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\li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 \f2\fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 {\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 IN THE HIGH COURT OF FIJI \par At Suva \par Civil Jurisdiction \par }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par CIVIL ACTION NO. 435 OF 1991 \par \par Between: \par \par }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 VIJAY CHAND \par }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 s/o Ram Prasad \par Plaintiff \par \par - and - \par \par }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 KALYA NAND \par }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 s/o Rattan \par Defendant \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par Mr. V. Maharaj for the Plaintiff \par Mr. A. R. Matebalavu for the Defendant \par }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par }\pard \qc \li0\ri0\nowidctlpar\tqc\tx3969\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 JUDGMENT}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par On the}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 4th of September 1991}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 the plaintiff a school teacher issued a }{ \b\f0\ul\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Writ of Summons}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 agai}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 nst the defendant claiming that}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 : \par \par }\pard \ql \li720\ri0\sa120\nowidctlpar\tx-720\tx0\tx720\hyphpar0\faauto\rin0\lin720\itap0\pararsid5515969 {\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 "On the 3rd of July 1991 (he) lent and advanced to the Defendant at the Defendant's request a sum of $11,000 which was to be repaid by the Defendant upon demand."}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par In his defence the defendant denied owing the plaintiff any money and averred that the money}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 (which he does not deny receiving)}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 was sent to him }{\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 "upon the request of Vektesh Naidu"}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 following arrangements made between }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Vektesh}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 and the plaintiff. \par \par I remind myself that this being a civil action the plaintiff bears the burden of proving his claim to the satisfaction of the Court on a}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 balance of probabilities'}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 .}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 I also note at the outset that }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 '}{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Vektesh'}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 was referred to as }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 '}{ \b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Yengtesh'}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 throughout the evidence. \par \par The evidence led before the Court came from the plaintiff and the defendant and at the end of the evidence both counsels addressed the Court. \par \par The plaintiff's case is that on the}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 3rd of July 1991}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 at the request and urging of his brother-in-law }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Janardan }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 (alias}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Johnny'}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 ) living in }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Sydney}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 he transferred by way of telegraphic transfer, a sum of }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 $11,000}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 from his}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Westpac}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Savings account at }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Nausori}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 to the defendant's}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Westpac}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 account in }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Sigatoka}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 .}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 He obtained the defendant's bank account number from the defendant who rang and spoke to him}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 prior}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 to the money being sent and}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 after}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 his brother-in-law had spoken with him. \par \par On that occasion the defendant had said that he needed the money for a business deal and more importantly he also agreed to repay the money after 3 weeks. \par \par The plaintiff also testified that he knew }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Yengtesh Naidu}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 who also lived in }{ \b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Sydney}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 , but denies that it was he who had asked him to lend the money to the defendant.}{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par \par }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 In cross-examination the plaintiff confirmed that at the time he sent the money to the defendant he did not know him nor had he met the defendant neither had the defendant personally requested him for a loan.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 In the plaintiff's own words:}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par \par }\pard \ql \li720\ri0\sa120\nowidctlpar\tx-720\tx0\tx720\hyphpar0\faauto\rin0\lin720\itap0\pararsid5515969 {\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 "I gave the money to the defendant only because my brother-in-law had asked me to give the money to the defendant."}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par No interest was charged on the loan as it was only meant to be a short term loan of 3 weeks duration. \par \par The defendant, a businessman, for his part confirmed that he had received }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 $11,000}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 which was credited to his bank account by telegraphic transfer.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 In his own words}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 :}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par \par }\pard \ql \li720\ri0\sa120\nowidctlpar\tx-720\tx0\tx720\hyphpar0\faauto\rin0\lin720\itap0\pararsid5515969 {\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 "I had a friend Michael Naidu whom I dealt with.}{ \b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 }{\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 He promised me he would make arrangements for the money to be paid to me.}{ \b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 }{\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 I received a call from Suva from one Vijay Chand (the plaintiff) who asked me my account number and he told me that Michael Naidu had arranged for me to receive about $11,000 into my account.}{\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 }{ \b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Michael Naidu is the same person as Yengtesh Naidu who owed me money and referred to in my Statement of Defence as Vektesh Naidu.}{ \b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 }{\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 I've known Yengtesh for about 30 years."}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par He too denied knowing the plaintiff or ever dealing with\~him prior to this incident.