{\rtf1\ansi\ansicpg1252\uc1\deff36\stshfdbch36\stshfloch36\stshfhich36\stshfbi0\deflang1033\deflangfe1033{\fonttbl{\f0\froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\f35\fswiss\fcharset0\fprq2{\*\panose 020b0604030504040204}Tahoma;}{\f36\fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\f39\froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria;}
{\f180\froman\fcharset238\fprq2 Times New Roman CE{\*\falt Times New Roman};}{\f181\froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\f183\froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\f184\froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\f185\froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}{\f186\froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}
{\f187\froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}{\f188\froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\f530\fswiss\fcharset238\fprq2 Tahoma CE;}{\f531\fswiss\fcharset204\fprq2 Tahoma Cyr;}
{\f533\fswiss\fcharset161\fprq2 Tahoma Greek;}{\f534\fswiss\fcharset162\fprq2 Tahoma Tur;}{\f535\fswiss\fcharset177\fprq2 Tahoma (Hebrew);}{\f536\fswiss\fcharset178\fprq2 Tahoma (Arabic);}{\f537\fswiss\fcharset186\fprq2 Tahoma Baltic;}
{\f538\fswiss\fcharset163\fprq2 Tahoma (Vietnamese);}{\f539\fswiss\fcharset222\fprq2 Tahoma (Thai);}{\f540\fswiss\fcharset238\fprq2 Calibri CE;}{\f541\fswiss\fcharset204\fprq2 Calibri Cyr;}{\f543\fswiss\fcharset161\fprq2 Calibri Greek;}
{\f544\fswiss\fcharset162\fprq2 Calibri Tur;}{\f547\fswiss\fcharset186\fprq2 Calibri Baltic;}{\f570\froman\fcharset238\fprq2 Cambria CE;}{\f571\froman\fcharset204\fprq2 Cambria Cyr;}{\f573\froman\fcharset161\fprq2 Cambria Greek;}
{\f574\froman\fcharset162\fprq2 Cambria Tur;}{\f577\froman\fcharset186\fprq2 Cambria Baltic;}}{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;
\red255\green255\blue0;\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;\red98\green36\blue35;}
{\stylesheet{\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \snext0 \styrsid11738088 Normal;}{\*\cs10 \additive \ssemihidden 
Default Paragraph Font;}{\*\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\trcbpat1\trcfpat1\tscellwidthfts0\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \fs20\lang1024\langfe1024\loch\f36\hich\af36\dbch\af36\cgrid\langnp1024\langfenp1024 \snext11 \ssemihidden Normal Table;}{\s15\ql \li720\ri0\sa200\sl276\slmult1
\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext15 \styrsid3887407 List Paragraph;}{\s16\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 
\f35\fs16\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext16 \slink17 \ssemihidden \styrsid2760466 Balloon Text;}{\*\cs17 \additive \f35\fs16 \sbasedon10 \slink16 \slocked \ssemihidden \styrsid2760466 Char Char3;}{
\s18\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \f36\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext18 \styrsid4862001 No Spacing;}{\s19\ql \li0\ri0\sa200\sl276\slmult1\widctlpar
\tqc\tx4680\tqr\tx9360\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext19 \slink20 \styrsid3295714 header;}{\*\cs20 \additive \fs22\lang2057\langfe0\langnp2057\langfenp0 
\sbasedon10 \slink19 \slocked \styrsid3295714 Char Char2;}{\s21\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\tqc\tx4680\tqr\tx9360\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
\sbasedon0 \snext21 \slink22 \styrsid3295714 footer;}{\*\cs22 \additive \fs22\lang2057\langfe0\langnp2057\langfenp0 \sbasedon10 \slink21 \slocked \styrsid3295714 Char Char1;}{\s23\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \f36\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext23 \slink24 \ssemihidden \styrsid10101790 footnote text;}{\*\cs24 \additive 
\sbasedon10 \slink23 \slocked \ssemihidden \styrsid10101790 Char Char;}{\*\cs25 \additive \super \sbasedon10 \ssemihidden \styrsid10101790 footnote reference;}}{\*\latentstyles\lsdstimax156\lsdlockeddef0}{\*\listtable{\list\listtemplateid996943224
\listhybrid{\listlevel\levelnfc2\levelnfcn2\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-2058607118\'02\'00.;}{\levelnumbers\'01;}\fbias0 \fi-720\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid134807579\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567
\'02\'03.;}{\levelnumbers\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }
{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid134807577\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers
\'01;}\fi-180\li6480\lin6480 }{\listname ;}\listid272329463}{\list\listtemplateid2142779432\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577
\'02\'00.;}{\levelnumbers\'01;}\fbias0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'01.;}{\levelnumbers\'01;}
\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'03.;}{\levelnumbers\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid134807577\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579
\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5040\lin5040 }
{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }{\listname ;}\listid308099085}{\list\listtemplateid-433581996\listhybrid{\listlevel\levelnfc0\levelnfcn0
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'00.;}{\levelnumbers\'01;}\fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579
\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'03.;}{\levelnumbers\'01;}\fi-360\li2880\lin2880 }
{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'07.;}{\levelnumbers
\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }{\listname ;}\listid411659141}
