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{\*\wgrffmtfilter 2450}\nofeaturethrottle1\ilfomacatclnup2{\*\ftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12789560 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1639979 \chftnsep 
\par }}{\*\ftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12789560 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1639979 \chftnsepc 
\par }}{\*\aftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12789560 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1639979 \chftnsep 
\par }}{\*\aftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12789560 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1639979 \chftnsepc 
\par }}\ltrpar \sectd \ltrsect\linex0\headery562\footery0\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid948465\sftnbj {\headerr \ltrpar \pard\plain \ltrpar\s18\qc \li0\ri0\sa200\sl276\slmult1\widctlpar
\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8463410 
\par }\pard \ltrpar\s18\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8463410 
\par }}{\footerr \ltrpar \pard\plain \ltrpar\s20\qc \li0\ri0\sa200\sl276\slmult1\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2967139 }{\field{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2967139  PAGE   \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang1024\langfe1024\noproof\insrsid15282549 22}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2967139 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8463410 
\par }\pard \ltrpar\s20\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8463410 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar
\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14355888\charrsid15282549 IN THE HIGH COURT OF FIJI}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14355888\charrsid15282549 AT SUVA
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11220340\charrsid15282549 CIVIL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14355888\charrsid15282549  JURISDICTION
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2886357\charrsid15282549 
\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16081893\charrsid15282549 Civil Action }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14355888\charrsid15282549 N}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16081893\charrsid15282549 o}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5788168\charrsid15282549 . }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6310287\charrsid15282549 169 of 2013}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14355888\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7289137\charrsid15282549 
\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 BETWEEN:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 
\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 FUN WORLD CENTRE (FIJI) LIMITED
 }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 a duly incorporated limited company having its registered office at 7 Yasawa Street, Lautoka, Fiji}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12976564\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 PLAINTIFF}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8200951\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 
\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 AND:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 
\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 BANK OF BARODA }{\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 a body corporate}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549  }{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 duly incorporated in India, having its Head Office at Mandvi, Baroda, India and duly registered in Fiji under Part X of the Companies Act and having its Head Office
 at 86-88 Marks Street, Suva, Fiji}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8200951\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 DEFENDANT}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5193493\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid671845\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 BEFORE}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 Hon. Justice Kamal Kumar}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid671845\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 
\par COUNSEL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14355888\charrsid15282549 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 Mr Varunendra Prasad}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11220340\charrsid15282549  for the Plaintiff
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 Mr Dorsami Naidu}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15148869\charrsid15282549  for the Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16081893\charrsid15282549 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 DATE OF HEARING}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16081893\charrsid15282549 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2886357\charrsid15282549 1 August 2013}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14355888\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6576345\charrsid15282549 DATE OF RULING}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8479557\charrsid15282549 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2886357\charrsid15282549 4 October}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14829883\charrsid15282549  2013}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8479557\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16081893\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\brdrt\brdrs\brdrw10\brsp20 \wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16081893\charrsid15282549 

\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\brdrb\brdrs\brdrw10\brsp60 \wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0\afs40 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16081893\charrsid15282549 RULING
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3166389\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14034283\charrsid15282549 1.0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14034283\charrsid15282549 INTRODUCTION}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16081893\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14034283\charrsid15282549 
\par }\pard\plain \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid919779\charrsid15282549 1.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14034283\charrsid15282549 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5788168\charrsid15282549 On 17 June 2013 Plaintiff filed Notice of Motion seeking}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549  following Order}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11485635\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549  against the Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15148869\charrsid15282549 :-}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8220781\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15296061\charrsid15282549 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11500279\charrsid15282549 1.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11500279\charrsid15282549 .......}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11500279 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11500279\charrsid15282549  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 2.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 An injunction restraining the Defendant itself and/or by its servants or agents from taking possession, selling, 
transferring, assigning and/or disposing of the property by way of mortgagee sale and/or powers vested to it under the mortgage registered as mortgage number 723728 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 A}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 
 the property comprised in State Lease No. 17832 (more particularly described as Lot No.
 6, 8, 9, 10 and on Plan No. ND 5112, ND 5112, ND 5112, ND 5112, ND 5154 respectively, Name of Land: Part of Nasou, Province: Ba, District or Town: Nadi, comprising of a total area of 20.0317 hectares) until further order of this Honourable Court and/or a
s this Honourable Court may deem fit, just and expedient}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15225023\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 3.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 
A mandatory injunction directing the Defendant to grant its consent for the subdivision of the land upon which the hotel premises is situated to enable the Plaintiff to sell the same to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11485635\charrsid15282549 pay }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 off the mortgage debt to the Defendant.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 4.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 
Such further and/or other relief this Honourable may deem fit, just and expedient.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15991743\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549 
\par 1.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549 
Parties filed following Affidavits in respect to Application for Interlocutory Injunction:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549 Plaintiff 
\par {\listtext\pard\plain\ltrpar \s17 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\langfenp1033\insrsid3418935\charrsid15282549 \hich\af0\dbch\af0\loch\f0 (i)\tab}}\pard\plain \ltrpar
\s17\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin720\itap0\pararsid15282549\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549 Affidavit in Support of Mohammed Sahil sworn 13 June 2013;
\par {\listtext\pard\plain\ltrpar \s17 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\langfenp1033\insrsid3418935\charrsid15282549 \hich\af0\dbch\af0\loch\f0 (ii)\tab}Affidavit in Reply of Mohammed Sahil sworn on 19 July 2013.
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549 Defendant
\par {\listtext\pard\plain\ltrpar \s17 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\langfenp1033\insrsid3418935\charrsid15282549 \hich\af0\dbch\af0\loch\f0 (i)\tab}}\pard\plain \ltrpar
\s17\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin720\itap0\pararsid15282549\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549 Affidavit of Usha Narayan in Opposition sworn on 9 July 2013;
\par {\listtext\pard\plain\ltrpar \s17 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\langfenp1033\insrsid3418935\charrsid15282549 \hich\af0\dbch\af0\loch\f0 (ii)\tab}Affidavit of Usha Narayan in Response to Affidavit }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4653675\charrsid15282549 of Mohammed Sahil sworn on 24 July 2013}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3418935\charrsid15282549 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4653675\charrsid15282549 
\par 1.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4653675\charrsid15282549 
On 24 July 2013 Plaintiff filed Summons for Judgment in Default of Defense which was }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10435022\charrsid15282549 returnable}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11364878\charrsid15282549  on 12 August 2013.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4653675\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11364878\charrsid15282549 
\par 1.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11364878\charrsid15282549 On 1st
 August 2013 Counsel for the parties by Consent agreed to make submissions on prayers (a) and (b) of the Summons dated 24 July 2013 and Notice of Motion dated 17 June 2013.
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549 1.5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549 On 12 July 2013 his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549  Justice Balapatabendi granted interim injunction to keep the status quo in respect to sale of mortgage property and ordered filing o}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11485635\charrsid15282549 f}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549  Affidavits by 19 July 2013 and Submission one day before hearing}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549  on}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 1st August 2013.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11364878\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549 
\par 1.6}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549 
Plaintiff filed its Submission on 31 July 2013 whilst Defendant handed in skeleton Submissions at the hearing.
\par 
\par 1.7}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549 Counsel for the parties made submissions on 1st
 August 2013 when I directed the parties to file }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6377424\charrsid15282549 further }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549 submissions }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6377424\charrsid15282549 as}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549  to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5269721\charrsid15282549 
whether Director of Lands consent is required before I deal with the Application and whether Plaintiff can give undertaking as to damages in reliance upon the property subject to mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5269721\charrsid15282549  sale.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13844851\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5269721\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5269721\charrsid15282549 2.0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5834713\charrsid15282549 BACKGROUND FACTS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5269721\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16137793\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5834713\charrsid15282549 2.1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5834713\charrsid15282549 On 23 June 2008 Plaintiff entered a Mortgage in favour of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 Defendant Ban}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 k}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549  (hereafter referred to as }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 ) over property comprised and described in Crown Lease No. 17832 to }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10973900\charrsid15282549 secure}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549  financial }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 accommodation }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5317731\charrsid15282549 interest}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549  provided or to be provided by the Bank to the Plaintiff }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 the Mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5834713\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5842342\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 2.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2324542\charrsid15282549 The }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 M}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2324542\charrsid15282549 ortgag}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5317731\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2324542\charrsid15282549  initially }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5317731\charrsid15282549 secured}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2324542\charrsid15282549  the sum of Fijian four }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549 million dollars }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6377424\charrsid15282549 as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5317731\charrsid15282549 total debt}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549  plus interest at the rate of 8.0% per annum}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6377424\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11485635\charrsid15282549 advanced or to be advanced by}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6377424\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6377424\charrsid15282549 Bank.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15164730\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5842342\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549 2.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5317731\charrsid15282549 terms}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549  of arrangement Plaintiff was required to repay the debt}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 , }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549 interest }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5317731\charrsid15282549 and}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549  fees at t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 he rate of $65,000.00 per month.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549 
\par 
\par 2.5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549 Plaintiff defaulted in its loan repayment }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16398507\charrsid15282549 and}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549  on or about 15 February 2011}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 , }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549 Bank }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 issued instructions to its }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7175614\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 olicitors to commence winding-up proceeding }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11485635\charrsid15282549 against the Plaintiff }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 to recover the debt of $3.940m and interest of $32,422.99 as at 15 February 2011 together with further interest at the rate of $870.63 }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 per day }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 owing by the Plaintiff to the Bank.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3824513\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 
\par 2.6}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 On 1st February 2011 Plaintiff }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14574896\charrsid15282549 wrote}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549  to the Bank seeking time to remedy the default.
