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\par }{\f0\fs24\insrsid9181642\charrsid2441381 of 360 Victoria Parade, Suva
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\par }{\f0\fs24\insrsid9181642\charrsid2441381 of Lot 4, Sakoca Subdivision, Lakha Singh
\par Road, Tacirua, Foreman.
\par Defendant
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid2441381 
\par }{\b\f0\fs24\insrsid2441381\charrsid14353233 Before: }{\b\f0\fs24\insrsid9181642\charrsid14353233 Master Anare Tuilevuka
\par }{\f0\fs24\insrsid9050220\charrsid2441381 
\par }{\b\f0\fs24\insrsid2441381\charrsid14353233 Counsels:}{\f0\fs24\insrsid2441381\charrsid2441381  }{\f0\fs24\insrsid9181642\charrsid2441381 Nands Law for the Plaintiff
\par 
\par }{\b\f0\fs24\insrsid9181642\charrsid14353233 Date of }{\b\f0\fs24\insrsid2441381\charrsid14353233 Hearing:}{\f0\fs24\insrsid2441381\charrsid2441381  }{\f0\fs24\insrsid9181642\charrsid2441381 No Appearance
\par }{\b\f0\fs24\insrsid9181642\charrsid14353233 Date of }{\b\f0\fs24\insrsid2441381\charrsid14353233 Ruling: }{\f0\fs24\insrsid9181642\charrsid2441381 13th August, 2010
\par 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\b\f0\fs24\ul\insrsid2441381\charrsid2441381 RULING}{\b\f0\fs24\ul\insrsid9181642\charrsid2441381 
\par }{\b\f0\fs24\insrsid9181642\charrsid2441381 (FORMAL PROOF)
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 
\par }{\b\f0\fs24\ul\insrsid9181642\charrsid2441381 BACKGROUND
\par }{\f0\fs24\insrsid9181642\charrsid2441381 
\par }{\f0\fs24\insrsid2441381 [1]. }{\f0\fs24\insrsid9181642\charrsid2441381 This is a ruling after formal proof of the plaintiff}{\f0\fs24\insrsid2441381\charrsid2441381 '}{\f0\fs24\insrsid9181642\charrsid2441381 
s originating summons dated 13th April 2010 filed by Nand}{\f0\fs24\insrsid2441381\charrsid2441381 '}{\f0\fs24\insrsid9181642\charrsid2441381 s Law. The originating summons seeks the following relief:
\par 
\par }\pard \ql \li770\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin770\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 (i)}{\f0\fs24\insrsid2441381\charrsid2441381  }{\f0\fs24\insrsid9181642\charrsid2441381 
delivery by the defendant and or his family to the plaintiff of vacant possession of all that property comprised and described in Nati
ve Lease No. 27677 being Lot 4 SO5032 Sakoca Subdivision on NLTB No: 50034560 having an area of more or less 635 sqm together with all the improvements thereon situated in the District/Tikina of Naitasiri and Province of Naitasiri/Island of Viti Levu (}{
\f0\fs24\insrsid2441381\charrsid2441381 "}{\f0\fs24\insrsid9181642\charrsid2441381 property}{\f0\fs24\insrsid2441381\charrsid2441381 "}{\f0\fs24\insrsid9181642\charrsid2441381 ).}{\f0\fs24\insrsid9181642 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid2441381\charrsid2441381 
\par }\pard \ql \li770\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin770\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 (ii)}{\f0\fs24\insrsid2441381\charrsid2441381  }{\f0\fs24\insrsid9181642\charrsid2441381 
an injunction restraining the defendant, his servants and/or agents from interfering with the improvements on the said property in any way so as to deplete its value;}{\f0\fs24\insrsid9181642 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid2441381\charrsid2441381 
\par }\pard \ql \li770\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin770\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 (iii)}{\f0\fs24\insrsid2441381  }{\f0\fs24\insrsid9181642\charrsid2441381 
such further or other relief as seems just and equitable to this Honorable Court;}{\f0\fs24\insrsid9181642 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid2441381\charrsid2441381 
\par }\pard \ql \li770\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin770\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 (iv)}{\f0\fs24\insrsid2441381\charrsid2441381  }{\f0\fs24\insrsid9181642\charrsid2441381 costs of this action}{
\f0\fs24\insrsid9181642 
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid2441381\charrsid2441381 
\par }{\f0\fs24\insrsid2441381 [2]. }{\f0\fs24\insrsid9181642\charrsid2441381 The summons is filed pursuant to}{\b\f0\fs24\insrsid9181642\charrsid2441381  Order 88}{\f0\fs24\insrsid9181642\charrsid2441381  of the}{\b\f0\fs24\insrsid9181642\charrsid2441381 
 High Court Rules 1988 }{\f0\fs24\insrsid9181642\charrsid2441381 and is supported by the affidavit sworn on 12th April 2010 of Salote Tavainavesi, Manager Legal of Fiji Development Bank. She deposes as follows.
