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{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li7200\lin7200 }{\listname ;}\listid970357510}}{\*\listoverridetable{\listoverride\listid927494578\listoverridecount0\ls1}
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\ipgp12\itap0\li1440\ri720\sb100\sa0}{\pgp\ipgp13\itap0\li720\ri720\sb100\sa100}{\pgp\ipgp12\itap0\li720\ri720\sb100\sa0}{\pgp\ipgp12\itap0\li720\ri720\sb100\sa0}{\pgp\ipgp12\itap0\li720\ri720\sb100\sa0}{\pgp\ipgp12\itap0\li720\ri720\sb100\sa0}{\pgp
\ipgp12\itap0\li720\ri720\sb100\sa0}{\pgp\ipgp12\itap0\li720\ri720\sb100\sa0}{\pgp\ipgp0\itap0\li0\ri0\sb0\sa0}{\pgp\ipgp12\itap0\li1440\ri720\sb100\sa0}}{\*\rsidtbl \rsid397976\rsid600090\rsid1008595\rsid1079497\rsid1395084\rsid1979489\rsid2125871
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\mdispDef1\mlMargin0\mrMargin0\mdefJc1\mwrapIndent1440\mintLim0\mnaryLim1}{\info{\title FDB v Jone Tuvakasuka}{\author j}{\operator raikatalau_l}{\creatim\yr2012\mo2\dy27\hr13\min56}{\revtim\yr2012\mo2\dy27\hr14\min1}{\version5}{\edmins6}{\nofpages4}
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\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid16338286 \chftnsep 
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{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid16338286 \chftnsepc 
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{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid16338286 \chftnsep 
\par }}{\*\aftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8725980 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid16338286 \chftnsepc 
\par }}\ltrpar \sectd \ltrsect\linex0\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid4859811\sftnbj {\headerr \ltrpar \ltrrow\trowd \irow0\irowband0\lastrow \ltrrow\ts11\trgaph115\trrh288\trleft-115\trbrdrb\brdrs\brdrw45\brdrcf19 \trbrdrv
\brdrs\brdrw45\brdrcf19 \trftsWidth2\trwWidth5000\trftsWidthB3\trautofit1\trpaddl115\trpaddt72\trpaddb72\trpaddr115\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4859811\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrs\brdrw45\brdrcf19 \clbrdrr\brdrs\brdrw45\brdrcf19 \cltxlrtb\clftsWidth3\clwWidth7225\clshdrawnil \cellx7110\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrs\brdrw45\brdrcf19 \clbrdrb\brdrs\brdrw45\brdrcf19 \clbrdrr\brdrtbl 
\cltxlrtb\clftsWidth3\clwWidth2365\clshdrawnil \cellx9475\pard\plain \ltrpar\s27\qr \li0\ri0\widctlpar\intbl\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid4859811 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503 \ltrch\fcs0 \loch\af31502\hich\af31502\dbch\af31501\insrsid3693600 }{\rtlch\fcs1 \af31503 \ltrch\fcs0 
\loch\af31502\hich\af31502\dbch\af31501\insrsid4859811\charrsid4859811 \hich\af31502\dbch\af31501\loch\f31502 FDB v Jone Tuvakasuka}{\rtlch\fcs1 \af31503 \ltrch\fcs0 \loch\af31502\hich\af31502\dbch\af31501\insrsid3693600 }{\rtlch\fcs1 \af31503\afs36 
\ltrch\fcs0 \fs36\loch\af31502\hich\af31502\dbch\af31501\insrsid4859811 \cell }\pard \ltrpar\s27\ql \li0\ri0\widctlpar\intbl\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid4859811 {\rtlch\fcs1 \ab\af31503\afs20 
\ltrch\fcs0 \b\fs20\cf18\loch\af31502\hich\af31502\dbch\af31501\insrsid3693600 }{\rtlch\fcs1 \ab\af31503\afs20 \ltrch\fcs0 \b\fs20\cf18\loch\af31502\hich\af31502\dbch\af31501\insrsid4859811\charrsid4859811 \hich\af31502\dbch\af31501\loch\f31502 
HBC 142 of 2011}{\rtlch\fcs1 \ab\af31503\afs20 \ltrch\fcs0 \b\fs20\cf18\loch\af31502\hich\af31502\dbch\af31501\insrsid3693600 }{\rtlch\fcs1 \ab\af31503\afs36 \ltrch\fcs0 \b\fs36\cf18\loch\af31502\hich\af31502\dbch\af31501\insrsid4859811 \cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af31507 \ltrch\fcs0 \insrsid4859811 \trowd \irow0\irowband0\lastrow \ltrrow\ts11\trgaph115\trrh288\trleft-115\trbrdrb\brdrs\brdrw45\brdrcf19 \trbrdrv\brdrs\brdrw45\brdrcf19 
\trftsWidth2\trwWidth5000\trftsWidthB3\trautofit1\trpaddl115\trpaddt72\trpaddb72\trpaddr115\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4859811\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl 
\clbrdrb\brdrs\brdrw45\brdrcf19 \clbrdrr\brdrs\brdrw45\brdrcf19 \cltxlrtb\clftsWidth3\clwWidth7225\clshdrawnil \cellx7110\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrs\brdrw45\brdrcf19 \clbrdrb\brdrs\brdrw45\brdrcf19 \clbrdrr\brdrtbl 
\cltxlrtb\clftsWidth3\clwWidth2365\clshdrawnil \cellx9475\row }\pard\plain \ltrpar\s27\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid4859811 
\par }}{\footerr \ltrpar \pard\plain \ltrpar\s29\qc \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3693600 }{\field{\*\fldinst {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3693600  PAGE   \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\lang1024\langfe1024\noproof\insrsid1979489 4}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3693600 }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid4859811 
