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{\*\wgrffmtfilter 2450}\nofeaturethrottle1\ilfomacatclnup0{\*\ftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3222781 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3494583 \chftnsep 
\par }}{\*\ftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3222781 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3494583 \chftnsepc 
\par }}{\*\aftnsep \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3222781 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3494583 \chftnsep 
\par }}{\*\aftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3222781 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3494583 \chftnsepc 
\par }}\ltrpar \sectd \ltrsect\linex0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid9126801\sftnbj {\footerr \ltrpar \pard\plain \ltrpar\s15\qr \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 
\rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid3494583 }{\field{\*\fldinst {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f39\fs22\insrsid3494583\charrsid7869891  PAGE   
\\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f39\fs22\lang1024\langfe1024\noproof\insrsid8533196 1}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f39\fs22\insrsid3494583 }{\rtlch\fcs1 \af1 
\ltrch\fcs0 \insrsid3494583 
\par }\pard \ltrpar\s15\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid3494583 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3494583 
\rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 IN THE HIGH COURT OF FIJI }{
\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 AT SUVA
\par CIVIL JURISDICTION}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Civil Action No. 362 of 2011
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid614931 IN THE MATTER}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 of Mortgage No: 572506 given by}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid614931 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid4459058 VULI BIU aka VAKATOTO VULIVAKARUA and SEREANA BIU}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid4459058  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid614931\charrsid4459058 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 both of 24 Kaunitoni Street, Vatuwaqa, Suva, Administration Manager and Domestic Duties respectively and}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid614931 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid4459058 PAULA TUVURA QICANIWAQA aka PAULA TUVURA BIUTANASEVA aka PAULA BIU}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid4459058  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid614931\charrsid4459058 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 of LTA Quarters, Cuvu, Nadroga, Sigatoka, Bank Officer over residential property comprised in Certificate of Title No: 11414.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 BETWEEN:}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 
\par 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 FIJI DEVELOPMENT BANK}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3494583 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 of 360 Victoria Parade, Suva.
\par PLAINTIFF
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953\charrsid15491953 AND}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid8533196 JONE BIUTANASEVA}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 ,}{\rtlch\fcs1 \ab\af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  Clerical Officer,}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3494583 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid8533196 PAULA TUVURA QICANIWASA}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 
\ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 aka}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid8533196 PAULA BIUTANASEVA}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid614931 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 aka}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid8533196 PAULA BIU,}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  Bank Officer,}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3494583 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid8533196 KESAIA BIUTANASEVA,}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid8533196  }{\rtlch\fcs1 
\ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid614931\charrsid8533196 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Clerical Officer and }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid8533196 SEREANA BIU}{
\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid614931 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Domestic Duties all of 24 Kaunitoni Street, Vatuwaqa, Suva.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 DEFENDANTS
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13895339 {\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid15491953\charrsid15491953 
\par }\pard\plain \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13895339 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 BEFORE}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 Master Deepthi}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\hich\af0\dbch\af37\loch\f0 Amaratunga
\par \hich\af0\dbch\af37\loch\f0 COUNSEL}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 \hich\af0\dbch\af37\loch\f0 Mr}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 \hich\af0\dbch\af37\loch\f0 . Mukesh }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 \hich\af0\dbch\af37\loch\f0 Nand}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 for the Plaintiff
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 \hich\af0\dbch\af37\loch\f0 Mr. Akuila}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 \hich\af0\dbch\af37\loch\f0 Naco}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 for the Defendant

\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 Date of Hearing}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 
\hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 \hich\af0\dbch\af37\loch\f0 14}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 \hich\af0\dbch\af37\loch\f0 TH }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 June, 2012}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par \hich\af0\dbch\af37\loch\f0 Date of Ruling}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 29TH June, 2012
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3174968\charrsid15491953 
\par }\pard \ltrpar\s17\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13895339 {\rtlch\fcs1 \af0\afs28 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 
\hich\af0\dbch\af37\loch\f0 Decision}{\rtlch\fcs1 \af0\afs28 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3174968\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13895339 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\ab\af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\dbch\af0\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af0\loch\f0 A.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin0\itap0\pararsid13895339\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 INTRODUCTION}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13895339 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid15491953\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 The originating summons
