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BOARD}{\b\lang2057\langfe1033\langnp2057\insrsid7300016 \par }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 a body corporate duly constituted under the Native Land Trust Act, Cap. 134. \par Defendant \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par Judgment of}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 :}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Ms Dias Wickramasinghe J. \par \par Counsel Appearing}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 :}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Mr Lagilagi for the Plaintiff \par Mr Mataitini for the Defendant \par \par Date of Hearing}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 :}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 11th August 2010 \par Date of W/Submissions}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 :}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 26th August 2010 \par Date of Judgment}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 :}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 1st November 2010 \par \par }\pard \qc \li0\ri0\nowidctlpar\brdrb\brdrs\brdrw30\brsp20 \aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\b\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 INTERLOCUTORY ORDER}{ \b\lang2057\langfe1033\langnp2057\insrsid3428153 \par }\pard \ql \li0\ri0\nowidctlpar\brdrb\brdrs\brdrw30\brsp20 \aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\cs19\b\ul\lang2057\langfe1033\langnp2057\insrsid3428153 \par }{\cs19\b\ul\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Introduction}{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par \par [1]}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The Plaintiff}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 by its Summons, seeks a Summary Judgment in terms of Order 14 Rule 1 of the High Court Rules, praying }{\i\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 inter alia}{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 for $930, 008.21 together with interest at the rate of 13.5% from 28th February 2008, against the Defendant. \par }{\cs19\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \s1\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0\pararsid3428153 \f41\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 [2]}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Defendant is a Statutory Board, endowed with wide powers, duties and special rights relating to the control and administration of native lands in Fiji.}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 By Memorandum of Lease No 14107, dated the 23rd February 1972,}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 the Defendant leased the }{\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 at Valasi, Nadroga to the lessees, Mani Ram, Tota Ram, Ganga Ram, Daya Ram, and Brij Ram (all sons of Ram Dayal). \par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \s1\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0\pararsid3428153 \f41\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 [3]}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 On or around 19th January 1984, by Mortgag e Deed No. 208199, lessees obtained a loan of $40,000 from the Plaintiff, by providing as collateral their undivided leasehold interest in the }{\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 . In terms of section 12 of the Natives Land Trust Act, the lessees were required to obtain consent from th e Defendant and the Defendant has consented to the execution of the mortgage by its letter of 1st January 1984. \par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \f5\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 [4]}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 At the hearing both counsel informed court that in 1986 there was a fire where the dwelling in the }{ \i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 was destroyed and 2 of the lessees died. \par \par [5]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 In the event of a destruction to the dwelling,}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 paragraph 9 of the Memorandum of Lease stated above requires the lessees to reconstruct the dwelling within 2 years from the date of such destruction. Parties admit that the lessee had breached this provision and had deserted the }{ \i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 . \par \par [6]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The Plaintiff submits that, it is entitled to Summary Judgment as the Defendant failed to serve a notice of re -entry under section 57 and 62 of the Land Transfer Act and notify the Plaintiff before making an application for the cancellation of the lease. Plaintiff also alleges that had the Plaintiff been served with the notice of re-entry, it would have taken action to seek relief under sectio n 105 of the Property Law Act, to prevent its loss. \par \par [7]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Defendant submits that on 17/6/98, it served a Notice of re-entry by pasting it on a tree in the }{ \i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 .}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The Plaintiff attached a copy of the said notice with its pleading marked exhibit D. On 14/10/99 the lease was cancelled on an application of the Defendant. \par \par [8]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The Defendant asserts that the Plaintiff is not entitled to a Summary \par Judgment as it has a meritorious defense based on 5 grounds. I will discuss these grounds later on in my order. \par }{\cs19\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }{\cs19\b\f0\ul\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Legal Matrix }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par \par [9]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Order 14 Rule 1 of the High Court Rules provides for a Plaintiff to apply to court for Summary Judgment if the Defendant has no defence on the claim. The said Order reads as follows.