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\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext\leveltemplateid67698715
\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext\leveltemplateid67698703
\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext\leveltemplateid67698713
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\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext\leveltemplateid67698703
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\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\lin6480 }{\listname ;}\listid740249557}{\list\listtemplateid378681428\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
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;}\listid1390884252}{\list\listtemplateid-1683342704\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
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{\leveltext\leveltemplateid336134169\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid336134171\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid336134159\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid336134169\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
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\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015 IN THE HIGH COURT OF FIJI
\par AT SUVA
\par CIVIL JURISDICTION
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 Civil Action No. HBC 94}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015  of 20}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 06}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015 
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015 BETWEEN:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015 
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 ALI}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 S CIVIL ENGINEERING LIMITED}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5836015 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid13792670 a limited liability company having its registered office at }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 Labasa and carrying on business in Suva and elsewhere}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid13792670 .}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 FIRST P}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015 LAINTIFF
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 AND:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015 
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
VITIANA TIMBERS (FIJI) LIMITED}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5836015 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 a limited liability company having its registered office at Labasa and carrying on business in Suva and elsewhere.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 SECOND PLAINTIFF
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015 AND:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015 
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 HABIB BANK }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid13792670 LIMITED}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5836015 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid13792670 a }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 banking body duly incorporated under the la
ws of the Companies Act 1913 having its registered office at Habib Bank Plaza 1.1 Chandigar Road Karachi and carrying on the business of banking in Fiji and elsewhere.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 FIRST}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid5836015  D}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015 EFENDANT
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 AND:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015 
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
CHALLENGE ENGINEERING LIMITED}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5836015 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 a limited liability company having its registered office at Suva.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 SECOND DEFENDANT
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid5836015 AND:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015 
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 NATIONAL BANK OF FIJI}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 trading as }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 COLONIAL NATIONAL BANK }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 having its registered office in Suva}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid13792670 .
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 THIRD DE}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid5836015 FENDANT
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 AND:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015 
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
DIRECTOR OF LANDS AND SURVEYOR GENERAL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 FOURTH DEFENDANT
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 AND:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015 
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 REGISTRAR OF TITLES}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 FIFTH DEFENDANT
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 AND:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015 
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 ATTORNEY GENERAL OF FIJI}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5320491\charrsid5836015 SIXTH DEFENDANT
\par }\pard \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 BEFORE}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670 Justice}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670  Deepthi Amaratunga}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13460292\charrsid13792670 COUNSEL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13460292\charrsid13792670 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 Mr. V. Prasad }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 for }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 the Plaintiffs}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 M}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 . }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 B. G. Narayan}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1847735\charrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 for the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 1st }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 Mr. P. Sharma }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 for the 2nd & 3rd Defendant
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 Mr. Pratap }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 for the 4th, 5th & 6th Defendant}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid931867\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2425555\charrsid13792670 Date of Hearing}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid13792670 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid5836015 27th & 28th February,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid5836015  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid5836015 2013}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid5836015  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 Date of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 Judgment:}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid5836015 11}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid5836015 th}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid5836015 March,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015  201}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid5836015 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10423149\charrsid5836015 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid423849\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs28 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 JUDGMENT ON ADMISSION}
{\rtlch\fcs1 \af0\afs28 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid423849\charrsid13792670 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid423849\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 A.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 INTRODUCTION
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
The Plaintiff filed the summons for judgment on admission 26th September, 2012. The Plaintiff}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 s action is for nullification of a purported mortgage No 8465 registered with the Registrar of Deeds}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670  in 2004}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 , between the Plaintiff and 1st Defendant. The 1st De}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670 fendant admittedly }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670 varied}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670  the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13529711\charrsid13792670 earlier}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  Mortgage }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670 No 6993 }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 unilaterally}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 , and}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  state that it was a }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  of an earlier Mortgage}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13529711\charrsid13792670  No 6993}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 , between the same parties, for a smaller part of a land, and this was altered to depict the larger land, since the Plaintiff made representation to the 1st Defendant regarding }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13529711\charrsid13792670 a}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  larger land in order to obtain an e
nhancement of financial facility}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13460292\charrsid13792670  granted to a third party,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670  that was duly granted by the 1st Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
. The Plaintiff is seeking nullification of the said mortgage No 8465 and the mortgagee sale which resulted the 3rd Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 s offer being accepted by the 1st Defendant with the concurrence of the Plaintiff. The 1st Defendant states}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13460292\charrsid13792670 ,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  though the Plaintiff did not sign the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670 said }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 deed of mortgage}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670  No 8465}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 , he had made representation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12980715\charrsid13792670  of the larger land of 2.2938 }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13529711\charrsid13792670 hectares to}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  the 1st Defendant in order to obtain an enhancement of loan, and also consented to mortgagee sale to the 2nd Defendant, hence the 1st Defendant is }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 authorized to}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
 vary the earlier mortgage to change the description of the land to include the larger land}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13529711\charrsid13792670  unilaterally}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 . The Plaintiff seeks to enter judgment on admission seeking nullification of the said mortgage admittedly }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 varied}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  by the 1st Defendant and also register}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13460292\charrsid13792670 e}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13529711\charrsid13792670 d it}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  using an }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13529711\charrsid13792670 earlier}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
 executed document which was unilaterally altered to depict the larger land. Irrespective of any representation made by the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 Plaintiff in}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  order to obtain a consideration, the said changes effected to an earlier mortgage contract between the same parties cannot be considered as }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  since the most vital component in mortgage contract is the subject matter which is land mortgaged}
{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13460292\charrsid13792670  in this case}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
. The purported variation from an area of 3,500 }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12202432\charrsid13792670 square meters}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  (0.35 hectares) to 2.9}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12202432\charrsid13792670 38}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  hectares which is not only significant considering the}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12202432\charrsid13792670  varied}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 extent of the of the area, but also considering the execution date}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12202432\charrsid13792670  as per said mortgage}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 of the mortgage No 8465,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12202432\charrsid13792670 
