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\li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 INTERIOR PLUS LIMITED}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 \hich\af0\dbch\af37\loch\f0 a limited liability company having its registered office at 54-56\hich\af0\dbch\af37\loch\f0 Carnarvon Street, Suva in the Republic of Fiji Island. \par \hich\af0\dbch\af37\loch\f0 1\hich\af0\dbch\af37\loch\f0 ST\hich\af0\dbch\af37\loch\f0 \hich\af0\dbch\af37\loch\f0 DEFENDANT \par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard \s15\qc \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 AND\hich\af0\dbch\af37\loch\f0 : \par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \s15\qc \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 PRAVIN SINGH (f/n Unknown)}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 of Lot 31 \hich\af0\dbch\af37\loch\f0 Tuisowaqa Road off Vunakece Road, Namadi\hich\af0\dbch\af37\loch\f0 Heights, Suva in the Republic of Fiji Islands. \par \hich\af0\dbch\af37\loch\f0 2\hich\af0\dbch\af37\loch\f0 ND\hich\af0\dbch\af37\loch\f0 DEFENDANT \par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 BEFORE\hich\af0\dbch\af37\loch\f0 :}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Master Deepthi Amaratunga \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 COUNSELS\hich\af0\dbch\af37\loch\f0 :}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Lateef & Lateef }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 for the \hich\af0\dbch\af37\loch\f0 Plaintiff \par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Tevita Fa & Associates}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 \hich\af0\dbch\af37\loch\f0 for the Defendant \par \par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Date of Hearing:}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 17\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0 Janua\hich\af0\dbch\af37\loch\f0 ry, 2011 \par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Date of Ruling:}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 7\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0 \hich\af0\dbch\af37\loch\f0 Februa\hich\af0\dbch\af37\loch\f0 ry, 2011}{ \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard \s15\qc \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 RULING}{ \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 { \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\b\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 A.\tab}}\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid7827462 { \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 INTRODUCTION}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 1.\tab}}\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin0\itap0\pararsid7827462 { \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 This is an application filed by the Plaintiff in terms of Order 88 of the High Court Rules to obtain possession of the mortgaged property.}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\b\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 B.\tab}}\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid7827462 { \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 FACTS}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 2.\tab}}\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin0\itap0\pararsid7827462 { \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 The property was mortgaged to the Plai\hich\af0\dbch\af37\loch\f0 ntiff by the 1\hich\af0\dbch\af37\loch\f0 st\hich\af0\dbch\af37\loch\f0 Defendant.}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 3.\tab}}\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin0\itap0\pararsid7827462 { \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 2\hich\af0\dbch\af37\loch\f0 nd\hich\af0\dbch\af37\loch\f0 Defendant was the previous owner who transferred his rights to the 1\hich\af0\dbch\af37\loch\f0 st\hich\af0\dbch\af37\loch\f0 Defendant.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 4.\tab}}\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin0\itap0\pararsid7827462 { \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 2\hich\af0\dbch\af37\loch\f0 nd\hich\af0\dbch\af37\loch\f0 Defendant}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 '} {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 s position is that since the full amount was not paid he remained in possession of the property. \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\b\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 C.\tab}}\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin0\itap0\pararsid7827462 { \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 LAW AND ANALYSIS}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 6.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Order 88 o\hich\af0\dbch\af37\loch\f0 f the High Court Rules deals with the mortgage actions. Order 88 rule 1(1)(d) states as follows:}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 (d) delivery of possession (whether before or after foreclosure or without foreclosure) to the mortgagee by the mortgagor or }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 by any other person}{ \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 who is or is a\hich\af0\dbch\af37\loch\f0 lleged to be }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 in possession of the property}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 .\hich\af0\dbch\af37\loch\f0 \hich\af0\dbch\af37\loch\f0 (emphasis is added)}{ \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 7.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 So Order 88 rule 1(1)(d) can be resorted by the mortgagee, to obtain the possession of the property that was mortgaged irrespective of}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 the person in possession is the mortgagor or another.}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 8.