\par 
\par 2.7}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 On 4th February 2011 Plaintiff }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 by its }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7212206\charrsid15282549 D}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 irector }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 went to the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9321283\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 ank seeking restructure of its loan and additional }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4616305\charrsid15282549 $}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 1m for capital requirements}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549  which request was declined by the Bank.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 
\par 
\par 2.8}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 On 18 February 2011 Bank by its }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7175614\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 olicitors caused }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7175614\charrsid15282549 L}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 etter of Demand to be sent to the Plaintiff demanding payment }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 $3.940m and interest.
\par 
\par 2.9}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 On 25 February 2011 Bank through its }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7175614\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549 olicitors }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 caused}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549 
 Notice of Demand to be served on the Plaintiff pursuant to Section 221 of the Companies Act.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3486935\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549 
\par 2.10}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549 On 10 March 2011 Plaintiff through its then }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7175614\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549 olicitors }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4616305\charrsid15282549 Messrs}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549 
 Vijay Naidu & Associates wrote to the Bank requesting that legal proceedings be withheld pending determination of Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549 s application }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549 refinance its debt with the Bank which process according to the said Solicitor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 s
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549  was to take place within three weeks.
\par 
\par 2.11}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5656412\charrsid15282549 On Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5656412\charrsid15282549 
s promise to pay the overdue loan repayments by 25 March 2011 Bank agreed to hold any legal proceedings until then.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15213422\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5656412\charrsid15282549 
\par 2.12}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5656412\charrsid15282549 On 1st August 2011 Bank instructed its }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7175614\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5656412\charrsid15282549 olicitors 
to proceed with legal proceedings due to failure by the Plaintiff to clear the overdue loan repayments.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2564409\charrsid15282549 
\par 2.13}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 On 23 August 2011 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 as per Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 s undertaking Bank }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 through its }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7175614\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 olicitors }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 caused}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549  Demand Notice under Mortgage No. 723728}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9321283\charrsid15282549 \u8223\'3f}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 A}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549  dated 22 August 2011 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 
be served on the Plaintiff demanding payment of the sum of $4,163,445.89 together with interest.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2564409\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 
\par 2.14}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 On 6th
 September 2011 Plaintiff wrote to the Bank informing them that Plaintiff is planning to dismantle the entire complex and sell the steel and iron through auction to pay Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 s debt.
\par 
\par 2.15}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 On 12 September 2011 Bank responded to Plaintiff}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 
s aforesaid letter and informed Plaintiff that Bank will obtain Injunction Order if Plaintiff }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 intends}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549  to dismantle the complex.
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 2.16}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 On 10 October 2011 Plaintiff wrote to the Bank informing that it is willing to settle the whole debt as follows:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12533945\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 (i)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 Down payment of FJD1.2 million by 14 October 2011;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549  (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 Balance to be settled by 15 November 2011 in full and final settlement.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 
\par 2.17}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 On 11 October 2011 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 
s Solicitors wrote to Plaintiff advising Plaintiff that the Bank has agreed to accept Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8202403\charrsid15282549 offer to pay Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8202403\charrsid15282549 s debt by 15 November 2011 on following terms:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10890914\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8202403\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7167898\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8202403\charrsid15282549 Bank will defer and/or hold mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11485635\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8202403\charrsid15282549  sale until 14 October 2011;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7167898\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8202403\charrsid15282549 
If $1.2m is paid by 14 October 2011 then Bank will defer or hold mortgage sale until 15 November 2011 when Plaintiff will be required to pay debt interest and charges and the legal cost;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7167898\charrsid15282549 (iii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549 Failure to attend to any of the above will result in bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549 s proceeding with mortgage sale.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8202403\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549 
\par 2.18}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549 On 12 October 2011 Plaintiff wrote to }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9321283\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549 ank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7175614\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549 olicitors accepting the conditions stated in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549  letter of 11 October 2011.
\par 
\par 2.19}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549 On 14 October 2011 Plaintiff wrote to the Bank }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14699196\charrsid15282549 advising that payment has been processed.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid866366\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14699196\charrsid15282549 
\par 2.20}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14699196\charrsid15282549 
On 17 October 2011 Westpac Bank gave written confirmation of transmission of FJD1,413,500.00 into Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14699196\charrsid15282549 s Account with the Bank.
\par 
\par 2.21}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14699196\charrsid15282549 On 7 November 2011 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14699196\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14699196\charrsid15282549 olicitors wrote to Plaintiff reminding it of it}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14699196\charrsid15282549 s obligation to pay balance debt of $2,858,040.17 as at 15 November 2011 by this date.
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid853965\charrsid15282549 2.22}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid853965\charrsid15282549 On 10 November 2011 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid853965\charrsid15282549 s then }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid853965\charrsid15282549 olicitors Natasha Khan & Associates wrote to Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid853965\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid853965\charrsid15282549 olicitors informing them that}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549  t}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3169565\charrsid15282549 hey act on instruction}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3169565\charrsid15282549  of Anil Singh and Mohammed Naseeb (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3169565\charrsid15282549 Purchasers}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3169565\charrsid15282549 ) and the Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3169565\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 in following terms:-
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 
Purchasers are in the process of finalising purchase of Fun World Plaza Hotel as well as area on which hotel site is located;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 They will need to carry out due diligence;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (iii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 In the meantime Purchasers have taken a lease of the Hotel till settlement of purchase at $30,000.00 per month;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (iv)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 Requesting that settlement of debt be extended until completion of sale and in the interim Purchasers will pay $30,000.00 directly to the Bank.
\par }\pard\plain \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11500279\charrsid15282549 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 2.23}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 On the same day Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 olicitors responded to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9778655\charrsid15282549 said letter informing Plaintiff}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9778655\charrsid15282549 s then Solicitors that }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9778655\charrsid15282549 ank is not in a position to give any further }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 time }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9778655\charrsid15282549 for settlement of the mortgage debt.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1446642\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9778655\charrsid15282549 
\par 2.24}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549 On 14 November 2011 Plaintiff}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549 s then Solicitors responded to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9321283\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549 ank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549 s Solicitors letter of 10 November 2011 expressing Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549 s dismay }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 and}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549  threatening legal action and report to Commerce Commission.}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9778655\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549 
\par 2.25}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549 On 15 November 2011 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549 s Solicitors }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15338901\charrsid15282549 responded to Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15338901\charrsid15282549 s then Solicitors }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 letter informing that:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11103490\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 Bank will not give further time to Plaintiff to pay mortgage debt;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 Bank was concerned that Plaintiff leased its premises without Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 s consent;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (iii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 As per Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 s undertaking balance mortgage debt of $2,858,040.17 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 is to }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 be cleared by 15 November 2011.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 
\par 2.26}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 On 22 November 2011 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7087149\charrsid15282549 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7087149\charrsid15282549 s then Solicitors wrote to Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7087149\charrsid15282549 s Solicitors }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12607897\charrsid15282549 
seeking restructure of loan by permitting Plaintiff to pay $30,000.00 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 per month}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12607897\charrsid15282549  and}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12607897\charrsid15282549 -}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13259669\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12607897\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 Seeking Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 s consent for leasing of Hotel site to Hibiscus Pacific Resort Limited (}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 HPRL}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 );}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12607897\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 Advising that HPRL intends to purchase the Hotel and once MOU is signed they will seek Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 
'}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 s consent to the sale.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 
\par 2.27}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 On 2nd December 2011 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 s Solicitors wrote to Plaintiff expressing Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 s concern for failure by Plaintiff to pay balance debt and leasing of hotel without Bank}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 s consent.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 By this letter the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 Solicitors gave Plaintiff seven days to make suitable arrangements failing }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16402564\charrsid15282549 which the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 
 mortgage property was to be re-advertised.
\par 
\par 2.28}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217469\charrsid15282549 
On 6 December 2011 Plaintiff through Mr Imtiyaz Hussein wrote to Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217469\charrsid15282549 s Solicitors informing them that Plaintiff was unable to pay balance debt by 15 November 2011 due to change in circumstances.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10643617\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217469\charrsid15282549 
\par 2.29}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217469\charrsid15282549 On 29 December 2011 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217469\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8463410\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217469\charrsid15282549 olicitors wrote to Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217469\charrsid15282549 s then }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217469\charrsid15282549 olicitors informing them that:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 
That due to several defaults by the Plaintiff the Bank had no option but to exercise his power of sale on mortgage No. 723728;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217469\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 The sale }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15430041\charrsid15282549 and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 purchase agreement and the lease agreement are void for want of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 D}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 irector of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13793781\charrsid15282549 L}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 and}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 s consent;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 (iii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 The }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 ank intends to proceed with completion of the mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 e}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549  sale after the legal vocation.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 
\par 2.30}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 On 5th January 2012, the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 olicitors wrote to the Plaintiff expressing the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 ank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 s concern in respect to leasing of the hotel premises without its consent and the Plaintiff}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 s failure to pay the debt by 15 November 2011.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 By this letter the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 ank informed the Plaintiff that the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 ank wi
ll proceed with mortgage sale if the breaches and the default are not remedied within 14 days of receipt of the letter.
