{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff0\deff0\stshfdbch31505\stshfloch31506\stshfhich31506\stshfbi0\deflang1033\deflangfe1033\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f2\fbidi \fmodern\fcharset0\fprq1{\*\panose 02070309020205020404}Courier New;}
{\f3\fbidi \froman\fcharset2\fprq2{\*\panose 05050102010706020507}Symbol;}{\f10\fbidi \fnil\fcharset2\fprq2{\*\panose 05000000000000000000}Wingdings;}{\f10\fbidi \fnil\fcharset2\fprq2{\*\panose 05000000000000000000}Wingdings;}
{\f39\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\f40\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}Cambria;}{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhimajor\f31502\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0302020204030204}Calibri Light;}
{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}
{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f42\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\f43\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\f45\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f46\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f47\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\f48\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\f49\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f50\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f62\fbidi \fmodern\fcharset238\fprq1 Courier New CE;}{\f63\fbidi \fmodern\fcharset204\fprq1 Courier New Cyr;}
{\f65\fbidi \fmodern\fcharset161\fprq1 Courier New Greek;}{\f66\fbidi \fmodern\fcharset162\fprq1 Courier New Tur;}{\f67\fbidi \fmodern\fcharset177\fprq1 Courier New (Hebrew);}{\f68\fbidi \fmodern\fcharset178\fprq1 Courier New (Arabic);}
{\f69\fbidi \fmodern\fcharset186\fprq1 Courier New Baltic;}{\f70\fbidi \fmodern\fcharset163\fprq1 Courier New (Vietnamese);}{\f432\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\f433\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}
{\f435\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\f436\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\f437\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\f438\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}
{\f439\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\f440\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\f442\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\f443\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}
{\f445\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\f446\fbidi \froman\fcharset162\fprq2 Cambria Tur;}{\f449\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\f450\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}
{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhimajor\f31528\fbidi \fswiss\fcharset238\fprq2 Calibri Light CE;}{\fhimajor\f31529\fbidi \fswiss\fcharset204\fprq2 Calibri Light Cyr;}
{\fhimajor\f31531\fbidi \fswiss\fcharset161\fprq2 Calibri Light Greek;}{\fhimajor\f31532\fbidi \fswiss\fcharset162\fprq2 Calibri Light Tur;}{\fhimajor\f31533\fbidi \fswiss\fcharset177\fprq2 Calibri Light (Hebrew);}
{\fhimajor\f31534\fbidi \fswiss\fcharset178\fprq2 Calibri Light (Arabic);}{\fhimajor\f31535\fbidi \fswiss\fcharset186\fprq2 Calibri Light Baltic;}{\fhimajor\f31536\fbidi \fswiss\fcharset163\fprq2 Calibri Light (Vietnamese);}
{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\fhiminor\f31573\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\fhiminor\f31574\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}
{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;\red255\green255\blue0;\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;
\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;\red79\green129\blue189;}{\*\defchp \fs22\loch\af31506\hich\af31506\dbch\af31505 }{\*\defpap \ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 }\noqfpromote {\stylesheet{\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \snext0 \styrsid1196675 Normal;}{\s1\ql \li0\ri0\sb240\sa120\keep\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs28\alang1025 
\ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext20 \slink15 \sunhideused \spriority9 \styrsid1196675 heading 1;}{
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\sbasedon1 \snext20 \slink16 \sunhideused \sqformat \spriority9 \styrsid1196675 heading 2;}{\s3\ql \li0\ri0\sb240\sa120\keep\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel2\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs26\alang1025 
\ltrch\fcs0 \b\i\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \sbasedon2 \snext20 \slink17 \sunhideused \sqformat \spriority9 \styrsid1196675 heading 3;}{
\s4\ql \li0\ri0\sb120\sa120\keep\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel3\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\ai\af0\afs24\alang1025 \ltrch\fcs0 \b\i\f39\fs24\cf17\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext0 \slink18 \ssemihidden \sunhideused \spriority9 \styrsid1196675 heading 4;}{\*\cs10 \additive \sunhideused \spriority1 \styrsid1196675 Default Paragraph Font;}{\*
\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\trcbpat1\trcfpat1\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \snext11 \ssemihidden \sunhideused 
