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{\title IN THE HIGH COURT OF FIJI (AT SUVA)}{\author Amelia Rasovo}{\operator blake_r}{\creatim\yr2004\mo8\dy30\hr14\min25}{\revtim\yr2004\mo8\dy31\hr9\min19}{\printim\yr2002\mo7\dy23\hr9\min24}{\version3}{\edmins1}{\nofpages2}{\nofwords593}
{\nofchars3386}{\*\company Judicial Department}{\nofcharsws3972}{\vern16389}}\widowctrl\ftnbj\aenddoc\noxlattoyen\expshrtn\noultrlspc\dntblnsbdb\nospaceforul\hyphcaps0\formshade\horzdoc\dghspace180\dgvspace180\dghorigin1701\dgvorigin1984\dghshow0\dgvshow0
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\qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 \fs20\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 IN THE HIGH COURT OF FIJI}{
\b\fs24\lang2057\langfe5129\langnp2057\insrsid9322847\charrsid9322847 
\par }{\b\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 (AT SUVA)
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 CIVIL ACTION NO. HBC 407 OF 2000S
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 Between:
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 CREDIT CORPORATION (FIJI) LTD
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 Plaintiff
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 and
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 SAMUELA MATAWALU
\par }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 Defendant
\par }\pard \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 
\par M. Arjun for the Plaintiff
\par K. Muaror for the Defendant
\par 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 JUDGMENT
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\par This is an application by the Plaintiff for summary judgment brought pursuant to the provisions of RHC O14.
\par 
\par At the commencement of the hearing Mr. Muaror sought leave to withdraw.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 He advised me
 that he had been unable to obtain instructions from his client, a practising barrister and solicitor, despite reminding him that the hearing of this application was pending.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{
\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 Mr. Muaror told me that he had been unable to contact his client whose address was unknown to him and who is apparently not connected to the telephone.}{
\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 He last saw his client at the Fiji Law Society Conference earlier this month when he promised to contact Mr. Muaror.}{
\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 He did not do so.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{
\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 In the circumstances I gave leave to Mr. Muaror to withdraw.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 
I also decided to proceed with the application in the Defendant\rquote s absence since it seemed clear that he knew of the application but had decided not to appear.
\par 
\par The writ was filed in September 2000.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 The Plaintiff is a finance company.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{
\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 It alleges that in March 1996 the parties entered into an asset purchase agreement in respect of a Mitsubishi Pajero motor vehicle registration number CY685.}{
\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 The total amount borrowed was $91,536 which was to}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847 
 be repaid by 48 monthly instal}{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 ments of $1907.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 The Plaintiff
\rquote s case is that the Defendant fell into arrears with the repayment following which the motor vehicle was repossessed and sold.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{
\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 The proceeds of sale only amounted to $23,430 leaving (after taking into account rebates and costs) a shortfall of $23,653.38 owed by the Defendant to the Plaintiff.
\par 
\par The Statement of Claim is supported by an affidavit by Uday Raj Sen, the Plaintiff\rquote s Business Development Manager, filed on 19 April 2002 together with this application.
\par 
\par On 6 November 2000 a Defence was filed.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 The Defendant\rquote 
s case is that the Plaintiff failed properly to account to the Defendant for the manner in which the motor vehicle was repossessed and sold and that it had not disposed of the vehicle at a fair market value.
\par 
\par Mr. Sen\rquote s affidavit exhibits a copy of the asset purchase agreement, a demand letter dated 23 July 1998, an acknowledgement of debt and an undertaking to repay by Defendant dated December 1998, a demand for the amount now claimed dated August 2000,
 a letter dated August 2000 containing details of how the amount demanded was calculated and copies of three advertisements for a \'93Grand Motor Vehicle Auction\'94
 including, among 22 other vehicles, a Mitsubishi Pajero Registration Number CY, which I take to be that previously owed by the Defendant, and which appeared in the Fiji Times on 29 September 1999, 1 October 1999 and 2 October 1999.
\par 
\par While there is little doubt that the mortgagee of property has a duty to take reasonable steps to ensure that the repos
sessed property is sold at a reasonable price there is nothing before me apart from a bare pleading to suggest that the Plaintiff did not discharge that duty imposed upon it.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{
\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 The evidence filed by the Plaintiff suggests the contrary and it will be borne i
n mind that the Plaintiff had every incentive to attempt to recover the total amount owed to it when it decided to repossess and sell since had it been successful in so doing it would not have needed to resort to these proceedings to recover a balance.}{
\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 If
 the sum actually secured at the auction does not appear to be very large that may reflect the condition of the market, the condition of the vehicle, the \'93as is\'94 basis upon which these auctions have to be conducted or a combination of all three.

\par 
\par In my opinion the Plaintiff\rquote s claim is clear.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 
On the other hand I do not find that the Defendant has advanced any fairly arguable point which ought to be tried.}{\fs24\lang2057\langfe5129\langnp2057\insrsid9322847  }{\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 
In the circumstances the application succeeds and there will judgment for the plaintiff as claimed.
\par 
\par }\pard \qc \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9322847 {\b\fs24\lang2057\langfe5129\langnp2057\insrsid2446120\charrsid9322847 M.D. Scott
\par Judge
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\par 26 July 2002
\par }}