\par }\pard \ltrpar\s29\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid4859811 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar
\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1079497\yts26 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0\afs24 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 IN THE HIGH COURT OF FIJI
\par AT LAUTOKA
\par }\pard \ltrpar\qc \li0\ri0\sa200\sl276\slmult1\nowidctlpar\tx4804\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1079497\yts26 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 CIVIL JURISDICTION
\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1079497\yts26 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 Civil Action
 No. 142 of 2011}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 
\par BETWEEN:
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 THE FIJI DEVELOPMENT BANK}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 a corporate body having its Head Office at 360 Victoria Parade, Suva, Fiji.
\par Plaintiff
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 AND:
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 JONE TUVAKASUKA}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1079497 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 of Nacocolevu, Nalawa, Ra, Farmer.
\par Defendant
\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\tx1908\tx2206\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1079497\yts26 {\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\tx1908\tx2206\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14826161\yts26 {\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 
Before }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 :}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161  }{\rtlch\fcs1 \ab\af0\afs20 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 Master Anare Tuilevuka.}{\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161 
\par }{\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 Appearances }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 :}{
\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161  }{\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 
Mr. N. Nand & Mr. Sharma of Vijay Naidu & Associates.
\par }{\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 Defendant}{\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161  in Person.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14826161\yts26 {\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161 
\par }{\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 Date of Ruling }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 :}{
\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161  }{\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 Friday 24 February 2012.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\tx1908\tx2206\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14826161\yts26 {\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161\charrsid14826161 

\par }\pard\plain \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14826161 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\ab\af0\afs56 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid13395971\charrsid14826161 RULING}{\rtlch\fcs1 \af0\afs56 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid13395971\charrsid14826161 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2125871\charrsid1979489 
\par INTRODUCTION}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2125871\charrsid1979489 
\par 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid12152185\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [1].\tab}}\pard\plain \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 Before me is t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13395971\charrsid14826161 he Fiji }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 Development Bank\rquote s application pursuant to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 Order 88
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161  of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 High Court Rules 1988}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161  against Jone Tuvakasuka,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 the d}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13395971\charrsid14826161 efendant, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13395971\charrsid14826161 
o forthwith give vacant possession of the property described in Instrument of Tenancy No. 10151 NLTB No. 4/13/6641 known as Vunikavikaloa Lot 1 situated in the District of Nalawa in the Province of Ra.
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid13395971\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [2].\tab}}\pard \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13395971\charrsid14826161 
The land comprises an area of 8.868 hectares together with Sugar Cane Contract Registration No. 414/14059 Ellington 2 Sector.
