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\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 IN THE HIGH COURT OF FIJI
\par AT LABASA}{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 CIVIL JURISDICTION
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 CIVIL ACTION NO. 3 OF 1998
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Between:
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 NATIONAL MBF FINANCE (FIJI) LIMITED
\par }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Plaintiff
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid1193427\charrsid1193427 And}{\lang2057\langfe1033\langnp2057\insrsid9790856 :}{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 AMI CHAND }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid6686332 f/n Brij Lal}{
\lang2057\langfe1033\langnp2057\insrsid12870803 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13125243 {\lang2057\langfe1033\langnp2057\insrsid13125243\charrsid6686332 
\par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 SURESH CHAND }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid6686332 f/n Ami Chand
\par }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Defendants
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid13125243 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Mr. V.P. Ram for the Plaintiff
\par Mr. M. Sadiq for the Defendants
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 DECISION}{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par By Summons dated 19 February 2000 the plaintiff has applied to Court for orders, namely, that the Statement of Defence filed by the defendants be struck out and that judgment be entered against them in the sum of}{
\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 $25,819.00 under the provisions of }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Order 18 Rule 18}{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427  and }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Order 21 Rules 2}{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427  }{
\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 and 3}{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427  of the }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 High Court Rules 1988.
\par 
\par }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 An affidavit in support was filed to which the defendants replied on 18 March 1999.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 As ordered on 25 March 1999, written submissions were filed by both parties, the last of which was on 5 May 1999.
\par 
\par This file thereafter was not sent to High Court Registry in Suva from Labasa until 15 January 2001.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
It was placed before me on 23 January 2001.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Hence the delay in considering the application.
\par 
\par The Plaintiff had filed a writ of summons on 16 January 1998 claiming the sum of $25,819.00 particulars whereof are stated in the Statement of Claim.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Statement of Defence was filed on 23 April 1998 denying the claim in a number of respects and stating that there are triable issues.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Then ten months afterwards the plaintiff filed the present summons.
\par 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid14630983 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Consideration of the summons}{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par The Plaintiff\rquote s counsel\rquote s submission is to the effect that there is no defence to the action and that the defences raised have no merits.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 It says that there should therefore be summary judgment in its favour under }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Order 14.}{
\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 The defendants\rquote  counsel on
 the other hand submits that they have a legitimate defence as stated in the Statement of Defence and in the Affidavit in Reply and that there are several triable issues which could only be decided upon trial. Mr. Sadiq asks that the summons be dismissed 
with costs as being without any merit.
\par 
\par Although the plaintiff says that the application is made under the Orders referred to hereabove, it is in effect an application for summary judgment under Order 14 of the High Court Rules.
\par 
\par This summons was issued a long time after the Statement of Defence had been filed.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
In that time the plaintiff could have taken steps to have the action entered for trial.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
For some reason it did not do so but instead applies for summary judgment.
\par 
\par Upon reading the affidavits filed herein and considering the submissions of counsel, I find that the defendants have raised a number of triable issues e.g. selling at much less than what the vehicle was worth and that excess interest has been charged.}{
\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 These could only be decided upon trial.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 In other words the defendants have an arguable defence.
\par 
\par As far as the law is concerned it is quite in order to apply under Order 14 even though Statement of Defence has been filed in this action and despite the delay in making the application.}{\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 On \lquote delay\rquote  I refer to the following remarks of }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Jacob J. in Brinks Ltd v. Abu-Saleh and Others}{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427  (No.1) (1995) 4 All E.R. 65 which I consider pertinent:
\par 
\par }\pard \ql \li720\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin720\itap0\pararsid1193427 {\b\i\lang2057\langfe1033\langnp2057\insrsid1193427 "}{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
What then is the rule as regards delay and Ord. 14?}{\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
It is said that the Plaintiffs have delayed so much and the case is so close to trial, that I should regard the application as an abuse of process.}{\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Now it is true that normally Plaintiffs used Ord. 14 shortly after they commence proceedings, normally, but not always, before a defence is filed.}{
\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 But there is nothing in the rules precluding an application at a later stage in the proceedings.}{
\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 I do not see why delay, of itself, should be a relevant matter.}{\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 If there is no \lquote defence to the claim\rquote  or the Defendant cannot show that there is an \lquote 
issue or question in dispute which ought to be tried or that there ought for some other reason to be a trial of that claim\rquote  then delay can make a difference.}{\b\i\lang2057\langfe1033\langnp2057\insrsid1193427 "}{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par In this case Statement of Defence has been filed, but it has been held that in a proper case, a summons on summary judgment under Ord. 14 may be issued after the issue of summons for directions following the close of pleadings (}{
\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Bath Press Ltd. v. Rose}{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 , The Times, July 13, 1987, C.A.).}{\lang2057\langfe1033\langnp2057\insrsid12870803 
\par }{\lang2057\langfe1033\langnp2057\insrsid1193427 
\par }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 The issue before the Court is whether on the pleadings the Plaintiff ought to be granted the orders sought.
