{\rtf1\adeflang1025\ansi\ansicpg0\uc1\adeff0\deff0\stshfdbch0\stshfloch0\stshfhich0\stshfbi0\deflang8192\deflangfe8192\themelang5129\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f1\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial;}
{\f34\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria Math;}{\f43\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}Cambria;}{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhimajor\f31502\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}Cambria;}
{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
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{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f44\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\f45\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
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{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fhimajor\f31528\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\fhimajor\f31529\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}{\fhimajor\f31531\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\fhimajor\f31532\fbidi \froman\fcharset162\fprq2 Cambria Tur;}
{\fhimajor\f31535\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\fhimajor\f31536\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}
{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\fhiminor\f31573\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\fhiminor\f31574\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}
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\fi-360\li7177\lin7177 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid336134171\'02{\uc1\u8 \'d0.};}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
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{\*\ud\uc0{\title IN THE HIGH COURT OF THE COOK ISLANDS}}}{\upr{\author pbarlow}{\*\ud\uc0{\author pbarlow}}}{\upr{\operator Liliviwa Baleimatuku}{\*\ud\uc0{\operator Liliviwa Baleimatuku}}}{\creatim\yr2024\mo4\dy4\hr14\min54}
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\s18\ql \li0\ri0\widctlpar\noline\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid1184060 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \f1\fs24\lang5129\langfe1033\cgrid\langnp5129\langfenp1033 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\fs22\insrsid10508155\charrsid16467146 IN THE HIGH COURT OF THE COOK ISLANDS
\par HELD AT RAROTONGA
\par }\pard \ltrpar\s18\ql \li0\ri0\widctlpar\noline\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid15496970 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\fs22\insrsid10508155\charrsid16467146 (}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\f0\fs22\insrsid8807333 LAND}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\fs22\insrsid10508155\charrsid16467146  DIVISION)}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\f0\fs22\insrsid7345930\charrsid16467146 \cell }\pard\plain \ltrpar
\qr \li0\ri0\sb240\sa240\widctlpar\noline\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\pararsid16475711 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \b\fs22\cgrid0\insrsid10508155\charrsid16467146 \tab }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cgrid0\insrsid8807333 APPLICATION }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cgrid0\insrsid13853711  NO:  384/2014
\par 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\insrsid10508155\charrsid16467146  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\cgrid0\insrsid10508155\charrsid15814215 \cell }\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10508155\charrsid16467146 
\trowd \irow0\irowband0\lastrow \ltrrow\ts11\trgaph56\trleft-56\trkeep\trftsWidth3\trwWidth8845\trftsWidthB3\trpaddl56\trpaddr56\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid16467146\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrtbl \clbrdrl\brdrtbl 
\clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth5018\clshdrawnil \cellx4962\clvertalb\clbrdrt\brdrtbl \clbrdrl\brdrtbl \clbrdrb\brdrtbl \clbrdrr\brdrtbl \cltxlrtb\clftsWidth3\clwWidth3827\clshdrawnil \cellx8789\row }\pard\plain \ltrpar
\s21\ql \fi-2127\li4962\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin4962\itap0\pararsid7738631 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 {\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \b\fs22\insrsid10976761 {\upr{\*\bkmkstart nam}{\*\ud\uc0{\*\bkmkstart nam}}}{\upr{\*\bkmkstart nam2}{\*\ud\uc0{\*\bkmkstart nam2}}}{\upr{\*\bkmkstart nam3}{\*\ud\uc0{\*\bkmkstart nam3}}}{\upr{\*\bkmkend nam}{\*\ud\uc0{\*\bkmkend nam}}}
{\upr{\*\bkmkend nam2}{\*\ud\uc0{\*\bkmkend nam2}}}{\upr{\*\bkmkend nam3}{\*\ud\uc0{\*\bkmkend nam3}}}
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\insrsid3685388 BETWEEN}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\insrsid3685388\charrsid16467146 \tab }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\insrsid9437914 WESTPAC BANKING CORPORATION}{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \fs22\insrsid3685388  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid16122573 of Rarotonga}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid3685388 , }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid7738631 \line }{\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \fs22\insrsid16475711 Cook Islands}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid3685388 
\par }\pard \ltrpar\s21\qr \fi-2127\li4962\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin4962\itap0\pararsid7738631 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\insrsid9437914 Plaintiff}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\fs22\insrsid3685388 
\par 
\par }\pard \ltrpar\s21\ql \fi-2127\li4962\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin4962\itap0\pararsid7738631 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\insrsid16002487\charrsid12866690 AND}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\fs22\insrsid16002487 \tab }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\insrsid9437914 JANETTE BROWNE}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid3685388  }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid16002487 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid9437914\charrsid14184813 
\par }\pard \ltrpar\s21\qr \fi-2127\li4962\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin4962\itap0\pararsid7738631 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\insrsid16475711 Respondent}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\fs22\insrsid16002487\charrsid16002487 
