507 \ltrch\fcs0 
\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid2118175 
\par }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid2118175\charrsid2118175 \tab }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\ul\lang2057\langfe1033\langnp2057\insrsid2118175\charrsid2118175 Payment Due Date:
\par }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid2118175\charrsid2118175 \tab Interest to be paid 23}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\super\langnp2057\insrsid2118175\charrsid2118175 rd}{
\rtlch\fcs1 \af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid2118175\charrsid2118175  of every month until principal debts repaid in full.\'94
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12272734 [06]\tab }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488 On 6 May 2020,}{\rtlch\fcs1 
\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12272734  NIPL}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488  served the applicant company with a }{\rtlch\fcs1 
\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12272734 s}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488 tatutory }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12272734 d}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488 emand}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12272734  under s}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488 ection 515 of the Companies Act 2015}{\rtlch\fcs1 \af31507\afs24 
\ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1254716  (\'93}{\rtlch\fcs1 \ai\af31507\afs24 \ltrch\fcs0 \i\f39\fs24\lang2057\langfe1033\langnp2057\insrsid1254716\charrsid1254716 Com Act}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid1254716 \'94) demanding repayment of the loan. The applicant company did not make the payment demanded under the statutory demand.}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7171356 {\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1254716 [07]\tab 
Instead, }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid5467142 on}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488 
 26 May 2020, the applicant company filed an application for an order setting aside the statutory demand }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1254716 under}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488  section 516 of the Com Act}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1254716 .}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid15212473\charrsid13449488  
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3755408 {\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 Legal framework 

\par }\pard \ltrpar\qj \li720\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3755408 {\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3755408 {\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [08}{\rtlch\fcs1 \ab\af31507\afs24 
\ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 ]\tab Section 516}{\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7171356  }{\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5467142 of the }{\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid7171356 Com Act}{\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408  provides:}{\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408 
\par }{\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7296308 
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3830547 {\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7296308 \tab \tab \'93}{\rtlch\fcs1 \ab\af31507 
\ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid7296308\charrsid7296308 Company may apply}{\rtlch\fcs1 \ab\af31507 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid7296308 
\par }\pard \ltrpar\qj \li1134\ri567\sb100\sbauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin1134\itap0\pararsid3830547 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 516 }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 (1) A company may apply to the court for an order setting aside a statutory demand served on the company.
\par (2) An application may only be made within 21 days after the demand is so served.
\par (3) An application is made in accordance with this section only if, within those 21 days\emdash 
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
an affidavit supporting the application is filed with the court; and
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
a copy of the application, and a copy of the supporting affidavit, are served on the person who served the demand on the company.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid7296308 \'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
\par }\pard \ltrpar\qj \li0\ri567\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin0\itap0\pararsid3755408 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [09}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 ]\tab Section 517 of the Com Act states:
\par }\pard \ltrpar\qj \li1134\ri567\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin1134\itap0\pararsid3830547 {\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 \'93}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 Determination of application where there is a dispute or offsetting claim}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 517}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
 (1) This section applies where, on an application to set aside a statutory demand, the court is satisfied of either or both of the following\emdash 
\par }\pard \ltrpar\qj \li1417\ri567\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin1417\itap0\pararsid3830547 {\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 that }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 {\*\bkmkstart _Hlk50958475}there is a genuine dispute between the company and the respondent about the existence or amount of a debt}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408  to which the demand relates{\*\bkmkend _Hlk50958475};
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 that the company has an offsetting claim.
\par }\pard \ltrpar\qj \li1134\ri567\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin1134\itap0\pararsid3830547 {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
(2) The court must calculate the substantiated amount of the demand.
\par (3) If the substantiated amount is less than the statutory minimum amount for a statutory demand, the court must, by order, set aside the demand.
\par (4) If the substantiated amount is at least as great as the statutory minimum amount for a statutory demand, the court may make an order\emdash 
\par }\pard \ltrpar\qj \li1417\ri567\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin1417\itap0\pararsid3830547 {\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 varying the demand as specified in the order; and
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
declaring the demand to have had effect, as so varied, as from when the demand was served on the company.