Normal Table;}{\*\cs15 \additive \b\f0\fs28 \slink1 \slocked \spriority9 \styrsid1196675 Heading 1 Char;}{\*\cs16 \additive \b\f0\fs26\lang3081\langfe0\langnp3081 \slink2 \slocked \spriority9 \styrsid1196675 Heading 2 Char;}{\*\cs17 \additive 
\b\i\f0\fs26\lang3081\langfe0\langnp3081 \slink3 \slocked \spriority9 \styrsid1196675 Heading 3 Char;}{\*\cs18 \additive \b\i\f39\fs24\cf17\lang3081\langfe0\langnp3081 \slink4 \slocked \ssemihidden \spriority9 \styrsid1196675 Heading 4 Char;}{
\s19\ql \fi-601\li2041\ri0\sb240\sa240\widctlpar\jclisttab\tx1440\wrapdefault\aspalpha\aspnum\faauto\ls20\outlinelevel0\adjustright\rin0\lin2041\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\snext19 \sqformat \spriority18 \styrsid1196675 Num List 1;}{\s20\ql \fi-879\li879\ri0\sb240\sa240\widctlpar\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls37\outlinelevel0\adjustright\rin0\lin879\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \snext20 \sqformat \spriority14 \styrsid1196675 Paragraph - Numbered;}{\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\outlinelevel0\adjustright\rin0\lin1440\itap0 
\rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext21 \sqformat \spriority15 \styrsid1196675 Indent1;}{\s22\ql \fi-601\li2761\ri0\sb240\sa240\widctlpar
\jclisttab\tx2160\wrapdefault\aspalpha\aspnum\faauto\ls20\ilvl1\outlinelevel1\adjustright\rin0\lin2761\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon19 \snext22 \sqformat \spriority19 \styrsid1196675 Num List 2;}{\s23\ql \fi-601\li3481\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls20\ilvl2\outlinelevel2\adjustright\rin0\lin3481\itap0 \rtlch\fcs1 \af0\afs24\alang1025 
\ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon22 \snext23 \sqformat \spriority20 \styrsid1196675 Num List 3;}{\s24\ql \li720\ri0\sb120\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 
\rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext24 \ssemihidden \sqformat \spriority0 \styrsid1196675 Quote 1;}{
\s25\ql \li1440\ri0\sb120\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1440\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 
\sbasedon24 \snext25 \ssemihidden \sqformat \spriority0 \styrsid1196675 Quote 2;}{\s26\ql \li2160\ri0\sb120\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2160\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \sbasedon25 \snext26 \ssemihidden \sqformat \spriority0 \styrsid1196675 Quote 3;}{
\s27\ql \fi-720\li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls10\outlinelevel0\adjustright\rin0\lin1440\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon19 \snext27 \sqformat \spriority34 \styrsid1196675 List Paragraph;}{\s28\ql \li0\ri0\sl-360\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext28 \slink29 \spriority25 \styrsid1196675 Body Text;}{\*\cs29 \additive \f0\fs20 \slink28 \slocked \spriority25 \styrsid1196675 Body Text Char;}{
\s30\ql \li2160\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl1\outlinelevel1\adjustright\rin0\lin2160\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon21 \snext30 \sqformat \spriority16 \styrsid1196675 Indent2;}{\s31\ql \li2880\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl2\outlinelevel2\adjustright\rin0\lin2880\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon30 \snext31 \sqformat \spriority17 \styrsid1196675 Indent3;}{\s32\ql \fi-601\li2761\ri0\sb240\sa240\widctlpar
\jclisttab\tx2160\wrapdefault\aspalpha\aspnum\faauto\ls22\ilvl1\outlinelevel1\adjustright\rin0\lin2761\itap0\contextualspace \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 
\sbasedon36 \snext32 \spriority22 \styrsid1196675 List Bullet 2;}{\s33\ql \fi-601\li3481\ri0\sb240\sa240\widctlpar\jclisttab\tx2880\wrapdefault\aspalpha\aspnum\faauto\ls22\ilvl2\outlinelevel2\adjustright\rin0\lin3481\itap0\contextualspace \rtlch\fcs1 
\af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \sbasedon32 \snext33 \spriority23 \styrsid1196675 List Bullet 3;}{\s34\qc \li0\ri0\sb240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 
\rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext34 \sqformat \spriority0 \styrsid1196675 Jurisdiction;}{
\s35\qc \li0\ri0\sb360\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext44 \spriority2 \styrsid1196675 
TOC - Arrangment Heading;}{\s36\ql \fi-601\li2041\ri0\sb240\sa240\widctlpar\jclisttab\tx1440\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin2041\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \snext36 \spriority21 \styrsid1196675 List Bullet 1;}{\s37\ql \fi-879\li879\ri0\sb240\sa240\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls38\outlinelevel0\adjustright\rin0\lin879\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext20 \spriority13 \styrsid1196675 
Paragraph - No number;}{\*\ts38\tsrowd\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\trcbpat1\trcfpat1\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \f40\fs20\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 \sbasedon11 \snext38 \spriority59 \styrsid1196675 Table Grid;}{
