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{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
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\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid14889279 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid1050628 }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid14889279\charrsid14889279 HBC 231 of 2010}{\rtlch\fcs1 \af31507 
\ltrch\fcs0 \insrsid1050628 }{\rtlch\fcs1 \ab\af31503\afs36 \ltrch\fcs0 \b\fs36\cf17\loch\af31502\hich\af31502\dbch\af31501\insrsid14889279 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid14889279 
\trowd \irow0\irowband0\lastrow \ltrrow\ts11\trgaph115\trrh288\trleft-115\trbrdrb\brdrs\brdrw45\brdrcf18 \trbrdrv\brdrs\brdrw45\brdrcf18 
\trftsWidth2\trwWidth5000\trftsWidthB3\trautofit1\trpaddl115\trpaddt72\trpaddb72\trpaddr115\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid14889279\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl 
\clbrdrb\brdrs\brdrw45\brdrcf18 \clbrdrr\brdrs\brdrw45\brdrcf18 \cltxlrtb\clftsWidth3\clwWidth7405\clshdrawnil \cellx7290\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrs\brdrw45\brdrcf18 \clbrdrb\brdrs\brdrw45\brdrcf18 \clbrdrr\brdrtbl 
\cltxlrtb\clftsWidth3\clwWidth1851\clshdrawnil \cellx9141\row }\pard\plain \ltrpar\s22\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid14889279 
\par }}{\footerr \ltrpar \pard\plain \ltrpar\s24\qc \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid1050628 }{\field{\*\fldinst {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid14889279  PAGE   \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\lang1024\langfe1024\noproof\insrsid999738 6}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af31507 \ltrch\fcs0 \lang1024\langfe1024\noproof\insrsid1050628 }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid14889279 
\par }\pard \ltrpar\s24\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid14889279 
\par }}{\footerf \ltrpar \pard\plain \ltrpar\s24\qc \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid14889279 
\par }\pard \ltrpar\s24\ql \li0\ri0\widctlpar\tqc\tx4680\tqr\tx9360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid14889279 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar
\qc \li0\ri0\nowidctlpar\phmrg\posnegy-397\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\yts15 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 IN THE HIGH COURT OF FIJI
\par AT LAUTOKA
\par }\pard \ltrpar\qc \li0\ri0\sa200\sl276\slmult1\nowidctlpar\tx4361\phmrg\posnegy-397\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\yts15 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 WESTERN DIVISION}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 
\par }\pard\plain \ltrpar\qc \li0\ri0\nowidctlpar\phmrg\posnegy-397\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\yts15 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 HBC No. 231 of 2010
\par }\pard \ltrpar\qc \li0\ri0\sa200\sl276\slmult1\nowidctlpar\tx4361\phmrg\posnegy-397\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\yts15 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 
\par }\pard \ltrpar\qc \li0\ri0\nowidctlpar\phmrg\posnegy-397\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\yts15 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 IN THE MATTER OF}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701  Mortgage No. 560932 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 given by }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 ROHINI DEVI }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 aka }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 ROHINI VANDHANA DEVI}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 of 8 Lin On Place, Banaras, Lautoka in favour of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 NATIONAL BANK OF FIJI LIMITED}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701  trading as }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 COLONIAL NATIONAL BANK}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 over property comprised in Housing Authority }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 Sub Lease No. 178489 being Lot 30 on DP No. 4445
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 BETWEEN:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 NATIONAL BANK OF FIJI LIMITED}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701  trading as}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 COLONIAL NATIONAL BANK}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701  a limited liability company}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701  having its registered office at Suva in the Republic of Fiji Islands.
\par Plaintiff
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 AND}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 :}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 ROHINI DEVI }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 aka }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 ROHINI VANDHANA DEVI}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 of 8 Lin On Place, Banaras, Lautoka.
