{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff0\deff0\stshfdbch31505\stshfloch31506\stshfhich31506\stshfbi0\deflang1033\deflangfe1033\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f2\fbidi \fmodern\fcharset0\fprq1{\*\panose 02070309020205020404}Courier New;}
{\f3\fbidi \froman\fcharset2\fprq2{\*\panose 05050102010706020507}Symbol;}{\f10\fbidi \fnil\fcharset2\fprq2{\*\panose 05000000000000000000}Wingdings;}{\f10\fbidi \fnil\fcharset2\fprq2{\*\panose 05000000000000000000}Wingdings;}
{\f39\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\f40\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}Cambria;}{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhimajor\f31502\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0302020204030204}Calibri Light;}
{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}
{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f41\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\f42\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\f44\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f45\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f46\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\f47\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\f48\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f49\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f61\fbidi \fmodern\fcharset238\fprq1 Courier New CE;}{\f62\fbidi \fmodern\fcharset204\fprq1 Courier New Cyr;}
{\f64\fbidi \fmodern\fcharset161\fprq1 Courier New Greek;}{\f65\fbidi \fmodern\fcharset162\fprq1 Courier New Tur;}{\f66\fbidi \fmodern\fcharset177\fprq1 Courier New (Hebrew);}{\f67\fbidi \fmodern\fcharset178\fprq1 Courier New (Arabic);}
{\f68\fbidi \fmodern\fcharset186\fprq1 Courier New Baltic;}{\f69\fbidi \fmodern\fcharset163\fprq1 Courier New (Vietnamese);}{\f431\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\f432\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}
{\f434\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\f435\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\f436\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\f437\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}
{\f438\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\f439\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\f441\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\f442\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}
{\f444\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\f445\fbidi \froman\fcharset162\fprq2 Cambria Tur;}{\f448\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\f449\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}
{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhimajor\f31528\fbidi \fswiss\fcharset238\fprq2 Calibri Light CE;}{\fhimajor\f31529\fbidi \fswiss\fcharset204\fprq2 Calibri Light Cyr;}
{\fhimajor\f31531\fbidi \fswiss\fcharset161\fprq2 Calibri Light Greek;}{\fhimajor\f31532\fbidi \fswiss\fcharset162\fprq2 Calibri Light Tur;}{\fhimajor\f31533\fbidi \fswiss\fcharset177\fprq2 Calibri Light (Hebrew);}
{\fhimajor\f31534\fbidi \fswiss\fcharset178\fprq2 Calibri Light (Arabic);}{\fhimajor\f31535\fbidi \fswiss\fcharset186\fprq2 Calibri Light Baltic;}{\fhimajor\f31536\fbidi \fswiss\fcharset163\fprq2 Calibri Light (Vietnamese);}
{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\fhiminor\f31573\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\fhiminor\f31574\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}
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\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;\red79\green129\blue189;}{\*\defchp \fs22\loch\af31506\hich\af31506\dbch\af31505 }{\*\defpap \ql \li0\ri0\sa160\sl259\slmult1
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\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \snext0 \styrsid12799708 Normal;}{\s1\ql \li0\ri0\sb240\sa120\keep\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs28\alang1025 
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\sbasedon1 \snext20 \slink16 \sunhideused \sqformat \spriority9 \styrsid12799708 heading 2;}{\s3\ql \li0\ri0\sb240\sa120\keep\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel2\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs26\alang1025 
\ltrch\fcs0 \b\i\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \sbasedon2 \snext20 \slink17 \sunhideused \sqformat \spriority9 \styrsid12799708 heading 3;}{
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\sbasedon0 \snext0 \slink18 \ssemihidden \sunhideused \spriority9 \styrsid12799708 heading 4;}{\*\cs10 \additive \sunhideused \spriority1 \styrsid12799708 Default Paragraph Font;}{\*
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\snext19 \sqformat \spriority18 \styrsid12799708 Num List 1;}{\s20\ql \fi-879\li879\ri0\sb240\sa240\widctlpar\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls20\outlinelevel0\adjustright\rin0\lin879\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \snext20 \sqformat \spriority14 \styrsid12799708 Paragraph - Numbered;}{\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0 
\rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext21 \sqformat \spriority15 \styrsid12799708 Indent1;}{\s22\ql \fi-601\li2761\ri0\sb240\sa240\widctlpar
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\sbasedon19 \snext22 \sqformat \spriority19 \styrsid12799708 Num List 2;}{\s23\ql \fi-601\li3481\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls15\ilvl2\outlinelevel2\adjustright\rin0\lin3481\itap0 \rtlch\fcs1 \af0\afs24\alang1025 
\ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon22 \snext23 \sqformat \spriority20 \styrsid12799708 Num List 3;}{\s24\ql \li720\ri0\sb120\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 
\rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext24 \ssemihidden \sqformat \spriority0 \styrsid12799708 Quote 1;}{
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\sbasedon24 \snext25 \ssemihidden \sqformat \spriority0 \styrsid12799708 Quote 2;}{\s26\ql \li2160\ri0\sb120\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2160\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \sbasedon25 \snext26 \ssemihidden \sqformat \spriority0 \styrsid12799708 Quote 3;}{
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\sbasedon19 \snext27 \sqformat \spriority34 \styrsid12799708 List Paragraph;}{\s28\ql \li0\ri0\sl-360\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
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\sbasedon21 \snext30 \sqformat \spriority16 \styrsid12799708 Indent2;}{\s31\ql \li2880\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\ilvl2\outlinelevel2\adjustright\rin0\lin2880\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon30 \snext31 \sqformat \spriority17 \styrsid12799708 Indent3;}{\s32\ql \fi-601\li2761\ri0\sb240\sa240\widctlpar
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\sbasedon36 \snext32 \spriority22 \styrsid12799708 List Bullet 2;}{\s33\ql \fi-601\li3481\ri0\sb240\sa240\widctlpar\jclisttab\tx2880\wrapdefault\aspalpha\aspnum\faauto\ls16\ilvl2\outlinelevel2\adjustright\rin0\lin3481\itap0\contextualspace \rtlch\fcs1 
\af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \sbasedon32 \snext33 \spriority23 \styrsid12799708 List Bullet 3;}{\s34\qc \li0\ri0\sb240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 
\rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext34 \sqformat \spriority0 \styrsid12799708 Jurisdiction;}{
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TOC - Arrangment Heading;}{\s36\ql \fi-601\li2041\ri0\sb240\sa240\widctlpar\jclisttab\tx1440\wrapdefault\aspalpha\aspnum\faauto\ls16\outlinelevel0\adjustright\rin0\lin2041\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 \snext36 \spriority21 \styrsid12799708 List Bullet 1;}{\s37\ql \fi-879\li879\ri0\sb240\sa240\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls21\outlinelevel0\adjustright\rin0\lin879\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext20 \spriority13 \styrsid12799708 
Paragraph - No number;}{\*\ts38\tsrowd\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \f40\fs20\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 \sbasedon11 \snext38 \spriority59 \styrsid12799708 Table Grid;}
{\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext39 \spriority12 \styrsid12799708 
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}{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-720\li4320\lin4320 }{\listlevel\levelnfc255\levelnfcn255\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'01\'06;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-720\li5040\lin5040 }{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\'01\'07;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-720\li5760\lin5760 }{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\'01\'08;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-720\li6480\lin6480 }{\listname ;}\listid2069109991\liststyleid1016157319}}{\*\listoverridetable{\listoverride\listid-125\listoverridecount0\ls1}{\listoverride\listid-126
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\listoverridecount0\ls7}{\listoverride\listid-126\listoverridecount0\ls8}{\listoverride\listid649750286\listoverridecount0\ls9}{\listoverride\listid212930889\listoverridecount0\ls10}{\listoverride\listid1016157319\listoverridecount0\ls11}
{\listoverride\listid760490016\listoverridecount0\ls12}{\listoverride\listid341401337\listoverridecount0\ls13}{\listoverride\listid1723672921\listoverridecount0\ls14}{\listoverride\listid754981193\listoverridecount0\ls15}{\listoverride\listid79839906
\listoverridecount0\ls16}{\listoverride\listid1170364852\listoverridecount0\ls17}{\listoverride\listid255790128\listoverridecount0\ls18}{\listoverride\listid1113473426\listoverridecount0\ls19}{\listoverride\listid1950505047\listoverridecount0\ls20}
{\listoverride\listid911502158\listoverridecount0\ls21}{\listoverride\listid259022275\listoverridecount0\ls22}{\listoverride\listid1016157319\listoverridecount9{\lfolevel\listoverridestartat\levelstartat1}{\lfolevel\listoverridestartat\levelstartat1}
{\lfolevel\listoverridestartat\levelstartat1}{\lfolevel\listoverridestartat\levelstartat1}{\lfolevel\listoverridestartat\levelstartat1}{\lfolevel\listoverridestartat\levelstartat1}{\lfolevel\listoverridestartat\levelstartat1}{\lfolevel\listoverridestartat