\par }\pard \ltrpar\qj \li1134\ri567\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin1134\itap0\pararsid3830547 {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
(5) The court may also order that a demand be set aside if it is satisfied that\emdash 
\par }\pard \ltrpar\qj \li1417\ri567\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin567\lin1417\itap0\pararsid3830547 {\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 because
 of a defect in the demand, substantial injustice will be caused unless the demand is set aside; or
\par }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
there is some other reason why the demand should be set aside.\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid13449488  [Emphasis supplied]}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f39\lang2057\langfe1033\langnp2057\insrsid3755408\charrsid3755408 
\par }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid7171356\charrsid7171356 Discussion}{
\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid1997576 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7689097 {\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [10}{
\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7171356 ]\tab The court, under section 517 of the Com Act, is empowered to set aside a statutory demand }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid7689097 served on the company if }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid14113659 it}{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid7689097  is satisfied either or both of whether }{\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7689097\charrsid7689097 
there is a genuine dispute between the company and the respondent about the existence or amount of a debt}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7689097\charrsid7689097  to which the demand relates}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7689097 .}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7171356 
\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [11}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7689097 ]\tab On inquiry 
by the court, counsel appearing for the applicant company confirmed to the court that the applicant company obtained a sum of $100,000.00 from the respondent company}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid4957 . It follows that there is no genuine dispute between the applicant company and the respondent as to the existence of the debt.}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid7689097 
\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [12}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4957 ]\tab The dispute appears to be }{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2118175 about }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4957 the amount of the debt to which the demand relates, especially the amount of interest.

\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2118175 [}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 13}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid7827743 ]\tab It is notable that there is no offsetting claim made by the respondent against the applicant.}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2118175 

\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [14}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7827743 ]\tab 
The application for setting aside is made on the grounds that: (a) the loan agreement violates the Consumer Credit Act 1999 and the Moneylenders Act and (b) the applicant is a solvent company.
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid474311 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [15}{
\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7827743 ]\tab }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7827743\charrsid474311 On }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid7827743\charrsid474311 an application to set aside a statutory demand, the applicant must satisfy the court either or both }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid474311\charrsid474311 of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid14113659 that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid474311\charrsid474311 there}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7827743\charrsid474311 
 is a genuine dispute between the company and the respondent about the existence or amount of a debt}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid474311  to which the demand relates.}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid7827743 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [16}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12415293 ]\tab Accordin
g to the loan agreement (which the applicant had admitted), the applicant agrees to pay interest at the rate of 15% per month, which is equivalent of $15,000.00 until the entire principal amount of $100,000.00 is repaid in full, one bullet payment by 23 J
anuary 2019.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [17}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12415293 ]\tab 
It was agreed between the applicant and the respondent that the interest rate would be 15% per month. Therefore, the applicant is not entitled to challenge the interest rate on the ground of harsh.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [18}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid5047932 ]\tab 
The loan agreement was made on or about 20 December 2019. Its repayment clause states that the repayment is due on }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5047932\charrsid5047932 23 January 2019}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid5047932 . The parties had intended the repayment date to be }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5047932\charrsid5047932 
23 January 2020}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid5047932 . However, it }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid14113659 is }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid5047932 printed as 23 January 2019. There appears to be a typographical error in printing the due date for repayment of the loan. The repayment date should be read as 23 January 2020.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [19]}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid5047932 \tab The loan agreement appears to be for a short term}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid11477403 , being a month. This is obvious by the due date for repayment. The agreement was made on 20 December 2019}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid14113659 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid11477403 