\par Defendant
\par }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\nowidctlpar\tx1809\tx2107\phmrg\posnegy-397\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\yts15 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 Before }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 :}{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701  }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 Master Anare Tuilevuka
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 Appearances }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 :}{\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701  }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 Mr Kamal Kumar of Young & Associates for the Plaintiff}{\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701  }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 Defendant In Person
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\phmrg\posnegy-397\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\yts15 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 Date of Ruling}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701  }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 :}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701  }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 Tuesday 17 April 2012
\par }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\nowidctlpar\tx1809\tx2107\phmrg\posnegy-397\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\yts15 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs56 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2885701 RULING }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 BACKGROUND}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2885701 :}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1277468 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2885701\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid6817073\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [1].\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid6817073\charrsid2885701 Rohini Devi, the defendant, is the registered proprietor of all that piece or parcel 
of land comprised in Housing Authority Sub Lease No. 178489 being Lot 30 on DP No 4445 in the Province of Ba and in the District of Vuda. This property is situated at Lot 30, Lin On Place, Banaras in Lautoka.
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8807368\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid15075144\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [2].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15075144\charrsid2885701 
Colonial National Bank (}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15075144\charrsid2885701 CNB}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15075144\charrsid2885701 ) }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6817073\charrsid2885701 holds a mortgage over the property as security for various advances, charges and interest}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8807368\charrsid2885701  and other banking accommodation it made to Devi. 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8807368\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid8807368\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [3].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8807368\charrsid2885701 Devi 
started defaulting on her repayments. This prompted CNB to serve Devi a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8807368\charrsid2885701 Default Notice}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8807368\charrsid2885701  dated 01 June 2009. Devi however did not take any steps to remedy the default}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6952157\charrsid2885701  which then led }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12149402\charrsid2885701 CNB to advertise the property for sale.}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8807368\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12149402\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid12149402\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [4].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12149402\charrsid2885701 
According to an affidavit filed on 30 November 2010 of Jonathan Stevens}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs19\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12149402\charrsid2885701 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\cs19\super\insrsid12149402 \chftn }{\rtlch\fcs1 \af31506 \ltrch\fcs0 \insrsid12149402\charrsid12149402 Manager, CNB Credit Management Unit in Suva}{\rtlch\fcs1 \af31506 \ltrch\fcs0 \insrsid12149402 .}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12149402\charrsid2885701 , CNB has accepted a tender \endash  the settlement of which is being delayed by Devi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12149402\charrsid2885701 s refusal to give up vacant possession of the property.
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8786951\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid8786951\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [5].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8786951\charrsid2885701 
Hence, on 04 October 2010, a 14-day }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8786951\charrsid2885701 Notice To Vacate }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8786951\charrsid2885701 by }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13465093\charrsid2885701 CNB was}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8786951\charrsid2885701  hand delivered to Devi by one Alifereti Tokoa, a registered bailiff of Lautoka. Devi however has stayed put.
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8786951\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid8786951\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [6].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid8786951\charrsid2885701 CNB now }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15075144\charrsid2885701 seeks }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13465093\charrsid2885701 from this Court an Order }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15075144\charrsid2885701 pursuant to }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15075144\charrsid2885701 Order 88}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15075144\charrsid2885701  of the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15075144\charrsid2885701 High Court Rules 1988}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13465093\charrsid2885701  against Devi to deliver}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12859652\charrsid2885701  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16738944\charrsid2885701 vacant possession of}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13465093\charrsid2885701  the property}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12859652\charrsid2885701  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13465093\charrsid2885701 and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16738944\charrsid2885701 that Devi be restrained from interfering with the improvements }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13465093\charrsid2885701 there}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16738944\charrsid2885701 on in any way so as to deplete its value.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13465093\charrsid2885701  CNB also seeks costs.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid16738944\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 

\par DEVI}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 S POSITION}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \cs19\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7672053\charrsid2885701 \chftn {\footnote \ltrpar \pard\plain \ltrpar\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \cs19\super\insrsid7672053 \chftn }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \lang1033\langfe1033\langnp1033\insrsid7672053 Devi
\rquote s Affidavit in Opposition was }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \lang1033\langfe1033\langnp1033\insrsid15750745 sworn on 04 March 2011 and filed on 07 March 2011.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 

\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [7].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 