 was 3rd August, 1999. The approval notice to lease for a land comprising 2.938 hectares was only granted from 1st December}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 , 1999}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12202432\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12202432\charrsid13792670 T}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 he Plaintiff}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10831638\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 neither had obtained }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 consent}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13460292\charrsid13792670  form the Director of Lands nor had made application for such an }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 extent for}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12202432\charrsid13792670  a mortgage of 2.938 }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 hectares. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13460292\charrsid13792670 Admittedly, the Plaintiff did }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 not signed}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12202432\charrsid13792670  any mortgage contract for }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7888548\charrsid13792670 said }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 extent}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7888548\charrsid13792670 . So, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670 (}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7888548\charrsid13792670 Mortgage No 8465}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670 )}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7888548\charrsid13792670 
, the parties could not have entered in to a mortgage on 3rd August, 1999 since the validity of the approval notice for larger land is effective only from 1st December,1999 and prior to the execution of the mortgage no consent for land comprising 2.938 he
ctares}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 was obtained}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10170029\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13460292\charrsid13792670 
 In any event the mortgage no 6993, which Plaintiff and 1st Defendant executed is also illegal and void ab}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12258920\charrsid13792670 
 initio since at the time of execution there was no }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 interest}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12258920\charrsid13792670  to be mortgaged}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670  by 1st Plaintiff,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12258920\charrsid13792670  since the approval notice of lease for 3,500 sq}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 u}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12258920\charrsid13792670 
are meters had expired by 3rd August, 1999, the date of execution of the mortgage 6993 hence the consent of the director of land which was contingent on the right had also expired, making the mortgage 6993 an illegal and void ab initio in terms
 of the Section 13 of the Crown Lands Act}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670 : N}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12258920\charrsid13792670 
o variation is possible to such illegal document. There was no authority for the 1st Defendant to }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 vary the}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12258920\charrsid13792670  subject matter unilaterally in terms of clause 16 and or 20(g) as }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4482428\charrsid13792670 contended. }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12258920\charrsid13792670 The }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 purported mortgage No 8465}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid10170029\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 for 2.938}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10170029\charrsid13792670  hectares}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 , is}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  illegal in more than one }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12258920\charrsid13792670 manner}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  and no right should derive from that. This action is filed by the Plaintiff (mortgagor) seeking nullification of the said unilaterally }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 varied}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  instrument mortgage No 8465 and the mortgagee}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670 
 (1st Defendant)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  only }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid10170029\charrsid13792670 
sought dismissal of this action and the 2nd and 3rd Defendants are seeking possession and evict}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14037301\charrsid13792670 ion of the Plaintiff. }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 B.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 FACTS
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 2.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
The Plaintiff filed the writ of summons against the Defendants seeking nullification of a purported mortgage bond No}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 8465 Registered on 8th June, 2004, in accordance with the Land Transfer Act}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8326033\charrsid13792670  }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 (as stated in the said mortgage heading), lodged by Tamara & Associates (as stated in the first page of the said mortgage)}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14037301\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 3.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
On 1st April, 2009 the Plaintiff filed the second amended statement of claim and for that the 1st Defendant filed statement of defence 3rd August, 2012 admitting certain facts in the statemen
t of claim regarding the execution of the Mortgage No 8465 which admittedly executed }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12258920\charrsid13792670 utilising}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  an earlier signed document between the parties depicting a smaller land}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1264063\charrsid13792670 
 namely the copies of the mortgage executed on 3rd August, 1999}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 and varied it to include a larger land, without the knowledge of the Plaintiff.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
 The following admissions were made by the 1st Defendant.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6619604\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 4.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 In Paragraph 14 of 2nd Amended Statement of Claim states:
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 After execution of the Said O
riginal Mortgage the same was in the custody of the First Defendant and/ or its Solicitors.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par 
\par Paragraph 14 of First Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
s Statement of Defence to the 2nd Amended Statement of Claim reads:
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 The }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 1st Defendant admits paragraph 14 of the Amended Claim t
o the extent that the Mortgage was in the custody of the 1st Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670  and the Registrar of Deeds.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 5.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
Paragraph 28 of 2nd Amended Statement of Claim reads:
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
At all material time when the Original Mortgage was registered vide dealing No 6933, Messrs. Tam
ara and Associates acted for the First Defendants and on or about year 2001, Messrs. Tamara and Associates seized to operate as a Barristers and Solicitor in Fiji.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par 
\par Paragraph 28 of First Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
s Statement of Defence to the 2nd Amended Statement of Claim reads:
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\i\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
As to paragraph 28 of the Amended Claim the 1st Defendant admits same only to the extent that the Mortgage No. 6933 was lodged with the Registrar of Deeds by Messrs Tamara & Associates who were acting for the 1st Defendant at that time. The 1st
 Defendant however has no knowledge and therefore is not in a position to admit or deny as to when Tamara & Associates ceased to operate as a law firm.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 6.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
Paragraph 29 of 2nd Amended Statement of Claim reads:
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 That in or about 8th June 2004 the First De
fendant and or by its servants or agents or its Solicitors }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
fraudulently and without any authority of the Plaintiffs varied the said Original Mortgage }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 by inserting thereon by }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 different typing the following }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 now known as Lot1 S0 4379 State Foreshore}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid7943865\charrsid13792670 under the margin }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 Description}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670  and adding further }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 now 2.2938 ha}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670  (estimated area) }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 under the margin }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 Area}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670  (which additions are hereinafter referred to as }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 The Said Variations}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 .)
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\ul\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 Particulars of Fraud
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\ul\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 a.\tab}}\pard \ltrpar
\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls16\adjustright\rin0\lin720\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
That the Original Mortgage stated L.D 60/511 of Lot 2 on Plan DSS1116 Laucala Beach Estate in the province of Naitasiri consisting of an area of 3500 square meters and not what had been added by the 1st Defendant or its agents.}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid6619604\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid6619604\charrsid13792670 

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 b.\tab}}\pard \ltrpar
\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls16\adjustright\rin0\lin720\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
That the First Defendant through its Servants or Agents or Solicitors added with different typing and well after the execution by the Plaintiffs agents or servants as }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 now known as Lot1 S04379 State Fore Show.
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid6619604\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 c.\tab}}\pard\plain \ltrpar
\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls16\adjustright\rin0\lin720\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 That the First Defendant through its Servants or Agents or Solicitors added Lot 1 SO 4379 being 2.2938 ha when it was not subject to the said Mortgage.}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par Paragraph 29 of First Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
s Statement of Defence to the 2nd Amended Statement of Claim reads:
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\i\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 The 1st Defendant denies the whole of the allegations of fraud aga
inst it or its servants or agents or Solicitors in paragraphs 29 (a) to (c) of the Amended Claim and puts the 1st Plaintiff to strict proof of its allegations. As further defence the 1st Defendant states as follows}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 :
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 a)\tab}}\pard \ltrpar
\ql \li1440\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls17\adjustright\rin0\lin1440\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
The 1st Plaintiff defaulted in its payment under its Mortgage to the 1st Defendant.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 b)\tab}}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \'85\'85\'85\'85..
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 c)\tab}\'85\'85\'85\'85..
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 d)\tab}\'85\'85\'85\'85..
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 e)\tab}}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \'85\'85\'85\'85..
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 f)\tab}\'85\'85\'85\'85..
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 g)\tab}\'85\'85\'85\'85..
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 h)\tab}}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 The }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
1st Defendant admits that the addition on the Mortgage was as to the Description of the land to read as }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 now known as Lot 1 SO 4379 State Foreshow and the Area to read as }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid13792670 "
}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 now 2.2938 hectares (estimated area)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 .
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 i)\tab}}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \'85\'85\'85\'85...