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 In the case of }{ \f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 ANZ Bank vs Kelemedi Rakuve Bulewa}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 ,}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 High Court of Suva Civil Action 233 of 2002 it was sited}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Halsbury}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 '}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 s Laws of England 4\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0 Ed. Vol 32 at para 725 which states as follows:}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 "}{ \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 The mortgagee will not be restrained from exercising his power\hich\af0\dbch\af37\loch\f0 of sale because the amount due is in dispute or because of \hich\af0\dbch\af37\loch\f0 \hich\af0\dbch\af37\loch\f0 t\hich\af0\dbch\af37\loch\f0 h\hich\af0\dbch\af37\loch\f0 e mortgagor has begun \hich\af0\dbch\af37\loch\f0 redemption\hich\af0\dbch\af37\loch\f0 action or because the mortga \hich\af0\dbch\af37\loch\f0 g\hich\af0\dbch\af37\loch\f0 or objects to the manner in which the sale is being arranged. He will be restrained \hich\af0\dbch\af37\loch\f0 however\hich\af0\dbch\af37\loch\f0 ,\hich\af0\dbch\af37\loch\f0 if the mortgagor pays the amount wh\hich\af0\dbch\af37\loch\f0 ich\hich\af0\dbch\af37\loch\f0 \hich\af0\dbch\af37\loch\f0 the mortgagee claims to be due to him.}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 " \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 9.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 In that case it was also sited the case of }{\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Matthie v Edwards}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 73 ER 776 at 779: }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 "}{ \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Now the powers so given may undoubtedly, be often used for purposes of oppression. They are however, powers which the party having a \hich\af0\dbch\af37\loch\f0 power of the property thinks proper to confer on the individual from which the borrows the money, it is a bargain one party with his money and he has to pay himself out if the property upon which it is charged and }{ \b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 it is for the other party who creates the\hich\af0\dbch\af37\loch\f0 mortgaged to consider whether he has not given too large a power to the individual whit whom he is dealing.}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 But when once it is given, the party advancing his money is perfectly entitled to execute the power which such contract gives him. }{\b\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 However if the p \hich\af0\dbch\af37\loch\f0 ower is sought to be exercised for exorbitant}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 purposes, without a due regard to the interest of the parties \hich\af0\dbch\af37\loch\f0 concerned}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 ,\hich\af0\dbch\af37\loch\f0 this court will interfere under certain circumstances, and like other pledges, if the individual comes and deposits the \hich\af0\dbch\af37\loch\f0 money,\hich\af0\dbch\af37\loch\f0 the court \hich\af0\dbch\af37\loch\f0 will under certain circumstances, and}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 like other pledges, prevents a party from exercising that power arbitrarily but without the actual deposit of the sum which the other party is entitled to.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 " \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 10.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 In the above case Justice Pathik also sited the judgment\hich\af0\dbch\af37\loch\f0 of Goff L. J in }{\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Western Bank Ltd v}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\ul\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Schindle}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 r (1977)1 Ch where it is stated: }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 "}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 It has for a very long time been established law that a mortgagee has a property right at common law as owner of the legal estate to go into possession of the mortgaged propert\hich\af0\dbch\af37\loch\f0 y. This right has been unequivocally recognized in a number of modern cases: see for example, For Maids Ltd v Dudley Marshall Properties Ltd (1957) Ch 317 .. It has nothing to do with default: see per H\hich\af0\dbch\af37\loch\f0 a \hich\af0\dbch\af37\loch\f0 rman J in the Four Maids case where he said at p 320}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 "}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 The}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 mortgagee may go into possession before the ink is dry on the mortgage unless there is something in the \hich\af0\dbch\af37\loch\f0 contract,\hich\af0\dbch\af37\loch\f0 express or by implication, whereby he has contracted out of that right}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 .}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 "}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 (emphasis is mine)}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 11.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 It is clear that the rights of the mortgag\hich\af0\dbch\af37\loch\f0 ee is paramount and only in exceptional instances that a court has interfered with those rights. It may be because; it encourages business and gives notice to mortgagors or the people in possession of the mortgage\hich\af0\dbch\af37\loch\f0 d \hich\af0\dbch\af37\loch\f0 property that they are at mercy to the mo\hich\af0\dbch\af37\loch\f0 rtgagee, in case of a default. This is clearly to encourage financial market to grant loans, but at the same time to have an easy method of recovering the debt in case of a default.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 This is a deterrent to default, too.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 12.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 In this case the2nd Defendant is \hich\af0\dbch\af37\loch\f0 not the mortgagor of the property. He was the previous owner who has sold it to the 1\hich\af0\dbch\af37\loch\f0 st\hich\af0\dbch\af37\loch\f0 Defendant, the mortgagor of this property to the plaintiff.