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\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 \hich\af0\dbch\af37\loch\f0 BETWEEN\hich\af0\dbch\af37\loch\f0 :}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10051850\charrsid7411123 \hich\af0\dbch\af37\loch\f0 FIJI DEVELOPMENT BANK,}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10440411\charrsid7411123 \hich\af0\dbch\af37\loch\f0 a }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10051850\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
body corporate duly constituted under the Fiji Development Bank Act, Cap 214 and having its principal office at 360 Victoria Para\hich\af0\dbch\af37\loch\f0 de, Suva, in}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10440411\charrsid7411123 
\hich\af0\dbch\af37\loch\f0  Fiji.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11228459\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 \hich\af0\dbch\af37\loch\f0 PLAINTIFF
\par 
\par \hich\af0\dbch\af37\loch\f0 AND}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 
\par 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10051850\charrsid7411123 \hich\af0\dbch\af37\loch\f0 MANUELI VURUYA}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10051850\charrsid7411123 \hich\af0\dbch\af37\loch\f0 of Vunisea, Kadavu, Businessman.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 
\par \hich\af0\dbch\af37\loch\f0 DEFENDANT
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 \hich\af0\dbch\af37\loch\f0 BEFORE}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Master Deepthi Amaratunga
\par }\pard \s15\ql \fi-1701\li1701\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1701\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16736688\charrsid7411123 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15091784\charrsid7411123 \hich\af0\dbch\af37\loch\f0 COUNSELS}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15091784\charrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11616977\charrsid7411123 \hich\af0\dbch\af37\loch\f0 LAJENDRA LAW }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16217041\charrsid7411123 \hich\af0\dbch\af37\loch\f0 for the }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Plaintiff
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11616977\charrsid7411123 \hich\af0\dbch\af37\loch\f0 GORDON & CHAUDHRY LAWYERS\hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10051850\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 f}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16217041\charrsid7411123 \hich\af0\dbch\af37\loch\f0 or }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid664553\charrsid7411123 \hich\af0\dbch\af37\loch\f0 the }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16217041\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Defendant
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16736688\charrsid7411123 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Date of Hearing}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 :\hich\af0\dbch\af37\loch\f0  }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0 18\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0  May, 2\hich\af0\dbch\af37\loch\f0 011}{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 
\par \hich\af0\dbch\af37\loch\f0 Date of Ruling}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14638199\charrsid7411123 \tab }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10051850\charrsid7411123 \hich\af0\dbch\af37\loch\f0 6\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0  June}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13575481\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 , 2011}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7434656\charrsid7411123 
\par }\pard \s15\qc \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5251510\charrsid7411123 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 RULING}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7298884 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par {\listtext\pard\plain\s15 \b\lang2057\langfe1033\langnp2057\insrsid11616977\charrsid7411123 \hich\af0\dbch\af37\loch\f0 A.\tab}}\pard \s15\ql \fi-567\li567\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls32\adjustright\rin0\lin567\itap0\pararsid7411123 {
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid11616977\charrsid7411123 \hich\af0\dbch\af37\loch\f0 INTRODUCTION}{\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16611610 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par {\listtext\pard\plain\s15 \lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0 1.\tab}}\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls35\adjustright\rin0\lin0\itap0\pararsid7411123 {
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0 This is an application filed by the Plaintiff in }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
terms of}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0  the Order 88 of the High Court Rules of 1988. The Plaintiff has already completed the mortgagee sale and the Property was transferred 
\hich\af0\dbch\af37\loch\f0 to a successful bidder in the mortgage}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5917102\charrsid7411123 \hich\af0\dbch\af37\loch\f0 e}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 
\hich\af0\dbch\af37\loch\f0  sale, but it was sold }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 '}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0 as is where is}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 '}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 basis,}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0  without ejecting the mortgagor }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070377\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (the Defendant) }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
or the tenants who were in occupation. The Plaintiff now seeks to eject the mortgagor }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070377\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (Defendant) }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0 f}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12660576\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ro}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 \hich\af0\dbch\af37\loch\f0 m the premises. The De\hich\af0\dbch\af37\loch\f0 fendant makes a preliminary objection to the }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid621627\charrsid7411123 \hich\af0\dbch\af37\loch\f0 locus standi of the Plaintiff on the basis that since the mortgagee }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 sale and}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid621627\charrsid7411123 \hich\af0\dbch\af37\loch\f0  the transfer is }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
executed, that}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid621627\charrsid7411123 \hich\af0\dbch\af37\loch\f0  there is no locus standi to the Plaintiff to file an action in terms of the Order 88 of the High Court \hich\af0\dbch\af37\loch\f0 Rules.}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16611610\charrsid7411123 
\par }\pard \s15\ql \li1134\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1134\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5651291\charrsid7411123 
\par {\listtext\pard\plain\s15 \b\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 B.\tab}}\pard \s15\ql \fi-567\li567\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls32\adjustright\rin0\lin567\itap0\pararsid7411123 {
