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{\*\wgrffmtfilter 2450}\nofeaturethrottle1\ilfomacatclnup0{\*\ftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2975408 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4215880 \chftnsep 
\par }}{\*\ftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2975408 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4215880 \chftnsepc 
\par }}{\*\aftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2975408 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4215880 \chftnsep 
\par }}{\*\aftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2975408 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4215880 \chftnsepc 
\par }}\ltrpar \sectd \ltrsect\linex0\footery450\endnhere\sectlinegrid360\sectdefaultcl\sectrsid3932925\sftnbj {\footerr \ltrpar \pard\plain \ltrpar\s19\qr \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 
\rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8290191 }{\field{\*\fldinst {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8276179 
\hich\af37\dbch\af37\loch\f37  PAGE   \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af0 \ltrch\fcs0 \lang1024\langfe1024\noproof\insrsid98106 \hich\af37\dbch\af37\loch\f37 5}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid8290191 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8276179 
\par }\pard \ltrpar\s19\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8276179 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar
\s15\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13590351 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 IN THE HIGH COURT OF FIJI
\par \hich\af0\dbch\af37\loch\f0 AT SUVA
\par \hich\af0\dbch\af37\loch\f0 CIVIL JURISDICTION
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Civil Action No.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351\charrsid13590351 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 HBC 86 of 2012
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 BETWEEN\hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 

\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 FIJI PUBLIC SERVICE CREDIT UNION}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 a duly incorporated Credit Union under the Credit Union Act [Cap 251] having its registered office at 11 Goodenough 
\hich\af0\dbch\af37\loch\f0 Street, Suva.
\par \hich\af0\dbch\af37\loch\f0 PLAINTIFF
\par 
\par \hich\af0\dbch\af37\loch\f0 AND\hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 AKAPUSI TUIFAGALELE}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 of Lot 23 Nacagilevu Cres}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 
\hich\af0\dbch\af37\loch\f0 cent, Stage 4, Cunningham Road, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Suva, unemployed.
\par \hich\af0\dbch\af37\loch\f0 DEFENDANT
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13590351 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
BEFORE}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\hich\af0\dbch\af37\loch\f0 Master Deepthi}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Amaratunga
\par }\pard \ltrpar\s15\ql \fi-1701\li1701\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid13590351 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 COUNSEL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Mr.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Sing}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 \hich\af0\dbch\af37\loch\f0 h}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
 R}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\hich\af0\dbch\af37\loch\f0 Ms}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0 . }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Nabalarua A.C.L.N}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 for the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Plaintiff 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Mr}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 .}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0 S.Fa
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0  for the Defendant 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Date of Hearing}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 26\hich\af0\dbch\af37\loch\f0 th}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351\charrsid13590351 \hich\af0\dbch\af37\loch\f0  October, 2012}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par \hich\af0\dbch\af37\loch\f0 Date of Ruling}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 29\hich\af0\dbch\af37\loch\f0 th }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351\charrsid13590351 
\hich\af0\dbch\af37\loch\f0 October, 2012}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par }\pard \ltrpar\s15\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid14352590 
\hich\af0\dbch\af37\loch\f0 SUMMARY JUDGMENT}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid14352590 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590 {\rtlch\fcs1 \af0\afs28 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\dbch\af37\langnp2057\insrsid12345446\charrsid13590351 \hich\af0\dbch\af37\loch\f0 A.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin0\itap0\pararsid14352590 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
INTRODUCTION}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af37\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0 1.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid14352590 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
The Plaintiff who was a member of the Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0 s board obtained loans from time to time without settling the previous l\hich\af0\dbch\af37\loch\f0 oans and}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12084716\charrsid13590351 \hich\af0\dbch\af37\loch\f0  outstanding loan balance increased exponentially and he}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0  resigned from the Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 '}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0 s board on 14\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0 