\levelstartat1}{\lfolevel\listoverridestartat\levelstartat1}\ls23}{\listoverride\listid912156751\listoverridecount0\ls24}{\listoverride\listid888884367\listoverridecount0\ls25}{\listoverride\listid1991707422\listoverridecount0\ls26}
{\listoverride\listid1007485472\listoverridecount0\ls27}{\listoverride\listid-127\listoverridecount0\ls28}{\listoverride\listid-128\listoverridecount0\ls29}{\listoverride\listid-120\listoverridecount0\ls30}{\listoverride\listid-129\listoverridecount0\ls31
}{\listoverride\listid-130\listoverridecount0\ls32}{\listoverride\listid-131\listoverridecount0\ls33}{\listoverride\listid-132\listoverridecount0\ls34}{\listoverride\listid1652902712\listoverridecount0\ls35}{\listoverride\listid742723665
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{\*\wgrffmtfilter 2450}\ilfomacatclnup14{\*\template R:\\templates\\pac-legislation-template-final.dotx}\ltrpar \sectd \ltrsect\psz9\linex0\sectlinegrid326\sectdefaultcl\sectrsid11879351\sftnbj {\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}
{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}
{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9
\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar\s34\qc \li0\ri0\sb240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3176892 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892 COOK ISLANDS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209 
\par }\pard\plain \ltrpar\s28\ql \li0\ri0\sl-360\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9328142 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9328142\charrsid3176892 
\par }\pard\plain \ltrpar\s40\qc \li0\ri0\sb360\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3176892 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid26610\charrsid3176892 INSURANCE COMPANIES}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9328142 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid26610\charrsid3176892  DEPOSITS ACT 1970-71}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid26610 
\par }\pard\plain \ltrpar\s28\ql \li0\ri0\sl-360\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9328142 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9328142\charrsid3176892 
\par }\pard\plain \ltrpar\s35\qc \li0\ri0\sb360\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3176892 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 ANALYSIS}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209 
\par }\pard\plain \ltrpar\s28\ql \li0\ri0\sl-360\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9328142 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9328142\charrsid9328142 
\par }\pard\plain \ltrpar\s44\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3176892 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid13322139\charrsid3176892 1. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Short Title and}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 commencement
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid13322139\charrsid3176892 2. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Interpretation}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid13322139\charrsid3176892 
\par 3. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Liability to make deposits}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3176892\charrsid3176892 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3176892\charrsid3176892 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9328142  Amount of deposit}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid3176892\charrsid3176892 5. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Reductions in}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 deposits}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid3176892\charrsid3176892 
\par 6. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 When deposits to}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 be made
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid16080811 7. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Deposits to be in}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 approved securities
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid16080811 8. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Manner in which}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 deposits to be}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 made or withdrawn}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid15739530 

\par 9. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Increase of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 deposits where}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 securities }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 have}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 depreciated}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid15739530 
\par 10. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Valuation of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 approved securities}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209 
\par }\pard \ltrpar\s44\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10552142 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142\charrsid26610 11. Deposits to be held in trust}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid10552142  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142\charrsid26610 for policyholders}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142\charrsid26610 12. Income from deposits
\par 13. Cover notes and receipts to}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142\charrsid26610 refer to deposit
\par 14. Statements to be supplied}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142\charrsid26610 annually}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10552142\charrsid26610 15. Penalty for false statement
\par }\pard \ltrpar\s44\ql \li0\ri0\nowidctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10552142 {\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142\charrsid3176892 16. Withdrawal of deposits
\par 17. Penalty on default in complying}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142\charrsid3176892 with terms of Act
\par 18. If default continues, person}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142  may }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142\charrsid3176892 be prohibited from carrying}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142\charrsid3176892 on business
\par 19. Further penalty for carrying on}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142\charrsid3176892 business after notice}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142\charrsid13049217  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142\charrsid3176892 prohibiting
\par 20. In any action incorporation of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142\charrsid3176892 company need not be proved
\par 21. Remuneration of Financial}{\rtlch\fcs1 \ab\ai\af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid10552142\charrsid13049217  }{\rtlch\fcs1 \ab\ai\af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid15619175\charrsid3176892 Se}{\rtlch\fcs1 
\ab\ai\af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid15619175 c}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid15619175\charrsid3176892 retary}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid10552142\charrsid3176892 
\par Schedule
\par }\pard\plain \ltrpar\s28\ql \li0\ri0\sl-360\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4273346 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid10552142\charrsid3176892 
\par }\pard\plain \ltrpar\s39\qc \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15619175 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs23 \ltrch\fcs0 \insrsid9122209\charrsid3176892 1970-71, }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid9122209\charrsid3176892 No. 25
\par }\pard \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15619175 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 An Act to require deposits from companies and persons}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12997310 c}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 arrying on variou}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4273346 
s classes of insurance business}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
\par }\pard \ltrpar\s39\qr \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12997310 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (8 March 1971
\par }\pard \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12997310 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 BE IT ENACTED by the Legislative Assembly of t
he Cook Islands in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12997310 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 ession}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12997310  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12997310\charrsid3176892 
assembled}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 ,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12997310  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 and by the authority of the}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid12997310  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 same, as follows:
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 1\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid12997310 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Short}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12997310  Title and commencement
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12997310 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) This Act may}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12997310  }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 be cited as the}{\rtlch\fcs1 \af0\afs17 
\ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid12997310  Insurance Companies}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid997157 '}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid12997310 
 Deposit}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1056512 s }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Act 197}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid1056512 0-71}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4273346 .}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1056512 