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 THE PRELIMINARY OBJECTION.}{\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid16611610 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Whether the Plaintiff has the locus to bring these proceedings}{\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 
\par 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 2.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The High Court Rules of 1988}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 ,}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0  Order 88 reads as follows}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }\pard\plain \s15\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7411123 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 88. 1.-}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (1)\tab 
This Order applies to any action (whether begun by writ or originating summons) by a \hich\af0\dbch\af37\loch\f0 
mortgagee or mortgagor or by any person having the right to foreclose or redeem any mortgage, being an action in which there is a claim for any of the following reliefs namely:}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486 
\par }\pard \s15\ql \li1440\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid7411123 {\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 a}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 )}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \tab }{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 payment of moneys secured by the }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 mortgage;}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 
\par \hich\af0\dbch\af37\loch\f0 b}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 )}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 . }{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \tab }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 sale of the mortgaged pro\hich\af0\dbch\af37\loch\f0 perty}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ;}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 
\par \hich\af0\dbch\af37\loch\f0 c}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 )}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \tab }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 foreclosure}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ;}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486 
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (d)\tab}}\pard \s15\ql \li1440\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls34\adjustright\rin0\lin1440\itap0\pararsid7411123 {
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
delivery of possession (whether before or after foreclosure or without foreclosure) to the mortgagee by the mortgagor or by any other person who is or is alleged to be in possession of the property}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ;}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (e)\tab}}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 r}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 edemption}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ;}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (f)\tab}}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 r}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 e}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid11616977\charrsid7411123 \hich\af0\dbch\af37\loch\f0 -}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 c}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 onveyance }{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 of}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0  the\hich\af0\dbch\af37\loch\f0 
 property or its release from the security}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ;}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 
\par {\listtext\pard\plain\s15 \i\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (g)\tab}}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 d}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 elivery of possession by the mortgagee}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486 
\par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 3.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
In terms of the Order 88 rule1(3) and action to which this Order is }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10369340\charrsid7411123 \hich\af0\dbch\af37\loch\f0 r}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 eferred to is called a mortgage action and Order 88 rule 1 (4) reads as follows}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 \hich\af0\dbch\af37\loch\f0 these Rule}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 \hich\af0\dbch\af37\loch\f0 apply\hich\af0\dbch\af37\loch\f0 
 to mortgage actions subject }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1519795\charrsid7411123 \hich\af0\dbch\af37\loch\f0 t}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
o the following provisions by this Order}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082 
\par }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 4.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
It is clear that the Order 88 of the High Court Rules }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5917102\charrsid7411123 \hich\af0\dbch\af37\loch\f0 is }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 a self contained and stand alone provision irrespective of the provisions in any other law. This was also held in the case \hich\af0\dbch\af37\loch\f0 of}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 
\hich\af0\dbch\af37\loch\f0  }{\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Fiji Development Bank v. Ratu Tevita Komaisavai}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10709082\charrsid7411123 \hich\af0\dbch\af37\loch\f0 , Civil Appeal No. ABU 0018 of 2010.
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 
\par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 5.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  In that case }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Justice }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8070377\charrsid7411123 \hich\af0\dbch\af37\loch\f0 I}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 zaz}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
 Khan stated with reference to Land Transfer Act as follows}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 
\par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
In the circumstances, it is our considered view that the provisions contain\hich\af0\dbch\af37\loch\f0 ed in the }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
Order 88 of the High Court Rules, 1988 should stand independent}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 \hich\f0  of the provisions contained in the Land Transaction Act,\'85\loch\f0 ..}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5917102\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5917102\charrsid7411123 \hich\af0\dbch\af37\loch\f0  (emphasis is added)}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 
\par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6781950\charrsid7411123 \hich\af0\dbch\af37\loch\f0 6.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Order 88 rule 3 }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5771815\charrsid7411123 \hich\af0\dbch\af37\loch\f0 of High Court Rules of 1988 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
deals with the action for possession or payment and \hich\af0\dbch\af37\loch\f0 lays down the requirements and procedure in institution of an action in terms of the Order 88 of the High Court Rules for recovery of possession.