\par }\pard \ltrpar\s21\ql \li0\ri0\widctlpar\tx3969\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7345930 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid7699536\charrsid16467146 
\par }\pard \ltrpar\s21\ql \li0\ri0\widctlpar\tx3969\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16122573 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid16122573\charrsid16467146 
\par }\pard \ltrpar\s21\ql \li0\ri0\widctlpar\tx3969\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7345930 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\insrsid7345930\charrsid16467146 
\par }\pard\plain \ltrpar\ql \fi-1843\li1843\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1843\itap0\pararsid7738631 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af0\afs22 \ltrch\fcs0 \b\fs22\lang5129\langfe1033\langnp5129\insrsid6554873\charrsid16467146 Date}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\lang5129\langfe1033\langnp5129\insrsid70178\charrsid16467146 :\tab }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\lang5129\langfe1033\langnp5129\insrsid13860230 23}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\lang5129\langfe1033\langnp5129\insrsid9437914  July 2014}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\lang5129\langfe1033\langnp5129\insrsid70178\charrsid16467146 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs18\lang5129\langfe1033\langnp5129\insrsid70178\charrsid7738631 
\par }\pard \ltrpar\ql \fi-1843\li1843\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1843\itap0\pararsid9437914 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\lang5129\langfe1033\langnp5129\insrsid70178\charrsid16467146 Counsel:\tab }{
\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\lang5129\langfe1033\langnp5129\insrsid488279 Mr }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\lang5129\langfe1033\langnp5129\insrsid9437914 C Little for the Applicant}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\lang5129\langfe1033\langnp5129\insrsid488279 
\par }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\lang5129\langfe1033\langnp5129\insrsid8417256 \tab }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\lang5129\langfe1033\langnp5129\insrsid8417256\charrsid8417256 Respondent in person}{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \fs22\insrsid8417256\charrsid8417256 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7751112 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\lang5129\langfe1033\langnp5129\insrsid11955093 Date of Judgment:  }{\rtlch\fcs1 \af0\afs22 
\ltrch\fcs0 \fs22\lang5129\langfe1033\langnp5129\insrsid11955093 23 July 2014}{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\lang5129\langfe1033\langnp5129\insrsid70178\charrsid11955093 
\par }\pard \ltrpar\ql \li0\ri0\sa120\widctlpar\brdrb\brdrs\brdrw10\brsp20 \wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7354167 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\fs14\lang5129\langfe1033\langnp5129\insrsid70178\charrsid16467146 

\par }\pard \ltrpar\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4527999 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\lang5129\langfe1033\langnp5129\insrsid11955093 JUDGMENT}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\lang5129\langfe1033\langnp5129\insrsid4527999\charrsid16467146  OF THE }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \b\fs22\lang5129\langfe1033\langnp5129\insrsid4527999 HONOURABLE JUSTICE }{\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\b\fs22\lang5129\langfe1033\langnp5129\insrsid9437914 COLIN DOHERTY J}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\lang5129\langfe1033\langnp5129\insrsid4527999\charrsid16467146 
\par }\pard \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\brdrt\brdrs\brdrw10\brsp20 \wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7882435 {\rtlch\fcs1 \af0\afs19 \ltrch\fcs0 
\fs19\cf6\lang5129\langfe1033\langnp5129\insrsid70178\charrsid7738631 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid13860230 \hich\af0\dbch\af0\loch\f0 [1]\tab}}\pard\plain \ltrpar\s16\qj \li0\ri0\sb240\sl360\slmult1\widctlpar
\tx709\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid13860230 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs24\lang5129\langfe5129\cgrid\langnp5129\langfenp5129 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13860230 On 18 }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5334070 July 2014, I granted an indulgence to the Respondent in this matter to file and serve opposition documents to an 
application for permanent injunction and an Order for vacant possession of a property secured by way of a mortgage and by way of a Deed of Settlement from the Respondent to the Applicant.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid13860230 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid5334070 \hich\af0\dbch\af0\loch\f0 [2]\tab}}\pard \ltrpar\s16\qj \li0\ri0\sb240\sl360\slmult1\widctlpar
\tx709\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid5334070 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5334070 
The Respondent had sought the indulgence claiming that she needed to take legal advice and get representation.  Because of the notice that she had already had to do that, I granted the indulgence until today.  She filed documents not by way of Solicitor b
ut herself.  A letter to me as the Judge and a document entitled \'93Submission of Defence\'94.  I embarked upon the hearing today when the matter was called.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid5334070 \hich\af0\dbch\af0\loch\f0 [3]\tab}}\pard \ltrpar\s16\qj \li0\ri0\sb240\sl360\slmult1\widctlpar
\tx709\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid9441880 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5334070 
It has a longish history.  There had been advances of $630,000 to the Respondent and her late husband.  There had been other advances as well but $630,000 was the one that we are dealing with today.  Ultimately, the advance fell into arrears relatively qu
ickly and the parties came to negotiate a settlement.  In that settlement, the Respondent granted a Deed of Mortgage in favour of the Applicant on 17 August 2011.  It was over the land which was owned by her, three vil}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid9441880 las and her home.  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5334070 The property was collectively known as Manea Heights}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9441880 .  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5334070 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid9441880 \hich\af0\dbch\af0\loch\f0 [4]\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9441880 