 May, 2009 when his outstanding loan balance was over $54,000 and indicated that he would settle the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 \hich\af0\dbch\af37\loch\f0 balance,}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0  but for past three years no }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 
\hich\af0\dbch\af37\loch\f0 significant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0  payment was made and the present action was filed}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12084716\charrsid13590351 \hich\af0\dbch\af37\loch\f0  to recover the outstanding }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\hich\af0\dbch\af37\loch\f0 balance. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af37\loch\f0 The Defendant only state that he had paid }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14619193\charrsid13590351 \hich\af0\dbch\af37\loch\f0 the debt}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12084716\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
 without any proof of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid350175\charrsid13590351 \hich\af0\dbch\af37\loch\f0 payment\hich\af0\dbch\af37\loch\f0 . The burden of proof is with the Plaintiff and the loan was }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid350175\charrsid13590351 \hich\af0\dbch\af37\loch\f0 on demand
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid350175\charrsid13590351 \hich\af0\dbch\af37\loch\f0  in ter
\hich\af0\dbch\af37\loch\f0 ms of clause 12 of the loan conditions and the Plaintiff has failed to produce any such demand and this application for summary judgment cannot sustain without the proof of such demand. The Defendant had denied such dem}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9307619\charrsid13590351 \hich\af0\dbch\af37\loch\f0 and in the statement of defence and a\hich\af0\dbch\af37\loch\f0 
lso in the affidavit in opposition. Neither party addressed this issue of demand and the absence of any evidence to the proof of the demand, but I cannot grant summary judgment when the relevant demand is not produced either in affidavit in support or in 
\hich\af0\dbch\af37\loch\f0 t\hich\af0\dbch\af37\loch\f0 he affidavit in repl}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3932925\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
y to the affidavit in opposition, though it was not raised or pointed out by the counsel for the Defendant since the demand is not admitted.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 B.\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 FACTS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14619193\charrsid13590351 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 2.\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
The Plaintiff, Fiji Public Service Credit Union at all material times was and is a body
 corporate duly registered as a Credit Union under the Credit Union Act [Cap 251] having its registered office at 11 Goodenough Street, Suva. By virtue of its registration it has a perpetual succession and the capacity to sue and be sued. At all material 
times the objectives of the Plaintiff were and are to:
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 (a)\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
Promote thrift among its members.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 (b)\tab}Receive the savings of its members either as payments on shares or as deposits; and

\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 (c)\tab}Make loans to members exclusively for provident or productive purposes.
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 3.\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 The missio
n of the plaintiff is linked to its establishment. It was a union registered for all public servants to voluntarily join. The public servants were free to join the union by subscribing to it. The members had to pay a subscription and on a periodic basis a
uthorize deductions at source of certain monies from their salaries and wages to be held shares in the union. The shares in return could have been used as security to tak}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12084716\charrsid13590351 e advances from the union, but in the case of Defendant who was a member of the board 
of directors of the Plaintiff the loan outstanding was more than ten fold of the value of the shares!
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 4.\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
It is not in dispute that the Defendant at all material times was a duly sub}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14619193\charrsid13590351 
scribed member of the Plaintiff and also a member of the board of the Plaintiff for a considerable time and that he resigned on his own accord from the board on 14th May, 2009}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12084716\charrsid13590351  after thanking the same.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid12084716\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 5.\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12084716\charrsid13590351 I}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 t is not in dispute that the Defendant, in his capacity as a subscribed members,}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12084716\charrsid13590351  and also when he was a director of the Plaintiff }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
had from time to time applied for loans and advances from the Plaintiff. The Plaintiff at the request of the Defendant lent monies to the Defendant in various sums, which monies the Defendant agreed to repay to the Plaintiff in accordance with and pursuan
t to the terms and conditions stipulated in the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 Credit Contracts}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 Loans Application Agreements }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 entered into between the parties.