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 It states as follows}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 
\par }\pard \ql \li720\ri0\nowidctlpar\tx720\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 3(1) The affidavit in support of the originating summons by which an action to which t\hich\af0\dbch\af37\loch\f0 his rule applies is begun }{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 must comply with the following provisions}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
 of this rule. This rule applies to a mortgage action begun by originating summons in which the }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
plaintiff is the mortgagee and claims delivery of possession }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 or payment of moneys secured by \hich\af0\dbch\af37\loch\f0 the mortgage or both}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ;}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid16736688\charrsid7411123 
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (2) The affidavit must exhibit a true copy of}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15022787\charrsid7411123 \hich\af0\dbch\af37\loch\f0  t}
{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 h}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15022787\charrsid7411123 \hich\af0\dbch\af37\loch\f0 e}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  mortgage and the original }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15022787\charrsid7411123 \hich\af0\dbch\af37\loch\f0 mortgage}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 or,}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  in the case of a registered }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 charge;}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  the charge certificate must be produced at }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15022787\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
hearing}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0  of the summons;}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (3)}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15022787\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Where}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  the plaintiff claims delivery 
\hich\af0\dbch\af37\loch\f0 of possession the affidavit must show the }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 circumstance}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 s}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  under which the }{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15022787\charrsid7411123 \hich\af0\dbch\af37\loch\f0 right}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  to possession arises }{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 and except }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15022787\charrsid7411123 \hich\af0\dbch\af37\loch\f0 where}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  the Court }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 i}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 n any case or class otherwise directs, the sta}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 t}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 e of the accou}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1519795\charrsid7411123 \hich\af0\dbch\af37\loch\f0 n}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 t between the mortgagor and morgagee w}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6827088\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ith}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  particulars }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6827088\charrsid7411123 \hich\af0\dbch\af37\loch\f0 of}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (a) }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \tab }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 the\hich\af0\dbch\af37\loch\f0  amount of the advance,
\par \hich\af0\dbch\af37\loch\f0 (b) }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 the amo}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 un}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 t of the periodic payments require to be made,

\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6827088\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (c)}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \tab }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 the amo}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 u}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 nt of any interest or instalemts in arrear ath the date of issue of the originating summons and at he thdate fo tha affidavit}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 ,}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0  and 
\par \hich\af0\dbch\af37\loch\f0 (d) }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 the amo}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 u}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 nt remaining \hich\af0\dbch\af37\loch\f0 
due under the m}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 o}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 rt}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 g}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 \hich\af0\dbch\af37\loch\f0 age}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6827088\charrsid7411123 \hich\af0\dbch\af37\loch\f0 . (emphasis is added)}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 
\par }\pard \ql \li567\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin567\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid2498276\charrsid7411123 
\par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6827088\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
Clearly only the Mortgagee can institute action in terms of the above provision and no other party can do it.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6827088\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Mortgagee does not denote previous mortgagees.