\par }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 (2) This A}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1056512 ct }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 shall come into force on the first day of Apri1}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid1056512  1}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 971.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid997157 \hich\af0\dbch\af0\loch\f0 2\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid1056512 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid997157 
Interpretation}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1056512 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid1056512 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 In this Act, unless the context otherwise requires, \_}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid1056512 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 "Agent" means any person who negotiates, or attempts to negotiate, or holds himself out as having authority to negotiate, }{\rtlch\fcs1 
\af0\afs18 \ltrch\fcs0 \insrsid9122209\charrsid3176892 on }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 behalf of any underwriter, any contract of insurance relating to any c}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2058415 l}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 ass}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2058415  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
of insurance business; and includes any person who is deemed to be an agent of any other person under the provisions of section 3 of this Act:
\par {\listtext\tab}"Approved securities" means stock, bonds, debentures, or other securities issued by the Government of the Cook Islands or the Government of New Zealand, or by any }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \insrsid9122209\charrsid3176892 City }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Council, Borough Council, County Council, Electric Power Board, Hospital Board, or Harbour Board in New Zealand:
\par {\listtext\tab}"Commonwealth company" means a company established or incorporated in, and having its chief office in, a Commonwealth country other than the Cook Islands:
\par {\listtext\tab}"Commonwealth country" means a country that is a member of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2058415  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
the British Commonwealth of Nations; and includes every territory for whose international relations the Gover
nment of that country is responsible; and also includes the Republic of Ireland as if that country were a member of the British Commonwealth of Nations:
\par {\listtext\tab}"Commonwealth underwriter" means an underwriter who is ordinarily resident in a Commonwealth country other than the Cook Islands:
\par {\listtext\tab}"Company" means any association of persons, whether incorporated or not:
\par {\listtext\tab}"Depositor" means a person who has made any deposit with the Financial Secretary under this Act in respect of any class of insurance }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2058415\charrsid3176892 business}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 :
\par {\listtext\tab}"Financial }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8459961 Secretary" means the Financial }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Secretary appointed under the provisions of the Public Moneys Act 1969:
\par {\listtext\tab}"Financial year", in relation to any person, means a year ending on the date of the annual balance of the accounts of that person, or, if there is no annual balance, a year ending on the thirty-first day of December:
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid3822039 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
"Foreign Company" means a company that is}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8459961  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 neither a local company nor a Commonwealth company:
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid1056512 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
"Foreign underwriter" means an underwriter who is not ordinarily resident in the Cook Islands and who }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 is }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
not a Commonwealth underwriter:
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8459961 "}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Insurance business" includes every class of insurance business, except \_
\par {\listtext\tab}}\pard\plain \ltrpar\s30\ql \li2160\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\ilvl1\outlinelevel1\adjustright\rin0\lin2160\itap0\pararsid1056512 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8459961 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Life }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid1056512 
insurance (including endowment and annuity contracts); and
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8459961 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid1056512 Marine insurance; and
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8459961 (c) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid1056512 Insurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3304783  against earthquake:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8459961 

\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid8459961 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 "Local company" means a company}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8459961  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid8459961 established or incorporated in, and having its chief office in the Cook Islands:
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid11828854 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
"Policyholder" means any person who is indemnified}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11828854  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 or deemed to be}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11828854  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid9122209\charrsid3176892 indemnified by any contract of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11828854  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
insurance, whether or not a policy of insurance is issued; and includes any person claiming by, through, or under any }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid11828854 policyholder}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 :
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid12214407 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
"Premium income" means the gross income earned in the Cook Islands from premium
s after deducting any rebates or refunds allowed or paid to persons insured, but without making any allowance or deduction for reinsurances, commissions, or other agency charges, or for reserves for}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11828854  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 unexpired risks at the beginning or end of the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11828854  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 financial year:
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid10369705 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
"Underwriter" means a person named in a}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11828854  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
contract or policy of insurance as liable to pay or contribute towards payment in whole or in part of the sum secured by the contract or policy;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4129018  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
but does not include a company.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 3\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid4129018 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Liability to make deposits}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4129018 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13704633 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) Deposits with}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13704633  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
the Financial Secretary in accordance with the provisions of this Act shall be made by \_}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid13704633 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13704633 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
Every local company, Commonwealth company, or foreign company which at the passing of this Act is carrying on in the Cook Islands any }{\rtlch\fcs1 \ai\af0\afs19 \ltrch\fcs0 \insrsid9122209\charrsid3176892 class }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 of insurance business, or which thereafter commences to do so:
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13704633 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 E}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13704633 v}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
ery person who at the passing of this Act is acting in the Cook Islands as an underwriter in respect of any class of insurance business, or who thereafter commences so to act:
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13704633 (c) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Every person who at the passing of this Act is acting in the Cook Islands as agent of a}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid13704633  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Commonwealth underwriter or of }{\rtlch\fcs1 \ai\af0\afs19 \ltrch\fcs0 \insrsid9122209\charrsid13704633 a }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
foreign underwriter in respect of }{\rtlch\fcs1 \ai\af0\afs19 \ltrch\fcs0 \insrsid9122209\charrsid13704633 any }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 class of insurance}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13704633  }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 business, or who thereafter}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13704633  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid13704633 commences so to }{
\rtlch\fcs1 \ai\af0\afs19 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid13704633 act.