{\list\listtemplateid-687053604\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-1937193284\'02\'00.;}{\levelnumbers\'01;}\fbias0 \fi-360\li1080\lin1080 }
{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers
\'01;}\fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715
\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6840\lin6840 }{\listname ;}\listid607734080}{\list\listtemplateid-781782732\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\leveltemplateid-887081266\'02\'00.;}{\levelnumbers\'01;}\fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'01.;}{\levelnumbers
\'01;}\fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2520\lin2520 }{\listlevel\levelnfc0
\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'03.;}{\levelnumbers\'01;}\fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579
\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5400\lin5400 }
{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'07.;}{\levelnumbers\'01;}\fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6840\lin6840 }{\listname ;}\listid709451268}{\list\listtemplateid1578167392\listhybrid{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'00.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360
\levelindent0{\leveltext\leveltemplateid134807577\'02\'01.;}{\levelnumbers\'01;}\fi-360\li2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid134807579
\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid134807567\'02\'03.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }
{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid134807577\'02\'04.;}{\levelnumbers\'01;}\fi-360\li4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2
\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid134807579\'02\'05.;}{\levelnumbers\'01;}\fi-180\li5040\lin5040 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0
{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid134807577
\'02\'07.;}{\levelnumbers\'01;}\fi-360\li6480\lin6480 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers\'01;}\fi-180\li7200\lin7200 }
{\listname ;}\listid712316142}{\list\listtemplateid-1181570108\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-879617270\'02\'00.;}{\levelnumbers\'01;}\fbias0 
\fi-360\li1800\lin1800 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'01.;}{\levelnumbers\'01;}\fi-360\li2520\lin2520 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'02.;}{\levelnumbers\'01;}\fi-180\li3240\lin3240 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid134807567\'02\'03.;}{\levelnumbers\'01;}\fi-360\li3960\lin3960 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577
\'02\'04.;}{\levelnumbers\'01;}\fi-360\li4680\lin4680 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'05.;}{\levelnumbers\'01;}\fi-180\li5400\lin5400 }
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers\'01;}\fi-360\li6120\lin6120 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'07.;}{\levelnumbers\'01;}\fi-360\li6840\lin6840 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers\'01;}\fi-180\li7560\lin7560 }{\listname ;}\listid830801463}{\list\listtemplateid-897272034\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid134807567\'02\'00.;}{\levelnumbers\'01;}\fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577
\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'03.;}{\levelnumbers\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid134807579\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers
\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2
\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }{\listname ;}\listid1106466221}{\list\listtemplateid1380062004\listhybrid
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'00.;}{\levelnumbers\'01;}\fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid134807579\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'03.;}{\levelnumbers
\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2
\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577
\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }
{\listname ;}\listid1498224208}{\list\listtemplateid1806367194\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'00.;}{\levelnumbers\'01;}\fbias0 
\fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid134807567\'02\'03.;}{\levelnumbers\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577
\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }{\listname ;}\listid1506045405}{\list\listtemplateid1371724018\listhybrid{\listlevel\levelnfc2\levelnfcn2\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid-1636249212\'03(\'00);}{\levelnumbers\'02;}\fbias0 \fi-720\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577
\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'03.;}{\levelnumbers\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid134807579\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807567\'02\'06.;}{\levelnumbers
\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807577\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2
\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid134807579\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }{\listname ;}\listid1722316475}{\list\listtemplateid-1825411108\listhybrid
{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698711\'02\'00);}{\levelnumbers\'01;}\fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers
\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }
{\listname ;}\listid1755282098}{\list\listtemplateid911907064\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-370372248\'02\'00.;}{\levelnumbers\'01;}
\b0\i0\fbias0 \fi-360\li360\lin360 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2