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 j)\tab}\'85\'85\'85\'85...}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid14685194\charrsid13792670 \hich\af0\dbch\af0\loch\f0 7.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14685194\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 Paragraph 30 of 2nd Amended Statement of Claim reads:
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
That the fraud was committed by the Defendant and or its Solicitors as follows:
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5836015\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 i.\tab}}\pard \ltrpar
\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls18\adjustright\rin0\lin720\itap0\pararsid5836015\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
By making photocopy of the Said Original Mortgage.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 ii.\tab}
The having the Original registration Number as registered with the Registrar of Deeds and the signature of the registrar of Deeds erased.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 iii.\tab}
Then unlawfully making the Said Variations on the photocopy of the said Original Mortgage.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 iv.\tab}
Then after carrying out the Said Variations as aforesaid had the unlawfully varied Said Original Mortgage certified true copy by the First Defendants Solicitor.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 v.\tab}Then had }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\ul\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
the same again registered with the Registrar of Deeds in the 8th day of June, 2004 as Original Documents (and which unlawfully varied Said Original Mortgage and as unlawfully registered is hereinafter referred to as (}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\ul\lang2057\langfe5129\langnp2057\langfenp5129\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\ul\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 The Varied Mortgage}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\ul\lang2057\langfe5129\langnp2057\langfenp5129\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\ul\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 ).}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 vi.\tab}
To avoid detection the 1st Defendant and/ or its Solicitors lodged the varied Mortgage for registration with the Registrar of Deeds in the name of Tamara and Associates, Barristers and Solicitors.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 vii.\tab}That the 1st Defendant and 
or Solicitors are now not disclosing the alleged Original Mortgage registered on 8th June 2004 to avoid being detected for the Fraud.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid13792670 '}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5836015\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 Paragraph 30 of First Defendant}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 s Statement of Defence to the 2nd Amended Statement of}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 Claim reads:
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 The 1st Defendant d
enies the whole of the allegations of fraud in paragraphs 30 (i) to (vii) of the Amended Claim and puts the 1st Plaintiff to strict proof. As further defence the 1st Defendant states as follows:
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 a)\tab}}\pard \ltrpar
\ql \li1440\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin1440\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
The 1st Defendant denies that it or its solicitors made photocopy of the Original Mortgage or that anything was erased on the Original Mortgage.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 b)\tab}}\pard \ltrpar
\ql \li1440\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin1440\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
Nothing whatsoever was erased on the Mortgage No. 6933 registered at the Registrar of Deeds on 11 November 1999. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\ul\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
The variation was only to the clear copies held with the 1st Defendant (as is normal procedure) as the Mortgage was not registered yet in terms of the Land Transfer Act.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670  The varied Mortgage showing the correct description of land was registered on 8th June 2004 and given a new registration No.8465.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 c)\tab}}\pard \ltrpar
\ql \li1440\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin1440\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 
The original Mortgage registered on 8th June 2004 was lodged with the Registrar of Titles together with the Transfer document when the property was sold to the 2nd Defendant.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 \hich\af0\dbch\af0\loch\f0 8.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
Paragraph 31 of 2nd Amended Statement of Claim reads:
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
The variations and registration of the Varied Mortgage on 8th day of June, 2004 was an absolute forgery as the First Plaintiff nor its agents o
r servants ever authorised the insertion of the variation and or allowed the Mortgage over the Property known as Lot 1 Plan SO 4379 consisting 2.229 ha that was approved on 18th July 2002.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 Paragraph 31 of First Defendant}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 s Statement of Defence to the 2nd Amended Statement of}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 Claim reads:
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe5129\langnp2057\langfenp5129\insrsid273341\charrsid13792670 

\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
The 1st Defendant denies paragraph 31 of the Amended Claim and as its defence repeats paragraphs 29 (a) to (j) hereinabove and further states that it had to take the said necessary measures to protect its mortgage securit
y as the 1st Plaintiff was not only avoiding payment of the debt which was in excess of a million dollars and which was outstanding since the year 2002 but also tried to restrain the 1st Defendant from proceeding with the mortgagee sale and further wrongf
ully tried to alter the position regarding the mortgage security by applying to the Director of Lands to separate the amalgamated land. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\i\f0\ul\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
It was far from expecting such mortgagor/debtor to consent to any variation of the mortgage.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670  It if the 1st Plaintiffs con
duct which in fact tantamount to attempting to defraud the 1st Defendant by on the hand making on genuine effort to pay its debt and on the other hand trying to alter the position of the security given for the debt.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid273341\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 \hich\af0\dbch\af0\loch\f0 C.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 LAW AND ANALYSIS}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid14685194\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 \hich\af0\dbch\af0\loch\f0 9.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 
White Book 1988 at p 463 under Order 27 states}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 27/3/1
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670 Admission}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670  of fact- }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 Such admission may be express or implied but they must be clear}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 (}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 Ellis v Allen}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670  [1914] 1 Ch 904, p 909; }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 Ash}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 v Hutchinson & co}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 (publisher)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 [1936] Ch489, 503; }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 Technistudy v Kelland}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 [1976] 1 W.L.R 1042;}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5394727\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 [1976] 3 All E.R. 632 C.A.). \'85\'85.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 
Where the defendant admits a document but does not admit that its terms are fully or correctly pleaded, the plaintiff may obtain judgment if the document, on production, clearly establishes his claim}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 (}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 Barnard v Wieland}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670  (1882) 30 W.R. 947: \'85.
\par 27/3/2
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 Either by his pleadings or otherwise}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 - Such admissions may be made expressly in a defence or in a defence to a counterclaim, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670 or}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670  they may be admission by }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670 virtue}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 
 of the rules, as where a defendant fails to traverse an allegation of fact in a statement of claim}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7875196\charrsid13792670 (see O18, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670 
r 13) or there is a default of adefence or a defence is stuck out and accordingly the allegation of fact in the statement of claim are deemed to be admitted}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670 (}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670 Caroli v Hirst}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670  (1883)31 W.R 839; }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670 Mackellar v Hornsey}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5394727\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670 (1901) 49 W.R. 301; }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670 Gillot v Ker}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670  (1876) 24 W.R. 428) An admission may be made in a letter before or since action brought \'85. Or even orall
y if the admissions be proved (Re Beeny [1894] 1 Ch. 499); but oral evidence in other proceedings, alleging certain matter, may not be an admission of such matter}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5394727\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670 (see }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670 British Thomson \endash  Houston Co v British Insulated & Helsby Cable}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16675586\charrsid13792670 
 [1924] 2 C.h. 160)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670  (emphasis added)}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14685194\charrsid13792670 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670 \hich\af0\dbch\af0\loch\f0 10.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670 
The 1st Defendant had admitted unilateral alteration of the mortgage 6993 and also admitted facts/ documents and }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 circumstances contained}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670  in the}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670 ir}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670  affidavit in opposition}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670  of 1st Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670  in order to justify the said alteration.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670  In the ple
adings the 1st Defendant stated that they had to alter the copies of the mortgage signed on 3rd }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 August,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670  1999 in order to protect the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670 mortgaged}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670  property.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670  Apart from these admitted facts the 1st Defendant also relies on clauses 
}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670 16 and 20 (g) }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670 of the mortgage}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670  No}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670  6993 and state that it }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670 warranted the 1st Defendant to }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670 effect }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670 the unilateral alteration,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670  which it asserts as }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670 variations}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670  and further states since the 1st Defendant is an attorney of the }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2049117\charrsid13792670 mortgagor they can do so.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670  I have dealt the issue of }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 alleged authority}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12862739\charrsid13792670 contained in clauses 16 & 20 (g) }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 of the mortgage contract}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670  later in this judgment.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4354725\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 \hich\af0\dbch\af0\loch\f0 11.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
The 2nd amended statement of claim seek declarations and orders from the court in the following manner