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13704633 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (2) For the purposes of this
 Act, every person who, in the course of his business, negotiates or attempts to negotiate directly or indirectly (whether through a broker or otherwise), any contract of insurance between \_}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid2427591 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (a) Any}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2427591  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 company}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2427591  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2427591\charrsid3176892 engaged}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892  in carrying on}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2427591  }{
\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid2427591 any }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid2427591 class of insurance business}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid2427591\charrsid2427591  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid2427591 or any underwriter (in this section}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid2427591\charrsid2427591  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid2427591 referred to as the insurer); and
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (b) Any other person in the Cook Islands}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2427591  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid2427591 (in this section referred to as}{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2427591\charrsid2427591  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid2427591 the insured) \_
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2427591 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 shall be deemed to be the agent of the insurer (whether or}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2427591  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
not he is also the agent of the insured), and, if the}{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2427591  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
insurer is a company and enters into the contract of}{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2427591  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
insurance, the insurer shall be deemed to be carrying on}{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2427591  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 in the Cook}{
\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2427591  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Islands the class of insurance business to which}{\rtlch\fcs1 
\af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2427591  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 the }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 contract }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 belongs.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2427591 (3)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1389635  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Th
e fact that any person issues any cover note in respect of a contract of insurance, or gives any information that insurance has been effected, or issues any receipt or other document acknowledging the receipt of a premium in respect of a contract of insur
ance, or receives any premiums, proposals, or requests for insurance business shall, for the purposes of this section, be conclusive evidence that he is engaged in the business of negotiating or attempting to negotiate contracts of insurance.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13969105 (4) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 For the pu
rposes of this Act, a person shall be deemed to act as the agent of an underwriter if that person acts in the Cook Islands as the agent or servant of a person carrying on business out of the Cook Islands as the agent of an underwriter.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13969105 (5) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Nothing in this 
section shall impose an obligation to make a deposit under this Act on any person who, in negotiating or attempting to negotiate any contract}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13969105  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
of insurance, acts as the servant or authorised agent of }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 an }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 agent or underwriter by whom a deposit has been made i
n respect of that class of insurance business represented by the contract.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid1389635 \hich\af0\dbch\af0\loch\f0 4\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid15824126 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1389635 
Amount of deposit}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15824126 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15824126 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) Subject to the provisions of section 5 of this Act, the amount of the deposit to be made under this Act in respect of the several classes of insurance busine
ss shall be as specified in the Schedule to this Act.
\par (2) For the purposes of the Schedule to this Act, any person carrying on insurance business who issues or undertakes liability under policies or contracts of insurance against loss by or incidental to f
ire, whether other risks are included or not shall be deemed to be carrying on fire insurance business but not to the exclusion}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15824126  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
of any other class of insurance business):
\par Provided that \_}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid15824126 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid15824126 (a) A person carrying on the business of marine insurance shall not 
be deemed to carry on the business of fire insurance by reason only that loss by fire is one of the various risks covered by the marine policies issued by that person:
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid11817270 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid15824126 (b)
 A person carrying on the business of insurance against earthquake shall not be deemed to be}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12994978  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid15824126 
carrying on the business of fire insurance by reason only that he insures against loss by fire consequential on earthquake:
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid15824126 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid15824126 
(c) If the Financial Secretary is satisfied that any policy or contract is principally one of insurance against loss due to causes other than}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
 fire though loss by fire is one of the various risks thereby covered, the person who issues or undertakes liability under the policy or contract shall not be deemed to be carrying on the business of fire insurance by }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid8918562 reason}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892  only of the issue of or undertaking of liability under the policy or contract.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 5\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid8918562 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Reductions in deposits}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8918562 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8918562 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) If the premium income in respect of any class of insurance business earned in the last financial year of the depositor ended before the passing of this Act or 
in any subsequent financial year by any local company or person to which or to whom this}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8918562  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
section applies is such that, if the amount of the deposit required by this Act in respect of that class of business were computed on the basis of a sum of two thousan
d dollars together with a further sum of two thousand dollars for each complete amount of five thousand dollars of that premium income, the deposit would be less than the amount of the deposit already made by the depositor in respect of that class of insu
rance business, the amount of the deposit required from the depositor in respect of that class of insurance business shall be reduced by the amount by which the deposit already made exceeds the deposit so computed.
\par (2) Where by reason of the provisions of this section a reduction in any required deposit shall be made the amount of that reduction shall be repaid to the depositor within }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \insrsid9122209\charrsid3176892 six }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 months after the end of the financial }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 year }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
in which the premium income is such that a reduction in the amount of the deposit is made.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 6\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid7745375 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 When deposits to be made}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7745375 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7745375 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) Every person who is required by this Act to make a deposit in respect of }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \insrsid9122209\charrsid3176892 any }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 class of insurance business carried on by him at the passing of this Act, and who has not already done so, shall make that deposit within one month after the commencement of this Act.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7745375 (2) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Every company which hereafter proposes to commence to carry on in the Cook Islands any clas}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7745375 s}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892  of insurance business shall, before commencing that class of business, make the deposit required by this Act in respect of that class of business.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7745375 (3) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Every person who hereafter proposes to commence to act in the Cook Islands as an underwriter or as an agent of a Commonwealth underwriter }{
\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \insrsid9122209\charrsid3176892 or }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 of a foreign underwriter in respect of any cl
ass of insurance business shall, before commencing to do so, make the deposit required by this Act in respect of that class of business.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 7\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid7745375 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Deposits to be in approved securities}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7745375 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7745375 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) Every deposit (including every increase of a deposit) made by any person sh
all be made by the deposit with the Financial Secretary of approved securities valued at not less than the amount of the required deposit.