\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }{\listname ;}\listid1783068362}{\list\listtemplateid-1729347852\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers
\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }{\listname ;}\listid1909342841}{\list\listtemplateid-1278549230\listhybrid{\listlevel
\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat5\levelspace360\levelindent0{\leveltext\leveltemplateid-531091816\'02\'00.;}{\levelnumbers\'01;}\b0\fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers
\'01;}\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'07.;}{\levelnumbers\'01;}\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\fi-180\li6480\lin6480 }
{\listname ;}\listid2015910872}}{\*\listoverridetable{\listoverride\listid411659141\listoverridecount0\ls1}{\listoverride\listid308099085\listoverridecount0\ls2}{\listoverride\listid1498224208\listoverridecount0\ls3}{\listoverride\listid830801463
\listoverridecount0\ls4}{\listoverride\listid272329463\listoverridecount0\ls5}{\listoverride\listid1106466221\listoverridecount0\ls6}{\listoverride\listid709451268\listoverridecount0\ls7}{\listoverride\listid1722316475\listoverridecount0\ls8}
{\listoverride\listid1506045405\listoverridecount0\ls9}{\listoverride\listid1755282098\listoverridecount0\ls10}{\listoverride\listid1783068362\listoverridecount0\ls11}{\listoverride\listid1909342841\listoverridecount0\ls12}{\listoverride\listid607734080
\listoverridecount0\ls13}{\listoverride\listid2015910872\listoverridecount0\ls14}{\listoverride\listid712316142\listoverridecount0\ls15}}{\*\rsidtbl \rsid750311\rsid1192729\rsid1523109\rsid1575809\rsid1584516\rsid1605322\rsid1653297\rsid1661761
\rsid1662332\rsid1729034\rsid1732544\rsid1972025\rsid2118399\rsid2178295\rsid2295365\rsid2295845\rsid2314898\rsid2687020\rsid2760466\rsid2886924\rsid3038362\rsid3083062\rsid3233107\rsid3295714\rsid3359942\rsid3611842\rsid3685528\rsid3739054\rsid3820601
\rsid3887407\rsid3951112\rsid3964755\rsid4093735\rsid4154670\rsid4488692\rsid4616429\rsid4656388\rsid4862001\rsid5264086\rsid5322134\rsid5470090\rsid5508342\rsid5702433\rsid5715973\rsid5726967\rsid5730244\rsid5842268\rsid5919602\rsid6162449\rsid6178168
\rsid6228339\rsid6360790\rsid6502824\rsid6511040\rsid6757037\rsid7039775\rsid7085552\rsid7225015\rsid7472751\rsid7885971\rsid7958081\rsid8002453\rsid8131813\rsid8278989\rsid8329831\rsid8343951\rsid8389592\rsid8400000\rsid8405797\rsid8471800\rsid8593540
\rsid9118107\rsid9256496\rsid9388095\rsid9635092\rsid9659112\rsid9702251\rsid9703022\rsid9720966\rsid9723587\rsid10101790\rsid10161847\rsid10179649\rsid10190760\rsid10429202\rsid10644646\rsid10894596\rsid11217264\rsid11227102\rsid11550744\rsid11606485
\rsid11677489\rsid11738088\rsid12401207\rsid12540684\rsid12742403\rsid12745739\rsid12799459\rsid12991594\rsid13043699\rsid13054174\rsid13137309\rsid13318445\rsid13392684\rsid13713047\rsid13715874\rsid13973017\rsid14046556\rsid14155915\rsid14184441
\rsid14499299\rsid14637093\rsid14747164\rsid14830873\rsid14947002\rsid14966253\rsid15167781\rsid15353646\rsid15419573\rsid15476717\rsid15481728\rsid15540700\rsid15628895\rsid15874480\rsid16016534\rsid16059913\rsid16203465\rsid16208835\rsid16257220
\rsid16466805\rsid16480189\rsid16586085\rsid16597656\rsid16603773\rsid16722188}{\*\generator Microsoft Word 11.0.5604;}{\info{\title IN THE HIGH COURT OF FIJI ISLANDS}{\author PradeepTurlin}{\operator raikatalau_l}{\creatim\yr2011\mo9\dy22\hr9\min31}
{\revtim\yr2011\mo9\dy22\hr9\min48}{\printim\yr2011\mo9\dy2\hr13\min53}{\version5}{\edmins18}{\nofpages3}{\nofwords797}{\nofchars3836}{\*\company Pacific Legal Information Institue}{\nofcharsws4603}{\vern24689}}
\paperw11906\paperh16838\margl1440\margr1440\margt1152\margb1008 \widowctrl\ftnbj\aenddoc\noxlattoyen\expshrtn\noultrlspc\dntblnsbdb\nospaceforul\hyphcaps0\formshade\horzdoc\dgmargin\dghspace180\dgvspace180\dghorigin1440\dgvorigin1152\dghshow1\dgvshow1
\jexpand\viewkind4\viewscale100\pgbrdrhead\pgbrdrfoot\splytwnine\ftnlytwnine\htmautsp\nolnhtadjtbl\useltbaln\alntblind\lytcalctblwd\lyttblrtgr\lnbrkrule\nobrkwrptbl\snaptogridincell\allowfieldendsel\wrppunct
\asianbrkrule\rsidroot16597656\newtblstyruls\nogrowautofit \fet0{\*\ftnsep \pard\plain \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3295714 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\insrsid13973017 
\chftnsep 
\par }}{\*\ftnsepc \pard\plain \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3295714 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\insrsid13973017 \chftnsepc 
\par }}{\*\aftnsep \pard\plain \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3295714 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\insrsid13973017 \chftnsep 
\par }}{\*\aftnsepc \pard\plain \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3295714 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\insrsid13973017 \chftnsepc 
\par }}\sectd \psz9\linex0\footery0\endnhere\sectlinegrid360\sectdefaultcl\sectrsid8278989\sftnbj {\footer \pard\plain \s21\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\brdrt\brdrtnthsg\brdrw60\brsp20\brdrcf17 
\tqr\tx9026\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\itap0\pararsid3295714 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\b\i\cf15\insrsid7472751 HB}{\b\i\cf15\insrsid13318445 A 16/2010      FDB \endash 
V- MALAKAI NIULEVU & EREMASI NIULEVU}{\f39\insrsid3295714 \tab }{\i\f39\insrsid3295714\charrsid3964755 Page }{\field{\*\fldinst {\i\insrsid3295714\charrsid3964755  PAGE   \\* MERGEFORMAT }}{\fldrslt {
