{\rtf1\ansi\ansicpg1252\uc1\deff0\stshfdbch0\stshfloch0\stshfhich0\stshfbi0\deflang5129\deflangfe5129{\fonttbl{\f0\froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;} {\f2\fmodern\fcharset0\fprq1{\*\panose 02070309020205020404}Courier New;}{\f38\froman\fcharset238\fprq2 Times New Roman CE;}{\f39\froman\fcharset204\fprq2 Times New Roman Cyr;}{\f41\froman\fcharset161\fprq2 Times New Roman Greek;} {\f42\froman\fcharset162\fprq2 Times New Roman Tur;}{\f43\froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\f44\froman\fcharset178\fprq2 Times New Roman (Arabic);}{\f45\froman\fcharset186\fprq2 Times New Roman Baltic;} {\f46\froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f58\fmodern\fcharset238\fprq1 Courier New CE;}{\f59\fmodern\fcharset204\fprq1 Courier New Cyr;}{\f61\fmodern\fcharset161\fprq1 Courier New Greek;} {\f62\fmodern\fcharset162\fprq1 Courier New Tur;}{\f63\fmodern\fcharset177\fprq1 Courier New (Hebrew);}{\f64\fmodern\fcharset178\fprq1 Courier New (Arabic);}{\f65\fmodern\fcharset186\fprq1 Courier New Baltic;} {\f66\fmodern\fcharset163\fprq1 Courier New (Vietnamese);}}{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;\red255\green255\blue0;\red255\green255\blue255; \red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;}{\stylesheet{\ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 \snext0 Normal;}{\*\cs10 \additive \ssemihidden Default Paragraph Font;}{\* \ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\trcbpat1\trcfpat1\tscellwidthfts0\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \fs20\lang1024\langfe1024\cgrid\langnp1024\langfenp1024 \snext11 \ssemihidden Normal Table;}{\s15\ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 \sbasedon0 \snext15 \ssemihidden endnote text;}{\*\cs16 \additive \super \sbasedon10 \ssemihidden endnote reference;}{\s17\ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 \sbasedon0 \snext17 \ssemihidden footnote text;}{\*\cs18 \additive \super \sbasedon10 \ssemihidden footnote reference;}{\s19\ql \fi-720\li720\ri720\sb480\sl240\slmult0\nowidctlpar \tqr\tldot\tx9360\hyphpar0\faauto\rin720\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden toc 1;}{\s20\ql \li720\ri720\sl240\slmult0\nowidctlpar \tqr\tldot\tx9360\hyphpar0\faauto\rin720\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden toc 2;}{\s21\ql \li720\ri720\sl240\slmult0\nowidctlpar \tqr\tldot\tx9360\hyphpar0\faauto\rin720\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden toc 3;}{\s22\ql \li720\ri720\sl240\slmult0\nowidctlpar \tqr\tldot\tx9360\hyphpar0\faauto\rin720\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden toc 4;}{\s23\ql \li720\ri720\sl240\slmult0\nowidctlpar \tqr\tldot\tx9360\hyphpar0\faauto\rin720\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden toc 5;}{\s24\ql \fi-720\li720\ri0\sl240\slmult0\nowidctlpar \tqr\tx9360\hyphpar0\faauto\rin0\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden toc 6;}{\s25\ql \fi-720\li720\ri0\sl240\slmult0\nowidctlpar\hyphpar0\faauto\rin0\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden toc 7;}{\s26\ql \fi-720\li720\ri0\sl240\slmult0\nowidctlpar\tqr\tx9360\hyphpar0\faauto\rin0\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden toc 8;}{\s27\ql \fi-720\li720\ri0\sl240\slmult0\nowidctlpar\tqr\tldot\tx9360\hyphpar0\faauto\rin0\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden toc 9;}{\s28\ql \fi-720\li720\ri0\sl240\slmult0\nowidctlpar\tqr\tldot\tx9360\hyphpar0\faauto\rin0\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden index 1;}{\s29\ql \li720\ri0\sl240\slmult0\nowidctlpar\tqr\tldot\tx9360\hyphpar0\faauto\rin0\lin720\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \sautoupd \ssemihidden index 2;}{\s30\ql \li0\ri0\sl240\slmult0\nowidctlpar\tqr\tx9360\hyphpar0\faauto\rin0\lin0\itap0 \f2\fs24\lang1033\langfe5129\cgrid\langnp1033\langfenp5129 \sbasedon0 \snext0 \ssemihidden toa heading;}{\s31\ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 \sbasedon0 \snext0 \ssemihidden caption;}{\*\cs32 \additive _Equation Caption;}}{\*\listtable{\list\listtemplateid100{\listlevel\levelnfc1\levelnfcn1\leveljc0\leveljcn0\levelfollow2\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'00.;}{\levelnumbers\'01;}}{\listlevel\levelnfc3 \levelnfcn3\leveljc0\leveljcn0\levelfollow2\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'01.;}{\levelnumbers\'01;}}{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow2\levelstartat1\levelspace0\levelindent0{\leveltext \'02\'02.;}{\levelnumbers\'01;}}{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow2\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'03.;}{\levelnumbers\'01;}}{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow2 \levelstartat1\levelspace0\levelindent0{\leveltext\'03(\'04);}{\levelnumbers\'02;}}{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow2\levelstartat1\levelspace0\levelindent0{\leveltext\'03(\'05);}{\levelnumbers\'02;}}{\listlevel\levelnfc2 \levelnfcn2\leveljc0\leveljcn0\levelfollow2\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'06);}{\levelnumbers\'01;}}{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow2\levelstartat1\levelspace0\levelindent0{\leveltext \'02\'07);}{\levelnumbers\'01;}}{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}}{\listname WP List 0;}\listid100}}{\*\listoverridetable{\listoverride\listid100 \listoverridecount0\ls1}}{\*\rsidtbl \rsid2563041\rsid3025432\rsid4081547\rsid4869593\rsid5139273\rsid7417744\rsid7550186\rsid13050479}{\*\generator Microsoft Word 10.0.4219;}{\info {\title BANK OF NEW ZEALAND V IAN RIKA RIPIKOI & VERENIKI RAIWALUI [22 JAN 92]}{\subject TRAFFICBILLS OF SALE}{\author JOHN E. BYRNE} {\doccomm IN THE HIGH COURT OF FIJI; ( AT SUVA ); CIVIL JURISDICTION; ACTION NO. 142 OF 1991; BETWEEN : BANK OF NEW ZEALAND Plaintiff; AND; IAN RIKA RIPIKOI 1st Defendant; AND; VEREN IKI RAIWALUI }{\operator Emalus Campus}{\creatim\yr2003\mo7\dy31\hr14\min52}{\revtim\yr2003\mo7\dy31\hr14\min52}{\version2}{\edmins0}{\nofpages3}{\nofwords996}{\nofchars5679}{\*\company USP}{\nofcharsws6662}{\vern16469}}\margl1440\margr1440 \widowctrl\ftnbj\aenddoc\hyphhotz950\notabind\wraptrsp\nocolbal\noxlattoyen\expshrtn\noultrlspc\dntblnsbdb\sprslnsp\nospaceforul\lytprtmet\hyphcaps0\horzdoc\dghspace120\dgvspace120\dghorigin1701\dgvorigin1984\dghshow0\dgvshow3 \jcompress\viewkind4\viewscale100\nolnhtadjtbl\rsidroot13050479 \fet0{\*\ftnsep \pard\plain \ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0\pararsid13050479 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 {\insrsid5139273 \chftnsep }{ \insrsid5139273 \par }}{\*\aftnsep \pard\plain \ql \li0\ri0\sl-20\slmult0\nowidctlpar\faauto\rin0\lin0\itap0 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 {\insrsid5139273 \par }}{\*\aftnsepc \pard\plain \ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0\pararsid13050479 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 {\insrsid5139273 }{\insrsid5139273 \par }}{\*\aftncn \pard\plain \ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0\pararsid13050479 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 {\insrsid5139273 }{\insrsid5139273 \par }}\sectd \pgnrestart\linex0\headery1440\footery1440\sectdefaultcl\sectrsid13050479\sftnbj {\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3 \pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}} {\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \qc \li0\ri0\nowidctlpar \tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid2563041 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 {\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 IN THE HIGH COURT OF FIJI \par (AT SUVA) \par CIVIL JURISDICTION \par }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par ACTION NO. 142 OF 1991 \par \par BETWEEN: \par \par }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 BANK OF NEW ZEALAND}{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041\charrsid2563041 \par }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 -}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 Plaintiff \par \par AND \par \par }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 IAN RIKA RIPIKOI}{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041\charrsid2563041 \par }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 -}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 1st Defendant \par \par AND \par \par }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 VERENIKI RAIWALUI}{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041\charrsid2563041 \par }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 -}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 2nd Defendant \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid2563041 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par Mr. S. Parshotam}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 for the Plaintiff \par Mr. T. Fa for the Second Defendant \par No Appearance for the First Defendant \par \par Dates of Hearing:}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 10th June and 27th September 1991 \par Date of Judgment:}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 22nd January 1992 \par }\pard \ql \li0\ri0\nowidctlpar\hyphpar0\faauto\rin0\lin0\itap0\pararsid2563041 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par }\pard \qc \li0\ri0\nowidctlpar\tqc\tx4680\hyphpar0\faauto\rin0\lin0\itap0\pararsid2563041 {\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 JUDGMENT}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid2563041 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par On the 1st of March 1991 the Plaintiff issued a Writ of Summons indorsed with an Indorsement of Claim, claiming, inter alia, judgment against the First Defendant for $10,295.08 and interest and costs and against the 2nd Defendant, an Order for delivery of }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 two motor vehicles registered Numbers BY585 and AM538. \par \par On the 4th of March 1991, the Plaintiff took out a Summons seeking an Order against the Second Defendant that he forthwith deliver to the Plaintiff the said motor vehicles. \par \par In an Affidavit sworn by Michael Patrick Dale a Bank Executive of the Plaintiff now operating as Australia and New Zealand Banki ng Group Limited, sworn on 21st February 1991 and filed in this action in support of the Plaintiff's Summons, he deposes that by a Bill of Sale dated the 13th of February 1990 and numbered 90/582, the First Defendant assigned the said vehicles to the Plai ntiff. \par \par He further deposes that the Plaintiff made certain banking advances to the First Defendant and that the First Defendant made defaults in his payments, whereby the Plaintiff was then entitled to repossess the vehicles the subject of the Bill of Sale. \par \par He further deposes that the Plaintiff then made numerous attempts to repossess the said vehicles but was hindered in its efforts by the Second Defendant who then had the vehicles in his possession.}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 The Second Defendant does not deny the fact of possession. \par \par The Second Defendant has sworn an Affidavit in Reply on the 2nd of May 1991 in which he states that by a document entitled "Mortgage Agreement" which appears to have been made on the 23rd of January 1990, the First Defendant mortgaged the said vehicles to a company owned by the Second Defendant called Raiwalui Enterprises Co-operation Limited to secure the sum of $30,000.00. \par \par }\pard \ql \li0\ri0\nowidctlpar\tx720\tx1440\tqc\tx4680\hyphpar0\faauto\rin0\lin0\itap0\pararsid7417744 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 The Second Defendant claims that the vehicles are in his possession pursuant to the said Mortgage Agreement and the vehicles would be forfeited failing repayment of the $30,000.00 on or before the 14th of May 1990. \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid2563041 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par The matter originally came before me on the 10th of June 1991 when I made a consent order for written submissions to be made by the parties' solicitors, those of the Pl aintiff to be filed by the 18th of June 1991 and those of the Second Defendant by the 25th of June 1991.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 The Plaintiff's submissions were filed on the 14th of June 1991 but no submissions have yet been filed on behalf of the Second Defendant. \par \par On the 17th of September 1991 the Plaintiff issued a further Summons in identical terms to the first of the 4th of March 1991 and on the 27th of September 1991 the matter came again before me.}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 On that date Mr. S. Parshotam appeared for the Plaintiff and Mr. M. Patel a ppeared on instructions from Mr. T. Fa. \par \par I drew Mr. Patel's attention to the fact that no submissions had been filed for the Defendant and I then ordered that any such submissions be filed by the 4th of October 1991 and that no further extension would be granted.}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 As I have just said, the Defendant has still failed to file any submissions. \par \par The Plaintiff claims that it holds a valid Bill of Sale over the motor vehicles and is therefore entitled to take possession of them because of the First Defendant's default in making payments. \par \par The Second Defendant on the other hand relies on the so-called "Mortgage" and claims that his agreement has priority over the Bill of Sale. \par \par }{\b\f0\ul\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 THE FACTS}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par \par The Bill of Sale in favour of the Plaintiff has been executed by the First Defendant and has been duly attested, stamped and registered in accordance with the Bills of Sale Act Cap. 225.