{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff0\deff0\stshfdbch0\stshfloch31506\stshfhich31506\stshfbi31506\deflang1033\deflangfe1033\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f34\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria Math;}
{\f37\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\f39\fbidi \froman\fcharset0\fprq2{\*\panose 02050604050505020204}Bookman Old Style;}
{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fhimajor\f31502\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria;}{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f40\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\f41\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\f43\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f44\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f45\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\f46\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\f47\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f48\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f380\fbidi \froman\fcharset238\fprq2 Cambria Math CE;}
{\f381\fbidi \froman\fcharset204\fprq2 Cambria Math Cyr;}{\f383\fbidi \froman\fcharset161\fprq2 Cambria Math Greek;}{\f384\fbidi \froman\fcharset162\fprq2 Cambria Math Tur;}{\f387\fbidi \froman\fcharset186\fprq2 Cambria Math Baltic;}
{\f388\fbidi \froman\fcharset163\fprq2 Cambria Math (Vietnamese);}{\f410\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\f411\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\f413\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}
{\f414\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\f417\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\f418\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\f430\fbidi \froman\fcharset238\fprq2 Bookman Old Style CE;}
{\f431\fbidi \froman\fcharset204\fprq2 Bookman Old Style Cyr;}{\f433\fbidi \froman\fcharset161\fprq2 Bookman Old Style Greek;}{\f434\fbidi \froman\fcharset162\fprq2 Bookman Old Style Tur;}{\f437\fbidi \froman\fcharset186\fprq2 Bookman Old Style Baltic;}
{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhimajor\f31528\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\fhimajor\f31529\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}
{\fhimajor\f31531\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\fhimajor\f31532\fbidi \froman\fcharset162\fprq2 Cambria Tur;}{\fhimajor\f31535\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}
{\fhimajor\f31536\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}
{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}
{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;\red255\green255\blue0;\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;
\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;}{\*\defchp \f31506\fs22 }{\*\defpap \ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 }\noqfpromote {\stylesheet{\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang5129\langfe5129\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp5129\langfenp5129 \snext0 \sqformat \spriority0 \styrsid13438556 Normal;}{\*\cs10 \additive \ssemihidden \sunhideused \spriority1 Default Paragraph Font;}{\*
\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\trcbpat1\trcfpat1\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31506\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext11 \ssemihidden \sunhideused Normal Table;}{
\s15\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang5129\langfe5129\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp5129\langfenp5129 
\sbasedon0 \snext15 \slink16 \sunhideused \styrsid3687408 header;}{\*\cs16 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \lang5129\langfe5129\dbch\af31505\langnp5129\langfenp5129 \sbasedon10 \slink15 \slocked \styrsid3687408 Header Char;}{
\s17\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang5129\langfe5129\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp5129\langfenp5129 
\sbasedon0 \snext17 \slink18 \sunhideused \styrsid3687408 footer;}{\*\cs18 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \lang5129\langfe5129\dbch\af31505\langnp5129\langfenp5129 \sbasedon10 \slink17 \slocked \styrsid3687408 Footer Char;}}{\*\rsidtbl \rsid21865
\rsid84456\rsid336752\rsid655837\rsid729875\rsid854665\rsid921746\rsid1258328\rsid1265312\rsid1668159\rsid1864501\rsid1981933\rsid2360917\rsid2391456\rsid2425396\rsid2516277\rsid2629948\rsid2774969\rsid3149064\rsid3561294\rsid3610493\rsid3631567
\rsid3687408\rsid4274403\rsid4328039\rsid4423080\rsid4600428\rsid4665700\rsid5116398\rsid5132714\rsid5199440\rsid5258563\rsid5519420\rsid5527365\rsid5578015\rsid5640148\rsid5784688\rsid6101495\rsid6229867\rsid6379716\rsid6772657\rsid7028855\rsid7873638
\rsid8065869\rsid8197564\rsid8406004\rsid8606790\rsid8859453\rsid9338213\rsid9437350\rsid9657335\rsid9964038\rsid10111447\rsid10114645\rsid10117770\rsid10175996\rsid10576385\rsid10577133\rsid10815054\rsid11025955\rsid11107126\rsid11149532\rsid11285726
\rsid11750288\rsid11810713\rsid12066495\rsid12340559\rsid12404972\rsid12453271\rsid12594534\rsid12612552\rsid13042805\rsid13373105\rsid13438556\rsid13633913\rsid13635297\rsid13651944\rsid13699503\rsid13782705\rsid14055451\rsid14187319\rsid14380177
\rsid14885216\rsid15271007\rsid15349540\rsid15615781\rsid15679852\rsid15744639\rsid15755777\rsid15809711\rsid15873200\rsid15874809\rsid16416740\rsid16719184}{\mmathPr\mmathFont34\mbrkBin0\mbrkBinSub0\msmallFrac0\mdispDef1\mlMargin0\mrMargin0\mdefJc1
\mwrapIndent1440\mintLim0\mnaryLim1}{\info{\author Linda M. Nakaora}{\operator Linda M. Nakaora}{\creatim\yr2018\mo2\dy2\hr9\min44}{\revtim\yr2018\mo2\dy2\hr13\min2}{\version3}{\edmins2}{\nofpages20}{\nofwords4712}{\nofchars26859}{\*\company ITC SERVICES}
{\nofcharsws31508}{\vern49273}}{\*\xmlnstbl {\xmlns1 http://schemas.microsoft.com/office/word/2003/wordml}}\paperw12240\paperh15840\margl1440\margr1440\margt1440\margb1440\gutter0\ltrsect 
\widowctrl\ftnbj\aenddoc\trackmoves0\trackformatting1\donotembedsysfont1\relyonvml0\donotembedlingdata0\grfdocevents0\validatexml1\showplaceholdtext0\ignoremixedcontent0\saveinvalidxml0\showxmlerrors1\noxlattoyen
\expshrtn\noultrlspc\dntblnsbdb\nospaceforul\formshade\horzdoc\dgmargin\dghspace180\dgvspace180\dghorigin1440\dgvorigin1440\dghshow1\dgvshow1
\jexpand\viewkind1\viewscale150\pgbrdrhead\pgbrdrfoot\splytwnine\ftnlytwnine\htmautsp\nolnhtadjtbl\useltbaln\alntblind\lytcalctblwd\lyttblrtgr\lnbrkrule\nobrkwrptbl\viewnobound1\snaptogridincell\allowfieldendsel
\wrppunct\asianbrkrule\rsidroot13438556\newtblstyruls\nogrowautofit\usenormstyforlist\noindnmbrts\felnbrelev\nocxsptable\indrlsweleven\noafcnsttbl\afelev\utinl\hwelev\spltpgpar\notcvasp\notbrkcnstfrctbl\notvatxbx\krnprsnet\cachedcolbal \nouicompat \fet0
{\*\wgrffmtfilter 2450}\nofeaturethrottle1\ilfomacatclnup0{\*\ftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3687408 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang5129\langfe5129\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp5129\langfenp5129 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13782705 \chftnsep 
\par }}{\*\ftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3687408 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang5129\langfe5129\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp5129\langfenp5129 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13782705 \chftnsepc 
\par }}{\*\aftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3687408 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang5129\langfe5129\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp5129\langfenp5129 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13782705 \chftnsep 
\par }}{\*\aftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3687408 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang5129\langfe5129\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp5129\langfenp5129 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13782705 \chftnsepc 
\par }}\ltrpar \sectd \ltrsect\linex0\footery432\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid4274403\sftnbj {\footerr \ltrpar \pard\plain \ltrpar\s17\qc \li0\ri0\widctlpar
\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang5129\langfe5129\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp5129\langfenp5129 {\field{\*\fldinst {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3687408 \hich\af31506\dbch\af31505\loch\f31506  PAGE   \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \lang1024\langfe1024\noproof\insrsid10175996 \hich\af31506\dbch\af31505\loch\f31506 20}}}\sectd \ltrsect
\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3687408 
\par }\pard \ltrpar\s17\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3687408 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar\qc \li0\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang5129\langfe5129\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp5129\langfenp5129 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 IN THE HIGH COURT OF FIJI}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid10175996 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 AT \hich\af39\dbch\af31505\loch\f39 SUVA
\par \hich\af39\dbch\af31505\loch\f39 CIVIL JURISDICTION
\par 
\par \hich\af39\dbch\af31505\loch\f39 Civil Action No. \hich\af39\dbch\af31505\loch\f39 HBC 139 OF 2015
\par }\pard \ltrpar\qc \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 
\par }\pard \ltrpar\qc \fi-2700\li2700\ri0\sl276\slmult1\widctlpar\tx2700\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2700\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\ul\insrsid13438556\charrsid10175996 
\hich\af39\dbch\af31505\loch\f39 BETWEEN}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid10175996 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 NAMUKA BAY RESORT LIMITED\hich\af39\dbch\af31505\loch\f39  
\par }\pard \ltrpar\qc \fi-3420\li3420\ri0\sl276\slmult1\widctlpar\tx2700\tx3420\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin3420\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 
\par \hich\af39\dbch\af31505\loch\f39 PLAINTIFF
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid10175996\charrsid10175996 
\par }\pard \ltrpar\qc \fi-2700\li2700\ri0\sl276\slmult1\widctlpar\tx2700\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2700\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\ul\insrsid13438556\charrsid10175996 
\hich\af39\dbch\af31505\loch\f39 AND}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid10175996 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid10111447\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 FIJI DEVELOPMENT BANK\hich\af39\dbch\af31505\loch\f39  
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 
\par }\pard \ltrpar\qc \fi-3420\li3420\ri0\sl276\slmult1\widctlpar\tx3420\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin3420\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 
DEFENDANT
\par }\pard \ltrpar\qc \fi-3420\li3420\ri0\sl276\slmult1\widctlpar\tx2700\tx3420\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin3420\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid10111447\charrsid10175996 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 
\par }\pard \ltrpar\qc \fi-3420\li3420\ri0\sl276\slmult1\nowidctlpar\tx2700\tx3420\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin3420\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10111447\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 Before}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 :}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10175996 \hich\af39\dbch\af31505\loch\f39  
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 Hon. Justice Kamal Kumar
\par 
\par }\pard \ltrpar\qc \fi-3420\li3420\ri0\sa120\sl276\slmult1\nowidctlpar\tx2700\tx3420\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin3420\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10111447\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 Counsel}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 : }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10175996 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10111447\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 Mr A. K. Singh}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13438556\charrsid10175996 
\hich\af39\dbch\af31505\loch\f39  for the Plaintiff
\par }\pard \ltrpar\qc \fi-3420\li3420\ri0\sl276\slmult1\nowidctlpar\tx2700\tx3420\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin3420\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10111447\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 Mr D. Sharma}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39  
\hich\af39\dbch\af31505\loch\f39 for the Defendant
\par 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10111447\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 Date of Hearing}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13438556\charrsid10175996 
\hich\af39\dbch\af31505\loch\f39 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10175996 \hich\af39\dbch\af31505\loch\f39    }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10111447\charrsid10175996 
\hich\af39\dbch\af31505\loch\f39 5 August 2016}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13438556\charrsid10175996 
\par 
\par }\pard \ltrpar\qc \fi-3420\li3420\ri0\sl276\slmult1\nowidctlpar\tx720\tx1440\tx2160\tx2700\tx3420\tx4906\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin3420\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10111447\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 Date of Judgment}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13438556\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 : 
\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2774969\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 30}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13438556\charrsid10175996 
\hich\af39\dbch\af31505\loch\f39  January 2018
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 
\par }\pard \ltrpar\qc \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556\charrsid10175996 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\insrsid10111447\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 RULING}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\insrsid10175996\charrsid10175996 \hich\af39\dbch\af31505\loch\f39  -
\hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f39\fs24\insrsid10111447\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 (Application for Interlocutory Injunction)
\par }\pard \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13438556 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\insrsid13438556 
\par }\pard \ltrpar\qj \li0\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid10111447 \hich\af39\dbch\af31505\loch\f39 1.0\tab }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f39\ul\insrsid13438556\charrsid11810713 \hich\af39\dbch\af31505\loch\f39 Introduction
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556 \hich\af39\dbch\af31505\loch\f39 1.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\insrsid10111447 \hich\af39\dbch\af31505\loch\f39 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13042805 \hich\af39\dbch\af31505\loch\f39 
On 8 December 2015, Plaintiff filed Summons for Injunction seeking following \hich\af39\dbch\af31505\loch\f39 Orders against the Defendant:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13438556 
\par }\pard \ltrpar\qj \fi-720\li1440\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid13042805\charrsid5578015 \loch\af39\dbch\af31505\hich\f39 
\'93\loch\f39 1.\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid5578015\charrsid5578015 \hich\af39\dbch\af31505\loch\f39 An injunction restraining }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid5578015 \hich\af39\dbch\af31505\loch\f39 
the Defendant from entering or being present or trespassing on the Plaintiff\hich\f39 \rquote \loch\f39 s properties at Namuka Bay commonly known as Namuka Bay Resorts and further either by itself or themselves their serva\hich\af39\dbch\af31505\loch\f39 
nts or agents }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid14380177 \hich\af39\dbch\af31505\loch\f39 or workmen or contractors or howsoever be restrained from advertising or carrying out by any means whatsoever a mortgagee sale of the Plaintiff\hich\f39 
\rquote \loch\f39 s property being Native Lease N}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid729875 \hich\af39\dbch\af31505\loch\f39 o}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid14380177 \hich\af39\dbch\af31505\loch\f39 
. 28681 by virtue of powers contained in a registered Mortgage no \hich\af39\dbch\af31505\loch\f39 
714545 and or promoting a mortgagee sale of the property by private treaty and or in any way whatsoever interfering with the business and or operations of the resort until further order of the Court.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid13042805 

\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid14380177 \hich\af39\dbch\af31505\loch\f39 2.\tab \hich\f39 An order for costs in the action.\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid729875 \hich\af39\dbch\af31505\loch\f39                    
\hich\af39\dbch\af31505\loch\f39    }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid4274403 \hich\af39\dbch\af31505\loch\f39     
\par }\pard \ltrpar\qr \fi-720\li1440\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid729875 \hich\af39\dbch\af31505\loch\f39      (}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\i\f39\insrsid729875\charrsid729875 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 \hich\f39 the Application\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid729875 \hich\af39\dbch\af31505\loch\f39 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid13042805 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13042805 \hich\af39\dbch\af31505\loch\f39 1.2\tab 
On 10 February 2016, being returnable date of the Application, this Court made following Orders:-
\par }\pard \ltrpar\qj \fi-720\li1440\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid14380177 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 1.
