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\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar
\s16\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 IN THE HIGH COURT OF FIJI AT SUVA
\par \hich\af0\dbch\af37\loch\f0 CIVIL JURISDICTION
\par 
\par }\pard\plain \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Civil Action No. HBC 454 of 2001}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 IN THE MATTER }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Mortgage No. 334184 Certificate of Title No. 15207 }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 given by }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 IANE RIGAMOTO and LAVENIA RIGAMOTO}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 in favour of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 NBF ASSET MANAGEMENT}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }\pard \ltrpar\qc \li4253\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin4253\itap0\pararsid15730322 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }\pard \ltrpar\qc \fi-2160\li2160\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2160\itap0\pararsid15730322 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 BETWEEN:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 NBF ASSET\hich\af0\dbch\af37\loch\f0  MANAGEMENT BANK}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 a body corporate duly}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\hich\af0\dbch\af37\loch\f0  constituted under the 
\par \hich\af0\dbch\af37\loch\f0 National }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Bank of Fiji Restructuring Act, 1996 }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 and having its registered office at Suva.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Plaintiff}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 

\par }\pard\plain \ltrpar\s16\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 
\par }\pard\plain \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 AND}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\par 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 IANE RIGAMOTO }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 26 Sawani Street, Suva.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 First}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Defendant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 LAVENIA RIGAMOTO }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 of}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  26 Saw\hich\af0\dbch\af37\loch\f0 ani Streeet, Suva}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Second Defendant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }\pard\plain \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16677335\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Date of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Judgment}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 :}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 15th November, 2012}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Appearance}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 : }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 T. W. Seeto}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 for }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 the Plaintiff}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Teree. T }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 for }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 the Defendants
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 
\par }\pard\plain \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs36 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Judgment}{\rtlch\fcs1 
\af0\afs36 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid737903 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322 {\rtlch\fcs1 \af0\afs36 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid6513379\charrsid15730322 \hich\af0\dbch\af37\loch\f0 History}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid6513379 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6513379\charrsid15730322 \hich\af0\dbch\af37\loch\f0 1.\tab}}\pard\plain \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6513379\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
This matter was pending before the Court since}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14050488\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6513379\charrsid15730322 \hich\af0\dbch\af37\loch\f0 2001.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6513379\charrsid15730322 \hich\af0\dbch\af37\loch\f0 On }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
10th July 200}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 3}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 , Hon. Justice Jitok\hich\af0\dbch\af37\loch\f0 o had fi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 x}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
ed this matter for Decision on Notice}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0  which was not delivered}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6513379\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 
\par }\pard \ltrpar\s15\ql \fi-720\li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Background
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9908416\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 \hich\af0\dbch\af37\loch\f0 2.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 O}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 riginating summons filed on 13th November, 20}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 0}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 1 and sought the following Orders:
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (i)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 DELIVERY}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 \hich\af0\dbch\af37\loch\f0  by the Defendants to the Plaintiff of vacant possession of }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ALL THAT}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  property co\hich\af0\dbch\af37\loch\f0 mprised and described Certificate of Title 15207 being Grant Nos. S468 and S610 in the island of Viti Levu and having an area of one rood situated }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 \hich\af0\dbch\af37\loch\f0 TOGETHER WITH}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  all improvements thereon under Order 88 of the High Court rules}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ;
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14050488\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (ii)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 AN}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 \hich\af0\dbch\af37\loch\f0  injunction restraining the\hich\af0\dbch\af37\loch\f0 
 Defendants, their servants, or agents from interfering with the improvements on the said property in any way so as to deplete its value.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14050488\charrsid15730322 