 seeking delivery of vacant possession of the property described was filed by the Plaintiff in terms of the Order 88 of the High Court Rules of 1988. The property is mortgaged to the Plaintiff by the Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14242019\charrsid15491953 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15404379\charrsid15491953  and accordingly a loan was granted. The }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 2nd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15404379\charrsid15491953  named Defendant was an employee of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14242019\charrsid15491953 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15404379\charrsid15491953  and the contract of employment was terminated and on 29th January,}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15404379\charrsid15491953 2011}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15404379\charrsid15491953 a three month moratorium was sought as regards to the payments for which the }
{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 Plaintiff laid}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15404379\charrsid15491953  down certain conditions }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3804684\charrsid15491953 before granting 3 month deferment}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953  of payments,}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3804684\charrsid15491953  and the said conditions were not satisfied. The }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 
2nd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3804684\charrsid15491953  named Defendant is alleging that }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 his}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3804684\charrsid15491953  FNPF contributions that were accrued were sufficient to cover the default amounts}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953  of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 loan and}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3804684\charrsid15491953  the Plaintiff has unreasonably refused to sign}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12020809\charrsid15491953  and }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 or to}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12020809\charrsid15491953  process }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 the relevant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3804684\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 documents,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3804684\charrsid15491953 
 but there is no evidence of such request or refusal by the Plaintiff. There is evidence contrary to that indicating that even }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14242019\charrsid15491953 3 month deferment}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953  of loan installments was}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14242019\charrsid15491953 
 allowed by the Plaintiff subject to certain }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 conditions. The}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14242019\charrsid15491953  said }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5253414\charrsid15491953 2nd }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14242019\charrsid15491953 named Defendant is only one of the debtors and the loan was granted to all the Defendants including the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5253414\charrsid15491953 2nd named }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid11154501\charrsid15491953 Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953  and the Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953 s application}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12811703\charrsid15491953  for vacant possession}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953  should be granted.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14242019\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\dbch\af0\langnp2057\insrsid14242019\charrsid15491953 \hich\af0\dbch\af0\loch\f0 B.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14242019\charrsid15491953 F}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 ACTS}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 2.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 The Plaintiff has fil
ed a application under Order 88 of the High Court Rules seeking for an order against the Defendants for delivery of Vacant possession of all that property comprised and described in Certificate of Title No: 11414 being Lot 8, on D.P. No: 2317 having an ar
ea of 38.4 perches together with all the improvements thereon situated in the District/ Tikina of Suva and Province/ Island of Vitilevu}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 .}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 3.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 The}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5642753\charrsid15491953  affidavit in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 opposition}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5642753\charrsid15491953  filed on 13th June 28, 2012 and sworn on 16th April, 2012 at paragraph 4 admits the proprietorship of the Premises i}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953 n}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5642753\charrsid15491953  issue and at the moment the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 premises is occupied by tenants}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953  and the mortgagors have rented the premises.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 4.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
By Mortgage No: 572506 dated 9th June 2005 made between th}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5642753\charrsid15491953 e Plaintiff (FDB) and the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Defendants, the said property was charg
ed to secure repayment to Bank of all loans, advances, charges, interest and other banking accommodation made by Banks to the Defendants from time to times on}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 terms and conditions as therein contained. 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 5.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
On or about 23rd November 2010 the Plaintiff had iss
ued and served Demand Notice under the Mortgage demanding payment of the mortgaged money in the sum of $110,865.00 outstanding as at 31st October 2010. Copies of the said Demand Notice are annexed as annexure }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 D}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  of the Plaintiffs affidavit sworn on 18th November 2011.
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 6.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
The Defendants defaulted in paying the mortgage }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 monies the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953 Plaintiff,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Bank as Mortgagee pursuant to the powers contained in the mortgage document as well as the statutory powers under the Property Law Act and its powers under Common law call
ed for tenders for the sale of the property.
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 7.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
On or about 11th August 2011 the Bank entered into a Sale and Purchase Agreement with the successful tenderer and completed all relevant documents in readiness for settlement to be effected}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953  and a sale and purchase agreement was entered between the Plaintiff and the prospective buyer. }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 8.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
On or about 16th September 2011 the Bank issued and served a Notice to the Defendant requiring them to deliver Vacant possession of the property.