\par 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 7.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15022787\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
It is pertinent to cite the provisions containe\hich\af0\dbch\af37\loch\f0 d in the Property Law regarding the mortgages and Section 79 of the Property law state as follows}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 :}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid15022787\charrsid7411123 
\par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 
\par }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0  79}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
. -(1) If default in payment of the mortgage money or in the performance or observance of any covenant continues for one month after the service of the\hich\af0\dbch\af37\loch\f0  notice referred to in section }{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 77}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
, the mortgagee may sell or concur with any other person in selling the mortgaged property, or any part thereof, either subject to prior leases, mortgages and encumbrances or otherwise, and either together or in lots, by pu\hich\af0\dbch\af37\loch\f0 
blic auction or by private contract, or partly by the one and partly by the other of those methods of sale, and subject to such condition as to title or evidence of title, time or method of payment of the purchase money or otherwise as the mortgagee think
\hich\af0\dbch\af37\loch\f0 s\hich\af0\dbch\af37\loch\f0 
 fit, with power to vary any contract for sale and to buy in at any auction or to vary or rescind any contract for sale and to resell without being answerable for any loss occasioned thereby, with power to make such roads, streets and passages and grant s
\hich\af0\dbch\af37\loch\f0 u\hich\af0\dbch\af37\loch\f0 
ch easements of right of way or drainage over the same as the circumstances of the case require and the mortgagee thinks fit, and may make and sign such transfers and do such acts and things as are necessary for effectuating any such sale}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ;
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5651291\charrsid7411123 
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (2)}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 No purchase\hich\af0\dbch\af37\loch\f0 
r shall be bound to see or inquire whether default has been made or has happened, or has continued, or whether notice has been served, or otherwise into the propriety or regularity of any such sale}{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ;}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .\line }{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 
\par }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (3) }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
Where a transfer is made in purported exercise of t\hich\af0\dbch\af37\loch\f0 
he power of sale conferred by this Act, the title of the transferee shall not be impeachable on the ground that no cause had arisen to authorize the sale or that due notice was not given or that the power was otherwise improperly or irregularly exercised,
\hich\af0\dbch\af37\loch\f0  \hich\af0\dbch\af37\loch\f0 but any person damnified by any unauthorized or improper or irregular exercise of the power shall have his remedy in damages against the person exercising the power.}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid198182\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (emphasis is added)
\par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid198182\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 8.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid198182\charrsid7411123 \hich\af0\dbch\af37\loch\f0 It is clear that once}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid198182\charrsid7411123 \hich\af0\dbch\af37\loch\f0 the sale is completed the transferee will g\hich\af0\dbch\af37\loch\f0 
et an absolute impeachable title and that would mean that the Plaintiff in this case does not have any residual right in the property to institute this action in terms of Order 88 of the High Court Rules after the execution of the transfer.}{
\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid198182\charrsid7411123 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 9.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Plainti\hich\af0\dbch\af37\loch\f0 ve submits}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
 that it has the locus to bring these proceedings.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
The Plaintiff in its letter dated 9 February 2010 to the Purchaser under mortgagee sale had undertaken to provide possession to the Purchaser of settlement.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Clause 2 of the said letter s}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 t}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ates:
\par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 
\par }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The property is sold on }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 as-is-where-is}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0  basis with the }{\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 existing tenants.}{
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Possession will be given on the}{
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid1519795\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 date of settlement.}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
No undertaking or warranties are given on to the existing improvements on the said property}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 (emphasis }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid198182\charrsid7411123 \hich\af0\dbch\af37\loch\f0 added)}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024 
\par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 10.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid198182\charrsid7411123 \hich\af0\dbch\af37\loch\f0 It is clear\hich\af0\dbch\af37\loch\f0  }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5917102\charrsid7411123 \hich\af0\dbch\af37\loch\f0 that }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid198182\charrsid7411123 \hich\af0\dbch\af37\loch\f0 though such an }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 assurance was given it never materialized. Already the date of settlement has expired as the property was transferred }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7738355\charrsid7411123 \hich\af0\dbch\af37\loch\f0 to Mr}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
 Vasuturaga, who on the same day mortgaged it to Home Finance and the Plaintiff}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 '}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 s mortgage was c}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1519795\charrsid7411123 \hich\af0\dbch\af37\loch\f0 a}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
ncelled.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 T}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 houg\hich\af0\dbch\af37\loch\f0 h an assurance was given by the Plaintiff to give possession on the date of settlement it }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 never materialized }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
and now the plaintiff cannot rely on that letter as Plaintiff}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 '}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
s rights }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 to possession extinguished due to the transfer}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 
\hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 to Mr}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