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 6.\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
In the ordinary process of the application and the grant of loans, the Defendant also sought and was granted loans on numero
us occasions to the Plaintiff. Each application for a loan is to be made in writing. In case of the defendant it is contained as evidenced by various }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
Credit Contracts}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
Loan Application Agreements}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351  made between and signed on behalf of the Plaintiff and by the Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10638150\charrsid13590351 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 7.\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
The material terms and conditions stipulated in the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 Credit Contracts}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351  and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 Loan Application Agreements}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351  are:
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 a.\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
That all approved loan applications are subject to a non-refundable loan establishment fee applied in accordance with the stipulated scale;
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 b.\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
That all loans are repayable on demand}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351  but unless and until demanded are repayable in accordance with the repayment term agreed or reviewed;}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10638150\charrsid13590351 
(see clause 12 of the annexed 3 to the affidavit in support)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 c.\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
That the interest rate to be charged on outstanding amount is at one (1%) per cent per month calculated on the reducing balance for that months pursuant to Section 52 of the Credit Union Act}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 (Cap 251);
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 d.\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
That the Plaintiff has a first lien of the Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 s }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 savings}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351  for the unpaid balance of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 he loan; and
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 e.\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin720\itap0\pararsid14352590\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 
That the unpaid balance of loan are immediately due and payable }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 o}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 f the Defendant ceased to be a member of the Plaintiff or the employer for some good reason stops regular deductions from salary or under the covenants of the mortgage of }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 ill of Sale.
\par }\pard\plain \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12345446\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 8.\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5574547\charrsid13590351 The Defendant in the Statement of Defence and the Answering Affidavit admits that he was a member of the Plaintiff. In addition, he had borrowed monies from the }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8276179\charrsid13590351 Plaintiff from time to time, but denies any s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9307619\charrsid13590351 
uch demand for loan outstanding which is the vital element in the creation of cause of action stated in the statement of claim.}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8276179\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\langnp2057\insrsid8276179\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 C.\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8276179\charrsid13590351 LAW}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8276179\charrsid13590351 AND ANALYS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3932925\charrsid13590351 IS}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard\plain \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14352590 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 9.\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid14352590\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 The law relating to summary judgment is contained in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
Order 14}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351  of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 High Court Rules of 1988 }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 and it states as follows
\par }\pard\plain \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14352590 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid14352590 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 1(1)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Where in an action to
\hich\af0\dbch\af37\loch\f0 
 which this rule applies a statement of claim has been served on a defendant and that defendant has given notice of intention to defend the action, the plaintiff may, on the ground that that defendant has no deface to a claim included in the writ, or to a
\hich\af0\dbch\af37\loch\f0  \hich\af0\dbch\af37\loch\f0 particular part of such a claim, or has no deface to such a acclaim or part except as to the amount of any damages claimed, apply to the Court for judgment against that defendant.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14352590\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 \hich\f0 (2)\'85..
\par \hich\af0\dbch\af37\loch\f0 \hich\f0 (3)\'85..
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 2(1)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 An application under rule 1 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 must be made by summons su\hich\af0\dbch\af37\loch\f0 pported by an affidavit }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 verifying the facts}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\hich\af0\dbch\af37\loch\f0  on which the claim or the part of a claim to which the application relates}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
 is based and stating that in the deponent}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 s belief there is not defence to that claim or part, as the case may be or no defence except as\hich\af0\dbch\af37\loch\f0 
 to the amount of any damages claimed.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14352590\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (2)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
Unless the Court otherwise directs, an affidavit for the purposes of this rule may contain statements of information or belief with the sources and grounds thereof.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803 

\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14352590\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (3)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
The summons, a copy of the affidavit in \hich\af0\dbch\af37\loch\f0 support and of any exhibits referred to therein must be served on the defendant not less than 10 clear days before the return day.