\tab The Defendant is restrained by itself, its agents, servants or howsoever from advertising or carrying out by any mean\hich\af39\dbch\af31505\loch\f39 s whatsoever a mortgagee sale of the Plaintiff\hich\f39 \rquote \loch\f39 
s property comprised and described in Native Lease No. 28681 by virtue of powers contained in the registered Mortgage No. 714545 and or promoting a Mortgagee sale of said property by private treaty or in any \hich\af39\dbch\af31505\loch\f39 w
\hich\af39\dbch\af31505\loch\f39 ay howsoever until further order of the Court.
\par \hich\af39\dbch\af31505\loch\f39 2.\tab The Affidavit of Mehboob Masuk Ali sworn on 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\super\insrsid14380177\charrsid14380177 \hich\af39\dbch\af31505\loch\f39 rd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid14380177 
\hich\af39\dbch\af31505\loch\f39  December 2015 and filed on 8}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\super\insrsid14380177\charrsid14380177 \hich\af39\dbch\af31505\loch\f39 th}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid14380177 
\hich\af39\dbch\af31505\loch\f39  December 2015 be expunged and removed from the file.
\par \hich\af39\dbch\af31505\loch\f39 3.\tab The Plaintiff is to file and serve fresh Affidavit in Support by 23}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\super\insrsid14380177\charrsid14380177 \hich\af39\dbch\af31505\loch\f39 rd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f39\insrsid14380177 \hich\af39\dbch\af31505\loch\f39  D\hich\af39\dbch\af31505\loch\f39 ecember 2015.
\par \hich\af39\dbch\af31505\loch\f39 4.\tab The Defendant to file and serve Affidavit in Opposition by 14}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\super\insrsid14380177\charrsid14380177 \hich\af39\dbch\af31505\loch\f39 th}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f39\insrsid14380177 \hich\af39\dbch\af31505\loch\f39  January 2016.
\par \hich\af39\dbch\af31505\loch\f39 5.\tab The Plaintiff to file and serve Affidavit in reply by 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\super\insrsid14380177\charrsid14380177 \hich\af39\dbch\af31505\loch\f39 rd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f39\insrsid14380177 \hich\af39\dbch\af31505\loch\f39  February 2016.
\par \hich\af39\dbch\af31505\loch\f39 6.\tab The Parties to file and serve submissions by 17}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\super\insrsid14380177\charrsid14380177 \hich\af39\dbch\af31505\loch\f39 th}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid14380177 
\hich\af39\dbch\af31505\loch\f39  February 2016.
\par \hich\af39\dbch\af31505\loch\f39 7.\tab Any reply to s\hich\af39\dbch\af31505\loch\f39 ubmission to be filed and served by 28}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\super\insrsid14380177\charrsid14380177 \hich\af39\dbch\af31505\loch\f39 th}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \i\f39\insrsid14380177 \hich\af39\dbch\af31505\loch\f39  February 2016.
\par \hich\af39\dbch\af31505\loch\f39 8.\tab By consent matter adjourned to 10}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\super\insrsid14380177\charrsid14380177 \hich\af39\dbch\af31505\loch\f39 th}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid14380177 
\hich\af39\dbch\af31505\loch\f39 \hich\f39  March 2016 at 2.30pm for hearing.\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\insrsid14380177\charrsid14380177 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13042805 \hich\af39\dbch\af31505\loch\f39 1.3\tab 
The Application was next called on }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid6379716 \hich\af39\dbch\af31505\loch\f39 15 April 2016, when parties were directed to file Submissions and Application was adjou\hich\af39\dbch\af31505\loch\f39 
rned to 26 May 2016, at 9.30am for hearing which date was vacated and Application was called on 27 May 2016, for mention only.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13042805 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid6379716 \hich\af39\dbch\af31505\loch\f39 1.4\tab On 27 May 2016, Plaintiff\hich\f39 \rquote \loch\f39 s Counsel informed Court that he needs to discuss settlement with Defendant\hich\f39 \rquote \loch\f39 
s Counsel and since Mr \hich\af39\dbch\af31505\loch\f39 D. Sharma was away overseas and was returning by end of June the Application was adjourned to 8 June 2016, for mention only.
\par \hich\af39\dbch\af31505\loch\f39 1.5\tab On 8 June 2016, the Application was adjourned to 5 August 2016, for hearing when the Application was heard and adjourned for ru\hich\af39\dbch\af31505\loch\f39 ling on notice.
\par \hich\af39\dbch\af31505\loch\f39 1.6\tab Parties filed following Affidavits in respect to}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid729875 \hich\af39\dbch\af31505\loch\f39  the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid6379716 
\hich\af39\dbch\af31505\loch\f39  Application:-
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\insrsid854665\charrsid854665 \hich\af39\dbch\af31505\loch\f39 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\insrsid6379716\charrsid854665 
\par }\pard \ltrpar\qj \fi-1440\li1440\ri0\sa240\sl360\slmult1\widctlpar\tx720\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 \tab \hich\af39\dbch\af31505\loch\f39 (i)\tab 
Affidavit in Support of Mehboob Masuk Ali sworn on 11 December 2015}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9338213 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 \hich\af39\dbch\af31505\loch\f39  and filed on 18 December 2015 (}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f39\insrsid854665\charrsid854665 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 Ali\hich\f39 \rquote \loch\f39 s 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\super\insrsid854665\charrsid854665 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f39\insrsid854665\charrsid854665 \hich\af39\dbch\af31505\loch\f39 \hich\f39  Affidavit\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 \hich\af39\dbch\af31505\loch\f39 );
\par \tab \hich\af39\dbch\af31505\loch\f39 (ii)\tab \hich\af39\dbch\af31505\loch\f39 Affidavit in Support of Mehboob Masuk Ali sworn on 29 February 2016, and filed on 4 March 2016 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid854665\charrsid854665 
\loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 Ali\hich\f39 \rquote \loch\f39 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid854665 \hich\af39\dbch\af31505\loch\f39 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\super\insrsid854665\charrsid854665 
\hich\af39\dbch\af31505\loch\f39 nd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid854665 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid854665\charrsid854665 \hich\af39\dbch\af31505\loch\f39 \hich\f39 Affidavit\'94}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 \hich\af39\dbch\af31505\loch\f39 );
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\insrsid854665 \hich\af39\dbch\af31505\loch\f39 Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\insrsid854665\charrsid854665 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 \tab \hich\af39\dbch\af31505\loch\f39 Affidavit of Salote Tavainavesi in Response to Ali\hich\f39 \rquote \loch\f39 s 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\super\insrsid854665\charrsid854665 
\hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 \hich\af39\dbch\af31505\loch\f39  Affidavit sworn on 13 January 2016}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9338213 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 
\hich\af39\dbch\af31505\loch\f39  and filed on 14 January 2016 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid854665\charrsid9338213 \loch\af39\dbch\af31505\hich\f39 \'93\hich\af39\dbch\af31505\loch\f39 Tavainavesi\hich\f39 \rquote \loch\f39 \hich\f39 
s Affidavit\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid854665 \hich\af39\dbch\af31505\loch\f39 ).}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid13042805 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12340559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9338213 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid9338213\charrsid9338213 \hich\af39\dbch\af31505\loch\f39 2.0
\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\insrsid9338213\charrsid9338213 \hich\af39\dbch\af31505\loch\f39 Background Facts}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid9338213\charrsid9338213 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9338213 \hich\af39\dbch\af31505\loch\f39 2.1\tab On 24 November 2003, Plaintiff executed a Mortgage in favour of the Defendant Bank (hereafter referred to as }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\insrsid9338213\charrsid9338213 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 \hich\f39 the Bank\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9338213 \hich\af39\dbch\af31505\loch\f39 
) over property comprised and described in I-taukei Lease No. 28681 to secure financ\hich\af39\dbch\af31505\loch\f39 ial accommodation and interest provided or to be provided by the Bank to the Plaintiff (}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\insrsid9338213\charrsid9338213 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 \hich\f39 the Mortgage\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9338213 \hich\af39\dbch\af31505\loch\f39 ).
\par \hich\af39\dbch\af31505\loch\f39 2.2\tab The Mortgage initially secured the sum of Fijian Seventy four thousand nine hundred and ninety-two dollars plus interest at the rate of eight (8) p\hich\af39\dbch\af31505\loch\f39 ercent per annum.}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\insrsid13042805 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9338213 \hich\af39\dbch\af31505\loch\f39 2.3\tab The Bank advanced Plaintiff further advances and as such the amount secured under the mortgage varied.