\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext39 \spriority12 \styrsid1196675 
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{\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar\s34\qc \li0\ri0\sb240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7476687 \rtlch\fcs1 
\af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687\charrsid7476687 COOK ISLANDS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12994850 
\par }\pard\plain \ltrpar\s28\ql \li0\ri0\sl-360\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1196675 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid1196675\charrsid7476687 
\par }\pard\plain \ltrpar\s40\qc \li0\ri0\sb360\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7476687 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid7476687\charrsid7476687 OFF-SHORE INSURANCE AMENDMENT ACT 1984}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687 
\par }\pard\plain \ltrpar\s28\ql \li0\ri0\sl-360\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1196675 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid1196675\charrsid7476687 
\par }\pard\plain \ltrpar\s35\qc \li0\ri0\sb360\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7476687 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid7476687\charrsid7476687 ANALYSIS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687 
\par }\pard\plain \ltrpar\s44\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1522837 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Title}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par 1. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Short Title}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par 2. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Application}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par 3. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Interpretation}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par 4. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Off-Shore Insurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par 5. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Place of business}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par 6. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Statutory funds}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par 7. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Reinsurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par 8. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Power of exemption}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par 9. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837\charrsid7476687 Penalty}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1522837 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1196675 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid1522837 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1196675\charrsid1196675 
\par }\pard \ltrpar\s39\qc \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3615851 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid1196675 1984, No. 8
\par }\pard \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3615851 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 An Act to amend the Off-Shore Insurance Act 1981-82 
\par }\pard \ltrpar\s39\qr \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3615851 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 (}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3615851 20}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687  June }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3615851 1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 984
\par }\pard \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3615851 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 BE IT ENACTED by the Parliament of the Cook Island
s in Session assembled, and by the authority of the same, as follows:
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\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin879\itap0\pararsid3615851 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 Short Title}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3615851 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3615851 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 This Act may be cited as the Off-Shore Insurance Amendment Act 1984 and shall be read together with and deemed part of the Off-Shore Insurance Act 1981-82 (hereinafter referred to as "the principal Act").

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\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin879\itap0\pararsid3615851 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 Application}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3615851 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3615851 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
The provisions of the principal Act as amended by this Act shall apply to all licence-holders and applicants for licences whether such licence was granted before or after the commencement of this Act or whethe
r such application was made before or after the commencement of this Act.