\i\f39\lang1024\langfe1024\noproof\insrsid3038362\charrsid3038362 3}}}{\f39\insrsid3295714 
\par }\pard \s21\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\tqc\tx4680\tqr\tx9360\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\cf15\insrsid3295714\charrsid3295714 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \s18\qc \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 
\f36\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 IN THE HIGH COURT OF FIJI ISLANDS
\par AT SUVA
\par CIVIL JURISDICTION}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217264\charrsid11217264 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13318445\charrsid12401207 Magistrate}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217264\charrsid12401207 '}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13318445\charrsid12401207 s Court No:}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217264\charrsid12401207  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13318445\charrsid12401207 107/2009
\par Civil Appeal}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid12401207  No: }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7472751\charrsid12401207 HB}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13318445\charrsid12401207 A 16/}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6757037\charrsid12401207 2010}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid12401207 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 BETWEEN:}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217264\charrsid11217264 
\par 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6757037\charrsid11217264 FIJI DEVELOPMENT BANK}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 [}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6757037\charrsid11217264 Appellant}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 ]
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid12401207 AND:}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12401207\charrsid12401207 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12401207 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6757037\charrsid11217264 MALAKAI NIULEVU & EREMASI NIULEVU}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid12401207 [}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6757037\charrsid12401207 Respondents}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12401207 ]}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid12401207 
\par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11217264 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 
\par Counsel:}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12401207  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13318445\charrsid11217264 Mr. V. Kapadia }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7472751\charrsid11217264 for the }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6757037\charrsid11217264 Appellant}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13318445\charrsid11217264 No appearance}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7472751\charrsid11217264  for the }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6757037\charrsid11217264 
Respondents}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7472751\charrsid11217264 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 
\par Date of Judgment}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 :}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11217264\charrsid11217264  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4154670\charrsid11217264 15th
 September, 2011 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid4862001\charrsid11217264 
\par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11217264 \f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\b\f0\fs24\insrsid12401207 
\par }\pard \qc \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\b\f0\fs24\insrsid4862001\charrsid11217264 JUDGMENT
\par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\b\f0\fs24\insrsid16059913\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard\plain \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls12\adjustright\rin0\lin0\itap0\pararsid12401207 
\f36\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\f0\fs24\insrsid10101790\charrsid11217264 This is an appeal by the appellant against the judgment of the Magistrate}{\f0\fs24\insrsid11217264 '}{\f0\fs24\insrsid10101790\charrsid11217264 
s Court in Suva delivered on 10.8.2010. 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 2.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls12\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 The learned Magistrate}{\f0\fs24\insrsid11217264  }{\f0\fs24\insrsid10101790\charrsid11217264 dismissed the appellant}{\f0\fs24\insrsid11217264 '}{\f0\fs24\insrsid10101790\charrsid11217264 
s Statement of Claim with costs fixed at $500.00
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 3.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls12\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 The appellant}{\f0\fs24\insrsid11217264 '}{\f0\fs24\insrsid10101790\charrsid11217264 s grounds of appeal are as follows:
\par }\pard \s15\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard \s15\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls13\adjustright\rin0\lin720\itap0\pararsid12401207 {
\i\f0\fs24\insrsid10101790\charrsid11217264 The learned Magistrate erred in law and in fact in paragraph 25 of the judgment that the appellant had written-off the said debt due and owing by the 1st defendant to the appellant. 