Devi has been unemployed. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14880689\charrsid2885701 S}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 he}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15432657\charrsid2885701  was sent on leave from her civil service job to await the outcome of }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12859652\charrsid2885701 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15432657\charrsid2885701 ome criminal proceedings}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12859652\charrsid2885701  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14880689\charrsid2885701 pending against her at the Labasa Magistrates Court
 on some fraud-related charge}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2123033\charrsid2885701 (s)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14880689\charrsid2885701 .}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2123033\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid2123033\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [8].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2123033\charrsid2885701 According to }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid221739\charrsid2885701 Devi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2123033\charrsid2885701 , she had 
requested CNB on 24 February 2009 to restructure the loan on }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2123033\charrsid2885701 humanitarian grounds}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2123033\charrsid2885701 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12859652\charrsid2885701 Her request}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2123033\charrsid2885701  happened way before }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15750745\charrsid2885701 CNB}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15750745\charrsid2885701 s Default N}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid221739\charrsid2885701 otice of 01 June}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7672053\charrsid2885701  2009 (see paragraph [3] above)}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid221739\charrsid2885701 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid1277468\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid221739\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid221739\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [9].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid221739\charrsid2885701 Devi argue}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid15750745\charrsid2885701 s}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs19\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15750745\charrsid2885701 \chftn {\footnote \ltrpar 
\pard\plain \ltrpar\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\cs19\super\insrsid15750745 \chftn }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid15750745  in paragraphs 4 and 5 of her A}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid15750745\charrsid15750745 ffidavit}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid15750745 .}}}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12859652\charrsid2885701  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid221739\charrsid2885701 
that the way CNB had proceeded with its Default Notice and its advertisement was an improper and an irregular exercise of its powers under the mortgage.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid221739 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid999738\charrsid2885701 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4159998\charrsid2885701 4.\tab \'85
..The Plaintiff prepared the Default Notice dated 1 June 2009 under the Mortgage on the Defendant to remedy the default failing to respond to the arrangements r
equested by the defendant with the Plaintiff dated 24 February 2009 to pay the default with a restructure of the payments under humanitarian grounds. Thus the Notice was posted on 3 & 4 June 2009 from Suva Mail Centre and received on 10 June 2009 by the D
efendant.}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid221739\charrsid2885701 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4159998\charrsid2885701 
\par 5.\tab Upon receipt of the Default Notice the plaintiff was contacted for arrangements thus there was nil response on restructure and without the accurate proceedings in accordance to the Default Notice the said Property was directly advertised in 
media as }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4159998\charrsid2885701 Mortgage Sale}{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4159998\charrsid2885701 
 By R. Patel & Associates without any consultation to I, the existing Proprietor and Housing Authority.
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5070216\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid5070216\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [10].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid5070216\charrsid2885701 Devi }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13983733\charrsid2885701 says }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9909782\charrsid2885701 that she tried to }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 make arrangements for a direct payment from her Fiji National Provident Fund account to CNB to rede
em the mortgaged property but her attempts were thwarted by CNB providing false information to FNPF}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs19\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15750745\charrsid2885701 \chftn {\footnote \ltrpar 
\pard\plain \ltrpar\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\cs19\super\insrsid15750745 \chftn }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid15750745\charrsid15750745 para}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid15750745 graphs 6 to 10 of her Affidavit.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid221739 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid999738\charrsid2885701 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 6.\tab 
Being the sole proprietor of the said property I, the Defendant made arrangements with the Plaintiff to get Payments reduce through FNPF transfer but this was rejected by Fiji National Provident Fund as the Plaintiff provided false information to FNPF.}{
\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid999738\charrsid999738 
\par }\pard\plain \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 7.\tab 
Instead of correcting the information to the FNPF, the Plaintiff went ahead with promotional sale without the Defendant}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 s knowledge. Nor providing any 
other default notice to the Defendant thus maintain the stand to the first Default notice. Where by an official complaint is lodged with Ministry of Fair Trade and Consumer Affairs as annexed hereto and marked with letter }{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 RD1}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 .}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid999738\charrsid999738 
\par }\pard\plain \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 8.\tab Second application for F
NPF reduction to clear default was made again through the Plaintiff by the Defendant as annexed here to and marked with letter }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 RD2}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 . Thus till to date FNPF has not received the second application annexed hereto and marked with letter }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 RD3}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701  by the Plaintif
f where by a complaint has been lodged to the RESERVE BANK OF FIJI AS annexed hereto and marked with letter }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 RD4}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 "}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105\charrsid2885701 .}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid999738\charrsid999738 
\par }\pard\plain \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4341811\charrsid2885701 9.\tab The Plaintiff was fully aware on the lodgement of the Defendant}{
\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4341811\charrsid2885701 
s complaint thus accepted the FNPF reduction application from the Defendant whereby the Plaintiff should have waited for the result of investigation by the Ministry of Commerce Commission under the 2010 Decree.}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4341811 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid999738\charrsid999738 
\par }\pard\plain \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4341811\charrsid2885701 10.\tab 
To the Defendants knowledge the Plaintiff has breached its policy thus entertained fraudulent activities and has provided false information in the originating summon that the Defendant completely neglected the notice or failed to make any arrangements.