\par \hich\af39\dbch\af31505\loch\f39 2.4\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5784688 \hich\af39\dbch\af31505\loch\f39 On or about 8 October 2003, Bank approved a loan of $74,992.00 to the Plaintiff for the purpose of acquiring lease from I-tauke
\hich\af39\dbch\af31505\loch\f39 i Land Trust Board (then known as Native Land Trust Board (NLTB) (hereinafter referred to as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid5784688\charrsid5784688 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 IL}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid14380177\charrsid5784688 \hich\af39\dbch\af31505\loch\f39 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\insrsid5784688\charrsid5784688 \hich\af39\dbch\af31505\loch\f39 \hich\f39 B\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid5784688 \hich\af39\dbch\af31505\loch\f39 ), construction of staff quarters/dining room, repair road and furnishing four (4) bures, generator costs and consultant/engineer\hich\f39 \rquote \hich\af39\dbch\af31505\loch\f39 
s costs which was to be secured by various securities including Mortgage over proposed lease (ITLB Reference No. 4/11/6929).}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9338213 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5784688 \tab \hich\af39\dbch\af31505\loch\f39 This loan was payable on demand but was deferred on the condition that Plaintiff make loan repayments at the rate of $800.00 per m\hich\af39\dbch\af31505\loch\f39 
onth commencing from January 2004.
\par \hich\af39\dbch\af31505\loch\f39 2.5\tab On or about 26 January 2005, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 \hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5784688 \hich\af39\dbch\af31505\loch\f39 
 approved Plaintiff a further loan of $77,100.00 for the purpose of con}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3561294 \hich\af39\dbch\af31505\loch\f39 structing kitchen/dining, purchase 2 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 
\hich\af39\dbch\af31505\loch\f39 bar fridge}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3561294 \hich\af39\dbch\af31505\loch\f39  and water system, survey/architects costs and roading}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 ,}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\insrsid3561294 \hich\af39\dbch\af31505\loch\f39  and workin\hich\af39\dbch\af31505\loch\f39 g capital }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 \hich\af39\dbch\af31505\loch\f39 to be secured by}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid3561294 \hich\af39\dbch\af31505\loch\f39  existing }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 \hich\af39\dbch\af31505\loch\f39 securities }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3561294 \hich\af39\dbch\af31505\loch\f39 
and fresh securities including }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 \hich\af39\dbch\af31505\loch\f39 Unregistered}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3561294 \hich\af39\dbch\af31505\loch\f39 
 Mortgage over ILTB lease (Ref. ILTB 4/11/1405) with repayment of loan increased to $3,760.00 per month commencing from 31 July 2005.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5784688 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3561294 \hich\af39\dbch\af31505\loch\f39 2.6\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3687408 \hich\af39\dbch\af31505\loch\f39 On or about 5 January 2007, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 
\hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3687408 \hich\af39\dbch\af31505\loch\f39  approved additional loan of $12,341.30 to Plaintiff taking total loan amount to $115,488.52 which was to be secured by }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\insrsid2425396 \hich\af39\dbch\af31505\loch\f39 existing}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3687408 \hich\af39\dbch\af31505\loch\f39 
 securities with loan repayment varied to $1954.00 per month for nine years or until expiry of term.  The new loan was for i\hich\af39\dbch\af31505\loch\f39 ndependent valuers cost, architect fees and working capital.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid3561294 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3687408 \hich\af39\dbch\af31505\loch\f39 2.7\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2425396 \hich\af39\dbch\af31505\loch\f39 On or about 25 April 2008, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 
\hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2425396 \hich\af39\dbch\af31505\loch\f39 
 approved a loan of $1,168,327.00 taking total loan to $1,274,550.76 which was to be secured by existing securities including Mortgage over ILTB lease (Ref 4/11\hich\af39\dbch\af31505\loch\f39 /6929) and fresh securities including Mortgage o}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\insrsid5519420 \hich\af39\dbch\af31505\loch\f39 v}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2425396 \hich\af39\dbch\af31505\loch\f39 
er lease to be issued (ILTB Ref 4/11/50037898) and Mortgage over Native Lease No. 15866.  The purpose of new loan was to acquire land (ILTB Ref 4/11/6929) and adjoining land being Native Lease No. 13366; car\hich\af39\dbch\af31505\loch\f39 
ry out external works to build six (6) new two (2) bedroom bures, dormitory building (40 beds), renovate existing structure and for professional services.  Repayment of loan was varied to $20,050.00 per month for ten (10) years to commence from 30 June 20
0\hich\af39\dbch\af31505\loch\f39 9.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3687408 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2425396 \hich\af39\dbch\af31505\loch\f39 2.8\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid15271007 \hich\af39\dbch\af31505\loch\f39 On or about 20 November 2009, Bank following review of Plaintiff\hich\f39 
\rquote \loch\f39 s account agreed to vary proposal of loan and repayment of loan whereby Plaintiff had to pay $15,500.00 per month (interest only) for six (6) months from March to September 2010 and th\hich\af39\dbch\af31505\loch\f39 
en $22,100.00 per month (principal and interest) until loan is fully paid.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2425396 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid15271007 \hich\af39\dbch\af31505\loch\f39 2.9\tab On 2 December 2009, Plaintiff wrote to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 \hich\af39\dbch\af31505\loch\f39 the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid15271007 \hich\af39\dbch\af31505\loch\f39  requesting that repayments commence from June 2010.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5199440 \hich\af39\dbch\af31505\loch\f39 2.10\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid11750288 \hich\af39\dbch\af31505\loch\f39 On 30 March 2010, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5519420 
\hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid11750288 \hich\af39\dbch\af31505\loch\f39  wrote to Plaintiff advising that further to Plain\hich\af39\dbch\af31505\loch\f39 tiff\hich\f39 \rquote \loch\f39 
s request and review of Plaintiff\hich\f39 \rquote \loch\f39 s account, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3631567 \hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid11750288 \hich\af39\dbch\af31505\loch\f39 
 has agreed for loan repayment of $16,000.00 per month (Interest & Insurance) be from July 2010 to December 2010 with review in September 2010.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid15271007 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid11750288 \hich\af39\dbch\af31505\loch\f39 2.11\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2629948 \hich\af39\dbch\af31505\loch\f39 On 15 September 2010, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3631567 
\hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2629948 \hich\af39\dbch\af31505\loch\f39  wrote to Plaintiff advisin\hich\af39\dbch\af31505\loch\f39 g that further Plaintiff\hich\f39 \rquote \loch\f39 
s request and review of Plaintiff\hich\f39 \rquote \loch\f39 s Account }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3631567 \hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2629948 \hich\af39\dbch\af31505\loch\f39 
 has agreed to:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid11750288 
\par }\pard \ltrpar\qj \fi-720\li1440\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2629948 \hich\af39\dbch\af31505\loch\f39 (i)\tab 
Leave arrears of three hundred twenty two thousand dollars ($322,000.00) in the Account;
\par \hich\af39\dbch\af31505\loch\f39 (ii)\tab Repayment recovery and interest only of sixteen \hich\af39\dbch\af31505\loch\f39 
thousand dollars ($16,000.00) monthly is deferred to commence with effect from December 2010 to June 2011 thereafter increasing to full repayment;
\par \hich\af39\dbch\af31505\loch\f39 (iii)\tab Repayment would be subject to renew by April 2011 or every six (6) months;
\par \hich\af39\dbch\af31505\loch\f39 (iv)\tab Arrears standing on the\hich\af39\dbch\af31505\loch\f39  account was to be cleared before the start of normal repayment as undertaken by the Company.\tab 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2629948 \hich\af39\dbch\af31505\loch\f39 2.12\tab }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\insrsid5640148 \hich\af39\dbch\af31505\loch\f39 On 30 September 2010, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3631567 \hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5640148 
\hich\af39\dbch\af31505\loch\f39  wrote to Plaintiff advising that at Plaintiff\hich\f39 \rquote \loch\f39 s request }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3631567 \hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid5640148 \hich\af39\dbch\af31505\loch\f39  agreed to vary specific loan application to complete resort construc\hich\af39\dbch\af31505\loch\f39 tion comprising stage 1 as per approved plan and specification and subsequent}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\insrsid3631567 \hich\af39\dbch\af31505\loch\f39 ly}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5640148 \hich\af39\dbch\af31505\loch\f39  approved variation.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2629948 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5640148 \hich\af39\dbch\af31505\loch\f39 2.13\tab On 22 March 2011, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid3631567 \hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5640148 
\hich\af39\dbch\af31505\loch\f39 \hich\f39  wrote to Plaintiff advising that Plaintiff \'93\loch\f39 \hich\f39 has agreed to write back arrears of $16,000.00\'94\loch\f39  on Plaintiff\hich\f39 \rquote \loch\f39 \hich\f39 s Account \'93\loch\f39 as at 1}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\super\insrsid5640148\charrsid5640148 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5640148 \hich\af39\dbch\af31505\loch\f39  Ja\hich\af39\dbch\af31505\loch\f39 \hich\f39 
nuary 2011 due to delayed completion of project\'94\loch\f39 
 and partial repayment covering interest and insurance only of $20,000.00 month was to commence from March 2011 to June 2011 and full repayment of $32,000.00 (principal, interest and insurance) to commence f\hich\af39\dbch\af31505\loch\f39 r
\hich\af39\dbch\af31505\loch\f39 om July 2011 until loan is paid in full.
\par \hich\af39\dbch\af31505\loch\f39 2.14\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5116398 \hich\af39\dbch\af31505\loch\f39 
In March 2008, Plaintiff entered into an Agreement with Maisuria Design Limited and Messrs Patel and Sharma whereby Plaintiff confirmed Maisuria Design Limited as Project Manager and Messrs Patel and Sharma as}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid8859453 \hich\af39\dbch\af31505\loch\f39  \hich\af39\dbch\af31505\loch\f39 independent solicitors }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid2774969 \hich\af39\dbch\af31505\loch\f39 and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5116398 
\hich\af39\dbch\af31505\loch\f39 advisor for the project.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5640148 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5116398 \hich\af39\dbch\af31505\loch\f39 2.15\tab On 30 November 2006, Plaintiff wrote to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid8859453 \hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid5116398 \hich\af39\dbch\af31505\loch\f39  providing progress report and requesting for bridging finance.
\par \hich\af39\dbch\af31505\loch\f39 2.16\tab On 26 May 2010, Plaintiff wrote to The Honourable Prime Minister and Minister of Finan\hich\af39\dbch\af31505\loch\f39 ce advising that:-
\par }\pard \ltrpar\qj \fi-720\li1440\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5116398 \hich\af39\dbch\af31505\loch\f39 (i)\tab }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Plaintiff has received completion certificate from Nadroga Rural Local Authority and it is in the process of applying for a licence and organising official opening of the Resort;}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5116398 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 (ii)\tab Drawback is road condition and connection of elec\hich\af39\dbch\af31505\loch\f39 tricity for which Plaintiff need}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid14055451 \hich\af39\dbch\af31505\loch\f39 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid10577133 \hich\af39\dbch\af31505\loch\f39  assistance;
\par \hich\af39\dbch\af31505\loch\f39 (iii)\tab Requesting for subsidy for FEA to supply electricity;
\par \hich\af39\dbch\af31505\loch\f39 (iv)\tab Plaintiff had decided to have the hotel opened before 30 June 2010.