\par 
\par 2.31}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 On 7th December 2012 the Bank }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 caused}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549  Notice of Demand dated 4th
 December 2012 to be served on Plaintiff.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 
\par 
\par 2.32}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 On 12 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 March}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549  2013 the Bank advertised sale of the mortgage}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 d}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549  property in the Fiji Times and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 as a result}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 
 Bank received two offers for the purchase of the mortgage property from the Plaintiff and Autocare (Fiji) Limited for the sum of $3.2m and $4.3m respectively.
\par 
\par 2.33}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 On 25th }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16402564\charrsid15282549 M}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 arch 2013 the Bank wrote to the Plaintiff granting seven days }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12458050\charrsid15282549 for it }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 to pay the mortgage debt }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 before writing to the successful tenderer.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2375859\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 
\par 2.34}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 On 28th March 2013 Plaintiff through its then }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7175614\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 olicitors Messrs Haniff Tuitoga wrote to the }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 ank advisin
g that the Plaintiff intends to redeem the mortgage and has entered }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 into }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 a sale purchase agreement with }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16402564\charrsid15282549 Samson}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549  Construction Limited.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 
\par 
\par 2.35}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 On 3rd April 2013 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 s solicitors responded to Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1259130\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 olicitors letter as follows:
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 That the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13770325\charrsid15282549 P}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 laintiff has a history of default in payment of instalments towards th}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549  mortgage debt;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 Despite various promises no payments were forthcoming and they had no option but to advertise the property for mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549  sale}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15884904\charrsid15282549 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (iii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 Even though the mor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 t}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 gage}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 d}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549  property was leased no payments had been made to the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 B}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 ank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15884904\charrsid15282549 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (iv)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 That once again the plaintiff has entered into a sales agreement in the last hour and expressed concern in respect to the purchaser being a one shareholder/director company}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15884904\charrsid15282549 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549  
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (v)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 Granted the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 P}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 laintiff }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 time }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16736228\charrsid15282549 until 3rd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 April 2013 to redeem the mortgage.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9179179\charrsid15282549 
\par 2.36}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 On 4th April 2013 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549  then }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 olicitors wrote to the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 olicitors advising that}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16736228\charrsid15282549 :-}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 The previous sale did not proceed }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7167898\charrsid15282549 due to the floods that hit Nadi;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 The Plaintiff has decided to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1513302\charrsid15282549 sell}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549  its hotel for NZ$5m}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7167898\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16736228\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 2.37}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 On 5th April 2013 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 ank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 olicitors wrote to plaintiffs then }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 olicitors advising that the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 ank has reluctantly agreed to give further time to the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 P}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 laintiff to redeem the mortgage upon following conditions:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3166422\charrsid15282549 -}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 Plaintiff to
 clear all arrears of instalments which at that date stood at $675,991.00 on or before 15th April 2013;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 The sum of 500,00.00 being 10% deposit of the purchase price be paid to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 P}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 laintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13770325\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 olicitors trust account within 30 days of arrears being cleared}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7167898\charrsid15282549 ;}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (iii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 Settlement to take place within 25 days unless otherwise agreed between the parties;
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 (iv)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 Should the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13770325\charrsid15282549 P}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 laintiff not be in a position to comply with those conditions the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13770325\charrsid15282549 B}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 ank will accept the tender without further notice.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 2.38}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 On 19th April 2013 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 s then Solicitors wrote to Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 s Solicitors advising that the money is held in their trust account on account of Plaintiff to clear part of the arrears and once it is cleared it will be paid into Bank}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 s Solicitors trust account and t
hanking the Bank for indulgence given thus far to the Plaintiff to redeem the mortgage.
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 2.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 9}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 On 6th }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16402564\charrsid15282549 M}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 ay 2013 the Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 s then }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 olicitors wrote to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 olicitors advising that Plaintiff has initial funding and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16736228\charrsid15282549 as }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 the settlement date is fast approaching }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 the buyers are }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 agitating }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549  to complete the subdivision.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 By this email they also sought the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 s consent}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549  for the sale}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9990125\charrsid15282549 .
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid218514\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2179312\charrsid15282549 3.0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 WHETHER D}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3277100\charrsid15282549 IRECTOR OF LAND}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 S CONSENT IS REQUIRED IN RESPECT TO APPLICATION FOR INTE
RLOCUTORY INJUNCTION AND ACTION FOR REDEMPTION}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549  OF MORTGAGE}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2179312\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 
\par 3.1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 Section 13 of the Crown Land Act provides as follows:-

\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 13(1)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 whenever in any lease under this Act there has been inserted the following clause:-
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7167898\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 This lease is a protected lease under the provisions of the Crown Lands Act}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 
 (hereinafter called a protected lease) it shall not be lawful for the lessee thereof to alienate or deal with the land comprised in the lease of any part thereof, whether by sale
, transfer or sublease or in any other manner whatsoever, nor to mortgage, charge or pledge the same, without the written consent of the Director of Lands first had and obtained, nor, except at the suit or with the written consent of the Director of Lands
, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 shall any such lease be dealt with by any court of law }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 or under the process or any court of law, nor, without such consent as aforesaid, shall the Registrar of Titles register any caveat affecting such lease.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 Any sale, transfer, sublease, assignment, mortgage or other alienation or dealing effected without such consent shall be null and void.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13596757\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 3.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 It is well established that the Director of Land}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 DOL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 ) }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 consent can be obtained in respect }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 an action dealing with protected crown lease at any time }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 before }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 the Court pronounces an Order and or judgment in respect to the lease.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16536357\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 Bolailai }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 v}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid11036406\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549  Narayan}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549  [2007] FJ}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2645649\charrsid15282549 H}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 C 142 (referred to in Further Submission to the Plaintiff)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8725423\charrsid15282549  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10049597\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8725423\charrsid15282549 Australia and New Zealand Banking }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2106075\charrsid15282549 
Group Ltd }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2106075\charrsid15282549 v}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid11036406\charrsid15282549 .}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2106075\charrsid15282549  Chand}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2106075\charrsid15282549  [1992] 38 FLR61 (17 March 1992)
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 Mohammed Rasul }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 v}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid11036406\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549  Jeet Singh & Anor.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549  [1964] 10 FLR 16
\par 
\par 3.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 In fact in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 Rasul}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549  case his }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549  Acting Chief Justice Hammet (as he then was) stated that he could see }
{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 no reason why judgment of the court dealing with the la
nd could not properly be made}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 
 subject to the consent of Director of Lands with liberty to apply for further order should consent not be granted}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 
\par 
\par 3.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 Bolalailai}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 case }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3105774\charrsid15282549 Purchaser was seeking specific performance of }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3105774\charrsid15282549 ale and Purchase Agreement of a crown lease.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 
\par 
\par 3.5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 ANZ Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 case the Bank instituted proceedings to evict the lessee/mortgagor from the mortgaged property without first obtaining DOL}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 consent when his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549  Justice Byrne (as then he was) adopted }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12458050\charrsid15282549 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 principle }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12458050\charrsid15282549 that }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 consent of DOL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12458050\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549  can be obtained prior to order or judgment being pronounced.}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9511193\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 
\par 3.6}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549 E}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 ven }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 Rasul}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549  case was instituted by the mortgagor to restrain mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549  power of sale the Court after dealing with the preliminary issue as }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 to}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 at }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 what stage DOL}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 s consent is required did not deal with the issue raised in th}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 is}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549  action a}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12458050\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549  stated in paragraph }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 1.7}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549  hereof.
\par 
\par 3.7}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16536357\charrsid15282549 
Application for Interlocutory Injunction is in fact seeking an Order restraining the mortgagee from exercising its power of sale granted to it by the mortgage document and the provision of Property Law Act Cap 130}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13921954\charrsid15282549  which is an in}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10645407\charrsid15282549 c}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13921954\charrsid15282549 idence of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 contract}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13921954\charrsid15282549  between the mortgagor and mortgagee and does }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 not }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16405085\charrsid15282549 relate to the lea}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16405085\charrsid15282549 e.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7621100\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16536357\charrsid15282549 
\par 3.8}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16600571\charrsid15282549 
In dealing with such an Application Court is no way dealing with the alienation of lea}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16600571\charrsid15282549 e or otherwise with any incidence of the lease.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16600571\charrsid15282549 If fact it is dealing with the provision }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3105774\charrsid15282549 of}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16600571\charrsid15282549  the mortgage entered into by the mortgagor and the mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 
 which relates to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8735939\charrsid15282549 incidence }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 
mortgage transaction and not the lease.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1449380\charrsid15282549 
In other words here Court is not dealing with lease but the powers of mortgagee and mortgagor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1449380\charrsid15282549 s right }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10299248\charrsid15282549 to redeem}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1449380\charrsid15282549  the mortgage.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16536357\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16600571\charrsid15282549 
\par 3.9}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3105774\charrsid15282549 Some instance where}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid875824\charrsid15282549  DOL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid875824\charrsid15282549 s consent will be required }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3105774\charrsid15282549 are}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid875824\charrsid15282549  where a beneficiary is seeking restraining orders against trustee of an estate or }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 purchaser is seeking to enforce contract of sale by way of specific }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3105774\charrsid15282549 performance}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549  and mortgagee/lessee is seeking vacant possession of property comprised in the Crown Lease }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3105774\charrsid15282549 as}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549  in these instances Court will deal directly with the lease.}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16600571\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 
\par 3.10}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 I therefore hold that DOL}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 
s consent is not required where a mortgagor is seeking to restrain mortgagee from exercising power of sale granted by the mortgage document or provision of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 Property Law }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 Act and th}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7283207\charrsid15282549 i}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 s also applies equally to an action for redemption }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 o}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 f mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549  when}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549  mortgagor is attempting to redeem the mortgage which is not dealing with 
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 the incidence of the lease}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549  itself}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7283207\charrsid15282549  b}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 ut is the}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7283207\charrsid15282549  exercise of contractual and statutory right }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 of the}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7283207\charrsid15282549  mortgagor.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 4.0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 WHETHER PLAINTIFF IS ENTITLED TO REDEEM THE MORTGAGE}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 
\par 4.1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 Section 72(1) of the Property Law Act Cap 130 provides:-}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 A mortgagor is entitled }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7816298\charrsid15282549 
to redeem the mortgaged property at any time before the same has been actually sold by the mortgagee under his power of sale, on payment of all moneys due and owing under the mortgage at the time of payment.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 
\par 4.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 This provision has been extensively dealt with by }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10910975\charrsid15282549 Fiji}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549  Court of Appeal in }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 Vere }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 v}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid11036406\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549  NBF Asset Management Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549  [2004] FJCA 50; ABU 0069 2003S (11 November 2004).