\par }\pard \ltrpar\s16\ql \fi-283\li1701\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid2885701\contextualspace {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4866096\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7933255\charrsid2885701 
STEVENS}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7933255\charrsid2885701  REPLY}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \cs19\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13983733\charrsid2885701 \chftn {\footnote \ltrpar \pard\plain \ltrpar\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \cs19\super\insrsid13983733 \chftn }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \lang1033\langfe1033\langnp1033\insrsid13983733 
Steven\rquote s Affidavit in Reply}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \lang1033\langfe1033\langnp1033\insrsid10711236  sworn on 04 April 2011 was filed on 08 April 2011.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7933255\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7933255\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [11].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 Stevens }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13635775\charrsid2885701 according to}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701  FNPF declined Devi}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 s first applica}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10711236\charrsid2885701 tion for withdrawal of funds }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 because Devi was not occupying the property}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13635775\charrsid2885701 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13635775\charrsid2885701 She}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701  was renting it out}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13635775\charrsid2885701  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10711236\charrsid2885701 at the time of the application. A }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 copy of FNPF}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 s letter dated 24 August 2009 addressed to the Manager, Colonial National Bank }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10711236\charrsid2885701 is exhibited in Devi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10711236\charrsid2885701 s affidavit as well as in Steven}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10711236\charrsid2885701 s Affidavit in Reply. The letter simply states}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701  as follows:}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid9313105 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid999738\charrsid2885701 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 We acknowledge receipt of the above-named member}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{
\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 s application for transfer of funds under the above scheme and advise that it has been rejected for the following reason:-
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid999738 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f10\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 \loch\af10\dbch\af31506\hich\f10 \'d8\tab}}\pard\plain \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls4\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 This scheme does not finance properties that are not occupied by the members. We note that the above-named member}{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 s property is currently rented-out.
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10711236\charrsid999738 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10711236\charrsid999738 Any inconvenience is regretted.
\par 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [12].\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 Stevens also states that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid682499\charrsid2885701 CNB did not process }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 Devi}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 s second application to FNPF because }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 Devi had neglected to provide 
the relevant supportive documentation}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid13635775\charrsid2885701  which consists of the following:}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid682499\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid682499\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 \hich\af0\dbch\af31506\loch\f0 (i)\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 
latest salary slip to enable FNPF to calculate the loan repayment ratio, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid682499\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 \hich\af0\dbch\af31506\loch\f0 (ii)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 a letter from Housing Authority showing that ground rent is paid in full, and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid682499\charrsid2885701 

\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 \hich\af0\dbch\af31506\loch\f0 (iii)\tab}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 a statement from Lautoka City Council to show that the city rate was paid in full}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\cs19\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6236983\charrsid2885701 \chftn {\footnote \ltrpar \pard\plain \ltrpar\s17\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6236983 \rtlch\fcs1 
\af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \cs19\super\insrsid6236983 \chftn }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \lang1033\langfe1033\langnp1033\insrsid6236983 
There is documentary evidence exhibited in Stevens\rquote  Affdiavit which confirms that an e-mail dated 14 July 2010 was in fact sent from one Solomone Turagavou of BSP to the Defendant advising her of these requirements and that \endash 
 because the defendant was unemployed \endash  she does not qualify for FNPF debt reduction facilities.}}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3027712\charrsid2885701 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid540562\charrsid999738 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [13].\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 Stevens also mentions that CNB has responded to the Ministry of Trade letter of 02 July 2010}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid682499\charrsid2885701  but the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid540562\charrsid2885701 Ministry has not communicated further with the bank.