 Vasuturaga, and the sub\hich\af0\dbch\af37\loch\f0 sequent mortgage to Home Finance Company on 31\hich\af0\dbch\af37\loch\f0 st\hich\af0\dbch\af37\loch\f0  December}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 , 2010}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 
\par \hich\af0\dbch\af37\loch\f0 11.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 This action was filed on the 10\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0 
 March, 2011 and clearly by that }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7738355\charrsid7411123 \hich\af0\dbch\af37\loch\f0 time the}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
 Plaintiff was not the mortgagee of the pro}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 perty and there is no residual right to the Plaintiff to bring this a\hich\af0\dbch\af37\loch\f0 
ction in terms of Order 88 of the High Court Rules. The present owner is Mr Vasuturaga and the mortgagee is Home Finance from 31\hich\af0\dbch\af37\loch\f0 st\hich\af0\dbch\af37\loch\f0  December}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 , 2010}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14428011\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 12.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The Sale and Purchase Agreement dated 30
\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0  March 2010 stated}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0  as follows}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 
\par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 
\par }{\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 POSSESSION}{
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10886024 
\par }{\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The Vendor shall\hich\af0\dbch\af37\loch\f0  hand over possession of the said property }{
\b\i\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 with the existing occupants}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
 to the Purchaser on the Date of Settlement.}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
The Purchaser agree that the Vendor has not given any undertakings or warranties on the existing improvements on the said property and the P\hich\af0\dbch\af37\loch\f0 urchaser shall accept the same on an }{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 '}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0 as-is-where-is}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 '}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0  basis.}{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10886024\charrsid7411123 \hich\af0\dbch\af37\loch\f0  
\par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 13.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 According to the Plaintiff that t}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0 he reference to the existing occupants is reference to existing tenants as being consistent wit}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7738355\charrsid7411123 \hich\af0\dbch\af37\loch\f0 h}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0  the Bank}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 '}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0 s letter of 9 February 2009}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7738355\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ,}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0  where it was agreed t\hich\af0\dbch\af37\loch\f0 
hat possession will be given on s}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 ettlement with existing tenants, but in that event why there was }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5917102\charrsid7411123 \hich\af0\dbch\af37\loch\f0 not }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
another provision to deal with the possession of the proprerty needs an explanation. It is clear that the sale was admittedly done on }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 '}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 as is where is}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 '}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0  bas\hich\af0\dbch\af37\loch\f0 is and the Plaintiff has not only executied a sale and purchase agreement in terms of the Seciton 79 }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7738355\charrsid7411123 \hich\af0\dbch\af37\loch\f0 o}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 f the}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7738355\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Property Law }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5917102\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Act,}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
 but has failed to provide any provision in the said contract regarding the delivery of the possession from the Defendant}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 , and the 
\hich\af0\dbch\af37\loch\f0 transfer of the property was executed and Mr Vasuturaga became the owner of the property and Home Finance, the Mortgagee.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 
\par 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 14.\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0 letter dated 7}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
 January 2011 to the Defendant by the Plaintiff state as follows}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 :}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 
\par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The Mortgagee sale formalities have been c
\hich\af0\dbch\af37\loch\f0 ompleted and the property has now been legally transferred to the successful tenderer.}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Therefore, you are to provide vacant possession with immediate effect.}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 
\hich\af0\dbch\af37\loch\f0  }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Should you fail to vacate the premises, eviction proceedings may be initiated and all legal cost
\hich\af0\dbch\af37\loch\f0  of the same will be borne by you}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3493893\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .

\par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10098242\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
But it should be noted that by writing a letter a party cannot create a non existent legal right. By this time the Plaintiff did not have a right to possession.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 
\hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The position now is that the Purchaser who is a bona fide \hich\af0\dbch\af37\loch\f0 
Purchaser for value has not been able to take possession of the property as the Defendant refuses to give up possession.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The Defendant also is collecting all the rental income that the said property is generating.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 
\hich\af0\dbch\af37\loch\f0  }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 This issue cannot be dealt in this actio\hich\af0\dbch\af37\loch\f0 n.}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 1}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 5}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .\tab Plaintiff relies on the following passage from Court of Appeal in }{\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 Fiji Development Bank v. Ratu Tevita Komaisavai}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
, Civil Appeal No. ABU 0018 of 2010 where the Justices of Appeal on page 9 had this to say:
\par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 
\par }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 \hich\af0\dbch\af37\loch\f0 In the circumstances, it is our consider\hich\af0\dbch\af37\loch\f0 