}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 \par }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \s24\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3428153 \f5\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Application by plaintiff for summary judgment}{\b\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 (O.14, r.1)}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153 \par }\pard \s24\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153 \par }\pard \s24\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3428153 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Where in an action to which this rule applies a statement of claim has been served on a defendant and that defendant has given notice of intention to defend the action, the plaintiff may, on the ground that that defendant has no defence to a claim included in the writ, or to a particular part of such a claim, or has no defence to such a claim or part except as to the amount of any damages claimed, apply to the Court for judgment against that defendant}{ \f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 . \par }\pard \s24\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\fs24\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \f5\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 [10]}{ \cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\cs21\b\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 In the}{\cs21\b\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 case of }{ \cs21\b\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Pemberton v.}{\cs21\b\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\cs23\b\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 C}{ \cs21\b\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 happell}{\cs21\b\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\cs21\b\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 (1987) 1 N.Z.L.R 1}{ \cs21\b\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\cs23\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 the learned judges analyzed the extent of }{\cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 the court }{\cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s power to enter summary judgments, where it was held that:}{\cs22\f0\lang2057\langfe1033\langnp2057\insrsid3428153 \par }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \s20\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faroman\adjustright\rin0\lin720\itap0\pararsid3428153 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \'85 the High court rules casts onto the plaintiff the onus of convincing the court that the defendant has no fairly arguable defence. Normally that onus will be satisfied by the plaintiff}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153 '}{ \cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s affidavit verifying the allegations in the Statement of Claim and his oath that he believes that the defendant has no defence to the claim\'85 If a defence is not evident on the plaintiff}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s pleading and the defendant wishes to resist summary judgment, the defendant must file an affidavit raising an issue of fact or law and give reasonable particulars of the matters which he claims ought to be put in issue. Where the only}{ \cs23\i\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \~}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 arguable defence is}{\cs23\i\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \~}{ \cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 a question of law which is clear cut and does not require findings on disputed facts or the ascertainment of further facts, the Court may, and normally should, decide it on the application for summary judgment. But where the defence raises questions of fa ct on which the outcome of the case may turn it will not often be right to enter summary judgment.}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\cs22\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard \s20\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faroman\adjustright\rin0\lin0\itap0\pararsid3428153 {\cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard \s20\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faroman\adjustright\rin0\lin720\itap0\pararsid3428153 {\cs21\b\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 In the case of }{ \cs21\b\i\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 S. v.}{\cs21\b\i\lang2057\langfe1033\langnp2057\insrsid3428153 }{\cs21\b\i\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Gloucestershire County Council}{ \cs21\b\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 [2000] All E.R. 346 it was held:}{\cs21\b\lang2057\langfe1033\langnp2057\insrsid3428153 \par }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 the}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153 C}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 ourt will first}{\cs23\i\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \~}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 need to be satisfied that all substantial facts relevant to the allegations of negligence, which are reasonably capable of being before the court, are before the court; that these facts are undisputed or that there is no real prospect of successfully disputing them; and that there is no real prospect of oral evidence affecting the court}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s assessment of the facts}{\cs21\lang2057\langfe1033\langnp2057\insrsid3428153 "}{ \cs22\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \~ \par }\pard \s20\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faroman\adjustright\rin0\lin0\itap0\pararsid3428153 {\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \f5\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 [11]}{ \cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 In the backdrop of the above guidelines,}{\cs23\b\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \~}{ \cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 let me now consider the evidence tendered by both the Plaintiff and the Defendant in the instant case to determine whether the Plaintiff}{ \cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\cs21\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s application for a summary judgment has merit.}{\cs22\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \~ \par \par [12]}{\cs22\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 At the hearing, both parties admitted the procedural correctness of filing of documents and supporting affidavits under Order 14. On a perusal of the case record, I am satisfied that the Plaintiff has followed the prerequisites stipulated in Order 14 to make an application for Summary Judgment. \par \par [13]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Defendant relies on the following defences. \par \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Plaintiff}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 being advised /notified by letter dated 24th May 1995.