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4866096\charrsid2885701 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10242592\charrsid2885701 THE LAW}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid9246518\charrsid2885701 
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid4866096\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe3081\langnp2057\langfenp3081\insrsid6370843\charrsid2885701 \hich\af39\dbch\af0\loch\f39 [14].\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid6370843\charrsid2885701 A mortgagee}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid6370843\charrsid2885701 s right to go into possession of the mortgaged property is well established at common law}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\cs19\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid6370843\charrsid2885701 \chftn {\footnote \ltrpar \pard\plain \ltrpar\s17\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6370843 \rtlch\fcs1 
\af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \cs19\super\insrsid6370843 \chftn }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid6370843  In }{\rtlch\fcs1 \af31507 
\ltrch\fcs0 \b\ul\insrsid6370843\charrsid6370843 National Bank of Fiji v Hussein}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \b\insrsid6370843\charrsid6370843  [1995] FJHC 29; Hbc0331j.94s (9 February 1995)}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid6370843 
, Mr. Justice Fatiaki began by citing Goff LJ in }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \b\ul\insrsid6370843\charrsid6370843 Western Bank Ltd. v. Schindler}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \b\insrsid6370843\charrsid6370843  (1977) 1 Ch. 1}{\rtlch\fcs1 
\af31507 \ltrch\fcs0 \insrsid6370843  at page 20 as follows:
\par }\pard \ltrpar\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6370843 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \fs2\insrsid6370843\charrsid8932020 
\par }\pard \ltrpar\s17\qj \li360\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid6370843 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid6370843 It has for a very long time been established law that a mortgagee has 
a proprietary right at common law as owner of the legal estate to go into possession of the mortgaged property. This right has been unequivocally recognised in a number of modern cases: see, for example, }{\rtlch\fcs1 \af31507 \ltrch\fcs0 
\b\ul\insrsid6370843\charrsid6370843 Four Maids Ltd. v. Dudley Marshall (Properties}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \b\ul\insrsid6370843 )}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \b\ul\insrsid6370843\charrsid6370843  Ltd}{\rtlch\fcs1 \af31507 \ltrch\fcs0 
\b\insrsid6370843\charrsid6370843 . (1957) Ch. 317}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid6370843 . ... It has nothing to do with default: See per Harman J. in the Four-Maids case where he said, at p.320:
\par }\pard \ltrpar\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6370843 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \fs2\insrsid6370843\charrsid8932020 
\par }\pard \ltrpar\s17\qj \li720\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid6370843 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid6370843 
The mortgagee may go into possession before the ink is dry on the mortgage unless there is something in the contract, express or by implication, whereby he has contracted out of that right.
\par }\pard \ltrpar\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6370843 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \fs2\insrsid6370843\charrsid8932020 
\par }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid6370843 (my emphasis)
\par }}}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15297416\charrsid2885701 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499\charrsid2885701 
In the particular mortgage contract in question, this right is set out in clause 5.2(b).}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499\charrsid999738 
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid999738\charrsid999738 
\par }\pard\plain \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499\charrsid2885701 5.2\tab Consequences of default}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid999738\charrsid2885701 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499\charrsid2885701 If an event of default occurs, you are in default under each agreement between you and us, and we may:}{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid999738\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\lang2057\langfe3081\dbch\af0\langnp2057\langfenp3081\insrsid682499\charrsid2885701 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls7\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499\charrsid2885701 
\'85\'85\'85..