\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 3.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The originating summons was supported by the Affidavit }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 sworn by}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0  Sara Bulavakanua dated 12th November 2001.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 4.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The Defe\hich\af0\dbch\af37\loch\f0 ndant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s filed their Affidavit}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 ,}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5774942\charrsid15730322 \hich\af0\dbch\af37\loch\f0  sworn }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 by the 2nd Defendant Ms Lavenia Rigamoto dated 7th March 200}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 2}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 As stated, t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
he basis of opposing to the application of the Plaintiff }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9855018\charrsid15730322 \hich\af0\dbch\af37\loch\f0 was}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 \hich\af0\dbch\af37\loch\f0  th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
at by claiming Defendant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 \hich\af0\dbch\af37\loch\f0  rights under }
{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 equity of redemption}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 \hich\af0\dbch\af37\loch\f0 This was the main\hich\af0\dbch\af37\loch\f0  issue }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 among other issues }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14831879\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 raised by the Defendants in this }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12023685\charrsid15730322 \hich\af0\dbch\af37\loch\f0 case. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9855018\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 \hich\af0\dbch\af37\loch\f0 5.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 When this case came up before me, on 22nd November 2011 (after 8 years from the last }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
date of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 \hich\af0\dbch\af37\loch\f0 hearing) I granted time for the Plaintiff and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8790803\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Defendants to file their supplementary}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2718845\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  affidavits \hich\af0\dbch\af37\loch\f0 and written submissions}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0  on specified dates}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2718845\charrsid15730322 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2718845\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
The Plaintiff filed its supplementary submissions and supplementary affidavit on 29th November 2011 which was served on the Defendants on 1st December 2011.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12679342\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2718845\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 6.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 By the supplementary affidavit dated 29th November 201\hich\af0\dbch\af37\loch\f0 
1, it was submitted that one Waisiki Gonemaitabu has continuing interest in purchasing the property comprised and described in the Certificate of Title No. 15207.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
A letter dated 3/11/2011 sent to NBF Asset Management Bank (The Plaintiff) by the said purcha\hich\af0\dbch\af37\loch\f0 se}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 r}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0  was annexed to the said affidavit.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9908416\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 7.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The Plaintiff had filed its supplementary submissions and supplementary affidavit as directed by Courts on 29th November 2011 and affidavit of service was filed on 15th of December 2011 stating that the said suppleme
\hich\af0\dbch\af37\loch\f0 ntary written submissions and supplementary affidavit was served on the Defendant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s solicitors on 1st of December 2011.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 8.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 On 29th of November 2011, Court directed the Defendant to file the supplementary submissions in re}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 sponse}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0  and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
supplementary affidavi\hich\af0\dbch\af37\loch\f0 t }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 re}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 sponse }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 before 3rd January 2012 and Plaintiff failed and neglected to file }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 same}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 in contravention of the direction of this court.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 9.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 When the matter was taken up on 1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 8}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 th January 2012, no appearance was made by the Defendants personally }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 or }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 by}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0  their couns\hich\af0\dbch\af37\loch\f0 el/solicitors.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 At}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0  the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 request of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Plaintiff}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s counsel the}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 \hich\af0\dbch\af37\loch\f0  matter }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10821826\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 was refixed }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2891022\charrsid15730322 \hich\af0\dbch\af37\loch\f0 for}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10821826\charrsid15730322 \hich\af0\dbch\af37\loch\f0  2nd April 2012 for mentioning}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  and}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0  the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  Registry was directed to inform the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 date to the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Defendants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10821826\charrsid15730322 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11027075\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10821826\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 10.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 When th}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 e}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0  matter was mentioned on 2nd April 2012, the Defendants or their \hich\af0\dbch\af37\loch\f0 