\par 
\par 4.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 The Court of Appeal in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 Vere}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 
 case after analysing the authorities dealing with s72 of Property Law Act Cap 130 and case authorities dealing with equity of redemptions concluded that mortgagor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 s right to redeem the mortgage is extinguished when mortgagee entered into a contract of sale with the third party in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14555202\charrsid15282549 exercise}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549  of mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549 s Power of Sale irrespective of whether the contract for sale is conditional or unconditional.
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1643026\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549 
\par 4.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549 The Court of Appeal in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549 Vere}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549  case referring to his }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549  Justice }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313648\charrsid15282549 Dankwerts}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549  judgment}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313648\charrsid15282549  referring to}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 Property and Bloodstock Limited }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549  Emerton}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549  [1968] 1 Ch 94 at page 4 stated as follows:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16517627\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 The contention in that case, that the borrower}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 
s equity of redemption was still operative, because, until the condition to which the contract was subject was performed, the contract was not complete and binding, did not meet with favour.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 It was noted tha
t the parties to the contract were still in agreement to complete the purchase.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 Further, it was noted, similarly to s.79 of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 Property Law Act}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549  (Fiji) that the mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 s power of sale included a power to sell }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 subject to such conditions respecting title, or evidence of title, or other matter as the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10123198\charrsid15282549 mortgagee thinks fit.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 " }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10123198\charrsid15282549 Section 79 of the Property Law Act extends the express reference to conditions, to include conditions as to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10123198\charrsid15282549 the time, or method of payment of the purchase money.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5051400\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10123198\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10123198\charrsid15282549 
It was, however, observed by Sachs L.J. that there was common ground }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 
between the parties that, upon the mortgagee entering into the contract, under the power of sale, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 the mortgagor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 s right of redemption is suspended, not cancelled - for it would revive if the contract went off.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10123198\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 
\par 4.5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 Khan }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549  Fiji Development Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549  [2000] FJHC 260, his }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 
 Justice Fatiaki (as then he was) held that a mortgagor can redeem the mortgage }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 until such time as a transfer of the mortgaged land has been registered by the mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 
\par 
\par 4.6}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 Vere}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549  even though not overruling the principle that mortgagor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 s right to redeem mortgage exists until Transfer }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 o}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 f mortgage property is registered has distinguished }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 Khan}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549  case.
\par 
\par 4.7}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11338550\charrsid15282549 However, subsequent cases held that Plaintiff}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11338550\charrsid15282549 s right to r
edeem mortgage is extinguished once mortgagee enters into a contract of sale with the Purchaser (Tender).}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013949\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 
\par 4.8}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 Nakuta }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549  Housing Authority}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 
 [2012] ABU0036.2011 (8 June 2011) the Fiji Court of Appeal adopted and applied the principle in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 Vere}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549  case that a mortgagor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 s right to redeem the mortgage is extinguished once contract of sale has been entered into by}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 mortgagee.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2775593\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11338550\charrsid15282549 4.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 9}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 In Halsbury}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 s Laws of England (Vol. 4, 4th edition}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9979491\charrsid15282549  para. 1132}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 ) where it is said, citing }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 Wimshurst }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549  Deeley}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549  [1845] EngR 1219; (1845) 2 CB 253; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 Thorn }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549  Public Works Commissioners }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 (1863) 32 Beav 490 and }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 Tancred, Arrel & Co }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549  Steel Co. of Scotland}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549  (1890) 15 App Cas 125 that:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16736228\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 The unconditional acceptance of a tender gives rise to a contract.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2850462\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 
\par 4.10}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6178974\charrsid15282549 It seems when the 
learned author made that observation on the basis of the cases decided in 1800}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9979491\charrsid15282549  and related to building contracts}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6178974\charrsid15282549 he tender process }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9979491\charrsid15282549 in respect to mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9979491\charrsid15282549  sale is not the same as that of building contracts.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6178974\charrsid15282549 
\par 4.11}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6178974\charrsid15282549 In practice the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9503059\charrsid15282549 tender is treated as it }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549 traditionally}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9503059\charrsid15282549  was and that is it is an }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 invitation to treat.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6178974\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549 
\par 4.12}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549 After the tenders are received th}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549 n mortgagee by means }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 adopted by it}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549  assess}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1449380\charrsid15282549 es}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549  the tender and make}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1449380\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549  an offer to the successful tenderer with terms and conditions that 
would not be in the invitation for tender.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549 
\par It is then up}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6559659\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549 to the tenderer whe}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7997320\charrsid15282549 ther}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549  to accept the offer or not or }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549 accept with variation }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11486875\charrsid15282549 (counter-offer).}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15616485\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11486875\charrsid15282549 
\par Only when the mortgag}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 ee}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11486875\charrsid15282549  and successful tender}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 er}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11486875\charrsid15282549 
 agree to all terms and conditions of sale then contract of sale is entered}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4672813\charrsid15282549  into}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11486875\charrsid15282549 .
\par 
\par 4.13}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 I will adopt the principle in }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 Vere}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 Nakuta}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549  case in the respect to point at which mortgagors right }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549  redemption is extinguished.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11486875\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 
\par 4.14}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 In this instance Bank has no
t yet entered into a Contract of Sale with the intending Purchaser.
\par 
\par 4.15}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 At paragraph 35 of Usha Narayan}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 s Affidavit sworn on 9 July 2013 she states as follows:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 35.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 THAT}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 
 the Defendant has already accepted an offer for sale of the Property for $4,300,000.00 (Four million three hundred thousand dollars).}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 (Annexed herein and marked }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 UN15}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549  is the Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 s letter of acceptance).}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 
\par 4.16}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 In fact the Annexure }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 UN15}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 
 is not an acceptance by the Bank (Defendant) but an offer by Autocare (Fiji) Ltd for purchase of the mortgaged property on terms and conditions stated therein.
\par 
\par 4.17}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 There is no evidence before this Court that }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4672813\charrsid15282549 Bank }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 has accepted the offer.