 and the repayment date was 23 January 2019[20]. This makes the intention of the parties clear that they had intended a short term loan, i.e. a month.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [20}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid11477403 ]\tab 
Section 7 (1) of the Consumer Credit Act does not apply to the provision of credit limited by the contract to a total period not exceeding 62 days. The loan agreement limits the total period}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid4718603  to be a month. It therefore does not attract the Consumer Credit Act. Moreover, it is a business loan and not one for a domestic or household purpose.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid5047932 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [21}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4718603 ]\tab There is no evidence to demonstrate the respondent company }
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid14113659 is}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4718603  a moneylender. Moneylender is }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid14113659 a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid4718603 
person whose business is that of money lending or who carries on or advertises or announces himself or holds himself out in any way 
as carrying on that business whether or not that person also possesses or earns property or money derived from sources other than lending of money and whether or not that person carries on the business as a principal or as an agent}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid8129710  (see s.2 of the Moneylenders Act). I would accordingly reject the contention that the loan agreement violates the Moneylenders Act.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid4718603 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [22}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2123999 ]\tab 
The applicant did not dispute obtaining a loan of $100,000.00 from the respondent with the promise that it would pay it back with the interest 
at the rate of 15% per month. Therefore, the respondent company was entitled to issue a statutory demand under section 515 of the Com Act.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2123999\charrsid2123999 Conclusion}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2123999 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid1730728 [23}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2123999\charrsid2123999 ]\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2123999 For the reasons given, I conclude that the debt with an interest of $15,000.00 a month from the repayment date of 23 January }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3830547 2020}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2123999  is not in dispute. This follows that the applicant did not satisfy me that there is }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid2324367 either a dispute about the existence of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3830547 the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2324367 amount of the debt to which the statutory demand relates. I would, therefore, dismiss the application with summarily assessed costs of $1,000.00 payable by the applicant to the respondent.
\par \tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2324367\charrsid2324367 Result: }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid2123999 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid2324367 \hich\af39\dbch\af31506\loch\f39 1.\tab}}\pard\plain \ltrpar\s16\qj \fi-360\li1446\ri0\sa200\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1446\itap0\pararsid2324367\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f39\fs24\insrsid2324367 Application to set aside the statutory demand is dismissed.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid2324367 \hich\af39\dbch\af31506\loch\f39 2.\tab}Applicant shall pay summarily assessed costs of $1,000.00 to the respondent.}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f39\fs24\insrsid2324367\charrsid2324367 
\par }\pard\plain \ltrpar\qj \fi-720\li720\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid474311 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid8129710 
\par }\pard \ltrpar\qj \fi-720\li1440\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid12128357 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357 DATED THIS 2}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\f39\fs24\lang2057\langfe1033\super\langnp2057\insrsid12128357\charrsid12128357 ND}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\b\f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid12128357  DAY OF SEPTEMBER 2020 AT LAUTOKA.
\par }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid12128357\charrsid474311 
\par }\pard\plain \ltrpar\s15\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2324367 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af31507\afs24 \ltrch\fcs0 \b\f39\fs24\insrsid2324367\charrsid7500355 \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85
\par M.H. Mohamed Ajmeer
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\ul\insrsid2324367\charrsid7500355 JUDGE
\par }{\rtlch\fcs1 \af31507\afs24 \ltrch\fcs0 \b\f39\fs24\insrsid2324367\charrsid7500355 
\par }\pard\plain \ltrpar\ql \fi-720\li720\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3830547 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af31507\afs24 \ltrch\fcs0 \f39\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3830547\charrsid3830547 Solicitors}{\rtlch\fcs1 \ai\af31507\afs24 \ltrch\fcs0 
\f39\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7827743 
\par }\pard \ltrpar\ql \fi-720\li720\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3830547 {\rtlch\fcs1 \ai\af31507\afs24 \ltrch\fcs0 
\f39\fs24\lang2057\langfe1033\langnp2057\insrsid3830547\charrsid3830547 Pillai Naidu & Associates, Barristers & Solicitors for the applicant}{\rtlch\fcs1 \ai\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3830547 
\par Gosai & Nambiar Lawyers for the respondent}{\rtlch\fcs1 \ai\af31507\afs24 \ltrch\fcs0 \f39\fs24\lang2057\langfe1033\langnp2057\insrsid3830547\charrsid3830547 
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