\par 
\par }{\b\f0\fs24\ul\insrsid9181642\charrsid2441381 MORTGAGE DOCUMENT
\par }{\f0\fs24\insrsid9181642\charrsid2441381 
\par }{\f0\fs24\insrsid2441381 [3]. }{\f0\fs24\insrsid9181642\charrsid2441381 
The defendant is the registered lessee of the property. The FDB holds a mortgage over the said property (mortgage registration No. 578316 dated 19th October 2005) as security for a loan debt that the defendant owes to FDB.}{
\f0\fs24\insrsid2441381\charrsid2441381  }{\f0\fs24\insrsid9181642\charrsid2441381 A certified true copy of the said mortgage is exhibited to Tavainavesi}{\f0\fs24\insrsid2441381\charrsid2441381 '}{\f0\fs24\insrsid9181642\charrsid2441381 s affidavit.

\par 
\par }{\f0\fs24\insrsid2441381 [4]. }{\f0\fs24\insrsid9181642\charrsid2441381 Erected on the property is a substantial wood and iron residence which is presently occupied by the defendant and his family.
\par 
\par }{\b\f0\fs24\ul\insrsid9181642\charrsid2441381 HOW HAS FDB}{\b\f0\fs24\ul\insrsid2441381\charrsid2441381 '}{\b\f0\fs24\ul\insrsid9181642\charrsid2441381 s RIGHT TO POSSESSION ARISEN?
\par }{\f0\fs24\insrsid9181642\charrsid2441381 
\par }{\f0\fs24\insrsid2441381 [6]. }{\f0\fs24\insrsid9181642\charrsid2441381 Tavainavesi}{\f0\fs24\insrsid2441381\charrsid2441381 '}{\f0\fs24\insrsid9181642\charrsid2441381 s affidavit sets out the details of the loan advances by FDB to}{
\f0\fs24\insrsid2441381\charrsid2441381  }{\f0\fs24\insrsid9181642\charrsid2441381 the defendant including the total
 amount of the money advanced by FDB to the defendant, the monthly installment rate plus interest and insurance, the arrears and the amount owing to the bank as at 30th November 2009 with interest accruing at the rate of 10.25% per annum.
\par 
\par }{\f0\fs24\insrsid2441381 [7]. }{\f0\fs24\insrsid9181642\charrsid2441381 Tavainavesi further deposes that the defendant had defaulted in his payments. 
\par 
\par That the Mortgage No. 578316 contains the following provisions:
\par 
\par }\pard \ql \li770\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin770\itap0\pararsid2441381 {\b\i\f0\fs24\insrsid9181642\charrsid2441381 6.}{\b\i\f0\fs24\insrsid2441381\charrsid2441381  }{\b\i\f0\fs24\insrsid9181642\charrsid2441381 
That upon the power of sale becoming exercisable it shall be lawful for the Mortgagee at any time and from time to time without giving the Mortgagor any notice to do all or any of the following
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\b\i\f0\fs24\insrsid9181642\charrsid2441381 
\par }\pard \ql \li770\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin770\itap0\pararsid2441381 {\b\i\f0\fs24\insrsid9181642\charrsid2441381 a.}{\b\i\f0\fs24\insrsid2441381\charrsid2441381  }{\b\i\f0\fs24\insrsid9181642\charrsid2441381 
To enter upon and take possession and/or enter into receipt of the rents and profits of all or any of the said land and to manage the same and to pull down rebuild alter and add
 to any then existing building or improvements thereon and to do all such things the Mortgagee may deem necessary to manage and efficiently carry on the said land or to obtain income there from and for any such purpose to employ managers workmen and other
s and otherwise to act in all respects as the Mortgagee in its absolute discretion may thin fit.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 
\par }{\f0\fs24\insrsid2441381 [8]. }{\f0\fs24\insrsid9181642\charrsid2441381 On the 2nd of October 2009, FDB issued and served a Demand under the mortgage on the defendant. FDB then proceeded to exercise its powers under the said m
ortgage and called for tenders for the sale of the said property. 