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Neither had he ever seen him until the trial. He denied there was any}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 agreement'}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 between them for any loan or repayment of the money. \par \par In cross-examination he denied knowing }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Janardan }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 (the plaintiff's brother-in-law)} {\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 although he admits having visited him once in }{ \b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Sydney}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 about 2 years previously in the company of }{ \b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Yengtesh}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 .}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 He had not seen or spoken to }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Janardan}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 since.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 He denied that he had rung the plaintiff or mentioned }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Janardan's}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 name in their telephone conversation. \par \par He had never promised to repay the money and had not sought to call }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Michael Naidu}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 as a witness since the}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 arrangements' (whatever they might have been)}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 were made between }{ \b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Michael Naidu}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 and the plaintiff and not with him.}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 For the same reason he has not repaid the plaintiff. \par \par From the above it is clear that there is no dispute that the plaintiff transferred the money and the defendant received it.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 It is also clear that at the relevant time and for all intents and purposes the parties were}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 complete strangers'}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 and that either }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Yengtesh Naidu }{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 or }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Janardan}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 (or both)}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 were somehow}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 involved'} {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 in the transaction. \par \par Learned counsel for the plaintiff however appeared to suggest that because the money was paid to and received by the defendant therefore he should be made answerable for it.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 The only}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 role'}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 played by }{ \b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Janardan}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 in the whole affair was that he vouched for the defendant's trustworthiness. }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Yengtesh Naidu}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 was presumably not involved in any relevant capacity. \par \par Learned counsel for the defendant on the other hand submits that the plaintiff paid the money to the defendant pursuant to the request and assurance of someone other than the defendant.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 }{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Whatever the nature or details of the}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 request'}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{ \f0\ul\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 or}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 assurance'}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 remains at best}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 hearsay'}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 in the absence of the third person(s). \par \par Both counsels are agreed however that the sole question for the court is}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 :}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par \par }\pard \ql \li720\ri0\nowidctlpar\tx-720\tx0\tx720\hyphpar0\faauto\rin0\lin720\itap0\pararsid5515969 {\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Whether there was any agreement between the plaintiff and defendant regarding the $11,000 pursuant}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{ \b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 to which the plaintiff lent the money to the defendant and the defendan}{\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid15930255 t agreed to repay the plaintiff}{\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 ?}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par The question although easily framed is not as easily answered having regard to the paucity and nature of the evidence adduced by both parties and the apparent absence of a}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 "broker"}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 common to them. \par \par If I accept the plaintiff's evidence in its entirety then one has the incredulous situation of a reasonably educated mature man lending to a}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 complete st}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 r}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 anger' (albeit vouched for by his brother-in-law)}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 a large sum of money interest-free and unsecured upon the borrower's oral undertaking on a telephone call to repay him the money. \par \par On the other hand the defendant's story which is equally unconvincing is that he had asked a friend of his in }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Sydney}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 (not the plaintiff's brother-in-law)}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 for the money and it was later paid into his account by a}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 complete stranger'}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 in }{ \b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Fiji}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 who telephoned him}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 (out of the blue so-to-speak)}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 and requested details of his bank account. \par \par If I may say so the evidence in this case is so very finely balanced that it is impossible in the absence of the evidence of either }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Yengtesh}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 or }{\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 Janardan}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 (though preferably with the assistance of both)}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 , to decide which of the two}{ \i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 }{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid5515969 '}{\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 versions'} {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 to prefer. \par \par In the result I find that the plaintiff has failed to discharge the burden of satisfying me that the answer to the question earlier posed is }{\b\i\f0\expnd0\expndtw-2\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 "Yes"}{ \f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 and accordingly I would answer it in the negative and dismiss the action with costs to the defendant to be taxed if not agreed. \par \par }\pard \qc \li0\ri0\nowidctlpar\tqc\tx3969\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 (D.V. Fatiaki) \par }{\b\f0\ul\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 JUDGE \par }\pard \ql \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\b\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 At Suva, \par 6th November, 1992.}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par }\pard \qr \li0\ri0\nowidctlpar\tx-720\hyphpar0\faauto\rin0\lin0\itap0\pararsid5515969 {\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid5515969 HBC0435J.91S}{\f0\expnd0\expndtw-3\lang2057\langfe5129\langnp2057\insrsid7477679\charrsid5515969 \par }}