}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 13.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 1\hich\af0\dbch\af37\loch\f0 st \hich\af0\dbch\af37\loch\f0 Defendant has not objected to this proceedings and it is an\hich\af0\dbch\af37\loch\f0 already wound up company and Plaintiff \hich\af0\dbch\af37\loch\f0 did not pursue the matter against 1\hich\af0\dbch\af37\loch\f0 st \hich\af0\dbch\af37\loch\f0 Defendant.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 14.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 2\hich\af0\dbch\af37\loch\f0 nd \hich\af0\dbch\af37\loch\f0 Defendant}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 '}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 s position is that he did not receive the full amount of the sale price from the 1\hich\af0\dbch\af37\loch\f0 st\hich\af0\dbch\af37\loch\f0 Defendant and he was in possession of the property till the last payment was paid.}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 1\hich\af0\dbch\af37\loch\f0 5\hich\af0\dbch\af37\loch\f0 .}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 The transaction b\hich\af0\dbch\af37\loch\f0 etween 1\hich\af0\dbch\af37\loch\f0 st\hich\af0\dbch\af37\loch\f0 and 2\hich\af0\dbch\af37\loch\f0 nd\hich\af0\dbch\af37\loch\f0 \hich\af0\dbch\af37\loch\f0 Defendant, \hich\af0\dbch\af37\loch\f0 cannot be raised as a defence in this proceedings. The Plaintiff}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 '}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 s rights are clearly laid down in the contract of mortgage and clause 12 of the said agreement states as follows\hich\af0\dbch\af37\loch\f0 :}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 "}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 That the Bank upon default in payment of any \hich\af0\dbch\af37\loch\f0 money her\hich\af0\dbch\af37\loch\f0 e\hich\af0\dbch\af37\loch\f0 by secured or any pa\hich\af0\dbch\af37\loch\f0 rt thereof \hich\af0\dbch\af37\loch\f0 or any interest \hich\af0\dbch\af37\loch\f0 may:}{ \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\i\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 (a)\tab}}\pard \ql \li1440\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1440\itap0\pararsid7827462 { \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 \hich\f0 enter into possession of the mortgaged land by receiving the rents and profits thereof\'85}{ \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 " \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\i\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 (b)\tab}}\pard \ql \li1440\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1440\itap0\pararsid7827462 { \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 distra\hich\af0\dbch\af37\loch\f0 i\hich\af0\dbch\af37\loch\f0 n upon the occupier or tenant of the said land for the rent then due; \hich\af0\dbch\af37\loch\f0 \hich\af0\dbch\af37\loch\f0 or}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par {\listtext\pard\plain\i\lang2057\langfe1033\dbch\af37\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 (c)\tab}}\pard \ql \li1440\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1440\itap0\pararsid7827462 { \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 bring and action of eject\hich\af0\dbch\af37\loch\f0 \hich\f0 ment to recover the said land\'85\'85}{ \i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 "}{\i\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 16\hich\af0\dbch\af37\loch\f0 .}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 It is clear that 2\hich\af0\dbch\af37\loch\f0 nd\hich\af0\dbch\af37\loch\f0 Defendant was not a party to this mortgage contract and what ever the dispute he has with the payments of his money cannot be a subject matter of this case. 2 \hich\af0\dbch\af37\loch\f0 nd\hich\af0\dbch\af37\loch\f0 Defendant has transferred the proper\hich\af0\dbch\af37\loch\f0 ty to the 1\hich\af0\dbch\af37\loch\f0 st\hich\af0\dbch\af37\loch\f0 Defendant and the Plaintiff was not a party to that transaction. }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 D.}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 CONCLUSION}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 17\hich\af0\dbch\af37\loch\f0 .}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 In the light of the legal position and factual circumstances of this case 2\hich\af0\dbch\af37\loch\f0 nd\hich\af0\dbch\af37\loch\f0 Defendant \hich\af0\dbch\af37\loch\f0 is\hich\af0\dbch\af37\loch\f0 ordered as per paragraph A and B of the originating summons filed o\hich\af0\dbch\af37\loch\f0 n 19\hich\af0\dbch\af37\loch\f0 th\hich\af0\dbch\af37\loch\f0 October, 2010 to vacate the premises and hand over the possession to Plaintiff forthwith.}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 18\hich\af0\dbch\af37\loch\f0 .}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \hich\af0\dbch\af37\loch\f0 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Plaintiff is also entitled to $500 costs from the \hich\af0\dbch\af37\loch\f0 2\hich\af0\dbch\af37\loch\f0 nd\hich\af0\dbch\af37\loch\f0 Defendant,\hich\af0\dbch\af37\loch\f0 assessed summarily. \par \par }\pard\plain \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 \fs22\lang1033\langfe1033\loch\af37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 { \b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Dated at Suva this \hich\af0\dbch\af37\loch\f0 8\hich\af0\dbch\af37\loch\f0 th \hich\af0\dbch\af37\loch\f0 day of \hich\af0\dbch\af37\loch\f0 Febru \hich\af0\dbch\af37\loch\f0 ary, 2011 \par \par }\pard \s15\qc \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Mr. Deepthi Amaratunga \par }{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \hich\af0\dbch\af37\loch\f0 Acting Master of the High Court}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462 \par }\pard \s15\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7827462 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par \hich\af0\dbch\af37\loch\f0 Suva}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid7827462\charrsid7827462 \par }}