ed view that the provisions contained in the Order 88 of the High Court Rules, 1988 should stand independent of the provisions contained in the Land Transaction Act, Furthermore, it is evident that there is no specific procedure found in the Land Transact
\hich\af0\dbch\af37\loch\f0 i\hich\af0\dbch\af37\loch\f0 on Act, for such a remedial measure as well as to prevent the defaulters enjoying the property for which they are not rightly entitled to.}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
In the event the mortgagee is to make an application for foreclosure before }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \hich\af0\dbch\af37\loch\f0 moving for an order under Rule 88, as Ju\hich\af0\dbch\af37\loch\f0 
stice Inoke has determined, a mortgagor who had defaulted payments in terms of the agreement, would have an opportunity to enjoy the fruits of the property.}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \hich\af0\dbch\af37\loch\f0 In such situation, the defaulter may continue to enjoy the property even though he/she is at fault\hich\af0\dbch\af37\loch\f0 .}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Such a proposition may not meet out the justice.}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid6833629\charrsid7411123 
\par }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 
\par \hich\af0\dbch\af37\loch\f0 However, the terminology found in Rule 1(1) of the High Court Rules reads that}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \loch\af0\dbch\af37\hich\f0 \'85\loch\f0 any person having the right to foreclose.}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 
\par 
\par \hich\af0\dbch\af37\loch\f0 Plain reading of this phrase denotes that mere right to foreclosure of the per\hich\af0\dbch\af37\loch\f0 son, who is to make the application under Rule 88, would be sufficient to make an application under Rule 88.}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
It does not mean that the persons referred to in the said Rule should have necessarily completed the registration of foreclosure according to law.}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \hich\af0\dbch\af37\loch\f0 In making an application under Rule 88, that person who makes the application should establish the position namely, }{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \hich\af0\dbch\af37\loch\f0 having the right}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \hich\af0\dbch\af37\loch\f0  by adducing evidence by way of an affidavit.}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
Therefore, it is clear that even the plain reading of the Section does no\hich\af0\dbch\af37\loch\f0 t require the person who makes an application under Rule 88 to have that right enforced under the Land Transfer Act before making such an application}{
\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 \hich\af0\dbch\af37\loch\f0 "}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .
\par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 1}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 6}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid10313368\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
It is clear that the above finding will not confer an additional right to the Plaintiff who execute\hich\af0\dbch\af37\loch\f0 d the mortgagee sale after the said mortgage is cancelled and property is transferred to a new owner namely Mr Apisai Va}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 s}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 \hich\af0\dbch\af37\loch\f0 uturaga}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 , who then mortgaged the property to Home Finance}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 \hich\af0\dbch\af37\loch\f0 . 

\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 
\par {\listtext\pard\plain\b\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 C.\tab}}\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls32\adjustright\rin0\lin0\itap0\pararsid7411123 {
\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 CONCLUSION}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12416598\charrsid7411123 
\par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid12080103\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 1}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 7}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .\tab }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 \hich\af0\dbch\af37\loch\f0 This action was filed on 10
\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0  of March, 2011 and the mortg\hich\af0\dbch\af37\loch\f0 age to the Plaintiff was cancelled on 31\hich\af0\dbch\af37\loch\f0 st\hich\af0\dbch\af37\loch\f0  December}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 , 2010}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 \hich\af0\dbch\af37\loch\f0  and the Plaintiff cann}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7738355\charrsid7411123 \hich\af0\dbch\af37\loch\f0 o}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
t bring this action after the cancellation of its mortga}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7885935\charrsid7411123 \hich\af0\dbch\af37\loch\f0 g}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 e }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 with the defendant, }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 \hich\af0\dbch\af37\loch\f0 
for the reasons given above.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid14494486\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 18}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .\tab }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 \hich\af0\dbch\af37\loch\f0 The preliminary objection is upheld and the action is struck }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 o\hich\af0\dbch\af37\loch\f0 ut.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid8849153\charrsid7411123 \hich\af0\dbch\af37\loch\f0 19}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 .\tab }{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Considering the facts of this action I will not order a }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 
\hich\af0\dbch\af37\loch\f0 cost.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5403557\charrsid7411123 
\par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5651291\charrsid7411123 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Dated}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 \hich\af0\dbch\af37\loch\f0  at }{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Suva}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 \hich\af0\dbch\af37\loch\f0  this }{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid13391945\charrsid7411123 \hich\af0\dbch\af37\loch\f0 6th}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1860772\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 \hich\af0\dbch\af37\loch\f0 day}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 \hich\af0\dbch\af37\loch\f0  of}{
\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0  }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7950130\charrsid7411123 \hich\af0\dbch\af37\loch\f0 June}{
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 \hich\af0\dbch\af37\loch\f0 , 2011}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid5651291 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123\charrsid7411123 
\par }\pard\plain \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7411123 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 {
\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 \loch\af0\dbch\af37\hich\f0 \'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85\'85}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7411123 
\par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 \hich\af0\dbch\af37\loch\f0 Mr Deepthi Amaratunga
\par \hich\af0\dbch\af37\loch\f0 Acting Master of the High Court
\par \hich\af0\dbch\af37\loch\f0 Suva}{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid1662542\charrsid7411123 
\par }}