\par 
\par }{\f0\fs24\insrsid2441381 [9]. }{\f0\fs24\insrsid9181642\charrsid2441381 On or about 25th February 2010, FDB entered into a sale and purchase agreement for the sale of the property for the sum of $28,550.00.}{\f0\fs24\insrsid2441381\charrsid2441381  }{
\f0\fs24\insrsid9181642\charrsid2441381 
\par 
\par }{\f0\fs24\insrsid2441381 [10]. }{\f0\fs24\insrsid9181642\charrsid2441381 However, FDB has been unable to conclude the settlement as the successful tenderer requires vacant possession of the said property prior to or on the date of settlement.
\par 
\par }{\f0\fs24\insrsid2441381 [11]. }{\f0\fs24\insrsid9181642\charrsid2441381 On or about 2nd March 2010, FDB}{\f0\fs24\insrsid2441381\charrsid2441381 '}{\f0\fs24\insrsid9181642\charrsid2441381 
s Solicitors issued and served an Eviction Notice to the defendant requiring him to deliver vacant possession of the said property which the defendant has failed to do. 
\par 
\par }{\f0\fs24\insrsid2441381 [12]. }{\f0\fs24\insrsid9181642\charrsid2441381 Tavainavesi deposes that the defendant}{\f0\fs24\insrsid2441381\charrsid2441381 '}{\f0\fs24\insrsid9181642\charrsid2441381 
s refusal to give vacant possession of the said property is interfering and prejudicing the Bank}{\f0\fs24\insrsid2441381\charrsid2441381 '}{\f0\fs24\insrsid9181642\charrsid2441381 s rights as mortgagee.}{\f0\fs24\insrsid2441381\charrsid2441381  }{
\f0\fs24\insrsid9181642\charrsid2441381 Further, it is a clear prejudice to the bank in allowing the interest to continue accumulating on its outstanding debt thereby reducing the value of its security.
\par 
\par }{\b\f0\fs24\ul\insrsid9181642\charrsid2441381 SERVICE OF ORIGINATING SUMMONS
\par }{\f0\fs24\insrsid9181642\charrsid2441381 
\par }{\f0\fs24\insrsid2441381 [13]. }{\f0\fs24\insrsid9181642\charrsid2441381 Upon review of this file, I discovered that there is still some defect in the service of the originating summons process. 
\par 
\par }{\f0\fs24\insrsid2441381 [14]. }{\f0\fs24\insrsid9181642\charrsid2441381 
The originating summons in this case was filed on 13th April 2010. On the same day, a Notice of Appointment to hear originating Summons was also issued by the Registry appointing 15th April 2010 as the returnable date.
\par 
\par }{\f0\fs24\insrsid2441381 [15]. }{\f0\fs24\insrsid9181642\charrsid2441381 
That Notice however, according to an Affidavit of Service of one Semisi Lasika filed on 23rd April 2010, was only served on 20th of April 2010 (i.e. five days after the returnable date on the Notice).
\par 
\par }{\f0\fs24\insrsid2441381 [16]. }{\f0\fs24\insrsid9181642\charrsid2441381 
On 6th of May 2010, I directed that the Notice be re-served on the defendant and then adjourned the case to 20th of May 2010. However, despite that direction, the notice was still not served properly. I say that because a second affidavit of service of Vu
nisa filed on 13th May 2010 deposed that he did serve a true copy of the Notice to the defendant on 10th of May 2010. However, the copy of the Notice he served (which is annexed to his affidavit)}{\f0\fs24\insrsid2441381\charrsid2441381  }{
\f0\fs24\insrsid9181642\charrsid2441381 still had the returnable date as 07th May 2010.