counsel/solicitor failed to appear before the courts; and unless order was made by the court to the effect that if the Defendants or their counsel/solicitor fail}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16547706\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 to appear on the next date that Order will be g}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2891022\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ranted}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0  in favour of the Plaintiff and was fixe\hich\af0\dbch\af37\loch\f0 d for 19th June 2012.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16278354\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 11.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 When the matter was taken up before me on 19th June 2011, the Defendant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
s counsel made an application to file the supplementary submissions and supplementary affidavit in response to the supplementary submissions and supplementary a\hich\af0\dbch\af37\loch\f0 ffidavit filed by the Plaintiff.}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
The Defendants had not taken any interest and disobeyed the court direction }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 made }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 on 29th November 2011 and no reason was adduced }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 by the Defendant }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
to justify the delay and/or failure.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Accordingly, the Defendant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s application\hich\af0\dbch\af37\loch\f0  was refused and the case was fixed for Order.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Analysis and Findings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1383685\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 12.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The Plaintiff filed originating summons on 13th November 2001 which was supported by the affidavit of Mr Sara Bulavakarua the Manager Rehabilitation of the Plaintiff inter-alia stated \hich\af0\dbch\af37\loch\f0 
in the affidavit }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 the Plaintiff}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s sought to exercise its powers under Clause 12 of the Mortgage registered on 23rd}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0  February 1993}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320\charrsid15730322 \hich\af0\dbch\af37\loch\f0 :}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14694320 
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 12.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 \hich\af0\dbch\af37\loch\f0 THAT}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 the Bank upon default in payment of any money hereby secured or any part thereof or any interest may \hich\f0 \endash \loch\f0  
\par 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls4\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Enter \hich\af0\dbch\af37\loch\f0 into possession of the mortgaged land by receiving the rents and profits thereof; or
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (b)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls4\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Distrain upon the occupier or tenant of the said land for the rent then due; or
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (c)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls4\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Bring an action of ejectment to recover the said land either before or after entering int\hich\af0\dbch\af37\loch\f0 
o the receipt of the rents and profits thereof or making any distress as aforesaid and either before or after any sale of such land affected under the power of sale given or implied in this Mortgage in the same manner in which the Bank might have made suc
\hich\af0\dbch\af37\loch\f0 h\hich\af0\dbch\af37\loch\f0  entry or distress or brought such action if the principal sum were secured to the Bank by a conveyance of the legal estate in the mortgaged land;
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (d)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls4\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Lease the said land or any part thereof for such time and upon such terms as the Bank shall deem reasonable \hich\af0\dbch\af37\loch\f0 
either taking or not taking any fine or premium and either with or without the option to the Lessee at any time during the currency of any such lease or at the determination thereof of renewing such lease and either for the purpose whatever and also may a
\hich\af0\dbch\af37\loch\f0 c\hich\af0\dbch\af37\loch\f0 
cept surrenders of and determine any tenancy now existing or which may hereafter be created and compromise with and make concessions to tenants upon such terms and conditions as the Bank may think fit}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4399267\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16278354\charrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2891022\charrsid15730322 \hich\af0\dbch\af37\loch\f0 I concede, the Defendants being }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ex-}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2891022\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
employees of the B\hich\af0\dbch\af37\loch\f0 ank, were well aware of this Clause.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6569383\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11419298\charrsid15730322 \hich\af0\dbch\af37\loch\f0 13.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11419298\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The 2nd Defendant filed an affidavit in reply dated 7/3/2002 and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 the }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Defendants sought the protection of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
equity of redemption doctrine.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16278354\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16278354\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 14.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Further, it was stated in the Affidavit of the Second Defendant in (e) ii and\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 (e) iii:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16278354\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 \hich\af0\dbch\af37\loch\f0 e) (ii) \tab 
The periodical payments as stated in the said affidavit was subsequently reduced by the Bank (although we are unable to provide the written evidence to that effect) hence the reduced repayment to the sum of $98.00 per month and $102.00 
\hich\af0\dbch\af37\loch\f0 per month between my husband and I and later at $700.00 per month for about two(2) years and the lump sum transfer of about $25,000.00 from FNPF in or about 1993.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
None of these payments that my husband and I have made to the Bank has been reflected in the \hich\af0\dbch\af37\loch\f0 Bank statement that was made available to my wife and me;
\par 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (iii)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Also of greater concern for us the off system cheque advance of $27,872.84 (Dollars Twenty Seven Thousand Eight Hundred and Seventy Two Only) that was debited to our loan account on 24th January 19\hich\af0\dbch\af37\loch\f0 
98 and our efforts to obtain an explanation from the Bank was/is to no avail.