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 9.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 The Defendant}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  failed to give Vacant possession of the said }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 property and}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953  the}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  Bank brought an action }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953 for}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  ejectment to take vacant possession of the property by }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 filing }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 this originating}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 Summons.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid7828503\charrsid15491953 \hich\af0\dbch\af0\loch\f0 10.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953 On 7th}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6361232\charrsid15491953 February}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953 , 2012 the counsel for the Defendant sought time to respond and the time was gra
nted and the matter was fixed for hearing on 20th March, 2012, but again the Defendant failed to file an affidavit in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 opposition, and}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953  subject to a cost the hearing was }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 adjourned}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953  to 30th May, 2012, but even on that day there was no affidavit in opposition that was filed on record and the reason for the delay as stated by the Defendants}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953  counsel Mr}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 . }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953 Naco was the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953 severe }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953 flooding}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12811703\charrsid15491953  in the area wh}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 ere the Defendants are residing}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12811703\charrsid15491953 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953 and}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953  on that ground}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953 the hearing was }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 adjourned}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953  finally to 14th}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  June, 2012}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953 , and another 7
 days was granted to file the affidavit in opposition.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7828503\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid15032143\charrsid15491953 \hich\af0\dbch\af0\loch\f0 11.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953 
The Defendants filed an }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953 affidavit dated 16th April 2012 on 13th June, 2012}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953  just a day before the hearing in violation of 7 day time period granted by the court on 30th May, 2012.
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid15032143\charrsid15491953 \hich\af0\dbch\af0\loch\f0 12.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953 At this moment }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8067579\charrsid15491953 I can only state that}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953 
 the affidavit in opposition that was filed in this application was }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953 sworn on 16th April, 2012}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953  long after the severe flooding in late March and early April and this affidavit should have been filed long before the hearing on 30th May, 2012 w
here the adjournment was sought on the basis of severe }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 flooding! When}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953  I pointed this out to the counsel for the Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5253414\charrsid15491953 s}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12811703\charrsid15491953  at the hearing,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15032143\charrsid15491953  he could not give a satisfactory answer.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10565186\charrsid15491953 \hich\af0\dbch\af0\loch\f0 13.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953 
Under the circumstances the affidavit in reply by the Plaintiff was filed on the date of the hearing on 14th June, 2012 and I proceeded to hearing without }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4154135\charrsid15491953 adjourning the hearing as the intensions of the Defendants are clear from their beh}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12811703\charrsid15491953 aviour and actions in this case and any further delay would seriously prejudice the Plaintiff and the prospective buyer of the property.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10565186\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15491953 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\dbch\af0\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af0\loch\f0 C.\tab}}\pard\plain \ltrpar
\s18\ql \fi-720\li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin720\itap0\pararsid15491953\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 LAW AND ANALYSIS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 14.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 The Plaintiff has filed this application under Order 88 of the High Court Rules of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12811703\charrsid15491953 1988}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 .
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11341953\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par Order 88 Rule 3 of the High Court Rules expressly provides that the affidavit in support of the originating Summons; }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9251197\charrsid15491953 must}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 ;
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 (2)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  \'85\'85\'85\'85.exhibit a true copy of the mortgage and the original mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11341953\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 (3) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \tab }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Show the circumstances under which the right to possession arises and \'85\'85\'85.. the state of the account between the mortgagor and the mortgagee with particulars of \endash  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598 
\par }\pard \ltrpar\ql \li1440\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid11341953\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11341953\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 (a)\tab the amount of the advance,
\par (b) \tab the amount of the periodic payment required to be made
\par (c)\tab the amount of any interest or installments in arrears at the date of the issue of the Originating Summons and at the date of Affidavit and 
\par (d) \tab the amount remaining due under the mortgage.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 15.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Apart from exhibiting the Original Mortgage the Affidavit complies with all the requirements as stated in Order 88 Rule 3. The Original Mortgage }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9251197\charrsid15491953 was produced for perusal at the hearing and no objection for that was raised as this had always been the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 practi}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953 
ce and no prejudice to the Defendants due to this as the mortgage is an admitted fact.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 16.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 In the case: }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 National Bank of Fiji \endash  v \endash  Abdul Kadeer}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Kuddus Hussein}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  (1995)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 FJHC 29; HBC 0331 of 1994, Fatiaki J (as he than was) found various shortcomings in the Affidavit but proceeded to deal with the merits of the Order 88 application citing the case of 
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Australia and New Zealand Banking Group Ltd \endash  v \endash  Shanti Lal}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  Civil action 265 of 1990 where Jayaratne J.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  acted on a similar affi
davit in granting an order for possession under Order 88.