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\lang2057\langfe3081\dbch\af0\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 \hich\af0\dbch\af0\loch\f0 (b)\tab}}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 t}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499\charrsid2885701 ake}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701  or give up possession (as often as we think necessary) of the property and of any rents and profits of the property; and\'85\'85\'85.. }{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499\charrsid2885701 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid682499\charrsid999738 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 \hich\af39\dbch\af0\loch\f39 [15].\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 In Fiji, this right is codified in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 section 75}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701  of the }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 Property Law Act (Cap 130)}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid13635775\charrsid2885701  }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 which states as follows:}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid999738 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid999738\charrsid2885701 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 
A mortgagee, upon default in payment of the mortgage money or any part thereof, may enter into possession of the mortgaged land by receiving the rents and profits thereof or may distrain upon the occupier or tenant of the said land for the rent then due.

\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid999738 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 \hich\af39\dbch\af0\loch\f39 [16].\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 The mortgagee}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 s right}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15297416\charrsid2885701  may be waived if }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid6370843\charrsid2885701 there is something \endash }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid7146234\charrsid2885701  express}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid13635775\charrsid2885701  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid7146234\charrsid2885701 or implied}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid6370843\charrsid2885701 
 - in the mortgage contract to indicate that the mortgagee has contracted out of that right}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \cs19\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid6370843\charrsid2885701 \chftn {\footnote \ltrpar 
\pard\plain \ltrpar\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\cs19\super\insrsid6370843 \chftn }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid6370843  As per,}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \b\ul\insrsid6370843\charrsid6370843 Four Maids Ltd}{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid6370843  case above.}}}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5570971\charrsid2885701 . Hence, in }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5570971\charrsid2885701 National Bank of Fiji v Hussein}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5570971\charrsid2885701 
, the very first }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid7406892\charrsid2885701 point of inquiry}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5570971\charrsid2885701  that Mr. Justice Fatiaki}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid14690550\charrsid2885701  }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5570971\charrsid2885701 di}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid7406892\charrsid2885701 rected his mind to }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5570971\charrsid2885701 was }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid16738728\charrsid2885701 
whether or not the mortgage }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid7146234\charrsid2885701 before him contained}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid16738728\charrsid2885701  any such }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2961978\charrsid2885701 waiver-}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid7146234\charrsid2885701 clause}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid16738728\charrsid2885701 .}{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 \hich\af39\dbch\af0\loch\f39 [17].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 
Having found that t}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5141063\charrsid2885701 here was no such }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 waiver-}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5141063\charrsid2885701 clause in that document}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid15615024\charrsid2885701 , }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5141063\charrsid2885701 Fatiaki }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2692335\charrsid2885701 J then }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5141063\charrsid2885701 referred to }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2692335\charrsid2885701 the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12211867\charrsid2885701 following 
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2692335\charrsid2885701 observation}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12211867\charrsid2885701 s
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2692335\charrsid2885701  of Jayaratne J}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12211867\charrsid2885701  and Buckley LJ}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid14690550\charrsid2885701  }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12211867\charrsid2885701 respectively }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2692335\charrsid2885701 in }{\rtlch\fcs1 
\ab\af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2692335\charrsid2885701 A.N.Z. v. Shantilal}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2692335\charrsid2885701 Civil Action 265 of 1990}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid14690550\charrsid2885701  }{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12211867\charrsid2885701 and }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12211867\charrsid2885701 
Western Bank Ltd. v. Schindler}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12211867\charrsid2885701  (1977) 1 Ch. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 1 }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5141063\charrsid2885701 to emphasise t}{\rtlch\fcs1 \ai\af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid4656780\charrsid2885701 he }{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid10314519\charrsid2885701 guarded approach}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid10047660\charrsid2885701  that the Courts}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 
\ai\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid10047660\charrsid2885701  have always applied whenever a mortgagee}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid10047660\charrsid2885701 s right to possession is being challenged.}{\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2692335\charrsid999738 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid999738\charrsid2885701 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 In }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 
Shantilal}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 s case}{
\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 (op. cit) Jayaratne J. speaking of the procedure under Order 88 said (at p.7):
\par }\pard\plain \ltrpar\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid999738 
\par }\pard\plain \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 "Order 88}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 
 of the High Court Rules only deal with actions relating to mortgages. it gives mortgagees the right to claim possession without being the registered proprietor with or without foreclosures. To that extent Order 88 is available to him. Nothing can inhibit
 him from utilising Order 88."