\par (2) Any person who has deposited approved securities under the provisions o}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid26610\charrsid3176892 f}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4926455  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
this Act may withdraw any securities so deposited on depositing with the Financial Secretary other approved securities:
\par }\pard \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3960709 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Provided that the}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid3960709  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 total value of the securities and money (if any) remaining deposited with the Financial Secretary on behalf of that}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3960709  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 person}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3960709  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 shall not}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3960709  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid9122209\charrsid3176892 be less than the amount required by this Act to be so deposited.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 8\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid3960709 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Manner in which d}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid16344948 eposits to be made or withdrawn}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3960709 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3960709 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) Every deposit made under this Act shall be made as follows:
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid3960709 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9513278 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
In the case of approved securities that are payable to bearer, by the delivery of the securities to the Financial Secretary or to some person authorised by him in writing to receive them:
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid9513278 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9513278 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 In the case of approved securities}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9513278  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 that are not payable to}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9513278  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 bearer,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9513278  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid9513278 by the transfer of the securities}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9513278\charrsid9513278  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid9513278 to the Financial Secretary in}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9513278\charrsid9513278  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid9513278 such manner as shall be requisite}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9513278\charrsid9513278  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid9513278 to make him the legal owner thereof.
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9513278 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (2) Every withdrawal of securities made under this}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9513278  }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
Act shall, unless the depositor otherwise directs in writing delivered to the Financial Secretary, be made by the}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9513278  }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 transfer of the securities by the Financial Secretary to the depositor.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 9\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid9513278 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Increase of deposits }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 where }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 securities have depreciated}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9513278 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9513278 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) If the Financial Secretary is satisfied that by reason of depreciation in the value of securities or other cause the value of the approved secu
rities together with the money (if any) deposited by any person under this Act falls short of the amount required by this Act, he may by notice in writing require the depositor to deposit with the Financial Secretary, within such time as the Financial Sec
retary specifies in the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6949533  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
notice, approved securities to a value deemed by the Financial Secretary to be sufficient to bring the amount of the deposit to the value required by this Act.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6949533 (2) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 A notice under this section shall not be issued until after the Finan
cial Secretary has given an opportunity to the depositor to be heard in connectio}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid2258640 n with the matter.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1181395 (3) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12799708 If any person}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8220105 f}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 ails to deposit with the Financial Secretary approved securities as required by the Financial Secretary under this section, that failure shall, }{\rtlch\fcs1 \af0\afs19 \ltrch\fcs0 \insrsid9122209\charrsid3176892 for the }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 purposes of sections 17, 18, and 19 of this Act, be deemed to be a default in complying with a requirement of this Act.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 10\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid8220105 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Valuation of approved securities}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8220105 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8220105 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 The Financial Secretary shall be the sole judge of t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8220105 h}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 e value of approved securities for the }{
\rtlch\fcs1 \af0\afs19 \ltrch\fcs0 \insrsid8220105 purposes}{\rtlch\fcs1 \af0\afs19 \ltrch\fcs0 \insrsid9122209\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 of this Act, and }{\rtlch\fcs1 \ab\ai\af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 his }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 decision shall be final and binding.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 11\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid14110011 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Deposits to be held in trust for polic}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14110011 y }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid535806 holders}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14110011 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14110011 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) Subject to the provisions of this Act, the Financial}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14110011  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
Secretary shall, as to every deposit made under this Act, hold the same as security for policyholders or claimants in respect of policies or other contracts issued, granted, or entered into in the}{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid14110011  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 Cook Islands by the person making the deposit or in respect of which he}{\rtlch\fcs1 \af0\afs16 
\ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid14110011  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 has acted in the Cook Islands as agent}{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid14110011  }{\rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
of an underwriter, whether the policies or contracts have been granted or entered into before or after the passing of this Act:
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Provided that the deposit made in respect of any class of insurance business shall be held in trust exclusively for policyholder
s and claimants as aforesaid in respect of that class of insurance business.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14110011 (2) F}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 or the purposes of subsection (1) of this}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14110011  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 
section a policy or other contract of insurance shall be deemed to have been issued, granted, or entered into in the Cook Islands if it is in fact issued, granted, or entered into in the Cook Islands and also if the insurer or any agent of the insurer iss
ues in the Cook Islands any cover note in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11299055\charrsid3176892 respect}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
 of the contract or receives in the Cook Islands any proposal or premium in respect of the contract.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11299055 (3) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Until all the rights and claims in the Cook}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11299055  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Islands in respect of such policies or contracts as aforesa
id are cancelled, annulled, or liquidated, the deposit shall not be liable to be attached or levied upon, or be subject to any debts of or claims against the depositor, without the previous consent in writing of the Minister responsible for finance, who m
ay give his consent upon or subject to such terms and conditions as he thinks equitable, having regard to the interests of the persons as security for whom the deposits are held by the Financial Secretary.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11299055 (4) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Upon application made by the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11299055\charrsid3176892 Financial}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid11299055  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Secretar
y or by the depositor or by any person claiming to be one of the persons as security for whom the deposit is held, the High Court may make orders providing for the realisation of approved securities comprising or forming part of any deposit under this Act
,
 and for the distribution or application of the proceeds of any such realisation and of any moneys deposited with the Financial Secretary and of any income from the deposit held by the Financial Secretary or thereafter arising; and the Court may direct th
e issue of such notices and advertisements and the making of such inquiries and generally may make such orders as the Court thinks fit in order that the security granted by this Act to policyholders and claimants may be made effective.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 12\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid6647700 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Income from deposits }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6647700 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6647700 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Except in so far as may otherwise be provided in any order made by the High Court under section 11 of this Act, every depositor shall be entitled to }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 receive }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 from time to time the income}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6647700  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
payable or derived in respect of moneys or securities deposited by him.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 13\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid6647700 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Cover notes and receipts to refer to deposit}{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \insrsid6647700\charrsid6647700 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6647700 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) Every cover note and every receipt or other document acknowledging the receipt of a premium in respect of a contract of insurance issued by any agent or underwriter required to make a deposit under 
this Act in respect of the class of insurance business represented by that contract, or issued by any person acting as the servant or agent of any such agent or underwriter, at any time after the deposit is required to be made shall bear on the face there
of the name of the agent or underwriter by whom the deposit has been made, together with a statement t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6120988\charrsid3176892 o the effect that a deposit}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6647700  }{\rtlch\fcs1 
\ab\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 has been so made and is available as security for the contract of insurance evidenced by the cover note, receipt, or other document as aforesaid.