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670  (i).}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 That the said Varied Relevant Mortgage registered as Number 8465 with the Registrar of Deeds is fraudulent, null and void.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (ii).}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
That the First Defendant had no rights estates or interests as a Mortgagee in respect of the land comprised in Lot 1 SO 4379 state Foreshore containing 2.2938 hectares more or less or any part therefore and being LD Ref Number 60/511 situate in the Distri
ct of Natasiri in the province of Naitasiri;}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (iii)}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
For an order restraining the Fist, Second and Third Defendant and /or the Solicitors, servants or agents from in any way proceeding and /or completing the Purported Mortgage sale under Mortgage Number 8465 registered on 8th day of June 2004.}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (iv).}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
For the declaration that the Purported Mortgage Sale under Mortgage No 8465 on 8th June 2004 is void.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (v).}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
For an order that the Fifth Defendant remove or cancel the Registration done through the Mortgage Sale void Mortgage No 8465.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (vi).}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
For a declaration that the Sale Purported Varied Mortgage was registered in the Registrar of Deeds by the Fifty Defendant and negligently and /or in breach or Registration Act.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (vii)}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 General Damages in the sum of $12 million dollars.}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (ix)}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 Exemplary and Punative Damages in the sum of $12 million dollars.}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (x)}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 Such further\'85..}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 \hich\af0\dbch\af0\loch\f0 12.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 In the summons filed on 26th September,}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 2012}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 seeking judgment on admission}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 request}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 following orders
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (i)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 A declaration that the varied relevant Mortgage registered as Number 8465 with the Registrar of Deeds is fraudulent, null and void.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (ii)}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
A declaration that the First Defendant has no rights, estates or interest as a Mortgagee in respect of the land compri
sed in Lot 1 SO 4379 State Foreshore containing 2.2938 hectares more or less or any part thereof and being LD Ref Number 60/11 situate in the District of Naitasiri in the province of Naitasiri.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (iii)}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 A declaration that the purpo
rted Mortgagee Sale under Mortgage No 8465 registered on 8th June, 2004 is void.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 (iv).}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
An order the First Defendant pay the costs of the Plaintiff on an indemnity basis and \'85.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 \hich\af0\dbch\af0\loch\f0 13.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
The date of execution of the purported mortgage No 84}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1717073\charrsid13792670 65}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670  as per said mortgage is 3rd August, 1999 and by this time the Plaintiff did not have any interest in the lan}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10827864\charrsid13792670 d described in the said }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 mortgage. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10827864\charrsid13792670 The mortgage 84}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1639999\charrsid13792670 65}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10827864\charrsid13792670  described the land as L.D 60/}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 511,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10827864\charrsid13792670  Lot2 on Plan Dss 116 Laucala Beach Estate, now known as Lot 1 SO 4379 state foreshore and under area it states now 2.2938 ha}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid10827864\charrsid13792670 (estimated area). }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6292847\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 14.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 Plaintiff was the }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 mortgagor}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  for a loan facility granted by the 1st Defendant in pursuant to registered }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 mortgage}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  No 6993 registered}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14685194\charrsid13792670 (}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 in accordance with the Land Transfer Act}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14685194\charrsid13792670  as per t}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 he heading of the said mortgage)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
, on 11th November, 1999 lodged by Tamara & Associates. The extent of the said land was 3,500 square meters (subject to survey) and in the description of the mortgage land is described as Lot 2 on Plan DSS116 Laucala Beach E
state. This mortgage was for a consideration of any loans or advances made by Habib Bank Limited (1st Defendant) to or for, Valebasoga Tropik board Limited (referred to in the mortgage}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1639999\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 contract as}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1639999\charrsid13792670 C}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 ustomer}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 , who is not a party to this action}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 ). The }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1639999\charrsid13792670 alleged}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  mortgage was executed on 3rd August, 1999.
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1639999\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 \hich\af0\dbch\af0\loch\f0 15.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 The alleged}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1639999\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 mortgaged land was a state land and was subject to an app}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14445619\charrsid13792670 
roval notice for 10 years from 1st August}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 , 1989. Initially, the approval notice for the said land was granted to a third party and the 
plaintiff with the consent of the Director of land obtained }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 the transfer}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  of the approval notice}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1639999\charrsid13792670 ,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  signed on 3rd January}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 , 1994}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  register}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 ed}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  on 5th January}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 , 1994}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 . It is noteworthy that when the Plaintiff }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 mortgaged}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  the same to the 1st Defendant, by Mortgage No}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12209900\charrsid13792670  6993}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  on 3rd August, 1999 }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12209900\charrsid13792670 1st }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 Plaintiff did}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  not have an interest}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12209900\charrsid13792670  in the said land,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  since the approval notice had expired on }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 31st July}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid10827864\charrsid13792670 
, 1999. So the Plaintiffs could not have entered in to any agreement with the 1st Defendant on an expired notice of approval }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5440303\charrsid13792670 
since at the time of execution of the mortgage both the approval notice as well as the consent of the director of lands was not valid. It is evident that consent of the Director of Lands is contingent on the interest that the Plaintiff }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14445619\charrsid13792670 had,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5440303\charrsid13792670  namely the ap
proval notice of lease dated 20th July, 1989 which had a validity period of 10 years from 1st August}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 , 1989}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12209900\charrsid13792670  and after the expiration of the approval notice the consent of the Director of Land had expired ipso facto.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 16.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 The Director of Lands had consented the said land being mortgaged to the 1st Defendant on 2nd March, 1999}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 ,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
 before the expiry of the said time period. It may be presumed that before the execution of the mortgage the said mortgage the actual}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12209900\charrsid13792670 unexecuted }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 mortgage}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  was presented to the Director of Lands for his consent and this process would have taken some time,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 
 }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 and when the approval was granted the validity of the approval notice was not a}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 n}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  issue, though it was about to be expired within 6 months}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12209900\charrsid13792670  when the consent was granted}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
, and by the time mortgage was ultimately executed between the Plaintiff and the 1st Defendant the time period stated in the approval notice had expired and there was no valid approval notice in favour of the Plaintiff to be mortgaged to the 1st Defendant
. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 Though consent to mortgage was obtained }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 
prior to execution }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670 it is trite law that the said consent is subject to the validity of the approval notice which expired on }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 31st July, 1999}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12284255\charrsid13792670  and by virtue of the said }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14445619\charrsid13792670 expiration the consent of the Director of Land also expired. Hence the mortgage No 6993 executed on 3rd August}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 , 1999}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14445619\charrsid13792670  and registered on 11th November}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 , 1999}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14445619\charrsid13792670  violates the Section 13 of the Crown Lands Act and deemed null and void.}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 \hich\af0\dbch\af0\loch\f0 17.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 Section 13 of the Crown Lands Act state as follows}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14445619 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard\plain \ltrpar\s18\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\cf1\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \cf0\lang2057\langfe1033\langnp2057\insrsid13792670 ''}{\rtlch\fcs1 \ab\af0\afs22 \ltrch\fcs0 \b\cf0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 13}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\cf0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 .-(1) Whenever in }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\cf0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 any lease}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\cf0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670  under this Act there has been inserted the following clause:-}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \cf0\lang2057\langfe1033\langnp2057\insrsid11103984 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \cf0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 
This lease is a protected lease under the provisions of the Crown Lands Act}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 "
\par (hereinafter called a protected lease) it shall not be lawful for the lessee thereof to alienate or deal with the land comprised in the lease of any part thereof, whether by sale, transfer or sublease or in any other manner whatsoever, nor to }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 mortgage,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670  cha