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid999738 
\par }\pard\plain \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 
{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 Furthermore in }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 Schindler}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 s case}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \cs19\b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 \chftn {\footnote \ltrpar 
\pard\plain \ltrpar\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8066847 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 \f31506\fs20\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af31507 \ltrch\fcs0 \cs19\super\insrsid8066847 \chftn }{\rtlch\fcs1 \ab\af31506 \ltrch\fcs0 \b\ul\cf1\lang3081\langfe3081\dbch\af0\langfenp3081\insrsid8066847\charrsid2692335 Western Bank Ltd. v. Schindler}{\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 
\b\cf1\lang3081\langfe3081\dbch\af0\langfenp3081\insrsid8066847\charrsid2692335 (1977) 1 Ch. 1}{\rtlch\fcs1 \ai\af31506 \ltrch\fcs0 \b\cf1\lang3081\langfe3081\dbch\af0\langfenp3081\insrsid8066847 .}}}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701  (op. cit) }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 Buckley L.J.}{\rtlch\fcs1 \af0\afs20 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701  recognised the utility of such a remedy when he said at p.9: 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 
\par "A legal mortgagee}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 
s right to possession is a common law right which is an incident to his estate in the land. It should not be lightly treated as abrogated or restricted. Although it is perhaps most commonly exercised as a preliminary step to an exercise of the mortgagee}{
\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid2885701 
s power of sale, so that the sale may be made with vacant possession, this is not its on
ly value to the mortgagee. The mortgagee may wish to protect his security ... He might wish to take possession for the purpose of carrying out repairs or to prevent waste."
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847\charrsid999738 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2840901\charrsid2885701 \hich\af39\dbch\af0\loch\f39 [18].\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2840901\charrsid2885701 Eventually, after taking into account:-}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid8066847 

\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid999738\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe3081\dbch\af0\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 \hich\af0\dbch\af0\loch\f0 (i)\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 
that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid11998021\charrsid2885701 the defendant had defaulted under the mortgage and was causing serious "e}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 conomic waste" to the premises \endash  and,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2840901 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid999738\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe3081\dbch\af0\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 \hich\af0\dbch\af0\loch\f0 (ii)\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 
that }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid11998021\charrsid2885701 the bank had accepted an offer to purchase the mortgaged premises together with a cash deposit}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701  \endash }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid11998021\charrsid2885701  and}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 ,}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid999738\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe3081\dbch\af0\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 \hich\af0\dbch\af0\loch\f0 (iii)\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 that
}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid11998021\charrsid2885701  the bank was required to give vacant possession of the property}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701  -}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid11998021\charrsid2885701  and, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2840901 
\par }\pard \ltrpar\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid999738\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe3081\dbch\af0\langnp2057\langfenp3081\insrsid2840901\charrsid2885701 \hich\af0\dbch\af0\loch\f0 (iv)\tab}}\pard \ltrpar
\s16\ql \li720\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin720\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2840901\charrsid2885701 
that a }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2840901\charrsid2885701 notice to quit}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2840901\charrsid2885701  had been duly}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid11998021\charrsid2885701  served on the defendant }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 
who has stayed put on the premises even after the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid11998021\charrsid2885701 expiration }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid2885701 of the notice}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid11998021\charrsid2885701 .