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 On behalf of the Plaintiff a further affidavit was sworn on the 16th of May 1991 by one Colin Giles who is Manager of Lending and Customer Services of the Plaintiff in Suva.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 Mr. Giles exhibits to his affidavit a copy of a letter dated the 10th of October 1990 from the Department of Road Transport to the Plaintiff's solicitor stating that as at the 10th of October 1990 the vehicles were registered and owned by the First Defendant and two others.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 The Plaintiff claims that it had no knowledge of any other arrang}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7417744 e}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 ment with respect to the vehicles except the Bill of Sale of the 9th of February 1990. \par \par Under Section 19(8) of the Traffic Act Cap. 176 "the person in whose name a motor vehicle is registered shall, unless the contrary be proved, be deemed to be the owner of such motor vehicle". \par \par The document on which the Second Defendant relies as giving him title to the vehicles is in my judgment an unregistered Bill of Sale and is contrary to the Bills of Sale Act. \par \par Under Section 3 of that Act the term "Bills of Sale" includes among numerous other things assurances of personal chattels except those excluded by the Act; the vehicles in issue here are not excluded and consequently in my view the Mortgage Agreement on which the Second Defendant is relying is void under Section 7 of the Act. \par \par Under Section 7 a Bill of Sale to which the Act applies shall be duly attested and registered within seven days after the}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7417744 }{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 making or giving thereof and otherwise shall be deemed fraudulent and void.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 It is clear in my judgment that the so-called Mortgage Agreement contravenes Section 7. \par \par It appears that the First Defendant has deceived the Second Defendant and obtained a loan from him on the security of a Mortgage document which was not stamped and registered so as to protect the Second Defendant. \par \par Under Section 12 of the Bills of Sale Act where two or more Bills of Sale are given comprising the same chattels, they shall have priority in the order of their registration.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 It therefore follows in my view that since there is only one registered Bill of Sale in this case, being that given by the First Defendant to the Plaintiff, there must be an order in favour of the Plaintiff in terms of the Summons most recently before me. }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 If he so wishes, the Second Defendant may of course pursue his remedies against the Plaintiff. \par \par There will be orders in terms of the Summons dated the 17th of September 1991 as follows: \par \par }\pard \ql \fi-720\li1440\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin1440\itap0\pararsid7417744 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 (1)\tab That the Second Defendant forthwith deliver to the}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 Plaintiff the Motor Vehicles No. BY585 and AM538}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 assigned by the First Defendant to the Plaintiff}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 under Bill of Sale No. 90/582. \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid7550186 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par }\pard \ql \fi-720\li1440\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin1440\itap0\pararsid7417744 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 (2)\tab That the Second Defendant pay the costs of and}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid2563041 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 incidental to this application. \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid2563041 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par }\pard \qc \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid7417744 {\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 John E. Byrne \par }{\b\f0\ul\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 J U D G E}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par }\pard \qr \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid7417744 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7417744 HBC0142J.91S}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid13050479\charrsid2563041 \par }}