rge or pledge the same, without the written }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 consent of the Director of Lands}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 first had and obtained}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 , nor, except at the suit or with the written consent of the Director of Lands, shall any such lease be dealt with by any court of law or under the process o
f any court of law, nor, without such consent as aforesaid, shall the Registrar of Titles register any caveat affecting such lease.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 
Any sale, transfer, sublease, assignment, mortgage or other alienation or dealing effected without such consent shall be null and void}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 .}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 "}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 (emphasis added)
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14445619\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 \hich\af0\dbch\af0\loch\f0 18.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 
The Approval Notice of Lease dated 20th July, 1989 stated inter alia}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670  
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 Lease to be subject to the conditions set out in the Crown }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2425555\charrsid13792670 Lands (}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 Lease and Licences) }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2425555\charrsid13792670 Regulations,}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670  summary which conditi}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2425555\charrsid13792670 o}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 ns are attached herewith. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 This is protected le}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid2425555\charrsid13792670 a}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 se under the provisions of the Crown Lands Act.}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 \hich\af0\dbch\af0\loch\f0 19.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 So, the approval notice of lease }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 which the Plaintiff obtained through a transfer, with the consent of the Director of Lands, is clearly covered under the Seciton 13(1) which states }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 any lease}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670  and further states that if such instrument}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 contains words }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 This lease is a protected lease under the provisions of the Crown Lands Act}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670  the consent of the Director of Lands is a mandatory provision}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670  and}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 there was no valid consent of the Director of Lands on 3rd August, 1999, the date of execution of the mortgage and it is null and void}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670  ab initio}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 
. The registration of the same would not attach any validity to it since Section 13(1) clearly state }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 Any sale, transfer, sublease, assignment, mortgage or other alienation or dealing effected without such consent }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 shall be null and void}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 . The said mortgage 6993 is void }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 ab initio}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12209900\charrsid13792670 null and void and has no force in law, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 irrespective of what had been done subsequently.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670  
It cannot be revived by subsequent action}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 s}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670 
 as the law makes it null and void and also illegal.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670  So, no }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670 variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670  to it is possible even wit}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 h the consent of the Plaintiff}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670  or any other party including the Director of Land.}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid11103984\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 \hich\af0\dbch\af0\loch\f0 20.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 Mortgage Bond}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670  no 8465}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670 , admittedly a variation of mortgage no 6993 ca}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 nnot attach any validity}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670 , assuming the }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 contention}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670  of the 1st
 Defendant that it was a variation of the mortgage no 6993. So, the contention of the 1st Defendant holds no water as no variatioin is possible on a document which is void }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\i\f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670 ab initio}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1841193\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 21.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 A loan was obtained by the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 customer}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  as per the said mortgage, in pursuant to the mortgage No 6993 registered on 11th November}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 , 1999}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
. But at the time of execution there was no valid approval notice in favour of the Plaintiff and that was the only interest that he was purportedly mortgaged}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670  since the land in issue belongs to state}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
 and also accepted as a valid mortgage by the 1st Defendant. It is an accepted principle in law that one cannot grant more than what }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670 that person had}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  and the Plaintiff did not }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670 have}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  an interest that could be mortgaged at the time of the execution of the said mortgage No 6993.
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670 \hich\af0\dbch\af0\loch\f0 22.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670 Even if am wrong on that, the purported mortgage }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670 N}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670 o 8465 needed consent of the Director of Lands before the execution of the said mortgage. The date of execution of the mortgage is }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670 3rd August}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 , 1999}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670  and by this time }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid726097\charrsid13792670 
Plaintiff did not have any interest on the land and no valid consent was obtained for the mortgage of land comprising 2.2938 hactares}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670  before that date}
{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid726097\charrsid13792670 . This land comprising 2.2938 hectares was granted to the 1st}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid726097\charrsid13792670 Plaintiff, upon an }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid726097\charrsid13792670 Approval Notice of Lease 
dated 3rd April, 2000}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid726097\charrsid13792670 , which granted 99 year }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid726097\charrsid13792670 lease}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid726097\charrsid13792670  from 1st December}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8610592\charrsid13792670 
,1999 which is annexed to the affidavit in opposition of 1st Defendant marked as AA1. So, no right derived to the Plaintiff to mortgage a land comprising 2.2938 hectares prior to 1st December, 1999.
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8610592\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 \hich\af0\dbch\af0\loch\f0 23.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 P}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8610592\charrsid13792670 
rior to the execution of the mortgage No 8465 the consent of the Director of Land was needed in terms of the Section 13 of the Crown Lands Act and according to the 1st Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8610592\charrsid13792670 s affidavit in opposition annexed AA7 the consent of the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 Director }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8610592\charrsid13792670 of }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 Land }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8610592\charrsid13792670 was sought on 4th June, 2004}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10837165\charrsid13792670  by a letter of 1st Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10837165\charrsid13792670 s }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 solicitor,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10837165\charrsid13792670  which annexed the formal application for the same. The letter dated 4th June, 2004 sought }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid10837165\charrsid13792670 fresh consent}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10837165\charrsid13792670  for the land described in the mortgage }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 8465,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10837165\charrsid13792670 
 but seeks to obtain some retrospective effect in the second paragraph. The fresh application for the land stated in the mortgage 8465 is contained in the application for consent to a mortgage where solicitor for the 1st Defendant had signed on behalf of 
the 1st Plaintiff. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670 Whether the 1st Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670 s solicitors could make an application seeking consent of the land mortgaged to the Plaintiff is an issue that is dealt later, but at th}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670 is}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1471587\charrsid13792670  moment}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3422465\charrsid13792670  it }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670 i}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3422465\charrsid13792670 s }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670 sufficient to }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 state,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3422465\charrsid13792670 that this was }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670 seemed to have done}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3422465\charrsid13792670  in pursuant to clause 16 of the mortgage contract.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid16341837\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670 \hich\af0\dbch\af0\loch\f0 24.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670 So, no consent was requested prior to 4th June, 2004 regarding a land leased under the approval lease dated 3rd }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 April,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 2000. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670 At the date of execution of }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670 mortgage 8465, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670 (}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 i.e.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 on 3rd }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 August,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670  1999}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670 )}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670  no consent for land described in mortgage no 8465 was forthcoming, hence the mortgage no 8465 is illegal in terms of Section 13 of the Crown Lands }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 Act.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1644280\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670 \hich\af0\dbch\af0\loch\f0 25.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670 The 1st defendant sought consent of the Director of the land }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12267159\charrsid13792670 
on a document which is illegal and also the said application for the consent was also signed by the 1st Defenda}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2425555\charrsid13792670 n}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12267159\charrsid13792670 t}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12267159\charrsid13792670 s solicitor on 4th June, 2004 on a document purported to be executed between the Plaintiff and the 1st Defendant which is illegal since the Pl