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 17.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
The procedure under Order 88 was further stated in this same case of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 National Bank of Fiji \endash  v \endash  Abdul Kadeer}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Hussain}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  (supra) where Fatiaki J}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
 (as he was then) said of the procedure under Order 88 as follows:
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
Order 88 of the High Court rules only deal with action relating to Mortgage. It gives Mortgagees the right to claim possession without being registered proprietor }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 with or without foreclosure}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 . To that extent Order 88 is available to him }
{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 nothing can inhibit him from utilizing Order 88.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 18.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Section 75 of the property Law Act Cap 130 of Fiji}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9251197\charrsid15491953 deals with the statutory rights of the Plaintiff as the mortgagee and state as follows}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 ;
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 A Mortgage upon default in pa}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8067579\charrsid15491953 yment of the Mortgage money or }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 a}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8067579\charrsid15491953 n}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 y part the
reof, may enter into possession of the mortgaged land by receiving the rents and profits thereof of may distrain upon the occupier or tenant of the said lands for the rent then due.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 19.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Section 79 of the Property Law Act gives the Mortgagee the right to sell the Mortgaged property where there is default in payment of the mortgage}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5511756\charrsid15491953 d}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
 money or in the performance of any covenant in the mortgage and where such default continues for one month after a service of Notice under Section 77 of the said Act.
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid5511756\charrsid15491953 \hich\af0\dbch\af0\loch\f0 20.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5511756\charrsid15491953 There is no d
ispute that the Plaintiff has informed the default of the loan payments and the Defendants have failed to rectify and regularize the payments.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8067579\charrsid15491953 
 It is also admitted that at the moment the property is}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953  given}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8067579\charrsid15491953  on rent and the rent is b}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953 eing collected by the Plain
tiff, and the Plaintiff is in construc}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5253414\charrsid15491953 tive possession of the property in issue}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid8067579\charrsid15491953 \hich\af0\dbch\af0\loch\f0 21.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8067579\charrsid15491953 The main contention }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 of the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953  Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14821915\charrsid15491953  is that Plaintiff has wrongfully and or unreasonably refuse}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953 d}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14821915\charrsid15491953  to sign the documents relating to the FNPF contributions but there is no evidence of such documents being annexed to the affidavit in opposition.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5511756\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 22.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
The Third Party Mortgage No: 572506 contains}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3241575\charrsid15491953  inter alia}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 the following provisions 
\par }\pard\plain \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Clause 6 (a) of he said Third Party Mortgage provides:
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 That upon the power of sale becoming exercisab
le hereunder it shall be lawful for the Mortgagee at any time and form time to time without giving the Mortgagor any notice to do all or any of the following:
\par 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \i\lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 a)\tab}}\pard \ltrpar
\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
To enter and take possession and/or enter into receipt of the rents and profits of all or any of
 the said land and to manage the same and top pull down rebuild alter and add to any than existing building or improvements thereon and to all such things the Mortgagee may deem necessary to manage and efficiently carry on the said land or to obtain incom
e there from and for any such purpose to employ managers workmen and others and otherwise to act in all respects as the Mortgagee in its absolute discretion may think fit.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Section 79 (1) of the Property Law Act, Cap 130 provides that:
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 If default in paymen
t of the mortgage money or in the performance or observance of any covenant continues for one month after the service of the notice referred to in section 77, the mortgagee may sell or concur with any other person in selling the mortgaged property, or any
 
part thereof, either subject to prior leases, mortgages and encumbrances or otherwise, and either together or in lots, by public auction or by private contract, or partly by the one and partly by the other of those methods of payment of the purchase money
 or otherwise as the mortgagee thinks fit, with power to vary any contract for sale and to buy in at any auction or to}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 vary or rescind any contract for sale and to resell without being answerable for any loss occasioned thereby, with power to make such road
s, street and passages and grant such easements of right of way or drainage over the same as the circumstances of the case require and the mortgagee thinks fit, and may make and sign such transfers and do such acts and things as are necessary for effectua
ting any such sale.