An application was made to the Court in relation to enforcement of that mortgage and on the 10 September 2012, the Court did make Orders granting leave for enforcement of it.  The Respondent sought to set that aside and formally }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid11955093 applied}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9441880 
 to the Court to do so.  Negotiations ensued as a result of that application and those were settled by way of a further Deed of Settlement on 29 November 2013.  In that Deed, the Respondent agreed that the proceedings to set aside the Order to enforce the
 original Deed of Mortgage should be struck out and they were by way of Order of this Court on 3 December 2013.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid9441880 \hich\af0\dbch\af0\loch\f0 [5]\tab}
The Deed of Settlement provided amongst other things that $630,000 would be paid on the 30 May 2014 in full and final settlement of matters between the parties.  I was advised from the bar by Counsel for the applicant, that that was to enable about a six 
month period the respondent to market and sell Manea Heights.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid9441880 \hich\af0\dbch\af0\loch\f0 [6]\tab}
There was also an agreement in the Deed of Settlement that there would be payment to the applicant of monies received by way of income on the mortgaged property, no payments were received. 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid9441880 \hich\af0\dbch\af0\loch\f0 [7]\tab}The Applicant gave various notices that it intended to proceed by way of enforcement }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid11955093 of the Deed and the  mortgage }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9441880 and now makes the applications that it does, that are before the Court today.  
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid9441880 \hich\af0\dbch\af0\loch\f0 [8]\tab}
In the meantime, there had been further indulgences granted to the Respondent in order to enable her to attempt to refinance and she took actions to do so.  
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid9441880 \hich\af0\dbch\af0\loch\f0 [9]\tab}}\pard \ltrpar\s16\qj \li0\ri0\sb240\sl360\slmult1\widctlpar
\tx709\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid15759143 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9441880 The Deed of Settlement provided by paragraph 7.1}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 :
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid12274423 \hich\af0\dbch\af0\loch\f0 [10]\tab} \'93I}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid9441880 
f the borrower does not pay the settlement sum by the}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15759143 
 settlement date pursuant to clause 2, the borrower will be in default and the borrower agrees; a) that Westpac may immediately take all necessary action to obtain payment of the debt including but not limited to enforcement of the mortgage and any other 
security held by Westpac and not be limited to the amount of the settlement sum;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15759143 
 b) to immediately vacate and deliver vacant possession to Westpac of all of the villas and the residence at Manea Heights.\'94 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid15759143 \hich\af0\dbch\af0\loch\f0 [11]\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15759143  There were some }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid12274423 further}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15759143  terms which need not be referred to.  
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid15759143 \hich\af0\dbch\af0\loch\f0 [12]\tab}And}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423  so we come to today\rquote s hearing. }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15759143 I take the documents that have been filed by the Respondent as documents upon which I can proceed.  They are certainly not documents in th}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12022906 
e usual form but I am conscious }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid7688815 
that notwithstanding the time that she has had to engage Counsel for her own reasons, the Respondent appears in person.  So I grant her the further indulgence of dealing with these documents as though they were submissions}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid5838685  in defence of the applications, and whilst it is unsworn, I intend to take at face value the evidence that she gives me in the letter filed as well.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid15759143 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid5838685 \hich\af0\dbch\af0\loch\f0 [13]\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685 
I have some sympathy for the Respondent.  It is clear that this property is important }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 to her and her family. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 I}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685 t is all that she has in one sense and she has been fighting for years }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 \'93}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685 tooth and nail}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid12274423 \'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685  to hold on to it.  And she told me that in submissions today}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 , that that is her ultimate aim.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid5838685  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685 he has tried to raise monies to hold onto it}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685  }
{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 S}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685 he ha}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 d}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685  hoped that the Applicant would be more sympathetic to her}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 B}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685 ut the Applicant has run out of patience, it wants its money.