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\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin879\itap0\pararsid3615851 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 Interpretation}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3615851 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3615851 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 Section 2 of the principal Act is amended:
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\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 (a)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
by repealing the definition of "Insurance" and}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5786777  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 substituting the following definition:
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Insurance business" means an insurance business including the issuing of, or the undertaking of liability under policies of insurance, assurance, re}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687\charrsid7476687 -}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 insurance or indemnity, including:
\par {\listtext\tab}}\pard\plain \ltrpar\s31\ql \li2880\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl2\outlinelevel2\adjustright\rin0\lin2880\itap0\pararsid5786777 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5786777 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 policies ensuring payment of money on death or on the happening of
 any contingency dependent on the termination or continuance of human life;
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5786777 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 policies securing the grant of any annuity for a term dependent upon the termination or continuance of human life;
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5786777 (c) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 policies whereby any person is to become entitled to a 
benefit in the event of the occurrence of death by accident or by some other cause specified in the contract, or of injury or disability caused by accident or sickness;
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5786777 (d) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 policies whereby superannuantion benefits, pensions or payments are payable to emp
loyees of an employer or their dependants on retirement disability or death;
\par {\listtext\tab}}\pard \ltrpar\s31\ql \li2880\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl2\outlinelevel2\adjustright\rin0\lin2880\itap0\pararsid6903549 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13247865 (e) }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid6105733\charrsid7476687 policies ensuring payment of a sum, or a series of sums, or money on a future date or dates in}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13247865  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
consideration of one or more premiums;
\par {\listtext\tab}}\pard \ltrpar\s31\ql \li2880\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl2\outlinelevel2\adjustright\rin0\lin2880\itap0\pararsid13247865 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13247865 (f) }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid6105733\charrsid7476687 policies of indemnity for the loss of, or damage to property to any kind including third party risks;
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13247865 (g) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
policies of indemnity against damages payable to or in respect of the death, injury or disability of any persons howsoever caused, including third party risks;
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13247865 (h) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
policies of guarantee or indemnity for loss of business profits, or against pecuniary loss howsoever arising or against risks of all kinds;
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13247865 (i) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 all classes of underwriting."
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1224\ri0\sb240\sa240\nowidctlpar\wrapdefault\nocwrap\nooverflow\aspalpha\aspnum\faroman\ls41\outlinelevel0\adjustright\rin0\lin1224\itap0\pararsid9575287 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 (b)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
by repealing the definition of "Off-shore insurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2719380  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6105733\charrsid2719380 business: and substituting the following definition:
\par {\listtext\tab}}\pard\plain \ltrpar\s30\ql \li2160\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl1\outlinelevel1\adjustright\rin0\lin2160\itap0\pararsid2719380 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11865484 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
Off-shore insurance business" means the carrying on or conducting whether within or outside the Cook Islands of any insurance business where each of the insured, the person to whom the policy moneys are payable and the owner of }{\rtlch\fcs1 \ai\af0 
\ltrch\fcs0 \insrsid6105733\charrsid7476687 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 policy:
\par {\listtext\tab}}\pard\plain \ltrpar\s31\ql \li2880\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl2\outlinelevel2\adjustright\rin0\lin2880\itap0\pararsid2719380 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2719380 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 is not domiciled in the Cook Islands;
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2719380 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 is not ordinarily resident in the Cook Islands;
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2719380 (c) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
is not a company incorporated or registered in the Cook Islands under any legislation other than the International Companies Act 1981-82; or
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2719380 (d) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 is a trustee }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2719380\charrsid7476687 company}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 ; }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2719380 
\par {\listtext\tab}}\pard\plain \ltrpar\s30\ql \li2160\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl1\outlinelevel1\adjustright\rin0\lin2160\itap0\pararsid2719380 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 or any combination of these;"
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid2719380 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 (c)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
By inserting after the definition of "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2719380 Off}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 -shore insurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2719380  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid6105733\charrsid2719380 business" the following definitions:
\par {\listtext\tab}}\pard\plain \ltrpar\s30\ql \li2160\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl1\outlinelevel1\adjustright\rin0\lin2160\itap0\pararsid2719380 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 ""Owner", in relation to a policy, means the person who for the time being has the legal title to the policy and includes an assignee;

\par {\listtext\tab}}\pard \ltrpar\s30\ql \li2160\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl1\outlinelevel1\adjustright\rin0\lin2160\itap0\pararsid13397331 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13397331 '}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid6105733\charrsid7476687 Policy}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687\charrsid7476687 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687  means:
\par {\listtext\tab}}\pard\plain \ltrpar\s31\ql \li2880\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl2\outlinelevel2\adjustright\rin0\lin2880\itap0\pararsid1515081 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13397331 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
any policy or other contract of insurance and any policy, bond, certificate, receipt or other instruments evidencing the contract with the insurer or underwriter or any person named in a policy 
or other contract of insurance as liable to pay or contribute towards}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13397331  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 payment of the sum secured by the policy or contract;
\par {\listtext\tab}}\pard \ltrpar\s31\ql \li2880\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl2\outlinelevel2\adjustright\rin0\lin2880\itap0\pararsid13397331 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13397331 (b) }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid6105733\charrsid7476687 an instrument evidencing a contract to pay an annuity;
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13397331 (c) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
any policy or other contract in relation to insurance business of any class under which there is for the time being an existing liability already accrued or under which a liability may accrue."