aintiff did not have an interest on land described in }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 the mortgage}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12267159\charrsid13792670  on 3rd}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670  August, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 1999,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670  and any subsequent consent by the Director of Land cannot change the void }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 instrument.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3692538\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1644280\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 26.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 The Plaintiff obtained further enhancement of the loan facility from the 1st 
Defendant but no fresh mortgage was executed between the parties and only an up stamping of the Mortgage No 6993 was done in or}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670 der to c}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 over the enhanced value, which wa}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13849177\charrsid13792670 s void ab initio.}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 27.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 The Plaintiff without obtaining an extension of the time period for the expired approval notice}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12267159\charrsid13792670  dated 19th July, 1989}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  had requested for approval notice for the }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 amalgamated land}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  and this was issued to the Plaintiff in pursuant to an approval }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 notice for}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  99
 year lease from 1.12.1999 for an estimated are of 2.2938 hectares depicted as Lot 1 of SO 4379, state foreshoreland.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12267159\charrsid13792670 
 So, the Plaintiff did not have any right}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 ,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12267159\charrsid13792670 
 to either amalgamated land or to 3500 sqare meter of land during the period of 1st August, 1999 to 1st December}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 , 1999. }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12267159\charrsid13792670 Since the mortgage 8465 is dated 3rd }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 August,}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12267159\charrsid13792670  1999 no right derived from that mortgage}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6489901\charrsid13792670 
 irrespective of the validity of the mortgage no }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 6993,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6489901\charrsid13792670  which I have held as void earler in this judgment.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6489901\charrsid13792670 \hich\af0\dbch\af0\loch\f0 28.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6489901\charrsid13792670 Without prejudice to what I have held above I will examine the validity of the variation of the mortgage 6993. If the mortgage 6993 executed on 3rd August 1999 is valid the 1st Defendant}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6489901\charrsid13792670 s contention is that mortgage 8465 is only a }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6489901\charrsid13792670 variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6489901\charrsid13792670 . T}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 his again is not }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 tenable,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670  the most important issue in a mortgage is the subject matter. The mortgage no 6993 is for a land comprising }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 3,500 square meters}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid2425555\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 (subject ot survey) depicted in Plan DSS 116 Lot 2}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670  of the }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 Laucala Beach Estate}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 , this land was under a }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 lease}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670  in terms of the approval of lease dated 19th July, 1989. The }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}
{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670  was done }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670 to include the land leased }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 in pursuant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670  to 99 year }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 lease,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 
 approval of lease dated 3rd April, 2000 where the extent of land is }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 2.2938}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 hectares (}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 estimated area), State Foreshore }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 land}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 . }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2777395\charrsid13792670 This is a significant change of the extent of the land}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5048544\charrsid13792670  when 3,500 sq}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2425555\charrsid13792670 u}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5048544\charrsid13792670 are meters (i.e 0.35 hectares) was }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5048544\charrsid13792670 varied}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5048544\charrsid13792670  to 2.2938 hectares. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6489901\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5048544\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670 \hich\af0\dbch\af0\loch\f0 29.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670 The most important thing in mortgage is the thing that is mortgaged and proper identification of the same is vital to the agreement between the parties. If }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670 one party }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 could unilaterally}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670  change the extent of the land from 0.35 }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 hectares (=}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670  3,500 square meters)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670 
 to include 2.2938 hectares this is a significant change and even in the valuation of the Plaintiff which was submitted to the 1st Defendant and annexed as AA1 to the affidavit in opposition of the 1st Defendant the land area is depicted as 1.3833 hectare
s. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670 This indicates}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670 
 that even for the enhancement of loan facility the valuation was obtained for only to a land area of 1.3833 hectares which according to the said valuation under }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670 Encumbrance}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670  state as }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670 Mortgage in favour of Habib Bank}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2239230\charrsid13792670 The 1st Defendant relied heavily on this document}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670 , to indicate that }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670 variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670  was done in pursuant to representation by the 1st }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 Plaintiff,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670  to obtain enhancement of loan facility, but closer look at the }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 valuation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670  indicate an extent}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670  stated in the valuation namely 1.3833 hectares}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 ,}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670  is}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670 smaller than the varied extent of 2.2938 by significant extent }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670 (}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670  more than 40%}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670 )}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670  which indicate that valuation was carried out to land significantly smaller than}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670 
 the extent of mortgage no 8465 which the 1st Defendant allege was presented to them for mortgage for enhancement of a loan to a third party.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5048544\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670 \hich\af0\dbch\af0\loch\f0 30.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670 So, the unilateral }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670 variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670 
 of the mortgage executed by the 1st Defendant is a significant alteration of the mortgage 6993 which cannot be considered as a variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670 
, because if it is a variation both parties should be certain as to the variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9712557\charrsid13792670  The variation to the land in a mortgage is fundamental and cannot be done unilaterally and if done it should be considered as re}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 sci}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9712557\charrsid13792670 ssion of the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 contract}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9712557\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1924518\charrsid13792670 rather than a variation since it changes the fundamental}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670  nature}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1924518\charrsid13792670  of the mortgage contract }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9712557\charrsid13792670 
between the parties. The production of valuation for a land of 1.3833 }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1924518\charrsid13792670 hectares }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9712557\charrsid13792670 cannot be considered as }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1924518\charrsid13792670 consent}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9712557\charrsid13792670  to vary the mortgage bond unilaterally}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid84690\charrsid13792670  to mortgage a land of}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9527907\charrsid13792670  2.2938 }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1924518\charrsid13792670 hectares, irrespective}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9712557\charrsid13792670  of the consideration being passed by enhancement of the loan. It is the duty of the 1st Defendant to ensure a}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1924518\charrsid13792670 n execution of a valid }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 mortgage if}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1924518\charrsid13792670  it desired to acquire the rights of a mortgagee under the mortgage contract and a
lso desired to acquire the rights derived from the said contract including asserting its rights in a court of law }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 as mortgage }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1924518\charrsid13792670 in terms of the said contract.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9712557\charrsid13792670 
 If not the one party cannot unilaterally change the mortgage property as was done in this case by the 1st}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9527907\charrsid13792670  Defenda}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7084124\charrsid13792670 nt.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid144040\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6489901\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 31.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 The Plaintiff has obtained a valuation for }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 the property}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  as at on 9th September, 2001}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2425555\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 and in the description of the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 Encumbrance}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  of the said valuation it is stated as }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 Mortgage in favour of Habib Bank}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  though in actual fact there was no mortgage bond in existence between the Plaintiff and Habib Bank (1st}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6166790\charrsid13792670  Defendant) this refers to a land area of 1.3833 hectares. There was no actual mortgage signed between the Plaintiff and the 1st Defendant for such a la
nd, and this valuation cannot create a right to the 1st defendant to vary the mortgage 6993 unilaterally.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 32.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 Before this on 9th May 2000 the 1st Defendant had made an offer to the Directors of the Valebasoga Group of Companies, seeking approval of the ex
isting banking facilities by way of an offer which indicated under the securities inter alia as follows
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 Valebaoga Tropik board Ltd