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5116398 \hich\af39\dbch\af31505\loch\f39 2.17\tab }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 By Notice of Demand dated 30 October 2014, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid14055451 \hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid10577133 
\hich\af39\dbch\af31505\loch\f39  demanded payment of the \hich\af39\dbch\af31505\loch\f39 sum of $2,598,299.79 from }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid14055451 \hich\af39\dbch\af31505\loch\f39 Plaintiff }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 being account balance as at 30 September 2014}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9657335 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid14055451 \hich\af39\dbch\af31505\loch\f39  with}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\insrsid10577133 \hich\af39\dbch\af31505\loch\f39  interest at 13.10 % per annum from 1 October 2014 to date of payment.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5116398 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12340559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid5784688 
\par }\pard \ltrpar\qj \li0\ri0\sa240\sl360\slmult1\nowidctlpar\tx720\tx1440\tx2160\tx2880\tx3425\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 .0\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 APPLICATION FOR INTERLOCUTORY INJUNCTION}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .1\tab The principles relating to Application for\hich\af39\dbch\af31505\loch\f39 
 Interlocutory Injunction has been well settled in that for the Court to grant Interlocutory Injunction Court must be satisfied that:-
\par }\pard \ltrpar\qj \fi-720\li1800\ri720\sa240\sl360\slmult1\nowidctlpar\tx1800\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin720\lin1800\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid13651944 \hich\af39\dbch\af31505\loch\f39 (i)\tab There is a serious question to be tried;
\par }\pard \ltrpar\qj \fi-720\li1800\ri720\sa240\sl360\slmult1\nowidctlpar\tx720\tx1800\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin720\lin1800\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid13651944 \hich\af39\dbch\af31505\loch\f39 (ii)\tab Balance of Convenience favour granting of the interlocutory injunction:
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
American Cyanamid }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Ethicon Co. Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 [1975] 1AllER 504;                                                    }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Mohammed }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 ANZ Banking Group Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [1984] 30FLR 136; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Roxy Motor Parts }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Habib Bank Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [2005] FJCA 49, ABU0060J 2004S (15 July 2005)
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .2\tab In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Strateg\hich\af39\dbch\af31505\loch\f39 ic Nominees Ltd (In Receivership) }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 Gulf Investments (Fiji) Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 [2011] FJCA 23; ABU 0039 2009 (10 March 2011) his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Justice Marshall (as then he was) cast some doubt as to applicab}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 ility}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 of the principle in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  case in respect to Inter\hich\af39\dbch\af31505\loch\f39 locutory Injunction Application to restrain mortgage sale.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .3\tab 
His }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  Justice Marshall (as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13699503\charrsid655837 \hich\af39\dbch\af31505\loch\f39 he }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 then was) quoted the following comments of the trial Judge, his Honour Justice Walsh and High Court Judge his }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Chief Justice Barwick from }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Inglis }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  \hich\af39\dbch\af31505\loch\f39 Commonwealth Trade Bank of Australia}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [1971-1972] 126 CLR 161.
\par }\pard \ltrpar\qj \li1080\ri720\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin720\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 His }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Justice Walsh:
\par }\pard \ltrpar\qj \li1080\ri180\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 But the proprietary rights as owner which the plaintiffs have are rights which are subject to and qualified by the rights over the property given to the defendant by\hich\af39\dbch\af31505\loch\f39 
 the mortgage.  If the defendant exercises the latter rights or threatens to do so that is not, as such, an act or a threatened act in contravention or infringement of the plaintiffs\hich\f39 \rquote \loch\f39 \hich\f39  proprietary rights\'94\loch\f39 
.  (page 166)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 In my opinion the principles on which \hich\af39\dbch\af31505\loch\f39 \hich\f39 
the Court has always acted do not permit the Court to intervene because of the existence of those claims, and I am of the opinion that I should not grant the application.\'94\loch\f39      (pages 167-168)
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 His }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 
Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Chief Justice Barwick:  
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 The case falls fai\hich\af39\dbch\af31505\loch\f39 
rly, in my opinion, within the general rule applicable when it is sought to restrain the exercise by a mortgagee of his rights under the mortgage instrument.  Failing payment into court of the amount sworn by the mortgagee as due and owing under the mortg
\hich\af39\dbch\af31505\loch\f39 a\hich\af39\dbch\af31505\loch\f39 ge, no restraint should be placed by order upon the exercise of the respondent mortgagee\hich\f39 \rquote \loch\f39 \hich\f39 s rights under the mortgage.\'94\loch\f39     (page 169)}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .4\tab His }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Justice Marshall (as }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13699503\charrsid655837 \hich\af39\dbch\af31505\loch\f39 he }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 then was) in referring to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Mobil Oil Co. Ltd. }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Rawlinson
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [1981] 43 P & CR 221; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Ci\hich\af39\dbch\af31505\loch\f39 tibank Trust Ltd }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Aviyor}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [1987] 3 All ER 241 and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 National Westminster Bank Plc. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Skelton}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [1993] 1 All ER 2&2 cases delivered after }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 stated as follows:-
\par }\pard \ltrpar\qj \fi-720\li1800\ri180\sa240\sl360\slmult1\nowidctlpar\tx1800\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1800\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 37.\tab Because there are no relevant proprietary interests or other legal \hich\af39\dbch\af31505\loch\f39 
interests in place and because the policy of the law is \hich\f39 \lquote \loch\f39 no restraint\hich\f39 \rquote \loch\f39  none of these cases even mention }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 
\hich\af39\dbch\af31505\loch\f39  and the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 quia timet}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39  interim injunction principles.  But in Fiji the only case ever cited in the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 Samuel Keller}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 
\hich\af39\dbch\af31505\loch\f39  line is }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 .  The late\hich\af39\dbch\af31505\loch\f39 r cases in the line were not before the Fiji courts in any of the cases discussed above such as }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 Naigulevu}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 
\hich\af39\dbch\af31505\loch\f39 .  This has lead to the introduction of, in a wholly inappropriate context, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 
American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39  principles.  At least in the earlier Fiji cases }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39  ha
\hich\af39\dbch\af31505\loch\f39 s been, after much irrelevant discussion followed.  I believe the decision in this case is the first occasion what in any common law jurisdiction that the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 Samuel Keller/Mobil Oil}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 
\hich\af39\dbch\af31505\loch\f39  principle has not been applied in a case that falls four square wi\hich\af39\dbch\af31505\loch\f39 thin the factual matrix of cases such as }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 Samuel Keller, Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 
\hich\af39\dbch\af31505\loch\f39  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 Skelton}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid1981933 \hich\af39\dbch\af31505\loch\f39 \hich\f39 .  It is not in the interest of the common law jurisdiction in Fiji for this to happen.\'94
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .5\tab His }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  expresse}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 d}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  the view that }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  principle only applies to restrain\hich\af39\dbch\af31505\loch\f39  the Defendant from committing a wrong.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .6\tab 
However the courts in Fiji has over the years applied both principles in dealing with Application for Interlocutory Injunction to restrain mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\hich\af39\dbch\af31505\loch\f39 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  sale as the principles in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  and }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  does not\hich\af39\dbch\af31505\loch\f39  contradict but supplement each other.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\par }\pard \ltrpar\qj \li1080\ri187\sa240\sl360\slmult1\nowidctlpar\tx1080\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin187\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Roxy Motor }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid16416740 \hich\af39\dbch\af31505\loch\f39 
Parts}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 (}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Supra}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 )}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
Mohammed }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  ANZ Banking Group Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [1984] 30}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid13699503 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 FLR 136}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39  (2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\super\langnp2057\insrsid10577133\charrsid16416740 \hich\af39\dbch\af31505\loch\f39 nd}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39  August 1984)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .7\tab In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Mohammed }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  ANZ Banking Group Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 1984}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  30 FLR 136 (2 August 1984) his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Justice Kermode (as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13699503\charrsid655837 \hich\af39\dbch\af31505\loch\f39 he 
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 then \hich\af39\dbch\af31505\loch\f39 was) stated as follows:-
\par }\pard \ltrpar\qj \li1080\ri180\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 In 1972 in the case of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
Inglis & Another v. Commonwealth Trading Bank of Australia}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 126 C.L.R. 161 the High Court of Australia in a very short judgment delivered by Barwick C.J. dismissed an appeal from Walsh J\hich\f39 \rquote \loch\f39 s decision dismissing\hich\af39\dbch\af31505\loch\f39 
 an application for an interim injunction seeking to restrain a mortgagee exercising powers conferred by a mortgage.  The learned Chief Justice said:  
\par }\pard \ltrpar\qj \li1800\ri180\sa240\sl360\slmult1\nowidctlpar\tx1440\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1800\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \loch\af39\dbch\af31505\hich\f39 \lquote \loch\f39 I have not heard anything, nor been referred to any authority, which causes me in the least to doubt th
\hich\af39\dbch\af31505\loch\f39 
e correctness of the refusal of Walsh J. to grant the interlocutory injunction sought by the appellant or the reasons which he gave for that refusal.  I find no need to discuss the arguments offered, and the authorities referred to, by the appellant.  Suc
\hich\af39\dbch\af31505\loch\f39 h\hich\af39\dbch\af31505\loch\f39  of them as were relevant are sufficiently answered in his Honour\hich\f39 \rquote \loch\f39 s reasons.
\par \hich\af39\dbch\af31505\loch\f39 The case falls fairly, in my opining, within the general rule applicable when it is sought to restrain the exercise by a mortgagee of his rights under the mortgage instrument.  Fa\hich\af39\dbch\af31505\loch\f39 
iling payment into court of the amount sworn by the mortgagee as due and owing under the mortgage, no restraint should be placed by order upon the exercise of the respondent mortgagee\hich\f39 \rquote \loch\f39 s rights under the mortgage.\hich\f39 
\rquote 
\par }\pard \ltrpar\qj \li1080\ri180\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 Mr Koya argues that the granting of an int\hich\af39\dbch\af31505\loch\f39 
erlocutory (interim) injunction is still governed by equitable principles.  There is no doubt that in an appropriate case the Court is empowered to restraint a mortgagee exercising power of sale.  Mr Koya relies on the case of American Cyanamid Co. v. Eth
\hich\af39\dbch\af31505\loch\f39 i\hich\af39\dbch\af31505\loch\f39 con Ltd. [1975] UKL 1; 1975, A.C. 396 and has put forward several propositions supported by a number of authorities.
\par \hich\af39\dbch\af31505\loch\f39 Those authorities support certain principles enunciated in the Cyanamid case I would consider on the balance of convenience that damages wo\hich\af39\dbch\af31505\loch\f39 \hich\f39 
uld be an adequate remedy to the plaintiff.\'94
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .8\tab His }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  further went on to say that:-

\par }\pard \ltrpar\qj \li1080\ri180\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\loch\af39\dbch\af31505\hich\f39 \'93}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 If I had to consider the principles enunciated in the }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\b\i\f39\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 case I would consider on the balance of convenience that damages would be an adequate remedy to the \hich\af39\dbch\af31505\loch\f39 \hich\f39 plaintiff.\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }\pard \ltrpar\qj \li0\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .9\tab In conclusion his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  stated as follows:-
\par }\pard \ltrpar\qj \li1080\ri180\sa240\sl360\slmult1\nowidctlpar\tx1080\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \loch\af39\dbch\af31505\hich\f39 \'93}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
I do not consider however, I can or should interfere with the Bank's exercise of powers conferred on it by the said mortgage. It has a statutory power to sell under the mortgage and this case \hich\af39\dbch\af31505\loch\f39 \hich\f39 
is in any event a case where an interim injunction would not be granted because in my view damages would be an adequate remedy if the plaintiff were to succeed on any of her claims against the Bank.\'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .10\tab In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Propst }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  ANZ National Bank Limited}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [2012] NZHC 1012 (11 May 2012) his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 
Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Justice Gilbert in dealing with Application to restrain mortgagee\hich\f39 \rquote \loch\f39 
s power of sale under the heading Legal Principles stated as follows:-
\par }\pard \ltrpar\qj \li1080\ri180\sa240\sl360\slmult1\nowidctlpar\tx1080\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 The Plaintiff must show that there is a serious question to be tried.  Th\hich\af39\dbch\af31505\loch\f39 
e Court must consider where the balance of convenience lies and whether overall justice is best served by granting or withholding the injunction in all of the circumstances of the particular case.
\par \hich\af39\dbch\af31505\loch\f39 Unless the validity of a mortgagee\hich\f39 \rquote \loch\f39 s power of sale has been\hich\af39\dbch\af31505\loch\f39 
 impeached, the normal rule is that an injunction restraining the exercise of that power will not be granted unless the mortgagor pays the amount secured by the mortgage to the court.