\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid5838685 \hich\af0\dbch\af0\loch\f0 [14]\tab}
The information that she has given me and the submission of defence raises a number of issues, the majority of which are irrelevant to today\rquote s proceeding, for example, in paragraph 5 of the document labelled \'93Submission of Defence\'94 she says 
\'93I am opposing the injunctions on the grounds that; a) further investigation is made regarding the accounts as per }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 attached statement from Westpac}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685 
 which I am not in agreement with.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 \'94}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685   She did not attach any statement to the document that she filed but in the course of the
 hearing, handed up a transaction history from the Applicant addressed to her as the Respondent and Lionel Browne who}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 m}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685  I assume is her late husband.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid5838685 \hich\af0\dbch\af0\loch\f0 [15]\tab}}\pard \ltrpar\s16\qj \li0\ri0\sb240\sl360\slmult1\widctlpar
\tx709\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid8330238 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5838685 
She also handed up a photocopy of something which purports to the evidence of payment of an additional $225,000 which has not been accounted for in the statement of her accounts that I have referred to.  This purports to be a transfer or payment from an a
ccount with the Applicant at its Tauranga Branch on account of this loan }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8330238 amount.  There is nothing to support it and even if I took it as sworn evidence, it would be hearsay }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid12274423 as }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8330238 it is supposedly drawn on her husband\rquote s account not hers.  Strangely however, th
is appears to have been the first time that this has ever been raised.  It is dated the 20 February 2007 but has never been}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423  raised as}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8330238 
 part of the settlement in 2011 or the settlement in 2013.  So I do not accept that that is an appropriate proposition.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid8330238 \hich\af0\dbch\af0\loch\f0 [16]\tab}
The balance of the submission of defence relates to her plea for the Court to have a proper investigation of the handling of monies}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8330238 
 this was the $630,000.  She claims that it was inappropriately used by a Solicitor acting for third parties but whom were related in the sense of being involved in the title to either Manea Heights or other related properties.  But she accepts that Westp
ac had nothing to do with this.  Westpac had advanced the monies the $630,000 to her Solicitors who had paid it onto the third party }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5000404 Solicitors supposedly to be held in trust pending availability of title.}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid8330238 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid5000404 \hich\af0\dbch\af0\loch\f0 [17]\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5000404 
So whatever has happened to that and she may well have an action there, I do not pass comment but certainly it has got no }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 relevance }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid5000404 
at all to the advance from Westpac in the sense of its contractual obligations and hers and or the Deed of Settlement.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid5000404 \hich\af0\dbch\af0\loch\f0 [18]\tab}There is also complaint in the opposition document about the title to Manea Heights}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid14905886  but of course that too has got nothing to do with the applicant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905886  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 N}{\rtlch\fcs1 
\af0 \ltrch\fcs0 \insrsid14905886 or has an allegation that there may be an action against the body corporate; there is no connection at all.  The only matter of any moment in the defence document that remain }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid12274423 is}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905886  a comment about the chattels and personal belongings in her home, which are of course hers and not the property nor part of any security to the Applicant.}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid5000404 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid14905886 \hich\af0\dbch\af0\loch\f0 [19]\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905886 
In effect, what the Respondent has done is ask this Court for mercy }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 to enable}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905886 
 her to gain more time to refinance or sell or a combination of the two.  I find it difficult to accept that the matters that she now raises have only just become apparent.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid14905886 \hich\af0\dbch\af0\loch\f0 [20]\tab}}\pard \ltrpar\s16\qj \li0\ri0\sb240\sl360\slmult1\widctlpar
\tx709\wrapdefault\aspalpha\aspnum\faauto\ls1\adjustright\rin0\lin0\itap0\pararsid14905886 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905886 
She also made a statement in the letter to me that she has not had any formalised legal assistance.  She accepted when certain documents were referred to the Court in earlier actions that that was not correct, that she has had Solicitors acting for her in
 the past and in relation to issues with }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 the applicant}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905886 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid14905886 \hich\af0\dbch\af0\loch\f0 [21]\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905886 
  She impressed me as someone who has intelligence and the ability to deal with matters of some complexity herself, but I think that what she has been attempting to do here is to fight the rear guard action as best she can but with no ammunition.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid14905886 \hich\af0\dbch\af0\loch\f0 [22]\tab}
I am satisfied on the information available to me that the application for permanent injunction and Order for vacant possession of the property ought to be granted.  There is no defence.  Counsel for the Applicant seeks a double whammy by asking that a wa
rrant for execution also be granted at this time.  That on the basis t}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905883 hat as Counsel says there is }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905886 
inevitability that the Respondent will not leave the property despite the Order of the Court}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905883 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905886 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid14905883 \hich\af0\dbch\af0\loch\f0 [23]\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905883 
The Applicant will then have two options, an application for a warrant and also an application for contempt.  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 Contempt}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905883 
 would personally attach to the Respondent}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12274423 ;}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905883 
 contempt of the Orders of the Court where there are certain remedies against her personally.  That is a matter for the Applicant but in view of the fact that a warrant of execution is something that dramatically impinges upon the rights of the individual
 and would enable the Cook Islands Police to enter into the property and to offend against the individual rights of those who remained in possession, I am not prepared to grant that application }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid599013 at this stage.}
{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid14905883 
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid599013 \hich\af0\dbch\af0\loch\f0 [24]\tab}}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid599013 
The applicant has said that it is prepared to give 14 days to vacate.  Should that not happen then the Applicant should have the opportunity to bring on the application for warrant for execution on three day\rquote s notice.  