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid13395971\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [3].\tab}}\pard \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13395971\charrsid14826161 
The FDB also seeks an injunction to restrain }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 the defendant from dismantling any structure on the land which may cause damage to the property. }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid397976\charrsid14826161 
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid397976\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid12152185\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [4].\tab}}\pard \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12152185\charrsid14826161 
The application is supported by the affidavit of Saimone Naikelekele Waqata, FDB\rquote s Branch Manager in Rakiraki. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5592509\charrsid14826161 
The documentation in his affidavit also complies with the requirements of Order 88}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 . 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14826161 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid397976\charrsid14826161 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161 FACTS
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid5311098\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [5].\tab}}\pard\plain \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 
Jone Tuvakasuka is the registered proprietor of the property in question. In May 2006, the Fiji Development Bank loaned the sum of $17,963.00 (seventeen thousand nine hundred and sixty three dollars) to Tuvakasuka. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14683359\charrsid14826161 That loan was secured by a mortgage over the property. A copy of the mortgage is exhibited to the affidavit in support of the application}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8280696\charrsid14826161 . T}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14683359\charrsid14826161 he original }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8280696\charrsid14826161 mortgage }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14683359\charrsid14826161 was produced at the hearing for my 
viewing. The loan was also secured by a crop lien over sugar cane Farm Registration No. 414/14059.
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid5311098\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [6].\tab}}\pard \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 
The loan was repayable upon demand together with interest at the rate of 14.5%. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4792735\charrsid14826161 Mr. Waqata also gave evidence in Court from }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14683359\charrsid14826161 FDB}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4792735\charrsid14826161  file records on }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14683359\charrsid14826161 the amount}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4792735\charrsid14826161 
 of the periodic payments required to be made under the mortgage}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14683359\charrsid14826161 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4792735\charrsid14826161 
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid5311098\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [7].\tab}}\pard \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 The FDB\rquote 
s right to possession of the property }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12078446\charrsid14826161 arises }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 out of Tuvakasuka\rquote s default in paying the mortgage. On 29 July 2009, FDB issued a demand notice against Tuvakasuka. However, since then, Tuvakasuka has n}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14683359\charrsid14826161 ot }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 
settled the debt. On 05 December 2009, FDB advertised the property in the Fiji Tim}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid397976\charrsid14826161 es and the Daily Post. Tuvakasuk}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 a however has remained unresponsive. As of 31 July 2011, the total debt owing by Tuvakasuka stood at $46,922.69 including interest.
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid5311098\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [8].\tab}}\pard \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 
Following the advertisement, FDB did receive some tenders. It has since responded to the tender of one Radha Krishna with an offer to sell the property for $18,000-00 (eighteen thousand dollars)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4792735\charrsid14826161 . FDB and Krishna}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2453945\charrsid14826161 have since }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 executed a sale and purchase agreement }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2453945\charrsid14826161 which is }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5311098\charrsid14826161 dated 10 December 2010.
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid11011298\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [9].\tab}}\pard \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161 
Tuvakasuka has not filed any affidavit. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2453945\charrsid14826161 However, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161 I did allow hi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161 m}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161  to give sworn evidence }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161 viva voce}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161 
in Court. The gist of his evidence is that he acquired the farm with high hopes and did work hard on it}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2453945\charrsid14826161  planting sugar cane}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2453945\charrsid14826161 
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2453945\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid11011298\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [10].\tab}}\pard \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161 However, the }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161 cane-}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161 tonnage}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161  produced from his farm}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161  dropped in 2007 because of the rains
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161  that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2453945\charrsid14826161 fell that }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid14826161 year. He }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid14826161 
never quite recovered from that because of rains in the following years. He says that he now realizes that if he switches to other crops such as cassava and vegetables, he will be able to repay the loan if given more time.}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11011298\charrsid14826161 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid6365496\charrsid14826161 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14826161 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2453945\charrsid14826161 ANALYSIS
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid1979489 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid13972397\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [11].\tab}}\pard\plain \ltrpar\s19\ql \li0\ri0\nowidctlpar
\tx0\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid14826161 Tuvakasuka has neglected to perform his obligations under the mortgage. His default entitles the Fiji Development Bank as mortgagee to call up 
for the entire debt due and owing. However, Tuvakasuka still has not obliged. FDB is entitled to realize its security by way o}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6365496\charrsid14826161 
f a mortgagee sale. The Bank }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid14826161 must be permitted to do so}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6365496\charrsid14826161 . However, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid14826161 
for any sale to successfully take place, Tuvakasuka must first give up immediate vacant possession of the property.