\par }\pard \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8257891 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (2) }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid8257891\charrsid3176892 Every}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
 person who issues any such cover note, receipt, or other document as aforesaid that does not conform to the requirements of this section commits an offence, and is liable on conviction to a fine not exceeding one hundred dollars.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 14\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid8257891 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Statements to be supplied annually}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8257891 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8257891 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8257891\charrsid8257891 Every}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid8257891 
 person required by this Act to make a deposit with the Financial Secretary shall, at the expiration of each financial year, prepare such statement in relation to that year, in such form, and containing suc
h particulars as the High Commissioner from time to time, by Order in }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8257891\charrsid8257891 Executive}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid8257891 
 Council, prescribes. Any such Order in Executive Council may prescribe different statements, forms, or particulars for different persons or classes of persons.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6892021 (2) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid8257891 Every such statement shall be audited by a person qualified to be the auditor of a company under th}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid5730989 e}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid8257891  Companies Act 1970, and }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5730989 s}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid8257891 hall}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid5730989  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid8257891 be printed or typewritten, and, together with three printed or typewritten copies thereof, shall be deposited with the Financial Secretar
y within four months after the close of the financial year to which it relates.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5730989 (3) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid8257891 
The original of each statement shall be signed by the auditor, and shall also be signed in the case of a company by the principal officer of the company managing its business in the Cook Islands or }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid1010493\charrsid8257891 in}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid8257891  the case of a person not being a company by that person.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid1010493 (4) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid8257891 The Financial}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
 Secretary shall forward one copy of each statement received under this section to the Minister responsible for finance, and shall forward another copy of each statement so received to the Minister in charge of the Department of Justice.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 15\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid7493897 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Penalty for false statement}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7493897 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7493897 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid7493897\charrsid3176892 Every}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7493897\charrsid3176892 person}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
 who signs or deposits any statement required by this Act, knowing the same to be false in any particular, is liable on conviction to a fine not exceeding one hundred dollars.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 16\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid7493897 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Withdrawal of deposits}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7493897 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7493897 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 (1) If any person who has made any deposit with the Financial Secretary under this Act in respect of any class of insurance business ceases to carry on that class of business in }{\rtlch\fcs1 \ai\af0 
\ltrch\fcs0 \insrsid9122209\charrsid3176892 the }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Cook Islands, the depositor may withdraw that deposit \_}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid7493897 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7493897 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
On the expiration of six months after service on the Financial Secretary of a notice in writing, duly signed on behalf of the depositor, stating that the depositor has ceased to carry on that class of business in the Cook I}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid4261392 slands and proposes to withdraw}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892  the deposit; and
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7493897 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
On satisfying the Financial Secretary that from the date of the service of the notice the depositor has not, except as to policies or contracts granted or made before that date, carried on that class of business in the Cook Islands; and
\par {\listtext\tab}}\pard \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid4479942 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
(c) On satisfying the Financial}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4479942  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid4479942 
Secretary that all the liabilities of the depositor in the Cook Islands in respect of that class of business are fully liquidated or provided for.
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12222267 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid12222267 (2) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
For the purposes of this section a person in the Cook Islands shall be deemed to be carrying on a class of insurance business in the Cook Islands not only if he does so on his own account but also if he acts as agent of }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 a }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Commonwealth underwriter or of a foreign underwriter in respect of that class of business.
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12222267 (3) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 The Financial Secretary shall cause every such }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12222267\charrsid3176892 notice}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid9122209\charrsid3176892  as aforesaid, and also his decision with regard to every such proposed withdrawal, to be published at the cost of the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12347504  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 depositor in such manner as he thinks fit.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 17\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid12347504 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Penalty on default in complying with terms of Act}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12347504 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5011453 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 If any person makes default in duly and f
ully complying with any of the requirements of this Act affecting him, that person, and also his attorney, general agent, and every other agent, are severally liable on conviction to a fine not exceeding one hundred dollars for every day during which the 
default continues.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 18\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid5011453 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 If default continues, person}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5011453  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 may be prohibited}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid26610\charrsid3176892  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid212935 from carrying on business}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5011453 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5011453 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 If any such default as aforesaid is continued for a period of three months the Minister responsible for finance may, by notice published in the Gazette, prohibit 
the defaulting person from carrying on insurance business or any class of insurance business in the Cook Islands, either absolutely or for such time as he declares.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid5011453 \hich\af0\dbch\af0\loch\f0 19\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid5011453 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid5011453 Further penalty for carrying on business after}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5011453\charrsid5011453  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid212935 notice prohibiting}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid5011453\charrsid5011453 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11619199 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 If any such person,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11619199  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 as
 aforesaid, or any person as attorney, general agent, or other agent for him or otherwise for or on his behalf, after }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 publication }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 of any notice under section 18 of this Act receives any application for insurance, or accepts any premium for insurance, or ot
herwise carries on the business of that person in the Cook Islands in contravention of the notice, then, in addition to any penalty for which they may be liable under section 17 of this Act, all such persons are severally liable on}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid11619199  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 conviction to a fine not exceeding two hundred dollars for each and every act so done in breach of the notice.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 20\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid11619199 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 In any action incorporation of company need not}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 be proved}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid11619199 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11619199 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 In any action or other proceedings it shall not be necessary to show that a company has been incorporated, b
ut it shall be sufficient to show that the company is carrying on business or has agreed or acted by the style or description by which it is made a party to }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \insrsid9122209\charrsid3176892 any }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid9122209\charrsid3176892 action or other proceedings.
\par {\listtext\pard\plain\ltrpar \s46 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\dbch\af0\insrsid9122209\charrsid3176892 \hich\af0\dbch\af0\loch\f0 21\tab}}\pard\plain \ltrpar\s46\ql \fi-879\li879\ri0\sb240\sa120\widctlpar
\jclisttab\tx879\wrapdefault\aspalpha\aspnum\faauto\ls19\adjustright\rin0\lin879\itap0\pararsid11619199 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \b\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892 Remuneration of Financial Secretary}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11619199 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11619199 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid11619199 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
he Financial Secretary shall be entitled to such reasonable remuneration from any depositor as may be agreed upon between the Financial Secretary and the depositor or, failing agreement, as shall be fixed by the Minister responsible for finance, either ge
nerally or in any particular case, for the Financial Secretary}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3176892\charrsid3176892 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
s services in respect of any approved securities deposited by any person under any of the provisions of this Act.