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 

\par \hich\af0\dbch\af37\loch\f0 That we have no record of signing any cheque for that amount at that time or at any other time.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 15.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 It was further stated in the affidavit of the Second Defendant:
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Bank ha}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 d}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0  not pr\hich\af0\dbch\af37\loch\f0 oved that the monies are due and payable and had not attached the statements;
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (b)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 That the Plaintiff had failed to take into account the lump sum transfer of $2}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 5}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 0}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 00 as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 part payment.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 16.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 By the affidavit file on 19th December 2002, the Plaintiff had clarified \hich\af0\dbch\af37\loch\f0 the issues raised by the Defendants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0  of }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8588\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 $2}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10317821\charrsid15730322 \hich\af0\dbch\af37\loch\f0 7}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 ,872.84).}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 \hich\af0\dbch\af37\loch\f0 It was stated in the said affidavit}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7629384\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 5.\tab }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 \hich\af0\dbch\af37\loch\f0 THAT}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 \hich\af0\dbch\af37\loch\f0  refer to paragraph 4 of the Affidavit and comment as follows:
\par 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I reaffirm paragraph 1, 2 & 3 of my Supplementary Affidavit sworn on the 12th of August 2002\hich\af0\dbch\af37\loch\f0 ;
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (b)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I say that the composition of the debt of $27,872.84 is comprised of as follows:
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 

\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts21\trgaph108\trleft1692\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid1867591\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1800\tblindtype3 
\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth3348\clshdrawnil \cellx5040\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl 
\cltxlrtb\clftsWidth3\clwWidth2070\clshdrawnil \cellx7110\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2358\clshdrawnil \cellx9468\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Account Name\cell \hich\af0\dbch\af37\loch\f0 Account Number\cell \hich\af0\dbch\af37\loch\f0 Transfer of loan}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Account styled}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 02-301575-5501-5\cell 
}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \trowd \irow0\irowband0\ltrrow
\ts21\trgaph108\trleft1692\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid1867591\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1800\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth3348\clshdrawnil \cellx5040\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2070\clshdrawnil \cellx7110\clvertalt\clbrdrt
\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2358\clshdrawnil \cellx9468\row \ltrrow}\pard\plain \ltrpar
\s15\ql \li0\ri0\nowidctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid15730322\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 i). }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Iane & Lavenia Rigamoto}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }{\rtlch\fcs1 
\af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 02-301575-5002-4}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 
\cell }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 $25,745.82}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \trowd \irow1\irowband1\ltrrow
\ts21\trgaph108\trleft1692\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid1867591\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1800\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth3348\clshdrawnil \cellx5040\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2070\clshdrawnil \cellx7110\clvertalt\clbrdrt
\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2358\clshdrawnil \cellx9468\row \ltrrow}\pard\plain \ltrpar
\s15\ql \li0\ri0\nowidctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid15730322\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1867591 \hich\af0\dbch\af37\loch\f0 ii). }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Iane Kafoa Rigamoto}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }{\rtlch\fcs1 
\af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 02-301585-6\hich\f0 \emdash \loch\f0 1-5}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 $ 234.12}{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \trowd \irow2\irowband2\ltrrow
\ts21\trgaph108\trleft1692\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid1867591\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1800\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth3348\clshdrawnil \cellx5040\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2070\clshdrawnil \cellx7110\clvertalt\clbrdrt
\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2358\clshdrawnil \cellx9468\row \ltrrow}\pard\plain \ltrpar
\s15\ql \li0\ri0\nowidctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid15730322\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1867591 \hich\af0\dbch\af37\loch\f0 iii). }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Lavenia Jione}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }{\rtlch\fcs1 
\af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 02-862284-5501-5}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 
\cell }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 $ 341.36}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \trowd \irow3\irowband3\ltrrow
\ts21\trgaph108\trleft1692\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid1867591\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1800\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth3348\clshdrawnil \cellx5040\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2070\clshdrawnil \cellx7110\clvertalt\clbrdrt
\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2358\clshdrawnil \cellx9468\row \ltrrow}\pard\plain \ltrpar
\s15\ql \li0\ri0\nowidctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid15730322\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1867591 \hich\af0\dbch\af37\loch\f0 iv). }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Lavenia Jione}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }{\rtlch\fcs1 
\af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 02-862284-5502-3}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 
\cell }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 $ 1,551.54}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \trowd \irow4\irowband4\ltrrow
\ts21\trgaph108\trleft1692\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid1867591\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1800\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth3348\clshdrawnil \cellx5040\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2070\clshdrawnil \cellx7110\clvertalt\clbrdrt
\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2358\clshdrawnil \cellx9468\row \ltrrow}\pard\plain \ltrpar
\s15\ql \li0\ri0\nowidctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid15730322\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Total}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }{\rtlch\fcs1 \af0\afs18 
\ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 $27,872.84}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \hich\af0\dbch\af37\loch\f0 DR}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \cell }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322\charrsid15730322 \trowd \irow5\irowband5\lastrow \ltrrow
\ts21\trgaph108\trleft1692\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid1867591\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1800\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth3348\clshdrawnil \cellx5040\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2070\clshdrawnil \cellx7110\clvertalt\clbrdrt
\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth2358\clshdrawnil \cellx9468\row }\pard\plain \ltrpar
\s15\ql \fi-360\li1800\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1800\itap0\pararsid15730322\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Furthermore, this is stated at page 38 of Account No. 02-301575-5501-5 annexed as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
Annexure }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 A}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0  to my Affidavit sworn on the 22nd day of April, 2002.