\par }{\lang2057\langfe1033\langnp2057\insrsid1193427 
\par }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 In opposing the applications the defendants have, in my view and to my satisfaction shown cause through their Defence that the orders should not be made.}{
\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 There are triable issues and in these circumstances judgment cannot be entered against the defendants.}{
\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 In this context the following passages from the judgment in }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
Powszechny Bank Zwiakowy W. Polsce v. Paros}{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427  (1932) 2 K.B. 353 are worth noting:
\par 
\par }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Greer L.J.}{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427  at p.359 said:
\par 
\par }\pard \ql \li720\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin720\itap0\pararsid1193427 {\b\i\lang2057\langfe1033\langnp2057\insrsid1193427 "}{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
It has long been the rule that in proceedings under Order XIV, what the Court, whether this Court or the King\rquote s Bench division, has to ascertain is whether there is a triable issue.}{\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 If there is, no matter how strongly the Court may anticipate that it will be decided in the plaintiff\rquote s favour, it must order a trial.}{
\b\i\lang2057\langfe1033\langnp2057\insrsid1193427 "}{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 He goes on to say that:
\par 
\par }\pard \ql \li720\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin720\itap0\pararsid1193427 {\b\i\lang2057\langfe1033\langnp2057\insrsid1193427 "}{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
All the defendant need say is that he requires the plaintiff to prove his case, and the law puts upon the plaintiff the onus of proving it.}{\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 When the defendant says he does not admit the claim he need not carry the case any further than to say: \lquote There is a triable issue and I want to have it tried\rquote .}{
\b\i\lang2057\langfe1033\langnp2057\insrsid1193427 "}{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 For further discussion on the application of Ord. 14, see my judgment in the case of }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Westpac Banking Corporation and Prit
am Singh}{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427  s/o Ujagar Singh (Labasa Civ. Action No. 9 of 1995 - Judgment 16 Jan., 1998).
\par 
\par In the exercise of my discretion on the evidence before me, for the above reasons and bearing in mind the purpose of Ord. 14 as }{\lang2057\langfe1033\langnp2057\insrsid1193427 stated in the following passage }{
\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 from the judgment of }{\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Parker L.J. }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 in}{
\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427  Home and Overseas Insurance Co. Ltd. v. Mentor Insurance Co. (UK) Ltd. }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 (in Liq.) (1989) 3 All E.R. 74.}{
\lang2057\langfe1033\langnp2057\insrsid1193427  }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 I refuse the orders sought by the plaintiff:
\par 
\par }\pard \ql \li720\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin720\itap0\pararsid1193427 {\b\i\lang2057\langfe1033\langnp2057\insrsid1193427 "}{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
The purpose of Ord. 14 is to enable a plaintiff to obtain a quick judgment where there is plainly no defence to the claim.}{\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
If the defendant\rquote s only suggested defence is a point of law and the court can see at once that the point is misconceived the plaintiff is entitled to judgment.}{\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{
\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 If at first sight the point appears to be arguable but with relatively short argument can be shown to be plainly unsustainable the plaintiff is also entitled to judgment.}{
\b\i\lang2057\langfe1033\langnp2057\insrsid1193427  }{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
But Ord. 14 proceedings should not in my view be allowed to become a means for obtaining, in effect, an immediate trial of an action, wh
ich will be the case if the court lends itself to determining on Ord. 14 applications point of law which may take hours or even days and the citation of many authorities before the court is in a position to arrive at a final decision.}{
\b\i\lang2057\langfe1033\langnp2057\insrsid1193427 "}{\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\i\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 
\par }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Because the action has moved at a snail\rquote s pace, I order that the parties should without further undue delay proceed with due diligence to have the matter entered for trial.
\par 
\par The costs are to be costs in the cause.
\par 
\par }\pard \qc \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 D. Pathik
\par }{\b\ul\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 Judge}{\b\ul\lang2057\langfe1033\langnp2057\insrsid12870803 
\par }\pard \ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid1193427 {\b\lang2057\langfe1033\langnp2057\insrsid1193427\charrsid1193427 
\par }{\lang2057\langfe1033\langnp2057\insrsid12870803\charrsid1193427 At Labasa
\par 24 April 2001
\par }}