\par \hich\af39\dbch\af31505\loch\f39 In such cases, the court will consider what sum, if any, should be paid \hich\af39\dbch\af31505\loch\f39 \hich\f39 to the court to protect the mortgagee.\'94
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .11\tab His }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  cited }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Parry v. Grace}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [1981] 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 N}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Z}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 LR 273 (HC) as authority for above principles.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .12\tab 
In light of the decisions in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Mohammed v. ANZ Banking Group Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
Roxy Motor Parts Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Strate\hich\af39\dbch\af31505\loch\f39 gic Nominees}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Westpac Banking Corporation v. Adi Mahesh Prasad}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 it is apparent that depending on particular circumstances of the case both principles are equally applicable to Application for Interlocutory Injunction to restrain exercise of mortgagee\hich\f39 \rquote \loch\f39 s powe\hich\af39\dbch\af31505\loch\f39 
r under the mortgage.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .13\tab 
In any event the grant of injunction is a discretionary remedy and as such the Court should be able to exercise its discretion to do justice between the parties within the confines of established legal principles and law.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .14\tab 
Th\hich\af39\dbch\af31505\loch\f39 e Plaintiff in this case has not challenged the validity of the mortgage or Bank\hich\f39 \rquote \loch\f39 s power of sale granted pursuant to the mortgage but has challenged the manner in which the }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 loan transaction}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 was handled.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .15\tab 
Under the circumstances the Plaintiff is require\hich\af39\dbch\af31505\loch\f39 d to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 deposit}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  the balance }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 debt owing to the Bank}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 in C}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 ourt to enable the Court to restrain exercise of Bank\hich\f39 \rquote \loch\f39 s power of sale under the mortgage}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Inglis v. Commonwealth}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 (Supra)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 .
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .16\tab 
Since the Plaintiff has not paid the mortgage debt in Court it is not entitle\hich\af39\dbch\af31505\loch\f39 d to the Interlocutory restraining Orders it is seeking in this matter.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .17\tab 
However in the interest of justice I would consider as to whether the Plaintiff is entitled to interlocutory injunction relief under the principles of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12340559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1864501\charrsid655837 
\par }\pard \ltrpar\qj \li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 Whether there is a serious question to be tried?
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .18\tab Plaintiff has challenged the manner in which the Bank had conducted the }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 manner which tender }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13699503 \hich\af39\dbch\af31505\loch\f39 for}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39  construction of the villas and disbursement of loan funds were handled by the Defendant.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .19\tab 
It is well e\hich\af39\dbch\af31505\loch\f39 stablished that when }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 
granting credit facilities to customers and in exercise of power of sale under mortgage.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8065869 \hich\af39\dbch\af31505\loch\f39 
  Bank as mortgagee is not acting as trustee of the mortgagor.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .20\tab 
In }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Warner v. Jacob}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  [1882] 20 Ch D 220 his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 s Justice Kay stated as follo\hich\af39\dbch\af31505\loch\f39 ws:-
\par }\pard \ltrpar\qj \li1080\ri180\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 
The result seems to be that a mortgagee is strictly speaking not a trustee of the power of sale.  It is a power given to him for his own benefit, to enable him the better to realize his debt.  If he exercises it bona fide for that purpose, without co
\hich\af39\dbch\af31505\loch\f39 \hich\f39 rruption or collusion with the purchaser, the Court will not interfere even though the sale be very disadvantageous, unless indeed the price is so low as in itself to be evidence of fraud.\'94
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8606790 
\hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .21\tab \hich\af39\dbch\af31505\loch\f39 
This principle has been cited and adopted in many cases dealing with mortgagee\hich\f39 \rquote \loch\f39 s exercise of power of sale}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid8065869 \hich\af39\dbch\af31505\loch\f39 ;}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Tubunavere }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 Colonial National Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  [2007] FJHC 129; Civil Action No. 486 of 2000 (2 March 2007) 
\par }\pard \ltrpar\qj \li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 Myong Chung Kim }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Fiji National Provident Fund}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  \hich\af39\dbch\af31505\loch\f39 [1998] FJHC 172: HBC 568j of 1998 (14 December 1998).
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12453271 
\hich\af39\dbch\af31505\loch\f39 3.22}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid14187319 
\hich\af39\dbch\af31505\loch\f39 Plaintiff in Ali\hich\f39 \rquote \loch\f39 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1265312 \hich\af39\dbch\af31505\loch\f39 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\super\langnp2057\insrsid1265312\charrsid1265312 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1265312 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid15755777 \hich\af39\dbch\af31505\loch\f39 Affidavit}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid14187319 \hich\af39\dbch\af31505\loch\f39 
 makes various allegation against the Bank which will be dealt in turn as follows:-
\par \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid14187319\charrsid15755777 \hich\af39\dbch\af31505\loch\f39 The Project
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid14187319 \tab \hich\af39\dbch\af31505\loch\f39 Plaintiff alleges that Plaintiff submitted application for loan for forty (40) villas but }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid15755777 \hich\af39\dbch\af31505\loch\f39 Bank approved loan for four (4) double villas, a modest kitchen and four (4) backpackers room and this could secure revenue constraints to Plaintiff.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid14187319 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15755777 \tab \hich\af39\dbch\af31505\loch\f39 If the Bank did\hich\af39\dbch\af31505\loch\f39 
 not approve the loan for forty (40) villas then Plaintiff had a choice to not to accept the reduced loan and seek finance from elsewhere.  
\par \tab \hich\af39\dbch\af31505\loch\f39 Plaintiff after accepting the loan approved by the Bank cannot now complain that it was not what it asked for init\hich\af39\dbch\af31505\loch\f39 ially.
\par \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid15755777\charrsid15755777 \hich\af39\dbch\af31505\loch\f39 The building contract
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15755777 \tab \hich\af39\dbch\af31505\loch\f39 Plaintiff at paragraphs 12 to 14 of Ali\hich\f39 \rquote \loch\f39 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10114645 \hich\af39\dbch\af31505\loch\f39 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\super\langnp2057\insrsid10114645\charrsid10114645 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10114645 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15755777 \hich\af39\dbch\af31505\loch\f39 Affidavit }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid9964038 \hich\af39\dbch\af31505\loch\f39 alleges that the Bank had set up the pr}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 \hich\af39\dbch\af31505\loch\f39 
ocedure for contracting out construction of the project, tender was accepted by Consultant who reported directly to the Bank.  At \hich\af39\dbch\af31505\loch\f39 paragraph 15 of Tavainavesi\hich\f39 \rquote \loch\f39 
s Affidavit, the Bank denies the allegation and state}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10114645 \hich\af39\dbch\af31505\loch\f39 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 
\hich\af39\dbch\af31505\loch\f39  as follows:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15755777 
\par }\pard \ltrpar\qj \fi-720\li1440\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 
\hich\af39\dbch\af31505\loch\f39 (i)\tab \hich\f39 Plaintiff entered into an Agreement with Maisuria Design Limited and Patel and Sharma, Solicitors in March 2008. (Annexure \'93\loch\f39 \hich\f39 R\'94\loch\f39  of Tavainavesi\hich\f39 \rquote 
\loch\f39 s Affidavit);
\par \hich\af39\dbch\af31505\loch\f39 (ii)\tab The said Agreement was drawn by Plaintiff\hich\f39 \rquote \loch\f39 s then Solicitor, Patel and Sharma;
\par \hich\af39\dbch\af31505\loch\f39 (iii)\tab Maisuria Design Limited (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid1258328\charrsid10114645 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 \hich\f39 Maisuria\'94}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 \hich\af39\dbch\af31505\loch\f39 ) was appointed by the Plaintiff right from the beginning and Maisuria was involved from preliminary and development work as conf}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10114645 \hich\af39\dbch\af31505\loch\f39 i}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 \hich\af39\dbch\af31505\loch\f39 rm\hich\af39\dbch\af31505\loch\f39 
ed by letter dated 30}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\super\langnp2057\insrsid1258328\charrsid1258328 \hich\af39\dbch\af31505\loch\f39 th}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 
\hich\af39\dbch\af31505\loch\f39  November 2006, from Plaintiff to the Bank.  (Annexure S of Tavainavesi\hich\f39 \rquote \loch\f39 s Affidavit);
\par \hich\af39\dbch\af31505\loch\f39 (iv)\tab Plaintiff endorsed payment of fees to Maisuria.
\par }\pard \ltrpar\qj \li0\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid1258328\charrsid1258328 \tab 
\hich\af39\dbch\af31505\loch\f39 Sub-Standard Building Work
\par }\pard \ltrpar\qj \li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 
\hich\af39\dbch\af31505\loch\f39 There is no evidence that Plaintiff took any action against builde\hich\af39\dbch\af31505\loch\f39 r or consultant in respect to the project.
\par \hich\af39\dbch\af31505\loch\f39 Obviously the Bank has no say in respect to the standard of building works which was supervised by Plaintiff and Maisuria.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid1258328\charrsid1258328 \hich\af39\dbch\af31505\loch\f39 Inordinate delay
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 \hich\af39\dbch\af31505\loch\f39 Plaintiff at paragraphs 16 to 19 in Ali\hich\f39 \rquote \loch\f39 s 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\super\langnp2057\insrsid1258328\charrsid1258328 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 \hich\af39\dbch\af31505\loch\f39  Affidavit blames the consul
\hich\af39\dbch\af31505\loch\f39 tant and builder for delay in completing the project and commencing construction prior to approval of building plans.  If the consultant was engaged by Plaintiff as is stated in Tavainavesi\hich\f39 \rquote \loch\f39 
s Affidavit, then the Bank should not be held responsible.
\par \hich\af39\dbch\af31505\loch\f39 In fact\hich\af39\dbch\af31505\loch\f39  the Bank assisted the Plaintiff by writing back loan repayment arrears of $16,000.00 (paragraph 17 of Tavainavesi\hich\f39 \rquote \loch\f39 s Affidavit refers).
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid13635297\charrsid10114645 \hich\af39\dbch\af31505\loch\f39 Default to pay mortgage
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13635297 \hich\af39\dbch\af31505\loch\f39 At paragraph 21 to 23 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10114645 \hich\af39\dbch\af31505\loch\f39 
of Ali\hich\f39 \rquote \loch\f39 s 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\super\langnp2057\insrsid10114645\charrsid10114645 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10114645 \hich\af39\dbch\af31505\loch\f39  Affidavit }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13635297 \hich\af39\dbch\af31505\loch\f39 
the Plaintiff alleges that Bank called for a tender\hich\af39\dbch\af31505\loch\f39  on 18 July 2018, for sale of land and incomplete}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13633913 \hich\af39\dbch\af31505\loch\f39 
 buildings and listed the Plaintiff company with Data Collection Bureau.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13635297 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13633913 \hich\af39\dbch\af31505\loch\f39 At paragraph 22 of Tavainavesi\hich\f39 \rquote \loch\f39 
s Affidavit, the Bank states that delay in construction of Bure was not attributed to the Bank and that\hich\af39\dbch\af31505\loch\f39  they had to take action by se}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10114645 
\hich\af39\dbch\af31505\loch\f39 rv}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13633913 \hich\af39\dbch\af31505\loch\f39 ing Demand dated 30 October 2014 and not 18 July 2014, to minimise its loss.