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid6105733\charrsid7476687 \hich\af0\dbch\af0\loch\f0 4\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin879\itap0\pararsid14838858 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 Off-shore insurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14838858 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14838858 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 Section 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14838858  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 of the principal Act is repealed and the following section}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid14838858  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11865484 substituted:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid13053147 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid11865484 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid13053147 3}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid11865484 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\insrsid13053147  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid6105733\charrsid13053147 Off-shore insurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid2521423\charrsid13053147 
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
(1) Subject to subsections (2) and (3) of this section no person, including a company, body corporate and an unincorporated body of persons, shall carry on or transact or hold himself out
 as carrying on or transacting any off-shore insurance business in or from the Cook Islands unless that person holds a valid off-shore insurance licence issue under this Part.
\par {\listtext\tab}(2)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 A licence shall not be required for off-shore insurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2521423  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6105733\charrsid7476687 business}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11865484  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid6105733\charrsid7476687 \_
\par {\listtext\tab}}\pard\plain \ltrpar\s30\ql \li2160\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl1\outlinelevel1\adjustright\rin0\lin2160\itap0\pararsid13053147 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 (a) transacted between companies as defined in the International }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2521423\charrsid7476687 Companies
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687  Act 1981-82 and which would be deemed to be related under the provisions of subsection}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2521423  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 (5) of section 4 of the International Companies Act 1981-82; or
\par {\listtext\tab}(b) where the premiums payable are payable in any foreign currency and;
\par {\listtext\tab}}\pard\plain \ltrpar\s31\ql \li2880\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\ilvl2\outlinelevel2\adjustright\rin0\lin2880\itap0\pararsid13053147 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2521423 (i) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 the companies transacting the insurance busines}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid11865484 s are companies defined in the I}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 nternational Companies Act 1981-82 and have a relationship of parent and }{\rtlch\fcs1 \af0\afs19 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
subsidiary; }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 or
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2521423 (ii) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 more than one such company is the insured, the insurer, the underwriter}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2521423 s }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 or one of the underwriters in respect of, or the owner or one of the owners of the policy.
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid13053147 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 (3)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
Nothing in this Act shall require any person to hold}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2521423  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 a licence under this Act where the only 
insurance business transacted by that person is reinsurance ceded by a Licensee to that person.
\par {\listtext\tab}(4)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7476687  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 Every person including a body corporate and each director}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4286340  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid6105733\charrsid7476687 and other officer of a body corporate who contravenes the provisions of subsection (1) of this section commits a}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4286340 n}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687  offence and shall be liable upon conviction to imprisionment for a term not exceeding 2 years or to a fine not exceeding U.S$30,000 or to both.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid6105733\charrsid7476687 \hich\af0\dbch\af0\loch\f0 5\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin879\itap0\pararsid4286340 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 Place of business}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4286340 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12196935 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 Section 14 of the principal Act is amended by inserting after the words "trustee company" the words "or at its registered office in the Cook }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12196935\charrsid7476687 
Islands}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 ."
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid6105733\charrsid7476687 \hich\af0\dbch\af0\loch\f0 6\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin879\itap0\pararsid12196935 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 Statutory funds}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12196935 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12196935 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 The principal Act is further amended by inserting after section 17 the following new section:
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid12196935 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid6105733\charrsid12196935 "17A Statutory funds}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid12196935\charrsid12196935 
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 (1) Subject to this section, a Licensee may e
stablish and maintain one or more statutory funds, under an appropriate name in respect of such part or parts of the off-shore insurance business carried on by it, as the Licensee so determines.
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid8325026 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8325026 (2)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid8003762  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 Where a Licensee has established a statutory fund, it sha
ll determine as soon as pricticable thereafter that part or parts of its off-shore insurance business that relate to that statutory fund.
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8325026 (3) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 A Licensee shall not determine that a praticular policy or policies issued by it relate to a particular statutory
 fund unless the owner of the policy or the person who upon the issue or the policy will become the owner has consented in writing to the application of this section to the policy.
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8325026 (4) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 All amounts received by a Licensee in respect of any part of its off-s
hore insurance business in respect of which it has established a statutory fund, shall be carried to and become assets of that fund.