\par }\pard\plain \ltrpar\ql \li0\ri0\nowidctlpar\wrapdefault\nocwrap\nooverflow\aspalpha\aspnum\faroman\adjustright\rin0\lin0\itap0\pararsid3176892 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid11413528 
\par 
\par }\pard\plain \ltrpar\s39\qc \li0\ri0\sb240\sa240\widctlpar\tx3510\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12482774 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid12482774\charrsid11413528 SCHEDULE}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid12482774 
\par }\pard \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\tx3510\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12482774 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid12482774\charrsid11413528 Section 4}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\insrsid12482774\charrsid11413528 
\par }\pard\plain \ltrpar\s39\qc \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11413528 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\insrsid9122209\charrsid11413528 AMOUNTS OF DEPOSITS TO BE MADE
\par }\pard \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11413528 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid212935 1. Preliminary}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\insrsid11413528\charrsid4198658 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 For}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11413528\charrsid3176892 purposes}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9122209\charrsid3176892  of this Schedule,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11413528  }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
insurance business shall be divided into four classes, as follows:
\par {\listtext\tab}}\pard\plain \ltrpar\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid11413528 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Class 1: Fire insurance business.
\par {\listtext\tab}Class 2: Employers}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid3176892\charrsid3176892 '}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892  liability insurance business.
\par {\listtext\tab}Class}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid26610\charrsid3176892  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4071398 3: }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Third party risks insurance business.}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid4198658 
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Class 4: All other kinds of insurance business, except \_
\par {\listtext\tab}}\pard\plain \ltrpar\s30\ql \li2160\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\ilvl1\outlinelevel1\adjustright\rin0\lin2160\itap0\pararsid4198658 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4198658 (a) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Life insurance, including endowment and annuity contracts; and
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4198658 (b) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Marine insurance; and
\par {\listtext\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4198658 (c) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Insurance against earthquake.
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4198658 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\insrsid9122209\charrsid4198658 2. Local Companies}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid4198658\charrsid4198658 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 Subject to the provisions of}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4198658  }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid9122209\charrsid3176892 
section 5 of this Act, the amounts of the deposits required to be made by each local company in respect of each class of insurance business carried on by the company shall be as follows:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid9122209 
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts38\trgaph108\trleft-108\tpvpara\tphmrg\tposy685\tdfrmtxtLeft180\tdfrmtxtRight180\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935
\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx4513\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb
\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx5389\pard\plain \ltrpar
\s39\ql \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 
\fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188 \cell }\pard \ltrpar
\s39\qc \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188 $\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid2504188 \trowd \irow0\irowband0\ltrrow
\ts38\trgaph108\trleft-108\tpvpara\tphmrg\tposy685\tdfrmtxtLeft180\tdfrmtxtRight180\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935
\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx4513\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb
\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx5389\row \ltrrow}\pard\plain \ltrpar
\s39\ql \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 
\fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188\charrsid3176892 Class 1:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188 \cell }\pard \ltrpar
\s39\qr \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188\charrsid3176892 15,000}{\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid2504188 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2504188 \trowd \irow1\irowband1\ltrrow
\ts38\trgaph108\trleft-108\tpvpara\tphmrg\tposy685\tdfrmtxtLeft180\tdfrmtxtRight180\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935
\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx4513\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb
\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx5389\row \ltrrow}\pard\plain \ltrpar
\s39\ql \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 
\fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188\charrsid3176892 Class 2:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188 \cell }\pard \ltrpar
\s39\qr \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188\charrsid3176892 15,000}{\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid2504188 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2504188 \trowd \irow2\irowband2\ltrrow
\ts38\trgaph108\trleft-108\tpvpara\tphmrg\tposy685\tdfrmtxtLeft180\tdfrmtxtRight180\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935
\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx4513\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb
\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx5389\row \ltrrow}\pard\plain \ltrpar
\s39\ql \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 
\fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188\charrsid3176892 Class 3:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188 \cell }\pard \ltrpar
\s39\qr \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188\charrsid3176892 10,000}{\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid2504188 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2504188 \trowd \irow3\irowband3\ltrrow
\ts38\trgaph108\trleft-108\tpvpara\tphmrg\tposy685\tdfrmtxtLeft180\tdfrmtxtRight180\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935
\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx4513\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb
\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx5389\row \ltrrow}\pard\plain \ltrpar
\s39\ql \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 
\fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188\charrsid3176892 Class 4:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188 \cell }\pard \ltrpar
\s39\qr \li0\ri0\widctlpar\intbl\pvpara\phmrg\posy685\dxfrtext180\dfrmtxtx180\dfrmtxty0\wraparound\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid2504188\yts38 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid2504188\charrsid3176892 5,000}{\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid2504188 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid2504188 \trowd \irow4\irowband4\lastrow \ltrrow
\ts38\trgaph108\trleft-108\tpvpara\tphmrg\tposy685\tdfrmtxtLeft180\tdfrmtxtRight180\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935
\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx4513\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb
\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx5389\row {\listtext\tab}}\pard\plain \ltrpar
\s21\ql \li1440\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin1440\itap0\pararsid2504188 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4198658 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid591051 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\insrsid212935 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid591051 3. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid9122209\charrsid591051 Commonwealth Companies}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid591051\charrsid591051 
\par }\pard \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6960116 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 
The amounts of the deposits required to be made by each Commonwealth company in respect of each class of insurance business carried on in the Cook Islands by the company shall be as follows:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209 
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts38\trgaph108\trleft1662\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1770\tblindtype3 
\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6283\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl 
\cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7159\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 
\fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666 \cell }\pard \ltrpar\s39\qc \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid6565666 $\cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6565666 \trowd \irow0\irowband0\ltrrow
\ts38\trgaph108\trleft1662\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1770\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6283\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7159\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid6565666\charrsid3176892 Class 1:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666\charrsid3176892 15,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid6565666 \trowd \irow1\irowband1\ltrrow
\ts38\trgaph108\trleft1662\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1770\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6283\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7159\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid6565666\charrsid3176892 Class 2:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666\charrsid3176892 15,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid6565666 \trowd \irow2\irowband2\ltrrow
\ts38\trgaph108\trleft1662\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1770\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6283\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7159\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid6565666\charrsid3176892 Class 3: :(subject to section 5 of this Act)}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666 \cell }\pard \ltrpar