\par }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (c)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 At amalgamation the total debt was $\hich\af0\dbch\af37\loch\f0 65,641.35.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 This is verified at page 57 of Account No. 02-301575-5501-5.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
The total of $65,300.00 given earlier was only the approximate amount.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 A copy of the Account Statement 02-301575-5501-5 is annexed as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Annexure }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 A}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ;}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 

\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (d)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I am instructed that the firm view \hich\af0\dbch\af37\loch\f0 maintained by the Bank is correct.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 The law is quite clear that the award of a tender amounts to a contract and extinguishes the equity of redemption;

\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (e)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I say that it is the Defendants responsibility to provide documentary evidence to support their request t\hich\af0\dbch\af37\loch\f0 
o pay off the loan and the Bank cannot held responsible for the lack of documentation by the Defendants.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Furthermore, I say that the Defendants are in default demand having been served.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
Copies of correspondence confirming the Defendants history of default \hich\af0\dbch\af37\loch\f0 are annexed as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
Annexure }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 B1-B4}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 .
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (f)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 This is contained at page 24 of Account No. 02-301575-5002-4 which is annexed as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
Annexure }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 C}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ;}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11692721\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (g)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 This is stated at paragraph (f) above;
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \i\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (h)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I repeat what I have said in paragraph (d) of this Affidavit}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 .
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5980238\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 17.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I concede with the abo\hich\af0\dbch\af37\loch\f0 ve stated facts by the Plaintiff in its affidavit}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 ,}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  which }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 had }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 give}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 n}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  cla}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9244323\charrsid15730322 \hich\af0\dbch\af37\loch\f0 r}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 ifications }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 on}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 the matters raised with regard to the correctness of the outstanding figures and how the monies being applied to recover the part of outstanding due to the Bank from the D\hich\af0\dbch\af37\loch\f0 efendants.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12793917\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 18.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 As I stated earlier, t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
he two Defendants were employees of the Plaintiff and they were aware of the responsibility of the Plaintiff and the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 Defendants}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  obligations towards the Bank}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10051967\charrsid15730322 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0  as employees}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 .
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2891022\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 19.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 As I stated in para 4 }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 of this Judgment, the Defen\hich\af0\dbch\af37\loch\f0 dant}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 application}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  was to adopt }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 equity of redemption}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 .}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
As correctly pointed out by the counsel for the Plaintiff in Fiji, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
when a mortgage is created unless the Mortgagor pays the sum due on the Mortgage to the Courts Mortgagee will not restrained from exer\hich\af0\dbch\af37\loch\f0 cising its powers of sale, to dispose the property to recover the dues o}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9244323\charrsid15730322 \hich\af0\dbch\af37\loch\f0 n}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  the Mortgagee}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 .
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 20.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The Defendant}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s in this case were enjoying the possession of the property for last 8 years}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 , without making any payment to the Bank}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 .}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 As a result, Plaintiff as a Financ\hich\af0\dbch\af37\loch\f0 ial Institut}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ion}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  suffer}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2891022\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 ed}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2891022\charrsid15730322 \hich\af0\dbch\af37\loch\f0 l}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 oss.}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The Plaintiff functions as a Financial Institut}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ion}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 and}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2891022\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 advance its moneys}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0  to borrowers}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 , which was collected as deposits and equity capital}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0  from the public}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 .}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
The Financial Institution}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2891022\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 are}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  responsible for its Depositors and equ\hich\af0\dbch\af37\loch\f0 ity partners.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 So it}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
s vital for a Financial Institution to recover the monies }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7763852\charrsid15730322 \hich\af0\dbch\af37\loch\f0 advanced to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 its Debtors (borrowers) with substantial interest to meet its obligations to the Depositors and shareholders.