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 a.\tab}}\pard \ltrpar
\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls11\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
First registered mortgage over property LD ref. 60/511
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 b.\tab}Lien over fixed deposit for F$0.05 mln
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 c.\tab}P/Guarantee of Directors.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 33.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
The said offer letter was purportedly signed by the Valebasoga Group of Companies but the common seal in the said acceptance indicate it as common seal of }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 Valebasoga Tropik Boards }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 Limited}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670  and}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7084124\charrsid13792670  not by the offeree namely Valebasoga Group of Companies, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
and the two signatories were not described either }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7084124\charrsid13792670 in their name or by designation and this offer and the purported }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7084124\charrsid13792670 acceptance}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7084124\charrsid13792670 cannot be utilized for the unilateral variation of the mortgage 6993}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 .}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 34.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
In any event there was no first registered mortgage over the property LD ref 60/511 at that time }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6166790\charrsid13792670 before}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 the said offer being }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 accepted}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  by the}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid8326033\charrsid13792670 Valebasoga Group of Companies}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
. Even if that offer was accepted it was neither an offer addressed to }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7084124\charrsid13792670 neither the Plaintiff, nor}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
 being accepted by the Plaintiff or placed its common seal to it. The offer was addressed to Valebosoga Group of Companies and not to any other person or company in the said group. So the signature placed on the said offer cannot 
legally bind the Plaintiff for the mortgage of the said property. According to the said offer the requirement was }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 First Registered Mortgage over property LD ref 60/511}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670  and there was no such document a}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid7084124\charrsid13792670 
t that time or around that time and this cannot be used to }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670 alter the mortgage 6993, which wa}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid7084124\charrsid13792670 s also illegal and void.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 \hich\af0\dbch\af0\loch\f0 35.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 1st Defendant unilaterally varied }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6166790\charrsid13792670 
the extent of the land in the mortgage 6993 and it is pertinent that any enlargement of land area needed the Director of Land}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6166790\charrsid13792670 s consent and no such consent for a land comprising 2.2938}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14313494\charrsid13792670  hectares}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6166790\charrsid13792670  or around that extent was sought subsequent to the mortgage no 6993}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670  till 2004}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6166790\charrsid13792670 . The only consent that was obtained subsequently was only for a land }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid6708945\charrsid13792670 of 3,500 square meters which was obtained}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 by }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 N8}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670  to the affidavit in support filed on 26th September,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 2012, this fact is admitted (see paragraph 21 (i) of the Affidavit in opposition of the 1st Defendant issued on 17th October,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5394727\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 2012), but the 1st Defendant state}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3167069\charrsid13792670  as follows (paragraph 21 (i))}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670  
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 
(i) When the Director of the First Plaintiff had executed the Application for Consent to a Mortgage dated 2.06.00, annexure }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 N8}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670  ther}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 e}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 in, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 Lot 2 on Plan DSS 116 for an area of 3500 square meters no longer existed }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 but a new Approval Notice of Lease over}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670  LD 6
0/511 had been issued vide Approval Notice of Lease dated 03.04.00 for the amalgamated land Lot 1,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5394727\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 SO 4379 with a total area of 2.2938 hectares. The late Bahadur Ali and Jaibul Nisha as Directors had }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 therefore signed a false document}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 (emphasis added)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3761752\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 \hich\af0\dbch\af0\loch\f0 36.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 If the document }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 N8}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 which is the application for consent of Director of Lands, }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 is false document as alleged in the final s}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 
entence of the quoted paragraph}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 , then no consent of the Director of Lands, could be obtained on a false document and no }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 legal }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 consent could be derived from a }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 false document}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670  for an enhancement of the loan}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid10758864\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5394727\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5394727\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9966300\charrsid13792670 \hich\af0\dbch\af0\loch\f0 37.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9966300\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 1st Defendant is }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid10758864\charrsid13792670 also admitting that by the time said }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid10758864\charrsid13792670 N8}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid10758864\charrsid13792670  was made only a new approval notice over LD 60/511 for 2.2938 hectares dated 03.04.2000 existed.}
{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670  If so,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid10758864\charrsid13792670  any approval granted for }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9966300\charrsid13792670 
mortgage 6993 cannot be valid in the circumstances and in that event a fresh mortgage has to be executed indicating the new land, which was not done. So, by admitting that }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9966300\charrsid13792670 Lot 2 on Plan DSS 116 for an area of 3500 square meters no longer existed}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9966300\charrsid13792670  the mortgage No 6993 is to be rescinded}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 ,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9966300\charrsid13792670  hence no variation of such a rescinded contract }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 is valid in law}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9966300\charrsid13792670 . }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid5848796\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid12266933\charrsid13792670 \hich\af0\dbch\af0\loch\f0 38.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12266933\charrsid13792670 
The 1st Defendant also relied on two clauses of the Mortgage for justification of the variation.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15335952\charrsid13792670  These are clause 12 (g) and clause 1
6 of the mortgage no 6993 which I have held as illegal in this judgment earlir, but without prejudice to what I have already held, the issue of alleged variation to the mortgage is discussed below}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid6758090\charrsid13792670 . First the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670 1st Defendant relied on clause 12(g) of the mortgage 6993 which states;
}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670 
\par }\pard\plain \ltrpar\s21\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670 
That the Bank may from time to time increase or otherwise vary the limit if any of advance and accommodation to the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 C}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670 ustomer}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670  or otherwise amend or vary or agree to any amendment or vari
ation of the contracts or other arrangement or variation of the contracts or other arrangements now from time to time hereafter in force between the Bank and the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 C}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670 ustomer}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670  or replace the same with new contracts or arrangements and may transact any business with for or on account of the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670 Customer }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670 at its absolute}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 
 discretion and without any consent by the Mortgagor being necessary to the intent that this security shall intend to cover the contracts or arrangements from time to time in force between the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 Bank and the customer}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid5394727\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 (Emphasis added)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13332638\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2884033\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 \hich\af0\dbch\af0\loch\f0 39.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 The mortgage 6993 defines }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 who the}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9241135\charrsid13792670 C}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 ustomer}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9241135\charrsid13792670  is for the said }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 contract,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670  on the first page of the mortgage and accordingly the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 Customer}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670  is not the Plaintiff but the legal person by the name of }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 Valebasoga Tropikboards Limited}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid8463206\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 
 This clause 12(g) cannot be resorted to vary or alter any agreement between the Bank and the Mortgagor as the Plaintiff is defined in the}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9241135\charrsid13792670 
 said mortgage as the Mortgagor and not as the Customer.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 \hich\af0\dbch\af0\loch\f0 40.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 The counsel for the 2nd and 3rd De
fendant who is also opposing this summons for judgment sought refuge under clause 16 of the mortgage 6993 and the 1st Defendant also joined in for the said contention. Clause 16 states as follows
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 16. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 That all acts and things }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\ul\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 which}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670  under all or any of the covenants and }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 agreements}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670  herby contained or implied ought}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 to be done by the Mortgagor}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 or }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 which the Bank is hereby or by virtue }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 hereof}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 or}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670  by }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 statute authorized or empowered to do}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670  may be done}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 b
