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00000000}}{\*\xmlnstbl }\paperw12240\paperh15840\margl2160\margr2160\margt1440\margb1440\gutter0 \widowctrl\ftnbj\aenddoc\grfdocevents0\notabind\wraptrsp\transmf\noxlattoyen\expshrtn\noultrlspc\dntblnsbdb\nospaceforul\truncatefontheight\subfontbysize\sprsbsp\wpjst\lytprtmet\horzdoc\dghspace120\dgvspace120\dghorigin1701\dgvorigin1984\dghshow0\dgvshow3 \jcompress\viewkind4\viewscale100\nolnhtadjtbl\rsidroot6578602 \fet0{\*\wgrffmtfilter 013f}\sectd \sbknone\linex0\headery1440\footery1440\sectdefaultcl\sectrsid6578602\sftnbj {\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2 \pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6 \pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 IN THE HIGH COURT OF FIJI \par AT SUVA \par CIVIL JURISDICTION \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 CIVIL ACTION NO. 272 OF 2002 \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 Between: \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 HOME FINANCE COMPANY LIMITED \par }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 Plaintiff \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\lang2057\langfe1033\langnp2057\insrsid13188221\charrsid13188221 And}{\lang2057\langfe1033\langnp2057\insrsid13188221 :}{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 PHILIP JOHN PETUELI }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 and}{ \lang2057\langfe1033\langnp2057\insrsid6578602 \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid10765536 {\lang2057\langfe1033\langnp2057\insrsid10765536\charrsid13188221 \par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 ANNA PETUELI \par }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 Defendants \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par Mr. D. Sharma for the Plaintiff \par Mr. W. Clarke for the Defendants \par }{\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 JUDGMENT \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\b\lang2057\langfe1033\langnp2057\insrsid13188221 \par }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 By Originating Summons dated 26th June 2002 which is a \'93}{\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 mortgage action}{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \'94 the }{\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 Plaintiff (Home Finance Company Limited)}{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 applied for relief, inter alia, as follows: \par }{\i\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par {\listtext\pard\plain\insrsid6578602\charrsid10765536 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard \ql \li720\ri0\nowidctlpar\jclisttab\tx720\wrapdefault\faauto\ls2\rin0\lin720\itap0\pararsid10765536 {\insrsid6578602\charrsid10765536 Delivery by th e defendants to the plaintiff of vacant possession of all property comprised in CT No. 16138 being Lot 43 on DP 3936 situated at 9 Tuisowaqa Rd, Namadi Heights, Tamavua together with all the improvements therein. \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid10765536 {\insrsid13188221\charrsid10765536 \par {\listtext\pard\plain\insrsid6578602\charrsid10765536 \hich\af0\dbch\af0\loch\f0 2.\tab}}\pard \ql \li720\ri0\nowidctlpar\jclisttab\tx720\wrapdefault\faauto\ls2\rin0\lin720\itap0\pararsid10765536 {\insrsid6578602\charrsid10765536 An injunction restraining the defendants, their servants or agents, further interfering with the improvements on the said property in any way to deplete its value. \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid10765536 {\insrsid6578602\charrsid10765536 \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 An affidavit in support of the summons was filed to which the defendant (D1) replied follow ed by the plaintiff\rquote s reply thereto. \par \par Very briefly, the background facts as disclosed in the affidavit of the plaintiff are that the said property was secured under a mortgage to the plaintiff.}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 The defendants made default in their payments under the mortgage.}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 Hence the plaintiff as mortgagee proceeded to exercise its powers under it.}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 It accepted a tender for the}{ \lang2057\langfe1033\langnp2057\insrsid13188221 }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 purchase of the said property but the prospective purchaser required vacant possession.}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 Despite notice having been given to the defendants they refused to give vacant possession and this is interfering and prejudicing the plaintiff\rquote s rights as mortgagee. \par \par I have considered the affidavit evidence before me and the submissions made by counsel for the parties. \par \par The learned counsel for the defendants sub mitted that the originating summons has been served out of time as at one time after that there was agreement to make payment and the defendants made some payment but they were never able to pay up the arrears under the mortgage.}{ \lang2057\langfe1033\langnp2057\insrsid13188221 }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 The debt is not disputed by the defendants.}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 As at 13 December 2001, when the demand notice was served on them, they owed the sum of }{\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 $56,466.27}{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 .}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 The loan payment made by the defendant was in December 2001 and since that time no further payments were received whilst the defendants continued to live in the property.}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 The defendants were never in a position to either clear the arrears of payments or make regular payments under the mortgage.}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 The plaintiff was in these circumstances perfectly entitled to exercise its powers of sale under the mortgage which it did.}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 There is no merit whatsoever in the defendants\rquote argument to entitle them to continue to occupy the said property. \par \par I find that the application has been properly made by the plaintiff under }{\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 Order 88}{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 of the }{ \b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 High Court Rules 1988}{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 .}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{ \lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 It is entitled to the relief claimed by it. \par \par I therefore grant the relief sought by the plaintiff with execution stayed until 31 December 2002.}{\lang2057\langfe1033\langnp2057\insrsid13188221 }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 Each party to bear his own costs. \par \par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\b\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 D. Pathik \par }{\b\ul\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 Acting Chief Justice}{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13188221 {\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par At Suva \par 31 October 2002}{\lang2057\langfe1033\langnp2057\insrsid13188221\charrsid13188221 }{\lang2057\langfe1033\langnp2057\insrsid6578602\charrsid13188221 \par }}