\par \hich\af39\dbch\af31505\loch\f39 Any prudent financier will take such an act if arrangements are not kept as was in this case.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid13633913\charrsid13633913 \hich\af39\dbch\af31505\loch\f39 Unfulfilled Undertaking
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13633913 \hich\af39\dbch\af31505\loch\f39 At paragraph 24 of Ali\hich\f39 \rquote \loch\f39 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10114645 
\hich\af39\dbch\af31505\loch\f39 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\super\langnp2057\insrsid10114645\charrsid10114645 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10114645 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13633913 \hich\af39\dbch\af31505\loch\f39 
Affidavit Plaintiff alleges that Bank agreed to fund $80,000.00 for construction of road and $20,000.00 was to be paid as electricity bond but failed to do so.
\par \hich\af39\dbch\af31505\loch\f39 At paragraph 20 of Tavainavesi\hich\f39 \rquote \loch\f39 s Affidavit the Bank denied any fund being allocated for building\hich\af39\dbch\af31505\loch\f39 
 road leading to the project site on the ground that it is a cane access road and all farmers in that area are levied for road maintenance.
\par \hich\af39\dbch\af31505\loch\f39 Bank also states that they did not pay $20,000.00 bond for electricity on the ground that bond was increased to $56,\hich\af39\dbch\af31505\loch\f39 
101.00 and Plaintiff could not provide the difference when Plaintiff wrote to Prime Minister\hich\f39 \rquote \loch\f39 \hich\f39 s office seeking subsidy (Annexure \'93\loch\f39 \hich\f39 T\'94\loch\f39  of Tavainavesi\hich\f39 \rquote \loch\f39 
s Affidavit).
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7873638 \hich\af39\dbch\af31505\loch\f39 At paragraph 25 of Ali\hich\f39 \rquote \loch\f39 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 
\hich\af39\dbch\af31505\loch\f39 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\super\langnp2057\insrsid7028855\charrsid7028855 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 
\hich\af39\dbch\af31505\loch\f39  A}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7873638 \hich\af39\dbch\af31505\loch\f39 ffidavit Plaintiff alleges that he complained to the Bank about t\hich\af39\dbch\af31505\loch\f39 
he consultant and caused Plaintiff\hich\f39 \rquote \loch\f39 s Solicitors to write to Consultant and terminate its contract when he was summoned by Bank\hich\f39 \rquote \loch\f39 s Manager in Nadi who informed him that if consultant was }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 \hich\af39\dbch\af31505\loch\f39 not }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7873638 \hich\af39\dbch\af31505\loch\f39 re-inst}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 \hich\af39\dbch\af31505\loch\f39 a}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7873638 \hich\af39\dbch\af31505\loch\f39 
ted then Bank would withdraw loan and that he had to agree \hich\af39\dbch\af31505\loch\f39 under duress.
\par \hich\af39\dbch\af31505\loch\f39 At paragraph 24 of Tavainavesi\hich\f39 \rquote \loch\f39 s Affidavit the Bank denies that Plaintiff agreed under protest and states that payments could only be made once it was certified by the }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 \hich\af39\dbch\af31505\loch\f39 consultant.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7873638 
\par \hich\af39\dbch\af31505\loch\f39 At paragraph 26 of Ali\hich\f39 \rquote \loch\f39 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 \hich\af39\dbch\af31505\loch\f39 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\super\langnp2057\insrsid7028855\charrsid7028855 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid7873638 \hich\af39\dbch\af31505\loch\f39 Affidavit Plaintiff alleges that no quantity surveyor was appointed for the project.
\par \hich\af39\dbch\af31505\loch\f39 At paragraph 25 of Tavainavesi\hich\f39 \rquote \loch\f39 s Affidavit the Bank states that it cannot comment unless }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12404972 
\hich\af39\dbch\af31505\loch\f39 specific particulars are provided.  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12404972 \hich\af39\dbch\af31505\loch\f39 In any event it was Plaintiff\hich\f39 \rquote \loch\f39 s project and a\hich\af39\dbch\af31505\loch\f39 
s such it had all the right to appoint quantity surveyor and if it failed to do so it acted and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15744639 \hich\af39\dbch\af31505\loch\f39 suffered any }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 \hich\af39\dbch\af31505\loch\f39 l}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15744639 \hich\af39\dbch\af31505\loch\f39 oss it do so at its own peril.  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15744639 \hich\af39\dbch\af31505\loch\f39 At paragraph 27 of Ali\hich\f39 \rquote \loch\f39 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7028855 
\hich\af39\dbch\af31505\loch\f39  1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\super\langnp2057\insrsid7028855\charrsid7028855 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid7028855 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15744639 \hich\af39\dbch\af31505\loch\f39 
Affidavit he states that he had to inject $80,000.00 of his own money to complete th\hich\af39\dbch\af31505\loch\f39 e project and start operation.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid7873638 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15744639 \hich\af39\dbch\af31505\loch\f39 At paragraph 26 of Tavainavesi\hich\f39 \rquote \loch\f39 
s Affidavit the Bank states that it cannot comment on what is stated at paragraph 27 of Ali\hich\f39 \rquote \loch\f39 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15615781 \hich\af39\dbch\af31505\loch\f39 1}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\lang2057\langfe5129\super\langnp2057\insrsid15615781\charrsid15615781 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15615781 \hich\af39\dbch\af31505\loch\f39  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15744639 \hich\af39\dbch\af31505\loch\f39 Affidavit in the absence of any evidence and further says that since project was completed in 20\hich\af39\dbch\af31505\loch\f39 
11, Plaintiff failed to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15615781 \hich\af39\dbch\af31505\loch\f39 m}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15744639 
\hich\af39\dbch\af31505\loch\f39 ake a single loan repayment.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid15744639\charrsid15744639 \hich\af39\dbch\af31505\loch\f39 Unfair and unconscionable conduct of Bank
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2360917 \hich\af39\dbch\af31505\loch\f39 At paragraph 28 of Ali\hich\f39 \rquote \loch\f39 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid21865 
\hich\af39\dbch\af31505\loch\f39 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\super\langnp2057\insrsid21865\charrsid21865 \hich\af39\dbch\af31505\loch\f39 st}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid21865 
\hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2360917 \hich\af39\dbch\af31505\loch\f39 
Affidavit Plaintiff alleges that the Bank made payments without visiting the project and conferring the cost and that the Bank woul\hich\af39\dbch\af31505\loch\f39 
d get Plaintiff to sign blank forms for release of funds about which it lodged complaint with Commerce Commission of Fiji.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15744639 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2360917 \hich\af39\dbch\af31505\loch\f39 At paragraph 27 of Tavainavesi\hich\f39 \rquote \loch\f39 
s Affidavit the Bank states that it had verified all amounts before it was disbursed which is evidence\hich\af39\dbch\af31505\loch\f39 d by changes in amounts the details of payment is highlighted at paragraph 27 of Tavainavesi\hich\f39 \rquote \loch\f39 
s Affidavit.
\par \hich\af39\dbch\af31505\loch\f39 From the Affidavit evidence this Court finds that Plaintiff did not act unfairly and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid21865 \hich\af39\dbch\af31505\loch\f39 un}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2360917 \hich\af39\dbch\af31505\loch\f39 conscionabl}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid21865 \hich\af39\dbch\af31505\loch\f39 y}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid2360917 \hich\af39\dbch\af31505\loch\f39  towards Plaintiff.  In fact there is no evidence t\hich\af39\dbch\af31505\loch\f39 
hat the Bank made any payments which did not relate to the project or the mortgaged property.
\par \hich\af39\dbch\af31505\loch\f39 If the Bank did so then }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid21865 \hich\af39\dbch\af31505\loch\f39 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid2360917 \hich\af39\dbch\af31505\loch\f39  would have taken action which it did not.
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid1258328 
\hich\af39\dbch\af31505\loch\f39 3.23\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 I find that the Bank at all times acted in good faith towards the 
\hich\af39\dbch\af31505\loch\f39 Plaintiff and in contrast Plaintiff despite several undertakings failed to keep its side of the bargain.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12453271 \hich\af39\dbch\af31505\loch\f39 3.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2516277 \hich\af39\dbch\af31505\loch\f39 4}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab \hich\af39\dbch\af31505\loch\f39 I therefore find that there is no serious question to be tried}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid5527365 \hich\af39\dbch\af31505\loch\f39  as far as Defendant\hich\f39 \rquote \loch\f39 s right to exercise its rights under the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid21865 
\hich\af39\dbch\af31505\loch\f39 mortgage is concerned.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa120\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid5258563\charrsid655837 
\par }\pard \ltrpar\qj \li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 Balance of Convenience}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid5527365 
\hich\af39\dbch\af31505\loch\f39 3.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12594534 \hich\af39\dbch\af31505\loch\f39 5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\tab \hich\af39\dbch\af31505\loch\f39 One aspect of balance of convenience is that whether damages would be an adequate remedy.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid5527365 \hich\af39\dbch\af31505\loch\f39 3.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12594534 \hich\af39\dbch\af31505\loch\f39 6}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab \hich\af39\dbch\af31505\loch\f39 
The mortgaged property is a Hotel/Commercial lease and as such damages (if any) suffered by the Plaintiff as a result of sale of the mortgaged property is ascertainable and Bank\hich\f39 \rquote \loch\f39 
s ability to pay any damages assessed by the Court is not doubted.  
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid14187319 \hich\af39\dbch\af31505\loch\f39 3.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12594534 \hich\af39\dbch\af31505\loch\f39 7}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab \hich\af39\dbch\af31505\loch\f39 Othe\hich\af39\dbch\af31505\loch\f39 r facts which tips the balance of convenience in favour of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid12594534 \hich\af39\dbch\af31505\loch\f39 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  are as follows:-
\par }\pard \ltrpar\qj \fi-720\li1800\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 (i)\tab Bank }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 commenced}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 e}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  sale/legal action in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid14187319 \hich\af39\dbch\af31505\loch\f39 
October}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  201}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid14187319 
\hich\af39\dbch\af31505\loch\f39 4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 ;
\par \hich\af39\dbch\af31505\loch\f39 (ii)\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2360917 \hich\af39\dbch\af31505\loch\f39 Plaintiff was granted loan for the project which loan needs to be paid;}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2360917 \hich\af39\dbch\af31505\loch\f39 (iii)\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15873200 \hich\af39\dbch\af31505\loch\f39 
Project was completed in\hich\af39\dbch\af31505\loch\f39  2011}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12594534 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15873200 
\hich\af39\dbch\af31505\loch\f39  and since then Plaintiff has made no attempts to make any loan repayment;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2360917 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15873200 \hich\af39\dbch\af31505\loch\f39 (iv)\tab 
No attempt has been made by Plaintiff to deposit loan repayment arrears or any or any substantial amount acceptable to Court in Court towards Bank debt}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid9657335 ,}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12594534 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid12594534\charrsid9657335 \hich\af39\dbch\af31505\loch\f39 Inglis}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid9657335 \hich\af39\dbch\af31505\loch\f39 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15873200\charrsid9657335 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15873200 \hich\af39\dbch\af31505\loch\f39 (v)\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15349540 \hich\af39\dbch\af31505\loch\f39 Bank 
\hich\af39\dbch\af31505\loch\f39 as financial institution and commercial entity needs to maintain its financial position by creating write-offs if not able to recover debt f}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid12594534 \hich\af39\dbch\af31505\loch\f39 ully by mortgagee sale or otherwise;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15873200 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15349540 \hich\af39\dbch\af31505\loch\f39 (vi)\tab Bank debt is increasing due to interest }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid12594534 
\hich\af39\dbch\af31505\loch\f39 and}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid15349540 \hich\af39\dbch\af31505\loch\f39  fees;
\par \hich\af39\dbch\af31505\loch\f39 (vii)\tab It is apparent tha\hich\af39\dbch\af31505\loch\f39 t Plaintiff has used the Application to delay the inevitable.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid2360917\charrsid655837 

\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 
\hich\af39\dbch\af31505\loch\f39 3.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13373105 \hich\af39\dbch\af31505\loch\f39 8}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\tab \hich\af39\dbch\af31505\loch\f39 At this point I wish to echo the following comments made in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Strategic Nominees}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  case:-
\par }\pard \ltrpar\qj \li1080\ri180\sa240\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe2057\langnp2057\langfenp2057\insrsid10577133\charrsid655837 \loch\af39\dbch\af31505\hich\f39 \'93\loch\f39 Securisation of loans together with guarantees of debts have now for a very long time been at the cent
\hich\af39\dbch\af31505\loch\f39 re of commercial lending by banks and other financial institutions.  They are important legal mechanisms essential to the flow of lending required in a market economy.