\par }\pard \s15\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12401207 {\i\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 2.\tab}}\pard \s15\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls13\adjustright\rin0\lin720\itap0\pararsid12401207 {
\i\f0\fs24\insrsid10101790\charrsid11217264 That the learned Magistrate erred in law and in fact in dismissing the appellant}{\i\f0\fs24\insrsid11217264 '}{\i\f0\fs24\insrsid10101790\charrsid11217264 s claim. 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 \cbpat8 {\f0\fs24\insrsid10101790\charrsid11217264 4. \tab The appellant is a body corporate duly constituted under the Fiji Developm
ent Bank Act. Pursuant to a loan letter, dated 1.7.2004 and 18.2.2005 the appellant had agreed to lend and advance the defendants }{\f0\fs24\insrsid8278989\charrsid11217264 a sum}{\f0\fs24\insrsid10101790\charrsid11217264 
 of $17000.00 upon the execution of }{\f0\fs24\insrsid8278989\charrsid11217264 a Loan}{\f0\fs24\insrsid10101790\charrsid11217264  Agreement secured over the Bill of Sale Nos. 2780 and 1021 dated 11th August, 2004 and 11th March, 2005.}{
\f0\fs24\insrsid11217264  }{\f0\fs24\insrsid10101790\charrsid11217264 The defendant undertook to pay the loaned money within 4 years from the date of execution of the said agreement. 
\par }{\f0\fs24\insrsid13318445\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 5.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 \cbpat8 {
\f0\fs24\insrsid10101790\charrsid11217264 The defendants defaulted repayment of the loan despite the several demands made by the appellant. 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 6.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 The appellant, thereafter filed an action in the Magistrates}{\f0\fs24\insrsid11217264 '}{\f0\fs24\insrsid10101790\charrsid11217264  Court, which was concluded by way of formal proof. 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 7.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 In her Order the learned Magistrate concluded that the 1st defendant was liable to repay the loan. However, she concluded that since the b
ank had written-off the debt on 01.03.2006, the plaintiff bank could not bring this action against the defendant. On that ground alone the learned Magistrate had dismissed the plaintiffs}{\f0\fs24\insrsid11217264 '}{
\f0\fs24\insrsid10101790\charrsid11217264  claim on 10.8.2010.
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 8.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 The only issue that this court has to now de
termine is whether the writing-off the loan would preclude the plaintiff appellant initiating action against the defendant an obtaining order as it wrote off the debt in the bank accounts.}{\f0\fs24\insrsid11217264  }{
\f0\fs24\insrsid10101790\charrsid11217264 In other words whether the contact between the appellant bank and the defendants is negated by the write-off of the debt.
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 9.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 The Document No. 5 of the plaintiffs}{\f0\fs24\insrsid11217264 '}{\f0\fs24\insrsid10101790\charrsid11217264  bundle of documents tendered in the Magistrates}{\f0\fs24\insrsid11217264 '}{
\f0\fs24\insrsid10101790\charrsid11217264  Court is the loan agreement. According to that document borrowers were the defendants. 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 10.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 In my mind, the writing-off of the debt was an internal administrative affair of the bank. Writing-off could be done for so many reasons and such matters falls strictly within the bank}{\f0\fs24\insrsid11217264 '}
{\f0\fs24\insrsid10101790\charrsid11217264 s preview of internal record keeping. The contract between the defendant and the plaintiff was independent of any internal arrangements made by the bank for their administrative purposes.