\par }\pard\plain \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 23.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 In the case:}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Western Bank Ltd}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  \endash  v \endash  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Schindler}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5253414\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 (1997) 1 Ch1; which said case was also referred to in the case;}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 National Bank of Fiji}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  \endash  v \endash  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 Hussein }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 (1995) FJHC 29, Buckley, L.J.Goff said;
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 A legal mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 s right to possession is a Com
mon law right is an incident to his estate in the land. It should not be lightly treated ad abrogated or restricted. Although it is perhaps most commonly exercised as a preliminary step to an exercise of the Mortgagee}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 s power of sale, so that the sale may 
be made with Vacant possession, this is not its only value to the Mortgagee. The Mortgagee may wish to protect his security \'85\'85\'85\'85\'85\'85.he might wish to take possession for the purpose of carrying out repairs or to prevent waste}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 .
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 24.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 In this regard the Plaintiff 
has deposed in the Affidavit filed in Support of the Summons that the Defendants have defaulted under the Mortgage and the Defendants refusal to give vacant possession of the property is interfering and prejudicing the Bank}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 s rights as mortgagee. Furthermo
re in its Affidavit in Support the Plaintiff deposed that it accepted an offer to purchase the mortgaged property and have entered into a Sale and Purchase Agreement and has signed the Transfer documents but the settlement is pending as the Bank could not
 give vacant possession}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  to the prospective buyer.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 

\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5253414\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 In accordance to Section 77 of the Property Law Act Cap 130 provides:
\par 
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 If default is made in payment of the mortgage money or any part thereof, or in the performance or observance of any covenant expressed
 in any mortgage or in this Act declared to be implied in any mortgage, and such default is continued for one month or for such other period of time as is in such mortgage for that purpose expressly fixed, the mortgagee may serve on the mortgagor notice w
riting to pay the mortgage}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
money or to perform and observe the covenants therein expressed or implied, as the case may be}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 .
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 25.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 The second issue raised is that the Plaintiff failed to give the Defendants enough opportun}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 ity to redeem the mortgage debt, by utilizing the FNPF contributions.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5253414\charrsid15491953  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 I do not have any evidence to support this }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 contention}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 . The only communication that is before me is a letter dated }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 29th January, 2011}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  addressed to the CE}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4154135\charrsid15491953 O}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  of the Plaintiff under the heading }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 Housing Loan A/C No 1132733}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  where Paula Biutanaseva stated as follows}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 Firstly, I would like to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4154135\charrsid15491953 apologize}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  for my actions claimed to have been the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 reason}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  for my dismissal\'85..
\par 
\par It is therefore my humble request if your Bank could give me }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 three (}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 3) months grace period to organize for settlement of the same .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 Whilst}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  waiting for employment I}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 ve taken all alternative steps to normalize }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 our}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  repayment with the Bank.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 I am }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 currently}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  working with Public Trustee for inclusion of my bother and wife}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 s name to the title to qualify them for housing assistance with FNPF with would mean a total of 20k transferred towards the account and further total direct monthly salary }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 deduction}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953  of $1,040.00.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  Inclusion}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 
 of their names will give them confidence and some sort of security towards their commitment.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid88677\charrsid15491953 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6444092\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid6444092\charrsid15491953 \hich\af0\dbch\af0\loch\f0 26.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6444092\charrsid15491953 The Plaintiff replied to this letter on }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 without}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6444092\charrsid15491953  prejudice}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6444092\charrsid15491953  basis and indicated that three month deferment of }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 installments}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6444092\charrsid15491953  is }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5253414\charrsid15491953 possible}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6444092\charrsid15491953  subject to conditions in the said letter.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953  It is to be noted that for the first time the Plaintiff has requested the FNPF }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 eligibility}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953  letter from the 2nd named Defendant in the said letter, but }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 there}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953 
 is no evidence of such letter being produced to the Plaintiff within the stipulated time period or any time after that. The said letter clearly laid down the conditions for the 3 mo}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 n}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953 ths grace }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 period,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953  which was sought by the letter dated 29th}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15292998\charrsid15491953  January, 2011}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6444092\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid9126801\charrsid15491953 \hich\af0\dbch\af0\loch\f0 27.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953 