\par 
\par \hich\af0\dbch\af37\loch\f0 3(1) \tab Unless on the hearing of an application under rule 1, }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
either the Court dismisses the application}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0  or the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 defendant sati\hich\af0\dbch\af37\loch\f0 
sfies the Court with respect to the claim, or the part of a claim, to which the application relates that there is an issue or question in dispute which out to be tried }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 or that there ought for some other reason to be a trial of that claim or part, the Court\hich\af0\dbch\af37\loch\f0 
 may give such judgment for the plaintiff against that defendant on that claim or part, the Court may give such judgment for the plaintiff against that defendant on that claim or part as may be just having regard to the nature of the remedy or relief clai
\hich\af0\dbch\af37\loch\f0 m\hich\af0\dbch\af37\loch\f0 ed.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14352590\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (2)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \tab \hich\af0\dbch\af37\loch\f0 
The Court may be order, and subject to such conditions, if any as may be just stay execution of any judgment given against a defendant under this rule a until after that trial of any counterclaim made or raised by the defendant in the action.
\par }\pard\plain \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 10.\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 Carpenters Fiji Ltd v Joes Farm Produce Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
 [2006] FJCA 60; ABU0019U.2006S (10 November 2006) the Court of Appeal of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 Fiji quoted the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 White Book of 1999}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351  and stated}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 in the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 paragraph [22]}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351  as follows
\par }\pard\plain \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Summary Judgment Principles}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard\plain \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 [21] Here it is timely to s
\hich\af0\dbch\af37\loch\f0 tate some of the well established principles relating to the entry of summary judgment:
\par }\pard\plain \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (a)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
The purpose of 0.14 is to enable a plaintiff to obtain summary judgment without trial if he can prove his claim clearly}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
 and if the defendant is unable to set up,\hich\af0\dbch\af37\loch\f0  a bona fide defence or raise an issue against the claim which ought to be tried.
\par }\pard\plain \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (b) \tab 
The defendant may show cause against a plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 s claim on the merits e.g. that he has a good defence to the claim on the merits or there is a dispute as to the facts \hich\af0\dbch\af37\loch\f0 
which ought to be tried or there is a difficult point of law involved. 
\par }\pard\plain \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (c)\tab 
 It is generally incumbent on a defendant resisting summary judgment, to file an affidavit which deals specifically with the plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 '}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 s claim and affidavit and states clearly and\hich\af0\dbch\af37\loch\f0 
 precisely what the defence is and what facts are relied on to support it. 
\par }\pard\plain \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (d) \tab 
Set off, which is a monetary cross claim for a debt due from the plaintiff, is a defence. A defendant is entitled to unconditional leave to defend up to the amount of the set\hich\af0\dbch\af37\loch\f0 
 off claimed. If there is a set off at all, each claim goes against the other and either extinguishes or reduces it }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
Hanak v. Green}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0  (1958) 2 QB 9 at page 29 per Sellers LJ. 
\par }\pard\plain \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (e)\tab \hich\af0\dbch\af37\loch\f0 
Likewise where a defendant sets up a bona fide counter claim arising out of the same subject matter of the action, and connected with the grounds of defence, the order should not be for judgment on the claim subject to a stay of execution pending the tria
\hich\af0\dbch\af37\loch\f0 l\hich\af0\dbch\af37\loch\f0  of the counter claim but should be for unconditional leave to defend, even if the defendant admits whole or part of the claim. }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Morgan and Son Ltd v. S. Martin Johnson Co}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\hich\af0\dbch\af37\loch\f0  (1949) 1 KB 107}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (CA).