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13721296\charrsid1979489 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4613397\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [12].\tab}}\pard\plain \ltrpar\s19\ql \li0\ri0\nowidctlpar
\tx0\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161 In }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161 Fiji Development Bank v Lal}{\rtlch\fcs1 \ab\af0\afs24 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161  [2011] FJHC 787; HBC64.2010 (5 December 2011)}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161 
, Madam Justice Wati}{\rtlch\fcs1 \ab\af0\afs36 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161  }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 
was asked to consider whether the political situation in Fiji in 2009 which allegedly led to a downfall in the mortgagor\rquote 
s business and his inability to pay his mortgage debt amounted to a frustration of the loan contract. After examining various case authorities on the point}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\cs25\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8725980\charrsid14826161 \chftn {\footnote \ltrpar \pard\plain \ltrpar\s23\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8725980 \rtlch\fcs1 
\af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \cs25\super\insrsid8725980 \chftn }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8725980  }{\rtlch\fcs1 \ai\af31506 
\ltrch\fcs0 \b\i\ul\dbch\af0\insrsid8725980\charrsid8725980 Alanbert Pty Ltd. V. Butler Pty Ltd}{\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 . }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid3693600 HYPERLINK "http://www.paclii.org/cgi-bin/LawCite?cit=%5b2000%5d%20NSWSC%20261" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 [2000] NSWSC 261}}}\sectd \ltrsect
\linex0\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid4859811\sftnbj {\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 ;}{\rtlch\fcs1 \af31506 \ltrch\fcs0 \dbch\af0\insrsid8725980\charrsid8725980  }{\rtlch\fcs1 
\ai\af31506 \ltrch\fcs0 \b\i\ul\dbch\af0\insrsid8725980\charrsid8725980 Davis Contractors Ltd. V. Fareham UDC}{\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980  }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid3693600 HYPERLINK "http://www.paclii.org/cgi-bin/LawCite?cit=%5b1956%5d%20UKHL%203?query=Anjala%20Wati" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 [1956] UKHL 3}}}
\sectd \ltrsect\linex0\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid4859811\sftnbj {\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 ; }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3693600 
HYPERLINK "http://www.paclii.org/cgi-bin/LawCite?cit=%5b1956%5d%20AC%20696" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 [1956] AC 696}}}\sectd \ltrsect
\linex0\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid4859811\sftnbj {\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 ;}{\rtlch\fcs1 \af31506 \ltrch\fcs0 \dbch\af0\insrsid8725980\charrsid8725980  }{\rtlch\fcs1 
\ai\af31506 \ltrch\fcs0 \b\i\ul\dbch\af0\insrsid8725980\charrsid8725980 Denny Mott & Dickinson Ltd v James B. Fraser & Co Ltd}{\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980  [1944] AC at 275;}{\rtlch\fcs1 \af31506 
\ltrch\fcs0 \dbch\af0\insrsid8725980\charrsid8725980  }{\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \b\i\ul\dbch\af0\insrsid8725980\charrsid8725980 Codelfa Constructions Pty Limited v. State Rail Authority of NSW}{\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 
\i\ul\dbch\af0\insrsid8725980\charrsid8725980 (}{\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 1982) 149 CLR 337;}{\rtlch\fcs1 \af31506 \ltrch\fcs0 \dbch\af0\insrsid8725980\charrsid8725980  }{\rtlch\fcs1 \ai\af31506 
\ltrch\fcs0 \b\i\ul\dbch\af0\insrsid8725980\charrsid8725980 National Carriers Ltd v. Panalpina (Northern) Ltd}{\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980  }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid3693600 HYPERLINK "http://www.paclii.org/cgi-bin/LawCite?cit=%5b1980%5d%20UKHL%208?query=Anjala%20Wati" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 [1980] UKHL 8}}}
\sectd \ltrsect\linex0\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid4859811\sftnbj {\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 ; }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3693600 
HYPERLINK "http://www.paclii.org/cgi-bin/LawCite?cit=%5b1981%5d%20AC%20675?query=Anjala%20Wati" \\o "View LawCite Record"}}{\fldrslt {\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \i\dbch\af0\insrsid8725980\charrsid8725980 [1981] AC 675}}}\sectd \ltrsect
\linex0\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid4859811\sftnbj {\rtlch\fcs1 \af31506 \ltrch\fcs0 \insrsid8725980\charrsid8725980 .}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1979489\charrsid1979489 

\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1979489\charrsid1979489 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 10. The defendant's counsel's understanding on the law of frustration is misconceive
d. The defendant has to show that the loan contract that it entered into became fundamentally different from that originally contemplated for him to successfully rely on the doctrine of frustration. I do not find that the defendant's obligation had change
d
 at all. He was obliged to pay the principal and the interest and in default to surrender the property that was mortgaged. That obligation remained throughout. The downturn in business could only be said to have made the defendant's obligation onerous. Th
e doctrine of frustration therefore does not apply to his contract.