\par \hich\af39\dbch\af31505\loch\f39 Because of their importance equity and common law courts have always insisted that the m\hich\af39\dbch\af31505\loch\f39 ortgagees remedies upon default including power of sale remain unrestrained by the courts.
\par \hich\af39\dbch\af31505\loch\f39 This is shown by a succession of recent cases since 1970.  What they all have in common is an attempt by the mortgagor to set up a claim for breach of contract, wilf\hich\af39\dbch\af31505\loch\f39 
ul default or even defamation against the mortgagee. Then an attempt is made to restrain the sale of the mortgaged property until the court can adjudicate upon the set up claim.  The mortgagor hopes that these usually artificial and thin claims will someh
\hich\af39\dbch\af31505\loch\f39 o\hich\af39\dbch\af31505\loch\f39 
w win the day and the mortgage will be wholly or partially discharged and the companies will be able to keep its property.  If the mortgagor finally loses his set up claim he will have delayed the day of payment.  That is also his objective.
\par \hich\af39\dbch\af31505\loch\f39 It is not in t\hich\af39\dbch\af31505\loch\f39 
he interest of Fiji for the law to be changed in this way because Fiji needs bank and financial institutions whether from Fiji or from overseas to be able to make loans secured on property.  In many cases such loans are instrumental and successful in savi
\hich\af39\dbch\af31505\loch\f39 n\hich\af39\dbch\af31505\loch\f39 
g businesses on the edge of collapse or of ensuring profitable development where otherwise there would be a shortage of capital and finance.  Some of the time the business plan of the debtor and mortgagor fails.  In that situation the mortgage security mu
\hich\af39\dbch\af31505\loch\f39 s\hich\af39\dbch\af31505\loch\f39 \hich\f39 
t fall into the bank or financial institution within the law quickly and without being clogged and delayed by court actions that are not within the framework of law applicable to such securities.\'94
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 
\hich\af39\dbch\af31505\loch\f39 3.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13373105 \hich\af39\dbch\af31505\loch\f39 29}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\tab \hich\af39\dbch\af31505\loch\f39 Lord Cottenham when dealing with application to set as\hich\af39\dbch\af31505\loch\f39 ide mortgagee sale }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13373105 
\hich\af39\dbch\af31505\loch\f39 in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Jones }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  Matthie}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  11 Jur. 504 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\hich\af39\dbch\af31505\loch\f39 made }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 the following comments}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39  which is quoted in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid8406004 \hich\af39\dbch\af31505\loch\f39 
Warner v. Jacob}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid16719184 \hich\af39\dbch\af31505\loch\f39  (Supra)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 :
\par }\pard \ltrpar\qj \li1080\ri180\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin180\lin1080\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\loch\af39\dbch\af31505\hich\f39 \'93\hich\af39\dbch\af31505\loch\f39 
Such a power as this may, no doubt, be used for purposes of oppression, but when conferred it must be remembered that is so by a bargain between one party and the other, and it is for the party who borrows to consider whether he is not giving too large a 
\hich\af39\dbch\af31505\loch\f39 p\hich\af39\dbch\af31505\loch\f39 \hich\f39 
ower to him with whom he is dealing.  If the power is exercised for fraudulent purposes this Court will interfere, and as in other cases, if the party actually deposits in Court the amount due, it will not allow the power to be exercised at all.\'94

\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 
\hich\af39\dbch\af31505\loch\f39 3.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13373105 0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab 
\hich\af39\dbch\af31505\loch\f39 It i\hich\af39\dbch\af31505\loch\f39 s apparent that the Plaintiff }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 not long after}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  obtaining credit }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 
facilities}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  from the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\hich\af39\dbch\af31505\loch\f39  was}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
 facing difficulty in meeting its obligations to the Bank which left the Bank with no option but to recall its debt by exercising its powers under the mortgage and th\hich\af39\dbch\af31505\loch\f39 ere is no evidence of any fraud on part of the Bank.

\par }\pard \ltrpar\qj \li0\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39 
3.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13373105 \hich\af39\dbch\af31505\loch\f39 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab 
\hich\af39\dbch\af31505\loch\f39 I therefore find that balance of convenience favours the Bank.
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 
\hich\af39\dbch\af31505\loch\f39 3.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13373105 \hich\af39\dbch\af31505\loch\f39 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\tab \hich\af39\dbch\af31505\loch\f39 I must clarify at this point that even if balance of convenience favoured the Plaintiff it will not have any bearing on this Rulin\hich\af39\dbch\af31505\loch\f39 
g on the ground that Plaintiff has failed to pay the mortgage debt in Court as conditions for granting of injunction in the absence of challenge to validity of the mortgage or lawfulness of the exercise of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 Bank\hich\f39 \rquote \loch\f39 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 
power of sale.  
\par }\pard \ltrpar\qj \li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 Inglis v. Commonwealth}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 St\hich\af39\dbch\af31505\loch\f39 rategic Nominees}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Mohammed v. ANZ Banking Group Ltd (Supra)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }\pard \ltrpar\qj \li0\ri0\sa120\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }\pard \ltrpar\qj \li0\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid10815054 
\hich\af39\dbch\af31505\loch\f39 4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 .0\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\ul\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 CONCLUSION}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 
\hich\af39\dbch\af31505\loch\f39 4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 .1\tab 
In view of what has been said above I do not think that the Bank should be stopped from exercising its power of sale any further.
\par }\pard \ltrpar\qj \fi-720\li720\ri0\sa120\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054\charrsid655837 
\par }\pard \ltrpar\qj \li0\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid10815054\charrsid15809711 
\hich\af39\dbch\af31505\loch\f39 5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid15809711 .0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \tab 
\hich\af39\dbch\af31505\loch\f39 Accordingly I make the following Orders:-
\par }\pard \ltrpar\qj \fi-720\li1440\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid10117770 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054\charrsid655837 
\hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 (i)\tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39 Interim Injunction granted on 10 December 2015, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 is hereby discharged}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39 /dissolved;}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054\charrsid655837 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 (ii)\tab Plaintiff\hich\f39 \rquote \loch\f39 s Application for Interlocutory Injunction}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39  by Summons}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  dated }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39 
3 December }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13373105 \hich\af39\dbch\af31505\loch\f39 2015, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39 
be dismissed and struck out;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054\charrsid655837 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 
\hich\af39\dbch\af31505\loch\f39 (iii)\tab Plaintiff is to pay Defendant\hich\f39 \rquote \loch\f39 s cost}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39  of \hich\af39\dbch\af31505\loch\f39 the Application assessed in the sum of $}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 ,000.00}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39  within twenty-one (21) days from date of this Ruling;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133 \hich\af39\dbch\af31505\loch\f39 (iv)\tab }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10577133\charrsid655837 \hich\af39\dbch\af31505\loch\f39 Substantive matter is to take its normal course}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39  and Notice of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid13373105 \hich\af39\dbch\af31505\loch\f39 Adjourned Hearing}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid10815054 \hich\af39\dbch\af31505\loch\f39  be served on parties for this matter to be called before the Master\hich\af39\dbch\af31505\loch\f39  of the Court.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f39\lang2057\langfe5129\langnp2057\insrsid10577133 
\par }\pard \ltrpar\qj \li0\ri720\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin720\lin0\itap0\pararsid14885216 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid14885216 
\par 
\par }\pard \ltrpar\qj \li0\ri0\sa240\sl360\slmult1\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe5129\langnp2057\insrsid14885216\charrsid655837 
\par }\pard \ltrpar\qc \li0\ri0\sb100\sbauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid14885216\charrsid10175996 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid14885216\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 K. Kumar
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\ul\insrsid14885216\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 JUDGE
\par }\pard \ltrpar\qc \li0\ri0\sb100\sbauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid14885216\charrsid10175996 
\par }\pard \ltrpar\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid14885216\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 At Suva
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid9657335\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 30}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid14885216\charrsid10175996 \hich\af39\dbch\af31505\loch\f39  January 2018
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f39\insrsid15874809\charrsid10175996 \hich\af39\dbch\af31505\loch\f39 Maqbool & Co. for Plaintiff
\par \hich\af39\dbch\af31505\loch\f39 Gibson & Co. for Defendant
\par }\pard \ltrpar\qc \li0\ri0\sa240\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10175996 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4328039\charrsid10175996 
\par }{\*\themedata 504b030414000600080000002100e9de0fbfff0000001c020000130000005b436f6e74656e745f54797065735d2e786d6cac91cb4ec3301045f748fc83e52d4a
9cb2400825e982c78ec7a27cc0c8992416c9d8b2a755fbf74cd25442a820166c2cd933f79e3be372bd1f07b5c3989ca74aaff2422b24eb1b475da5df374fd9ad
5689811a183c61a50f98f4babebc2837878049899a52a57be670674cb23d8e90721f90a4d2fa3802cb35762680fd800ecd7551dc18eb899138e3c943d7e503b6
b01d583deee5f99824e290b4ba3f364eac4a430883b3c092d4eca8f946c916422ecab927f52ea42b89a1cd59c254f919b0e85e6535d135a8de20f20b8c12c3b0
0c895fcf6720192de6bf3b9e89ecdbd6596cbcdd8eb28e7c365ecc4ec1ff1460f53fe813d3cc7f5b7f020000ffff0300504b030414000600080000002100a5d6
a7e7c0000000360100000b0000005f72656c732f2e72656c73848fcf6ac3300c87ef85bd83d17d51d2c31825762fa590432fa37d00e1287f68221bdb1bebdb4f
c7060abb0884a4eff7a93dfeae8bf9e194e720169aaa06c3e2433fcb68e1763dbf7f82c985a4a725085b787086a37bdbb55fbc50d1a33ccd311ba548b6309512