\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666\charrsid3176892 10,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666 \cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 
\ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid6565666 \trowd \irow3\irowband3\ltrrow
\ts38\trgaph108\trleft1662\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1770\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6283\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7159\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid6565666\charrsid3176892 Class 4:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666\charrsid3176892 5,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid6565666 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid6565666 \trowd \irow4\irowband4\lastrow \ltrrow
\ts38\trgaph108\trleft1662\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1770\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6283\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7159\row 
}\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2504188 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\insrsid212935 4. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid9122209\charrsid2504188 Foreign }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid2504188\charrsid2504188 Companies
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 The amounts of the deposits required to be made by each foreign company in respect of each class of insurance business carried on in the Cook Islands by the company shall be as follows:
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 
\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl 
\cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 
\fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar\s39\qc \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303 $\cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow0\irowband0\ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 Class 1:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 2}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 5,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow1\irowband1\ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 Class 2:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 2}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 5,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow2\irowband2\ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 Class 3: :(subject to section 5 of this Act)}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar
\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid4661303\yts38 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 1}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 5}{\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 ,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 
\rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow3\irowband3\ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 Class 4:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 10}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 ,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow4\irowband4\lastrow \ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row 
}\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4661303 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\insrsid9122209\charrsid4661303 5. Agents of }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid4661303\charrsid4661303 Commonwealth}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid9122209\charrsid4661303  Underwriters and Persons}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\insrsid26610\charrsid4661303  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid9122209\charrsid4661303 in the Cook}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid212935  Islands Acting as Underwriters}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\insrsid4661303\charrsid4661303 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 The amounts
 of the deposits required by each person in the Cook Islands acting as an underwriter and by each person in the Cook Islands acting as agent of a Commonwealth underwriter shall for each class of insurance business be as follows:
\par \ltrrow}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar\s39\qc \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 $\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow0\irowband0\ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 Class 1:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 10}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 ,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow1\irowband1\ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 Class 2:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 10}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 ,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow2\irowband2\ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 Class 3: :(subject to section 5 of this Act)}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar
\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid4661303\yts38 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 1}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 0}{\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 ,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 
\rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow3\irowband3\ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 Class 4:}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid11353228\yts38 {
\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 5}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303\charrsid3176892 ,000}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid4661303 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 
\lang2057\langfe1033\langnp2057\insrsid4661303 \trowd \irow4\irowband4\lastrow \ltrrow
\ts38\trgaph108\trleft1656\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4661303\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1764\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4621\clshdrawnil \cellx6277\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth876\clshdrawnil \cellx7153\row 
}\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13201454 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\insrsid9122209\charrsid13201454 6. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid13201454\charrsid13201454 Agents}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid9122209\charrsid13201454  of Foreign Underwriters}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\insrsid13201454\charrsid13201454 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 The amounts of the deposits required to be made by each person in the Cook Islands who acts as agent of a foreign underwriter shall in respect of each class of}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid13201454  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209\charrsid3176892 insurance business be as follows:}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9122209 
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts38\trgaph108\trleft1332\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1440\tblindtype3 
\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4055\clshdrawnil \cellx5387\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl 
\cltxlrtb\clftsWidth3\clwWidth992\clshdrawnil \cellx6379{\listtext\tab}\pard\plain \ltrpar\s21\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin0\pararsid9635727\yts38 \rtlch\fcs1 \af40\afs24\alang1025 
\ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454 \cell {\listtext\tab}}\pard \ltrpar
\s21\qc \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\ls22\outlinelevel0\adjustright\rin0\lin0\pararsid9635727\yts38 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454 $\cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454 \trowd \irow0\irowband0\ltrrow
\ts38\trgaph108\trleft1332\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1440\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4055\clshdrawnil \cellx5387\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth992\clshdrawnil \cellx6379\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid9635727\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid4071398 Classes 1, 2, and 4 (whether he }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454\charrsid3176892 acts}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454\charrsid3176892 
as agent in respect of only one}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454\charrsid3176892 or more than one of those classes)}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454 \cell }\pard \ltrpar
\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid9635727\yts38 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9635727 25,000}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13201454 \cell }\pard\plain \ltrpar
\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs20 \ltrch\fcs0 
\lang1033\langfe1033\langnp1033\insrsid13201454 \trowd \irow1\irowband1\ltrrow
\ts38\trgaph108\trleft1332\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1440\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl
\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4055\clshdrawnil \cellx5387\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth992\clshdrawnil \cellx6379\row \ltrrow
}\pard\plain \ltrpar\s39\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid9635727\yts38 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs24\lang2057\langfe2057\cgrid\langnp2057\langfenp2057 {\rtlch\fcs1 
\af0\afs17 \ltrch\fcs0 \insrsid9635727\charrsid9635727 Class 3 (subject to section 5 of this}{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid9635727  }{\rtlch\fcs1 \af0\afs17 \ltrch\fcs0 \insrsid9635727\charrsid3176892 Act)}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9635727\charrsid3176892 \cell }\pard \ltrpar\s39\qr \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid9635727\yts38 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9635727 10,000\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9635727 
\trowd \irow2\irowband2\lastrow \ltrrow\ts38\trgaph108\trleft1332\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid212935\tbllkhdrrows\tbllkhdrcols\tbllknocolband\tblind1440\tblindtype3 
\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth4055\clshdrawnil \cellx5387\clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl 
\cltxlrtb\clftsWidth3\clwWidth992\clshdrawnil \cellx6379\row }\pard\plain \ltrpar\s28\ql \li0\ri0\sl-360\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6960116 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid6960116 
\par 
\par }\pard\plain \ltrpar\s39\ql \li0\ri0\sb240\sa240\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6960116 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid9122209\charrsid6960116 This Act is administered in the Treasury.
\par RAROTONGA, COOK ISLANDS: Printed under the authority of the Cook Islands Government, by T. KAPI, Government Printer }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid26610\charrsid6960116 -}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12475696  }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid9122209\charrsid6960116 1971.
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