\par 
\par }{\f0\fs24\insrsid2441381 [17]. }{\f0\fs24\insrsid9181642\charrsid2441381 When the matter was then called on 20th May 2010, I did not notice that defect and as a result, adjourned the case for formal proof to 04th June 2010 on Mr. Nand}{
\f0\fs24\insrsid2441381\charrsid2441381 '}{\f0\fs24\insrsid9181642\charrsid2441381 s application. 
\par 
\par }{\f0\fs24\insrsid2441381 [18]. }{\f0\fs24\insrsid9181642\charrsid2441381 However, I was to note that defect on 4th of June 2010 and directed that the 
Registry re date the Notice to 18th June 2010 and that the Notice be reserved on the defendant. But there was to be no Court sitting on 18th June 2010 as it coincided with the Judicial Conference in Korolevu.
\par 
\par }{\f0\fs24\insrsid2441381 [19]. }{\f0\fs24\insrsid9181642\charrsid2441381 Meanwhile, a third affidavit of service 
of Jeremaia Vunisa was filed on 17th June 2010 deposing that he did serve a copy of the Notice on the defendant on 12th June 2010. I note that the returnable date on the Notice was 18th of June being the returnable date. That means that if the defendant d
id turn up in Court on that day, he would only have found an empty Court room.
\par 
\par }{\f0\fs24\insrsid2441381 [20]. }{\f0\fs24\insrsid9181642\charrsid2441381 When the case was called before me on 16th July 2010, Mr. Nand sought a formal proof date and I granted 30th July 2010 as the formal proof date without realizing the defec
t in service and also in proceeding to formal proof. I did proceed to hear Mr. Nand though on 30th July 2010 and it was only when I sat down to write this ruling that I realized about the defect.
\par 
\par }{\f0\fs24\insrsid2441381 [21]. }{\f0\fs24\insrsid9181642\charrsid2441381 As far as I gather from the material in the affidavit before me, Mr. Nand has complied with all the rules except service. 
\par 
\par }{\f0\fs24\insrsid2441381 [22]. }{\f0\fs24\insrsid9181642\charrsid2441381 To regularize the defect, I make the following directions:
\par 
\par }{\b\f0\fs24\ul\insrsid9181642\charrsid2441381 DIRECTIONS
\par }{\f0\fs24\insrsid9181642\charrsid2441381 
\par }\pard \ql \li660\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin660\itap0\pararsid2441381 {\f0\fs24\insrsid2441381 [i] }{\f0\fs24\insrsid9181642\charrsid2441381 this case is adjourned to the 26th of August at 9.30 a.m.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 
\par }\pard \ql \li660\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin660\itap0\pararsid2441381 {\f0\fs24\insrsid2441381 [ii] }{\f0\fs24\insrsid9181642\charrsid2441381 the Regi
stry is to re-date the Notice of appointment to Hear Originating Summons to the above date and time i.e. 26th August 2010 at 9.30 a.m.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 
\par }\pard \ql \li660\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin660\itap0\pararsid2441381 {\f0\fs24\insrsid2441381 [iii] }{\f0\fs24\insrsid9181642\charrsid2441381 
the plaintiff is to serve the re-dated Notice to on the defendant by 19th of August 2010.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 
\par }\pard \ql \li660\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin660\itap0\pararsid2441381 {\f0\fs24\insrsid2441381 [iv] }{\f0\fs24\insrsid9181642\charrsid2441381 a copy of this Rul
ing is also to be served on the defendant by 19th of August 2010.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 
\par }\pard \ql \li660\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin660\itap0\pararsid2441381 {\f0\fs24\insrsid2441381 [v] }{\f0\fs24\insrsid9181642\charrsid2441381 
if the defendant does not appear in Court on 26th August 2010, I will simply then grant order in terms of the originating summons.
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\b\f0\fs24\insrsid9181642\charrsid2441381 Anare Tuilevuka
\par }{\b\f0\fs24\ul\insrsid9181642\charrsid2441381 Master
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2441381 {\f0\fs24\insrsid9181642\charrsid2441381 
\par At Suva
\par Dated 13th of August}{\f0\fs24\insrsid2441381\charrsid2441381  }{\f0\fs24\insrsid9181642\charrsid2441381 2010.
\par }}