\par 
\par 4.18}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 Therefore 
Plaintiff can still redeem the mortgage by paying the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 secured}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3108763\charrsid15282549  money under the mortgage prior to Bank entering into a contract of sale with the successful tenderer.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7211199\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 
\par 4.19}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 Plaintiff by its Counsel submitted that the Bank}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549  refus}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 al}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549  to grant consent to sale of the mortgaged property to Samson Construction Limited is a }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5783690\charrsid15282549 clog}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549  on equity of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5783690\charrsid15282549 redemption.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 
\par 
\par 4.20}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 Plaintiff relied on case of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 Sun North Investments Pty Ltd as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15212037\charrsid15282549 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 rustee }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549  Dale & Anor.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549  [2013 QSC 44 (28 February 2013)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549  and}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 Golobadona No 35 Ltd }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15212037\charrsid15282549 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 ank of South Pacific Ltd }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 
[2002] PSNC 36; NZ309 (11 November 2002) in support of its submission that }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5783690\charrsid15282549 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5783690\charrsid15282549 
s action in not granting its consent for sale of mortgaged property to Samson Constructions Ltd is a clog in equity of redemption.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16082092\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5783690\charrsid15282549 
\par 4.21}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5783690\charrsid15282549 In Sun North}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5783690\charrsid15282549 s case his }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5783690\charrsid15282549  Justice Henry stated as follows:-
\par 
\par }\pard\plain \ltrpar\s25\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \b\i\insrsid15282549 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid921215\charrsid15282549 [77]}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid15282549  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid921215\charrsid15282549 
The equity of redemption is an inherent incident of the mortgage transaction.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid15282549  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid921215\charrsid15282549 In }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\i\ul\insrsid921215\charrsid15282549 Team Dynamik Racing Pty Ltd v}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\ul\insrsid7881245\charrsid15282549 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\ul\insrsid921215\charrsid15282549  Longhurst Racing Pty Ltd & Ors}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\ul\insrsid7881245\charrsid15282549 ,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid921215\charrsid15282549  Muir J explained:
\par }\pard \ltrpar\s25\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid7881245\charrsid15282549 
\par }\pard \ltrpar\s25\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid15282549  "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\i\insrsid921215\charrsid15282549 
The equity of redemption is not a right or concept attached to or inherent in the secured property itself: it is an incident of the mortgage transaction. ... As a general proposition, conduct which has the effect of hampering redemption after the contract
ual date for redemption has passed is not permitted and equity will grant relief by allowing redemption. The remedy, which operates }{\rtlch\fcs1 \ai\af0\afs22 \ltrch\fcs0 \b\i\insrsid921215\charrsid15282549 in personam}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \b\i\insrsid921215\charrsid15282549 , has as its foundation the prevention of unconscionable conduct. In cases such as this, unconscionability is to be found in the lender}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid15282549 '}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid921215\charrsid15282549 s exercising rights which constituted, in substance, a penalty or a forfeiture}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid15282549 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\i\insrsid921215\charrsid15282549 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \cs26\b\i\insrsid7881245\charrsid15282549  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \cs26\b\i\insrsid921215\charrsid15282549 
\par }\pard \ltrpar\s25\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid7881245\charrsid15282549 
\par }\pard \ltrpar\s25\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid921215\charrsid15282549 [78]}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\i\insrsid15282549  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid921215\charrsid15282549 The principle is thus founded upon the unconscionability inherent in the transaction otherwise allowing the lender to exercise rights amounting 
to a penalty or forfeiture. It is the nature of the transaction, if allowed, which is unconscionable.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid15282549 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\insrsid921215\charrsid15282549  
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5783690\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7881245\charrsid15282549 4.22}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7881245\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7881245\charrsid15282549 Sun North}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7881245\charrsid15282549  case the mortgagee took the following }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 securities}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7881245\charrsid15282549  from the mortgagor:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 1.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 a loan agreement for a loan of $500,00 plus interest with capital and all interest payable 1 September 2009;}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549  2.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 a personal guarantee from }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 Managing Director}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549  in respect of the loan;}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549  3.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 
a fixed charged granted by Sun North Investments Pty Ltd over its shares in Sugarworld Pty Ltd;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549  4.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 a form of authority to facilitate execution of documents;}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549  5.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 
a form of transfer to be executed by Sun North and held in case of default or possibly in case of exercise of the option;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549  6.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 
an option deed granting Mr Dale the right to purchase the shares for $2 million and apply any monies owed under the loan agreement towards part payment of the purchase price;}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549  7.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 
a form of contract for the sale of shares to be annexed to the option agreement, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 specifically catering for the fact that the contract will be entered into pursuant to the exercise of the option, }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15605745\charrsid15282549 
that David may not actually be the buyer but a nominee may be the buyer and yet the amount payable to David under the loan agreement is still to be offset against the purchase price at completion}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15605745\charrsid15282549 ; and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15605745 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15605745\charrsid15282549  8.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15605745\charrsid15282549 a personal guarantee by }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 Managing Director}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15605745\charrsid15282549 
 of obligations under the option agreement and the contract.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 " }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7881245\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15145928\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15605745\charrsid15282549 
The loan was to be repaid by the Plaintiff by 29 September 2009 and an option to acquire shares was to be only exercised if there is default and it is not remedied by 31 March 2010.
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10833497\charrsid15282549 
When the Plaintiff obtained the loan and signed all the documents it was in desperate need of finance.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15605745\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10833497\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8740493\charrsid15282549 The repayment date and option exercise date by request was }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 extended}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8740493\charrsid15282549 
 to 31 October 2009 and 17 May 2010 respectively.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10833497\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8740493\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4266881\charrsid15282549 Plaintiff by its directo
r sought further extension of time for exercise of option }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4266881\charrsid15282549 13 May 2010.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8740493\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4266881\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4266881\charrsid15282549 On 13 May 2010 Plaintiff wrote to mortgagee}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4266881\charrsid15282549 s Solicitors }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4420727\charrsid15282549 advising that debt will be paid by 19 May 2010 and on 18 May 2010 paid $514,055.17 in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 satisfaction}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4420727\charrsid15282549  of its debt which accord
ing to the mortgagee was $10,472.13 less than what it claimed was owed to it.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4420727\charrsid15282549 On 13 may 2013 mortgagee exercised its option to purchase the shares and did not accept the payment made by the Plaintiff.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4266881\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4420727\charrsid15282549 
\par 4.23}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15811893\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15811893\charrsid15282549 Sun North}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15811893\charrsid15282549  case the Court found that the mortgagee}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15811893\charrsid15282549 s (Defendant) conduct was unconscionable }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 on}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15811893\charrsid15282549  the bas}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 is}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15811893\charrsid15282549 
 that the mortgagee had already tendered the loan amount and the Defendant under }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 O}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15811893\charrsid15282549 ption A}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12528872\charrsid15282549 gree}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 ment}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12528872\charrsid15282549  would have acquired shares worth $5m for $2m.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4420727\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12528872\charrsid15282549 
\par 4.24}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4805123\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 Golobadana}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4805123\charrsid15282549  case the mortgagee (Bank) in exercise of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 powers given under the mortgage given by Port }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549 Moresby}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549  Rugby League (POMRL) entered into a }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 L}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 ease}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 M}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 anagement Agreement with the Plaintiff in respect to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 the }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 mortgage property.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 Mortgagee upon }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549 entering}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549 into}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549  a }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549 D}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 eed of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549 Release}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549  with the POMRC terminated the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 L}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 ease and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 M}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10502277\charrsid15282549 anagement }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549 Agreement.
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549 The Plaintiff then sought injuncti}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 ve}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549  order}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549  against the mortgagee which was initially granted.
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549 
Subsequently interlocutory injunction was discharged and Court held that upon }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 execution}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549  of the Deed of Release the mortgage has been redeemed and mortgagor }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 retains}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549  the property and has rights superior }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549 to }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13661855\charrsid15282549 that of the Plaintiff.
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8981909\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8981909\charrsid15282549 Golobadana}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8981909\charrsid15282549  his Honour Justice Kandakasi after reviewing}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 the line of authorities}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549  on clog of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 equity of redemption}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549  stated as follows:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12528872\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 
These are numerous authorities dealing with alleged clogs or fetters on the equity of redemption.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 A quick perusal of these authorities reveal a number of principles.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 Firstly, a mortgage cannot be made irredeemable, and e
quity will not permit any devise or contrivance being part of the mortgage transaction or contemporaneous with it calculated to prevent or impede redemption:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 Fairclough v. Swan Brewery Co. Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 
 [1912] A.C. 565, at. pp. 570.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549 .....}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid881650\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid881650\charrsid15282549 Secondly, the right to redeem cannot be rendered nugatory or illusory.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid881650\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid881650\charrsid15282549 Fairclough v. Swan Brewery Co. Ltd}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid881650\charrsid15282549  (Supra) the Privy Counsel held a provision for redemption and the mortgage before it was nugatory and that the mortgagor was entitled to redeem i
n advance of the final payment.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549 ...}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 The third principle is in the area of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 collateral advantages}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 , the authorities do allow for collateral advantages to be given by a mortgagor to a mortgagee in consideration for a loan to him or her.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 Such collaterals could be upheld only if they are }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 not either (1) unfair and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15009857\charrsid15282549 unconscionable}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 
, or (2) in the nature of the penalty clogging the equity of redemption or (3) inconsistent with or repugnant to the contractual and equitable right to redeem}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549  per Lord Parker Waddington in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 
Kreglinger v. New Patagonia Meat & Cold Storage Co. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15009857\charrsid15282549 L}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 td}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549  (Supra at p.61).
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 Finally there are cases that could be classified as miscellaneous areas.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15478368\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 
these areas some authorities have shown a reluctance to uphold a covenant that seeks to clog or unnecessarily fetter a mortgagor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 s right of redemption. These include covenants for a repayment of a greater amount than that advanced: }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 Booth v. The Salvation Army Building Association}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549  }{\rtlch\fcs1 
\ai\af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 (Limited)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 
 (1897) 14 T.L.R. 3. Similar positions have been taken in cases containing covenants requiring a payment of a higher rate of interest upon default which may be seen as a penalty: }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 Wanner v. Caruana}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 
 [1974] 2 N.S.W.L.R. 301, at pp. 306, per Street CJ. Other cases have indicated a preparedness to strike down covenants in mortgages that seemed to impose unreasonable time periods for late redemption: }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 Fitzgerald}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 s Trustee v. Mellersh}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 
 [1892] 1 Ch. 385 at pp. 389-390. Furthermore, some authorities have indicated a preparedness to strike down covenants which seek to prevent a mortgagor from redeeming his property on the contractual date for repayment: }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 Crickmore v. Freestone}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2441643\charrsid15282549 
 [1870] 40 L.J. Ch. 137, and as earlier noted after the contractual date for repayment.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4266881\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12279872\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5647445\charrsid15282549 4.25}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5647445\charrsid15282549 In the instant case there was no }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 collateral}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5647445\charrsid15282549  contract or option taken by Bank at time of mortgage transaction nor is there any tangible evidence of any }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 unconscionable conduct}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5647445\charrsid15282549  on the part of the Bank.