[Exhibit }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 C}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 ]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (b)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Re-entry notified in terms of section 24 of the Native Land Trust Act. [Exhibit D]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (c)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Duty of the Registrar of Titles in cancelling the Lease. }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (d)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Surrender of lease in terms of section 62 of Land Transfer Act. }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (e)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Tenants Loan from Plaintiff is an independent contract. \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par [14]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The defenses stated in (a), (b) and (c) above are inter- woven. I will accordingly proceed to analyze them together. \par \par [15]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 By its letter dated 24th May 1995 (exhibit }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 C}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 ), the Defendant}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 informed the Plaintiff about the incident of fire}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 in 1986 and the Probate and that the Letter of Administration have}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 not been granted to the estate of the deceased lessees. The letter further discloses the address of Brij Ram being one of the lessees. The Defendant requested the Plaintiff to advise the Defendant on the information they have supplied before notices were issued. There is no evidence before me to determine whether the Plaintiff replied the said letter except the assertion of the Defendant in the negative. The Defendant then after a lapse of 3 years, on 17/6/1998 had issued a notice under the heading }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 To All Whom it May Concern}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 . The said notice informs that the Defendants had forthwith re-entered the land. The heading of the letter also states }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Application to cancel lease upon Re-entry by the Lessors.}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Land Transfer Act (Cap 131) Section 57 Property Law Act (Cap 130) section 105}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 .}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 It is common ground that this notice had been affixed on a tree in the native land.}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par \par [16]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The Plaintiff thereafter by its letter of 11/02/2003 had informed the Defendant that it was not served with a notice of re-entry but have gathered that an officer of the Defendant had attached a notice on a tree.}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The said letter further requests the Defendant to return the land to the lessees, as they have plans to develop the land. The letter in the last paragraph states }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 in this regard we request that you kindly consider Mr Daya Ram}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s request as well as the interest of the Public Trustee of Fiji as mortgage of the piece of land}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 . The Defendant by its letter of 4/11/2003, refused to reinstate the former lessee and further informed that they had re- leased the }{\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 .}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Thereafter, it appears that the Plaintiff has by letter dated 25th May 2004 written to the new developers (copy not provided to court) which had been replied by the new developer on 1st June 2004 informing that the new developers had commenced develo pment operations. The said reply is attached as exhibit }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 H}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 with the Plaintiff}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s pleadings. \par \par [17]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Let me now analyze the effect of the notice attached on a tree, to consider}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 whether it would meet the requirements of sections 57(b) and 62 of the Land Transfer Act as alleged by the Plaintiff and section 24(1) of the Native Land Trust Act. \par \par }{\b\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 [18]}{\b\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\b\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Duty under section 57 }{ \b\f0\lang2057\langfe1033\langnp2057\insrsid3428153 \par }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Section 57 (b) of the Land Transfer Act provides:}{\lang2057\langfe1033\langnp2057\insrsid3428153 \par }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3428153 \f5\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 unless the re-entry and recovery of possession have been by formal process of law, the Registrar shall require notice of application to register the same to be served on all persons interested under the lease, or, failing such notice, shall give at least one cal endar month}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s notice of the application by publication in the Gazette and in one of the newspapers published and circulating in Fiji before making any entry in the register}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par [19]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 I have considered section 57 (b) along with part X of the Land Transfer Act which stipulates the provisions for }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 leases}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 of Native Lands. Whilst section 57 provides for cancellation of leases by the Registrar, section 62 relates to the surrender of registered lease. The Plaintiff argues that in terms of section 57(b), the Defendant is required to serve Notices on all perso ns interested under the lease. The Defendant argues that it is the Registrar that is mandated to issue the Notice. I specially consider the words }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{ \b\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Registrar}{\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 shall require notice of application to register the same to be served on all persons}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 in section 57(b) and finds that it is the Registrar that is tasked to }{ \i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 serve}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 the notice and not the Defendant.