\par }\pard\plain \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
See 1991 The Supreme Practice Vol 1 especially at pages 146,14\hich\af0\dbch\af37\loch\f0 7,152 and 322.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (emphasis is mine)

\par }\pard\plain \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 11.\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 So, it is pertinent to note that even in an action for recovery of debt to a }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16523263\charrsid13590351 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
 statement of the sum as the debt owe to them is not sufficient proof as required in the provisions contained in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 Order 14 rule 2}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 (1)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351  and the burden of proving the claim clearly rests fairly and squarely on the Plaintiff and the Plaintiff in this action has }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8276179\charrsid13590351 not }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3216596\charrsid13590351 done so in the affidavits an}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8276179\charrsid13590351 d supporting evidence before me the paramount consideration is the accrual of the ca}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 use of action to the Plaintiff and the proof of demand is sine qua non when it is denied in the statement of defence as well as in the affidavit in opposition to this summons. }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 12.\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 
The counsel of the Defendant did not point out the said defect at the hearing, but it is this should not absolve the Plaintiff of its burden of proof. In an }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 '}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 on demand}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 
 loan the accrual of cause of action does not incur till a demand is made. The Defendant had denied any such demand. Paragraph 10 of the statement of claim as well as the paragraph 13 of the affidavit in support were denied by the Defendant.}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 In the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 circumstances}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 
 the Plaintiff should have produced such evidence of proof that the money was demanded from the Defendant, and in the absence of that this application for summary judgment cannot sustain.
\par }\pard\plain \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af37\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 13.\tab}}\pard\plain \ltrpar
\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 In the case of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\hich\af0\dbch\af37\loch\f0 Dominion Finance Limited v}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Sddio}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Faizal}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Koya}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0  Civil Action No HBC 193 of 2009 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\hich\af0\dbch\af37\loch\f0 decided}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0  on 20\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0  August, 2010 wh}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 ich was relied by the Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 , Master Anare at paragraph 14 stated as follows}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid98106 
\hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid98106\charrsid13590351 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid98106 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 The Plaintiff must prove each claim clearly}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0  and to satisfy the Court that the defendant has no defence which ha\hich\af0\dbch\af37\loch\f0 
s any realistic prospect of success. Once the Plaintiff establishes his or her claim, the evidential and persuasive burden then shifts to the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\hich\af0\dbch\af37\loch\f0 defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 
 who must adduce affidavit evidence dealing specifically with the plaintiffs claim and also stating clear\hich\af0\dbch\af37\loch\f0 ly what the defence is and what facts he or she relies on to resist the entry of summary judgment}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9851302\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (see }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Magan}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Lal brothers Ltd v L.B. Masters & Company}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0  Civil Appeal No 31/84 and Carpenters Fiji ltd v Joes Farm Produce Ltd; see also }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0 comments}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0  of Thomas J in 
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 H\hich\af0\dbch\af37\loch\f0 ibiscus Shopping Town Pty Ltd v Woolworths Ltd}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 \hich\af0\dbch\af37\loch\f0  (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 1993) FLR 106 at 109}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13590351 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1456803\charrsid13590351 \hich\af0\dbch\af37\loch\f0 (emphasis is added)
\par }\pard\plain \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1185792\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 14.\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 
The absence of proof of demand is fatal to this application. The application for summary }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 judgment}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351  is dismissed. Considering the circums}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 tance I will not award any cost}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 .
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid98106 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 D.\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls8\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 FINAL ORDERS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 a.\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\ilvl1\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 
The summons for summary judgment is struck off.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9643998\charrsid13590351 \hich\af0\dbch\af31506\loch\f0 b.\tab}No costs.{\*\bkmkstart _GoBack}{\*\bkmkend _GoBack}
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 
\par }\pard\plain \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Dated at }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Suva}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 \hich\af0\dbch\af37\loch\f0  this 
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 \hich\af0\dbch\af37\loch\f0 29\hich\af0\dbch\af37\loch\f0 th \hich\af0\dbch\af37\loch\f0 day}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 \hich\af0\dbch\af37\loch\f0  of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 \hich\af0\dbch\af37\loch\f0 October
\hich\af0\dbch\af37\loch\f0 , 2012}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 .
\par }\pard \ltrpar\s15\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9851302\charrsid13590351 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 \loch\af0\dbch\af37\hich\f0 \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85.
\par \hich\af0\dbch\af37\loch\f0 Master Deepthi}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9177682\charrsid13590351 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 \hich\af0\dbch\af37\loch\f0 Amaratunga
\par }\pard\plain \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid98106 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 \hich\af0\dbch\af37\loch\f0 High Court, Suva}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2975408\charrsid13590351 

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