This letter of 8th February, 2011}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15292998\charrsid15491953 , by the Plaintiff has shown a genuine effort by the mortgagee to }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 facilitate the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15292998\charrsid15491953  Defendant a three month grace }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 period,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15292998\charrsid15491953  while safeguarding its interest as a }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 prudent financier}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15292998\charrsid15491953 . Any mala fide on the part of the }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 Plaintiff,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15292998\charrsid15491953 
 due to the dismissal of one Defendant has to be excluded taking into consideration of the facts before me in the proper analysis.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9126801\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid5398979\charrsid15491953 \hich\af0\dbch\af0\loch\f0 28.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5398979\charrsid15491953 
The Defendants were granted }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 an opportunity}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953  to}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  redeem the mortgaged property however the Defendants failed to do so and }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5398979\charrsid15491953 now rely on an issue where I do not have evidence before me. The letter dated 29th January 201}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15292998\charrsid15491953 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5398979\charrsid15491953  is silent on FNPF of the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 2nd}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 Defendant,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5398979\charrsid15491953  which he alleged was not processed by the Plaintiff. The said 
letter is clear indication that what was stated there is not the 2nd Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5398979\charrsid15491953 s FNPF, but the brother and his wife}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5398979\charrsid15491953 s FNPF where the Plaintiff cannot play a }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 role,}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5398979\charrsid15491953  as they were not employees of the Plaintiff. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 So, the}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5398979\charrsid15491953  issue of FNPF of the 2nd named Defendant is an afterthought and clearly dragged to this case in order to buy time or create }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16406141\charrsid15491953 a confusion in the mind. This also supports their previous behavior which I have commented earlier where the affidavit sworn on 16th April, 2012 was only filed day before t
he hearing on 13th June, 2012.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 29.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 The Defendants have served the Plaintiff a copy of their Affidavit in Opposition have raised objections to the Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 s }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 claim. The}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
 2nd Defendant under paragraph 9 of his Affidavit is stating that he was eligible to access and withdraw from his FNPF funds the sum of $20,000.00 to go towards the home loan with the Plaintiff.
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 30.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
The 2nd Defendant further states under paragraph 10 of his Affidavit that in order to access the FNPF funds the Plaintiff was required to formally process the request and send it across to FNPF to allow funds to be paid in}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16406141\charrsid15491953 to the Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16406141\charrsid15491953 s bank account but}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 no eligibility letter from FNPF was produced by the Defendants and that the Plaintiff had given the Defendants 3 months period to make the arrange vi
a letter dated 8th February 2011 in response to the letter from the Defendant dated 29th}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16406141\charrsid15491953 
 January 2011 which is silent on the FNPF of the 2nd named Defendant, where it specifically mentions the FNPF of the brother and the wife.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 31.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
Section 38 of the Fiji National Provident Fund Act Cap 219}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16406141\charrsid15491953 (this is now repealed by FNPF Decree 2011 Decree No 52, but the relevant provision material for this action was 38}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15292998\charrsid15491953  of the FNPF Act which was in operation}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16406141\charrsid15491953 )}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  provides that for application of housing finance assistance it is the member who should make the application and upon receipt of the same then the Board would }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9119143\charrsid15491953 make}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  a decision about eligibility.
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 38}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 . \endash 
(1) Subject to this section and to section }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 41,}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  the Board may, following receipt from }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
a member of an application for housing finance assistance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 made}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  in accordance with section }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 39}{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 , at it discretion either}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953  \endash  
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 (a) \tab transfer to an approved lender money in the Fund sanding to the credit of the member;
\par (b) \tab lend to the member money in the Fund standing to the credit of the member; or
\par (c) \tab provide to the member money in the Fund standing to the credit of the member.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4459\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid9119143\charrsid15491953 \hich\af0\dbch\af0\loch\f0 32.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9119143\charrsid15491953 
There is no evidence of any such application to the FNPF by the 2nd named Defendant. There is no evidence of any request by the same person for any application under the sai
d provision for process of an application. The letter of the 2nd named Defendant which sought a moratorium of payments for 3 months is silent on his FNPF or any such application and or request. In the proper analysis of the evidence be}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3355526\charrsid15491953 fore me there is no}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9119143\charrsid15491953  evidence to support the contension of the }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3355526\charrsid15491953 affidavit in opposition.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid3355526\charrsid15491953 \hich\af0\dbch\af0\loch\f0 33.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3355526\charrsid15491953 
The Defendants state that they have not been served personally with this application. There is an affidavit of service to all the Defendants and there is acknowledgment of service filed on 
behalf of all the Defendants by the solicitor for the Defendants. The objection to service was not raised in terms of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 High }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 Court}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953  Rules of 1988.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5862369\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 Order 2 rule 2 of the High Court Rules deals with the applications to set aside on irregularity and stated as follows:
\par }\pard \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid9049320\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 
\par 2(1)\tab An application to set aside for irregularity any proceedings, any step taken in any proceedings or any documents, judgment or order therein shall not be allowed unless it is made within a reasonable time and before the a party applying has ta
ken any fresh step after becoming aware of the irregularity.