}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 I am conscious of the fact that in practice, the parties may provide the notices, but nonetheless the notices should be issued under the hand of the Registrar. The exercise of the power by Registrar of Titles under section 57 was dealt at length by }{\b\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Inoke J}{\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 .}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 in the case of }{\b\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Rapchand Holding ltd v Native Land Trust Board}{ \i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 [2001] FJHC 208; HBC 438.2003L (16 June 2010)}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 . I respectfully agree with his observations espec ially at paragraph 18 thereof.}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 I therefore reject the argument advanced by the Plaintiff that the Defendant had a requirement to serve the notice of re-entry in terms of section 57(b) of the Land Transfer Act. \par \par [20]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\b\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Duty under section 62 of the Land Transfer Act. }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The plaintiff submits that the lease was surrendered by the lessees. Therefore, the Defendant has a duty to obtain the Plaintiff}{ \lang2057\langfe1033\langnp2057\insrsid3428153 '}{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s consent as registered mortgagee before it applied to cancel the lease.}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 I have analyzed section 62 carefully. Firstly, there is no evidence that the Lessees surrendered the lease. In the contrary, the affidavit evidence is that the Lessees abandoned the }{ \i\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus}{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 . \par \par [21]}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The Laws of England, Vol. 27 [1981] at paragraph 444. p. 349 \par }{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 provides:}{\lang2057\langfe1033\langnp2057\insrsid3428153 \par }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard \ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3428153 {\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 A surrender is a voluntary act of the parties whereby, with the landlord}{\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s consent, the tenant surrenders his lease to the landlord so that the lease merges with the reversion and is thus brought to an end. It is defined as being the yielding up of the term of the person who has th e immediate estate in reversion in order that, by mutual agreement, the term may merge in reversion. }{\i\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The surrender may be either express that is by an act of the parties having an express intention of effecting surrender}{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 , }{\i\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 or by operation of law, that is as an inference from the acts of the parties}{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 .}{\lang2057\langfe1033\langnp2057\insrsid3428153 " }{ \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \f5\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par [22]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The court accordingly concludes that section 62 has no application to this case. \par \par [23]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\b\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Notice under section 24 of the Native Land Trust Act. \par }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par The Defendant submits that the service of the notice dated 17/06/1998 was in compliance to section 24 (1) of the Native Land Trust Act (Cap 134) which reads thus; }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 \par }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153 "}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Any application, statement, demand, instrument, notice or other document authorized or required by this Act, or any regulation}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 made thereunder, may be served on the person to whom it is to be given either personally or by leaving it for him at his last known place of abode or by sending it through the post in a registered letter addressed to him there}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 " \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par [24]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Both parties accept that the lessees abandoned the land after the fire incident in 1986. The Memorandum of Lease between the Defendant and the lessees are sequel to the legal rights and statutory obligations created under the Natives Land Trust Act. The notices stated in section 24 above therefore arise only as a consequence of a breach of the agreement between the lessee and the Defendant.}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Although the Defendant consented to the execution of the mortgage, I am of the view that the statutory obligation under section 12 of the Native Lands Act does not require the Defendant to serve a re-entry notice to the Plaintiff, in the event of breach of its lease c onditions with the lessee.}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 In any event the lessees were required to pay off all the installments by 31/03/1991. The Defendant re-entered the }{\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 only in 1998; 7 years after the date on which the loan should have been paid off by the lessees. During that 7 years Plaintiff had not adduced any evidence before this court to prove that it taken any action to recover the loan monies from the lessees.}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Instead, the Plaintiff is now attempting to recover the loan money from the Defendant who is discharging a statuary function on a technicality.