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 11.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 At the time of entering into the agreement with the bank, the defendant undertook to repay the loan. Hence, it is the duty of the defendant to repay the}{\f0\fs24\insrsid4154670\charrsid11217264 
 loan in terms of the agreement, because}{\f0\fs24\insrsid10101790\charrsid11217264  the plaintiff}{\f0\fs24\insrsid11217264 '}{\f0\fs24\insrsid10101790\charrsid11217264 s internal administrative actions will not absolve the defendant}{
\f0\fs24\insrsid11217264 '}{\f0\fs24\insrsid4154670\charrsid11217264 s liability towards the bank. }{\f0\fs24\insrsid10101790\charrsid11217264 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 12.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 In }{\b\i\f0\fs24\ul\insrsid10101790\charrsid11217264 Bristow (H.M. Inspector of taxes) v. William Dickinson & Company, Ltd. [1946] K.B. 321,}{\f0\fs24\insrsid11217264  }{\f0\fs24\insrsid10101790\charrsid11217264 
it was held that merely because a debt is declared as a bad debt, for that reason alone it does not become unrecoverable.}{\f0\fs24\insrsid11217264  }{\f0\fs24\insrsid10101790\charrsid11217264 
It was also held that, bad debts if received subsequently ought to be treated as trade profits for purpose of taxation to income tax.}{\f0\fs24\insrsid11217264  }{\f0\fs24\insrsid10101790\charrsid11217264 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 13.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 Therefore, it is my view that the right to recover the loan survives despite the bank}{\f0\fs24\insrsid11217264 '}{\f0\fs24\insrsid10101790\charrsid11217264 
s writing-off the loan. I therefore conclude that write-off will not be an impediment for the plaintiff to sue the defendant in order to recover its debt.
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 14.\tab}I therefore conclude that the learned Magistrate had erred in law in dismissing the plaintiff}{\f0\fs24\insrsid11217264 
'}{\f0\fs24\insrsid10101790\charrsid11217264 s action. Therefor}{\f0\fs24\insrsid4154670\charrsid11217264 e, I allow the appeal.}{\f0\fs24\insrsid10101790\charrsid11217264 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 15.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264 The Learned Magistrate has already decided that the defendant is liable to pay the debt. Therefore, I do not see any
 reason to send the record back to the Magistrate to assess the debt. I accordingly order that a sum of $15,838.13 be paid to the plaintiff by the defendant within 21 days hereof. I also order that the defendant pay interest at the rate of 6% and costs to
 the plaintiff which I summarily assess as $ 500.00.}{\f0\fs24\insrsid10101790 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid12401207\charrsid11217264 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 16.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls14\adjustright\rin0\lin0\itap0\pararsid12401207 {
\f0\fs24\insrsid10101790\charrsid11217264  }{\b\f0\fs24\ul\insrsid10101790\charrsid11217264 ORDERS 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\i\f0\fs24\insrsid8278989\charrsid11217264 
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 i.\tab}}\pard \s15\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls15\adjustright\rin0\lin720\itap0\pararsid12401207 {
\i\f0\fs24\insrsid10101790\charrsid11217264 Appeal allowed.
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 ii.\tab}Defendant to pay the plaintiff a sum of $ $ 15838.13 together with interest at the rate of 6% per annum from 31st
 of January, 2009 till the date of judgment.
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 iii.\tab}The defendant to pay $ 500.00 as costs to the plaintiff}{\i\f0\fs24\insrsid5726967\charrsid11217264 .}{
\i\f0\fs24\insrsid10101790\charrsid11217264  
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\dbch\af0\langnp2057\insrsid10101790\charrsid11217264 \hich\af0\dbch\af0\loch\f0 iv.\tab}All payments stated herein to be paid within 21 days hereof.}{\i\f0\fs24\insrsid11217264  }{
\i\f0\fs24\insrsid10101790\charrsid11217264 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\f0\fs24\insrsid10101790\charrsid12401207 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9388095 {\b\f0\fs24\insrsid4862001\charrsid9388095 Pradeep Hettiarachchi}{\b\f0\fs24\insrsid11550744\charrsid9388095 
\par }\pard \s15\ql \fi-720\li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid11217264 {\b\f0\fs24\ul\insrsid4862001\charrsid11217264 JUDGE
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3038362 {\f0\fs24\insrsid5730244\charrsid11217264 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12401207 {\b\f0\fs24\insrsid9703022\charrsid12401207 15.9.11}{\b\f0\fs24\insrsid15167781\charrsid12401207 
\par }}