\par 
\par (2) \tab An application under this rule may be made by summons or mouthing and he grounds of objection must be stated in the summons or notice of motion.
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9049320\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid8483089\charrsid15491953 \hich\af0\dbch\af0\loch\f0 34.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid9049320\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 The Defendants have not only waited till the hearing of this summons to object to the }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7481881\charrsid15491953 alleged }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 irregularity of the Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 s summons, but also the Defendant}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 oral application}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 on the date of the hearing of Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15491953 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 s summons is irregular in terms of the Order 2 rule 2 (2). The said objection has to be rejected }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 in limine}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953  for }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11351130\charrsid15491953 not complying with the said provisions of the law.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 {\*\bkmkstart _GoBack}
{\*\bkmkend _GoBack}
\par }\pard\plain \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9049320 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\dbch\af0\langnp2057\insrsid4013598\charrsid15491953 \hich\af0\dbch\af0\loch\f0 D.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin0\itap0\pararsid9049320\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4013598\charrsid15491953 CONCLUSION
\par }\pard\plain \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9049320 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid8483089\charrsid15491953 \hich\af0\dbch\af0\loch\f0 35.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin0\itap0\pararsid9049320\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 The Defendants have not shown any acceptable reason for refusal of this }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 application}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 
. The Plaintiff as the mortgagor has the right to possess the property. At the
 moment the property is on rent and the proceeds are also collected by the Plaintiff, by virtue of that the Plaintiff is in constructive possession. The property was tendered in mortgagee sale and the Defendants did not stall that process and a successful
 tender has been accepted. The Plaintiff should be granted the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 orders}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953  sought in the originating summons. I assess the cost of this }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 application}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953  summarily at $1000.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3355526\charrsid15491953 
\par }\pard\plain \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9049320 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\lang2057\langfe1033\dbch\af0\langnp2057\insrsid5206338\charrsid15491953 \hich\af0\dbch\af0\loch\f0 E.\tab}}\pard\plain \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin0\itap0\pararsid9049320\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 FINAL ORDERS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 
\par }\pard \ltrpar\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9049320\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid8483089\charrsid15491953 \hich\af0\dbch\af0\loch\f0 a.\tab}}\pard \ltrpar
\s18\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls10\adjustright\rin0\lin0\itap0\pararsid9049320\contextualspace {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 
The Plaintiff is granted the vacant }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 possession}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 
 as prayed in the originating }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 summons.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 
\par {\listtext\pard\plain\ltrpar \s18 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid8483089\charrsid15491953 \hich\af0\dbch\af0\loch\f0 b.\tab}The }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 Plaintiff}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953  is also granted a cost of $1000 assessed summarily}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5206338\charrsid15491953 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 
\par }\pard\plain \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9049320 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8483089\charrsid15491953 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 Dated at }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\hich\af0\dbch\af37\loch\f0 Suva}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0  this }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3355526\charrsid15491953 \hich\af0\dbch\af37\loch\f0 9}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 th day}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\hich\af0\dbch\af37\loch\f0  of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 June, 2012}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 .
\par }\pard \ltrpar\s17\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15491953 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\par }\pard \ltrpar\s17\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9049320 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 \hich\af0\dbch\af37\loch\f0 
Master Deepthi}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3671287\charrsid15491953 \hich\af0\dbch\af37\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 
\hich\af0\dbch\af37\loch\f0 Amaratunga
\par }\pard\plain \ltrpar\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9049320 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13058653\charrsid15491953 High Court, Suva}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10363518\charrsid15491953 
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