\par 
\par 4.26}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid133952\charrsid15282549 
The conditions imposed by Bank as stated in paragraph 2.37 hereof is not unreasonable given the fact that Plaintiff has reneged on it}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 s}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid133952\charrsid15282549  earlier }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 undertaking}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid133952\charrsid15282549  and promises to redeem the mortgage and does not meet the test for it to be clog on equity of redemption.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5647445\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid133952\charrsid15282549 
\par 4.27}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid133952\charrsid15282549 
Furthermore Plaintiff by its then Solicitors wrote to Bank on 19 April 2013 advising that monies had is held in their Trust Account will be paid once it is cleared.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid133952\charrsid15282549 No such payments have been made.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 
\par 4.28}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13651944\charrsid15282549 
I repeat the comments made at paragraphs 4.14 to 4.18 of this Ruling.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3108763\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3108763\charrsid15282549 5.0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3108763\charrsid15282549 APPLICATION FOR }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3166422\charrsid15282549 INTERLOCUTORY INJUNCTION}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3108763\charrsid15282549 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549 5.1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549 The }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 principles}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549  relating to Application for Interlocutory Injunction has been well settled in that for the Court to grant Interlocutory Injunction Court must be satisfied that:-}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3108763\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549 There is a }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5469190\charrsid15282549 serious}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549  question to be tried;
\par (ii)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549 Balance of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3757579\charrsid15282549 Convenience}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549  favour granting of the interlocutory injunction}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3757579\charrsid15282549 
\par }\pard \ltrpar\ql \li1440\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16474614\charrsid15282549 American Cyanamid }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16474614\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16474614\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14710467\charrsid15282549 Ethicon}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549  Co}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14710467\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549  Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549  [1975] 1AllER 504}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16474614\charrsid15282549 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549 Mohammed }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549  ANZ Banking Group Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549  [1984] 30FLR 136; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549 Roxy Motor Parts }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549  Habib Bank Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549  [2005] FJCA 49}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16474614\charrsid15282549 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549  ABU0060J 2004S (15 July 2005)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13127761\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549 
\par 5.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10762504\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549 trategic }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10762504\charrsid15282549 Nominees}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8202195\charrsid15282549  Ltd (In }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8326048\charrsid15282549 Receivership}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8202195\charrsid15282549 ) }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8202195\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8202195\charrsid15282549  Gulf Investments (Fiji) Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8202195\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8202195\charrsid15282549 [2011] FJCA 23; ABU 0039 2009 (10 March 2011) his }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8202195\charrsid15282549  Justice Marshall (as then he was) cast some doubt }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549 as to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456497\charrsid15282549 applicab}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 ility}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549  of the principle in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549 American Cy}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16474614\charrsid15282549 anamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549  case in respect to Interlocutory Injunction Application to restrain mortgage sale.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7166988\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549 
\par 5.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549 His }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549 
 Justice Marshall (as then he was) quoted the following comments of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549 t}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549 rial Judge}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11486851\charrsid15282549 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549  his Honour }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549 Justice W}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7864962\charrsid15282549 a}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549 lsh and High Court }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 J}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549 udge his }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549  Chief Justice B}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7864962\charrsid15282549 arwick}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549  from }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549 Inglis }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549  Commonwealth Trade Bank of Australia}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549  [1971-1972] 126 CLR 161.
\par 
\par His }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549  Justice W}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7864962\charrsid15282549 a}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549 lsh}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 :
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549 But the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 proprietary}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14692848\charrsid15282549  rights }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 
as owner which the plaintiffs have are rights which are subject to and qualified by the rights over the property given to the defendant by the mortgage.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 
If the defendant exercises the latter rights or threatens to do so that is not, as such, an act or a threatened act in contravention or infringement of the plaintiffs}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549  proprietary rights}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 (page 166)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10357315\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 In my opinion the principle}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549  on which the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 
Court has always acted do not permit the Court to intervene because of the existence of those claims, and I am of the opinion that I should not grant the application.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 " }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 (pages 167-168)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 
\par His }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549  Chief Justice Barwick:}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 The case falls fairly}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 
, in my opinion, within the general rule applicable when it is sought to restrain the exercise by a mortgagee of his rights under the mortgage instrument.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 Failing payment into court of
 the amount sworn by the mortgagee as due and owing under the mortgage, no restraint should be placed by order upon the exercise of the respondent mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 s rights under the mortgage.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 " }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1450875\charrsid15282549 (page 169)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 
\par 5.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 His }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549  Justice Marshall (as then he was) in referring to }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 Mobil Oil Co. Ltd. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549  Rawlinson}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549  [1981] 43 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10762504\charrsid15282549 P & CR 221; }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10762504\charrsid15282549 Cit}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 ib}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10762504\charrsid15282549 ank Trust Ltd }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10762504\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10762504\charrsid15282549  Aviyor}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10762504\charrsid15282549  [1987]}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10762504\charrsid15282549 3 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 All ER 241 and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 National Westminster Bank Plc. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549  Skelton}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549  [1993] 1 All ER 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid84692\charrsid15282549 &}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 2 cases delivered after }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549  stated as follows:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9530219\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 37.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 Because there are no relevant proprietary interests or other legal interests in place and because the policy of the law is }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 no restraint}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549  none of these cases even mention }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549  and the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 quia timet}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549  interim injunction principles.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 But in Fiji the only case ever cited in the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 Samuel Keller}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549  line is }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 
The later cases in the line were not before the Fiji courts in any of the cases discussed above such as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 Naigulevu}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 This has lead to the introduction of, in a wholly inappropriate context, }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549  principles.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 At least in the earlier Fiji cases }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549  has been, after much irrelevant discussion followed.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 
I believe the decision in this case is the first occasion what in any common law jurisdiction that the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 Samuel Keller/Mobil Oil}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549  principle has not been applied in a case that falls four square within the factual matrix of cases such as }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 Samuel Keller, Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 Skelton}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 It is not in the interest of the common law jurisdiction in Fiji for this to happen.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2514662\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 5.5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 His }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549  expresses in the view that }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 American Cyanamid}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549  principle only applies to restrain the Defendant from committing a wrong.
\par 
\par 5.6}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 
However the courts in Fiji has over the years applied both principles in dealing }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 with Application for Interlocutory Injunction to restrain mortgage}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1981933\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549  sale as the principles in }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549  does not contradict but supplement each other.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15016658\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549 Roxy Motor Parts}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549  (Supra) and }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549 Mohammed }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549 v.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549  ANZ Banking Group Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549  [1984] 30FLR 136 (2nd August 1984) 

\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 5.7}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 Mohammed }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549  ANZ Banking Group Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 1984}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16416740\charrsid15282549 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549  30 FLR 136 (2 August 1984) his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549  Justice Kermode (as then he was) stated as follows:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 In 1972 in the case of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15752228\charrsid15282549 
Inglis & Another v. Commonwealth Trading Bank of Australia}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15752228\charrsid15282549 
 126 C.L.R. 161 the High Court of Australia in a very short judgment delivered by Barwick C.J. dismissed an appeal from Walsh J}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15752228\charrsid15282549 s decision dismissing an application for an interim injunction seeking to restrain a mortgagee exercising powers conferred by a mortgage.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15752228\charrsid15282549 The learned Chief Justice said:}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15752228\charrsid15282549 
I have not heard anything, nor been referred to any authority, which causes me in the least to doubt the correctness of the refusal of Walsh J. to grant the interlocutory injunction sought by the appellant or the reasons which he gave for that refusal.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15752228\charrsid15282549 
I find no need to discuss the arguments offered, and the authorities referred to, by the appellant.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15752228\charrsid15282549 Such of them as were relevant are sufficiently answered in his Honour}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15752228\charrsid15282549 s reasons.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3427249\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 
The case falls fairly, in my opining, within the general rule applicable when it is sought to restrain the exercise by a mortgagee of his rights under the mortgage instrument.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 
Failing payment into court of the amount sworn by the mortgagee as due and owing under the mortgage, no restraint should be placed by order upon the exercise of the respondent mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 s rights under the mortgage.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 
Mr Koya argues that the granting of an interlocutory (interim) injunction is still governed by equitable principles.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 There is no doubt that in an appropriate case the Court is empowered to restraint a mortgagee exercising power of sale.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 
Mr Koya relies on the case of American Cyanamid Co. v. Ethicon Ltd. [1975] UKL 1; 1975, A.C. 396 and has put forward several propositions supported by a number of authorities.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9383309\charrsid15282549 
Those authorities support certain principles enunciated in the Cyanamid case I would consider on the balance of convenience that damages would be an adequate remedy to the plaintiff.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 5.8}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 His }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549  further went on to say that:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 If I had to consider the principles enunciated in the }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 Cyanamid}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549  case I would consider on the balance of convenience that damages would be an ad}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706121\charrsid15282549 equate remedy to the plaintiff.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706121\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 5.9}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 In conclusion his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549  stated as follows:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 I do not consider however, I can or should interfere with the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 
s exercise of powers conferred on it by the said mortgage. It has a statutory power to sell under the mortgage and this case is in any event a case where an interim injunction would not be granted because in my view 
damages would be an adequate remedy if the plaintiff were to succeed on any of her claims against the Bank.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 " }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6359808\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15752228\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 5.10}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8352077\charrsid15282549 Propst}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549  ANZ National Bank Limited}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549  [2012] NZHC 1012 (11 May 2012) his }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549 
 Justice Gilbert in dealing with Application to restrain }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706121\charrsid15282549 mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706121\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549  power of sale under the heading }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12456392\charrsid15282549 Legal Principles }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549 stated as follows:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7370760\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549 The Plaintiff }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 must show that there is }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5469190\charrsid15282549 a serious question to be tried.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5469190\charrsid15282549 The Court must consider where the balance of convenience lies and whether overall justice is best serv
ed by granting or withholding the injunction in all of the circumstances of the particular case.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14511890\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5469190\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5469190\charrsid15282549 
Unless the validity of a mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5469190\charrsid15282549 
s power of sale has been impeached, the normal rule is that an injunction restraining the exercise of that power will not be granted unless the mortgagor pays the amount secured by the mortgage to the court.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5469190\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5469190\charrsid15282549 
In such cases, the court will consider what sum, if any, should be paid to the court to protect the mortgagee.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5469190\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 
\par 5.11}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 His }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549  cited }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 American Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 Parry v. Grace}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549  [1981] 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 N}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Z}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 LR 273 (HC) as }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12456392\charrsid15282549 author}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3633598\charrsid15282549 ity}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549  for above principles.