\par }\pard \ltrpar\ql \li1440\ri0\nowidctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid1979489 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8725980\charrsid14826161 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 
11. Even if the doctrine applied, there is no financial evidence provided to state that the defendant had suffered a downturn in business and so his allegation is as good as baseless. Seco
ndly, downturn in business could have been contemplated by a good businessman. A good businessman knows that there is always a possibility of the business not doing well, either it be for worldwide recession or for any other reason, because this is an exi
s
ting and known fact of business life. Having known that and having entered into a contract, relying on the business income to pay off the debt, the defendant cannot successfully rely on downturn in business, for whatever reason, to circumvent its obligati
on under the mortgage contract.}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8725980\charrsid14826161 
\par }\pard \ltrpar\ql \li1440\ri0\nowidctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid1979489 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8725980\charrsid14826161 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 
12. The facts of this case are related to that of the case of }{\rtlch\fcs1 \ab\ai\af0\afs20 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 Westpac Banking Corporation v. Bickley}{\rtlch\fcs1 \ab\ai\af0\afs20 
\ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161  [2001] NSWSC 756}{\rtlch\fcs1 \ab\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 .}{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161  In this case, a builder had a mortgage with the bank with his house as a security. The builder failed to make paym
ents on the loan, due to downturn in his industry. The bank sought to enforce its charge over the property. The builder claimed that the contract of mortgage was unenforceable because of the introduction of GST which frustrated the contract. Master Harris
on in that case held, and I also agree with his verdict that:-
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid1979489 {\rtlch\fcs1 \ai\af0\afs20 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8725980\charrsid14826161 
\par }{\rtlch\fcs1 \ai\af0\afs20 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 
"... The introduction of the GST did not make the mortgage contract fundamentally different from that originally contemplated. The contractual obligations for repayment did not alter because of the introduction of GST. Rather the defendant}{\rtlch\fcs1 
\ai\af0\afs20 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161 '}{\rtlch\fcs1 \ai\af0\afs20 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 
s ability to pay became more onerous. The doctrine of frustration is clear. It does not apply in theses circumstances..."}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid1979489 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid14293755\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [13].\tab}}\pard\plain \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14293755\charrsid14826161 It is hard to accept Tuvakasuka}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14826161 '}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14293755\charrsid14826161 s plea in light of the above authorities.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1395084\charrsid14826161 
\par }\pard \ltrpar\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14293755\charrsid14826161 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14293755\charrsid14826161 ORDERS}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14293755\charrsid14826161 
\par {\listtext\pard\plain\ltrpar \s19 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4613397\charrsid14826161 \hich\af0\dbch\af0\loch\f0 [14].\tab}}\pard \ltrpar
\s19\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid1979489\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161 Tuvakasuka }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6365496\charrsid14826161 is to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid14826161 
give vacant possession of the property together with all improvements thereon}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6365496\charrsid14826161  within 28 days of the date of this Ruling}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid14826161 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14293755\charrsid14826161  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161 C}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1008595\charrsid14826161 osts in the sum of $5}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161 0}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid14826161 0}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1008595\charrsid14826161  (five hundred dollars)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid14826161  to the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4613397\charrsid14826161 Fiji Development Bank.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13972397\charrsid14826161 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1979489 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11019026\charrsid1979489 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4859811\charrsid1979489 \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85..
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4859811\charrsid1979489 Anare Tuilevuka
\par Master
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1979489 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4859811\charrsid1979489 At Lautoka.
\par 24 February 2012.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10515065\charrsid1979489 
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