}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par \par [25]}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The Defendant}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s obligation is to serve a notice of cancellation of the lease to the lessees. The lessees have abandoned the }{\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus. } {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 In the circumstances, affixing the notice on a tree in the absence of a dwelling at the last known place of abode of the lessees is sufficient compliance of section 24 of the Native Land Trust Act. \par \par }{\b\f0\ul\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Remedial action by Plaintiff }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par [26]}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The plaintiff submits that had the notice been served on it, it could have taken action under Section 105 (4) of Property Law Act, (Cap 130)}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 for an order of vesting the whole term of the lease to it. In this process, the Plaintiff states that it could have found ways to sell the lease to recover its debt.}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The Plaintiff further submits that the location is wel l known as Coral Coast where many tourist operators are located and it would not be difficult to find a buyer for the mortgage lease. Once again I hold that this is not a tenable argument to make an application for summary judgment when analyzing the mann er in which the Plaintiff conducted its business relating to this land. My reasons are as follows. \par \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard\plain \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin720\itap0\pararsid3428153 \f5\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The deed of Mortgage No 208199 dated 19th January 1984 between the Lessees and the Plaintiff requires the lessees to pay $1200 p.m. commencing from 31st March 1984 and ending 31st March 1991. \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (b)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls2\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 According to the payment schedule at annex G of the Plaintiff}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s pleadings the last payment was made by the lessees on 27th September 1985 and since then the Plaintiff has not taken any action to recover the loan installments. \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 (c)}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 It appears to me that the Plaintiff finally after 18 years, on 11th February, 2003 decided to write through its legal officer a letter to the Defendant.}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 A careful consideration of the letter indicates that the said letter had also bee n initiated by the Plaintiff as a result of a discussion the lessees have had with the Plaintiff and in view of lessees}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 interest to be reinstated in the }{\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 . \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (d)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The Defendant re-entered the }{\i\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 corpus}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 only in 1999 approximately after 8 years from the last due date of payment. Even after the letter dated 24th May 1995 was written by the Defendant, the plaintiff has not acted diligently to secure its mortgage rights. \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (e)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 I am not hesitant to conclude that the Plaintiff had}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 not taken any steps or any meaningful steps to recover its dues from the lessees. Since the Plaintiff filed the Summons for Summary Judgment simultaneously with the Writ of Summons, the Plaintiff has the onus to prove that the Defendant has no defence. \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (f)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 The payment schedule at Exhibit G also depicts payment installments for insurance. The Plaintiff}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s pleadings are silent as to whether the Plaintiff has recovered any sum from insurance.}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 I also note that although the affidavit evidence of the Plaintiff states that the Defendant was loaned $40,000 the payment schedule G discloses the sum lent as $33,000. \par }\pard \s18\ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par {\listtext\pard\plain\s18 \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \hich\af0\dbch\af0\loch\f0 (g)\tab}}\pard \s18\ql \li720\ri0\nowidctlpar\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin720\itap0\pararsid3428153 { \f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 In the circumstances, I am unable to accept the Plaintiff}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\f0\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s assertion that it could have acted in terms of section 105(4) to protect its rights. \par }\pard\plain \ql \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\b\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 [27]}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 On the foregoing I conclude that the Defendant has not breached the provisions of section 57(2) and 62 of the Land Transfer Act. I am satisfied that the Defendant has}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 defences on the merits and concludes that the Defendant in fact has triable issues to be determined by the court.}{\lang2057\langfe1033\langnp2057\insrsid3428153 }{ \lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par \par Accordingly, I dismiss the application of the Plaintiff for summary judgment. \par }{\b\ul\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 \par ORDERS \par \par }{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Plaintiff}{\lang2057\langfe1033\langnp2057\insrsid3428153 '}{\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 s application for Summary Judgment dismissed. Considering the nature of the case I do not order costs. \par \par }\pard \qc \li0\ri0\nowidctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3428153 {\b\lang2057\langfe1033\langnp2057\insrsid3428153\charrsid3428153 Ms. D. Dias Wickramasinghe \par JUDGE}{\lang2057\langfe1033\langnp2057\insrsid1972231\charrsid3428153 \par }}