\par 
\par 5.12}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 In light of the decisions in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 Mohammed v. ANZ Banking Group Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 Roxy Motor Parts Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 Strategic Nominees}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 Westpac Banking Corporation v. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706667\charrsid15282549 Adi}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549  Mahesh Prasad}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549  it is apparent that depending o
n particular circumstances of the case both principles are equally applicable to Application for Interlocutory Injunction to restrain }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13846884\charrsid15282549 exercise}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15807416\charrsid15282549  of mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15807416\charrsid15282549 s power under the mortgag}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13896717\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15807416\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4080835\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15807416\charrsid15282549 
\par 5.13}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15807416\charrsid15282549 In any event the grant of injunction }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16405907\charrsid15282549 is a discretionary remedy and as such the Court should be able to exercise its discretion to do justice between the parties within the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9578929\charrsid15282549 confines of established legal principles and law.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15807416\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9578929\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 5.14}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 The Plaintiff in this case has not challenged the validity of the mortgage or Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 s power of sale granted }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13846884\charrsid15282549 pursuant}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549  to the mortgage but has challenged the manner in which the tender process was handled and conduct of the Bank in not granting further time t
o Plaintiff to redeem the mortgage.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9578929\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 
\par 5.15}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 Under the circumstances the Plaintiff is required to }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1981933\charrsid15282549 deposit}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549  the balance }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1981933\charrsid15282549 debt owing to the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549  with court to enable the Court to restrain }
{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13846884\charrsid15282549 exercise}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549  of Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 s power of sale under the mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 Inglis v. Commonwealth}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 (Supra)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 .
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 
\par 5.16}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 
Since the Plaintiff has not paid the mortgage debt in Court it is not entitled to the Interlocutory restraining Orders it is seeking in this matter.
\par 
\par 5.17}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 
However in the interest of justice I would consider as to whether the Plaintiff is entitled to interlocutory injunction }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1267676\charrsid15282549 relief}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549  under the principles of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 American Cyanamid}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 .
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 Whether there is a }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1267676\charrsid15282549 serious}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549  question to be tried}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12456392\charrsid15282549 ?}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 
\par 5.1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12456392\charrsid15282549 8}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 Plaintiff has challenged the manner in which the Bank had }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1267676\charrsid15282549 
conducted the tender process.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10710865\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1267676\charrsid15282549 
\par 5.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12456392\charrsid15282549 19}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1267676\charrsid15282549 It is well established that when exercising power of sale under }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706667\charrsid15282549 its}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1267676\charrsid15282549  mortgage Bank as mortgagee is not acting as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706667\charrsid15282549 
trustee}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1267676\charrsid15282549  of the mortgagor.
\par 
\par 5.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12456392\charrsid15282549 0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1064056\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1064056\charrsid15282549 Warner v. Jacob}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1064056\charrsid15282549  [1882] 20 Ch D 220 his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1064056\charrsid15282549 s Justice Kay stated as follows:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1267676\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1064056\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1064056\charrsid15282549 The result seems to be that a }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2708194\charrsid15282549 
mortgagee is strictly speaking not a trustee of the power of sale.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2708194\charrsid15282549 It is a power given to him for his own benefit, to enable him the better to realize his debt.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2708194\charrsid15282549 If he exercises it bona fide for that purpose, without corrupt
ion or collusion with the purchaser, the Court will not interfere even though the sale be very disadvantageous, unless indeed the price is so low as in itself to be evidence of fraud.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1064056\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706667\charrsid15282549 5.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12456392\charrsid15282549 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706667\charrsid15282549 This principle has been cited and adopted in many cases dealing with mortgagee}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706667\charrsid15282549 s exercise of power of sale.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2838668\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 Tubunavere }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549  Colonial National Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549  [2007] FJHC 129; Civil Action No. 486 of 2000 (2 March 2007) 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 Myong Chung Kim }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 v.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549  Fiji National Provident Fund}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 
 [1998] FJHC 172: HBC 568j of 1998 (14 December 1998).
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706667\charrsid15282549 
\par 5.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 The Plaintiff alleged that the tender pr}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12456392\charrsid15282549 ice}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549  of the mortgaged property is undervalued.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706667\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 
\par 5.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 In }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 Myong Chung Kim}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549  case his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549  Justice Byrne (as then he was) quoted the following comments of his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 Lordship}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549  Justice Scott (as then he was) from }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 
Islam Ali }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 
 Westpac Banking Corporation}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549  HBC 0475 of 1997S:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 As to the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4609980\charrsid15282549 
allegation of undervalue, while I accept that a mortgagee owes a mortgagor a duty of care when exercising its powers of sale, first, there is no Action pending before this Court alleging a breach
 of such duty and secondly, it is perfectly clear that a Court will only interfere to restrain completion of a conveyance in such circumstances (a) if the moneys due under the mortgage are tendered by the mortgagor and (b) if the Court is satisfied that t
he mortgagee has not acted in good faith (see }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4609980\charrsid15282549 Property and Bloodstock Ltd v. Emerton}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4609980\charrsid15282549  (1968) Ch. 94).}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4346521\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1706667\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4609980\charrsid15282549 5.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 4}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 Plaintiff relies on the Valuation Report dated 1st December 2008 from }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3744330\charrsid15282549 Pacific}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3744330\charrsid15282549 Valuations}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549  L}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3744330\charrsid15282549 t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 d and marked as Annexure }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 MS-11}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549  to Affidavit of Mohammed Sahil sworn on 13 June 2013.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1981933\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 
\par 5.25}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 
It is noted that the valuation report is qualified in two aspects.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 First one being at paragraph 2 of 1st page of the report where it }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 is }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 stated:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 The basis of our valuation is the open market value of the property }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 upon satisfactory completion of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3744330\charrsid15282549 Shopping Mall }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 and the Hotel project}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 .}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 
Secondly under heading Valuation Approach on page 15 it is stated:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 In the absence }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8141975\charrsid15282549 
of any comparable sale, the market value of the property has been arrived at by }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8141975\charrsid15282549 Summation Method}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8141975\charrsid15282549  of valuation i.e. new replacement cost of the improvements plus the value of other improvements and lessees and interest and with the final figure checked with the }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8141975\charrsid15282549 Income Approach}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8141975\charrsid15282549  based on }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8141975\charrsid15282549 projected Cash Flow}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8141975\charrsid15282549  provided to us.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 
\par 5.26}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 Court also takes 
note of the fact the mortgaged property and/or area surrounding the mortgaged property was subject to massive flooding in 2009 and natural disaster after that.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12282129\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 
\par 5.27}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 There is also no evidence before the Court as to what }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 value of the mortgage property w
ould be now given that project is not fully completed and the mortgaged property and/or its surrounding area have been subject to natural disaster after the report.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1981933\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 5.28}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4609980\charrsid15282549 The tender/offer received by the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1981933\charrsid15282549 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4609980\charrsid15282549  was after several advertisements calling for sale of the mortgaged property.
\par 
\par 5.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 9}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549 At paragraph 4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3633598\charrsid15282549 7}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549  to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3633598\charrsid15282549 49}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549  of the Mohammed Sahil}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549 s Affidavit in Support sworn on 13 June 2013 he state}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3633598\charrsid15282549 s}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549  as follows:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4609980\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 47.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 THAT from late December 2012 until mid-March 2013, the Defendant published in the local papers advertisements inviting tenders for the purchase of the mortgaged property.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 I annex hereto marked as Annexure }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 MS-28}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549  a true copy of an advertisement titled }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 Mortgagee Sale}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549  published in the Fiji Times on Saturday 2nd March 2013.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 In so far as the Plainti
ff is aware the same annexed advertisement was only published on the various occasions.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549  48.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 
THAT the Defendant in the advertisements published by it in the local papers namely the Fiji Times and Fiji Sun sought tenders for the purchase of the entire mortgaged property as well as tenders for the purchase of the hotel site only.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549  49.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15860430\charrsid15282549 
THAT I verily believe that the Defendant did not engage any experts to advice on the sale and marketing of the property so as to ensure that the substantial and specialised 
property of the Plaintiff obtained the best price that can be reasonably obtained for it and that the Defendant did not utilise any other methods apart from advertising itself the mortgaged property for sale in the local papers.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12456392\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549 5.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 30}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549 It is therefore apparent that the Bank advertised the mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549  sale on various occasions for three months before receiving the tender.
\par 
\par 5.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 31}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6509372\charrsid15282549 During the period and soon after service of initial }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 demand}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6509372\charrsid15282549  the Bank had allowed Plaintiff }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5833534\charrsid15282549 various opportunities }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6509372\charrsid15282549 to redeem the mortgage.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3153960\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6509372\charrsid15282549 
\par 5.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 32}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11493542\charrsid15282549 I find that the Bank at all times acted in uttermost good faith towards the Plaintiff and in contrast Plaintiff despite several undertakings failed to keep its side of the bargain.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6509372\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11493542\charrsid15282549 
\par 5.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 33}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11493542\charrsid15282549 I therefore find that there is no serious question to be tried.
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4343890\charrsid15282549 Balance of Convenience}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4343890\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11493542 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8141975\charrsid15282549 5.34}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4343890\charrsid15282549 One aspect of balance of convenience is that whether damages would be an adequate remedy.