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid14317171\charrsid999738 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1201896\charrsid999738 Fatiaki J }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid999738 
ordered that the defendant do deliver to the plaintiff bank vacant possession of all the}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid14317171\charrsid999738  mortgaged }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid1775615\charrsid999738 property}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid14317171\charrsid999738  in that case.}{\rtlch\fcs1 
\af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid14317171\charrsid999738 
\par }{\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid4866096\charrsid999738 
\par }\pard\plain \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid4866096\charrsid2885701 OBSERVATIONS
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5135145\charrsid2885701 \hich\af39\dbch\af0\loch\f39 [19].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5135145\charrsid2885701 I}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid937043\charrsid2885701 f Devi seriously wants to redeem the mortgage-property \endash  }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5135145\charrsid2885701 then }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid937043\charrsid2885701 she should }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5135145\charrsid2885701 be }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid937043\charrsid2885701 filing an injunction application }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5135145\charrsid2885701 to stop CNB from proceeding with the sale of the mortgage}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid14690550\charrsid2885701 -}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5135145\charrsid2885701  property.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12394252\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12410686\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 \hich\af39\dbch\af0\loch\f39 [20].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 
Because }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5135145\charrsid2885701 such an injunction would amount to a temporary denial to CNB of its right to possession \endash 
 Devi would have to be prepared to pay }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 into Court}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5135145\charrsid2885701  the amount claimed by CNB as security}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 
. This is the }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12394252\charrsid2885701 usual condition insisted upon by }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 the Courts }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12394252\charrsid2885701 before granting such 
an interim injunction}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid10426075\charrsid2885701 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12394252\charrsid2885701 

\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12394252\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12394252\charrsid2885701 \hich\af39\dbch\af0\loch\f39 [21].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12394252\charrsid2885701 
Even if Devi had filed such an application, I suspect she would have great difficulty fulfilling such a condition \endash  considering that she }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid3622867\charrsid2885701 has not been engaged in any form of employment for many years}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid5135145\charrsid2885701 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3622867\charrsid2885701 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3622867\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid3622867\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [22].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3622867\charrsid2885701 The Default N}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid10713019\charrsid2885701 otice was issued to Devi in June 2009 and to date, the mortgage is still not redeemed. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3631370\charrsid2885701 I see no reason why I should deny CNB now its right to possession. But having said that, I must point out that if Devi is still seriously interested in redeeming the mortgage property 
\endash  she may still have time yet. 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid3631370\charrsid2885701 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 \hich\af39\dbch\af0\loch\f39 [23].\tab}}\pard \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 In }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 National Bank of Fiji v Hussein}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 , Fatiaki J resonated that the granting of an order for vacant possession does not at all extinguish the mortgagor}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid2885701 s equity of redemption \endash 
 if the Order is being sought as a preliminary step to ensure that a planned mortgagee sale proceeds with vacant possession. That equity remains intact at all times until the property is actually sold or transferred by the bank.}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid12410686\charrsid999738 
\par }\pard \ltrpar\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid999738\charrsid2885701 
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2885701 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid3631370\charrsid2885701 ORDERS
\par }\pard \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe3081\langnp2057\langfenp3081\insrsid12410686\charrsid999738 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0 \ltrch\fcs0 \f39\lang2057\langfe1033\langnp2057\insrsid3631370\charrsid2885701 \hich\af39\dbch\af31506\loch\f39 [24].\tab}}\pard\plain \ltrpar
\s16\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3631370\charrsid2885701 I grant Order in Terms of the plaintiff}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid2885701 '}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3631370\charrsid2885701 s application.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid14690550\charrsid2885701 
 I award costs to the plaintiff which I summarily assess at $750.00 (seven hundred and fifty dollars).}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3622867\charrsid2885701 
\par }\pard \ltrpar\s16\qc \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid999738\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid999738 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3631370\charrsid2885701 \'85\'85\'85\'85\'85\'85\'85\'85.
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3631370\charrsid2885701 Anare Tuilevuka
\par Master
\par 
\par At Lautoka
\par 17{\*\bkmkstart _GoBack}{\*\bkmkend _GoBack} April 2012
\par }{\*\themedata 504b030414000600080000002100828abc13fa0000001c020000130000005b436f6e74656e745f54797065735d2e786d6cac91cb6ac3301045f785fe83d0b6d8
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