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\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 IN THE HIGH COURT OF FIJI
\par AT SUVA
\par CIVIL JURISDICTION
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\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 DEE CEE\rquote S BUS SERVICES LIMITED
\par }{\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Plaintiff
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 CREDIT CORPORATION (FIJI) LIMITED
\par }{\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Defendant
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par Mr. D. Sharma for the Plaintiff
\par Mr. N. Arjun for the Defendant
\par 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 DECISION
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\par This is a }{\b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 summons}{\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466  filed by }{\b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
Credit Corporation (Fiji) Limited}{\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466  (the }{\b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \'93defendant\'94}{
\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 ) seeking orders as follows:-}{\b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par }{\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
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\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1440\itap0\pararsid15424466 {\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
That paragraphs 1 and 2 of the Reply to Defence and Defence to Counterclaim may be amended or struck out as tending to embarrass fair trial of this action and that it is irregular as it does not comply within the rules of Order 18 of the High Court Rules.
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\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1440\itap0\pararsid15424466 {\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 That further and better particulars be given for paragraphs 9 and 10 of the aforesaid Reply to Defence.
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\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1440\itap0\pararsid15424466 {\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 That the Defendant be given an extensi
on of time in which to file a response until satisfactory pleadings have been provided.
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\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin1440\itap0\pararsid15424466 {\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Alternatively, the Plaintiff do have 7 days\rquote 
 further time in which to serve their reply after such amendment.
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An Affidavit in support}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 sworn 30 January 2002 was filed 
stating, inter alia, that the plaintiff either amend or alternatively pleadings be struck out particularly paragraphs 1 and 2 of the plaintiff\rquote s Reply to Defence and Defence to Counterclaim.}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{
\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 The defendant also asks that the plaintiff replead paragraphs 1, 2, 9 and 10 of the said document and supply further and better particulars}{
\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 of the said paragraphs 9 and 10.
\par 
\par The said }{\b\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 paragraphs 1 and 2}{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466  read as follows:-
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\par {\pntext\pard\plain\s17 \lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard \s17\ql \fi-720\li1440\ri0\widctlpar{\*\pn \pnlvlbody\ilvl0\ls11\pnrnot0\pndec\pni0\pnstart1\pnindent360\pnsp120\pnhang 
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standard form contract\'94 when the Plaintiff is supposed to have specific individual contracts which are in the Defendant\rquote s possession or custody.}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{
\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Furthermore, the Plaintiff has at no stage given any notice in writing that it wanted to terminate the hiring agreement w
ith the intention of purchasing the goods. The Rule espoused by the Defendant only pertains to the situation covered under paragraph 10(i) and not the rewriting of the Plaintiff\rquote s contract.\'94
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\par }{\b\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Paragraphs 9 and 10 read:}{\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par 
\par {\pntext\pard\plain\s17 \b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \hich\af0\dbch\af0\loch\f0 9.\tab}}\pard \s17\ql \fi-720\li1440\ri0\widctlpar{\*\pn \pnlvlbody\ilvl0\ls3\pnrnot0\pndec\pnstart9\pnindent360\pnsp120\pnhang 
{\pntxta .}}\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin1440\itap0\pararsid15424466 {\b\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \'93IN}{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
 response to paragraph 22 of the Defence, the Plaintiff has overpaid the Defendant so there is now no question of \'93rewriting\'94 arrears.
\par }\pard \s17\ql \li0\ri0\widctlpar{\*\pn \pnlvlcont\ilvl0\ls0\pnrnot0\pndec }\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par {\pntext\pard\plain\s17 \b\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \hich\af0\dbch\af0\loch\f0 10.\tab}}\pard \s17\ql \fi-720\li1440\ri0\widctlpar{\*\pn \pnlvlbody\ilvl0\ls3\pnrnot0\pndec\pnstart9\pnindent360\pnsp120\pnhang 
{\pntxta .}}\aspalpha\aspnum\faauto\ls3\adjustright\rin0\lin1440\itap0\pararsid15424466 {\b\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 IN }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
response to paragraph 23 of the Defence the Plaintiff}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 only admits that a Repossession Notice was issued.}{
\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 The}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
Plaintiff says that the Rep}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466 ossession Notice was unlawful\'94.}{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par }\pard \s17\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par }{\b\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Consideration of the application}{\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par It is the defendant\rquote s submission that:
\par 
\par }\pard \s17\ql \li720\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \'93one of the important issues in this case, and perhaps the}{
\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 central issue in the whole case, concerns the terms on}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{
\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 which the Plaintiff is entitled to payout asset hire contracts in respect of its buses and replace those contracts with extended asset hire contracts on more favourable terms\'94
\par }\pard \s17\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par Further, the defendant submits that:
\par 
\par {\pntext\pard\plain\s17 \lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \hich\af0\dbch\af0\loch\f0 7.\tab}}\pard \s17\ql \fi-720\li1440\ri0\widctlpar{\*\pn \pnlvlbody\ilvl0\ls4\pnrnot0\pndec\pni0\pnstart7\pnindent360\pnsp120\pnhang 
{\pntxta .}}\aspalpha\aspnum\faauto\ls4\adjustright\rin0\lin1440\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \'93it is not clear from the Plaintiff\rquote 
s response, as quoted above,whether the Plaintiff is admitting or denying that the contracts between the Plaintiff and the Defendant were in a standard form, a contention which the Plaintiff, itself, pleaded in the Statement of Claim, to start with.}{
\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Also whether it admits or denies that the Defendant used \'93Rule of 78\'94
 in calculation of the payout figure in the course of refinancing.\'94
\par }\pard \s17\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par The plaintiff repleaded paragraphs 1, 2, 9 & 10 by filing an }{\b\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Amended Reply to Defence and Counterclaim}{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
 on 21 February 2002.