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid599013 \hich\af0\dbch\af0\loch\f0 [25]\tab}
In the meantime, it will be adjourned until the next sitting of this Court in its civil jurisdiction which is 21 September 2014.  
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid599013 \hich\af0\dbch\af0\loch\f0 [26]\tab}So the application is granted on its terms but amended to allow it to take }{\rtlch\fcs1 \af0 
\ltrch\fcs0 \insrsid12274423 effect}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid599013  14 days from today\rquote s date.
\par {\listtext\pard\plain\ltrpar \s16 \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \lang5129\langfe5129\langnp5129\insrsid599013 \hich\af0\dbch\af0\loch\f0 [27]\tab}Costs are reserved.
\par }\pard \ltrpar\s16\qj \li0\ri0\sb240\sl360\slmult1\widctlpar\tx709\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12672854 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12672854 
\par 
\par }\pard \ltrpar\s16\qr \li0\ri0\sb120\widctlpar\tx709\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11693548 {\rtlch\fcs1 \af0 \ltrch\fcs0 \fs14\insrsid7738631\charrsid7738631 
\par }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid11693548 _________________________
\par }\pard \ltrpar\s16\qr \li0\ri0\sb120\widctlpar\tx709\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12460954 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid9437914 Colin Doherty}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\insrsid11693548 , J}{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\insrsid13597390\charrsid16467146 
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\lsdpriority49 \lsdlocked0 List Table 4 Accent 1;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 1;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 1;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 1;
\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 2;\lsdpriority47 \lsdlocked0 List Table 2 Accent 2;\lsdpriority48 \lsdlocked0 List Table 3 Accent 2;\lsdpriority49 \lsdlocked0 List Table 4 Accent 2;
\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 2;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 2;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 2;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 3;
\lsdpriority47 \lsdlocked0 List Table 2 Accent 3;\lsdpriority48 \lsdlocked0 List Table 3 Accent 3;\lsdpriority49 \lsdlocked0 List Table 4 Accent 3;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 3;
\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 3;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 3;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 4;\lsdpriority47 \lsdlocked0 List Table 2 Accent 4;
\lsdpriority48 \lsdlocked0 List Table 3 Accent 4;\lsdpriority49 \lsdlocked0 List Table 4 Accent 4;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 4;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 4;
\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 4;\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 5;\lsdpriority47 \lsdlocked0 List Table 2 Accent 5;\lsdpriority48 \lsdlocked0 List Table 3 Accent 5;
\lsdpriority49 \lsdlocked0 List Table 4 Accent 5;\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 5;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 5;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 5;
\lsdpriority46 \lsdlocked0 List Table 1 Light Accent 6;\lsdpriority47 \lsdlocked0 List Table 2 Accent 6;\lsdpriority48 \lsdlocked0 List Table 3 Accent 6;\lsdpriority49 \lsdlocked0 List Table 4 Accent 6;
\lsdpriority50 \lsdlocked0 List Table 5 Dark Accent 6;\lsdpriority51 \lsdlocked0 List Table 6 Colorful Accent 6;\lsdpriority52 \lsdlocked0 List Table 7 Colorful Accent 6;\lsdsemihidden1 \lsdunhideused1 \lsdpriority99 \lsdlocked0 Mention;
\lsdsemihidden1 \lsdunhideused1 \lsdpriority99 \lsdlocked0 Smart Hyperlink;\lsdsemihidden1 \lsdunhideused1 \lsdpriority99 \lsdlocked0 Hashtag;\lsdsemihidden1 \lsdunhideused1 \lsdpriority99 \lsdlocked0 Unresolved Mention;
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