\par 
\par 5.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 he mortgaged property is a Hotel/Commercial Development lease and }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 as such damages}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 
 (if any) suffered by the Plaintiff as a result of sale of the mortgaged property is }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 ascertainable}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549  and Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 s ability to pay any damages assessed by the Court is not doubted.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4343890\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 
\par 5.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 6}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 Other facts which tips the balance of convenience in favour of the Banks are as follows:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 Bank }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 commenced}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549  mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549  sale/legal action in }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 February 2011;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 
Plaintiff through its solicitor and itself undertook to redeem the mortgage on several occasions but failed to do as appears from paragraph}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 s}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 2.10}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 2.16}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549  of this Ruling}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 (iii)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 
Plaintiff had used various methods, techniques and threats to delay the inevitable as appears in paragraph}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 2.10, 2.14, 2.16, 2.22 and 2.24}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549  of this Ruling}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921\charrsid15282549 (iv)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 The Sale and Purchase Agreement and subsequent Lease Agreement with Anil
 Singh and Mohammed}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549  Naseeb}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 
 substituted by Hibiscus }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 Pacific Resort Limited}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 
 on the face of it turned out to be a sham }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 
since commencement}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549  of the so-called lease agreement}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 no rental}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549  has been paid by the tenant }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 as}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549  appears in paragraph 38 of Mohammed }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14889005\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 ahi}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 l}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 s Affidavit sworn on 13 June 2013 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 where }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 he states as follows:-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9519921 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549\charrsid15282549 
\par }\pard \ltrpar\ql \li1440\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 38.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 THAT the lessees, Hibiscus Pacific Resorts Limited of the hotel who were in possession of the premises since January 2012 defaulted in its payment as required under the agreement.
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 Subsequ
ently the Plaintiff discovered that chattels belonging to the Plaintiff had been removed from the hotel premises.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 On 15 May 2012, the Plaintiff demanded from the lessee payment of the monies due and owing.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 I annex hereto marked as Annexure }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 MS-23}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549  a true
 copy of letter dated 15 May 2012 from the Plaintiff to the lessee, Hibiscus Pacific Resorts Limited.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 
\par 5.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 7}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 Plaintiff has on }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 or about 29 March 2013}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549  entered into a Sale and Purchase Agreement with one Samson Construction Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549  (}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 Samson}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 , a newly formed company and registered in New Zealand for sale of part of the mortgage property which requires }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3675166\charrsid15282549 subdivisions}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549  of the mortgage property.
\par 
\par 5.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 8}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549 Despite Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549 s request Plaintiff has not provided any evidence to show that funding is available to the purchaser to purchase the property.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16385279\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 
\par 5.3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 9}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 In fact Bank through its }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 olicitor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 s letter dated }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 5 April}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 2013 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 gave its consent for sale of the mortgaged property to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 Samson}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549  on conditions}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549  appearing in paragraph 2.37 hereof.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 
\par 
\par 5.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 40}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 Despite Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 s then }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 olicitor}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 s advice Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 olicitors that }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 funds are}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549  held in their account and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 will be }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 paid to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 s Solicitor}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 trust account once funds are cleared no such payment has been made. 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549 
\par 5.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 41}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549 It is also well known fact that process }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549 
subdivision of properties in Fiji takes about twelve to eighteen months and as such Bank as mortgagee cannot be asked to wait for that long to recover its debt once mortgagor has defaulted }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 under}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549  the mortgage.
\par 
\par 5.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 42}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549 Whist the Court can sympathise with the Plaintiff }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14420682\charrsid15282549 for}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549 
 investments made into the venture at the same time the court cannot deprive the Bank as mortgagee of its contractual and legal right to exercise its power of sale granted by the mortgage and Property Law Act Cap 130.
\par 
\par 5.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 43}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549 At this point I wish to echo the following comments made in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549 Strategic Nominees
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid488674\charrsid15282549  case:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 
Securisation of loans together with guarantees of debts have now for a very long time been at the centre of commercial lending by banks and other financial institutions.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 They are 
important legal mechanisms essential to the flow of lending required in a market economy.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 
Because of their importance equity and common law courts have always insisted that the mortgagees remedies upon default including power of sale remain unrestrained by the courts.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 
This is shown by a succession of recent cases since 1970.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 
What they all have in common is an attempt by the mortgagor to set up a claim for breach of contract, wilful default or even defamation against the mortgagee. Then an attempt is made
 to restrain the sale of the mortgaged property until the court can adjudicate upon the set up claim.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 The mortgagor hopes that these usually artificial and thin claims will somehow win the day and the mortgage will be wholly or partially discharged and th
e companies will be able to keep its property.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid4476546\charrsid15282549 If the mortgagor finally loses his set up claim he will have delayed the day of payment.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid4476546\charrsid15282549 That is also his objective.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid4476546\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid4476546\charrsid15282549 
It is not in the interest of Fiji for the law to be changed in this way because Fiji needs bank and financial institutions whether from Fiji or from overseas to be able to make loans secured on property.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid4476546\charrsid15282549 
In many cases such loans are instrumental and successful in saving businesses on the edge of collapse or of ensuring profitable development where otherwise there would be a shortage of capital and finance.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid4476546\charrsid15282549 
Some of the time the business plan of the debtor and mortgagor fails.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid4476546\charrsid15282549 In that situation the mortgage security must fall into the bank or financial institution within the law quickly and wi
thout being clogged and delayed by court actions that are not within the framework of law applicable to such securities.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid4476546\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe2057\langnp2057\langfenp2057\insrsid14420682\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 5.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 4}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 The Lord Cottenham when dealing with application to set aside mortgagee sale }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 Jones }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 v.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549  Matthie}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549  11 Jur. 504 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 made }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 the following comments}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549  which is quoted in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 Warner v. Jacob}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549  (Supra)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 :
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 
Such a power as this may, no doubt, be used for purposes of oppression, but when conferred it must be remembered that is so by a bargain between one party and the other, and it is for the party who bor
rows to consider whether he is not giving too large a power to him with whom he is dealing.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 If the power is exercised for fraudulent purposes this Court will interfere, and as in other cases, if the party actually deposits in Court the amount due, it will
 not allow the power to be exercised at all.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 
\par 5.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 5}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 It is apparent that the Plaintiff }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid133952\charrsid15282549 not long after}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549 obtaining credit }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid133952\charrsid15282549 facilities}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549  from the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549  was}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 
 facing difficulty in meeting its obligations to the Bank which left the Bank with no option but to recall its debt by exercising its powers under the mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4476546\charrsid15282549  and there is no evidence of any fraud on part of the Bank.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 
\par 
\par 5.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 6}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 I therefore find that balance of convenience favours the Bank.
\par 
\par 5.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 7}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 I must clarify at this point that even if balance of convenience favour}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4522625\charrsid15282549 ed}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549  the Plaintiff it will not have any bearing on this Ruling on the ground that Plaintiff has failed to pay the mortgage debt in Court as condition
s for granting of injunction in the absence of challenge to validity of the mortgage or lawfulness of the exercise of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 Bank}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 power of sale.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 Inglis v. Commonwealth}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 ; }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 Strategic Nominees}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4522625\charrsid15282549 Mohammed}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549  v. ANZ Banking Group Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4522625\charrsid15282549  (Supra)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 Undertaking as to Damages}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8141975\charrsid15282549 5.48}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 I directed parties to file further submissions on the issue as to whether the very property which is subject}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549  to mortgagee sale can be relie}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 d in support of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549 U}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 ndertaking as to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549 Damages.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549 
\par 5.49}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549 Both parties have not filed any meaningful submission 
on this issue.
\par 
\par 5.50}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549 In view of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 my ruling on Application on }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 Inglis}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 Cyanamid}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549  principles,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549  I do not make any determination on this issue in this case.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14425005\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 6.0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 CONCLUSION}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 
\par 6.1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 
In view of what has been said above I do not think that the Bank should }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 be stopped from exercising its power of sale any further.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3231632\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
\par 6.2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
As stated earlier if the Bank has not entered into a contract with the successful tender}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 er}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549  as no such evidence was put before the Court the Plaintiff is at }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549 liberty}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549  to redeem the mortgage prior to Bank entering into a conditional or unconditional contract of sale of the mortgaged property.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
However, if contract of sale has been or will be entered to prior to Plaintiff redeeming the mortgage then as aforesaid Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 s right to }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4522625\charrsid15282549 redeem }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 mortgage has been or will be }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4522625\charrsid15282549 extinguished.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 7.0}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 Accordingly I make the following Orders:-
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 (i)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
Order made on 12 July 2013 for Defendant not to formalise the sale and purchase agreement until the hearing of the application for injunction and that the status quo to be maintained is hereby discharged.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 (ii)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 s Application for Interlocutory Injunction by Notice of Motion dated 17 June 2013}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549  and Summons for Judgment in Default of Defense filed on 24 July 2013 are}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549  dismissed and struck out.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 (iii)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 Plaintiff is to pay Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 s cost}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549  of the Application}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5246923\charrsid15282549 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549  assessed in the sum of $2,000.00.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549 (iv)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1470757\charrsid15282549 
Defendants to file and serve its Statement of Defense within fourteen (14) days from date of this Ruling.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 (v)}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15282549  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 Substantive matter is to take its normal course.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
\par }\pard\plain \ltrpar\s17\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 KAMAL KUMAR
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 JUDGE
\par }\pard \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15282549\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549 
\par At Suva
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16719184\charrsid15282549 4th October}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9726907\charrsid15282549  2013
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