0f88d94fbc52ae4264d1c910d24a45db3462247fa791715fd71f989e19e0364cd3f51652d73760ae8fa8c9ffb3c330cc9e4fc17faf2ce545046e37944c69e462
a1a82fe353bd90a865aad41ed0b5b8f9d6fd010000ffff0300504b0304140006000800000021006b799616830000008a0000001c0000007468656d652f746865
6d652f7468656d654d616e616765722e786d6c0ccc4d0ac3201040e17da17790d93763bb284562b2cbaebbf600439c1a41c7a0d29fdbd7e5e38337cedf14d59b
4b0d592c9c070d8a65cd2e88b7f07c2ca71ba8da481cc52c6ce1c715e6e97818c9b48d13df49c873517d23d59085adb5dd20d6b52bd521ef2cdd5eb9246a3d8b
4757e8d3f729e245eb2b260a0238fd010000ffff0300504b03041400060008000000210030dd4329a8060000a41b0000160000007468656d652f7468656d652f
7468656d65312e786d6cec594f6fdb3614bf0fd87720746f6327761a07758ad8b19b2d4d1bc46e871e698996d850a240d2497d1bdae38001c3ba618715d86d87
615b8116d8a5fb34d93a6c1dd0afb0475292c5585e9236d88aad3e2412f9e3fbff1e1fa9abd7eec70c1d1221294fda5efd72cd4324f1794093b0eddd1ef62fad
79482a9c0498f184b4bd2991deb58df7dfbb8ad755446282607d22d771db8b944ad79796a40fc3585ee62949606ecc458c15bc8a702910f808e8c66c69b9565b
5d8a314d3c94e018c8de1a8fa94fd05093f43672e23d06af89927ac06762a049136785c10607758d9053d965021d62d6f6804fc08f86e4bef210c352c144dbab
999fb7b4717509af678b985ab0b6b4ae6f7ed9ba6c4170b06c788a705430adf71bad2b5b057d03606a1ed7ebf5babd7a41cf00b0ef83a6569632cd467faddec9
699640f6719e76b7d6ac355c7c89feca9cccad4ea7d36c65b258a206641f1b73f8b5da6a6373d9c11b90c537e7f08dce66b7bbeae00dc8e257e7f0fd2badd586
8b37a088d1e4600ead1ddaef67d40bc898b3ed4af81ac0d76a197c86826828a24bb318f3442d8ab518dfe3a20f000d6458d104a9694ac6d88728eee2782428d6
0cf03ac1a5193be4cbb921cd0b495fd054b5bd0f530c1931a3f7eaf9f7af9e3f45c70f9e1d3ff8e9f8e1c3e3073f5a42ceaa6d9c84e5552fbffdeccfc71fa33f
9e7ef3f2d117d57859c6fffac327bffcfc793510d26726ce8b2f9ffcf6ecc98baf3efdfdbb4715f04d814765f890c644a29be408edf3181433567125272371be
15c308d3f28acd249438c19a4b05fd9e8a1cf4cd296699771c393ac4b5e01d01e5a30a787d72cf1178108989a2159c77a2d801ee72ce3a5c545a6147f32a9979
3849c26ae66252c6ed637c58c5bb8b13c7bfbd490a75330f4b47f16e441c31f7184e140e494214d273fc80900aedee52ead87597fa824b3e56e82e451d4c2b4d
32a423279a668bb6690c7e9956e90cfe766cb37b077538abd27a8b1cba48c80acc2a841f12e698f13a9e281c57911ce298950d7e03aba84ac8c154f8655c4f2a
f074481847bd804859b5e696007d4b4edfc150b12addbecba6b18b148a1e54d1bc81392f23b7f84137c2715a851dd0242a633f900710a218ed715505dfe56e86
e877f0034e16bafb0e258ebb4faf06b769e888340b103d331115bebc4eb813bf83291b63624a0d1475a756c734f9bbc2cd28546ecbe1e20a3794ca175f3fae90
fb6d2dd99bb07b55e5ccf68942bd0877b23c77b908e8db5f9db7f024d9239010f35bd4bbe2fcae387bfff9e2bc289f2fbe24cfaa301468dd8bd846dbb4ddf1c2
ae7b4c191ba8292337a469bc25ec3d411f06f53a73e224c5292c8de0516732307070a1c0660d125c7d44553488700a4d7bddd3444299910e254ab984c3a219ae
a4adf1d0f82b7bd46cea4388ad1c12ab5d1ed8e1153d9c9f350a3246aad01c6873462b9ac05999ad5cc988826eafc3acae853a33b7ba11cd1445875ba1b236b1
399483c90bd560b0b0263435085a21b0f22a9cf9356b38ec6046026d77eba3dc2dc60b17e92219e180643ed27acffba86e9c94c7ca9c225a0f1b0cfae0788ad5
4adc5a9aec1b703b8b93caec1a0bd8e5de7b132fe5113cf312503b998e2c2927274bd051db6b35979b1ef271daf6c6704e86c73805af4bdd476216c26593af84
0dfb5393d964f9cc9bad5c313709ea70f561ed3ea7b053075221d51696910d0d339585004b34272bff7213cc7a510a5454a3b349b1b206c1f0af490176745d4b
c663e2abb2b34b23da76f6352ba57ca2881844c1111ab189d8c7e07e1daaa04f40255c77988aa05fe06e4e5bdb4cb9c5394bbaf28d98c1d971ccd20867e556a7
689ec9166e0a522183792b8907ba55ca6e943bbf2a26e52f48957218ffcf54d1fb09dc3eac04da033e5c0d0b8c74a6b43d2e54c4a10aa511f5fb021a07533b20
5ae07e17a621a8e082dafc17e450ffb739676998b48643a4daa7211214f623150942f6a02c99e83b85583ddbbb2c4996113211551257a656ec1139246ca86be0
aadedb3d1441a89b6a929501833b197fee7b9641a3503739e57c732a59b1f7da1cf8a73b1f9bcca0945b874d4393dbbf10b1680f66bbaa5d6f96e77b6f59113d
316bb31a795600b3d256d0cad2fe354538e7566b2bd69cc6cbcd5c38f0e2bcc63058344429dc2121fd07f63f2a7c66bf76e80d75c8f7a1b622f878a18941d840
545fb28d07d205d20e8ea071b283369834296bdaac75d256cb37eb0bee740bbe278cad253b8bbfcf69eca23973d939b97891c6ce2cecd8da8e2d343578f6648a
c2d0383fc818c798cf64e52f597c740f1cbd05df0c264c49134cf09d4a60e8a107260f20f92d47b374e32f000000ffff0300504b030414000600080000002100
0dd1909fb60000001b010000270000007468656d652f7468656d652f5f72656c732f7468656d654d616e616765722e786d6c2e72656c73848f4d0ac2301484f7
8277086f6fd3ba109126dd88d0add40384e4350d363f2451eced0dae2c082e8761be9969bb979dc9136332de3168aa1a083ae995719ac16db8ec8e4052164e89
d93b64b060828e6f37ed1567914b284d262452282e3198720e274a939cd08a54f980ae38a38f56e422a3a641c8bbd048f7757da0f19b017cc524bd62107bd500
1996509affb3fd381a89672f1f165dfe514173d9850528a2c6cce0239baa4c04ca5bbabac4df000000ffff0300504b01022d0014000600080000002100e9de0f
bfff0000001c0200001300000000000000000000000000000000005b436f6e74656e745f54797065735d2e786d6c504b01022d0014000600080000002100a5d6
a7e7c0000000360100000b00000000000000000000000000300100005f72656c732f2e72656c73504b01022d00140006000800000021006b799616830000008a
0000001c00000000000000000000000000190200007468656d652f7468656d652f7468656d654d616e616765722e786d6c504b01022d00140006000800000021
0030dd4329a8060000a41b00001600000000000000000000000000d60200007468656d652f7468656d652f7468656d65312e786d6c504b01022d001400060008
00000021000dd1909fb60000001b0100002700000000000000000000000000b20900007468656d652f7468656d652f5f72656c732f7468656d654d616e616765722e786d6c2e72656c73504b050600000000050005005d010000ad0a00000000}
{\*\colorschememapping 3c3f786d6c2076657273696f6e3d22312e302220656e636f64696e673d225554462d3822207374616e64616c6f6e653d22796573223f3e0d0a3c613a636c724d
617020786d6c6e733a613d22687474703a2f2f736368656d61732e6f70656e786d6c666f726d6174732e6f72672f64726177696e676d6c2f323030362f6d6169
6e22206267313d226c743122207478313d22646b3122206267323d226c743222207478323d22646b322220616363656e74313d22616363656e74312220616363
656e74323d22616363656e74322220616363656e74333d22616363656e74332220616363656e74343d22616363656e74342220616363656e74353d22616363656e74352220616363656e74363d22616363656e74362220686c696e6b3d22686c696e6b2220666f6c486c696e6b3d22666f6c486c696e6b222f3e}
{\*\latentstyles\lsdstimax267\lsdlockeddef0\lsdsemihiddendef1\lsdunhideuseddef1\lsdqformatdef0\lsdprioritydef99{\lsdlockedexcept \lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority0 \lsdlocked0 Normal;
\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority9 \lsdlocked0 heading 1;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 2;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 3;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 4;
\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 5;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 6;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 7;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 8;\lsdqformat1 \lsdpriority9 \lsdlocked0 heading 9;
\lsdpriority39 \lsdlocked0 toc 1;\lsdpriority39 \lsdlocked0 toc 2;\lsdpriority39 \lsdlocked0 toc 3;\lsdpriority39 \lsdlocked0 toc 4;\lsdpriority39 \lsdlocked0 toc 5;\lsdpriority39 \lsdlocked0 toc 6;\lsdpriority39 \lsdlocked0 toc 7;
\lsdpriority39 \lsdlocked0 toc 8;\lsdpriority39 \lsdlocked0 toc 9;\lsdqformat1 \lsdpriority35 \lsdlocked0 caption;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority10 \lsdlocked0 Title;\lsdpriority1 \lsdlocked0 Default Paragraph Font;
\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority11 \lsdlocked0 Subtitle;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority22 \lsdlocked0 Strong;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority20 \lsdlocked0 Emphasis;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority59 \lsdlocked0 Table Grid;\lsdunhideused0 \lsdlocked0 Placeholder Text;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority1 \lsdlocked0 No Spacing;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading;\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 1;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 1;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 1;\lsdunhideused0 \lsdlocked0 Revision;
\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority34 \lsdlocked0 List Paragraph;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority29 \lsdlocked0 Quote;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority30 \lsdlocked0 Intense Quote;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 1;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 1;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 1;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 2;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 2;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 2;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 2;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 2;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 2;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 3;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 3;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 3;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 3;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 3;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 3;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 4;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 4;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 4;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 4;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 4;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 5;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 5;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 5;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 5;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 5;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 5;\lsdsemihidden0 \lsdunhideused0 \lsdpriority60 \lsdlocked0 Light Shading Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority61 \lsdlocked0 Light List Accent 6;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority62 \lsdlocked0 Light Grid Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority63 \lsdlocked0 Medium Shading 1 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority64 \lsdlocked0 Medium Shading 2 Accent 6;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority65 \lsdlocked0 Medium List 1 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority66 \lsdlocked0 Medium List 2 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority67 \lsdlocked0 Medium Grid 1 Accent 6;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority68 \lsdlocked0 Medium Grid 2 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority69 \lsdlocked0 Medium Grid 3 Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority70 \lsdlocked0 Dark List Accent 6;
\lsdsemihidden0 \lsdunhideused0 \lsdpriority71 \lsdlocked0 Colorful Shading Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority72 \lsdlocked0 Colorful List Accent 6;\lsdsemihidden0 \lsdunhideused0 \lsdpriority73 \lsdlocked0 Colorful Grid Accent 6;
\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority19 \lsdlocked0 Subtle Emphasis;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority21 \lsdlocked0 Intense Emphasis;
\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority31 \lsdlocked0 Subtle Reference;\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority32 \lsdlocked0 Intense Reference;
\lsdsemihidden0 \lsdunhideused0 \lsdqformat1 \lsdpriority33 \lsdlocked0 Book Title;\lsdpriority37 \lsdlocked0 Bibliography;\lsdqformat1 \lsdpriority39 \lsdlocked0 TOC Heading;}}{\*\datastore 010500000200000018000000
4d73786d6c322e534158584d4c5265616465722e362e3000000000000000000000060000
d0cf11e0a1b11ae1000000000000000000000000000000003e000300feff090006000000000000000000000001000000010000000000000000100000feffffff00000000feffffff0000000000000000ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
fffffffffffffffffdfffffffeffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff
ffffffffffffffffffffffffffffffff52006f006f007400200045006e00740072007900000000000000000000000000000000000000000000000000000000000000000000000000000000000000000016000500ffffffffffffffffffffffff0c6ad98892f1d411a65f0040963251e500000000000000000000000000e0
d670c19bd301feffffff00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff00000000000000000000000000000000000000000000000000000000
00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff0000000000000000000000000000000000000000000000000000
000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000ffffffffffffffffffffffff000000000000000000000000000000000000000000000000
0000000000000000000000000000000000000000000000000105000000000000}}