y any Attorney of the Mortgagor or of such Attorney appointed either in the name be done by any Attorney of the Mortgagor hereinafter appointed either in the name of the Bank or of the Mortgagor or of such Attorney }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid2718268\charrsid13792670 and}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670  the Mortgagor}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 hereby irrevorcably appoints each of them the Manager of the Bank the Chief Manager\'85\'85
 the Accountant of any Branch of the Bank and also the assign of the Bank severally the Attorney of the Mortgagor for the purposes aforesaid with full power for all or any of such purposes from time to time to appoint a substitute.}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2718268\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 (underlining added for emphasis)}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid1710331\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 \hich\af0\dbch\af0\loch\f0 41.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 
The clause 16 of the mortgage 6993 quoted above is applicable }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 in specific}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670  instances and they are underlined by me for emphasis. The authority given to the Bank}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 (1st Defendant) by the Mortgagor}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 
(1st Plaintiff), is not a blank cheque as argued by the counsel for the Defendants. If that is so there is no need of such an exhaustive agreement for mortgage of the property. If the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9241135\charrsid13792670 argument for the defendants is}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670  correct,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9241135\charrsid13792670  and}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670  the 1st Defendant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 (Bank) is appointed as an attorney for the Mortgagor }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid9241135\charrsid13792670 to }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 do anything}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670  that the mortgagor could do}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 ,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9241135\charrsid13792670  it could have stated ver}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 y clearly}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9241135\charrsid13792670 ,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid9241135\charrsid13792670 but what is stated in clause 16 is confined to a}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670 cts that the mortgagor is }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670 ought to do}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670  under the said }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 contract and}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 any act}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670 
 the 1st Defendant is statutorily authorized to do and any change to the mortgage land is clearly neither authorized in any statute nor in the mortgage contract. }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 If such power is conferred the whole mortgage would become a nugatory }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 by unt
ilateral action of the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 Bank,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 
 and if so such an exhaustive agreement is superfluous}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670 , since the Bank could alter any clause}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670  at its pleasure.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 T}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 he clause only qualifies }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 to specific}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670  instances that are laid down in the said clause at the beginning}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670  which are underlined, for }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3691491\charrsid13792670 emphasis. }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 The alleged }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670  of the land contained in the mortgage 6993 does not fall in to any of the said }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670 
qualifications;}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670  hence the 1st Defendant cannot act as attorney for the 1st defendant for the alleged }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 variation}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}
{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 , of the subject matter, namely the land mortgaged}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3956587\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2718268\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 \hich\af0\dbch\af0\loch\f0 D.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 CONCLUSION}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 \hich\af0\dbch\af0\loch\f0 42.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896\charrsid13792670 
The Mortgage 8465 is illegal void and cannot have any force in law for more than one reason. First }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14770500\charrsid13792670 
it was an alteration of an illegal and void contract under in terms of the Section 13 of the Crown Lands Act as I have dealt earlier in this judgment. No rights flows from such an instrument which is void ab initio and the issue of variation of that would
 not arise, but without prejudice to the said reasoning I have discussed the other issues as well. The 1st Defe}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2718268\charrsid13792670 ndant did not obtain the Director}{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14770500\charrsid13792670  of Land}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670 '}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid14770500\charrsid13792670 s consent as per Mortgage 8465 prior to the execution of the said mortgage as it was executed in 1999 an
d consent for larger land was sought only on 6th June, 2004. So, even on the said ground the Mortgage 8465 is illegal and void since no prior consent was obtained which is mandatory according to Section 13 of the Crown Lands Act.}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670  A}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14770500\charrsid13792670 ny subsequent consent would not }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 revive an}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid14770500\charrsid13792670 
 ab initio void and illegal instrument in terms of the Section 13(1) of the Crown Lands Act. So the consent of the Director of Lands granted on 4th June, 2004 would not attach any legality to }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid15626154\charrsid13792670 an already illegal and void instrument. Even if I am wrong on that the variation to the mortgage 6993 is not clearly authorized in terms of clauses 16 }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 and, }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15626154\charrsid13792670 or 20(g) as contended by the Defendants. If the 1st
 Defendant is appointed as an attorney to alter the most importanct thing like the land mortgaged in a mortgage }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 contract,}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15626154\charrsid13792670  it defeats the whole purpose of having a mortgage for specific land or thing as mortgagee in that event could add anything under the g
uise of attorney of the mortgagor! The fallacy of the argument based on Clause 16 is evident and I do not wish to labour any more.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2718268\charrsid13792670  }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15626154\charrsid13792670 The clause 20(g) cannot be resorted as it applies to 1st Defendant and the }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid15094355\charrsid13792670 Customer}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid15626154\charrsid13792670 , who is not the 1st Plaintiff in this cas
e who was the mortgagor. So, the mortgage }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12278253\charrsid13792670 
8465 is illegal in more than one manner and no rights would derive from that and instrument and the mortgagee sale in pursuant to that illegal mortgage 8465 is also void. The grant of the judgment on admission is a }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 discretionary,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12278253\charrsid13792670 
 and considering the circumstances of the case I will not use my discretion to grant a declaration as prayed in (ii) of the summons for judgment on admission. If I were to declare that the 1st Defendant has no rights, estates or interes as m
ortgagee in pursuant to the Mortgage 8465, I will not hesitate to grant such declaration on the admitted facts of this case, but the wording of the order (ii) sought is wider than that and it simply seeks a declaration that the 1st Defendant }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\ul\lang2057\langfe1033\langnp2057\insrsid12278253\charrsid13792670 does not have any right}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid12278253\charrsid13792670 
 or interest in the land described in the 99 year }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 lease,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid12278253\charrsid13792670  approval notice for lease dated }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3886931\charrsid13792670 
3.04.2000. I will not use my discretion to such a wide diclaraiton on the admitted facts considering the conduct of the 1st Plaintiff in this whole dealing. S
o I will decline to grant the order (ii) contained in the summons for Judgment on Admissioin dated 26th September, 2012 and by the same token will refrain from declaring that the conduct of the 1st Defendant was fraudulent}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3154690\charrsid13792670  at this juncture, on admitted facts}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3886931\charrsid13792670 
. The act of fraud in this case cannot he determined by the facts admitted. Considering the circumstances of the case I will not award any cost.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 \hich\af0\dbch\af0\loch\f0 E.\tab}}\pard \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 FINAL ORDERS.}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid3886931\charrsid13792670 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3886931\charrsid13792670 \hich\af0\dbch\af0\loch\f0 a.\tab}}\pard \ltrpar
\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls21\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3886931\charrsid13792670 
Judgment is entered for a declaration the Mortgage registered as No 8465 is }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2954146\charrsid13792670 ab initio,}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670  null and void}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3886931\charrsid13792670 .}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\f0\lang2057\langfe1033\langnp2057\insrsid3886931 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3886931\charrsid13792670 \hich\af0\dbch\af0\loch\f0 b.\tab}}\pard \ltrpar
\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls21\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3886931\charrsid13792670 Judgment is enterd for }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid2718268\charrsid13792670 declaration}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3886931\charrsid13792670 
 that the purported motgagee sale under the said Mortgage no 8465 is void.}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid4532896 

\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid13792670\charrsid13792670 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3154690\charrsid13792670 \hich\af0\dbch\af0\loch\f0 c.\tab}}\pard \ltrpar
\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls21\adjustright\rin0\lin720\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3154690\charrsid13792670 No cost awarded.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f0\lang2057\langfe1033\langnp2057\insrsid3040661\charrsid13792670 
\par }\pard\plain \ltrpar\s28\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670 Dated at }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670 Suva}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670  this }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13513611\charrsid13792670 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670 th day}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670  of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670 March, 2013}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670 .
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670 
\par }\pard \ltrpar\s28\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12014145\charrsid13792670 Justice}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670  Deepthi Amaratunga
\par }\pard\plain \ltrpar\s21\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13792670\contextualspace \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\lang2057\langfe1033\langnp2057\insrsid5455909\charrsid13792670 High Court, Suva}{\rtlch\fcs1 \ab\af0\afs22 \ltrch\fcs0 \b\f0\ul\lang2057\langfe1033\langnp2057\insrsid423849\charrsid13792670 
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