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8325026 (5) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 The assets of a statutory fund shall not be available to meet any liabilities or expenses of the Licensee other than l
iabilities or expenses referrable to that part or parts of the off-shore insurance business which that statutory fund relates.
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8325026 (6) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 A Licensee shall not mortgage or charge any assets of any statutory fund other than with the consent of all owners of polici
es issued in respect of off-shore insurance business to which that statutory fund relates.
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15947447 (7) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 The assets of each statutory fund shall be kept distinct and separate from all other assets of the Licensee.
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15947447 (8) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 The income arising from the investments of the assets of any statutory fund shall be carried to that fund.
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15947447 (9) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
The assets of every statutory fund maintained by a Licensee may be invested (subject to any provisions in the instruments constituting the Licen
see or in the articles of association or other rules of the Licensee or in the articles of association or other rules of the Licensee which impose restrictions upon the manner in which the assets of the Licensee may be invested) in such manner as the Lice
nsee thinks fit.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid6105733\charrsid7476687 \hich\af0\dbch\af0\loch\f0 7\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin879\itap0\pararsid15947447 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 Reinsurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15947447 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15947447 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 The principal Act is further amended by inserting after section 17A as inserted by section 6 of this Act the following new section:
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid13387078 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid6105733\charrsid13387078 "17B Reinsurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid13387078\charrsid13387078 
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 (1) Subject to subsection (2) of this section a Licensee may effect re-insu
rance in respect of any off-shore, insurance business undertaken by it and may assign to the owner of a policy the rights of the Licensee against the re-insurance in respect of any particular policy. In the event of such an assignment being effected the o
wner of the policy shall continue to have rights against the Licensee only to the extent that the risk covered by the policy issued by the Licensee have not been so re-insured.
\par {\listtext\tab}(2) An assignment pursuant to subsection (1) of this section shall be valid onl
y if the owner of the policy has consented in writing to this section applying or if the person who will become the owner of a policy upon its issue has so consented prior to the issue of the policy.
\par {\listtext\tab}(3) Nothing }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \insrsid6105733\charrsid13387078 in this section }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 shall restrict the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13387078  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6105733\charrsid13387078 ability of a Licensee to effect re-insurance without an assignment pursuant to subsection (1) of this section."
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid6105733\charrsid7476687 \hich\af0\dbch\af0\loch\f0 8\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin879\itap0\pararsid2624027 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 Power of exemption}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2624027 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2624027 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 The principal Act is further amended by inserting after section }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2624027 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 3 the following new section:

\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid2624027 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid6105733\charrsid2624027 "23A Power of exemption}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid2624027\charrsid2624027 
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 (1) The Minister may of his own motion or pursuant to an application in writing lodged with the Monetary Board }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 by }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 a Licensee or a company incorporated or registered under }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2624027\charrsid7476687 the}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687  International Companies Act 1981-82 exempt such Licensee or company from}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \insrsid6105733\charrsid7476687 , }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 all or any
 part of the provisions of this Act or any regulations made under this Act and may impose such terms and conditions as he thinks fit as a condition under which such exemption is granted. An exemption granted under this subsection may be revoked by the Min
ister at any time.
\par {\listtext\tab}(2) In dealing with an application the Minister shall not be required to act judically and his decision in all cases shall be final."
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid6105733\charrsid7476687 \hich\af0\dbch\af0\loch\f0 9\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin879\itap0\pararsid2624027 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 Penalty}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2624027 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9397371 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 Section 24 of the principal Act is repealed and the following section substituted:
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls41\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid9397371 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid6105733\charrsid9397371 "24. Penalties}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid9397371\charrsid9397371 
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 
Every person including a body corporate and each director and other officer of a body corporate who contravenes the provisions of this Act commits an offence and shall be liable upon conviction where no other penalty is provided to a term of impriso
nment not exceeding 2 years or to a fine not exceeding U.S$10,000 or both.
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9397371 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid5052526 
\par 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 This Act is administered by the Cook Islands Monetary Board
\par RAROTONGA, COOK ISLANDS: Printed under the authority of the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9397371  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 Cook Islands Governmen}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 
\insrsid6105733\charrsid7476687 t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6105733\charrsid7476687 , by T. KAPI, Government Printer - 1984
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