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 21.\tab}\hich\af0\dbch\af37\loch\f0 The assets }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 to the borrowers }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
mortgage is taken as }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7763852\charrsid15730322 \hich\af0\dbch\af37\loch\f0 an insu\hich\af0\dbch\af37\loch\f0 rance}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  for the monies lent and advanced and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7763852\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 in}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  a default situation}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7763852\charrsid15730322 \hich\af0\dbch\af37\loch\f0 , financial}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7763852\charrsid15730322 \hich\af0\dbch\af37\loch\f0 i}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 nstitution should be able to exercise its rights over the Assets Mortgaged expeditiously}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070350\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 to recover the dues}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 If the Debtor had any grievance, his grievance could be brought befo\hich\af0\dbch\af37\loch\f0 re }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 court and claim damages.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 If the Financial Institution fails to recover its monies lent and advanced }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 o}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 n time}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 there would be increase of its non performing loan portfolio and will have serious repercussions on deposito}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 rs}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0  funds }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 at large }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7763852\charrsid15730322 \hich\af0\dbch\af37\loch\f0 will }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 have 
\hich\af0\dbch\af37\loch\f0 serious e}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7763852\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ffect }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 on }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
the economy of the country.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0 22.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 As stated above the only matter to consider in this case is whether }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Mortgagor}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s equity of redemption}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 should be considered and/or applicable in this case}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0 23.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The decision made by the High Court in case no. 454 \hich\af0\dbch\af37\loch\f0 of 2001 which was reaffirmed by the Court of Appeal Case Civil Appeal No. ABU 0069 of 2005 }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
Naipote Vere and Esita Takayawa }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 V}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0  NBF Bank}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 )}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0  is relevant to make a decision }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 in}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0  this case.}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The principles applicable in Fiji with regard to Mortgagors equity of redem\hich\af0\dbch\af37\loch\f0 ption }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 was}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0  dealt by the Learned Judge of the Court of Appeal of Fiji.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0 24.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Ironically the present case was filed before the said }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 decision}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 \hich\af0\dbch\af37\loch\f0  and the principles in the said case could be adopted now}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 , in this case}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11355856\charrsid15730322 .
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 \hich\af0\dbch\af37\loch\f0 25.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I quote the following paragraph from the said judg\hich\af0\dbch\af37\loch\f0 ment:
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 

\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
It is clear that the Appellants were in default under the Mortgage and they admitted that to be the case during}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 ,}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 \hich\af0\dbch\af37\loch\f0  the Trial.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 \hich\af0\dbch\af37\loch\f0 They did not, at any time, pay the monies }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 required to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 redeem their equity into Court; no}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 r}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 \hich\af0\dbch\af37\loch\f0  did they place themselves in a pos\hich\af0\dbch\af37\loch\f0 
ition to pay out the Mortgage even though they were aware, at all material times of the Respondent}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s intention to exercise its Power of Sale under the Mortgage.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 \hich\af0\dbch\af37\loch\f0  (emphasis mine)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 \hich\af0\dbch\af37\loch\f0 In the present case, the facts are identical and the Defendants have not made\hich\af0\dbch\af37\loch\f0  any attemp}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 
\hich\af0\dbch\af37\loch\f0  to pay the dues on Mortgage to redeem and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 I }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 \hich\af0\dbch\af37\loch\f0 conclude although the case was not taken up for }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 \hich\af0\dbch\af37\loch\f0 rial}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 , the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Plaintiff had established the amounts due from the Defendants under the Mortgage.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3485393\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 \hich\af0\dbch\af37\loch\f0 26.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Under Section 72(1) of the Property Law Act (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 CAP}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 \hich\af0\dbch\af37\loch\f0  130) prov\hich\af0\dbch\af37\loch\f0 ides:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14761131\charrsid15730322 

\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 A Mortgagor is entitled to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14884210\charrsid15730322 \hich\af0\dbch\af37\loch\f0 re}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
deem the Mortgaged Property at any time before the same has been actually sold by the Mortgagee under his power of sale, on payment of all monies due and owing under the Mortgage at the time of Payment}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 .
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8993662\charrsid15730322 
\par \hich\af0\dbch\af37\loch\f0 The Defendants\hich\af0\dbch\af37\loch\f0  have failed to exercise this option neither application was made to the Court on same.