\par 
\par The Defendant says that neither paragraph 9, particulars of overpaying are stated nor in paragraph 10, particulars}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
of the respect in which the repossession notice is alleged to be unlawful are stated.
\par 
\par It is the defendant\rquote s contention that the plaintiff has not still provided particulars of the overpayment, as alleged by it, and particulars as to why they allege that repossession notice was unlawful.}{
\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 It says that a general denial is not sufficient traverse of the paragraphs.
\par 
\par The defendant further submits that the defects have not been cured by the filing of the Amended Reply to Defence and Counterclaim and the pleading remains \'93embarrassing\'94 for the following reasons:
\par 
\par }\pard \s17\ql \fi-720\li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 (a)\tab \'93
The pleadings do not clearly specify the nature of the case on which the}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Plaintiff intends to rely.
\par }\pard \s17\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par {\pntext\pard\plain\s17 \lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \hich\af0\dbch\af0\loch\f0 (b)\tab}}\pard \s17\ql \fi-720\li1440\ri0\widctlpar{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0\pnlcltr\pnstart2\pnindent360\pnsp120\pnhang 
{\pntxtb (}{\pntxta )}}\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin1440\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
The Defendant cannot prepare for trial until and unless the Plaintiff clearly states whether it admits or denies that the contracts between the Plaintiff and Defendant were common form contracts and usage of Rule of 78 is a}{
\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 standard clause in the common form contract.
\par }\pard \s17\ql \li0\ri0\widctlpar{\*\pn \pnlvlcont\ilvl0\ls0\pnrnot0\pndec }\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par {\pntext\pard\plain\s17 \lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \hich\af0\dbch\af0\loch\f0 (c)\tab}}\pard \s17\ql \fi-720\li1440\ri0\widctlpar{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0\pnlcltr\pnstart2\pnindent360\pnsp120\pnhang 
{\pntxtb (}{\pntxta )}}\aspalpha\aspnum\faauto\ls6\adjustright\rin0\lin1440\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
That until (b) is clarified a fair trial of the action would be delayed or prevented and the time of the Court would be wasted.\'94
\par }\pard \s17\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par }{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466 It further submits that:}{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par 
\par }\pard \s17\ql \fi-720\li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 (a)\tab \'93If, the Plaintiff contends that a clause different fro
m the}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
one the Defendant quoted was used by the parties in their common form contracts than the Plaintiff should say so and quote it.
\par }\pard \s17\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par }\pard \s17\ql \fi-720\li1440\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 (b)}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466 \tab }{
\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 The pleadings should also briefly state what the Plaintiff}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
contends is the effect of the clause, and how it differs}{\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 from the \'93Rule of 78\'94.
\par }\pard \s17\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par {\pntext\pard\plain\s17 \lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 \hich\af0\dbch\af0\loch\f0 (c)\tab}}\pard \s17\ql \fi-720\li1440\ri0\widctlpar{\*\pn \pnlvlbody\ilvl0\ls16\pnrnot0\pnlcltr\pnstart3\pnindent360\pnsp120\pnhang 
{\pntxtb (}{\pntxta )}}\aspalpha\aspnum\faauto\ls16\adjustright\rin0\lin1440\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 If, on the other hand, the plaintiff agrees that the clause}{
\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
the Defendant has quoted is in fact the one that appears in the common form contracts that fact should be admitted. The trial of the action and the preparation for that trial will concern the proper meanin}{
\fs24\lang2057\langfe1033\langnp2057\insrsid15424466 g to be given to those words.\'94}{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par }\pard \s17\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par In the light of the affidavit evidence before me and considering the submissions of counsel I consider that there is merit in the defendant\rquote s application.
\par 
\par The pleadings in any civil case ought to be such that the parties to an action are able to answer to the pleadings clearly and concisely.
\par 
\par The defendant has raised some pertinent issues and I am inclined to agree with Mr. Arjun in his above submissions to enable him to prepare for trial.
\par 
\par Counsel should be aware that after pleadings are closed there must be a Pre-trial Conference at which, inter alia, issues are stated for Court\rquote s determination as well as stating what facts are admitted.}{
\fs24\lang2057\langfe1033\langnp2057\insrsid15424466  }{\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Therefore, unless the pleadings are properly framed and 
the Court is in a position to see clearly what the issues are there will be difficulties in setting the case down for trial.
\par 
\par For these reasons the Counsel for the plaintiff should reconsider the matters raised by the defendant\rquote s counsel and attend to the matters which are creating difficulties to the defendant in preparing for the trial.
\par 
\par I therefore grant the relief sought in items 1 and 2 of the defendant\rquote s said summons and it is so ordered within 14 days with costs in the cause.
\par 
\par }\pard \s17\qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\b\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 D. Pathik
\par }{\b\fs24\ul\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 Judge
\par }\pard \s17\ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15424466 {\fs24\lang2057\langfe1033\langnp2057\insrsid8473357\charrsid15424466 
\par At Suva
\par 10 March 2004
\par }}