\par 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid8993662\charrsid15730322 \hich\af0\dbch\af37\loch\f0 27.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8993662\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 It is noted that it was held in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8993662\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Property and Bloodstock Limited v Emerton }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8993662\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (1968) 1Ch94 that the entry into a contract for sale, by a Mortgagee exercising a power of sa
\hich\af0\dbch\af37\loch\f0 le, whether conditional or unconditional, extinguishes the Mortgagors right of redemption so long as the contract was still subsisting.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8993662\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
By the supplementary affidavit filed by the Plaintiff }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
on 15th December 2011 it was established that the contract of sale\hich\af0\dbch\af37\loch\f0  was in force, as such I conclude the Defendants had extinguished their right of Redemption as the Mortgagors.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5275071\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 28.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I also note Section 75 of the Property Law Act (CAP 130) clearly set out that if there is a default in payment of monies due under a Mortgage, M\hich\af0\dbch\af37\loch\f0 
ortgagee is entitled to enter into the possession of the Mortgaged land.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11609889\charrsid15730322 \hich\af0\dbch\af37\loch\f0 It}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 was expressly agreed by the Mortgagors (the Defendants) under Clause 12 of the Mortgage Bond.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 29.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I further conclude that the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Annexure marked }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 D}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 to the affidavit filed on 13th Novemb\hich\af0\dbch\af37\loch\f0 
er 2003 was a proper demand under Section 78 of the Property Law Act and the Defendants did not comply with the said demand, or failed to tender of the Mortgage monies to the court and as such Plaintiff is entitled for the reliefs sought in the originatin
\hich\af0\dbch\af37\loch\f0 g\hich\af0\dbch\af37\loch\f0  summons filed on 13th November 2003.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 30.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 In the case of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 West Pac Banking Corporation vs Adi Mahesh Prasad}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 (1999) 45 FLR 1 failing payment into Court of the whole sum under a Mortgage, the Court will not restrain Mortgagee from exercising its powers under the\hich\af0\dbch\af37\loch\f0  mortgage.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 31.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I also wish to state that the principle of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 \hich\af0\dbch\af37\loch\f0 unconditional acceptance of a tender gives r}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ise to a contract}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 \hich\af0\dbch\af37\loch\f0 "}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0  is noted in Haulsbury}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\hich\af0\dbch\af37\loch\f0 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0 s Laws of England (Vol 4 \hich\f0 \endash \loch\f0 
 4th Edition) which cites the cases of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Wimshurst vs. Deeley}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0  (1845) 2CB 253 }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Thorn vs. Publ\hich\af0\dbch\af37\loch\f0 ic Work Commissioners}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0  (1863) 32 }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Bear 490 and Taruced, Arrel & Co. vs. Steel Co. of Scotland}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0  (1890) 15 App Case 125.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1903731\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0 32.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 The said principle was followed by the High Court Fiji in the cases of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
Laisenia Uluinayau & Another vs. National Bank of Fiji}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0  HBC No. 0175 \hich\af0\dbch\af37\loch\f0 of 1995 and }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Jiten Singh vs. Fiji National Provident Fund}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0  Civil Action No. HBC 0073D and 2002B.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15730322 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
In the present case the unconditional acceptance of the offer was established and further hold the Plaintiff had met all requirements under Order 88(3)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0  of the Hi\hich\af0\dbch\af37\loch\f0 gh Court Rules.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13851930\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 33.\tab}}\pard \ltrpar
\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Accordingly, I hold that the Plaintiff is entitled for the reliefs claimed in its originating summons dated 13th November, 2001; and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11609889\charrsid15730322 \hich\af0\dbch\af37\loch\f0 I }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
make the following orders:
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 Defendants are }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8024096\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ORDERED}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0  to deliver the vacant possession of ALL that property\hich\af0\dbch\af37\loch\f0 
 comprised and described in the Certificate of Title number 15207 being grant nos. S468 and S610 in the island of Viti Levu and having area of one rood situated together with all improvements thereon to the Plaintiff in pursuant to Order 88 (3) of the Hig
\hich\af0\dbch\af37\loch\f0 h\hich\af0\dbch\af37\loch\f0  Court Rules;}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11536911\charrsid15730322 
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (b)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 An injunction is issued restraining the Defendants, their servants or agents from interfering with the improvements on the said property in anyway so as to deplete its value;
\par }\pard \ltrpar\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11609889\charrsid15730322 

\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 (c)\tab}}\pard \ltrpar
\s15\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls9\adjustright\rin0\lin720\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 I }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8024096\charrsid15730322 \hich\af0\dbch\af37\loch\f0 ORDER}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0  First and Second Defendants to pay summarily assessed cos\hich\af0\dbch\af37\loch\f0 ts of FJ$1500 each (totaling to FJ$3000) to the Plaintiff.
\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15730322\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 Delivered }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 at}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 
 Suva }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 this}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0  15th Day }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 
\hich\af0\dbch\af37\loch\f0 of}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0  November, 2012
\par }\pard \ltrpar\s15\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3485393\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 

\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \loch\af0\dbch\af37\hich\f0 \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85
\par \hich\af0\dbch\af37\loch\f0 [C. Kotigalage]
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 \hich\af0\dbch\af37\loch\f0 JUDGE}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1841308\charrsid15730322 
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